[{"data":1,"prerenderedAt":2826},["ShallowReactive",2],{"es-blog/objetivos-financieros":3,"es-global-content":746,"es-article-global-content":2056,"es-blog-article-more-articles-305568893":2311},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":733,"full_slug":734,"sort_by_date":55,"position":735,"tag_list":736,"is_startpage":24,"parent_id":737,"meta_data":55,"group_id":738,"first_published_at":739,"release_id":55,"lang":68,"path":55,"alternates":740,"default_full_slug":741,"translated_slugs":742},"Los objetivos financieros clave para empresas inteligentes","2023-05-10T13:02:50.936Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:55.984Z",305568893,"e5cf3832-9186-4806-afc0-64b0b340fc1e",{"_uid":11,"roles":12,"title":4,"author":13,"topics":78,"content":108,"category":619,"language":645,"component":632,"heroMedia":646,"sidebarCta":655,"publishedAt":656,"readingTime":657,"redirectUrl":33,"listingImage":658,"metaDescription":664,"componentsAfterTheArticle":665},"efd5225d-17d5-44fa-9f72-e22443151b89",[],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":61,"full_slug":62,"sort_by_date":55,"position":63,"tag_list":64,"is_startpage":24,"parent_id":65,"meta_data":55,"group_id":66,"first_published_at":67,"release_id":55,"lang":68,"path":55,"alternates":69,"default_full_slug":70,"translated_slugs":71,"_stopResolving":77},"Spendesk","2022-10-19T17:36:24.519Z","2026-09-29T08:35:15.730Z","2026-09-29T08:35:15.747Z",206165082,"7b3f51f5-9ac6-400c-82f5-cdb35d1a342f",{"seo":21,"_uid":30,"name":14,"links":31,"picture":45,"lastName":47,"component":48,"firstName":14,"description":49},[22],{"_uid":23,"noIndex":24,"component":25,"metaFields":26},"9456e3d2-a528-4a1f-ad6b-14924525deea",false,"seo",{"_uid":27,"title":28,"plugin":29},"55c65c77-c766-4878-92c0-647ac9314a32","Equipo Spendesk | Blog Spendesk","meta-fields","89813b57-3ec3-4169-890b-393e41c6d7ea",[32],{"tag":33,"_uid":34,"icon":35,"link":39,"type":33,"label":33,"style":43,"component":44,"onClickEvent":33,"openInANewTab":24,"horizontalFill":24},"","792703e5-f28a-4cbb-882c-a50a48656953",{"id":36,"alt":33,"name":33,"focus":33,"title":33,"filename":37,"copyright":33,"fieldtype":38,"is_external_url":24},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":33,"url":40,"linktype":41,"fieldtype":42,"cached_url":40},"https://www.linkedin.com/company/spendesk/","url","multilink","primary","cta",{"alt":46,"name":33,"focus":33,"title":33,"filename":46,"copyright":33,"fieldtype":38,"is_external_url":24},"https://a.storyblok.com/f/146026/433x433/cfd74e99e1/spendesk-logo-square-1.png","Team","author",{"type":50,"content":51},"doc",[52],{"type":53,"attrs":54,"content":57},"paragraph",{"textAlign":55,"key":56},null,"p-0",[58],{"text":59,"type":60},"Spendesk tiene un objetivo: eliminar las molestias de gastar en el trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z","es",[],"blog/author/spendesk",[72,74,76],{"path":70,"name":55,"lang":73,"published":55},"fr",{"path":70,"name":55,"lang":75,"published":55},"de",{"path":70,"name":55,"lang":68,"published":55},true,[79],{"name":80,"created_at":81,"published_at":82,"updated_at":83,"id":84,"uuid":85,"content":86,"slug":95,"full_slug":96,"sort_by_date":55,"position":97,"tag_list":98,"is_startpage":24,"parent_id":99,"meta_data":55,"group_id":100,"first_published_at":101,"release_id":55,"lang":68,"path":55,"alternates":102,"default_full_slug":103,"translated_slugs":104,"_stopResolving":77},"Equipos financieros","2023-04-12T07:17:50.759Z","2026-09-29T09:14:28.236Z","2026-09-29T09:14:28.249Z",290528746,"0d21d83f-545d-4f60-acc8-ab3b9c5b94e6",{"seo":87,"_uid":93,"name":80,"component":94},[88],{"_uid":89,"noIndex":24,"component":25,"metaFields":90},"d20eeeee-83da-4669-878e-81e763407d36",{"_uid":91,"plugin":29,"description":92},"3ee2a8f0-4897-4ea0-a5d4-70397eee5132","Contenido para equipos financieros: organizacion, roles y como estructurar un departamento de finanzas que escale con la empresa.","a2c58a16-f495-475f-951f-05171468aae4","tag","equipos-financieros","es/blog/topic/equipos-financieros",-530,[],176456153,"37251365-a886-4869-8f3b-1976331cbcf4","2022-11-02T15:24:39.815Z",[],"blog/topic/equipos-financieros",[105,106,107],{"path":103,"name":55,"lang":73,"published":55},{"path":103,"name":55,"lang":75,"published":55},{"path":103,"name":55,"lang":68,"published":55},{"type":50,"content":109},[110,119,126,133,152,161,171,178,185,193,211,218,259,267,274,281,288,295,302,310,317,324,331,338,345,352,360,367,374,381,388,396,403,410,419,426,433,440,448,455,462,489,516,523,532,539,566,573,600,607,614],{"type":53,"content":111},[112],{"text":113,"type":60,"marks":114},"Los equipos de finanzas comienzan cada año cerrando el anterior. El proceso de cierre es complicado y, a menudo, tedioso. Y una vez que está listo, hay que ponerse a planificar el siguiente año: otro gran proyecto entre manos.",[115],{"type":116,"attrs":117},"textStyle",{"color":118},"rgb(0, 0, 0)",{"type":53,"content":120},[121],{"text":122,"type":60,"marks":123},"Apenas has tenido tiempo para pensar, mucho menos para establecer objetivos.",[124],{"type":116,"attrs":125},{"color":118},{"type":53,"content":127},[128],{"text":129,"type":60,"marks":130},"Pues es hora de ponerse algunas metas. Hemos hablado con innumerables equipos financieros y CFO que están cambiando la forma en la que gestionan los negocios. Y, por supuesto, queríamos saber qué objetivos tienen ahora.",[131],{"type":116,"attrs":132},{"color":118},{"type":53,"content":134},[135,140,147],{"text":136,"type":60,"marks":137},"Estos son los ",[138],{"type":116,"attrs":139},{"color":118},{"text":141,"type":60,"marks":142},"5 objetivos prioritarios de los equipos de finanzas que quieren trabajar de forma más inteligente y eficiente",[143,145],{"type":144},"bold",{"type":116,"attrs":146},{"color":118},{"text":148,"type":60,"marks":149},".",[150],{"type":116,"attrs":151},{"color":118},{"type":153,"attrs":154},"blok",{"id":155,"body":156},"d1016afc-3ef7-45b5-99d8-b5497e6b8760",[157],{"_uid":158,"html":159,"component":160},"i-bfd68a7a-b290-40ed-994d-69e656701f27","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-c964f302-2ac1-498f-9d70-d18c4caad6a8\">\u003Cspan class=\"hs-cta-node hs-cta-c964f302-2ac1-498f-9d70-d18c4caad6a8\" id=\"hs-cta-c964f302-2ac1-498f-9d70-d18c4caad6a8\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/c964f302-2ac1-498f-9d70-d18c4caad6a8\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-c964f302-2ac1-498f-9d70-d18c4caad6a8\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/c964f302-2ac1-498f-9d70-d18c4caad6a8.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'c964f302-2ac1-498f-9d70-d18c4caad6a8', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":162,"attrs":163,"content":165},"heading",{"level":164},2,[166],{"text":167,"type":60,"marks":168},"Primer objetivo: Moderar el riesgo financiero",[169],{"type":116,"attrs":170},{"color":118},{"type":53,"content":172},[173],{"text":174,"type":60,"marks":175},"Para los expertos en finanzas de muchas empresas, este es el objetivo número 1. Y es tu responsabilidad de que se realice un gasto responsable por parte de todos, que los miembros de tu equipo cooperen y mantener segura a la empresa.",[176],{"type":116,"attrs":177},{"color":118},{"type":53,"content":179},[180],{"text":181,"type":60,"marks":182},"Todo esto no ocurre por arte de magia. Necesitas seguir estos dos consejos:",[183],{"type":116,"attrs":184},{"color":118},{"type":53,"content":186},[187],{"text":188,"type":60,"marks":189},"Crear procesos fáciles de seguir",[190,191],{"type":144},{"type":116,"attrs":192},{"color":118},{"type":53,"content":194},[195,200,206],{"text":196,"type":60,"marks":197},"¿Te has dado cuenta alguna vez de que otros departamentos de la empresa no tienen el mismo cuidado con el dinero de la empresa que tú? No es porque les dé igual. ",[198],{"type":116,"attrs":199},{"color":118},{"text":201,"type":60,"marks":202},"Simplemente, no conocen los procedimientos adecuados",[203,204],{"type":144},{"type":116,"attrs":205},{"color":118},{"text":207,"type":60,"marks":208}," y les resulta complicado encontrar la información que necesitan.",[209],{"type":116,"attrs":210},{"color":118},{"type":53,"content":212},[213],{"text":214,"type":60,"marks":215},"Desde el departamento de finanzas se prefieren reglas bien definidas, mientras que el resto de empleados quiere mayor facilidad al cumplir con sus labores.",[216],{"type":116,"attrs":217},{"color":118},{"type":53,"content":219},[220,225,243,248,254],{"text":221,"type":60,"marks":222},"Por eso es bueno crear procesos de gastos que sean con sentido, simples y que se ajusten a la política de la empresa de forma sistemática. Las herramientas de ",[223],{"type":116,"attrs":224},{"color":118},{"text":226,"type":60,"marks":227},"gestión de gastos",[228,241],{"type":229,"attrs":230},"link",{"href":231,"uuid":232,"anchor":55,"target":233,"linktype":234,"story":235},"/blog/gestion-de-gastos","42c0dbd0-9303-4e28-b598-a4f52cd70865","_self","story",{"name":236,"id":237,"uuid":232,"slug":238,"url":239,"full_slug":240,"_stopResolving":77}," Todo lo que debes saber para gestionar mejor los gastos de empresa",290893276,"gestion-de-gastos","blog/gestion-de-gastos","es/blog/gestion-de-gastos",{"type":116,"attrs":242},{"color":118},{"text":244,"type":60,"marks":245}," son así. Cuando un miembro del equipo necesita gastar, inicia sesión en la plataforma y sigue los pasos. Tú creas la política de gastos, los límites y las aprobaciones en el sistema, por lo que otros ",[246],{"type":116,"attrs":247},{"color":118},{"text":249,"type":60,"marks":250},"ni siquiera necesitan conocer las reglas",[251,252],{"type":144},{"type":116,"attrs":253},{"color":118},{"text":255,"type":60,"marks":256},". La plataforma hace el trabajo por ti.",[257],{"type":116,"attrs":258},{"color":118},{"type":53,"content":260},[261],{"text":262,"type":60,"marks":263},"Añadir las aprobaciones del equipo directivo en los programas de finanzas",[264,265],{"type":144},{"type":116,"attrs":266},{"color":118},{"type":53,"content":268},[269],{"text":270,"type":60,"marks":271},"Hay empleados que tienen la autorización para gastar en nombre de la empresa, ya sea comprando por internet o fuera de la oficina. En estos casos, ¿verdad que sería una gran ventaja tener la posibilidad de aprobar sus gastos?",[272],{"type":116,"attrs":273},{"color":118},{"type":53,"content":275},[276],{"text":277,"type":60,"marks":278},"Pero, como sabrás, normalmente no es así. No es tan fácil controlar los gastos con anticipación.",[279],{"type":116,"attrs":280},{"color":118},{"type":53,"content":282},[283],{"text":284,"type":60,"marks":285},"Los métodos de pago convencionales (tarjetas de crédito y declarar los gastos a posteriori) no están pensados para crear aprobaciones de gasto. Una vez que un empleado tiene la tarjeta en sus manos, tú confías que va a ser honesto y que va a seguir los valores de la empresa manteniendo el gasto bajo control. Para los gastos igual: debes esperar a que sigan las reglas establecidas, pero solo lo comprobarás a fin de mes.",[286],{"type":116,"attrs":287},{"color":118},{"type":53,"content":289},[290],{"text":291,"type":60,"marks":292},"Así que por eso te recomendamos utilizar herramientas de finanzas, sobre todo para los métodos de gasto empresarial, y que tengan las aprobaciones integradas. Además, una buena herramienta te permite retener fondos de las tarjetas de tus empleados, hasta que un gerente dé luz verde. De esta forma se pueden mantener los presupuestos bien controlados.",[293],{"type":116,"attrs":294},{"color":118},{"type":53,"content":296},[297],{"text":298,"type":60,"marks":299},"Y todo esto no tiene por qué quitar libertad a tus empleados.",[300],{"type":116,"attrs":301},{"color":118},{"type":162,"attrs":303,"content":304},{"level":164},[305],{"text":306,"type":60,"marks":307},"Segundo objetivo: Reducir los desacuerdos sobre el dinero que gasta el personal",[308],{"type":116,"attrs":309},{"color":118},{"type":53,"content":311},[312],{"text":313,"type":60,"marks":314},"Lo contrario del control es la libertad. En el mundo de los negocios sucede lo mismo. Cuanto más se controlen los gastos, mayores serán los obstáculos que tendrán los trabajadores para gastar el dinero de la empresa.",[315],{"type":116,"attrs":316},{"color":118},{"type":53,"content":318},[319],{"text":320,"type":60,"marks":321},"Esto se hace evidente al ver cómo algunas corporaciones protegen la tarjeta de la empresa. Si alguien necesita pagar por internet, por ejemplo, para contratar una nueva suscripción a un programa informático, tendrá que ir personalmente al departamento financiero o al director ejecutivo para conseguir la tarjeta. Haciéndolo así, el dueño de la tarjeta puede asegurarse de que el gasto sea aprobado.",[322],{"type":116,"attrs":323},{"color":118},{"type":53,"content":325},[326],{"text":327,"type":60,"marks":328},"Pero ¿y si el titular de la tarjeta no está en la oficina? ¿O si está tan ocupado que ni se molesta en averiguar qué uso se le dará al dinero? ¿Y qué pasa si el empleado que necesita la tarjeta está fuera de la oficina? ",[329],{"type":116,"attrs":330},{"color":118},{"type":53,"content":332},[333],{"text":334,"type":60,"marks":335},"Todo este proceso de aprobación de gastos tan manual ralentiza el trabajo del personal. ",[336],{"type":116,"attrs":337},{"color":118},{"type":53,"content":339},[340],{"text":341,"type":60,"marks":342},"Los empleados quieren tener autonomía y que confíen en ellos. Y cuando se sienten libres para tomar decisiones sobre cuándo usar la tarjeta, hacer un mejor trabajo. Pero, obviamente, no se puede dar a todo el mundo acceso completo a la cuenta bancaria ni a las tarjetas de crédito de la empresa.",[343],{"type":116,"attrs":344},{"color":118},{"type":53,"content":346},[347],{"text":348,"type":60,"marks":349},"Se necesita una forma de permitir que los empleados puedan hacer compras sin contratiempos, pero con la capacidad de poder establecer límites e incluso detener transacciones no deseadas. ",[350],{"type":116,"attrs":351},{"color":118},{"type":162,"attrs":353,"content":354},{"level":164},[355],{"text":356,"type":60,"marks":357},"Tercer objetivo: Tener mayor visibilidad de los gastos de los empleados",[358],{"type":116,"attrs":359},{"color":118},{"type":53,"content":361},[362],{"text":363,"type":60,"marks":364},"Lo cierto es que este objetivo es muy importante para los equipos financieros: para que se mantengan al día y no se asusten al ver solo gastos a fin de mes.",[365],{"type":116,"attrs":366},{"color":118},{"type":53,"content":368},[369],{"text":370,"type":60,"marks":371},"¿Tienes un método para saber a tiempo completo cuánto dinero gasta cada equipo?",[372],{"type":116,"attrs":373},{"color":118},{"type":53,"content":375},[376],{"text":377,"type":60,"marks":378},"La respuesta suele ser “no”. Y, como mucho, “más o menos”. Pero en ocasiones, cuando finalmente sabes lo que han gastado los equipos comerciales, ya es demasiado tarde para tomar acción.",[379],{"type":116,"attrs":380},{"color":118},{"type":53,"content":382},[383],{"text":384,"type":60,"marks":385},"El trabajo del departamento de finanzas es vital para que un negocio sea rentable. Deben saber si los gastos están dentro del presupuesto, y monitorizar los gastos de la empresa en todo momento.",[386],{"type":116,"attrs":387},{"color":118},{"type":162,"attrs":389,"content":390},{"level":164},[391],{"text":392,"type":60,"marks":393},"Cuarto objetivo: Ahorrar tiempo y recopilar datos financieros precisos",[394],{"type":116,"attrs":395},{"color":118},{"type":53,"content":397},[398],{"text":399,"type":60,"marks":400},"Sería estupendo no tener que introducir los mismos datos vez tras vez al usar una herramienta de finanzas. Y también, poder registrarlos con mayor precisión, sin tener que verificarlos tantas veces. ",[401],{"type":116,"attrs":402},{"color":118},{"type":53,"content":404},[405],{"text":406,"type":60,"marks":407},"Para ello, te hace falta la automatización, como por ejemplo:",[408],{"type":116,"attrs":409},{"color":118},{"type":162,"attrs":411,"content":413},{"level":412},3,[414],{"text":415,"type":60,"marks":416},"Reclamaciones de gastos",[417],{"type":116,"attrs":418},{"color":118},{"type":53,"content":420},[421],{"text":422,"type":60,"marks":423},"No somos fanáticos de los informes de gastos. Pero si los usas, es mejor simplificarlos. En vez de que tus empleados tengan que rellenar un Excel, enviarlo a su gerente para comprobarlo y luego enviarlo a Finanzas (quien tiene que introducir manualmente todos los detalles), ¿verdad que digitalizarlo todo haría la vida más fácil?",[424],{"type":116,"attrs":425},{"color":118},{"type":53,"content":427},[428],{"text":429,"type":60,"marks":430},"Herramientas de última generación, como Spendesk, permiten al usuario registrar su petición de gasto directamente en el sistema. Esto incluye el motivo del gasto, el jefe que lo aprueba e incluso la factura.",[431],{"type":116,"attrs":432},{"color":118},{"type":53,"content":434},[435],{"text":436,"type":60,"marks":437},"Los que trabajan en el departamento financiero simplemente exportan esos datos a sus programas de contabilidad, sin tener que meter datos de forma manual. Esto permite ahorrar hasta 5 días de trabajo al mes y cobrar el 95 % de los recibos a tiempo.",[438],{"type":116,"attrs":439},{"color":118},{"type":162,"attrs":441,"content":442},{"level":412},[443],{"text":444,"type":60,"marks":445},"Cierre de fin de mes",[446],{"type":116,"attrs":447},{"color":118},{"type":53,"content":449},[450],{"text":451,"type":60,"marks":452},"El final de cada mes es un momento completo para los equipos de finanzas. Deben recoger los datos de sitios diferentes, conciliarlos con las cuentas bancarias y asegurarse de que los libros contables estén correctos. Y eso cada mes.",[453],{"type":116,"attrs":454},{"color":118},{"type":53,"content":456},[457],{"text":458,"type":60,"marks":459},"El problema aquí es almacenar los datos en diferentes lugares. También es importante tener los documentos importantes accesibles, como las declaraciones de impuestos que deben digitalizarse y luego comparar con los pagos en el libro mayor.",[460],{"type":116,"attrs":461},{"color":118},{"type":53,"content":463},[464,469,484],{"text":465,"type":60,"marks":466},"Ahí es donde entra la automatización. Si los gastos se digitalizan desde el principio, ya nadie más debería enviar en papel las anotaciones de gastos, ",[467],{"type":116,"attrs":468},{"color":118},{"text":470,"type":60,"marks":471},"los recibos",[472,482],{"type":229,"attrs":473},{"href":474,"uuid":475,"anchor":55,"target":233,"linktype":234,"story":476},"/blog/gestion-de-recibos","03e9a2cb-b18c-4d3c-a308-b65c4e3026e5",{"name":477,"id":478,"uuid":475,"slug":479,"url":480,"full_slug":481,"_stopResolving":77},"Domina la gestión de recibos de tu empresa",384227838,"gestion-de-recibos","blog/gestion-de-recibos","es/blog/gestion-de-recibos",{"type":116,"attrs":483},{"color":118},{"text":485,"type":60,"marks":486}," y los estados de tarjetas de crédito.",[487],{"type":116,"attrs":488},{"color":118},{"type":53,"content":490},[491,496,511],{"text":492,"type":60,"marks":493},"Pero herramientas como Spendesk pueden ir más allá. Gracias a la tecnología OCR, Spendesk lee ",[494],{"type":116,"attrs":495},{"color":118},{"text":497,"type":60,"marks":498},"las facturas",[499,509],{"type":229,"attrs":500},{"href":501,"uuid":502,"anchor":55,"target":233,"linktype":234,"story":503},"/blog/factura-electronica","903d042a-e280-47b4-bcb7-ddfa25dec35c",{"name":504,"id":505,"uuid":502,"slug":506,"url":507,"full_slug":508,"_stopResolving":77},"5 medidas básicas para adaptar tu contabilidad a la factura electrónica",295089078,"factura-electronica","blog/factura-electronica","es/blog/factura-electronica",{"type":116,"attrs":510},{"color":118},{"text":512,"type":60,"marks":513}," al instante y podrás confirmar que coinciden con las notas de gastos o las tarjetas. ",[514],{"type":116,"attrs":515},{"color":118},{"type":53,"content":517},[518],{"text":519,"type":60,"marks":520},"Sin duda, la automatización te ayudará a tener una contabilidad mucho más precisa y al día.",[521],{"type":116,"attrs":522},{"color":118},{"type":162,"attrs":524,"content":525},{"level":164},[526],{"text":527,"type":60,"marks":528},"Quinto objetivo: Tener sistemas financieros homogéneos",[529,530],{"type":144},{"type":116,"attrs":531},{"color":118},{"type":53,"content":533},[534],{"text":535,"type":60,"marks":536},"Si cada proceso en la empresa funciona de manera diferente, todos deben aprender cada proceso. Y, como ya vimos, si los procesos confunden a la gente, terminarán olvidándose. Así que intenta implementar sistemas que funcionen igual para conseguir diversos resultados.",[537],{"type":116,"attrs":538},{"color":118},{"type":53,"content":540},[541,546,561],{"text":542,"type":60,"marks":543},"Hablemos sobre los gastos de tu empresa. 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Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":53,"attrs":2216,"content":2217},{"textAlign":55},[2218],{"text":2219,"type":60},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":53,"attrs":2221,"content":2222},{"textAlign":55},[2223],{"text":2224,"type":60},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":53,"attrs":2226,"content":2227},{"textAlign":55},[2228],{"text":2229,"type":60},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2231,"title":2232,"component":672,"description":2233},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":50,"content":2234},[2235,2240,2252,2257,2267,2272,2277,2282],{"type":53,"attrs":2236,"content":2237},{"textAlign":55},[2238],{"text":2239,"type":60},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":53,"attrs":2258,"content":2259},{"textAlign":55},[2260,2264,2265],{"text":2261,"type":60,"marks":2262},"Para los equipos financieros",[2263],{"type":144},{"type":2089},{"text":2266,"type":60},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":53,"attrs":2268,"content":2269},{"textAlign":55},[2270],{"text":2271,"type":60},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":53,"attrs":2273,"content":2274},{"textAlign":55},[2275],{"text":2276,"type":60},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. 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Descubre qué tareas automatizar, qué controles aplicar y cómo medir el ahorro.\n",[],[2601],{"cta":2602,"_uid":2603,"items":2604,"heading":2654,"reverse":24,"component":724,"sectionSettings":2673},[],"cfcc9fa2-a4a9-4364-8c53-dceac04b34b0",[2605,2616,2627,2638],{"_uid":2606,"hide":24,"title":2607,"component":672,"description":2608},"4eb0026d-6af1-48a8-b617-971039f56d31","¿Hay que pedir el certificado de estar al corriente a todos los proveedores?",{"type":50,"attrs":2609,"content":2610},{"backgroundColor":55},[2611],{"type":53,"attrs":2612,"content":2613},{"textAlign":55},[2614],{"text":2615,"type":60},"No es un requisito general para todos los proveedores. La necesidad de solicitarlo depende del tipo de contrata o subcontrata, de si corresponde a la actividad económica principal y de las obligaciones previstas en la normativa. En los supuestos aplicables, el certificado específico de la AEAT puede evitar la responsabilidad subsidiaria si se cumplen todas las condiciones legales y se ha emitido dentro de los 12 meses anteriores al pago de la factura. Valida el caso concreto con asesoramiento jurídico.",{"_uid":2617,"hide":24,"title":2618,"component":672,"description":2619},"4776b4c4-219f-42cf-a323-30db1b235f55","¿Qué hacer con las compras urgentes que se saltan el circuito?",{"type":50,"attrs":2620,"content":2621},{"backgroundColor":55},[2622],{"type":53,"attrs":2623,"content":2624},{"textAlign":55},[2625],{"text":2626,"type":60},"Dales un itinerario ligero, como un umbral de 300 € pagado con tarjeta de empresa y justificado después. Si el proveedor se repite más de dos veces, debe pasar por el alta completa.",{"_uid":2628,"hide":24,"title":2629,"component":672,"description":2630},"482ead76-ce6d-48fb-85d8-66b354ab5fbb","¿Cuánto tarda el onboarding de proveedores?",{"type":50,"attrs":2631,"content":2632},{"backgroundColor":55},[2633],{"type":53,"attrs":2634,"content":2635},{"textAlign":55},[2636],{"text":2637,"type":60},"No existe una cifra de referencia verificada, así que mide tu propio tiempo medio por nivel de riesgo. En proveedores críticos, cuenta con que, según la Resolución 2/2004, la AEAT emite o deniega el certificado de estar al corriente en tres días.",{"_uid":2639,"hide":24,"title":2640,"component":672,"description":2641},"e86a04a4-bbaa-4041-b936-9d53e0276ac8","¿Qué documentos se piden a un nuevo proveedor?",{"type":50,"attrs":2642,"content":2643},{"backgroundColor":55},[2644,2649],{"type":53,"attrs":2645,"content":2646},{"textAlign":55},[2647],{"text":2648,"type":60},"Como base, puedes solicitar el NIF, el IBAN y el contacto de facturación. Si el proveedor opera en la Unión Europea, comprueba si necesitas validar su número de IVA en VIES según la operación y el procedimiento de tu empresa.",{"type":53,"attrs":2650,"content":2651},{"textAlign":55},[2652],{"text":2653,"type":60},"Para contratas y subcontratas, la documentación adicional depende de la actividad, del contrato y de las obligaciones legales aplicables. Puede incluir certificados de la TGSS o de la AEAT, documentación preventiva, seguros y otros documentos. Confirma qué certificado corresponde, quién debe solicitarlo y durante cuánto tiempo es válido antes de convertirlo en un requisito del proceso.",[2655],{"cta":2656,"_uid":2657,"title":2658,"layout":33,"eyebrow":2665,"subtitle":2668,"component":162,"textAlign":33,"eyebrowPill":24,"checkmarkList":24,"flexibleSection":2671,"sectionSettings":2672,"displaySeparator":24,"breakLineOnMobile":24,"subtitleLeftBorder":24,"customTitleFontSize":33},[],"1045b02a-07c4-40a8-98b9-f7281777a200",{"type":50,"attrs":2659,"content":2660},{"backgroundColor":55},[2661],{"type":162,"attrs":2662,"content":2663},{"level":164,"textAlign":55},[2664],{"text":1567,"type":60},{"type":50,"content":2666},[2667],{"type":53},{"type":50,"content":2669},[2670],{"type":53},[],[],[],"automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores","es/blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",-4010,[],"0c5dfbfc-5add-437b-b160-7bb180f3bedd","2026-10-29T14:51:13.649Z",[],"blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",[2683,2684,2685],{"path":2681,"name":55,"lang":73,"published":55},{"path":2681,"name":55,"lang":75,"published":55},{"path":2681,"name":55,"lang":68,"published":55},{"name":2687,"created_at":2688,"published_at":2689,"updated_at":2690,"id":2691,"uuid":2692,"content":2693,"slug":2814,"full_slug":2815,"sort_by_date":55,"position":2816,"tag_list":2817,"is_startpage":24,"parent_id":737,"meta_data":55,"group_id":2818,"first_published_at":2819,"release_id":55,"lang":68,"path":55,"alternates":2820,"default_full_slug":2821,"translated_slugs":2822},"Homologación y portales de proveedores: evaluar, dar de alta y gobernar","2026-08-26T15:56:43.000Z","2026-08-27T11:22:49.938Z","2026-08-27T11:22:49.965Z",213279551544644,"df2fe6b5-9582-43a1-9457-a1491afec76a",{"_uid":2694,"title":2687,"topics":2695,"noIndex":24,"category":2704,"language":2713,"component":632,"heroMedia":2714,"metaTitle":2715,"publishedAt":2716,"readingTime":2717,"redirectUrl":33,"listingImage":2718,"metaDescription":2725,"bottomArticleCta":2726,"componentsAfterTheArticle":2727},"a6908dcc-aa94-4298-8df2-3a036e19fee3",[2696],{"name":80,"created_at":81,"published_at":82,"updated_at":83,"id":84,"uuid":85,"content":2697,"slug":95,"full_slug":96,"sort_by_date":55,"position":97,"tag_list":2698,"is_startpage":24,"parent_id":99,"meta_data":55,"group_id":100,"first_published_at":101,"release_id":55,"lang":68,"path":55,"alternates":2699,"default_full_slug":103,"translated_slugs":2700,"_stopResolving":77},{"_uid":93,"name":80,"component":94},[],[],[2701,2702,2703],{"path":103,"name":55,"lang":73,"published":55},{"path":103,"name":55,"lang":75,"published":55},{"path":103,"name":55,"lang":68,"published":55},{"name":620,"created_at":621,"published_at":6,"updated_at":622,"id":623,"uuid":624,"content":2705,"slug":632,"full_slug":633,"sort_by_date":55,"position":634,"tag_list":2707,"is_startpage":24,"parent_id":636,"meta_data":55,"group_id":637,"first_published_at":638,"release_id":55,"lang":68,"path":55,"alternates":2708,"default_full_slug":640,"translated_slugs":2709,"_stopResolving":77},{"_uid":626,"icon":2706,"name":620,"component":631},{"id":628,"alt":629,"name":33,"focus":33,"title":33,"filename":630,"copyright":33,"fieldtype":38,"is_external_url":24},[],[],[2710,2711,2712],{"path":640,"name":55,"lang":73,"published":55},{"path":640,"name":55,"lang":75,"published":55},{"path":640,"name":55,"lang":68,"published":55},[68],[],"Homologación y portales de proveedores: guía práctica","2026-08-18 00:00","18",[2719],{"_uid":2720,"asset":2721,"caption":33,"component":654},"4696bec5-e373-4bf7-a572-57bee0d1290f",{"id":2722,"alt":33,"name":33,"focus":33,"title":33,"source":33,"filename":2723,"copyright":33,"fieldtype":38,"meta_data":2724,"is_external_url":24},213566053326877,"https://a.storyblok.com/f/146026/1536x1024/e3536a22fa/homologacion-portales-de-proveedores.png",{},"Homologación de proveedores: aprende a evaluarlos, darlos de alta y gestionarlos, además de elegir un portal de proveedores o migrar a uno de forma segura.",[],[2728],{"_uid":2729,"items":2730,"heading":2791,"component":724},"03761e7c-8a3d-4a4b-9eea-d012fc737faf",[2731,2741,2751,2761,2771,2781],{"_uid":2732,"title":2733,"component":672,"description":2734},"bf064850-af57-4614-b489-93360c87829d","¿Qué diferencia hay entre homologación y precalificación de proveedores?",{"type":50,"content":2735},[2736],{"type":53,"attrs":2737,"content":2738},{"textAlign":55},[2739],{"text":2740,"type":60},"La precalificación filtra candidatos que no cumplen requisitos mínimos. La homologación valida con mayor profundidad la solvencia, el cumplimiento, la capacidad y los criterios de riesgo antes de formalizar la relación.",{"_uid":2742,"title":2743,"component":672,"description":2744},"cf378fd2-4480-4154-a37a-265621902672","¿Con qué frecuencia hay que reevaluar a un proveedor?",{"type":50,"content":2745},[2746],{"type":53,"attrs":2747,"content":2748},{"textAlign":55},[2749],{"text":2750,"type":60},"Depende del riesgo, el volumen de gasto, la criticidad, la actividad, el contrato y la política interna. Los proveedores críticos pueden requerir una revisión anual o más frecuente, mientras que los de bajo riesgo pueden revisarse con una periodicidad más amplia. No existe una frecuencia universal aplicable a todos los proveedores.",{"_uid":2752,"title":2753,"component":672,"description":2754},"7f1e9200-5183-44a0-98bb-a1fd89492a3d","¿Qué KPI sirven para medir a un proveedor?",{"type":50,"content":2755},[2756],{"type":53,"attrs":2757,"content":2758},{"textAlign":55},[2759],{"text":2760,"type":60},"El plazo de entrega medio, la tasa de incidencias o devoluciones, el cumplimiento de las condiciones pactadas y el tiempo de respuesta ante reclamaciones son indicadores habituales. Cada KPI debe tener una definición, un propietario, un período de medición y un umbral de acción.",{"_uid":2762,"title":2763,"component":672,"description":2764},"b8321628-96f7-4f3e-a01e-d93dec724c28","¿Cuánto puede tardar dar de alta a un proveedor y cómo acortarlo?",{"type":50,"content":2765},[2766],{"type":53,"attrs":2767,"content":2768},{"textAlign":55},[2769],{"text":2770,"type":60},"El plazo depende de la documentación, el nivel de riesgo, la complejidad de la aprobación, las integraciones y la disponibilidad del proveedor. En un caso sencillo y bien preparado, la empresa puede fijar un objetivo interno de pocos días, pero no debe presentarlo como una garantía general. Centralizar la documentación, automatizar recordatorios y definir los responsables puede ayudar a reducir el tiempo de alta.",{"_uid":2772,"title":2773,"component":672,"description":2774},"bbd9f873-37d2-47f3-98f8-1d611be753d4","¿Cómo puede Spendesk ayudar a mejorar el control de costes?",{"type":50,"content":2775},[2776],{"type":53,"attrs":2777,"content":2778},{"textAlign":55},[2779],{"text":2780,"type":60},"Spendesk ayuda a centralizar la gestión de gastos, vincular las solicitudes y las aprobaciones con los presupuestos y consultar el impacto previsto antes de aprobar un gasto. También mejora la visibilidad y la trazabilidad de la información, lo que permite a los equipos financieros tomar decisiones con una visión más completa.",{"_uid":2782,"title":2783,"component":672,"description":2784},"8427c66e-c068-4401-85ab-a91acccec289","¿Puede Spendesk conectarse con mi software contable?",{"type":50,"content":2785},[2786],{"type":53,"attrs":2787,"content":2788},{"textAlign":55},[2789],{"text":2790,"type":60},"Spendesk puede preparar los datos de gasto para exportarlos o sincronizarlos con herramientas contables mediante integraciones, exportaciones o una API, en función del producto, la configuración y el plan contratado. La compatibilidad con una herramienta concreta debe confirmarse antes de contratar.",[2792],{"cta":2793,"_uid":2794,"title":2795,"eyebrow":2802,"subtitle":2807,"component":162,"textAlign":33,"flexibleSection":2812,"sectionSettings":2813,"displaySeparator":24,"breakLineOnMobile":24,"subtitleLeftBorder":24,"customTitleFontSize":33},[],"6530a95a-6300-4bed-b52d-1a6ee61c001e",{"type":50,"content":2796},[2797],{"type":162,"attrs":2798,"content":2799},{"level":164,"textAlign":55},[2800],{"text":2801,"type":60},"Preguntas frecuentes",{"type":50,"content":2803},[2804],{"type":53,"attrs":2805,"content":2806},{"textAlign":55},[],{"type":50,"content":2808},[2809],{"type":53,"attrs":2810,"content":2811},{"textAlign":55},[],[],[],"homologacion-portales-de-proveedores","es/blog/homologacion-portales-de-proveedores",-2890,[],"890ad3bf-eaa7-4c17-afda-5b636834e6b1","2026-08-26T16:07:14.527Z",[],"blog/homologacion-portales-de-proveedores",[2823,2824,2825],{"path":2821,"name":55,"lang":73,"published":55},{"path":2821,"name":55,"lang":75,"published":55},{"path":2821,"name":55,"lang":68,"published":55},1793991699248]