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trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[136,137,138],{"path":134,"name":25,"lang":37,"published":25},{"path":134,"name":25,"lang":39,"published":25},{"path":134,"name":25,"lang":32,"published":25},[140],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":147,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":158,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":162,"default_full_slug":163,"translated_slugs":164,"_stopResolving":41},"Facturas","2023-04-12T07:18:47.128Z","2026-09-29T09:14:29.303Z","2026-09-29T09:14:29.321Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"seo":148,"_uid":154,"name":141,"component":22},[149],{"_uid":150,"noIndex":28,"component":91,"metaFields":151},"839d8efc-7d4e-49fa-8d71-15dd1a67b56a",{"_uid":152,"plugin":95,"description":153},"edc91a7f-a4bd-46d6-9fdf-b754d326e82b","Todo sobre la gestion de facturas: recepcion, aprobacion y pago de facturas de proveedores con menos trabajo manual.","a2c58a16-f495-475f-951f-05171468aae4","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[165,166,167],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"type":116,"content":169},[170,175,182,198,212,217,223,237,242,247,260,273,286,291,296,310,332,338,343,349,360,378,388,398,408,413,419,441],{"type":119,"attrs":171,"content":172},{"textAlign":25,"key":121},[173],{"text":174,"type":125},"Al cierre de cada mes, el equipo financiero necesita verificar que ninguna factura de proveedor ha superado el plazo legal de pago. En muchas empresas ese control depende de hojas de cálculo, del extracto bancario o de la gestoría, y el desfase solo se detecta cuando un proveedor reclama. Con la obligación de facturación electrónica B2B, ese modelo de control manual ya no resulta suficiente para cumplir con los nuevos requisitos de trazabilidad. La ley de morosidad lleva años limitando los plazos de pago entre empresas, pero su cumplimiento dependía de la buena voluntad de las partes. Ahora, con la facturación electrónica B2B obligatoria, Hacienda va a tener acceso en tiempo casi real a la fecha de emisión y de pago de cada factura. Este artículo explica el marco legal vigente, las consecuencias reales de incumplir y los pasos concretos que puedes dar antes de que desaparezca la zona gris.",{"type":176,"attrs":177,"content":179},"heading",{"level":178,"textAlign":25},3,[180],{"text":181,"type":125},"El marco legal obliga a pagar en un máximo de 60 días naturales",{"type":119,"attrs":183,"content":185},{"textAlign":25,"key":184},"p-1",[186,188,196],{"text":187,"type":125},"La ley de lucha contra la morosidad no es nueva, pero sí ha endurecido sus condiciones progresivamente. La Ley 3/2004 de lucha contra la morosidad transpuso al ordenamiento español la Directiva europea 2000/35/CE y estableció un régimen de intereses automáticos para pagos tardíos entre empresas. En aquel momento el plazo máximo pactable en operaciones comerciales B2B era de 90 días. La ",{"text":189,"type":125,"marks":190},"Ley 15/2010",[191],{"type":192,"attrs":193},"link",{"href":194,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.boe.es/buscar/act.php?id=BOE-A-2010-10708","_blank",{"text":197,"type":125}," lo redujo a 60 días naturales desde la recepción de la mercancía o la prestación del servicio, y anuló de pleno derecho cualquier cláusula contractual que fijase un plazo superior.",{"type":119,"attrs":199,"content":201},{"textAlign":25,"key":200},"p-2",[202,204,210],{"text":203,"type":125},"Si tu contrato con un proveedor dice \"pago a 90 días\", esa cláusula es nula: la Ley 15/2010 prohíbe ese plazo en las operaciones B2B. Sin embargo, la realidad del tejido empresarial español es otra. El controller financiero de una empresa distribuidora de 150 empleados revisa su ",{"text":205,"type":125,"marks":206},"periodo medio de pago",[207],{"type":192,"attrs":208},{"href":209,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/calculo-periodo-medio-pago-proveedores/",{"text":211,"type":125}," (PMP) y descubre que está en 75 días, sencillamente porque nadie contaba el plazo desde la recepción de mercancía, sino desde que la factura pasaba por tres bandejas de aprobación.",{"type":176,"attrs":213,"content":214},{"level":178,"textAlign":25},[215],{"text":216,"type":125},"Plazos legales según el tipo de acuerdo entre las partes",{"type":119,"attrs":218,"content":220},{"textAlign":25,"key":219},"p-3",[221],{"text":222,"type":125},"Sin pacto escrito en contrario, el plazo legal por defecto es de 30 días naturales desde la recepción de la mercancía o la prestación del servicio. Cuando existe un acuerdo entre las partes, el máximo absoluto son 60 días naturales. Lo que muchos directores financieros no tienen claro es que el plazo de pago en la ley de la morosidad no admite excepción sectorial en el ámbito privado B2B: se aplica a todas las operaciones comerciales.",{"type":119,"attrs":224,"content":226},{"textAlign":25,"key":225},"p-4",[227,229,235],{"text":228,"type":125},"La ",{"text":230,"type":125,"marks":231},"Ley 18/2022, conocida como Crea y Crece",[232],{"type":192,"attrs":233},{"href":234,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/ley-crea-y-crece-factura-electronica/",{"text":236,"type":125},", fue un paso más allá al vincular el cumplimiento de estos plazos con el acceso a financiación pública, como se detalla en la siguiente sección.",{"type":176,"attrs":238,"content":239},{"level":178,"textAlign":25},[240],{"text":241,"type":125},"Las sanciones van mucho más allá de los intereses de demora",{"type":119,"attrs":243,"content":244},{"textAlign":25,"key":121},[245],{"text":246,"type":125},"Pagar una factura fuera de plazo no es solo un problema de relación comercial. Tiene consecuencias económicas cuantificables que afectan directamente a la cuenta de resultados.",{"type":119,"attrs":248,"content":249},{"textAlign":25,"key":184},[250,252,258],{"text":251,"type":125},"El interés legal de demora en operaciones comerciales se calcula sumando ocho puntos porcentuales al tipo de referencia del BCE (Banco Central Europeo). Con el tipo de referencia del BCE en el 2,15% para el primer semestre de 2026, el interés de demora se sitúa en el ",{"text":253,"type":125,"marks":254},"10,15% anualizado",[255],{"type":192,"attrs":256},{"href":257,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.boe.es/diario_boe/txt.php?id=BOE-A-2025-27201",{"text":259,"type":125},". En la práctica, una factura de 25.000 euros pagada 30 días después de su vencimiento genera aproximadamente 208 euros solo en intereses. La ley también establece una compensación fija de 40 euros por factura, automática e independiente de cualquier reclamación del acreedor.",{"type":119,"attrs":261,"content":262},{"textAlign":25,"key":200},[263,265,271],{"text":264,"type":125},"La responsable de tesorería de una empresa tecnológica de 200 empleados que prepara una solicitud de ayuda al CDTI (Centro para el Desarrollo Tecnológico y la Innovación) se encuentra con un obstáculo inesperado. Desde la Ley 18/2022 (Crea y Crece), las empresas cuyo PMP supere los 60 días ",{"text":266,"type":125,"marks":267},"no pueden ser beneficiarias de subvenciones públicas",[268],{"type":192,"attrs":269},{"href":270,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://periscopiofiscalylegal.pwc.es/las-empresas-deberan-cumplir-con-los-plazos-de-la-ley-de-morosidad-para-ser-beneficiarios-de-subvenciones-superiores-a-30-000-euros/",{"text":272,"type":125}," superiores a 30.000 euros. Su PMP es de 68 días. La solicitud queda descartada antes de que nadie evalúe el proyecto.",{"type":119,"attrs":274,"content":275},{"textAlign":25,"key":219},[276,278,284],{"text":277,"type":125},"Las ",{"text":279,"type":125,"marks":280},"sanciones administrativas por morosidad",[281],{"type":192,"attrs":282},{"href":283,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://fusterguell.com/que-sanciones-contempla-el-proximo-regimen-sancionador-de-la-ley-de-morosidad/",{"text":285,"type":125}," sistemática pueden alcanzar los 800.000 euros para infracciones muy graves bajo el régimen sancionador de la nueva ley de morosidad. Para empresas que dependen de subvenciones CDTI, fondos ICEX o programas europeos, el coste de oportunidad supera con mucho el importe de los intereses.",{"type":176,"attrs":287,"content":288},{"level":178,"textAlign":25},[289],{"text":290,"type":125},"La facturación electrónica B2B convierte cada pago tardío en un dato auditable",{"type":119,"attrs":292,"content":293},{"textAlign":25,"key":225},[294],{"text":295,"type":125},"La diferencia con el régimen anterior es que ahora la AEAT (Agencia Estatal de Administración Tributaria) tendrá acceso automático a los datos de pago de cada factura B2B. Hasta ahora, solo conocía los datos de morosidad si el acreedor reclamaba o si una inspección solicitaba la información. Dos regulaciones están cerrando esa brecha.",{"type":119,"attrs":297,"content":299},{"textAlign":25,"key":298},"p-5",[300,302,308],{"text":301,"type":125},"VERI*FACTU, derivado de la Ley Antifraude, obliga a que todo software de ",{"text":303,"type":125,"marks":304},"facturación electrónica",[305],{"type":192,"attrs":306},{"href":307,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/factura-electronica/",{"text":309,"type":125}," genere un código QR y una huella digital por cada factura emitida, datos que se comunican directamente a la AEAT. El calendario: enero de 2026 para el primer grupo de empresas, julio de 2026 para el resto. La factura ya no vive solo en el servidor de la empresa, sino que deja un rastro verificable desde su emisión.",{"type":119,"attrs":311,"content":313},{"textAlign":25,"key":312},"p-6",[314,316,322,324,330],{"text":315,"type":125},"El segundo pilar es la ley de facturación electrónica B2B, regulada por el ",{"text":317,"type":125,"marks":318},"RD 238/2026",[319],{"type":192,"attrs":320},{"href":321,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.boe.es/diario_boe/txt.php?id=BOE-A-2026-7295",{"text":323,"type":125}," dentro del marco de la Ley Crea y Crece. Las empresas con facturación superior a ocho millones de euros deberán cumplir en el plazo de un año desde la publicación del reglamento; las pymes, en dos años. El ",{"text":325,"type":125,"marks":326},"Ministerio de Economía",[327],{"type":192,"attrs":328},{"href":329,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://portal.mineco.gob.es/es-es/comunicacion/Paginas/Gobierno-impulsa-factura-electronica-en-pagos-empresas-y-profesionales-rebajar-carga-administrativa-y-morosidad.aspx",{"text":331,"type":125}," declaró explícitamente que esta obligación busca \"rebajar la carga administrativa y reducir la morosidad\". Y aquí está el punto clave: el reglamento exige registrar electrónicamente no solo la emisión de la factura, sino también su aceptación o rechazo y la fecha de pago.",{"type":119,"attrs":333,"content":335},{"textAlign":25,"key":334},"p-7",[336],{"text":337,"type":125},"Un responsable de tesorería que paga a un proveedor SaaS a 72 días piensa que es un asunto entre ambas partes. Con la ley de facturación electrónica en vigor, ese desfase de 12 días sobre el máximo legal es un dato en el sistema de la AEAT, cruzable de forma automática con los plazos de la ley de morosidad. La morosidad deja de ser un riesgo latente y pasa a ser un dato auditable a gran escala.",{"type":176,"attrs":339,"content":340},{"level":178,"textAlign":25},[341],{"text":342,"type":125},"Cinco pasos para cumplir los plazos sin comprometer la liquidez",{"type":119,"attrs":344,"content":346},{"textAlign":25,"key":345},"p-8",[347],{"text":348,"type":125},"Conocer la normativa es necesario; adaptar la gestión del gasto a los plazos de 60 días es lo que evita las sanciones. Estos cinco pasos permiten reducir el PMP sin tensionar la tesorería.",{"type":119,"attrs":350,"content":352},{"textAlign":25,"key":351},"p-9",[353,358],{"text":354,"type":125,"marks":355},"1. Calcula tu PMP real, no el contractual.",[356],{"type":357},"bold",{"text":359,"type":125}," Revisa las últimas 200 facturas pagadas y mide los días desde recepción de mercancía o prestación de servicio hasta la fecha efectiva de pago. Si la media supera los 60 días, tienes una brecha de cumplimiento. Muchas empresas descubren que su PMP contractual es de 45 días, pero el real, contando retrasos de aprobación interna, se dispara a 70.",{"type":119,"attrs":361,"content":363},{"textAlign":25,"key":362},"p-10",[364,368,370,376],{"text":365,"type":125,"marks":366},"2. Elimina el cuello de botella de la captura de facturas.",[367],{"type":357},{"text":369,"type":125}," La factura que llega en papel y pasa tres días en la bandeja de entrada de alguien ya ha consumido el 5% del plazo legal. La ",{"text":371,"type":125,"marks":372},"captura automatizada mediante OCR",[373],{"type":192,"attrs":374},{"href":375,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/facturas-proveedores/",{"text":377,"type":125}," registra la factura desde el momento en que se recibe, no cuando alguien la encuentra.",{"type":119,"attrs":379,"content":381},{"textAlign":25,"key":380},"p-11",[382,386],{"text":383,"type":125,"marks":384},"3. Configura flujos de aprobación con alertas de vencimiento.",[385],{"type":357},{"text":387,"type":125}," Un circuito de aprobación sin fecha límite es una invitación a la morosidad. Cada factura necesita un flujo que escale automáticamente cuando se acerca al umbral de 60 días. Plataformas de gestión del gasto como Spendesk permiten configurar estos flujos de aprobación con reglas personalizadas, de modo que el director financiero tiene visibilidad en tiempo real sobre qué facturas se aproximan al límite legal, sin depender de un seguimiento manual en hojas de cálculo.",{"type":119,"attrs":389,"content":391},{"textAlign":25,"key":390},"p-12",[392,396],{"text":393,"type":125,"marks":394},"4. Renegocia condiciones antes de que te reclamen.",[395],{"type":357},{"text":397,"type":125}," Si tus contratos vigentes estipulan pagos a 90 días, la cláusula es nula. Es mejor renegociar de forma proactiva a 30 o 45 días que esperar a que un proveedor aplique los intereses de demora.",{"type":119,"attrs":399,"content":401},{"textAlign":25,"key":400},"p-13",[402,406],{"text":403,"type":125,"marks":404},"5. Centraliza los datos de pago a proveedores.",[405],{"type":357},{"text":407,"type":125}," Un director financiero que gestiona tres sociedades entre Madrid y Barcelona, cada una con su propio método de seguimiento, no puede calcular un PMP consolidado. Sin una fuente única de datos, el cumplimiento es una cuestión de fe, no de control.",{"type":176,"attrs":409,"content":410},{"level":178,"textAlign":25},[411],{"text":412,"type":125},"El registro electrónico de pagos exige trazabilidad de principio a fin",{"type":119,"attrs":414,"content":416},{"textAlign":25,"key":415},"p-14",[417],{"text":418,"type":125},"El RD 238/2026 no solo obliga a enviar facturas en formato electrónico. Obliga a registrar la fecha de pago vinculada a cada factura. Una transferencia bancaria SEPA con una anotación en un Excel ya no constituye un rastro de auditoría verificable.",{"type":119,"attrs":420,"content":422},{"textAlign":25,"key":421},"p-15",[423,425,431,433,439],{"text":424,"type":125},"El modelo de gestoría, eficaz para la presentación de impuestos trimestrales, no ofrece control en tiempo real sobre cuándo se paga cada factura. El director financiero necesita visibilidad interna, no un informe retrospectivo a final de trimestre. Una empresa con tres entidades jurídicas que registra las ",{"text":426,"type":125,"marks":427},"cuentas por pagar",[428],{"type":192,"attrs":429},{"href":430,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/cuentas-por-pagar/",{"text":432,"type":125}," de forma distinta en cada una descubre que su PMP consolidado es imposible de calcular sin un sistema centralizado. 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Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":119,"attrs":2063,"content":2064},{"textAlign":25},[2065],{"text":2066,"type":125},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":119,"attrs":2068,"content":2069},{"textAlign":25},[2070],{"text":2071,"type":125},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":119,"attrs":2073,"content":2074},{"textAlign":25},[2075],{"text":2076,"type":125},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2078,"title":2079,"component":495,"description":2080},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":116,"content":2081},[2082,2087,2099,2104,2114,2119,2124,2129],{"type":119,"attrs":2083,"content":2084},{"textAlign":25},[2085],{"text":2086,"type":125},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":119,"attrs":2088,"content":2089},{"textAlign":25},[2090,2094,2097],{"text":2091,"type":125,"marks":2092},"Para los empleados",[2093],{"type":357},{"type":1936,"marks":2095},[2096],{"type":357},{"text":2098,"type":125},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":119,"attrs":2100,"content":2101},{"textAlign":25},[2102],{"text":2103,"type":125},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":119,"attrs":2105,"content":2106},{"textAlign":25},[2107,2111,2112],{"text":2108,"type":125,"marks":2109},"Para los equipos financieros",[2110],{"type":357},{"type":1936},{"text":2113,"type":125},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":119,"attrs":2115,"content":2116},{"textAlign":25},[2117],{"text":2118,"type":125},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":119,"attrs":2120,"content":2121},{"textAlign":25},[2122],{"text":2123,"type":125},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":119,"attrs":2125,"content":2126},{"textAlign":25},[2127],{"text":2128,"type":125},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":119,"attrs":2130,"content":2131},{"textAlign":25},[2132],{"text":2133,"type":125},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2135],{"cta":2136,"_uid":2137,"title":2138,"eyebrow":2145,"subtitle":2148,"component":176,"textAlign":99,"sectionSettings":2154,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":116,"content":2139},[2140],{"type":176,"attrs":2141,"content":2142},{"level":561},[2143],{"text":2144,"type":125},"Empezar con Spendesk",{"type":116,"content":2146},[2147],{"type":119},{"type":116,"content":2149},[2150],{"type":119,"content":2151},[2152],{"text":2153,"type":125},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2159,2287,2426,2566],{"name":2160,"created_at":2161,"published_at":2162,"updated_at":2163,"id":2164,"uuid":2165,"content":2166,"slug":2275,"full_slug":2276,"sort_by_date":25,"position":2277,"tag_list":2278,"is_startpage":28,"parent_id":582,"meta_data":25,"group_id":2279,"first_published_at":2280,"release_id":25,"lang":32,"path":25,"alternates":2281,"default_full_slug":2282,"translated_slugs":2283},"Cómo auditar tu software de facturación para cumplir con VeriFactu antes de 2027","2026-07-01T14:14:31.744Z","2026-07-15T12:54:19.748Z","2026-07-15T12:54:19.813Z",193436351513498,"5b237131-616b-4414-b073-fb957e517c08",{"_uid":2167,"title":2160,"topics":2168,"noIndex":28,"category":2177,"language":2186,"component":460,"heroMedia":2187,"metaTitle":2188,"publishedAt":2189,"readingTime":477,"redirectUrl":99,"listingImage":2190,"metaDescription":2197,"bottomArticleCta":2198,"componentsAfterTheArticle":2199},"c8db9850-4744-41b7-b1cb-e535e5c335a5",[2169],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2170,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2171,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2172,"default_full_slug":163,"translated_slugs":2173,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2174,2175,2176],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":448,"created_at":449,"published_at":16,"updated_at":450,"id":451,"uuid":452,"content":2178,"slug":460,"full_slug":461,"sort_by_date":25,"position":52,"tag_list":2180,"is_startpage":28,"parent_id":463,"meta_data":25,"group_id":464,"first_published_at":465,"release_id":25,"lang":32,"path":25,"alternates":2181,"default_full_slug":467,"translated_slugs":2182,"_stopResolving":41},{"_uid":454,"icon":2179,"name":448,"component":459},{"id":456,"alt":457,"name":99,"focus":99,"title":99,"filename":458,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2183,2184,2185],{"path":467,"name":25,"lang":37,"published":25},{"path":467,"name":25,"lang":39,"published":25},{"path":467,"name":25,"lang":32,"published":25},[32],[],"Cómo auditar tu software de facturación para cumplir con Ver","2026-07-02 00:00",[2191],{"_uid":2192,"asset":2193,"caption":99,"component":485},"6e65eddd-7817-4ea8-b495-b62b441b7180",{"id":2194,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2195,"copyright":99,"fieldtype":104,"meta_data":2196,"is_external_url":28},198316418782544,"https://a.storyblok.com/f/146026/2752x1536/2644346e19/spendesk_blog_cover_como_auditar_tu_software_verifactu_v2.jpg",{},"Tu software de facturación lleva meses bajo una nueva lupa. Desde enero de 2026, las empresas que tributan por el Impuesto de Sociedades deben operar con un Sis",[],[2200],{"_uid":2201,"items":2202,"heading":2253,"component":577},"67acb6a1-2230-432e-a5de-8d6290b3f23f",[2203,2213,2223,2233,2243],{"_uid":2204,"title":2205,"component":495,"description":2206},"7ed68a82-678b-4d09-aa9b-bc6f8f6b3090","¿Cuándo entra en vigor VeriFactu para empresas y qué tengo que cambiar en mi sistema de facturación?",{"type":116,"content":2207},[2208],{"type":119,"attrs":2209,"content":2210},{"textAlign":25},[2211],{"text":2212,"type":125},"Las empresas que tributan por el Impuesto de Sociedades deben cumplir desde enero de 2026; el resto, desde julio de 2026. Tu SIF debe generar registros encadenados con hash SHA-256, incluir código QR verificable y exportar XML estructurado conforme a los campos de la AEAT.",{"_uid":2214,"title":2215,"component":495,"description":2216},"ab20baaf-b823-4195-bc49-6611292fd064","¿Qué requisitos debe cumplir un sistema de facturación para ser conforme con VeriFactu?",{"type":116,"content":2217},[2218],{"type":119,"attrs":2219,"content":2220},{"textAlign":25},[2221],{"text":2222,"type":125},"Siete requisitos esenciales: inalterabilidad, encadenamiento hash SHA-256, registro XML normalizado, código QR, capacidad de envío a la AEAT, registro de eventos y declaración responsable del fabricante.",{"_uid":2224,"title":2225,"component":495,"description":2226},"4b8dff96-59e6-4819-ac5e-721a498e90c9","¿Qué sanciones conlleva no adaptar mi facturación a VeriFactu a tiempo?",{"type":116,"content":2227},[2228],{"type":119,"attrs":2229,"content":2230},{"textAlign":25},[2231],{"text":2232,"type":125},"Hasta 50.000 € por ejercicio fiscal para empresas que utilicen software no certificado. Los fabricantes se enfrentan a multas de hasta 150.000 € por tipo de programa.",{"_uid":2234,"title":2235,"component":495,"description":2236},"a7ac6c0f-1cdb-4bcd-9965-c7225204897a","¿Cómo afecta VeriFactu a la facturación electrónica B2B obligatoria que llega después?",{"type":116,"content":2237},[2238],{"type":119,"attrs":2239,"content":2240},{"textAlign":25},[2241],{"text":2242,"type":125},"VeriFactu establece la infraestructura técnica sobre la que se apoyará la facturación electrónica B2B obligatoria bajo la Ley Crea y Crece. Las empresas con más de 8 millones de euros de facturación anual tendrán un año para cumplir; las pymes dispondrán de dos años. Cumplir con VeriFactu ahora reduce el esfuerzo de adaptación cuando entre en vigor ese mandato.",{"_uid":2244,"title":2245,"component":495,"description":2246},"66e48938-fd40-4dfe-8679-df6f6f9dae4c","¿Qué hago si mi software de facturación no pasa la auditoría VeriFactu?",{"type":116,"content":2247},[2248],{"type":119,"attrs":2249,"content":2250},{"textAlign":25},[2251],{"text":2252,"type":125},"Tres pasos concretos. Primero, solicita a tu proveedor su calendario de actualización y la declaración responsable conforme al RD 1007/2023. Segundo, si el proveedor no tiene calendario, evalúa alternativas certificadas y planifica la migración durante 2026; el proceso típico requiere entre 3 y 6 meses, incluyendo pruebas. Tercero, documenta los hallazgos de la auditoría y las medidas correctoras adoptadas de cara a una posible regularización voluntaria ante la AEAT.",[2254],{"cta":2255,"_uid":2256,"title":2257,"eyebrow":2263,"subtitle":2268,"component":176,"textAlign":99,"flexibleSection":2273,"sectionSettings":2274,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"62f45b75-c799-432d-89ba-674408d6d690",{"type":116,"content":2258},[2259],{"type":176,"attrs":2260,"content":2261},{"level":561,"textAlign":25},[2262],{"text":564,"type":125},{"type":116,"content":2264},[2265],{"type":119,"attrs":2266,"content":2267},{"textAlign":25},[],{"type":116,"content":2269},[2270],{"type":119,"attrs":2271,"content":2272},{"textAlign":25},[],[],[],"auditar-software-facturacion-verifactu","es/blog/auditar-software-facturacion-verifactu",-2160,[],"2cca9edb-8e3d-4ee7-828a-f5dbccc02da0","2026-07-01T14:14:31.808Z",[],"blog/auditar-software-facturacion-verifactu",[2284,2285,2286],{"path":2282,"name":25,"lang":37,"published":25},{"path":2282,"name":25,"lang":39,"published":25},{"path":2282,"name":25,"lang":32,"published":25},{"name":2288,"created_at":2289,"published_at":2290,"updated_at":2291,"id":2292,"uuid":2293,"content":2294,"slug":2414,"full_slug":2415,"sort_by_date":25,"position":2416,"tag_list":2417,"is_startpage":28,"parent_id":582,"meta_data":25,"group_id":2418,"first_published_at":2419,"release_id":25,"lang":32,"path":25,"alternates":2420,"default_full_slug":2421,"translated_slugs":2422},"Pagos SEPA en España: qué debes de cambiar en tus sistemas antes del 15 de noviembre de 2026 para evitar que tus transferencias sean rechazadas","2026-07-01T14:07:18.239Z","2026-11-03T12:15:29.570Z","2026-11-03T12:15:29.594Z",193434575881456,"40937653-1b83-4dc7-a7da-62fb499fd3c1",{"_uid":2295,"title":2288,"topics":2296,"noIndex":28,"category":2305,"language":2314,"component":460,"heroMedia":2315,"metaTitle":2316,"publishedAt":2317,"readingTime":2318,"redirectUrl":99,"listingImage":2319,"metaDescription":2326,"bottomArticleCta":2327,"componentsAfterTheArticle":2328},"ac59f39e-27ac-481c-aa50-2ed851463d8e",[2297],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2298,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2299,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2300,"default_full_slug":163,"translated_slugs":2301,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2302,2303,2304],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":448,"created_at":449,"published_at":16,"updated_at":450,"id":451,"uuid":452,"content":2306,"slug":460,"full_slug":461,"sort_by_date":25,"position":52,"tag_list":2308,"is_startpage":28,"parent_id":463,"meta_data":25,"group_id":464,"first_published_at":465,"release_id":25,"lang":32,"path":25,"alternates":2309,"default_full_slug":467,"translated_slugs":2310,"_stopResolving":41},{"_uid":454,"icon":2307,"name":448,"component":459},{"id":456,"alt":457,"name":99,"focus":99,"title":99,"filename":458,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2311,2312,2313],{"path":467,"name":25,"lang":37,"published":25},{"path":467,"name":25,"lang":39,"published":25},{"path":467,"name":25,"lang":32,"published":25},[32],[],"Pagos SEPA en España: qué debes de cambiar en tus sistemas a","2026-07-15 00:00","12",[2320],{"_uid":2321,"asset":2322,"caption":99,"component":485},"64779803-99b9-4e6d-b637-dbde94fb0ee4",{"id":2323,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2324,"copyright":99,"fieldtype":104,"meta_data":2325,"is_external_url":28},198319305373653,"https://a.storyblok.com/f/146026/2752x1536/bdeb93bf48/spendesk_blog_cover_sepa_pagos.jpg",{},"Desde octubre de 2025, cada transferencia SEPA que sale de tu empresa pasa por un control automático: la verificación del beneficiario. Si el nombre del titular",[],[2329],{"_uid":2330,"items":2331,"heading":2392,"component":577},"75c5a05e-4484-45f6-9bf9-a69f45f1d5c1",[2332,2342,2352,2362,2372,2382],{"_uid":2333,"title":2334,"component":495,"description":2335},"d263ab81-b64f-4c90-ae91-3f3d9612b305","¿Qué pasa si el nombre del beneficiario y el IBAN no coinciden en una transferencia SEPA?",{"type":116,"content":2336},[2337],{"type":119,"attrs":2338,"content":2339},{"textAlign":25},[2340],{"text":2341,"type":125},"El banco emisor muestra una alerta antes de ejecutar la transferencia. Puedes optar por continuar, pero si la operación resulta fraudulenta, asumes la responsabilidad y el banco puede negarse a reembolsarte.",{"_uid":2343,"title":2344,"component":495,"description":2345},"b6d609e9-1da2-4506-bd50-547fc401967f","¿Es obligatoria la verificación del beneficiario en España?",{"type":116,"content":2346},[2347],{"type":119,"attrs":2348,"content":2349},{"textAlign":25},[2350],{"text":2351,"type":125},"Sí. Desde el 9 de octubre de 2025, la verificación del beneficiario es obligatoria y gratuita para todas las transferencias SEPA, incluidas las instantáneas, en todos los países de la zona SEPA.",{"_uid":2353,"title":2354,"component":495,"description":2355},"cba4d840-cf4c-4e85-a4c2-911cc5ade8a0","¿Cuál es el importe máximo de una transferencia SEPA instantánea?",{"type":116,"content":2356},[2357],{"type":119,"attrs":2358,"content":2359},{"textAlign":25},[2360],{"text":2361,"type":125},"El Reglamento (UE) 2024/886 eliminó el límite anterior de 100.000 € para la transferencia SEPA instantánea. Actualmente no existe un tope regulatorio general, aunque cada entidad bancaria puede aplicar sus propios límites operativos.",{"_uid":2363,"title":2364,"component":495,"description":2365},"4f907efc-2d62-4c69-9f56-b07faba5aef3","¿Quién es responsable si el banco no verifica correctamente y la transferencia es fraudulenta?",{"type":116,"content":2366},[2367],{"type":119,"attrs":2368,"content":2369},{"textAlign":25},[2370],{"text":2371,"type":125},"La entidad financiera. El Reglamento (UE) 2024/886 establece que, si el banco no ejecuta la verificación del beneficiario de forma correcta y se produce un pago fraudulento, debe reembolsar al ordenante.",{"_uid":2373,"title":2374,"component":495,"description":2375},"cbe9f351-d383-40ad-85df-6ebebcfe3de3","¿Qué es la dirección estructurada en un fichero SEPA?",{"type":116,"content":2376},[2377],{"type":119,"attrs":2378,"content":2379},{"textAlign":25},[2380],{"text":2381,"type":125},"Es el formato que sustituye las líneas de dirección en texto libre por campos independientes: calle, número, código postal, ciudad y país. Es obligatorio en los ficheros pain.001 a partir del 15 de noviembre de 2026.",{"_uid":2383,"title":2384,"component":495,"description":2385},"dac66926-a14a-4b79-951a-ef082e8a90f9","¿Cómo preparo los datos de mis proveedores para la Verification of Payee y el plazo de dirección estructurada de noviembre de 2026?",{"type":116,"content":2386},[2387],{"type":119,"attrs":2388,"content":2389},{"textAlign":25},[2390],{"text":2391,"type":125},"Audita la razón social de cada proveedor para que coincida con los registros bancarios (la VoP detectará discrepancias), valida estructuralmente todos los IBAN activos y convierte las direcciones a formato estructurado (calle, número, código postal, ciudad, país) antes de noviembre de 2026. En la sección sobre la limpieza de datos de proveedores encontrarás la lista de comprobación completa.",[2393],{"cta":2394,"_uid":2395,"title":2396,"eyebrow":2402,"subtitle":2407,"component":176,"textAlign":99,"flexibleSection":2412,"sectionSettings":2413,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3f10135e-b925-4839-b87b-e8e2f6f9d749",{"type":116,"content":2397},[2398],{"type":176,"attrs":2399,"content":2400},{"level":561,"textAlign":25},[2401],{"text":564,"type":125},{"type":116,"content":2403},[2404],{"type":119,"attrs":2405,"content":2406},{"textAlign":25},[],{"type":116,"content":2408},[2409],{"type":119,"attrs":2410,"content":2411},{"textAlign":25},[],[],[],"pagos-sepa-espana-2026","es/blog/pagos-sepa-espana-2026",-2130,[],"fd090ef2-11a1-4568-a687-4cc655d4afa9","2026-07-01T14:07:18.315Z",[],"blog/pagos-sepa-espana-2026",[2423,2424,2425],{"path":2421,"name":25,"lang":37,"published":25},{"path":2421,"name":25,"lang":39,"published":25},{"path":2421,"name":25,"lang":32,"published":25},{"name":2427,"created_at":2428,"published_at":2429,"updated_at":2430,"id":2431,"uuid":2432,"content":2433,"slug":2554,"full_slug":2555,"sort_by_date":25,"position":2556,"tag_list":2557,"is_startpage":28,"parent_id":582,"meta_data":25,"group_id":2558,"first_published_at":2559,"release_id":25,"lang":32,"path":25,"alternates":2560,"default_full_slug":2561,"translated_slugs":2562},"Conciliación de facturas: cómo evitar errores y agilizar las aprobaciones","2026-09-14T09:05:53.951Z","2026-09-21T13:54:47.646Z","2026-09-21T13:54:47.665Z",219902582629816,"ad936d95-b8f6-45e4-a7a0-085d5d666a9c",{"_uid":2434,"title":2427,"topics":2435,"noIndex":28,"category":2444,"language":2453,"component":460,"heroMedia":2454,"metaTitle":2455,"publishedAt":2456,"readingTime":2457,"redirectUrl":99,"listingImage":2458,"metaDescription":2466,"bottomArticleCta":2467,"componentsAfterTheArticle":2468},"4d9a1a9c-f0f5-4775-ae79-8b73f718b041",[2436],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2437,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2438,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2439,"default_full_slug":163,"translated_slugs":2440,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2441,2442,2443],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":448,"created_at":449,"published_at":16,"updated_at":450,"id":451,"uuid":452,"content":2445,"slug":460,"full_slug":461,"sort_by_date":25,"position":52,"tag_list":2447,"is_startpage":28,"parent_id":463,"meta_data":25,"group_id":464,"first_published_at":465,"release_id":25,"lang":32,"path":25,"alternates":2448,"default_full_slug":467,"translated_slugs":2449,"_stopResolving":41},{"_uid":454,"icon":2446,"name":448,"component":459},{"id":456,"alt":457,"name":99,"focus":99,"title":99,"filename":458,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2450,2451,2452],{"path":467,"name":25,"lang":37,"published":25},{"path":467,"name":25,"lang":39,"published":25},{"path":467,"name":25,"lang":32,"published":25},[32],[],"Conciliación de facturas: cómo evitar errores y agilizar las","2026-09-11 00:00","15",[2459],{"_uid":2460,"link":2461,"asset":2462,"caption":99,"component":485},"7e312a70-4f3a-4e88-b050-cd857b48328a",{"id":99,"url":99,"linktype":621,"fieldtype":108,"cached_url":1642,"prep":41},{"id":2463,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2464,"copyright":99,"fieldtype":104,"meta_data":2465,"is_external_url":28},222450767110397,"https://a.storyblok.com/f/146026/1672x941/aaeed3460e/conciliacion-de-facturas.png",{},"Descubre qué es la conciliación de facturas, por qué se producen los descuadres y cómo la integración con el ERP y los flujos de aprobación agilizan tus pagos.",[],[2469],{"_uid":2470,"items":2471,"heading":2532,"component":577},"05d3fd1f-9939-4b87-b169-e126811177e6",[2472,2482,2492,2502,2512,2522],{"_uid":2473,"title":2474,"component":495,"description":2475},"3797035d-947e-4241-a972-750ae5ade4b6","¿Qué causa los descuadres en las facturas?",{"type":116,"content":2476},[2477],{"type":119,"attrs":2478,"content":2479},{"textAlign":25},[2480],{"text":2481,"type":125},"Suelen producirse cuando el precio, la cantidad, el concepto o las condiciones de la factura no coinciden con el pedido o con la recepción. También pueden deberse a entregas parciales, cargos adicionales, facturas duplicadas o ausencia de una referencia de compra.",{"_uid":2483,"title":2484,"component":495,"description":2485},"f2ea5888-1a9c-4809-93af-11f1b6c973ee","¿Qué ocurre cuando una factura no coincide con el pedido?",{"type":116,"content":2486},[2487],{"type":119,"attrs":2488,"content":2489},{"textAlign":25},[2490],{"text":2491,"type":125},"La factura debe pasar a revisión antes de continuar al pago, según la política de la empresa. El responsable puede confirmar si existe una entrega pendiente, corregir el pedido, solicitar una factura rectificativa o aprobar la diferencia cuando esté justificada.",{"_uid":2493,"title":2494,"component":495,"description":2495},"218ef5e9-c908-40c4-85d5-b84fdf1922ca","¿Cuáles son los errores de codificación más frecuentes?",{"type":116,"content":2496},[2497],{"type":119,"attrs":2498,"content":2499},{"textAlign":25},[2500],{"text":2501,"type":125},"Los más habituales son seleccionar una cuenta contable incorrecta, asignar el gasto a otro centro de costes, duplicar el registro o utilizar datos desactualizados del proveedor. También puede ser necesario revisar la información fiscal de la operación.",{"_uid":2503,"title":2504,"component":495,"description":2505},"e58f7c77-176f-41fa-bb44-ef9423fa8b57","¿Cómo puede mejorar una empresa el procesamiento de facturas?",{"type":116,"content":2506},[2507],{"type":119,"attrs":2508,"content":2509},{"textAlign":25},[2510],{"text":2511,"type":125},"Puede definir qué documentación necesita para cada tipo de compra, capturar la codificación en la solicitud o el pedido, utilizar OCR para reducir la introducción manual, establecer reglas de tolerancia e integrar la información con el ERP cuando la conexión disponible cubra sus necesidades.",{"_uid":2513,"title":2514,"component":495,"description":2515},"8fad0725-50d7-49cb-b1f2-3c664e9fae01","¿En qué se diferencia la conciliación de facturas de la conciliación bancaria?",{"type":116,"content":2516},[2517],{"type":119,"attrs":2518,"content":2519},{"textAlign":25},[2520],{"text":2521,"type":125},"La conciliación de facturas comprueba si una factura puede aprobarse y pagarse comparándola con el pedido y la recepción. La conciliación bancaria comprueba después si los movimientos de la cuenta coinciden con los apuntes contables.",{"_uid":2523,"title":2524,"component":495,"description":2525},"dab1bc41-9b1b-454e-8ce4-bc7933606b9a","¿Cómo puede ayudar Spendesk con la conciliación de facturas?",{"type":116,"content":2526},[2527],{"type":119,"attrs":2528,"content":2529},{"textAlign":25},[2530],{"text":2531,"type":125},"Spendesk no es un ERP. Es una plataforma de gestión de gastos y cuentas por pagar que ayuda a centralizar las facturas, los pedidos y la documentación de respaldo, facilitar la comparación de la información disponible, identificar excepciones y dirigir cada operación al flujo de aprobación correspondiente. También puede ayudar a preparar los datos para conectarlos con el sistema financiero y evitar que las discrepancias se descubran al cierre de mes, cuando ya queda poco margen para corregirlas.",[2533],{"cta":2534,"_uid":2535,"title":2536,"eyebrow":2542,"subtitle":2547,"component":176,"textAlign":99,"flexibleSection":2552,"sectionSettings":2553,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"bc20a4a6-1ac6-49d9-a31d-740c9b91c095",{"type":116,"content":2537},[2538],{"type":176,"attrs":2539,"content":2540},{"level":561,"textAlign":25},[2541],{"text":564,"type":125},{"type":116,"content":2543},[2544],{"type":119,"attrs":2545,"content":2546},{"textAlign":25},[],{"type":116,"content":2548},[2549],{"type":119,"attrs":2550,"content":2551},{"textAlign":25},[],[],[],"conciliacion-de-facturas","es/blog/conciliacion-de-facturas",-3490,[],"812b517e-2eda-4778-bfe2-493605327cf9","2026-09-14T09:05:53.999Z",[],"blog/conciliacion-de-facturas",[2563,2564,2565],{"path":2561,"name":25,"lang":37,"published":25},{"path":2561,"name":25,"lang":39,"published":25},{"path":2561,"name":25,"lang":32,"published":25},{"name":2567,"created_at":2568,"published_at":2569,"updated_at":2570,"id":2571,"uuid":2572,"content":2573,"slug":2703,"full_slug":2704,"sort_by_date":25,"position":2705,"tag_list":2706,"is_startpage":28,"parent_id":582,"meta_data":25,"group_id":2707,"first_published_at":2708,"release_id":25,"lang":32,"path":25,"alternates":2709,"default_full_slug":2710,"translated_slugs":2711},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":2574,"title":2567,"topics":2575,"noIndex":28,"category":2584,"language":2593,"component":460,"heroMedia":2594,"metaTitle":2595,"publishedAt":2596,"readingTime":2457,"redirectUrl":99,"listingImage":2597,"metaDescription":2605,"bottomArticleCta":2606,"componentsAfterTheArticle":2607},"7c8baf82-c72c-4bd0-978c-914b4de81327",[2576],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2577,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2578,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2579,"default_full_slug":163,"translated_slugs":2580,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2581,2582,2583],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":448,"created_at":449,"published_at":16,"updated_at":450,"id":451,"uuid":452,"content":2585,"slug":460,"full_slug":461,"sort_by_date":25,"position":52,"tag_list":2587,"is_startpage":28,"parent_id":463,"meta_data":25,"group_id":464,"first_published_at":465,"release_id":25,"lang":32,"path":25,"alternates":2588,"default_full_slug":467,"translated_slugs":2589,"_stopResolving":41},{"_uid":454,"icon":2586,"name":448,"component":459},{"id":456,"alt":457,"name":99,"focus":99,"title":99,"filename":458,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2590,2591,2592],{"path":467,"name":25,"lang":37,"published":25},{"path":467,"name":25,"lang":39,"published":25},{"path":467,"name":25,"lang":32,"published":25},[32],[],"Suministro Inmediato de Información (SII): quién está obliga","2026-08-26 00:00",[2598],{"_uid":2599,"asset":2600,"caption":99,"component":485},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":2601,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2602,"copyright":99,"fieldtype":104,"meta_data":2603,"is_external_url":28},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":2604},"1536x1024","Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[2608],{"_uid":2609,"items":2610,"heading":2681,"component":577},"def80281-c114-48d8-922b-c6452f4b32e1",[2611,2621,2631,2641,2651,2661,2671],{"_uid":2612,"title":2613,"component":495,"description":2614},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":116,"content":2615},[2616],{"type":119,"attrs":2617,"content":2618},{"textAlign":25},[2619],{"text":2620,"type":125},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":2622,"title":2623,"component":495,"description":2624},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":116,"content":2625},[2626],{"type":119,"attrs":2627,"content":2628},{"textAlign":25},[2629],{"text":2630,"type":125},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":2632,"title":2633,"component":495,"description":2634},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":116,"content":2635},[2636],{"type":119,"attrs":2637,"content":2638},{"textAlign":25},[2639],{"text":2640,"type":125},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":2642,"title":2643,"component":495,"description":2644},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":116,"content":2645},[2646],{"type":119,"attrs":2647,"content":2648},{"textAlign":25},[2649],{"text":2650,"type":125},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":2652,"title":2653,"component":495,"description":2654},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":116,"content":2655},[2656],{"type":119,"attrs":2657,"content":2658},{"textAlign":25},[2659],{"text":2660,"type":125},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":2662,"title":2663,"component":495,"description":2664},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":116,"content":2665},[2666],{"type":119,"attrs":2667,"content":2668},{"textAlign":25},[2669],{"text":2670,"type":125},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":2672,"title":2673,"component":495,"description":2674},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":116,"content":2675},[2676],{"type":119,"attrs":2677,"content":2678},{"textAlign":25},[2679],{"text":2680,"type":125},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus obligaciones.",[2682],{"cta":2683,"_uid":2684,"title":2685,"eyebrow":2691,"subtitle":2696,"component":176,"textAlign":99,"flexibleSection":2701,"sectionSettings":2702,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"1b5b92ff-b89c-495c-a337-c708520f4861",{"type":116,"content":2686},[2687],{"type":176,"attrs":2688,"content":2689},{"level":561,"textAlign":25},[2690],{"text":564,"type":125},{"type":116,"content":2692},[2693],{"type":119,"attrs":2694,"content":2695},{"textAlign":25},[],{"type":116,"content":2697},[2698],{"type":119,"attrs":2699,"content":2700},{"textAlign":25},[],[],[],"suministro-inmediato-de-informacion-sii","es/blog/suministro-inmediato-de-informacion-sii",-2980,[],"1026b24a-05ed-4e9b-ac69-e27ceb7abb19","2026-08-27T10:05:46.675Z",[],"blog/suministro-inmediato-de-informacion-sii",[2712,2713,2714],{"path":2710,"name":25,"lang":37,"published":25},{"path":2710,"name":25,"lang":39,"published":25},{"path":2710,"name":25,"lang":32,"published":25},1793991676595]