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Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":119,"attrs":1975,"content":1976},{"textAlign":25},[1977],{"text":1978,"type":125},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":119,"attrs":1980,"content":1981},{"textAlign":25},[1982],{"text":1983,"type":125},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":119,"attrs":1985,"content":1986},{"textAlign":25},[1987],{"text":1988,"type":125},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":1990,"title":1991,"component":421,"description":1992},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":116,"content":1993},[1994,1999,2011,2016,2026,2031,2036,2041],{"type":119,"attrs":1995,"content":1996},{"textAlign":25},[1997],{"text":1998,"type":125},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":119,"attrs":2017,"content":2018},{"textAlign":25},[2019,2023,2024],{"text":2020,"type":125,"marks":2021},"Para los equipos financieros",[2022],{"type":1141},{"type":1848},{"text":2025,"type":125},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":119,"attrs":2027,"content":2028},{"textAlign":25},[2029],{"text":2030,"type":125},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":119,"attrs":2032,"content":2033},{"textAlign":25},[2034],{"text":2035,"type":125},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":119,"attrs":2037,"content":2038},{"textAlign":25},[2039],{"text":2040,"type":125},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":119,"attrs":2042,"content":2043},{"textAlign":25},[2044],{"text":2045,"type":125},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2047],{"cta":2048,"_uid":2049,"title":2050,"eyebrow":2057,"subtitle":2060,"component":176,"textAlign":99,"sectionSettings":2066,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":116,"content":2051},[2052],{"type":176,"attrs":2053,"content":2054},{"level":178},[2055],{"text":2056,"type":125},"Empezar con Spendesk",{"type":116,"content":2058},[2059],{"type":119},{"type":116,"content":2061},[2062],{"type":119,"content":2063},[2064],{"text":2065,"type":125},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces 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tarifa exenta, cálculo y gestión en empresas españolas",[2082,2100],{"name":2083,"created_at":2084,"published_at":2085,"updated_at":2086,"id":2087,"uuid":2088,"content":2089,"slug":2090,"full_slug":2091,"sort_by_date":25,"position":157,"tag_list":2092,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":2093,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2094,"default_full_slug":2095,"translated_slugs":2096,"_stopResolving":41},"Gastos de 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del kilometraje en 2025: tarifa exenta, cálculo y ges","2026-06-04 00:00","11",[2123],{"_uid":2124,"asset":2125,"caption":99,"component":411},"171f06fb-390d-4489-ad17-d693c5665f5c",{"id":2126,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2127,"copyright":99,"fieldtype":104,"meta_data":2128,"is_external_url":28},198048125879864,"https://a.storyblok.com/f/146026/2752x1536/3fc745051c/spendesk_blog_cover_precio_del_kilometraje.jpg",{},"La tarifa exenta de kilometraje en 2026 es de 0,26 €/km. Aprende a calcular el reembolso, qué documentación exige la AEAT y cómo gestionar el proceso en tu empresa.",[2131],{"cta":2132,"_uid":2140,"image":2141,"title":2146,"subtitle":99,"component":1857,"imageFullWidth":41},[2133],{"tag":99,"_uid":2134,"hide":28,"icon":2135,"link":2137,"type":99,"label":2139,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"31b557e1-7836-46c1-b316-ed8b7a5df4a3",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":2136},{},{"id":1895,"url":99,"linktype":534,"fieldtype":108,"cached_url":1896,"prep":41,"story":2138},{"name":1898,"id":1899,"uuid":1895,"slug":1900,"url":1900,"full_slug":1901,"_stopResolving":41},"Solicita una demo","dcd56130-0c97-4d07-97c6-4f42c0255579",{"id":2142,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2143,"copyright":99,"fieldtype":104,"meta_data":2144,"is_external_url":28},222395358447793,"https://a.storyblok.com/f/146026/1700x465/eb18d1660e/bcn-es.png",{"size":2145},"1700x465",{"type":116,"attrs":2147,"content":2148},{"backgroundColor":25},[2149],{"type":119,"attrs":2150},{"textAlign":25},[2152],{"_uid":2153,"items":2154,"heading":802,"component":490},"5bc63eb2-99af-4042-9372-bb39b4b10716",[2155,2165,2175,2185,2195],{"_uid":2156,"title":2157,"component":421,"description":2158},"40a7c5dd-d0bd-405b-91c2-a1518b7c6e15","¿A cuánto se paga el kilometraje en 2026?",{"type":116,"content":2159},[2160],{"type":119,"attrs":2161,"content":2162},{"textAlign":25},[2163],{"text":2164,"type":125},"La tarifa exenta de IRPF es de 0,26 €/km según la Orden HFP/792/2023. Las empresas españolas pagan de media entre 0,28 y 0,30 €/km; cualquier importe por encima de 0,26 € tributa como rendimiento del trabajo.",{"_uid":2166,"title":2167,"component":421,"description":2168},"ad4d4ff8-53e7-4c18-a63f-ca154730350b","¿El kilometraje se paga ida y vuelta?",{"type":116,"content":2169},[2170],{"type":119,"attrs":2171,"content":2172},{"textAlign":25},[2173],{"text":2174,"type":125},"Sí. La distancia computable es el recorrido completo de ida y vuelta desde el centro de trabajo habitual hasta el destino profesional. Una visita a 60 km de la oficina genera un reembolso por 120 km (0,26 €/km x 120 = 31,20 € exentos). El trayecto domicilio-oficina no cuenta.",{"_uid":2176,"title":2177,"component":421,"description":2178},"28b7307a-5887-4ecf-89e4-696cfdffa79a","¿Cuándo debe una empresa pagar kilometraje a un trabajador?",{"type":116,"content":2179},[2180],{"type":119,"attrs":2181,"content":2182},{"textAlign":25},[2183],{"text":2184,"type":125},"Siempre que el empleado utilice su vehículo personal para un desplazamiento profesional autorizado. La empresa debe haber aprobado el viaje y el empleado debe documentar fecha, destino, motivo y kilómetros recorridos. El reembolso mínimo habitual es de 0,26 €/km (tarifa exenta de IRPF).",{"_uid":2186,"title":2187,"component":421,"description":2188},"d13e5e00-f9d7-413f-adb1-5f2d465bd021","¿Hay tarifas diferentes de kilometraje en Euskadi o Navarra?",{"type":116,"content":2189},[2190],{"type":119,"attrs":2191,"content":2192},{"textAlign":25},[2193],{"text":2194,"type":125},"Sí. Euskadi aplica una tarifa exenta de 0,29 €/km y Navarra de 0,35 €/km en 2025 (0,36 €/km desde enero de 2026), conforme a sus regímenes forales propios. Estas tarifas se aplican a los trabajadores que tributan en esos territorios.",{"_uid":2196,"title":2197,"component":421,"description":2198},"4c774d67-b765-4a7a-9ab7-2b499d051bc7","¿Qué pasa si la empresa paga más de 0,26 €/km?",{"type":116,"content":2199},[2200],{"type":119,"attrs":2201,"content":2202},{"textAlign":25},[2203,2205],{"text":2204,"type":125},"El exceso sobre 0,26 €/km se considera rendimiento del trabajo sujeto a IRPF. La empresa debe aplicar la retención correspondiente en nómina e incluir el importe en el Modelo 190. ¿Quieres dejar de perseguir justificantes de kilometraje? ",{"text":2206,"type":125,"marks":2207},"Descubre cómo Spendesk centraliza las notas de gastos de tu equipo.",[2208],{"type":198,"attrs":2209},{"href":464,"uuid":25,"anchor":25,"target":201,"linktype":107},"precio-kilometraje-2025","es/blog/precio-kilometraje-2025",-1770,[],"68c470c0-a62e-478a-8b31-a75385c8b200","2026-06-02T11:11:11.405Z",[],"blog/precio-kilometraje-2025",[2219,2220,2221],{"path":2217,"name":25,"lang":37,"published":25},{"path":2217,"name":25,"lang":39,"published":25},{"path":2217,"name":25,"lang":32,"published":25},{"name":2223,"created_at":2224,"published_at":2225,"updated_at":2226,"id":2227,"uuid":2228,"content":2229,"slug":2365,"full_slug":2366,"sort_by_date":25,"position":2367,"tag_list":2368,"is_startpage":28,"parent_id":495,"meta_data":25,"group_id":2369,"first_published_at":2370,"release_id":25,"lang":32,"path":25,"alternates":2371,"default_full_slug":2372,"translated_slugs":2373},"Cómo integrar Spendesk con Holded, Sage A3 y otros ERP contables: guía paso a paso","2026-08-10T14:39:58.819Z","2026-08-27T11:10:52.099Z","2026-08-27T11:10:52.118Z",207598382415141,"d735f64c-929b-4cbe-a5b9-d5ca80001632",{"_uid":2230,"title":2223,"topics":2231,"noIndex":28,"category":2258,"language":2267,"component":386,"heroMedia":2268,"metaTitle":2269,"publishedAt":2270,"readingTime":2121,"redirectUrl":99,"listingImage":2271,"metaDescription":2279,"bottomArticleCta":2280,"componentsAfterTheArticle":2281},"7bad9ea5-a80a-4702-84b9-3294e59e4db3",[2232,2240],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2233,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2234,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2235,"default_full_slug":163,"translated_slugs":2236,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2237,2238,2239],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":2241,"created_at":2242,"published_at":2243,"updated_at":2244,"id":2245,"uuid":2246,"content":2247,"slug":2248,"full_slug":2249,"sort_by_date":25,"position":157,"tag_list":2250,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":2251,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2252,"default_full_slug":2253,"translated_slugs":2254,"_stopResolving":41},"Equipos financieros","2023-04-12T07:17:50.759Z","2026-09-29T09:14:28.236Z","2026-09-29T09:14:28.249Z",290528746,"0d21d83f-545d-4f60-acc8-ab3b9c5b94e6",{"_uid":154,"name":2241,"component":22},"equipos-financieros","es/blog/topic/equipos-financieros",[],"37251365-a886-4869-8f3b-1976331cbcf4",[],"blog/topic/equipos-financieros",[2255,2256,2257],{"path":2253,"name":25,"lang":37,"published":25},{"path":2253,"name":25,"lang":39,"published":25},{"path":2253,"name":25,"lang":32,"published":25},{"name":374,"created_at":375,"published_at":16,"updated_at":376,"id":377,"uuid":378,"content":2259,"slug":386,"full_slug":387,"sort_by_date":25,"position":52,"tag_list":2261,"is_startpage":28,"parent_id":389,"meta_data":25,"group_id":390,"first_published_at":391,"release_id":25,"lang":32,"path":25,"alternates":2262,"default_full_slug":393,"translated_slugs":2263,"_stopResolving":41},{"_uid":380,"icon":2260,"name":374,"component":385},{"id":382,"alt":383,"name":99,"focus":99,"title":99,"filename":384,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2264,2265,2266],{"path":393,"name":25,"lang":37,"published":25},{"path":393,"name":25,"lang":39,"published":25},{"path":393,"name":25,"lang":32,"published":25},[32],[],"Cómo integrar Spendesk con Holded, Sage A3 y otros ERP conta","2026-08-03 00:00",[2272],{"_uid":2273,"asset":2274,"caption":99,"component":411},"d68c9b41-c801-42ce-bade-b7cc605fb270",{"id":2275,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2276,"copyright":99,"fieldtype":104,"meta_data":2277,"is_external_url":28},213563096244034,"https://a.storyblok.com/f/146026/1536x1024/9a28b4bda1/integrar-spendesk-holded-sage-a3.png",{"size":2278},"1536x1024","Guía para conectar tu gestión de gastos con Holded, el programa Sage y A3: tipos de conexión, pasos, datos sincronizados y un cierre limpio.",[],[2282],{"_uid":2283,"items":2284,"heading":2343,"component":490},"c4b9a27b-3a3d-4a54-bfb0-c9d6a36b1ae7",[2285,2295,2305,2315,2333],{"_uid":2286,"title":2287,"component":421,"description":2288},"26907c9e-6794-4067-94fb-092bb985c176","¿Se puede integrar Holded con una herramienta de gestión de gastos?",{"type":116,"content":2289},[2290],{"type":119,"attrs":2291,"content":2292},{"textAlign":25},[2293],{"text":2294,"type":125},"Sí. Holded puede conectarse mediante su API, actualmente en la versión 2, o a través de un conector de su ecosistema de socios. De este modo, los gastos aprobados llegan precodificados, sin necesidad de volver a introducirlos manualmente.",{"_uid":2296,"title":2297,"component":421,"description":2298},"e2ca90ec-867a-46b0-82f1-a7f2b57ad8e6","¿Cómo se conecta Sage con un software de control de gastos?",{"type":116,"content":2299},[2300],{"type":119,"attrs":2301,"content":2302},{"textAlign":25},[2303],{"text":2304,"type":125},"Mediante un fichero de exportación configurable y adaptado a tu plan de cuentas. 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La versión 2 aplica",{"text":2326,"type":125,"marks":2327}," límites por ventana deslizante",[2328],{"type":198,"attrs":2329},{"href":2330,"uuid":25,"anchor":25,"target":201,"linktype":107},"https://www.holded.com/es/desarrolladores/limite-de-tasa",{"text":2332,"type":125},". Si superas el ritmo permitido, recibirás un error 429, por lo que conviene realizar reintentos con esperas progresivas.",{"_uid":2334,"title":2335,"component":421,"description":2336},"34dce294-df95-463c-a470-70f76f841ba3","¿Qué ocurre si falla la exportación al ERP?",{"type":116,"content":2337},[2338],{"type":119,"attrs":2339,"content":2340},{"textAlign":25},[2341],{"text":2342,"type":125},"Una buena integración te avisa en el momento, en lugar de fallar silenciosamente. 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