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También hay que revisar si la operación está sujeta a retención de IRPF, qué porcentaje corresponde y cómo debe registrarse.",{"type":119,"attrs":176,"content":178},{"textAlign":25,"key":177},"p-1",[179],{"text":180,"type":125},"La retención puede afectar al importe que recibe el proveedor, a las obligaciones de la empresa como pagadora y a la información que debe trasladarse a la contabilidad y a la Agencia Tributaria. Un tipo incorrecto, una retención que no se aplica cuando corresponde o una factura incompleta pueden generar incidencias durante la revisión fiscal.",{"type":119,"attrs":182,"content":184},{"textAlign":25,"key":183},"p-2",[185,187,192,194,202],{"text":186,"type":125},"Esta guía explica, desde la perspectiva del equipo que recibe y paga la factura, qué son las ",{"text":188,"type":125,"marks":189},"facturas con retención",[190],{"type":191},"bold",{"text":193,"type":125},", cómo revisar su información, cómo calcular el importe de forma orientativa y qué debe tener en cuenta la empresa antes de pagar. Las reglas dependen del tipo de renta, del proveedor, de la operación y del régimen aplicable. 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Forma parte del pago a cuenta del impuesto del profesional. La empresa paga una parte al proveedor y reserva la cantidad retenida para cumplir la obligación de ingreso que corresponda.",{"type":119,"attrs":224,"content":226},{"textAlign":25,"key":225},"p-5",[227],{"text":228,"type":125},"La retención no se aplica a todas las facturas de autónomos o profesionales. Depende de la naturaleza del ingreso, de la actividad, de las circunstancias del proveedor y de si la empresa actúa como obligada a retener.",{"type":119,"attrs":230,"content":232},{"textAlign":25,"key":231},"p-6",[233],{"text":234,"type":125},"Por eso, el equipo financiero debe revisar cada factura dentro de su contexto. 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Las facturas de material de oficina, suministros o servicios empresariales ordinarios suelen seguir un tratamiento diferente al de determinados servicios profesionales.",{"type":119,"attrs":319,"content":321},{"textAlign":25,"key":320},"p-17",[322,324,327],{"text":323,"type":125},"Las rentas procedentes del alquiler de inmuebles urbanos también tienen reglas propias y no deben mezclarse con las retenciones aplicables a los servicios profesionales. Estas operaciones pueden estar vinculadas a los",{"text":325,"type":125,"marks":326}," modelos 115 y 180",[],{"text":328,"type":125},".",{"type":205,"attrs":330,"content":331},{"level":207,"textAlign":25},[332],{"text":333,"type":125},"¿Qué retención debe aparecer en una factura profesional?",{"type":119,"attrs":335,"content":337},{"textAlign":25,"key":336},"p-18",[338],{"text":339,"type":125},"El porcentaje aplicable depende de la naturaleza del ingreso y de las circunstancias del profesional. En el caso de determinadas actividades profesionales, el 15 % es el tipo general más habitual. También existen tipos reducidos para algunos supuestos concretos, como el inicio de una actividad profesional, siempre que se cumplan las condiciones establecidas y el profesional comunique la circunstancia al pagador.",{"type":119,"attrs":341,"content":343},{"textAlign":25,"key":342},"p-19",[344],{"text":345,"type":125},"El tipo reducido no es una regla general para todas las personas que empiezan a trabajar por cuenta propia. La empresa debe conservar la comunicación y revisar que se cumplen los requisitos aplicables.",{"type":119,"attrs":347,"content":349},{"textAlign":25,"key":348},"p-20",[350],{"text":351,"type":125},"También existen tipos específicos para determinadas actividades empresariales en estimación objetiva. 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De forma simplificada:",{"type":119,"attrs":382,"content":383},{"textAlign":25,"key":183},[384],{"text":385,"type":125,"marks":386},"Importe a pagar al proveedor = base imponible + IVA - retención",[387],{"type":191},{"type":119,"attrs":389,"content":390},{"textAlign":25,"key":213},[391],{"text":392,"type":125},"Esta fórmula no debe aplicarse de forma automática a cualquier factura. Los suplidos, descuentos, gastos repercutidos, operaciones mixtas y otros conceptos pueden requerir un tratamiento específico.",{"type":119,"attrs":394,"content":395},{"textAlign":25,"key":219},[396],{"text":397,"type":125},"La empresa debe comprobar que:",{"type":253,"content":399},[400,407,414,421,428,435],{"type":256,"content":401},[402],{"type":119,"attrs":403,"content":404},{"textAlign":25,"key":225},[405],{"text":406,"type":125},"La base utilizada para la retención es correcta.",{"type":256,"content":408},[409],{"type":119,"attrs":410,"content":411},{"textAlign":25,"key":231},[412],{"text":413,"type":125},"El IVA se ha calculado de forma independiente.",{"type":256,"content":415},[416],{"type":119,"attrs":417,"content":418},{"textAlign":25,"key":242},[419],{"text":420,"type":125},"El porcentaje aplicado corresponde a la operación.",{"type":256,"content":422},[423],{"type":119,"attrs":424,"content":425},{"textAlign":25,"key":248},[426],{"text":427,"type":125},"El importe neto coincide con la factura aprobada.",{"type":256,"content":429},[430],{"type":119,"attrs":431,"content":432},{"textAlign":25,"key":260},[433],{"text":434,"type":125},"La retención se ha registrado para su posterior seguimiento.",{"type":256,"content":436},[437],{"type":119,"attrs":438,"content":439},{"textAlign":25,"key":268},[440],{"text":441,"type":125},"El pago previsto coincide con la información contable.",{"type":119,"attrs":443,"content":444},{"textAlign":25,"key":276},[445,447,453],{"text":446,"type":125},"No conviene calcular la retención sobre el total de la factura sin revisar antes qué conceptos están sujetos y cómo deben tratarse. La",{"text":448,"type":125,"marks":449}," Agencia Tributaria ofrece información sobre las retenciones y los ingresos a cuenta",[450],{"type":198,"attrs":451},{"href":452,"uuid":25,"anchor":25,"target":201,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/irpf/retenciones-ingresos-cuenta-pagos-fraccionados/retenciones-ingresos-cuenta/porcentajes-retencion-aplicables-distintas-rentas.html",{"text":328,"type":125},{"type":205,"attrs":455,"content":456},{"level":207,"textAlign":25},[457],{"text":458,"type":125},"¿Qué ocurre si la factura llega sin retención?",{"type":119,"attrs":460,"content":461},{"textAlign":25,"key":284},[462],{"text":463,"type":125},"Si una factura parece estar sujeta a retención pero no la incluye, no conviene aprobarla y pagarla sin revisión. La obligación puede recaer sobre la empresa pagadora aunque el proveedor no haya indicado correctamente la retención.",{"type":119,"attrs":465,"content":466},{"textAlign":25,"key":292},[467],{"text":468,"type":125},"En ese caso, el equipo financiero debería:",{"type":470,"content":471},"ordered_list",[472,479,486,493,500,507],{"type":256,"content":473},[474],{"type":119,"attrs":475,"content":476},{"textAlign":25,"key":300},[477],{"text":478,"type":125},"Poner la factura en revisión.",{"type":256,"content":480},[481],{"type":119,"attrs":482,"content":483},{"textAlign":25,"key":308},[484],{"text":485,"type":125},"Comprobar la naturaleza del servicio y la situación del proveedor.",{"type":256,"content":487},[488],{"type":119,"attrs":489,"content":490},{"textAlign":25,"key":314},[491],{"text":492,"type":125},"Consultar el porcentaje aplicable.",{"type":256,"content":494},[495],{"type":119,"attrs":496,"content":497},{"textAlign":25,"key":320},[498],{"text":499,"type":125},"Solicitar una factura corregida o la documentación necesaria, cuando proceda.",{"type":256,"content":501},[502],{"type":119,"attrs":503,"content":504},{"textAlign":25,"key":336},[505],{"text":506,"type":125},"Confirmar con la asesoría cómo debe realizarse el pago y el registro.",{"type":256,"content":508},[509],{"type":119,"attrs":510,"content":511},{"textAlign":25,"key":342},[512],{"text":513,"type":125},"Dejar constancia de la decisión y de la documentación utilizada.",{"type":119,"attrs":515,"content":516},{"textAlign":25,"key":348},[517],{"text":518,"type":125},"La empresa no debe asumir automáticamente que todas las facturas profesionales llevan el mismo porcentaje ni que cualquier error se corrige de la misma manera. La solución puede afectar al pago, a la contabilidad, a la declaración de retenciones y, en algunos casos, a la documentación emitida por el proveedor.",{"type":205,"attrs":520,"content":521},{"level":207,"textAlign":25},[522],{"text":523,"type":125},"Cómo validar una factura con retención antes de pagarla",{"type":119,"attrs":525,"content":526},{"textAlign":25,"key":354},[527,529,535],{"text":528,"type":125},"Antes de",{"text":530,"type":125,"marks":531}," aprobar el pago de una factura de servicios profesionales",[532],{"type":198,"attrs":533},{"href":534,"uuid":25,"anchor":25,"target":201,"linktype":107},"https://www.spendesk.com/es/blog/gestion-de-facturas/",{"text":536,"type":125},", conviene revisar la información fiscal, comercial y contable del documento.",{"type":205,"attrs":538,"content":540},{"level":539,"textAlign":25},3,[541],{"text":542,"type":125},"Datos del proveedor y del cliente",{"type":119,"attrs":544,"content":546},{"textAlign":25,"key":545},"p-22",[547],{"text":548,"type":125},"Comprueba el nombre o la razón social, el NIF, el domicilio cuando sea necesario y la información bancaria. Los datos deben coincidir con el proveedor registrado en el sistema y con la documentación disponible.",{"type":205,"attrs":550,"content":551},{"level":539,"textAlign":25},[552],{"text":553,"type":125},"Descripción del servicio",{"type":119,"attrs":555,"content":557},{"textAlign":25,"key":556},"p-23",[558],{"text":559,"type":125},"La factura debe describir el servicio prestado de forma suficiente para que el equipo pueda comprobar que corresponde a una operación real y aprobada.",{"type":205,"attrs":561,"content":562},{"level":539,"textAlign":25},[563],{"text":564,"type":125},"Base imponible, IVA y retención",{"type":119,"attrs":566,"content":568},{"textAlign":25,"key":567},"p-24",[569],{"text":570,"type":125},"Revisa que la base imponible, el tipo de IVA, la cuota de IVA, el porcentaje de retención y el importe retenido sean coherentes entre sí. La retención no debe confundirse con el IVA ni calcularse sobre el total sin analizar previamente los conceptos de la factura.",{"type":205,"attrs":572,"content":573},{"level":539,"textAlign":25},[574],{"text":575,"type":125},"Situación del proveedor",{"type":119,"attrs":577,"content":579},{"textAlign":25,"key":578},"p-25",[580],{"text":581,"type":125},"Cuando el porcentaje dependa de una circunstancia del profesional, conserva la comunicación o documentación que permita justificarlo. Si la información no está disponible, la factura debe pasar a revisión antes de pagarse.",{"type":205,"attrs":583,"content":584},{"level":539,"textAlign":25},[585],{"text":586,"type":125},"Importe neto",{"type":119,"attrs":588,"content":590},{"textAlign":25,"key":589},"p-26",[591],{"text":592,"type":125},"El importe que se transfiere al proveedor debe coincidir con la base, el IVA y la retención aplicables. Cualquier diferencia debe explicarse y quedar registrada.",{"type":205,"attrs":594,"content":595},{"level":207,"textAlign":25},[596],{"text":597,"type":125},"Spendesk y la validación de facturas con retención",{"type":119,"attrs":599,"content":601},{"textAlign":25,"key":600},"p-27",[602],{"text":603,"type":125},"Spendesk permite centralizar facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, someter las facturas a aprobación y consultar el historial del proceso.",{"type":119,"attrs":605,"content":607},{"textAlign":25,"key":606},"p-28",[608],{"text":609,"type":125},"La extracción automática puede ayudar a identificar datos estándar de la factura, como el proveedor, el importe, las fechas o determinados campos contables. Sin embargo, los datos extraídos deben revisarse antes de aprobar la operación.",{"type":119,"attrs":611,"content":613},{"textAlign":25,"key":612},"p-29",[614],{"text":615,"type":125},"Spendesk no debe presentarse como una herramienta que determina por sí sola si una factura está sujeta a retención, calcula el porcentaje correcto de IRPF, valida la situación fiscal del proveedor o garantiza el cumplimiento de las obligaciones españolas.",{"type":119,"attrs":617,"content":619},{"textAlign":25,"key":618},"p-30",[620],{"text":621,"type":125},"La documentación de producto disponible no confirma una funcionalidad nativa específica para identificar, calcular o aplicar automáticamente retenciones de IRPF en España. Por tanto, el equipo financiero debe validar el tratamiento fiscal mediante sus procedimientos internos, su sistema contable o su asesoría.",{"type":119,"attrs":623,"content":625},{"textAlign":25,"key":624},"p-31",[626],{"text":627,"type":125},"Spendesk puede seguir siendo útil para controlar el flujo operativo:",{"type":253,"content":629},[630,638,646,654,662,670,678,686],{"type":256,"content":631},[632],{"type":119,"attrs":633,"content":635},{"textAlign":25,"key":634},"p-32",[636],{"text":637,"type":125},"Centralizar la recepción de facturas.",{"type":256,"content":639},[640],{"type":119,"attrs":641,"content":643},{"textAlign":25,"key":642},"p-33",[644],{"text":645,"type":125},"Revisar los datos extraídos.",{"type":256,"content":647},[648],{"type":119,"attrs":649,"content":651},{"textAlign":25,"key":650},"p-34",[652],{"text":653,"type":125},"Añadir información contable o analítica.",{"type":256,"content":655},[656],{"type":119,"attrs":657,"content":659},{"textAlign":25,"key":658},"p-35",[660],{"text":661,"type":125},"Asignar la factura a un responsable.",{"type":256,"content":663},[664],{"type":119,"attrs":665,"content":667},{"textAlign":25,"key":666},"p-36",[668],{"text":669,"type":125},"Gestionar aprobaciones.",{"type":256,"content":671},[672],{"type":119,"attrs":673,"content":675},{"textAlign":25,"key":674},"p-37",[676],{"text":677,"type":125},"Programar el pago aprobado.",{"type":256,"content":679},[680],{"type":119,"attrs":681,"content":683},{"textAlign":25,"key":682},"p-38",[684],{"text":685,"type":125},"Exportar la información al sistema contable, según la integración disponible.",{"type":256,"content":687},[688],{"type":119,"attrs":689,"content":691},{"textAlign":25,"key":690},"p-39",[692],{"text":693,"type":125},"Mantener la documentación asociada al proceso.",{"type":119,"attrs":695,"content":697},{"textAlign":25,"key":696},"p-40",[698],{"text":699,"type":125},"La aprobación de una factura confirma que ha pasado el flujo interno definido por la empresa. No equivale automáticamente a una validación fiscal de la retención.",{"type":205,"attrs":701,"content":702},{"level":207,"textAlign":25},[703],{"text":704,"type":125},"¿Qué debe registrar y conservar el equipo de Finanzas?",{"type":119,"attrs":706,"content":708},{"textAlign":25,"key":707},"p-41",[709],{"text":710,"type":125},"Practicar una retención implica algo más que descontar una cantidad del pago al proveedor. El equipo debe conservar la factura, la documentación que justifica el porcentaje aplicado, la información del pago y los registros necesarios para cumplir las obligaciones de la empresa como retenedora.",{"type":119,"attrs":712,"content":714},{"textAlign":25,"key":713},"p-42",[715],{"text":716,"type":125},"Según el caso, puede ser necesario gestionar:",{"type":253,"content":718},[719,727,735,743,751,759,767,775],{"type":256,"content":720},[721],{"type":119,"attrs":722,"content":724},{"textAlign":25,"key":723},"p-43",[725],{"text":726,"type":125},"El registro contable de la factura.",{"type":256,"content":728},[729],{"type":119,"attrs":730,"content":732},{"textAlign":25,"key":731},"p-44",[733],{"text":734,"type":125},"La retención practicada.",{"type":256,"content":736},[737],{"type":119,"attrs":738,"content":740},{"textAlign":25,"key":739},"p-45",[741],{"text":742,"type":125},"El importe pagado al proveedor.",{"type":256,"content":744},[745],{"type":119,"attrs":746,"content":748},{"textAlign":25,"key":747},"p-46",[749],{"text":750,"type":125},"La obligación pendiente frente a la Agencia Tributaria.",{"type":256,"content":752},[753],{"type":119,"attrs":754,"content":756},{"textAlign":25,"key":755},"p-47",[757],{"text":758,"type":125},"La declaración periódica correspondiente.",{"type":256,"content":760},[761],{"type":119,"attrs":762,"content":764},{"textAlign":25,"key":763},"p-48",[765],{"text":766,"type":125},"El resumen anual de retenciones.",{"type":256,"content":768},[769],{"type":119,"attrs":770,"content":772},{"textAlign":25,"key":771},"p-49",[773],{"text":774,"type":125},"El certificado que debe entregarse al proveedor.",{"type":256,"content":776},[777],{"type":119,"attrs":778,"content":780},{"textAlign":25,"key":779},"p-50",[781],{"text":782,"type":125},"La documentación que justifica el tipo aplicado.",{"type":119,"attrs":784,"content":786},{"textAlign":25,"key":785},"p-51",[787,789,795,797,803],{"text":788,"type":125},"Las retenciones sobre determinados rendimientos profesionales se incluyen, cuando corresponde, en el",{"text":790,"type":125,"marks":791}," Modelo 111",[792],{"type":198,"attrs":793},{"href":794,"uuid":25,"anchor":25,"target":201,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/procedimientoini/GH03.shtml",{"text":796,"type":125}," y se resumen posteriormente en el",{"text":798,"type":125,"marks":799}," Modelo 190",[800],{"type":198,"attrs":801},{"href":802,"uuid":25,"anchor":25,"target":201,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/procedimientoini/GI10.shtml",{"text":804,"type":125},". Los alquileres de inmuebles urbanos siguen un circuito distinto, con los modelos 115 y 180.",{"type":119,"attrs":806,"content":808},{"textAlign":25,"key":807},"p-52",[809],{"text":810,"type":125},"Este artículo no explica cómo cumplimentar estos modelos. El equipo responsable debe confirmar los periodos, importes y procedimientos aplicables con la Agencia Tributaria o con su asesoría.",{"type":119,"attrs":812,"content":814},{"textAlign":25,"key":813},"p-53",[815],{"text":816,"type":125},"La empresa también debe conservar las facturas y la documentación de respaldo durante el período exigible según las obligaciones fiscales y mercantiles aplicables. No debe aplicarse automáticamente un único plazo a todos los documentos.",{"type":205,"attrs":818,"content":819},{"level":207,"textAlign":25},[820],{"text":821,"type":125},"Cómo registrar las facturas con retención en contabilidad",{"type":119,"attrs":823,"content":825},{"textAlign":25,"key":824},"p-54",[826],{"text":827,"type":125},"El registro contable debe reflejar tanto el gasto como la retención y el pago al proveedor. La cuenta utilizada dependerá de la naturaleza de la operación, del plan contable de la empresa y de la configuración del ERP.",{"type":119,"attrs":829,"content":831},{"textAlign":25,"key":830},"p-55",[832],{"text":833,"type":125},"Como principio general, el equipo contable debe poder distinguir:",{"type":253,"content":835},[836,844,852,860,867,875],{"type":256,"content":837},[838],{"type":119,"attrs":839,"content":841},{"textAlign":25,"key":840},"p-56",[842],{"text":843,"type":125},"El gasto o servicio recibido.",{"type":256,"content":845},[846],{"type":119,"attrs":847,"content":849},{"textAlign":25,"key":848},"p-57",[850],{"text":851,"type":125},"El IVA soportado que corresponda.",{"type":256,"content":853},[854],{"type":119,"attrs":855,"content":857},{"textAlign":25,"key":856},"p-58",[858],{"text":859,"type":125},"El importe pendiente de pago al proveedor.",{"type":256,"content":861},[862],{"type":119,"attrs":863,"content":865},{"textAlign":25,"key":864},"p-59",[866],{"text":734,"type":125},{"type":256,"content":868},[869],{"type":119,"attrs":870,"content":872},{"textAlign":25,"key":871},"p-60",[873],{"text":874,"type":125},"La obligación de ingreso frente a la Agencia Tributaria.",{"type":256,"content":876},[877],{"type":119,"attrs":878,"content":880},{"textAlign":25,"key":879},"p-61",[881],{"text":882,"type":125},"El pago finalmente realizado.",{"type":119,"attrs":884,"content":886},{"textAlign":25,"key":885},"p-62",[887],{"text":888,"type":125},"No existe un único asiento contable aplicable a todas las facturas con retención. Los gastos de asesoramiento, alquiler, publicidad, transporte o servicios profesionales pueden recibir tratamientos contables diferentes.",{"type":119,"attrs":890,"content":892},{"textAlign":25,"key":891},"p-63",[893],{"text":894,"type":125},"Spendesk puede preparar y exportar información de facturas, pagos y datos contables mediante integraciones o plantillas de exportación, según el sistema, el plan y la configuración disponibles. Esto permite al equipo financiero centralizar la información de la factura y del pago en un único flujo, facilitando su revisión, seguimiento y preparación para el sistema contable. La empresa debe comprobar que el ERP o la herramienta contable representa correctamente el importe bruto, la retención, el importe neto y la obligación correspondiente.",{"type":119,"attrs":896,"content":898},{"textAlign":25,"key":897},"p-64",[899],{"text":900,"type":125},"La automatización de la captura o de la exportación no sustituye la revisión del tratamiento fiscal. Los campos personalizados o las columnas de exportación pueden ayudar a transmitir información, pero no equivalen a un motor de cálculo de IRPF ni a la presentación de declaraciones.",{"type":205,"attrs":902,"content":903},{"level":207,"textAlign":25},[904],{"text":905,"type":125},"Puntos clave",{"type":253,"content":907},[908,921,929,937,945,953,961,969],{"type":256,"content":909},[910],{"type":119,"attrs":911,"content":913},{"textAlign":25,"key":912},"p-65",[914,916,919],{"text":915,"type":125},"Las ",{"text":188,"type":125,"marks":917},[918],{"type":191},{"text":920,"type":125}," deben revisarse desde la perspectiva de la empresa pagadora.",{"type":256,"content":922},[923],{"type":119,"attrs":924,"content":926},{"textAlign":25,"key":925},"p-66",[927],{"text":928,"type":125},"No todas las facturas de autónomos o profesionales están sujetas a retención.",{"type":256,"content":930},[931],{"type":119,"attrs":932,"content":934},{"textAlign":25,"key":933},"p-67",[935],{"text":936,"type":125},"El porcentaje depende de la naturaleza del ingreso, de la actividad y de las circunstancias aplicables.",{"type":256,"content":938},[939],{"type":119,"attrs":940,"content":942},{"textAlign":25,"key":941},"p-68",[943],{"text":944,"type":125},"La retención suele calcularse sobre la remuneración o base sujeta, antes del IVA, pero algunos conceptos requieren una revisión específica.",{"type":256,"content":946},[947],{"type":119,"attrs":948,"content":950},{"textAlign":25,"key":949},"p-69",[951],{"text":952,"type":125},"El IVA se suma y la retención se resta, pero la empresa debe confirmar el tratamiento de cada operación.",{"type":256,"content":954},[955],{"type":119,"attrs":956,"content":958},{"textAlign":25,"key":957},"p-70",[959],{"text":960,"type":125},"Si una factura parece estar sujeta a retención y no la incluye, conviene detener el pago y consultar antes de aprobarla.",{"type":256,"content":962},[963],{"type":119,"attrs":964,"content":966},{"textAlign":25,"key":965},"p-71",[967],{"text":968,"type":125},"Spendesk ayuda a centralizar, revisar, aprobar, pagar y exportar facturas, pero no determina ni garantiza el tratamiento español del IRPF. Al reunir estas tareas en un mismo proceso, Spendesk puede facilitar el seguimiento de cada factura y reducir la gestión manual de la información en distintas herramientas.",{"type":256,"content":970},[971],{"type":119,"attrs":972,"content":974},{"textAlign":25,"key":973},"p-72",[975],{"text":976,"type":125},"El Modelo 111 y el Modelo 190 deben gestionarse conforme a las obligaciones aplicables de la empresa.",{"type":978},"horizontal_rule",{"type":119,"attrs":980,"content":982},{"textAlign":25,"key":981},"p-73",[983,985,991],{"text":984,"type":125},"Controla tus facturas con retención antes de que lleguen al cierre.",{"text":986,"type":125,"marks":987}," Descubre cómo Spendesk centraliza la gestión de facturas de proveedores, aprobaciones y pagos",[988],{"type":198,"attrs":989},{"href":990,"uuid":25,"anchor":25,"target":201,"linktype":107},"/es/product/accounts-payable/",{"text":328,"type":125},{"name":993,"created_at":994,"published_at":16,"updated_at":995,"id":996,"uuid":997,"content":998,"slug":1005,"full_slug":1006,"sort_by_date":25,"position":52,"tag_list":1007,"is_startpage":28,"parent_id":1008,"meta_data":25,"group_id":1009,"first_published_at":1010,"release_id":25,"lang":32,"path":25,"alternates":1011,"default_full_slug":1012,"translated_slugs":1013,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":999,"icon":1000,"name":993,"component":1004},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1001,"alt":1002,"name":99,"focus":99,"title":99,"filename":1003,"copyright":99,"fieldtype":104,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1014,1015,1016],{"path":1012,"name":25,"lang":37,"published":25},{"path":1012,"name":25,"lang":39,"published":25},{"path":1012,"name":25,"lang":32,"published":25},[32],[],"Facturas con retención de IRPF: validar y pagar",[],"2026-08-13 00:00","13",[1024],{"_uid":1025,"asset":1026,"caption":99,"component":1031},"151f7118-8129-4073-853c-cb7d6fbd7298",{"id":1027,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1028,"copyright":99,"fieldtype":104,"meta_data":1029,"is_external_url":28},218547231535454,"https://a.storyblok.com/f/146026/1672x941/6ab7399304/facturas-con-retencion-de-irpf.png",{"size":1030},"1672x941","image","Facturas con retención de IRPF: cómo validar el porcentaje, revisar la base y aprobar el pago desde el equipo de Finanzas.",[],[1035],{"_uid":1036,"items":1037,"heading":1109,"component":1132},"5825f6bb-0a60-427b-9780-9a3436456e50",[1038,1049,1059,1069,1079,1089,1099],{"_uid":1039,"title":1040,"component":1041,"description":1042},"2c41ac83-8d9c-40c0-a007-34f8d9bd94ad","¿Todas las facturas de profesionales llevan retención de IRPF?","faqItem",{"type":116,"content":1043},[1044],{"type":119,"attrs":1045,"content":1046},{"textAlign":25,"key":121},[1047],{"text":1048,"type":125},"No. La obligación depende del pagador, del tipo de ingreso, de la actividad del proveedor y de las circunstancias de la operación. Que el proveedor sea autónomo o que la factura corresponda a un servicio profesional no basta para aplicar automáticamente una retención.",{"_uid":1050,"title":1051,"component":1041,"description":1052},"bd580b26-df21-4199-85a9-dc77a8fb5bf3","¿Cómo se calcula la retención de IRPF en una factura?",{"type":116,"content":1053},[1054],{"type":119,"attrs":1055,"content":1056},{"textAlign":25,"key":121},[1057],{"text":1058,"type":125},"Como orientación general, se aplica el porcentaje correspondiente sobre la remuneración o base sujeta a retención. En una factura profesional ordinaria, suele tomarse como referencia la base antes del IVA. Los suplidos, gastos repercutidos, descuentos y otros conceptos pueden requerir un tratamiento diferente.",{"_uid":1060,"title":1061,"component":1041,"description":1062},"b4e975a6-fdda-4f6b-b4c6-be4e5deab215","¿Qué hago si una factura profesional llega sin retención?",{"type":116,"content":1063},[1064],{"type":119,"attrs":1065,"content":1066},{"textAlign":25,"key":121},[1067],{"text":1068,"type":125},"No la pagues automáticamente. Comprueba si la operación está sujeta, revisa la situación del proveedor y consulta con la asesoría o la persona responsable de impuestos. 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Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":119,"attrs":2615,"content":2616},{"textAlign":25},[2617],{"text":2618,"type":125},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":119,"attrs":2620,"content":2621},{"textAlign":25},[2622],{"text":2623,"type":125},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":119,"attrs":2625,"content":2626},{"textAlign":25},[2627],{"text":2628,"type":125},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2630,"title":2631,"component":1041,"description":2632},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":116,"content":2633},[2634,2639,2651,2656,2666,2671,2676,2681],{"type":119,"attrs":2635,"content":2636},{"textAlign":25},[2637],{"text":2638,"type":125},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":119,"attrs":2640,"content":2641},{"textAlign":25},[2642,2646,2649],{"text":2643,"type":125,"marks":2644},"Para los empleados",[2645],{"type":191},{"type":2490,"marks":2647},[2648],{"type":191},{"text":2650,"type":125},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":119,"attrs":2652,"content":2653},{"textAlign":25},[2654],{"text":2655,"type":125},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":119,"attrs":2657,"content":2658},{"textAlign":25},[2659,2663,2664],{"text":2660,"type":125,"marks":2661},"Para los equipos financieros",[2662],{"type":191},{"type":2490},{"text":2665,"type":125},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":119,"attrs":2667,"content":2668},{"textAlign":25},[2669],{"text":2670,"type":125},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":119,"attrs":2672,"content":2673},{"textAlign":25},[2674],{"text":2675,"type":125},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":119,"attrs":2677,"content":2678},{"textAlign":25},[2679],{"text":2680,"type":125},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":119,"attrs":2682,"content":2683},{"textAlign":25},[2684],{"text":2685,"type":125},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2687],{"cta":2688,"_uid":2689,"title":2690,"eyebrow":2697,"subtitle":2700,"component":205,"textAlign":99,"sectionSettings":2706,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":116,"content":2691},[2692],{"type":205,"attrs":2693,"content":2694},{"level":207},[2695],{"text":2696,"type":125},"Empezar con Spendesk",{"type":116,"content":2698},[2699],{"type":119},{"type":116,"content":2701},[2702],{"type":119,"content":2703},[2704],{"text":2705,"type":125},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2711,2837,2976,3115],{"name":2712,"created_at":2713,"published_at":2714,"updated_at":2715,"id":2716,"uuid":2717,"content":2718,"slug":2825,"full_slug":2826,"sort_by_date":25,"position":2827,"tag_list":2828,"is_startpage":28,"parent_id":1137,"meta_data":25,"group_id":2829,"first_published_at":2830,"release_id":25,"lang":32,"path":25,"alternates":2831,"default_full_slug":2832,"translated_slugs":2833},"Factura intracomunitaria: IVA y cómo contabilizarla en España","2026-08-26T15:56:44.073Z","2026-08-27T11:29:16.330Z","2026-08-27T11:29:16.353Z",213279555935584,"34fcac11-2af5-40c6-b196-b07f8b1d0174",{"_uid":2719,"title":2712,"topics":2720,"noIndex":28,"category":2729,"language":2738,"component":1005,"heroMedia":2739,"metaTitle":2740,"publishedAt":2741,"readingTime":2742,"redirectUrl":99,"listingImage":2743,"metaDescription":2750,"bottomArticleCta":2751,"componentsAfterTheArticle":2752},"16ff30af-2904-477d-b075-c17a7cf9bf97",[2721],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2722,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2723,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2724,"default_full_slug":163,"translated_slugs":2725,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2726,2727,2728],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":993,"created_at":994,"published_at":16,"updated_at":995,"id":996,"uuid":997,"content":2730,"slug":1005,"full_slug":1006,"sort_by_date":25,"position":52,"tag_list":2732,"is_startpage":28,"parent_id":1008,"meta_data":25,"group_id":1009,"first_published_at":1010,"release_id":25,"lang":32,"path":25,"alternates":2733,"default_full_slug":1012,"translated_slugs":2734,"_stopResolving":41},{"_uid":999,"icon":2731,"name":993,"component":1004},{"id":1001,"alt":1002,"name":99,"focus":99,"title":99,"filename":1003,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2735,2736,2737],{"path":1012,"name":25,"lang":37,"published":25},{"path":1012,"name":25,"lang":39,"published":25},{"path":1012,"name":25,"lang":32,"published":25},[32],[],"Factura intracomunitaria: IVA y contabilización","2026-08-11 00:00","18",[2744],{"_uid":2745,"asset":2746,"caption":99,"component":1031},"4fdb0800-f3af-453e-975c-6635e5eaf37e",{"id":2747,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2748,"copyright":99,"fieldtype":104,"meta_data":2749,"is_external_url":28},213567525388398,"https://a.storyblok.com/f/146026/1536x1024/9621cc880e/factura-intracomunitaria.png",{},"Factura intracomunitaria: aprende a revisar el IVA, aplicar la inversión del sujeto pasivo y contabilizar las compras a proveedores de la Unión Europea.",[],[2753],{"_uid":2754,"items":2755,"heading":2803,"component":1132},"156d09f6-b7f5-4dbe-a86d-04588ea27a93",[2756,2766,2776,2786],{"_uid":2757,"title":2758,"component":1041,"description":2759},"6ebb716a-e3b9-43ec-985e-fe7611746bca","¿Qué pasa si el proveedor o mi empresa no están dados de alta en el ROI o no aparecen en VIES?",{"type":116,"content":2760},[2761],{"type":119,"attrs":2762,"content":2763},{"textAlign":25},[2764],{"text":2765,"type":125},"No existe una respuesta automática para todos los casos. Comprueba si el número se ha introducido correctamente, si el operador está activado para operaciones intracomunitarias y si la inscripción es reciente. En una entrega intracomunitaria de bienes, la ausencia de un número de IVA válido puede impedir aplicar la exención. En los servicios, el tratamiento depende también de la condición del cliente, el tipo de servicio y la regla de localización aplicable. Si la factura parece incorrecta, solicita al proveedor que confirme sus datos o emita una factura rectificativa. No apliques automáticamente un tipo de IVA extranjero o español sin revisar la operación.",{"_uid":2767,"title":2768,"component":1041,"description":2769},"d929dcff-cea6-4ab2-bc9f-b1454eb915fc","¿Una operación intracomunitaria es lo mismo que una importación de fuera de la UE?",{"type":116,"content":2770},[2771],{"type":119,"attrs":2772,"content":2773},{"textAlign":25},[2774],{"text":2775,"type":125},"No. Una adquisición intracomunitaria se refiere, principalmente, a bienes transportados entre estados miembros o a determinados servicios B2B entre empresas de distintos países. Una importación se refiere a la entrada de bienes desde terceros países o territorios fuera del territorio comunitario del IVA y se tramita mediante Aduana. Una compra de servicios a un proveedor establecido fuera de la Unión Europea no es automáticamente una importación. Puede estar sujeta a las reglas españolas de localización de servicios y, en determinados casos, a la inversión del sujeto pasivo.",{"_uid":2777,"title":2778,"component":1041,"description":2779},"17dd4ac9-4f17-4dae-91a7-f82f56b9e245","¿Cómo recupero el IVA soportado en otro país de la Unión Europea?",{"type":116,"content":2780},[2781],{"type":119,"attrs":2782,"content":2783},{"textAlign":25},[2784],{"text":2785,"type":125},"Una empresa establecida en España puede solicitar, si cumple los requisitos, la devolución del IVA soportado en otro estado miembro mediante el Modelo 360. El importe mínimo de IVA solicitado es de 400 € cuando la solicitud cubre un periodo de al menos tres meses, pero inferior a un año. El mínimo es de 50 € cuando la solicitud corresponde a un año natural completo o al periodo restante de un año. El plazo general de presentación termina el 30 de septiembre del año siguiente al que corresponden las cuotas. Estos umbrales se refieren al importe de IVA solicitado en la reclamación, no al importe de una factura individual. Las condiciones concretas también pueden depender del Estado miembro que debe efectuar la devolución.",{"_uid":2787,"title":2788,"component":1041,"description":2789},"f951bfc8-21a7-4052-9f5a-910ecebe2971","¿El tratamiento cambia entre bienes y servicios?",{"type":116,"content":2790},[2791],{"type":119,"attrs":2792,"content":2793},{"textAlign":25},[2794,2796,2802],{"text":2795,"type":125},"Sí. En una adquisición intracomunitaria de bienes deben analizarse el transporte, la condición fiscal de las partes, la identificación para operaciones intracomunitarias y las reglas de exención aplicables a la entrega en origen. En los servicios B2B, la regla general suele localizar el servicio donde está establecido el cliente, pero existen reglas especiales para determinados servicios. Por eso no conviene aplicar automáticamente el mismo tratamiento a una factura de mercancías, una licencia de software, un servicio relacionado con un inmueble o una entrada a un evento. Gestiona las facturas de tus proveedores europeos desde una única plataforma.",{"text":2797,"type":125,"marks":2798}," Solicita una demo de Spendesk",[2799],{"type":198,"attrs":2800},{"href":2801,"uuid":25,"anchor":25,"target":201,"linktype":107},"https://www.spendesk.com/es/schedule-a-demo/",{"text":328,"type":125},[2804],{"cta":2805,"_uid":2806,"title":2807,"eyebrow":2813,"subtitle":2818,"component":205,"textAlign":99,"flexibleSection":2823,"sectionSettings":2824,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"c17aaa14-59e6-418f-9cd0-98d3c07712e9",{"type":116,"content":2808},[2809],{"type":205,"attrs":2810,"content":2811},{"level":207,"textAlign":25},[2812],{"text":1119,"type":125},{"type":116,"content":2814},[2815],{"type":119,"attrs":2816,"content":2817},{"textAlign":25},[],{"type":116,"content":2819},[2820],{"type":119,"attrs":2821,"content":2822},{"textAlign":25},[],[],[],"factura-intracomunitaria","es/blog/factura-intracomunitaria",-2900,[],"a9d7945e-dc5a-4e57-82d3-001d1fa41333","2026-08-26T16:07:15.675Z",[],"blog/factura-intracomunitaria",[2834,2835,2836],{"path":2832,"name":25,"lang":37,"published":25},{"path":2832,"name":25,"lang":39,"published":25},{"path":2832,"name":25,"lang":32,"published":25},{"name":2838,"created_at":2839,"published_at":2840,"updated_at":2841,"id":2842,"uuid":2843,"content":2844,"slug":2964,"full_slug":2965,"sort_by_date":25,"position":2966,"tag_list":2967,"is_startpage":28,"parent_id":1137,"meta_data":25,"group_id":2968,"first_published_at":2969,"release_id":25,"lang":32,"path":25,"alternates":2970,"default_full_slug":2971,"translated_slugs":2972},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-09-10T13:52:23.810Z","2026-09-10T13:52:23.823Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":2845,"title":2838,"topics":2846,"noIndex":28,"category":2855,"language":2864,"component":1005,"heroMedia":2865,"metaTitle":2866,"publishedAt":2867,"readingTime":2868,"redirectUrl":99,"listingImage":2869,"metaDescription":2876,"bottomArticleCta":2877,"componentsAfterTheArticle":2878},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[2847],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2848,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2849,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2850,"default_full_slug":163,"translated_slugs":2851,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2852,2853,2854],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":993,"created_at":994,"published_at":16,"updated_at":995,"id":996,"uuid":997,"content":2856,"slug":1005,"full_slug":1006,"sort_by_date":25,"position":52,"tag_list":2858,"is_startpage":28,"parent_id":1008,"meta_data":25,"group_id":1009,"first_published_at":1010,"release_id":25,"lang":32,"path":25,"alternates":2859,"default_full_slug":1012,"translated_slugs":2860,"_stopResolving":41},{"_uid":999,"icon":2857,"name":993,"component":1004},{"id":1001,"alt":1002,"name":99,"focus":99,"title":99,"filename":1003,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2861,2862,2863],{"path":1012,"name":25,"lang":37,"published":25},{"path":1012,"name":25,"lang":39,"published":25},{"path":1012,"name":25,"lang":32,"published":25},[32],[],"Factura electrónica B2B obligatoria: RD 238/2026","2026-08-18 00:00","15",[2870],{"_uid":2871,"asset":2872,"caption":99,"component":1031},"3656e231-7cc5-4017-b6ab-7fad002b60f3",{"id":2873,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2874,"copyright":99,"fieldtype":104,"meta_data":2875,"is_external_url":28},218557381129480,"https://a.storyblok.com/f/146026/1672x941/b256a74827/factura-electronica-b2b-obligatoria.png",{},"Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[2879],{"_uid":2880,"items":2881,"heading":2942,"component":1132},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[2882,2892,2902,2912,2922,2932],{"_uid":2883,"title":2884,"component":1041,"description":2885},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":116,"content":2886},[2887],{"type":119,"attrs":2888,"content":2889},{"textAlign":25},[2890],{"text":2891,"type":125},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":2893,"title":2894,"component":1041,"description":2895},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":116,"content":2896},[2897],{"type":119,"attrs":2898,"content":2899},{"textAlign":25},[2900],{"text":2901,"type":125},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":2903,"title":2904,"component":1041,"description":2905},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":116,"content":2906},[2907],{"type":119,"attrs":2908,"content":2909},{"textAlign":25},[2910],{"text":2911,"type":125},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":2913,"title":2914,"component":1041,"description":2915},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":116,"content":2916},[2917],{"type":119,"attrs":2918,"content":2919},{"textAlign":25},[2920],{"text":2921,"type":125},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":2923,"title":2924,"component":1041,"description":2925},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":116,"content":2926},[2927],{"type":119,"attrs":2928,"content":2929},{"textAlign":25},[2930],{"text":2931,"type":125},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":2933,"title":2934,"component":1041,"description":2935},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":116,"content":2936},[2937],{"type":119,"attrs":2938,"content":2939},{"textAlign":25},[2940],{"text":2941,"type":125},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema español.",[2943],{"cta":2944,"_uid":2945,"title":2946,"eyebrow":2952,"subtitle":2957,"component":205,"textAlign":99,"flexibleSection":2962,"sectionSettings":2963,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"87703176-357e-4029-b671-6e2f33e3ba25",{"type":116,"content":2947},[2948],{"type":205,"attrs":2949,"content":2950},{"level":207,"textAlign":25},[2951],{"text":1119,"type":125},{"type":116,"content":2953},[2954],{"type":119,"attrs":2955,"content":2956},{"textAlign":25},[],{"type":116,"content":2958},[2959],{"type":119,"attrs":2960,"content":2961},{"textAlign":25},[],[],[],"factura-electronica-b2b-obligatoria","es/blog/factura-electronica-b2b-obligatoria",-2940,[],"239c3755-1891-4b1a-9bbb-7368f4bcfe70","2026-08-26T16:07:20.321Z",[],"blog/factura-electronica-b2b-obligatoria",[2973,2974,2975],{"path":2971,"name":25,"lang":37,"published":25},{"path":2971,"name":25,"lang":39,"published":25},{"path":2971,"name":25,"lang":32,"published":25},{"name":2977,"created_at":2978,"published_at":2979,"updated_at":2980,"id":2981,"uuid":2982,"content":2983,"slug":3103,"full_slug":3104,"sort_by_date":25,"position":3105,"tag_list":3106,"is_startpage":28,"parent_id":1137,"meta_data":25,"group_id":3107,"first_published_at":3108,"release_id":25,"lang":32,"path":25,"alternates":3109,"default_full_slug":3110,"translated_slugs":3111},"Conciliación de facturas: cómo evitar errores y agilizar las aprobaciones","2026-09-14T09:05:53.951Z","2026-09-21T13:54:47.646Z","2026-09-21T13:54:47.665Z",219902582629816,"ad936d95-b8f6-45e4-a7a0-085d5d666a9c",{"_uid":2984,"title":2977,"topics":2985,"noIndex":28,"category":2994,"language":3003,"component":1005,"heroMedia":3004,"metaTitle":3005,"publishedAt":3006,"readingTime":2868,"redirectUrl":99,"listingImage":3007,"metaDescription":3015,"bottomArticleCta":3016,"componentsAfterTheArticle":3017},"4d9a1a9c-f0f5-4775-ae79-8b73f718b041",[2986],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2987,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2988,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2989,"default_full_slug":163,"translated_slugs":2990,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2991,2992,2993],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":993,"created_at":994,"published_at":16,"updated_at":995,"id":996,"uuid":997,"content":2995,"slug":1005,"full_slug":1006,"sort_by_date":25,"position":52,"tag_list":2997,"is_startpage":28,"parent_id":1008,"meta_data":25,"group_id":1009,"first_published_at":1010,"release_id":25,"lang":32,"path":25,"alternates":2998,"default_full_slug":1012,"translated_slugs":2999,"_stopResolving":41},{"_uid":999,"icon":2996,"name":993,"component":1004},{"id":1001,"alt":1002,"name":99,"focus":99,"title":99,"filename":1003,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[3000,3001,3002],{"path":1012,"name":25,"lang":37,"published":25},{"path":1012,"name":25,"lang":39,"published":25},{"path":1012,"name":25,"lang":32,"published":25},[32],[],"Conciliación de facturas: cómo evitar errores y agilizar las","2026-09-11 00:00",[3008],{"_uid":3009,"link":3010,"asset":3011,"caption":99,"component":1031},"7e312a70-4f3a-4e88-b050-cd857b48328a",{"id":99,"url":99,"linktype":1176,"fieldtype":108,"cached_url":2196,"prep":41},{"id":3012,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":3013,"copyright":99,"fieldtype":104,"meta_data":3014,"is_external_url":28},222450767110397,"https://a.storyblok.com/f/146026/1672x941/aaeed3460e/conciliacion-de-facturas.png",{},"Descubre qué es la conciliación de facturas, por qué se producen los descuadres y cómo la integración con el ERP y los flujos de aprobación agilizan tus pagos.",[],[3018],{"_uid":3019,"items":3020,"heading":3081,"component":1132},"05d3fd1f-9939-4b87-b169-e126811177e6",[3021,3031,3041,3051,3061,3071],{"_uid":3022,"title":3023,"component":1041,"description":3024},"3797035d-947e-4241-a972-750ae5ade4b6","¿Qué causa los descuadres en las facturas?",{"type":116,"content":3025},[3026],{"type":119,"attrs":3027,"content":3028},{"textAlign":25},[3029],{"text":3030,"type":125},"Suelen producirse cuando el precio, la cantidad, el concepto o las condiciones de la factura no coinciden con el pedido o con la recepción. También pueden deberse a entregas parciales, cargos adicionales, facturas duplicadas o ausencia de una referencia de compra.",{"_uid":3032,"title":3033,"component":1041,"description":3034},"f2ea5888-1a9c-4809-93af-11f1b6c973ee","¿Qué ocurre cuando una factura no coincide con el pedido?",{"type":116,"content":3035},[3036],{"type":119,"attrs":3037,"content":3038},{"textAlign":25},[3039],{"text":3040,"type":125},"La factura debe pasar a revisión antes de continuar al pago, según la política de la empresa. El responsable puede confirmar si existe una entrega pendiente, corregir el pedido, solicitar una factura rectificativa o aprobar la diferencia cuando esté justificada.",{"_uid":3042,"title":3043,"component":1041,"description":3044},"218ef5e9-c908-40c4-85d5-b84fdf1922ca","¿Cuáles son los errores de codificación más frecuentes?",{"type":116,"content":3045},[3046],{"type":119,"attrs":3047,"content":3048},{"textAlign":25},[3049],{"text":3050,"type":125},"Los más habituales son seleccionar una cuenta contable incorrecta, asignar el gasto a otro centro de costes, duplicar el registro o utilizar datos desactualizados del proveedor. También puede ser necesario revisar la información fiscal de la operación.",{"_uid":3052,"title":3053,"component":1041,"description":3054},"e58f7c77-176f-41fa-bb44-ef9423fa8b57","¿Cómo puede mejorar una empresa el procesamiento de facturas?",{"type":116,"content":3055},[3056],{"type":119,"attrs":3057,"content":3058},{"textAlign":25},[3059],{"text":3060,"type":125},"Puede definir qué documentación necesita para cada tipo de compra, capturar la codificación en la solicitud o el pedido, utilizar OCR para reducir la introducción manual, establecer reglas de tolerancia e integrar la información con el ERP cuando la conexión disponible cubra sus necesidades.",{"_uid":3062,"title":3063,"component":1041,"description":3064},"8fad0725-50d7-49cb-b1f2-3c664e9fae01","¿En qué se diferencia la conciliación de facturas de la conciliación bancaria?",{"type":116,"content":3065},[3066],{"type":119,"attrs":3067,"content":3068},{"textAlign":25},[3069],{"text":3070,"type":125},"La conciliación de facturas comprueba si una factura puede aprobarse y pagarse comparándola con el pedido y la recepción. La conciliación bancaria comprueba después si los movimientos de la cuenta coinciden con los apuntes contables.",{"_uid":3072,"title":3073,"component":1041,"description":3074},"dab1bc41-9b1b-454e-8ce4-bc7933606b9a","¿Cómo puede ayudar Spendesk con la conciliación de facturas?",{"type":116,"content":3075},[3076],{"type":119,"attrs":3077,"content":3078},{"textAlign":25},[3079],{"text":3080,"type":125},"Spendesk no es un ERP. Es una plataforma de gestión de gastos y cuentas por pagar que ayuda a centralizar las facturas, los pedidos y la documentación de respaldo, facilitar la comparación de la información disponible, identificar excepciones y dirigir cada operación al flujo de aprobación correspondiente. También puede ayudar a preparar los datos para conectarlos con el sistema financiero y evitar que las discrepancias se descubran al cierre de mes, cuando ya queda poco margen para corregirlas.",[3082],{"cta":3083,"_uid":3084,"title":3085,"eyebrow":3091,"subtitle":3096,"component":205,"textAlign":99,"flexibleSection":3101,"sectionSettings":3102,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"bc20a4a6-1ac6-49d9-a31d-740c9b91c095",{"type":116,"content":3086},[3087],{"type":205,"attrs":3088,"content":3089},{"level":207,"textAlign":25},[3090],{"text":1119,"type":125},{"type":116,"content":3092},[3093],{"type":119,"attrs":3094,"content":3095},{"textAlign":25},[],{"type":116,"content":3097},[3098],{"type":119,"attrs":3099,"content":3100},{"textAlign":25},[],[],[],"conciliacion-de-facturas","es/blog/conciliacion-de-facturas",-3490,[],"812b517e-2eda-4778-bfe2-493605327cf9","2026-09-14T09:05:53.999Z",[],"blog/conciliacion-de-facturas",[3112,3113,3114],{"path":3110,"name":25,"lang":37,"published":25},{"path":3110,"name":25,"lang":39,"published":25},{"path":3110,"name":25,"lang":32,"published":25},{"name":3116,"created_at":3117,"published_at":3118,"updated_at":3119,"id":3120,"uuid":3121,"content":3122,"slug":3252,"full_slug":3253,"sort_by_date":25,"position":3254,"tag_list":3255,"is_startpage":28,"parent_id":1137,"meta_data":25,"group_id":3256,"first_published_at":3257,"release_id":25,"lang":32,"path":25,"alternates":3258,"default_full_slug":3259,"translated_slugs":3260},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":3123,"title":3116,"topics":3124,"noIndex":28,"category":3133,"language":3142,"component":1005,"heroMedia":3143,"metaTitle":3144,"publishedAt":3145,"readingTime":2868,"redirectUrl":99,"listingImage":3146,"metaDescription":3154,"bottomArticleCta":3155,"componentsAfterTheArticle":3156},"7c8baf82-c72c-4bd0-978c-914b4de81327",[3125],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":3126,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":3127,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":3128,"default_full_slug":163,"translated_slugs":3129,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[3130,3131,3132],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":993,"created_at":994,"published_at":16,"updated_at":995,"id":996,"uuid":997,"content":3134,"slug":1005,"full_slug":1006,"sort_by_date":25,"position":52,"tag_list":3136,"is_startpage":28,"parent_id":1008,"meta_data":25,"group_id":1009,"first_published_at":1010,"release_id":25,"lang":32,"path":25,"alternates":3137,"default_full_slug":1012,"translated_slugs":3138,"_stopResolving":41},{"_uid":999,"icon":3135,"name":993,"component":1004},{"id":1001,"alt":1002,"name":99,"focus":99,"title":99,"filename":1003,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[3139,3140,3141],{"path":1012,"name":25,"lang":37,"published":25},{"path":1012,"name":25,"lang":39,"published":25},{"path":1012,"name":25,"lang":32,"published":25},[32],[],"Suministro Inmediato de Información (SII): quién está obliga","2026-08-26 00:00",[3147],{"_uid":3148,"asset":3149,"caption":99,"component":1031},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":3150,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":3151,"copyright":99,"fieldtype":104,"meta_data":3152,"is_external_url":28},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":3153},"1536x1024","Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[3157],{"_uid":3158,"items":3159,"heading":3230,"component":1132},"def80281-c114-48d8-922b-c6452f4b32e1",[3160,3170,3180,3190,3200,3210,3220],{"_uid":3161,"title":3162,"component":1041,"description":3163},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":116,"content":3164},[3165],{"type":119,"attrs":3166,"content":3167},{"textAlign":25},[3168],{"text":3169,"type":125},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":3171,"title":3172,"component":1041,"description":3173},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":116,"content":3174},[3175],{"type":119,"attrs":3176,"content":3177},{"textAlign":25},[3178],{"text":3179,"type":125},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":3181,"title":3182,"component":1041,"description":3183},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":116,"content":3184},[3185],{"type":119,"attrs":3186,"content":3187},{"textAlign":25},[3188],{"text":3189,"type":125},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":3191,"title":3192,"component":1041,"description":3193},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":116,"content":3194},[3195],{"type":119,"attrs":3196,"content":3197},{"textAlign":25},[3198],{"text":3199,"type":125},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":3201,"title":3202,"component":1041,"description":3203},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":116,"content":3204},[3205],{"type":119,"attrs":3206,"content":3207},{"textAlign":25},[3208],{"text":3209,"type":125},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":3211,"title":3212,"component":1041,"description":3213},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":116,"content":3214},[3215],{"type":119,"attrs":3216,"content":3217},{"textAlign":25},[3218],{"text":3219,"type":125},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":3221,"title":3222,"component":1041,"description":3223},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":116,"content":3224},[3225],{"type":119,"attrs":3226,"content":3227},{"textAlign":25},[3228],{"text":3229,"type":125},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus obligaciones.",[3231],{"cta":3232,"_uid":3233,"title":3234,"eyebrow":3240,"subtitle":3245,"component":205,"textAlign":99,"flexibleSection":3250,"sectionSettings":3251,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"1b5b92ff-b89c-495c-a337-c708520f4861",{"type":116,"content":3235},[3236],{"type":205,"attrs":3237,"content":3238},{"level":207,"textAlign":25},[3239],{"text":1119,"type":125},{"type":116,"content":3241},[3242],{"type":119,"attrs":3243,"content":3244},{"textAlign":25},[],{"type":116,"content":3246},[3247],{"type":119,"attrs":3248,"content":3249},{"textAlign":25},[],[],[],"suministro-inmediato-de-informacion-sii","es/blog/suministro-inmediato-de-informacion-sii",-2980,[],"1026b24a-05ed-4e9b-ac69-e27ceb7abb19","2026-08-27T10:05:46.675Z",[],"blog/suministro-inmediato-de-informacion-sii",[3261,3262,3263],{"path":3259,"name":25,"lang":37,"published":25},{"path":3259,"name":25,"lang":39,"published":25},{"path":3259,"name":25,"lang":32,"published":25},1793991676541]