[{"data":1,"prerenderedAt":2840},["ShallowReactive",2],{"de-blog/kosten-reduzieren":3,"de-global-content":661,"de-article-global-content":1971,"de-blog-article-more-articles-208796805":2232},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":648,"full_slug":649,"sort_by_date":61,"position":650,"tag_list":651,"is_startpage":24,"parent_id":652,"meta_data":61,"group_id":653,"first_published_at":654,"release_id":61,"lang":67,"path":61,"alternates":655,"default_full_slug":656,"translated_slugs":657},"So reduzieren Sie Ihre Kosten: fünf Tipps","2022-10-24T16:46:24.954Z","2026-11-03T12:15:02.277Z","2026-11-03T12:15:02.301Z",208796805,"0df14c28-77dc-421b-b614-e17493a49214",{"_uid":11,"roles":12,"title":4,"author":13,"topics":77,"content":161,"category":540,"language":567,"component":554,"heroMedia":568,"sidebarCta":575,"publishedAt":576,"readingTime":577,"redirectUrl":33,"listingImage":578,"metaDescription":579,"componentsAfterTheArticle":580},"c6d5cf59-3796-4ad4-8f89-ee44259dc206",[],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":59,"full_slug":60,"sort_by_date":61,"position":62,"tag_list":63,"is_startpage":24,"parent_id":64,"meta_data":61,"group_id":65,"first_published_at":66,"release_id":61,"lang":67,"path":61,"alternates":68,"default_full_slug":69,"translated_slugs":70,"_stopResolving":76},"Nina Meyer","2022-10-19T17:37:31.039Z","2026-09-29T08:35:16.751Z","2026-09-29T08:35:16.768Z",206165103,"e2ed251c-9c24-4775-afdf-4d09b68d80e8",{"seo":21,"_uid":30,"name":14,"links":31,"picture":45,"lastName":47,"component":48,"firstName":49,"description":50},[22],{"_uid":23,"noIndex":24,"component":25,"metaFields":26},"160a22d3-f4ae-4b84-aaf5-fa007efcbc5b",false,"seo",{"_uid":27,"title":28,"plugin":29},"6f22881f-8a31-43fc-a606-7e10b5550719","Nina Meyer | Spendesk","meta-fields","89f0f0a6-fc82-48a3-8054-e58c32b42f44",[32],{"tag":33,"_uid":34,"icon":35,"link":39,"type":33,"label":33,"style":43,"component":44,"onClickEvent":33,"openInANewTab":24,"horizontalFill":24},"","9c4580ca-ff0b-4a12-b659-be46ef7acc73",{"id":36,"alt":33,"name":33,"focus":33,"title":33,"filename":37,"copyright":33,"fieldtype":38,"is_external_url":24},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":33,"url":40,"linktype":41,"fieldtype":42,"cached_url":40},"https://www.linkedin.com/in/nina-meyer-197a51112/","url","multilink","primary","cta",{"alt":46,"name":33,"focus":33,"title":33,"filename":46,"copyright":33,"fieldtype":38,"is_external_url":24},"https://a.storyblok.com/f/146026/433x433/1daa98b3f2/profilphoto-20slack.jpg","Meyer","author","Nina",{"type":51,"content":52},"doc",[53],{"type":54,"content":55},"paragraph",[56],{"text":57,"type":58},"Nina Meyer ist Product Marketing Manager bei Spendesk. Sie hat an der Sorbonne deutsch-französisches Marketing studiert und lebt seit 10 Jahren in Paris.","text","nina-meyer","de/blog/author/nina-meyer",null,-390,[],176408854,"fdf5326b-a851-4b05-ba93-4dfd53539243","2022-11-02T15:26:00.557Z","de",[],"blog/author/nina-meyer",[71,73,74],{"path":69,"name":61,"lang":72,"published":61},"fr",{"path":69,"name":61,"lang":67,"published":61},{"path":69,"name":61,"lang":75,"published":61},"es",true,[78,107,134],{"name":79,"created_at":80,"published_at":81,"updated_at":82,"id":83,"uuid":84,"content":85,"slug":94,"full_slug":95,"sort_by_date":61,"position":96,"tag_list":97,"is_startpage":24,"parent_id":98,"meta_data":61,"group_id":99,"first_published_at":100,"release_id":61,"lang":67,"path":61,"alternates":101,"default_full_slug":102,"translated_slugs":103,"_stopResolving":76},"Tipps","2022-10-19T17:57:57.606Z","2026-09-29T09:14:26.080Z","2026-09-29T09:14:26.098Z",206171433,"33f83858-dc0c-4495-a781-884744ad3e3f",{"seo":86,"_uid":92,"name":79,"component":93},[87],{"_uid":88,"noIndex":24,"component":25,"metaFields":89},"cc65e112-e258-4ff2-9e3a-1d338701a264",{"_uid":90,"plugin":29,"description":91},"d1321b8f-6dc9-45a0-9cc5-880563e91429","Praktische Tipps fuer den Finanzalltag: kleine Hebel mit grosser Wirkung fuer Ausgaben, Prozesse und Teamorganisation.","afa75830-c2b2-4780-b65d-7b4f2282620b","tag","tipps","de/blog/topic/tipps",-370,[],176456153,"30fd2024-3540-4cd2-ae62-d59c7a324412","2022-11-02T15:24:45.103Z",[],"blog/topic/tipps",[104,105,106],{"path":102,"name":61,"lang":72,"published":61},{"path":102,"name":61,"lang":67,"published":61},{"path":102,"name":61,"lang":75,"published":61},{"name":108,"created_at":109,"published_at":110,"updated_at":111,"id":112,"uuid":113,"content":114,"slug":122,"full_slug":123,"sort_by_date":61,"position":124,"tag_list":125,"is_startpage":24,"parent_id":98,"meta_data":61,"group_id":126,"first_published_at":127,"release_id":61,"lang":67,"path":61,"alternates":128,"default_full_slug":129,"translated_slugs":130,"_stopResolving":76},"Spesen und Reisekosten","2022-10-19T17:57:58.476Z","2026-09-29T09:14:23.931Z","2026-09-29T09:14:23.950Z",206171437,"5e7aefe9-cdac-4a49-b390-70babd2ef7bd",{"seo":115,"_uid":121,"name":108,"component":93},[116],{"_uid":117,"noIndex":24,"component":25,"metaFields":118},"1decdc89-57ee-4ecc-8c9d-09842fd2208f",{"_uid":119,"plugin":29,"description":120},"e7e2c30b-7923-4840-9469-8e3574fbd108","Spesen und Reisekosten gemeinsam gedacht: von der Belegerfassung bis zur Erstattung - ein Ueberblick fuer Finanzteams.","959a1f0e-4729-4406-a877-32a6c59a5298","spesen-und-reisekosten","de/blog/topic/spesen-und-reisekosten",-410,[],"9fd52716-9922-492a-a42b-b42c503a0dac","2022-11-02T15:24:43.761Z",[],"blog/topic/spesen-und-reisekosten",[131,132,133],{"path":129,"name":61,"lang":72,"published":61},{"path":129,"name":61,"lang":67,"published":61},{"path":129,"name":61,"lang":75,"published":61},{"name":135,"created_at":136,"published_at":137,"updated_at":138,"id":139,"uuid":140,"content":141,"slug":149,"full_slug":150,"sort_by_date":61,"position":151,"tag_list":152,"is_startpage":24,"parent_id":98,"meta_data":61,"group_id":153,"first_published_at":154,"release_id":61,"lang":67,"path":61,"alternates":155,"default_full_slug":156,"translated_slugs":157,"_stopResolving":76},"Geschäftsausgaben","2022-10-24T16:11:35.894Z","2026-09-29T09:14:15.441Z","2026-09-29T09:14:15.456Z",208763789,"2e74ff1e-c931-4b4b-be73-cfed9979a153",{"seo":142,"_uid":148,"name":135,"component":93,"hubspotId":33},[143],{"_uid":144,"noIndex":24,"component":25,"metaFields":145},"11be08ae-3e01-4e42-adea-6b6a67583d60",{"_uid":146,"plugin":29,"description":147},"00cf6f53-e8a1-4ecb-baca-f3338cd97916","Geschaeftsausgaben im Griff: Erfassung, Freigabe und Kontrolle von Unternehmensausgaben fuer mehr Transparenz im Finanzalltag.","3f4c451e-8e90-42af-8ab4-49c7a12230b6","geschaeftsausgaben","de/blog/topic/geschaeftsausgaben",-550,[],"3faaf794-80d2-438d-b107-65619171cb1c","2022-11-02T15:24:38.392Z",[],"blog/topic/geschaeftsausgaben",[158,159,160],{"path":156,"name":61,"lang":72,"published":61},{"path":156,"name":61,"lang":67,"published":61},{"path":156,"name":61,"lang":75,"published":61},{"type":51,"content":162},[163,176,183,187,199,208,212,217,223,229,233,243,248,267,272,276,288,293,297,309,314,356,361,378,387,421,425,430,434,528,532],{"type":54,"content":164},[165,167,174],{"text":166,"type":58},"Selten war es für Finanzteams so wichtig zu wissen, wohin Firmengelder fließen, wie zur Zeit. Für viele Branchen zählt seit Beginn der Corona-Krise jeder Euro und es ist essentiell, die ",{"text":168,"type":58,"marks":169},"Kontrolle",[170],{"type":171,"attrs":172},"link",{"href":173,"uuid":61,"anchor":61,"target":61,"linktype":41},"/de/platform/spend-controls/",{"text":175,"type":58}," über den Cash Flow zu behalten, sodass strategische Entscheidungen für die Zukunft der Firma getroffen werden können.",{"type":177,"attrs":178,"content":180},"heading",{"level":179},2,[181],{"text":182,"type":58},"Digitalisierung ist ein Muss",{"type":54,"content":184},[185],{"text":186,"type":58},"Vor der Krise haben technologische Innovationen und die Digitalisierung allgemein vielen Unternehmen, vor allem Start-Ups, ein rasantes Wachstum beschert. Der Boom der Software-Branche ist noch nicht vorbei - im Gegenteil: Auch traditionelle Unternehmen verwenden jetzt Tools für Videokonferenzen und suchen neue Lösungen für ihre Mitarbeiter im Home Office.",{"type":54,"content":188},[189,191,197],{"text":190,"type":58},"Die Krise hat deutlich gemacht, wie wichtig effiziente und vor allem flexible Prozesse sind, um Kosten zu reduzieren und die Rentabilität zu verbessern. Doch die ",{"text":192,"type":58,"marks":193},"Digitalisierung hat den Wettbewerb verschärft",[194],{"type":171,"attrs":195},{"href":196,"uuid":61,"anchor":61,"target":61,"linktype":41},"https://blog.spendesk.com/de/finance-hr-tools-digitalisieren",{"text":198,"type":58}," und wer vor der Krise nur spät dran war, kann den Anschluss jetzt schnell komplett verpassen.",{"type":200,"attrs":201},"blok",{"id":202,"body":203},"fd0d60a5-fbb5-41bb-9d11-d73b15a70464",[204],{"_uid":205,"html":206,"component":207},"i-a5a8ed4b-a0b2-4bd5-b5bb-9b4bb82fb088","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-069ee0a9-bf66-499a-b50d-73e3291310e0\">\u003Cspan class=\"hs-cta-node hs-cta-069ee0a9-bf66-499a-b50d-73e3291310e0\" id=\"hs-cta-069ee0a9-bf66-499a-b50d-73e3291310e0\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/069ee0a9-bf66-499a-b50d-73e3291310e0\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-069ee0a9-bf66-499a-b50d-73e3291310e0\" style=\"border-width:0px;\" height=\"500\" width=\"1000\" src=\"https://no-cache.hubspot.com/cta/default/2694209/069ee0a9-bf66-499a-b50d-73e3291310e0.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '069ee0a9-bf66-499a-b50d-73e3291310e0', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":54,"content":209},[210],{"text":211,"type":58},"Für CFOs, Finanzteams und die Buchhaltung sind die zeitraubenden Aufgaben oft die wichtigsten: Sie prüfen jede Rechnung und jeden Beleg, um zu wissen, wohin die Mittel im vergangenen Monat geflossen sind. Ohne einen guten Überblick über alle Ausgaben zu haben, ist es unmöglich zu entscheiden, wo Kosten reduziert werden können. Mit ein paar Tipps lässt sich Ihre Ausgabenverwaltung weiter optimieren.",{"type":177,"attrs":213,"content":214},{"level":179},[215],{"text":216,"type":58},"Ihre Checkliste zur Reduzierung von Ausgaben",{"type":177,"attrs":218,"content":220},{"level":219},3,[221],{"text":222,"type":58},"#1- Bestandsaufnahme",{"type":177,"attrs":224,"content":226},{"level":225},4,[227],{"text":228,"type":58},"Welche Tools verwenden Sie wirklich?",{"type":54,"content":230},[231],{"text":232,"type":58},"Dieser erste Punkt mag zunächst banal klingen, natürlich wissen Sie im Großen und Ganzen, wo Ihre Firma Geld ausgibt, welche Lieferanten Sie haben und welche Lösungen Sie verwenden, aber eine Bestandsaufnahme lohnt sich immer. Die Wahrscheinlichkeit, dabei auf Verträge zu stoßen, die still und leise weiterlaufen, ohne wirklich von Nutzen zu sein, ist groß.",{"type":54,"content":234},[235,241],{"text":236,"type":58,"marks":237},"Der Vertrag von Ihrem Kollegen aus dem Marketing",[238],{"type":171,"attrs":239},{"href":240,"uuid":61,"anchor":61,"target":61,"linktype":41},"https://www.contracthero.de/",{"text":242,"type":58},", der vor einem halben Jahr ein neues Tool testen wollte und dann eine neue Stelle angenommen hat zum Beispiel. Vielleicht zahlen sie fröhlich weiter, nur weiß das inzwischen keiner mehr. In diesem Fall lässt sich schnell und ohne großen Aufwand Geld sparen. Vielleicht zahlen Sie auch für einen Premium Plan mit 50 Nutzern, mittlerweile verwenden aber nur noch 30 Kollegen die Lösung. Hier können Sie den Vertrag neu verhandeln. Das gleiche gilt auch für Ihre Lieferantenverträge.",{"type":177,"attrs":244,"content":245},{"level":225},[246],{"text":247,"type":58},"Lieferantenverträge neu verhandeln",{"type":54,"content":249},[250,252,265],{"text":251,"type":58},"Wenn der Bereich ",{"text":253,"type":58,"marks":254},"Einkauf",[255],{"type":171,"attrs":256},{"href":257,"uuid":258,"anchor":61,"target":61,"linktype":259,"story":260},"procurement-einkauf-software","f8bd66e9-063c-4b30-be27-c56a288d87be","story",{"name":261,"id":262,"uuid":258,"slug":257,"url":263,"full_slug":264,"_stopResolving":76},"Procurement-Software – 8 Tools für den Einkauf",208800773,"blog/procurement-einkauf-software","de/blog/procurement-einkauf-software",{"text":266,"type":58}," ein wichtiger Teil Ihrer Betriebsabläufe ist, macht es Sinn, sich in regelmäßigen Abständen die Zeit zu nehmen, die Angebote der Lieferanten zu überdenken, die Preise mit denen (neuer) Konkurrenten zu vergleichen und das Kleingedruckte zu lesen. Viele Lieferanten werden Ihnen lieber einen Rabatt gewähren, als einen Kunden ganz zu verlieren. Klingt zunächst mühsam, lohnt sich aber langfristig.",{"type":177,"attrs":268,"content":269},{"level":219},[270],{"text":271,"type":58},"#2 - Ziel: eine verantwortungsbewusste Einkaufspolitik",{"type":54,"content":273},[274],{"text":275,"type":58},"Um optimiert werden zu können, müssen Ihre Einkäufe zunächst gut organisiert werden. Nach welchen Kriterien wählen Sie Ihre Lieferanten und Lösungen aus? Können Sie Produkte und Lösungen testen, bevor Sie einen Vertrag mit zwölf Monaten Laufzeit abschließen? Dürfen Ihre Teamleiter Verträge für ein gewisses Budget selbst unterschreiben?",{"type":54,"content":277},[278,280,286],{"text":279,"type":58},"Unabhängig von Ihren internen Prozessen ist eine klare Kommunikation zwischen den Mitarbeitern aller Abteilungen und dem Finanzteam nötig. Alle Mitarbeiter müssen über Ihren Einkaufsprozess, die Abläufe sowie die Rechte der einzelnen Teams informiert sein. Zudem sollten diese Abläufe schriftlich dokumentiert sein. Wie Sie eine gute Ausgabenrichtlinie erstellen und die Kontrolle über operative Ausgaben behalten, ",{"text":281,"type":58,"marks":282},"erfahren Sie hier",[283],{"type":171,"attrs":284},{"href":285,"uuid":61,"anchor":61,"target":61,"linktype":41},"https://blog.spendesk.com/de/ausgaben-effizient-verwalten",{"text":287,"type":58},".",{"type":177,"attrs":289,"content":290},{"level":219},[291],{"text":292,"type":58},"#3 - Optimieren Sie Ihr Management",{"type":54,"content":294},[295],{"text":296,"type":58},"Um wettbewerbsfähig zu bleiben, dürfen Sie nie aufhören, nach Verbesserungsmöglichkeiten zu suchen. Nur weil etwas schon immer so gemacht wurde, heißt das nicht, dass es richtig ist. Bleiben Sie offen für neue Lösungen, die Ihnen und den Kollegen im Management das Leben erleichtern können.",{"type":54,"content":298},[299,301,307],{"text":300,"type":58},"Wenn es in Ihrer Firma nicht bereits der Fall ist, sollten Sie eine regelmäßige Berichterstattung und ",{"text":302,"type":58,"marks":303},"klar strukturierte Reportings",[304],{"type":171,"attrs":305},{"href":306,"uuid":61,"anchor":61,"target":61,"linktype":41},"https://blog.spendesk.com/de/dienstreisen-buchung-abrechnung-reporting",{"text":308,"type":58}," einführen. Manuell erstellt können diese jedoch schnell zu einer Fehlerquelle werden, auch hier lohnt sich die Überlegung, einmal zu investieren, um dann langfristig Kosten zu sparen und dank einer innovativen, digitalen Lösung in Echtzeit die Übersicht zu behalten.",{"type":177,"attrs":310,"content":311},{"level":219},[312],{"text":313,"type":58},"#4 - Schluss mit manuellen Spesenabrechnungen",{"type":54,"content":315},[316,318,332,334,340,342,354],{"text":317,"type":58},"Manuelle ",{"text":319,"type":58,"marks":320},"Spesenabrechnungen",[321],{"type":171,"attrs":322},{"href":323,"uuid":324,"anchor":61,"target":325,"linktype":259,"story":326},"/blog/spesenabrechnung-leicht-gemacht","8c843997-909c-49bf-ac8e-3f2efabe6501","_self",{"name":327,"id":328,"uuid":324,"slug":329,"url":330,"full_slug":331,"_stopResolving":76},"Spesenabrechnung leicht gemacht - so sparen alle Zeit & Geld beim Monatsabschluss",208795629,"spesenabrechnung-leicht-gemacht","blog/spesenabrechnung-leicht-gemacht","de/blog/spesenabrechnung-leicht-gemacht",{"text":333,"type":58},": Sie sind sowohl dem Finanzteam als auch den Mitarbeitern ein Dorn im Auge. Wenn man Ausgaben für ",{"text":335,"type":58,"marks":336},"Verpflegungsmehraufwand",[337],{"type":171,"attrs":338},{"href":339,"uuid":61,"anchor":61,"target":61,"linktype":41},"https://blog.spendesk.com/de/verpflegungsmehraufwand-spesens%C3%A4tze-dienstreisen",{"text":341,"type":58}," auf Geschäftsreisen, Bürobedarf und Mittagessen mit Kunden zusammenrechnet, summiert sich das schnell. Die Jagd nach Rechnungen, ",{"text":343,"type":58,"marks":344},"Quittungen",[345],{"type":171,"attrs":346},{"href":347,"uuid":348,"anchor":61,"target":325,"linktype":259,"story":349},"/was-ist-eine-quittung","c7b3fad2-460d-4368-8b02-6c1ca8e8231d",{"name":350,"id":351,"uuid":348,"slug":352,"url":352,"full_slug":353,"_stopResolving":76},"Ask Page: Was ist eine Quittung?",130863545,"was-ist-eine-quittung","de/was-ist-eine-quittung",{"text":355,"type":58}," und Belegen bereitet den Mitarbeiter und der Buchhaltung dann kurz vor Monatsabschluss Kopfzerbrechen.",{"type":177,"attrs":357,"content":358},{"level":225},[359],{"text":360,"type":58},"Spesenabrechnungen kosten Zeit & Geld",{"type":54,"content":362},[363,365,377],{"text":364,"type":58},"Die Zeit, die sowohl Mitarbeiter als auch das Finanzteam benötigen, um Spesenabrechnungen manuell zu erstellen, zu validieren und zurückzuerstatten, kommen dem Unternehmen jeden Monat indirekt teuer zu stehen, denn diese Zeit könnte auch für strategisch wichtigere Aufgaben verwendet werden. Wie Sie die versteckten Kosten Ihrer Spesenabrechnungen in wenigen Minuten berechnen können, ",{"text":281,"type":58,"marks":366},[367],{"type":171,"attrs":368},{"href":369,"uuid":370,"anchor":61,"target":325,"linktype":259,"story":371},"/lp/spend-management-calculator","ab956bec-b6b4-434a-b4aa-b772873f9577",{"name":372,"id":373,"uuid":370,"slug":374,"url":375,"full_slug":376,"_stopResolving":76},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","de/tools/spend-management-calculator",{"text":287,"type":58},{"type":54,"content":379},[380],{"type":200,"attrs":381},{"id":382,"body":383},"422dc281-4531-4d59-818e-24fe4af25055",[384],{"_uid":385,"html":386,"component":207},"afebbb90-9ebe-4b13-b2c1-cd3e6a711d77","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-127db325-05d8-4ce1-acbd-aad02130b625\">\u003Cspan class=\"hs-cta-node hs-cta-127db325-05d8-4ce1-acbd-aad02130b625\" id=\"hs-cta-127db325-05d8-4ce1-acbd-aad02130b625\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/127db325-05d8-4ce1-acbd-aad02130b625\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-127db325-05d8-4ce1-acbd-aad02130b625\" style=\"border-width:0px;\" height=\"500\" width=\"1500\" src=\"https://no-cache.hubspot.com/cta/default/2694209/127db325-05d8-4ce1-acbd-aad02130b625.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '127db325-05d8-4ce1-acbd-aad02130b625', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":54,"content":388},[389,391,397,399,412,414,420],{"text":390,"type":58},"Digitale Lösungen wie ",{"text":392,"type":58,"marks":393},"Spendesk",[394],{"type":171,"attrs":395},{"href":396,"uuid":61,"anchor":61,"target":61,"linktype":41},"/de/",{"text":398,"type":58},", können einen Großteil dieser manuellen Aufgaben ersetzen. 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",{"text":523,"type":58,"marks":524},"Datev",[525],{"type":171,"attrs":526},{"href":527,"uuid":61,"anchor":61,"target":61,"linktype":41},"/de/integrations/spend-management-datev/",{"type":54,"content":529},[530],{"text":531,"type":58},"Es ist nie zu spät, den Sprung ins digitale Zeitalter zu wagen, denn mittel- und langfristig gesehen steigern Sie durch effizientere interne Prozesse nicht nur die Wettbewerbsfähigkeit sondern auch die Zufriedenheit der Mitarbeiter, und das ist unbezahlbar.",{"type":54,"content":533},[534],{"type":200,"attrs":535},{"id":382,"body":536},[537],{"_uid":538,"html":539,"component":207},"59a99b40-ec97-4c6f-94e6-067907f068aa","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-f147afe9-5b90-4208-a9a3-28ff92df7a4e\">\u003Cspan class=\"hs-cta-node hs-cta-f147afe9-5b90-4208-a9a3-28ff92df7a4e\" id=\"hs-cta-f147afe9-5b90-4208-a9a3-28ff92df7a4e\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/f147afe9-5b90-4208-a9a3-28ff92df7a4e\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-f147afe9-5b90-4208-a9a3-28ff92df7a4e\" style=\"border-width:0px;\" height=\"500\" width=\"1500\" src=\"https://no-cache.hubspot.com/cta/default/2694209/f147afe9-5b90-4208-a9a3-28ff92df7a4e.png\"  alt=\"Der ultimative Guide für CFOs\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'f147afe9-5b90-4208-a9a3-28ff92df7a4e', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"name":541,"created_at":542,"published_at":543,"updated_at":544,"id":545,"uuid":546,"content":547,"slug":554,"full_slug":555,"sort_by_date":61,"position":556,"tag_list":557,"is_startpage":24,"parent_id":558,"meta_data":61,"group_id":559,"first_published_at":560,"release_id":61,"lang":67,"path":61,"alternates":561,"default_full_slug":562,"translated_slugs":563,"_stopResolving":76},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":548,"icon":549,"name":541,"component":553},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":550,"alt":551,"name":33,"focus":33,"title":33,"filename":552,"copyright":33,"fieldtype":38,"is_external_url":24},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","de/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[564,565,566],{"path":562,"name":61,"lang":72,"published":61},{"path":562,"name":61,"lang":67,"published":61},{"path":562,"name":61,"lang":75,"published":61},[67],[569],{"_uid":570,"asset":571,"shadow":24,"caption":33,"overlay":573,"component":574},"e787c6c4-21be-47da-bfcb-08f8c7bfef09",{"alt":33,"name":33,"focus":33,"title":33,"filename":572,"copyright":33,"fieldtype":38,"is_external_url":24},"https://a.storyblok.com/f/146026/1190x670/0fd6fa8a50/blog-20visual-20sparschwein.jpg",[],"image",[],"2022-03-29 09:15","4",[],"Um Kosten reduzieren zu können müssen Sie wissen, was wo ausgegeben wird. 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Spendesk virtuelle und physische Karten mit individuell einstellbaren Limits verhindern unnötige Ausgaben, während automatisierte Rechnungs- und Spesenprozesse administrative Kosten senken und die Buchhaltung durch integrationsfähige Exporte beschleunigt wird.",{"_uid":595,"title":596,"component":587,"description":597},"c7b56add-5d8e-4891-bbe4-cf95deb03507","Wie funktionieren virtuelle Firmenkarten bei Spendesk und wie helfen sie beim Sparen?",{"type":51,"content":598},[599],{"type":54,"content":600},[601],{"text":602,"type":58},"Spendesk stellt virtuelle Firmenkarten bereit, die sofort für Online-Zahlungen ausgegeben, mit festen Limits versehen und für einzelne Lieferanten oder Abonnements erstellt werden. Spendesk synchronisiert Transaktionen automatisch mit Belegen und Kostenstellen, reduziert Betrugsrisiken und eliminiert manuellen Abgleich, wodurch Zahlungsfehler und Verwaltungsaufwand deutlich gesenkt werden.",{"_uid":604,"title":605,"component":587,"description":606},"e9d60380-cba8-4197-b1b5-cb0e36641ac9","Wie automatisiert Spendesk Spesenprozesse, um Verwaltungskosten zu senken?",{"type":51,"content":607},[608],{"type":54,"content":609},[610],{"text":611,"type":58},"Spendesk automatisiert Spesenabrechnungen durch mobile Belegfotos mit OCR, automatische Belegzuordnung und Regel-basierte Freigaben, sowie direkte Exporte in Buchhaltungssysteme. 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Abonnieren Sie unseren Newsletter, um informiert zu bleiben.",[2084,2085],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2087],{"cta":2088,"_uid":2089,"items":2090,"heading":2208,"reverse":24,"component":639,"sectionSettings":2229},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2091,2155],{"_uid":2092,"title":2093,"component":587,"description":2094},"dfc0accd-ab64-464a-8597-b76754748f04","Was ist Ausgabenmanagement?",{"type":51,"content":2095},[2096,2100],{"type":54,"content":2097},[2098],{"text":2099,"type":58},"Geschäftsausgaben umfassen verschiedene Arten von Ausgaben:",{"type":2101,"attrs":2102,"content":2105},"ordered_list",{"order":2103},{"order":2104},1,[2106,2118,2129],{"type":438,"content":2107},[2108],{"type":54,"content":2109},[2110,2115,2117],{"text":2111,"type":58,"marks":2112},"Strategische Ausgaben",[2113],{"type":2114},"bold",{"text":2116,"type":58}," werden in der Regel zentralisiert und liegen in der Hand von Führungskräften. 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Spendesk-OCR-Rechnungsscanning, Drei-Wege-Abgleich, konfigurierbare Genehmigungsworkflows und zentrale Rechnungszahlungen reduzieren manuelle Dateneingabe und beschleunigen Zahlungszyklen. Finanzteams nutzen Spendesk-Lieferantenverwaltung und Zahlungsplanung für bessere Compliance und klare Prüfpfade für alle Lieferantenrechnungen.",{"_uid":2417,"title":2418,"component":587,"description":2419},"db4c6d7f-9c7b-4788-a5e2-b30328903d2b","Welche Tools bietet Spendesk zur Durchsetzung von Budgets und zur Vermeidung von Überausgaben?",{"type":51,"content":2420},[2421],{"type":54,"content":2422},[2423],{"text":2424,"type":58},"Spendesk setzt Ausgabenrichtlinien und Budgets durch, indem Unternehmensbudgets mit Kartenkontrollen, Beschaffungsanfragen und Genehmigungsregeln verknüpft werden. Spendesk-Limits pro Karte, kategoriebasierte Budgetierung, Echtzeit-Ausgaben-Dashboards und automatische Richtlinienprüfungen verhindern Überausgaben und geben der Finanz sofortige Transparenz. Finanzteams nutzen Spendesk-Budget-Snapshots und -Alerts, um Ausgaben mit Prognosen abzugleichen und genaue Kostenstellenzuordnungen zu pflegen.",{"_uid":2426,"title":2427,"component":587,"description":2428},"cc408813-65e4-40a7-a890-936222b8951e","Mit welchen Buchhaltungs- und ERP-Systemen kann Spendesk für die Abstimmung integrieren?",{"type":51,"content":2429},[2430],{"type":54,"content":2431},[2432],{"text":2433,"type":58},"Spendesk bietet native Integrationen und automatisierte Exporte, um Finanzdaten mit Buchhaltungs- und ERP-Systemen zu synchronisieren. Spendesk-Ein-Klick-Exporte, Echtzeit-Transaktionsfeeds und Integrationen mit Plattformen wie Xero, QuickBooks und SAP vereinfachen Abstimmung und Monatsabschluss. Finanzteams nutzen Spendesk-anpassbare Export-Mappings für Kontenplan-Ausrichtung und weniger manuelle Buchungen.",[2435],{"cta":2436,"_uid":2437,"title":2438,"eyebrow":2445,"subtitle":2448,"component":177,"textAlign":33,"sectionSettings":2451,"breakLineOnMobile":24,"subtitleLeftBorder":24,"customTitleFontSize":33},[],"8f588980-2222-490f-af9e-749f5d2c44cd",{"type":51,"content":2439},[2440],{"type":177,"attrs":2441,"content":2442},{"level":179},[2443],{"text":2444,"type":58},"Prozessmanagement — FAQ",{"type":51,"content":2446},[2447],{"type":54},{"type":51,"content":2449},[2450],{"type":54},[],[2453],{"_uid":2454,"hide":24,"theme":643,"anchorId":33,"component":644,"spacingTop":33,"hideOnDevices":2455,"spacingBottom":33,"floatingImages":2456,"variableOverrides":2457},"573b6357-9af6-44e9-b8dc-9467ecde09fd",[],[],[],"prozessmanagement","de/blog/prozessmanagement",2840,[],"0c5f244e-c003-4bbf-8ec1-717732d4e3b2",[],"blog/prozessmanagement",[2466,2467,2468],{"path":2464,"name":61,"lang":72,"published":61},{"path":2464,"name":61,"lang":67,"published":61},{"path":2464,"name":61,"lang":75,"published":61},{"name":2470,"created_at":2471,"published_at":2472,"updated_at":2473,"id":2474,"uuid":2475,"content":2476,"slug":2652,"full_slug":2653,"sort_by_date":61,"position":2654,"tag_list":2655,"is_startpage":24,"parent_id":652,"meta_data":61,"group_id":2656,"first_published_at":2657,"release_id":61,"lang":67,"path":61,"alternates":2658,"default_full_slug":2659,"translated_slugs":2660},"KPI-Dashboard im Finanzwesen: Sieben Kennzahlen, die Finanzteams wirklich steuern","2026-09-11T10:03:44.563Z","2026-09-11T12:08:44.804Z","2026-09-11T12:08:44.845Z",218855115054346,"ee2c4a7b-1fa8-4aae-acd0-40ae33780e47",{"_uid":2477,"title":2470,"topics":2478,"noIndex":24,"category":2487,"language":2496,"component":554,"heroMedia":2497,"publishedAt":2498,"redirectUrl":33,"listingImage":2499,"metaDescription":2510,"bottomArticleCta":2511,"componentsAfterTheArticle":2539},"7a427e48-3bfe-4c88-9af3-ba111287bb69",[2479],{"name":79,"created_at":80,"published_at":81,"updated_at":82,"id":83,"uuid":84,"content":2480,"slug":94,"full_slug":95,"sort_by_date":61,"position":96,"tag_list":2481,"is_startpage":24,"parent_id":98,"meta_data":61,"group_id":99,"first_published_at":100,"release_id":61,"lang":67,"path":61,"alternates":2482,"default_full_slug":102,"translated_slugs":2483,"_stopResolving":76},{"_uid":92,"name":79,"component":93},[],[],[2484,2485,2486],{"path":102,"name":61,"lang":72,"published":61},{"path":102,"name":61,"lang":67,"published":61},{"path":102,"name":61,"lang":75,"published":61},{"name":541,"created_at":542,"published_at":543,"updated_at":544,"id":545,"uuid":546,"content":2488,"slug":554,"full_slug":555,"sort_by_date":61,"position":556,"tag_list":2490,"is_startpage":24,"parent_id":558,"meta_data":61,"group_id":559,"first_published_at":560,"release_id":61,"lang":67,"path":61,"alternates":2491,"default_full_slug":562,"translated_slugs":2492,"_stopResolving":76},{"_uid":548,"icon":2489,"name":541,"component":553},{"id":550,"alt":551,"name":33,"focus":33,"title":33,"filename":552,"copyright":33,"fieldtype":38,"is_external_url":24},[],[],[2493,2494,2495],{"path":562,"name":61,"lang":72,"published":61},{"path":562,"name":61,"lang":67,"published":61},{"path":562,"name":61,"lang":75,"published":61},[67],[],"2026-09-11 00:00",[2500],{"_uid":2501,"link":2502,"asset":2503,"caption":33,"component":574},"9d45d7d3-47f4-4a97-93c9-70f3153f98d3",{"id":33,"url":33,"linktype":259,"fieldtype":42,"cached_url":396,"prep":76},{"id":2504,"alt":2505,"name":33,"focus":33,"title":2506,"source":33,"filename":2507,"copyright":392,"fieldtype":38,"meta_data":2508,"is_external_url":24},218855776149316,"Abstrakte Gravurillustration mit violetten, sanft ansteigenden Wellenformen und feinen blassgrauen horizontalen Linien auf hellem Hintergrund.","KPI-Dashboard im Finanzwesen","https://a.storyblok.com/f/146026/1536x1152/8e8106b741/kpi-dashboard-titelbild-lila-blassgraue-wellen.png",{"alt":2505,"size":2509,"title":2506,"copyright":392},"1536x1152","Welche Finanz-KPIs gehören in ein Dashboard? Erfahren Sie, wie Finanzteams Budgetabweichung, Ausgabentransparenz, Liquidität, Monatsabschluss und Nacharbeit sinnvoll messen und steuern.",[2512],{"cta":2513,"_uid":2521,"image":2522,"title":2524,"subtitle":2538,"component":2014,"imageFullWidth":24},[2514],{"tag":33,"_uid":2515,"hide":24,"icon":2516,"link":2518,"type":33,"label":2520,"style":43,"component":44,"mobileLabel":33,"onClickEvent":33,"openInANewTab":24,"horizontalFill":24},"8ad2a7d6-f820-4e01-b09d-9d2bb7ae18ea",{"id":61,"alt":61,"name":33,"focus":61,"title":61,"source":61,"filename":33,"copyright":61,"fieldtype":38,"meta_data":2517},{},{"id":2054,"url":33,"linktype":259,"fieldtype":42,"cached_url":2055,"prep":76,"story":2519},{"name":2057,"id":2058,"uuid":2054,"slug":2059,"url":2059,"full_slug":2060,"_stopResolving":76},"Plattformtour starten","ae1b5f29-32ff-413b-a948-c41f9286b289",{"id":61,"alt":61,"name":33,"focus":61,"title":61,"source":61,"filename":33,"copyright":61,"fieldtype":38,"meta_data":2523},{},{"type":51,"attrs":2525,"content":2526},{"backgroundColor":61},[2527],{"type":54,"attrs":2528,"content":2529},{"textAlign":61},[2530],{"text":2531,"type":58,"marks":2532},"Ihre Finanz-KPIs auf einer verlässlichen Datenbasis",[2533,2535],{"type":1727,"attrs":2534},{"color":1999},{"type":2001,"attrs":2536},{"class":2537},"patron-heading-2","Spendesk zentralisiert Ausgaben, Budgets, Freigaben und Belege, damit Ihr Finanzteam aktuelle Ausgabendaten für Reporting und Planung nutzt, statt Informationen aus mehreren Tabellen und Systemen zusammenzuführen.",[2540],{"cta":2541,"_uid":2542,"items":2543,"heading":2628,"reverse":24,"component":639,"sectionSettings":2651},[],"c8cace0d-5455-4820-83fb-a6485930ca33",[2544,2558,2572,2586,2600,2614],{"_uid":2545,"hide":24,"title":2546,"component":587,"description":2547},"c2651cda-2cdc-4292-883d-63c396ae1e38","Wie viele KPIs sollte ein Finanzteam verfolgen?",{"type":51,"attrs":2548,"content":2549},{"backgroundColor":61},[2550],{"type":54,"attrs":2551,"content":2552},{"textAlign":61},[2553],{"text":2554,"type":58,"marks":2555},"Auf der obersten Dashboard-Ebene reichen meist sechs bis acht Kennzahlen. Weitere Details gehören in Drill-downs oder separate operative Ansichten.",[2556],{"type":1727,"attrs":2557},{"color":1999},{"_uid":2559,"hide":24,"title":2560,"component":587,"description":2561},"779b9d7a-8bde-4f7a-b746-40c1b5e2c996","Welche KPIs sind für Finanzteams besonders wichtig?",{"type":51,"attrs":2562,"content":2563},{"backgroundColor":61},[2564],{"type":54,"attrs":2565,"content":2566},{"textAlign":61},[2567],{"text":2568,"type":58,"marks":2569},"Eine gute Grundlage bilden Budgetabweichung, Ausgabentransparenz, Liquiditätsabweichung, Forecast-Genauigkeit, Abschlussdauer, Nacharbeitsquote und Freigabedauer. Je nach Geschäftsmodell können Umsatz, Marge, Forderungslaufzeit oder Cashflow hinzukommen.",[2570],{"type":1727,"attrs":2571},{"color":1999},{"_uid":2573,"hide":24,"title":2574,"component":587,"description":2575},"0d12fa97-353c-49f2-bf3c-980368769ed5","Was ist der Unterschied zwischen einem KPI und einer normalen Kennzahl?",{"type":51,"attrs":2576,"content":2577},{"backgroundColor":61},[2578],{"type":54,"attrs":2579,"content":2580},{"textAlign":61},[2581],{"text":2582,"type":58,"marks":2583},"Ein KPI ist mit einem Ziel-, Plan- oder Vergleichswert verbunden und unterstützt eine konkrete Entscheidung. Eine normale Kennzahl beschreibt dagegen zunächst nur einen Zustand oder eine Entwicklung.",[2584],{"type":1727,"attrs":2585},{"color":1999},{"_uid":2587,"hide":24,"title":2588,"component":587,"description":2589},"3866ea79-968e-47a8-a631-0d5fcf40c018","Wie häufig sollte ein KPI-Dashboard aktualisiert werden?",{"type":51,"attrs":2590,"content":2591},{"backgroundColor":61},[2592],{"type":54,"attrs":2593,"content":2594},{"textAlign":61},[2595],{"text":2596,"type":58,"marks":2597},"Der Aktualisierungstakt hängt von der Kennzahl ab. Ausgaben- und Liquiditätswerte benötigen häufig tägliche oder Echtzeitdaten. Die Abschlussdauer und Nacharbeitsquote werden meist monatlich aktualisiert. Forecasts werden je nach Planungsprozess monatlich oder quartalsweise überprüft.",[2598],{"type":1727,"attrs":2599},{"color":1999},{"_uid":2601,"hide":24,"title":2602,"component":587,"description":2603},"de487458-71af-461d-8470-cc2bc53d2b74","Kann eine Ausgabenmanagement-Plattform ein Finanz-Dashboard ersetzen?",{"type":51,"attrs":2604,"content":2605},{"backgroundColor":61},[2606],{"type":54,"attrs":2607,"content":2608},{"textAlign":61},[2609],{"text":2610,"type":58,"marks":2611},"Nein, nicht vollständig. Sie kann aktuelle Daten zu Ausgaben, Budgets, Freigaben und Belegen liefern. Für Umsatz, Ergebnis, Forderungen, Verbindlichkeiten und den vollständigen Liquiditätsforecast benötigen Finanzteams häufig weiterhin ein ERP-, Buchhaltungs- oder Planungssystem.",[2612],{"type":1727,"attrs":2613},{"color":1999},{"_uid":2615,"hide":24,"title":2616,"component":587,"description":2617},"9f5bc299-71dc-456a-9e5f-0a6e43859ebb","Wie stellt man die Qualität von KPI-Daten sicher?",{"type":51,"attrs":2618,"content":2619},{"backgroundColor":61},[2620],{"type":54,"attrs":2621,"content":2622},{"textAlign":61},[2623],{"text":2624,"type":58,"marks":2625},"Definieren Sie für jeden KPI Berechnung, Datenquelle, Aktualisierungstakt, Zielwert und verantwortliche Person. Prüfen Sie außerdem regelmäßig, ob Ausgaben, Belege, Kostenstellen und Freigaben vollständig und korrekt erfasst sind.",[2626],{"type":1727,"attrs":2627},{"color":1999},[2629],{"cta":2630,"_uid":2631,"title":2632,"eyebrow":2643,"subtitle":2646,"component":177,"textAlign":33,"eyebrowPill":24,"checkmarkList":24,"flexibleSection":2649,"sectionSettings":2650,"displaySeparator":24,"breakLineOnMobile":24,"subtitleLeftBorder":24,"customTitleFontSize":33},[],"a40228ab-7776-47c3-9d0e-c686e74fb448",{"type":51,"attrs":2633,"content":2634},{"backgroundColor":61},[2635],{"type":177,"attrs":2636,"content":2637},{"level":179,"textAlign":61},[2638],{"text":2639,"type":58,"marks":2640},"Häufige Fragen zu KPI-Dashboards im Finanzwesen",[2641],{"type":1727,"attrs":2642},{"color":1999},{"type":51,"content":2644},[2645],{"type":54},{"type":51,"content":2647},[2648],{"type":54},[],[],[],"kpi-dashboard-finanzwesen","de/blog/kpi-dashboard-finanzwesen",-3360,[],"0af9022a-7b01-4cf4-bee3-97739b03eaf8","2026-09-11T10:23:11.816Z",[],"blog/kpi-dashboard-finanzwesen",[2661,2662,2663],{"path":2659,"name":61,"lang":72,"published":61},{"path":2659,"name":61,"lang":67,"published":61},{"path":2659,"name":61,"lang":75,"published":61},{"name":2665,"created_at":2666,"published_at":2667,"updated_at":2668,"id":2669,"uuid":2670,"content":2671,"slug":2828,"full_slug":2829,"sort_by_date":61,"position":2830,"tag_list":2831,"is_startpage":24,"parent_id":652,"meta_data":61,"group_id":2832,"first_published_at":2833,"release_id":61,"lang":67,"path":61,"alternates":2834,"default_full_slug":2835,"translated_slugs":2836},"Bankabgleich-Software: Kontoauszüge automatisch abgleichen","2026-09-10T14:04:07.149Z","2026-11-03T12:13:29.571Z","2026-11-03T12:13:29.621Z",218560295562028,"d874fe29-215b-4253-a325-99fd559bcf96",{"_uid":2672,"title":2665,"topics":2673,"noIndex":24,"category":2682,"language":2691,"component":554,"heroMedia":2692,"publishedAt":2693,"redirectUrl":33,"listingImage":2694,"metaDescription":2704,"bottomArticleCta":2705,"componentsAfterTheArticle":2729},"f53e101a-65ee-4ba4-8c02-60c51507746b",[2674],{"name":79,"created_at":80,"published_at":81,"updated_at":82,"id":83,"uuid":84,"content":2675,"slug":94,"full_slug":95,"sort_by_date":61,"position":96,"tag_list":2676,"is_startpage":24,"parent_id":98,"meta_data":61,"group_id":99,"first_published_at":100,"release_id":61,"lang":67,"path":61,"alternates":2677,"default_full_slug":102,"translated_slugs":2678,"_stopResolving":76},{"_uid":92,"name":79,"component":93},[],[],[2679,2680,2681],{"path":102,"name":61,"lang":72,"published":61},{"path":102,"name":61,"lang":67,"published":61},{"path":102,"name":61,"lang":75,"published":61},{"name":541,"created_at":542,"published_at":543,"updated_at":544,"id":545,"uuid":546,"content":2683,"slug":554,"full_slug":555,"sort_by_date":61,"position":556,"tag_list":2685,"is_startpage":24,"parent_id":558,"meta_data":61,"group_id":559,"first_published_at":560,"release_id":61,"lang":67,"path":61,"alternates":2686,"default_full_slug":562,"translated_slugs":2687,"_stopResolving":76},{"_uid":548,"icon":2684,"name":541,"component":553},{"id":550,"alt":551,"name":33,"focus":33,"title":33,"filename":552,"copyright":33,"fieldtype":38,"is_external_url":24},[],[],[2688,2689,2690],{"path":562,"name":61,"lang":72,"published":61},{"path":562,"name":61,"lang":67,"published":61},{"path":562,"name":61,"lang":75,"published":61},[67],[],"2026-09-10 00:00",[2695],{"_uid":2696,"link":2697,"asset":2698,"caption":33,"component":574},"b0903666-daec-43ce-9eb4-fb2eed9e50f6",{"id":33,"url":33,"linktype":259,"fieldtype":42,"cached_url":396,"prep":76},{"id":2699,"alt":2700,"name":33,"focus":33,"title":2701,"source":33,"filename":2702,"copyright":392,"fieldtype":38,"meta_data":2703,"is_external_url":24},218561799722652,"Blaugraue Gravurillustration eines geöffneten Kontobuchs mit zwei ausgerichteten Transaktionsspalten und verbindenden Linien auf hellem Papierhintergrund.","Automatischer Bankabgleich","https://a.storyblok.com/f/146026/1536x1024/70c9b40f17/bankabgleich-software-titelbild-nur-bruecke.png",{"alt":2700,"title":2701,"copyright":392},"Wie funktioniert automatischer Bankabgleich? Erfahren Sie, welche Transaktionen sich zuverlässig zuordnen lassen, was CAMT.053 bedeutet, wie Sie STP-Raten realistisch bewerten und wann sich eine dedizierte Lösung oder Ausgabenmanagement-Plattform lohnt.",[2706],{"cta":2707,"_uid":2714,"image":2715,"title":2717,"subtitle":2728,"component":2014,"imageFullWidth":24},[2708],{"tag":33,"_uid":2709,"hide":24,"icon":2710,"link":2712,"type":33,"label":2520,"style":43,"component":44,"mobileLabel":33,"onClickEvent":33,"openInANewTab":24,"horizontalFill":24},"a033303d-a516-418c-b710-6c7b555f6071",{"id":61,"alt":61,"name":33,"focus":61,"title":61,"source":61,"filename":33,"copyright":61,"fieldtype":38,"meta_data":2711},{},{"id":2054,"url":33,"linktype":259,"fieldtype":42,"cached_url":2055,"prep":76,"story":2713},{"name":2057,"id":2058,"uuid":2054,"slug":2059,"url":2059,"full_slug":2060,"_stopResolving":76},"33046ca6-f895-4cae-bee0-05ab153c47d3",{"id":61,"alt":61,"name":33,"focus":61,"title":61,"source":61,"filename":33,"copyright":61,"fieldtype":38,"meta_data":2716},{},{"type":51,"attrs":2718,"content":2719},{"backgroundColor":61},[2720],{"type":54,"attrs":2721,"content":2722},{"textAlign":61},[2723],{"text":2724,"type":58,"marks":2725},"Automatisieren Sie Ihre Ausgabenprozesse",[2726],{"type":2001,"attrs":2727},{"class":2537},"Erleben Sie, wie Spendesk Ausgaben, Belege und Freigaben bereits vor der Zahlung strukturiert erfasst und Ihre vorbereitende Buchhaltung mit DATEV verbindet. So reduzieren Sie manuelle Zuordnungen und schaffen eine bessere Datenbasis für den Monatsabschluss.",[2730],{"cta":2731,"_uid":2732,"items":2733,"heading":2804,"reverse":24,"component":639,"sectionSettings":2827},[],"66a0f249-9ae8-4714-841a-bd6e2323d96f",[2734,2748,2762,2776,2790],{"_uid":2735,"hide":24,"title":2736,"component":587,"description":2737},"6a96c1a6-18b0-49cd-aa78-1bd824698780","Welche STP-Rate ist beim automatischen Bankabgleich realistisch?",{"type":51,"attrs":2738,"content":2739},{"backgroundColor":61},[2740],{"type":54,"attrs":2741,"content":2742},{"textAlign":61},[2743],{"text":2744,"type":58,"marks":2745},"Das hängt von den Zahlungsarten, Stammdaten und Matching-Regeln ab. Auf standardisierten Zahlungsströmen können hohe Automatisierungsraten erreichbar sein. Bei Teilzahlungen, Sammelüberweisungen und PSP-Auszahlungen bleibt der manuelle Anteil meist höher. Messen Sie die Quote auf Ihren eigenen Transaktionen, statt einen Anbieterwert ungeprüft zu übernehmen.",[2746],{"type":1727,"attrs":2747},{"color":1999},{"_uid":2749,"hide":24,"title":2750,"component":587,"description":2751},"f7213d5a-12aa-4a78-ac9c-96a305d16e0f","Was ist CAMT.053?",{"type":51,"attrs":2752,"content":2753},{"backgroundColor":61},[2754],{"type":54,"attrs":2755,"content":2756},{"textAlign":61},[2757],{"text":2758,"type":58,"marks":2759},"CAMT.053 ist ein strukturiertes XML-Format für elektronische Kontoauszüge und Kontoumsätze. In Deutschland hat die Deutsche Kreditwirtschaft MT940 im November 2025 aus ihrem Regelwerk entfernt. Welche Formate Ihre Bank tatsächlich anbietet, sollten Sie vor der Auswahl einer Software prüfen.",[2760],{"type":1727,"attrs":2761},{"color":1999},{"_uid":2763,"hide":24,"title":2764,"component":587,"description":2765},"0ea55f59-69a0-445f-9f5b-ccc370886836","Reicht DATEV für den Bankabgleich aus?",{"type":51,"attrs":2766,"content":2767},{"backgroundColor":61},[2768],{"type":54,"attrs":2769,"content":2770},{"textAlign":61},[2771],{"text":2772,"type":58,"marks":2773},"Bei überschaubarem Volumen, wenigen Konten und eindeutigen Zahlungsreferenzen kann der native DATEV-Prozess ausreichen. 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Die tatsächliche Dauer hängt von Kontenzahl, Zahlungsquellen, Buchhaltungssystem und Datenqualität ab.",[2802],{"type":1727,"attrs":2803},{"color":1999},[2805],{"cta":2806,"_uid":2807,"title":2808,"eyebrow":2819,"subtitle":2822,"component":177,"textAlign":33,"eyebrowPill":24,"checkmarkList":24,"flexibleSection":2825,"sectionSettings":2826,"displaySeparator":24,"breakLineOnMobile":24,"subtitleLeftBorder":24,"customTitleFontSize":33},[],"5d9c564e-68e1-496a-a929-2e035cfe5475",{"type":51,"attrs":2809,"content":2810},{"backgroundColor":61},[2811],{"type":177,"attrs":2812,"content":2813},{"level":179,"textAlign":61},[2814],{"text":2815,"type":58,"marks":2816},"Häufige Fragen zum automatischen Bankabgleich",[2817],{"type":1727,"attrs":2818},{"color":1999},{"type":51,"content":2820},[2821],{"type":54},{"type":51,"content":2823},[2824],{"type":54},[],[],[],"bankabgleich-software","de/blog/bankabgleich-software",-3340,[],"cab44cde-3675-4112-9ea6-4754eb5d441b","2026-09-10T14:23:18.946Z",[],"blog/bankabgleich-software",[2837,2838,2839],{"path":2835,"name":61,"lang":72,"published":61},{"path":2835,"name":61,"lang":67,"published":61},{"path":2835,"name":61,"lang":75,"published":61},1793991665929]