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un objetivo: eliminar las molestias de gastar en el trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[136,137,138],{"path":134,"name":25,"lang":37,"published":25},{"path":134,"name":25,"lang":39,"published":25},{"path":134,"name":25,"lang":32,"published":25},[140],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":147,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":158,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":162,"default_full_slug":163,"translated_slugs":164,"_stopResolving":41},"Facturas","2023-04-12T07:18:47.128Z","2026-09-29T09:14:29.303Z","2026-09-29T09:14:29.321Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"seo":148,"_uid":154,"name":141,"component":22},[149],{"_uid":150,"noIndex":28,"component":91,"metaFields":151},"839d8efc-7d4e-49fa-8d71-15dd1a67b56a",{"_uid":152,"plugin":95,"description":153},"edc91a7f-a4bd-46d6-9fdf-b754d326e82b","Todo sobre la gestion de facturas: recepcion, aprobacion y pago de facturas de proveedores con menos trabajo manual.","a2c58a16-f495-475f-951f-05171468aae4","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[165,166,167],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"type":116,"content":169},[170,175,181,190,196,202,208,216,222,322,328,336,352,366,372,378,386,392,398,404,410,418,424,430,436,450,458,464,470,492,498,506,512,579,585,591,599,605,611,617,623,631,637,643,701,707,715,721,879,885,891],{"type":119,"attrs":171,"content":172},{"textAlign":25,"key":121},[173],{"text":174,"type":125},"La semana antes del cierre de mes suele concentrar una parte importante del trabajo del equipo financiero. Hay que revisar las facturas aprobadas, comprobar los vencimientos y decidir cuándo ordenar cada pago sin comprometer la tesorería. Una remesa bancaria ayuda a organizar este proceso, ya que permite agrupar varias órdenes de pago, programarlas y mantener un historial de las decisiones y aprobaciones.",{"type":119,"attrs":176,"content":178},{"textAlign":25,"key":177},"p-1",[179],{"text":180,"type":125},"El término «remesa bancaria» puede referirse tanto a pagos como a cobros. En este artículo lo utilizamos para hablar de una remesa de pagos, es decir, un conjunto de pagos agrupados para su posterior envío o ejecución. Veremos qué es una remesa bancaria, cómo prepararla y validarla, qué papel desempeña en el ciclo _de la compra al pago_ (procure-to-pay) y cómo puede ayudar Spendesk a conectar las solicitudes, las aprobaciones, las facturas y los pagos.",{"type":119,"attrs":182,"content":184},{"textAlign":25,"key":183},"p-2",[185],{"text":186,"type":125,"marks":187},"¿Qué es una remesa bancaria?",[188],{"type":189},"bold",{"type":119,"attrs":191,"content":193},{"textAlign":25,"key":192},"p-3",[194],{"text":195,"type":125},"Una remesa bancaria es un conjunto de órdenes de pago que se preparan para una fecha determinada. En lugar de gestionar cada pago por separado a medida que se aprueban las facturas, el equipo financiero puede reunir varias operaciones, revisar la información y programar su ejecución.",{"type":119,"attrs":197,"content":199},{"textAlign":25,"key":198},"p-4",[200],{"text":201,"type":125},"Una remesa puede incluir los datos del ordenante, los beneficiarios, las cuentas bancarias, los importes, las fechas y los conceptos de cada operación. Cuando se utiliza un fichero XML SEPA, el formato y los campos deben ajustarse a los requisitos del banco o proveedor de servicios de pago correspondiente.",{"type":119,"attrs":203,"content":205},{"textAlign":25,"key":204},"p-5",[206],{"text":207,"type":125},"En una remesa bancaria, cada factura puede mantener su propia operación y su propio importe. Agrupar varias facturas para una misma fecha no significa necesariamente que todas se conviertan en una única transferencia. La forma de procesar las operaciones depende del banco, del método de pago y de la configuración utilizada.",{"type":119,"attrs":209,"content":211},{"textAlign":25,"key":210},"p-6",[212],{"text":213,"type":125,"marks":214},"¿Cómo hacer una remesa bancaria?",[215],{"type":189},{"type":119,"attrs":217,"content":219},{"textAlign":25,"key":218},"p-7",[220],{"text":221,"type":125},"Hacer una remesa bancaria requiere coordinar la revisión de las facturas, las autorizaciones internas, la tesorería y el envío de las operaciones. Un proceso habitual incluye los siguientes pasos:",{"type":223,"content":224},"ordered_list",[225,238,250,262,274,286,298,310],{"type":226,"content":227},"list_item",[228],{"type":119,"attrs":229,"content":231},{"textAlign":25,"key":230},"p-8",[232,236],{"text":233,"type":125,"marks":234},"Reunir las facturas aprobadas.",[235],{"type":189},{"text":237,"type":125}," Deben haber pasado los controles internos y corresponder a bienes o servicios recibidos.",{"type":226,"content":239},[240],{"type":119,"attrs":241,"content":243},{"textAlign":25,"key":242},"p-9",[244,248],{"text":245,"type":125,"marks":246},"Revisar los datos de pago.",[247],{"type":189},{"text":249,"type":125}," Es necesario verificar el nombre del beneficiario, el IBAN, el BIC cuando corresponda, el importe, la fecha prevista y el concepto.",{"type":226,"content":251},[252],{"type":119,"attrs":253,"content":255},{"textAlign":25,"key":254},"p-10",[256,260],{"text":257,"type":125,"marks":258},"Comprobar las autorizaciones.",[259],{"type":189},{"text":261,"type":125}," La remesa debe respetar los límites y los flujos de aprobación definidos por la empresa.",{"type":226,"content":263},[264],{"type":119,"attrs":265,"content":267},{"textAlign":25,"key":266},"p-11",[268,272],{"text":269,"type":125,"marks":270},"Revisar la tesorería.",[271],{"type":189},{"text":273,"type":125}," Hay que comprobar que el saldo disponible sea suficiente y que la fecha elegida sea compatible con otros compromisos financieros.",{"type":226,"content":275},[276],{"type":119,"attrs":277,"content":279},{"textAlign":25,"key":278},"p-12",[280,284],{"text":281,"type":125,"marks":282},"Preparar el fichero SEPA.",[283],{"type":189},{"text":285,"type":125}," Cuando corresponda, se genera un fichero XML SEPA con las operaciones seleccionadas. Algunas entidades también permiten trabajar con archivos CSV para realizar transferencias manuales.",{"type":226,"content":287},[288],{"type":119,"attrs":289,"content":291},{"textAlign":25,"key":290},"p-13",[292,296],{"text":293,"type":125,"marks":294},"Validar un fichero SEPA.",[295],{"type":189},{"text":297,"type":125}," Los datos obligatorios deben estar completos y sin duplicidades, cuentas incorrectas o importes que no coincidan con las facturas aprobadas. La validación final y la aceptación del fichero dependen del banco o proveedor de servicios de pago.",{"type":226,"content":299},[300],{"type":119,"attrs":301,"content":303},{"textAlign":25,"key":302},"p-14",[304,308],{"text":305,"type":125,"marks":306},"Enviar o ejecutar los pagos.",[307],{"type":189},{"text":309,"type":125}," El fichero puede cargarse en el entorno bancario de la empresa, o el pago puede realizarse mediante el método configurado.",{"type":226,"content":311},[312],{"type":119,"attrs":313,"content":315},{"textAlign":25,"key":314},"p-15",[316,320],{"text":317,"type":125,"marks":318},"Comprobar el resultado y conciliar.",[319],{"type":189},{"text":321,"type":125}," El estado de las operaciones debe revisarse y conciliarse con la información bancaria y contable disponible.",{"type":119,"attrs":323,"content":325},{"textAlign":25,"key":324},"p-16",[326],{"text":327,"type":125},"Spendesk puede ayudar a organizar varias de estas etapas. La plataforma permite gestionar solicitudes de compra, aprobaciones, facturas de proveedores y pagos desde un flujo conectado. En función de la configuración, también permite seleccionar varias facturas, programar su pago para una misma fecha y exportar un fichero XML SEPA para que la empresa lo cargue en su propio banco.",{"type":119,"attrs":329,"content":331},{"textAlign":25,"key":330},"p-17",[332],{"text":333,"type":125,"marks":334},"El circuito _de la compra al pago_ conecta compras, aprobación y pago",[335],{"type":189},{"type":119,"attrs":337,"content":339},{"textAlign":25,"key":338},"p-18",[340,342,350],{"text":341,"type":125},"Una remesa bancaria funciona mejor cuando forma parte de un proceso más amplio de gestión del gasto, conocido como",{"text":343,"type":125,"marks":344}," procure-to-pay (P2P)",[345],{"type":346,"attrs":347},"link",{"href":348,"uuid":25,"anchor":25,"target":349,"linktype":107},"https://www.spendesk.com/es/blog/proceso-de-adquisicion-a-pago/","_blank",{"text":351,"type":125}," o _de la compra al pago_. Este circuito conecta la solicitud de compra, la aprobación presupuestaria, la orden de compra, la recepción del bien o servicio, la revisión de la factura y el pago.",{"type":119,"attrs":353,"content":355},{"textAlign":25,"key":354},"p-19",[356,358,364],{"text":357,"type":125},"Cuando una persona solicita una compra, la empresa puede comprobar primero si existe presupuesto y si el gasto necesita una aprobación específica. Una vez aprobada la solicitud, puede generarse una",{"text":359,"type":125,"marks":360}," orden de compra",[361],{"type":346,"attrs":362},{"href":363,"uuid":25,"anchor":25,"target":349,"linktype":107},"https://www.spendesk.com/es/blog/orden-de-compra/",{"text":365,"type":125},". Cuando llega la factura, el equipo financiero puede compararla con la solicitud y la documentación de la compra antes de incluirla en una remesa bancaria.",{"type":119,"attrs":367,"content":369},{"textAlign":25,"key":368},"p-20",[370],{"text":371,"type":125},"Spendesk permite conectar las solicitudes de compra con las órdenes de compra, las facturas y los flujos de aprobación, según el plan y la configuración contratada. Este enfoque ayuda a que la remesa se base en facturas revisadas y autorizadas, en lugar de reunir operaciones sin comprobar previamente su origen.",{"type":119,"attrs":373,"content":375},{"textAlign":25,"key":374},"p-21",[376],{"text":377,"type":125},"La plataforma también permite consultar la información asociada a las solicitudes, los documentos, los comentarios, las aprobaciones y el estado del proceso. De este modo, el equipo financiero puede mantener una trazabilidad más clara de las decisiones que preceden al pago.",{"type":119,"attrs":379,"content":381},{"textAlign":25,"key":380},"p-22",[382],{"text":383,"type":125,"marks":384},"La gestión de una remesa bancaria separa quién aprueba y quién ejecuta",[385],{"type":189},{"type":119,"attrs":387,"content":389},{"textAlign":25,"key":388},"p-23",[390],{"text":391,"type":125},"La segregación de funciones es un principio habitual de control interno. En la práctica, significa que la persona que solicita o aprueba un gasto no tiene por qué ser la misma que autoriza o ejecuta el pago.",{"type":119,"attrs":393,"content":395},{"textAlign":25,"key":394},"p-24",[396],{"text":397,"type":125},"Los flujos de aprobación pueden configurarse según distintos criterios, como el importe, la categoría, el centro de coste o el tipo de gasto. También pueden establecerse varios niveles de revisión cuando la política interna de la empresa lo requiera.",{"type":119,"attrs":399,"content":401},{"textAlign":25,"key":400},"p-25",[402],{"text":403,"type":125},"Spendesk permite configurar flujos de aprobación y asignar responsabilidades en función de la estructura de la empresa. La plataforma puede conservar información sobre las solicitudes, los responsables, los comentarios y las aprobaciones del proceso configurado. La disponibilidad de cada opción depende de los permisos, el plan y la configuración de la cuenta.",{"type":119,"attrs":405,"content":407},{"textAlign":25,"key":406},"p-26",[408],{"text":409,"type":125},"Los límites de autorización deben adaptarse a las políticas de cada empresa. Una organización puede aplicar un flujo sencillo a los gastos de menor importe y exigir una revisión adicional para las operaciones más relevantes. Definir estos criterios con antelación ayuda a reducir la improvisación y a mantener un control coherente.",{"type":119,"attrs":411,"content":413},{"textAlign":25,"key":412},"p-27",[414],{"text":415,"type":125,"marks":416},"Programar la remesa bancaria antes del cierre mantiene la caja bajo control",[417],{"type":189},{"type":119,"attrs":419,"content":421},{"textAlign":25,"key":420},"p-28",[422],{"text":423,"type":125},"La fecha de ejecución es tan importante como el contenido de la remesa. Programar pagos sin visibilidad sobre la tesorería puede dificultar la planificación de otros compromisos financieros. Por eso, muchos equipos establecen una cadencia de revisión y comprueban el saldo disponible antes de autorizar una remesa.",{"type":119,"attrs":425,"content":427},{"textAlign":25,"key":426},"p-29",[428],{"text":429,"type":125},"También conviene distinguir entre el presupuesto disponible, el presupuesto comprometido y el gasto ya utilizado. Una solicitud aprobada puede comprometer parte del presupuesto antes de que el pago se haya realizado. Contar con esta información ayuda a valorar el impacto de una nueva factura o solicitud antes de aprobarla.",{"type":119,"attrs":431,"content":433},{"textAlign":25,"key":432},"p-30",[434],{"text":435,"type":125},"Spendesk permite consultar el impacto de determinadas solicitudes sobre el presupuesto y diferenciar entre el importe comprometido, el utilizado y el disponible. También permite programar pagos de facturas para una fecha futura, según el método de pago y la configuración de la cuenta. Estas funciones pueden facilitar la planificación, pero no sustituyen el control de tesorería ni garantizan que existan fondos suficientes.",{"type":119,"attrs":437,"content":439},{"textAlign":25,"key":438},"p-31",[440,442,448],{"text":441,"type":125},"El",{"text":443,"type":125,"marks":444}," periodo medio de pago a proveedores",[445],{"type":346,"attrs":446},{"href":447,"uuid":25,"anchor":25,"target":349,"linktype":107},"https://www.spendesk.com/es/blog/calculo-periodo-medio-pago-proveedores/",{"text":449,"type":125}," puede servir como una referencia adicional para analizar la gestión de los vencimientos y la relación entre pagos, tesorería y proveedores. Su cálculo y alcance dependen de la información y de los criterios aplicables a cada empresa.",{"type":119,"attrs":451,"content":453},{"textAlign":25,"key":452},"p-32",[454],{"text":455,"type":125,"marks":456},"El plazo de pago marca cuándo lanzar cada remesa bancaria",[457],{"type":189},{"type":119,"attrs":459,"content":461},{"textAlign":25,"key":460},"p-33",[462],{"text":463,"type":125},"La fecha de vencimiento de cada factura debe compararse con la cadencia de las remesas y con los compromisos de tesorería de la empresa. El plazo aplicable puede depender del contrato, del tipo de operación, del proceso de aceptación y de la normativa correspondiente.",{"type":119,"attrs":465,"content":467},{"textAlign":25,"key":466},"p-34",[468],{"text":469,"type":125},"Por este motivo, no conviene tratar un plazo concreto como una regla universal para todas las operaciones. Antes de programar una remesa, revisa las condiciones acordadas con el proveedor y cualquier requisito que pueda afectar a la fecha de pago.",{"type":119,"attrs":471,"content":473},{"textAlign":25,"key":472},"p-35",[474,476,482,484,490],{"text":475,"type":125},"La normativa sobre plazos de pago, facturación electrónica y obligaciones de información puede cambiar y depende de las circunstancias de cada empresa. Para conocer los requisitos aplicables, consulta la información actualizada del",{"text":477,"type":125,"marks":478}," BOE",[479],{"type":346,"attrs":480},{"href":481,"uuid":25,"anchor":25,"target":349,"linktype":107},"https://www.boe.es/",{"text":483,"type":125},", la",{"text":485,"type":125,"marks":486}," Agencia Tributaria",[487],{"type":346,"attrs":488},{"href":489,"uuid":25,"anchor":25,"target":349,"linktype":107},"https://sede.agenciatributaria.gob.es/",{"text":491,"type":125}," y la asesoría legal o contable correspondiente.",{"type":119,"attrs":493,"content":495},{"textAlign":25,"key":494},"p-36",[496],{"text":497,"type":125},"Spendesk puede ayudar a organizar las facturas, las aprobaciones y las fechas previstas de pago, pero no garantiza por sí sola el cumplimiento de las obligaciones legales, fiscales o contables de la empresa.",{"type":119,"attrs":499,"content":501},{"textAlign":25,"key":500},"p-37",[502],{"text":503,"type":125,"marks":504},"Validar y enviar un fichero SEPA",[505],{"type":189},{"type":119,"attrs":507,"content":509},{"textAlign":25,"key":508},"p-38",[510],{"text":511,"type":125},"El fichero SEPA debe revisarse antes de enviarlo al banco. Esta revisión puede incluir los siguientes controles:",{"type":513,"content":514},"bullet_list",[515,523,531,539,547,555,563,571],{"type":226,"content":516},[517],{"type":119,"attrs":518,"content":520},{"textAlign":25,"key":519},"p-39",[521],{"text":522,"type":125},"Datos completos del ordenante y de los beneficiarios.",{"type":226,"content":524},[525],{"type":119,"attrs":526,"content":528},{"textAlign":25,"key":527},"p-40",[529],{"text":530,"type":125},"IBAN y, cuando corresponda, BIC.",{"type":226,"content":532},[533],{"type":119,"attrs":534,"content":536},{"textAlign":25,"key":535},"p-41",[537],{"text":538,"type":125},"Importes y divisas correctos.",{"type":226,"content":540},[541],{"type":119,"attrs":542,"content":544},{"textAlign":25,"key":543},"p-42",[545],{"text":546,"type":125},"Fechas de ejecución compatibles con los vencimientos.",{"type":226,"content":548},[549],{"type":119,"attrs":550,"content":552},{"textAlign":25,"key":551},"p-43",[553],{"text":554,"type":125},"Ausencia de operaciones duplicadas.",{"type":226,"content":556},[557],{"type":119,"attrs":558,"content":560},{"textAlign":25,"key":559},"p-44",[561],{"text":562,"type":125},"Coincidencia entre las operaciones del fichero y las facturas aprobadas.",{"type":226,"content":564},[565],{"type":119,"attrs":566,"content":568},{"textAlign":25,"key":567},"p-45",[569],{"text":570,"type":125},"Autorizaciones internas necesarias.",{"type":226,"content":572},[573],{"type":119,"attrs":574,"content":576},{"textAlign":25,"key":575},"p-46",[577],{"text":578,"type":125},"Disponibilidad de fondos en la cuenta correspondiente.",{"type":119,"attrs":580,"content":582},{"textAlign":25,"key":581},"p-47",[583],{"text":584,"type":125},"Spendesk permite exportar un fichero XML SEPA a partir de determinadas facturas seleccionadas, siempre que se cumplan los requisitos de la cuenta y del método de pago. La empresa debe descargar el fichero y cargarlo en su propio entorno bancario. Spendesk no transmite automáticamente un fichero XML SEPA exportado ni ejecuta en nombre de la empresa las transferencias manuales asociadas a ese archivo.",{"type":119,"attrs":586,"content":588},{"textAlign":25,"key":587},"p-48",[589],{"text":590,"type":125},"La revisión realizada en Spendesk y la validación final del banco son procesos diferentes. El banco puede aplicar sus propios controles de formato, seguridad, autorización y aceptación. Por eso, es importante comprobar el resultado del envío y atender cualquier mensaje de rechazo o incidencia.",{"type":119,"attrs":592,"content":594},{"textAlign":25,"key":593},"p-49",[595],{"text":596,"type":125,"marks":597},"Contabilizar remesas bancarias y conciliarlas",[598],{"type":189},{"type":119,"attrs":600,"content":602},{"textAlign":25,"key":601},"p-50",[603],{"text":604,"type":125},"Después de ordenar o ejecutar una remesa, el equipo financiero debe actualizar la información contable y comprobar que las operaciones coinciden con los movimientos bancarios.",{"type":119,"attrs":606,"content":608},{"textAlign":25,"key":607},"p-51",[609],{"text":610,"type":125},"Contabilizar remesas bancarias no consiste únicamente en registrar un importe total. El tratamiento puede depender de si se trata de un pago o un cobro, del momento en que se reconoce la operación, del método utilizado y del plan contable de la empresa.",{"type":119,"attrs":612,"content":614},{"textAlign":25,"key":613},"p-52",[615],{"text":616,"type":125},"El asiento contable de una remesa bancaria también depende del procedimiento interno y del sistema utilizado. Por ello, no existe un asiento único que pueda aplicarse a todas las empresas. La empresa debe definir con su equipo contable cómo registrar la orden, la ejecución, la liquidación y la conciliación.",{"type":119,"attrs":618,"content":620},{"textAlign":25,"key":619},"p-53",[621],{"text":622,"type":125},"Spendesk puede exportar información de gastos y pagos hacia determinados sistemas contables, según la integración disponible, la entidad, el plan y la configuración contratada. En algunos casos, los pagos realizados fuera de Spendesk mediante un fichero exportado pueden requerir una acción adicional de importación o conciliación en el sistema contable.",{"type":119,"attrs":624,"content":626},{"textAlign":25,"key":625},"p-54",[627],{"text":628,"type":125,"marks":629},"Remesas bancarias en un ERP",[630],{"type":189},{"type":119,"attrs":632,"content":634},{"textAlign":25,"key":633},"p-55",[635],{"text":636,"type":125},"La gestión de remesas bancarias en un ERP requiere comprobar cómo se intercambian los datos entre la plataforma de gestión del gasto, el banco y el sistema contable.",{"type":119,"attrs":638,"content":640},{"textAlign":25,"key":639},"p-56",[641],{"text":642,"type":125},"Antes de configurar una integración, conviene revisar:",{"type":513,"content":644},[645,653,661,669,677,685,693],{"type":226,"content":646},[647],{"type":119,"attrs":648,"content":650},{"textAlign":25,"key":649},"p-57",[651],{"text":652,"type":125},"Qué información se exporta.",{"type":226,"content":654},[655],{"type":119,"attrs":656,"content":658},{"textAlign":25,"key":657},"p-58",[659],{"text":660,"type":125},"En qué formato se transfiere.",{"type":226,"content":662},[663],{"type":119,"attrs":664,"content":666},{"textAlign":25,"key":665},"p-59",[667],{"text":668,"type":125},"Qué estados de pago se sincronizan.",{"type":226,"content":670},[671],{"type":119,"attrs":672,"content":674},{"textAlign":25,"key":673},"p-60",[675],{"text":676,"type":125},"Cómo se relacionan las facturas con los pagos.",{"type":226,"content":678},[679],{"type":119,"attrs":680,"content":682},{"textAlign":25,"key":681},"p-61",[683],{"text":684,"type":125},"Qué validaciones siguen siendo manuales.",{"type":226,"content":686},[687],{"type":119,"attrs":688,"content":690},{"textAlign":25,"key":689},"p-62",[691],{"text":692,"type":125},"Cómo se gestionan los rechazos o las modificaciones.",{"type":226,"content":694},[695],{"type":119,"attrs":696,"content":698},{"textAlign":25,"key":697},"p-63",[699],{"text":700,"type":125},"Qué funciones están disponibles para la entidad y los planes contratados.",{"type":119,"attrs":702,"content":704},{"textAlign":25,"key":703},"p-64",[705],{"text":706,"type":125},"Spendesk ofrece conexiones y exportaciones contables que pueden adaptarse a distintos sistemas, según la configuración disponible. La existencia de una integración no implica necesariamente que sea nativa, bidireccional o en tiempo real. Es importante confirmar el funcionamiento concreto con el equipo financiero y con el proveedor del ERP.",{"type":119,"attrs":708,"content":710},{"textAlign":25,"key":709},"p-65",[711],{"text":712,"type":125,"marks":713},"Métodos de pago y tarjetas virtuales para pagos recurrentes",[714],{"type":189},{"type":119,"attrs":716,"content":718},{"textAlign":25,"key":717},"p-66",[719],{"text":720,"type":125},"Una remesa bancaria suele asociarse a transferencias SEPA, pero las empresas pueden utilizar distintos métodos según el tipo de gasto, el proveedor y sus procesos internos. La siguiente tabla resume algunas opciones habituales:",{"type":722,"content":723},"table",[724,762,792,821,850],{"type":725,"content":726},"tableRow",[727,740,751],{"type":728,"attrs":729,"content":731},"tableHeader",{"colspan":730,"rowspan":730,"colwidth":25},1,[732],{"type":119,"attrs":733,"content":735},{"textAlign":25,"key":734},"p-67",[736],{"text":737,"type":125,"marks":738},"Método",[739],{"type":189},{"type":728,"attrs":741,"content":742},{"colspan":730,"rowspan":730,"colwidth":25},[743],{"type":119,"attrs":744,"content":746},{"textAlign":25,"key":745},"p-68",[747],{"text":748,"type":125,"marks":749},"Mejor uso",[750],{"type":189},{"type":728,"attrs":752,"content":753},{"colspan":730,"rowspan":730,"colwidth":25},[754],{"type":119,"attrs":755,"content":757},{"textAlign":25,"key":756},"p-69",[758],{"text":759,"type":125,"marks":760},"Nivel de control",[761],{"type":189},{"type":725,"content":763},[764,774,783],{"type":765,"attrs":766,"content":767},"tableCell",{"colspan":730,"rowspan":730,"colwidth":25},[768],{"type":119,"attrs":769,"content":771},{"textAlign":25,"key":770},"p-70",[772],{"text":773,"type":125},"Transferencia SEPA",{"type":765,"attrs":775,"content":776},{"colspan":730,"rowspan":730,"colwidth":25},[777],{"type":119,"attrs":778,"content":780},{"textAlign":25,"key":779},"p-71",[781],{"text":782,"type":125},"Pagos únicos y remesas programadas",{"type":765,"attrs":784,"content":785},{"colspan":730,"rowspan":730,"colwidth":25},[786],{"type":119,"attrs":787,"content":789},{"textAlign":25,"key":788},"p-72",[790],{"text":791,"type":125},"Alto; la empresa define la fecha prevista y el importe",{"type":725,"content":793},[794,803,812],{"type":765,"attrs":795,"content":796},{"colspan":730,"rowspan":730,"colwidth":25},[797],{"type":119,"attrs":798,"content":800},{"textAlign":25,"key":799},"p-73",[801],{"text":802,"type":125},"Recibo domiciliado",{"type":765,"attrs":804,"content":805},{"colspan":730,"rowspan":730,"colwidth":25},[806],{"type":119,"attrs":807,"content":809},{"textAlign":25,"key":808},"p-74",[810],{"text":811,"type":125},"Suministros fijos, como luz o telecomunicaciones",{"type":765,"attrs":813,"content":814},{"colspan":730,"rowspan":730,"colwidth":25},[815],{"type":119,"attrs":816,"content":818},{"textAlign":25,"key":817},"p-75",[819],{"text":820,"type":125},"Medio; el proveedor inicia el cargo",{"type":725,"content":822},[823,832,841],{"type":765,"attrs":824,"content":825},{"colspan":730,"rowspan":730,"colwidth":25},[826],{"type":119,"attrs":827,"content":829},{"textAlign":25,"key":828},"p-76",[830],{"text":831,"type":125},"Pagaré o confirming",{"type":765,"attrs":833,"content":834},{"colspan":730,"rowspan":730,"colwidth":25},[835],{"type":119,"attrs":836,"content":838},{"textAlign":25,"key":837},"p-77",[839],{"text":840,"type":125},"Proveedores que necesitan anticipar el cobro",{"type":765,"attrs":842,"content":843},{"colspan":730,"rowspan":730,"colwidth":25},[844],{"type":119,"attrs":845,"content":847},{"textAlign":25,"key":846},"p-78",[848],{"text":849,"type":125},"Medio-alto; la empresa emite el compromiso",{"type":725,"content":851},[852,861,870],{"type":765,"attrs":853,"content":854},{"colspan":730,"rowspan":730,"colwidth":25},[855],{"type":119,"attrs":856,"content":858},{"textAlign":25,"key":857},"p-79",[859],{"text":860,"type":125},"Tarjeta virtual dedicada",{"type":765,"attrs":862,"content":863},{"colspan":730,"rowspan":730,"colwidth":25},[864],{"type":119,"attrs":865,"content":867},{"textAlign":25,"key":866},"p-80",[868],{"text":869,"type":125},"Suscripciones SaaS y pagos recurrentes",{"type":765,"attrs":871,"content":872},{"colspan":730,"rowspan":730,"colwidth":25},[873],{"type":119,"attrs":874,"content":876},{"textAlign":25,"key":875},"p-81",[877],{"text":878,"type":125},"Alto; el límite y la vigencia pueden configurarse",{"type":119,"attrs":880,"content":882},{"textAlign":25,"key":881},"p-82",[883],{"text":884,"type":125},"Spendesk permite utilizar tarjetas virtuales recurrentes para determinadas suscripciones, con una periodicidad y un presupuesto definidos, según la elegibilidad, el plan y la configuración de la cuenta. Estas tarjetas están pensadas para pagos recurrentes a un proveedor concreto y permiten aplicar controles específicos sin compartir los datos de una tarjeta corporativa general.",{"type":119,"attrs":886,"content":888},{"textAlign":25,"key":887},"p-83",[889],{"text":890,"type":125},"Si una empresa cancela una suscripción, puede pausar o eliminar la tarjeta correspondiente según su configuración. Esta opción ayuda a mantener separados los pagos recurrentes y a revisar con más facilidad los cargos asociados a cada servicio.",{"type":892},"horizontal_rule",{"name":894,"created_at":895,"published_at":16,"updated_at":896,"id":897,"uuid":898,"content":899,"slug":906,"full_slug":907,"sort_by_date":25,"position":52,"tag_list":908,"is_startpage":28,"parent_id":909,"meta_data":25,"group_id":910,"first_published_at":911,"release_id":25,"lang":32,"path":25,"alternates":912,"default_full_slug":913,"translated_slugs":914,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":900,"icon":901,"name":894,"component":905},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":902,"alt":903,"name":99,"focus":99,"title":99,"filename":904,"copyright":99,"fieldtype":104,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[915,916,917],{"path":913,"name":25,"lang":37,"published":25},{"path":913,"name":25,"lang":39,"published":25},{"path":913,"name":25,"lang":32,"published":25},[32],[],"Remesa bancaria: pagos por lotes SEPA paso a paso",[],"2026-08-19 00:00","13",[925],{"_uid":926,"asset":927,"caption":99,"component":932},"bdb2b03d-41db-4631-8c55-4216da6d5807",{"id":928,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":929,"copyright":99,"fieldtype":104,"meta_data":930,"is_external_url":28},213568956928241,"https://a.storyblok.com/f/146026/1536x1024/bc8f0d035d/remesa-bancaria-pagos-sepa.png",{"size":931},"1536x1024","image","Descubre qué es una remesa bancaria y cómo preparar y validar pagos por lotes SEPA para controlar la tesorería y cumplir los plazos en España.",[],[936],{"_uid":937,"items":938,"heading":999,"component":1024},"012c98e0-9fca-4750-9f7b-ffe4287f4886",[939,949,959,969,979,989],{"_uid":940,"title":186,"component":941,"description":942},"db6175cd-5ce0-4e60-8f83-a8d71b0d451a","faqItem",{"type":116,"content":943},[944],{"type":119,"attrs":945,"content":946},{"textAlign":25,"key":121},[947],{"text":948,"type":125},"Una remesa bancaria es un conjunto de órdenes de pago que se preparan para una fecha determinada. Permite reunir varias operaciones, revisar sus datos y enviarlas o ejecutarlas siguiendo el proceso definido por la empresa y su banco.",{"_uid":950,"title":951,"component":941,"description":952},"7b6e2547-866c-4aa4-94fe-1ba719fce755","¿Cómo hacer una remesa bancaria con Spendesk?",{"type":116,"content":953},[954],{"type":119,"attrs":955,"content":956},{"textAlign":25,"key":121},[957],{"text":958,"type":125},"Con Spendesk, el equipo puede gestionar las facturas, revisar las aprobaciones, seleccionar varios pagos y programarlos para una misma fecha, según la configuración disponible. También puede exportar un fichero XML SEPA con los pagos seleccionados para cargarlo posteriormente en el entorno bancario de la empresa. La disponibilidad de cada función depende de la entidad, el plan y la configuración contratada.",{"_uid":960,"title":961,"component":941,"description":962},"9d056b95-01ee-4eb4-9798-aa1c16cdd47e","¿Cómo validar un fichero SEPA antes de enviarlo al banco?",{"type":116,"content":963},[964],{"type":119,"attrs":965,"content":966},{"textAlign":25,"key":121},[967],{"text":968,"type":125},"Revisa los datos del ordenante y de los beneficiarios, los IBAN, los importes, las fechas, los conceptos y las autorizaciones. Comprueba también que no haya operaciones duplicadas y que el contenido del fichero coincida con las facturas aprobadas. La validación final corresponde al banco o al proveedor de servicios de pago que reciba el archivo.",{"_uid":970,"title":971,"component":941,"description":972},"c69192e6-c3f8-463d-93f7-d19cde724f1f","¿Cómo se contabilizan las remesas bancarias?",{"type":116,"content":973},[974],{"type":119,"attrs":975,"content":976},{"textAlign":25,"key":121},[977],{"text":978,"type":125},"El proceso depende de si la remesa corresponde a pagos o cobros, del plan contable, del sistema utilizado y del momento en que se reconoce la operación. El equipo contable debe definir cómo registrar la orden, la ejecución, la liquidación y la conciliación.",{"_uid":980,"title":981,"component":941,"description":982},"4e7e8316-9c24-4d8f-9d8e-7860a27b2941","¿Qué asiento contable corresponde a una remesa bancaria?",{"type":116,"content":983},[984],{"type":119,"attrs":985,"content":986},{"textAlign":25,"key":121},[987],{"text":988,"type":125},"No existe un asiento único aplicable a todas las empresas. 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Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":119,"attrs":2507,"content":2508},{"textAlign":25},[2509],{"text":2510,"type":125},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":119,"attrs":2512,"content":2513},{"textAlign":25},[2514],{"text":2515,"type":125},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":119,"attrs":2517,"content":2518},{"textAlign":25},[2519],{"text":2520,"type":125},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2522,"title":2523,"component":941,"description":2524},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":116,"content":2525},[2526,2531,2543,2548,2558,2563,2568,2573],{"type":119,"attrs":2527,"content":2528},{"textAlign":25},[2529],{"text":2530,"type":125},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":119,"attrs":2532,"content":2533},{"textAlign":25},[2534,2538,2541],{"text":2535,"type":125,"marks":2536},"Para los empleados",[2537],{"type":189},{"type":2383,"marks":2539},[2540],{"type":189},{"text":2542,"type":125},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":119,"attrs":2544,"content":2545},{"textAlign":25},[2546],{"text":2547,"type":125},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":119,"attrs":2549,"content":2550},{"textAlign":25},[2551,2555,2556],{"text":2552,"type":125,"marks":2553},"Para los equipos financieros",[2554],{"type":189},{"type":2383},{"text":2557,"type":125},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":119,"attrs":2559,"content":2560},{"textAlign":25},[2561],{"text":2562,"type":125},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":119,"attrs":2564,"content":2565},{"textAlign":25},[2566],{"text":2567,"type":125},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":119,"attrs":2569,"content":2570},{"textAlign":25},[2571],{"text":2572,"type":125},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":119,"attrs":2574,"content":2575},{"textAlign":25},[2576],{"text":2577,"type":125},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2579],{"cta":2580,"_uid":2581,"title":2582,"eyebrow":2589,"subtitle":2592,"component":1006,"textAlign":99,"sectionSettings":2598,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":116,"content":2583},[2584],{"type":1006,"attrs":2585,"content":2586},{"level":1008},[2587],{"text":2588,"type":125},"Empezar con Spendesk",{"type":116,"content":2590},[2591],{"type":119},{"type":116,"content":2593},[2594],{"type":119,"content":2595},[2596],{"text":2597,"type":125},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2603,2742,2881,3020],{"name":2604,"created_at":2605,"published_at":2606,"updated_at":2607,"id":2608,"uuid":2609,"content":2610,"slug":2730,"full_slug":2731,"sort_by_date":25,"position":2732,"tag_list":2733,"is_startpage":28,"parent_id":1029,"meta_data":25,"group_id":2734,"first_published_at":2735,"release_id":25,"lang":32,"path":25,"alternates":2736,"default_full_slug":2737,"translated_slugs":2738},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-09-10T13:52:23.810Z","2026-09-10T13:52:23.823Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":2611,"title":2604,"topics":2612,"noIndex":28,"category":2621,"language":2630,"component":906,"heroMedia":2631,"metaTitle":2632,"publishedAt":2633,"readingTime":2634,"redirectUrl":99,"listingImage":2635,"metaDescription":2642,"bottomArticleCta":2643,"componentsAfterTheArticle":2644},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[2613],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2614,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2615,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2616,"default_full_slug":163,"translated_slugs":2617,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2618,2619,2620],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":894,"created_at":895,"published_at":16,"updated_at":896,"id":897,"uuid":898,"content":2622,"slug":906,"full_slug":907,"sort_by_date":25,"position":52,"tag_list":2624,"is_startpage":28,"parent_id":909,"meta_data":25,"group_id":910,"first_published_at":911,"release_id":25,"lang":32,"path":25,"alternates":2625,"default_full_slug":913,"translated_slugs":2626,"_stopResolving":41},{"_uid":900,"icon":2623,"name":894,"component":905},{"id":902,"alt":903,"name":99,"focus":99,"title":99,"filename":904,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2627,2628,2629],{"path":913,"name":25,"lang":37,"published":25},{"path":913,"name":25,"lang":39,"published":25},{"path":913,"name":25,"lang":32,"published":25},[32],[],"Factura electrónica B2B obligatoria: RD 238/2026","2026-08-18 00:00","15",[2636],{"_uid":2637,"asset":2638,"caption":99,"component":932},"3656e231-7cc5-4017-b6ab-7fad002b60f3",{"id":2639,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2640,"copyright":99,"fieldtype":104,"meta_data":2641,"is_external_url":28},218557381129480,"https://a.storyblok.com/f/146026/1672x941/b256a74827/factura-electronica-b2b-obligatoria.png",{},"Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[2645],{"_uid":2646,"items":2647,"heading":2708,"component":1024},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[2648,2658,2668,2678,2688,2698],{"_uid":2649,"title":2650,"component":941,"description":2651},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":116,"content":2652},[2653],{"type":119,"attrs":2654,"content":2655},{"textAlign":25},[2656],{"text":2657,"type":125},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":2659,"title":2660,"component":941,"description":2661},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":116,"content":2662},[2663],{"type":119,"attrs":2664,"content":2665},{"textAlign":25},[2666],{"text":2667,"type":125},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":2669,"title":2670,"component":941,"description":2671},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":116,"content":2672},[2673],{"type":119,"attrs":2674,"content":2675},{"textAlign":25},[2676],{"text":2677,"type":125},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":2679,"title":2680,"component":941,"description":2681},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":116,"content":2682},[2683],{"type":119,"attrs":2684,"content":2685},{"textAlign":25},[2686],{"text":2687,"type":125},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":2689,"title":2690,"component":941,"description":2691},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":116,"content":2692},[2693],{"type":119,"attrs":2694,"content":2695},{"textAlign":25},[2696],{"text":2697,"type":125},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":2699,"title":2700,"component":941,"description":2701},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":116,"content":2702},[2703],{"type":119,"attrs":2704,"content":2705},{"textAlign":25},[2706],{"text":2707,"type":125},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema español.",[2709],{"cta":2710,"_uid":2711,"title":2712,"eyebrow":2718,"subtitle":2723,"component":1006,"textAlign":99,"flexibleSection":2728,"sectionSettings":2729,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"87703176-357e-4029-b671-6e2f33e3ba25",{"type":116,"content":2713},[2714],{"type":1006,"attrs":2715,"content":2716},{"level":1008,"textAlign":25},[2717],{"text":1011,"type":125},{"type":116,"content":2719},[2720],{"type":119,"attrs":2721,"content":2722},{"textAlign":25},[],{"type":116,"content":2724},[2725],{"type":119,"attrs":2726,"content":2727},{"textAlign":25},[],[],[],"factura-electronica-b2b-obligatoria","es/blog/factura-electronica-b2b-obligatoria",-2940,[],"239c3755-1891-4b1a-9bbb-7368f4bcfe70","2026-08-26T16:07:20.321Z",[],"blog/factura-electronica-b2b-obligatoria",[2739,2740,2741],{"path":2737,"name":25,"lang":37,"published":25},{"path":2737,"name":25,"lang":39,"published":25},{"path":2737,"name":25,"lang":32,"published":25},{"name":2743,"created_at":2744,"published_at":2745,"updated_at":2746,"id":2747,"uuid":2748,"content":2749,"slug":2869,"full_slug":2870,"sort_by_date":25,"position":2871,"tag_list":2872,"is_startpage":28,"parent_id":1029,"meta_data":25,"group_id":2873,"first_published_at":2874,"release_id":25,"lang":32,"path":25,"alternates":2875,"default_full_slug":2876,"translated_slugs":2877},"Modelo 347: qué es, quién lo presenta y cómo cuadrar las operaciones con terceros","2026-08-27T10:05:45.170Z","2026-09-10T12:58:15.466Z","2026-09-10T12:58:15.489Z",213547193063145,"eb7d1f54-7437-4951-a114-768571456ba6",{"_uid":2750,"title":2743,"topics":2751,"noIndex":28,"category":2760,"language":2769,"component":906,"heroMedia":2770,"metaTitle":2771,"publishedAt":2772,"readingTime":923,"redirectUrl":99,"listingImage":2773,"metaDescription":2781,"bottomArticleCta":2782,"componentsAfterTheArticle":2783},"dccb051a-42df-4342-8485-b7f35e0277bc",[2752],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2753,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2754,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2755,"default_full_slug":163,"translated_slugs":2756,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2757,2758,2759],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":894,"created_at":895,"published_at":16,"updated_at":896,"id":897,"uuid":898,"content":2761,"slug":906,"full_slug":907,"sort_by_date":25,"position":52,"tag_list":2763,"is_startpage":28,"parent_id":909,"meta_data":25,"group_id":910,"first_published_at":911,"release_id":25,"lang":32,"path":25,"alternates":2764,"default_full_slug":913,"translated_slugs":2765,"_stopResolving":41},{"_uid":900,"icon":2762,"name":894,"component":905},{"id":902,"alt":903,"name":99,"focus":99,"title":99,"filename":904,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2766,2767,2768],{"path":913,"name":25,"lang":37,"published":25},{"path":913,"name":25,"lang":39,"published":25},{"path":913,"name":25,"lang":32,"published":25},[32],[],"Modelo 347: qué es, quién lo presenta y cómo cuadrar las ope","2026-08-25 00:00",[2774],{"_uid":2775,"asset":2776,"caption":99,"component":932},"524fd86d-0162-40d0-8d0c-df1c150e52c3",{"id":2777,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2778,"copyright":99,"fieldtype":104,"meta_data":2779,"is_external_url":28},218544053612632,"https://a.storyblok.com/f/146026/1672x941/8afacabb0f/modelo-347.png",{"size":2780},"1672x941","Descubre qué es el modelo 347, quién debe presentarlo, qué operaciones se declaran y cómo cuadrar los datos con proveedores y clientes antes de febrero.",[],[2784],{"_uid":2785,"items":2786,"heading":2847,"component":1024},"e16a1b38-8a3e-4bdc-9517-c2db347bb109",[2787,2797,2807,2817,2827,2837],{"_uid":2788,"title":2789,"component":941,"description":2790},"49aa426d-fb37-4d02-8604-8753e11c75ae","¿El modelo 347 supone algún pago a Hacienda?",{"type":116,"content":2791},[2792],{"type":119,"attrs":2793,"content":2794},{"textAlign":25},[2795],{"text":2796,"type":125},"No. El modelo 347 es una declaración informativa y no implica, por sí mismo, un ingreso ni una devolución.",{"_uid":2798,"title":2799,"component":941,"description":2800},"d5f8692d-a5d7-4d67-b5bb-2cb8fd4835cc","¿Quién debe presentar el modelo 347?",{"type":116,"content":2801},[2802],{"type":119,"attrs":2803,"content":2804},{"textAlign":25},[2805],{"text":2806,"type":125},"Deben revisar su obligación las personas físicas y jurídicas que desarrollen actividades empresariales o profesionales y superen el umbral aplicable con una misma persona o entidad durante el año natural. También existen reglas específicas para determinadas entidades y regímenes fiscales.",{"_uid":2808,"title":2809,"component":941,"description":2810},"68dd49af-838d-41c9-add2-85a0f7161fe3","¿Qué ocurre si mi modelo 347 no coincide con el de un proveedor o cliente?",{"type":116,"content":2811},[2812],{"type":119,"attrs":2813,"content":2814},{"textAlign":25},[2815],{"text":2816,"type":125},"La diferencia puede dar lugar a una solicitud de aclaraciones o documentación por parte de la AEAT. Conviene contrastar los importes anuales y trimestrales con la contraparte y revisar facturas, abonos, rectificaciones y periodos contables antes de presentar el modelo.",{"_uid":2818,"title":2819,"component":941,"description":2820},"0e0fdda6-4ac5-4a52-b4f6-5718eb7dfe64","¿Las operaciones intracomunitarias se incluyen en el modelo 347?",{"type":116,"content":2821},[2822],{"type":119,"attrs":2823,"content":2824},{"textAlign":25},[2825],{"text":2826,"type":125},"Las operaciones que ya se hayan declarado correctamente en el modelo 349, cuando exista coincidencia entre las obligaciones informativas, no deben duplicarse en el modelo 347. El tratamiento puede variar según la operación y el régimen aplicable.",{"_uid":2828,"title":2829,"component":941,"description":2830},"8e7f8716-9e11-452f-a190-0ab8e3a59985","¿Las importaciones y exportaciones se declaran en el modelo 347?",{"type":116,"content":2831},[2832],{"type":119,"attrs":2833,"content":2834},{"textAlign":25},[2835],{"text":2836,"type":125},"Las importaciones y exportaciones de mercancías se encuentran entre las operaciones excluidas en los supuestos previstos por la normativa. Otras operaciones internacionales deben analizarse según su naturaleza y la información declarada mediante otros modelos.",{"_uid":2838,"title":2839,"component":941,"description":2840},"0a1b3209-710e-4c42-b996-e68d37c1a8ec","¿Cómo ayuda Spendesk a preparar la información del modelo 347?",{"type":116,"content":2841},[2842],{"type":119,"attrs":2843,"content":2844},{"textAlign":25},[2845],{"text":2846,"type":125},"Spendesk centraliza las facturas de proveedores desde que llegan, extrae los datos mediante OCR y las asocia automáticamente a un proveedor, una fecha, un importe y una categoría contable. Esto facilita la conciliación por contraparte que exige el modelo 347, en lugar de tener que reconstruirla a partir de registros dispersos en febrero. La empresa o su asesoría debe determinar, en cualquier caso, qué operaciones deben incluirse finalmente en el modelo 347.",[2848],{"cta":2849,"_uid":2850,"title":2851,"eyebrow":2857,"subtitle":2862,"component":1006,"textAlign":99,"flexibleSection":2867,"sectionSettings":2868,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"7d4eb9dd-e2a2-4b28-ab66-4d67cdb8b1ed",{"type":116,"content":2852},[2853],{"type":1006,"attrs":2854,"content":2855},{"level":1008,"textAlign":25},[2856],{"text":1011,"type":125},{"type":116,"content":2858},[2859],{"type":119,"attrs":2860,"content":2861},{"textAlign":25},[],{"type":116,"content":2863},[2864],{"type":119,"attrs":2865,"content":2866},{"textAlign":25},[],[],[],"modelo-347","es/blog/modelo-347",-2970,[],"4a29a4dc-44ed-4c89-a829-8f36debe0d38","2026-08-27T10:05:45.238Z",[],"blog/modelo-347",[2878,2879,2880],{"path":2876,"name":25,"lang":37,"published":25},{"path":2876,"name":25,"lang":39,"published":25},{"path":2876,"name":25,"lang":32,"published":25},{"name":2882,"created_at":2883,"published_at":2884,"updated_at":2885,"id":2886,"uuid":2887,"content":2888,"slug":3008,"full_slug":3009,"sort_by_date":25,"position":3010,"tag_list":3011,"is_startpage":28,"parent_id":1029,"meta_data":25,"group_id":3012,"first_published_at":3013,"release_id":25,"lang":32,"path":25,"alternates":3014,"default_full_slug":3015,"translated_slugs":3016},"Conciliación de facturas: cómo evitar errores y agilizar las aprobaciones","2026-09-14T09:05:53.951Z","2026-09-21T13:54:47.646Z","2026-09-21T13:54:47.665Z",219902582629816,"ad936d95-b8f6-45e4-a7a0-085d5d666a9c",{"_uid":2889,"title":2882,"topics":2890,"noIndex":28,"category":2899,"language":2908,"component":906,"heroMedia":2909,"metaTitle":2910,"publishedAt":2911,"readingTime":2634,"redirectUrl":99,"listingImage":2912,"metaDescription":2920,"bottomArticleCta":2921,"componentsAfterTheArticle":2922},"4d9a1a9c-f0f5-4775-ae79-8b73f718b041",[2891],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2892,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2893,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2894,"default_full_slug":163,"translated_slugs":2895,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2896,2897,2898],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":894,"created_at":895,"published_at":16,"updated_at":896,"id":897,"uuid":898,"content":2900,"slug":906,"full_slug":907,"sort_by_date":25,"position":52,"tag_list":2902,"is_startpage":28,"parent_id":909,"meta_data":25,"group_id":910,"first_published_at":911,"release_id":25,"lang":32,"path":25,"alternates":2903,"default_full_slug":913,"translated_slugs":2904,"_stopResolving":41},{"_uid":900,"icon":2901,"name":894,"component":905},{"id":902,"alt":903,"name":99,"focus":99,"title":99,"filename":904,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2905,2906,2907],{"path":913,"name":25,"lang":37,"published":25},{"path":913,"name":25,"lang":39,"published":25},{"path":913,"name":25,"lang":32,"published":25},[32],[],"Conciliación de facturas: cómo evitar errores y agilizar las","2026-09-11 00:00",[2913],{"_uid":2914,"link":2915,"asset":2916,"caption":99,"component":932},"7e312a70-4f3a-4e88-b050-cd857b48328a",{"id":99,"url":99,"linktype":1068,"fieldtype":108,"cached_url":2089,"prep":41},{"id":2917,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2918,"copyright":99,"fieldtype":104,"meta_data":2919,"is_external_url":28},222450767110397,"https://a.storyblok.com/f/146026/1672x941/aaeed3460e/conciliacion-de-facturas.png",{},"Descubre qué es la conciliación de facturas, por qué se producen los descuadres y cómo la integración con el ERP y los flujos de aprobación agilizan tus pagos.",[],[2923],{"_uid":2924,"items":2925,"heading":2986,"component":1024},"05d3fd1f-9939-4b87-b169-e126811177e6",[2926,2936,2946,2956,2966,2976],{"_uid":2927,"title":2928,"component":941,"description":2929},"3797035d-947e-4241-a972-750ae5ade4b6","¿Qué causa los descuadres en las facturas?",{"type":116,"content":2930},[2931],{"type":119,"attrs":2932,"content":2933},{"textAlign":25},[2934],{"text":2935,"type":125},"Suelen producirse cuando el precio, la cantidad, el concepto o las condiciones de la factura no coinciden con el pedido o con la recepción. También pueden deberse a entregas parciales, cargos adicionales, facturas duplicadas o ausencia de una referencia de compra.",{"_uid":2937,"title":2938,"component":941,"description":2939},"f2ea5888-1a9c-4809-93af-11f1b6c973ee","¿Qué ocurre cuando una factura no coincide con el pedido?",{"type":116,"content":2940},[2941],{"type":119,"attrs":2942,"content":2943},{"textAlign":25},[2944],{"text":2945,"type":125},"La factura debe pasar a revisión antes de continuar al pago, según la política de la empresa. El responsable puede confirmar si existe una entrega pendiente, corregir el pedido, solicitar una factura rectificativa o aprobar la diferencia cuando esté justificada.",{"_uid":2947,"title":2948,"component":941,"description":2949},"218ef5e9-c908-40c4-85d5-b84fdf1922ca","¿Cuáles son los errores de codificación más frecuentes?",{"type":116,"content":2950},[2951],{"type":119,"attrs":2952,"content":2953},{"textAlign":25},[2954],{"text":2955,"type":125},"Los más habituales son seleccionar una cuenta contable incorrecta, asignar el gasto a otro centro de costes, duplicar el registro o utilizar datos desactualizados del proveedor. También puede ser necesario revisar la información fiscal de la operación.",{"_uid":2957,"title":2958,"component":941,"description":2959},"e58f7c77-176f-41fa-bb44-ef9423fa8b57","¿Cómo puede mejorar una empresa el procesamiento de facturas?",{"type":116,"content":2960},[2961],{"type":119,"attrs":2962,"content":2963},{"textAlign":25},[2964],{"text":2965,"type":125},"Puede definir qué documentación necesita para cada tipo de compra, capturar la codificación en la solicitud o el pedido, utilizar OCR para reducir la introducción manual, establecer reglas de tolerancia e integrar la información con el ERP cuando la conexión disponible cubra sus necesidades.",{"_uid":2967,"title":2968,"component":941,"description":2969},"8fad0725-50d7-49cb-b1f2-3c664e9fae01","¿En qué se diferencia la conciliación de facturas de la conciliación bancaria?",{"type":116,"content":2970},[2971],{"type":119,"attrs":2972,"content":2973},{"textAlign":25},[2974],{"text":2975,"type":125},"La conciliación de facturas comprueba si una factura puede aprobarse y pagarse comparándola con el pedido y la recepción. La conciliación bancaria comprueba después si los movimientos de la cuenta coinciden con los apuntes contables.",{"_uid":2977,"title":2978,"component":941,"description":2979},"dab1bc41-9b1b-454e-8ce4-bc7933606b9a","¿Cómo puede ayudar Spendesk con la conciliación de facturas?",{"type":116,"content":2980},[2981],{"type":119,"attrs":2982,"content":2983},{"textAlign":25},[2984],{"text":2985,"type":125},"Spendesk no es un ERP. Es una plataforma de gestión de gastos y cuentas por pagar que ayuda a centralizar las facturas, los pedidos y la documentación de respaldo, facilitar la comparación de la información disponible, identificar excepciones y dirigir cada operación al flujo de aprobación correspondiente. También puede ayudar a preparar los datos para conectarlos con el sistema financiero y evitar que las discrepancias se descubran al cierre de mes, cuando ya queda poco margen para corregirlas.",[2987],{"cta":2988,"_uid":2989,"title":2990,"eyebrow":2996,"subtitle":3001,"component":1006,"textAlign":99,"flexibleSection":3006,"sectionSettings":3007,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"bc20a4a6-1ac6-49d9-a31d-740c9b91c095",{"type":116,"content":2991},[2992],{"type":1006,"attrs":2993,"content":2994},{"level":1008,"textAlign":25},[2995],{"text":1011,"type":125},{"type":116,"content":2997},[2998],{"type":119,"attrs":2999,"content":3000},{"textAlign":25},[],{"type":116,"content":3002},[3003],{"type":119,"attrs":3004,"content":3005},{"textAlign":25},[],[],[],"conciliacion-de-facturas","es/blog/conciliacion-de-facturas",-3490,[],"812b517e-2eda-4778-bfe2-493605327cf9","2026-09-14T09:05:53.999Z",[],"blog/conciliacion-de-facturas",[3017,3018,3019],{"path":3015,"name":25,"lang":37,"published":25},{"path":3015,"name":25,"lang":39,"published":25},{"path":3015,"name":25,"lang":32,"published":25},{"name":3021,"created_at":3022,"published_at":3023,"updated_at":3024,"id":3025,"uuid":3026,"content":3027,"slug":3156,"full_slug":3157,"sort_by_date":25,"position":3158,"tag_list":3159,"is_startpage":28,"parent_id":1029,"meta_data":25,"group_id":3160,"first_published_at":3161,"release_id":25,"lang":32,"path":25,"alternates":3162,"default_full_slug":3163,"translated_slugs":3164},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":3028,"title":3021,"topics":3029,"noIndex":28,"category":3038,"language":3047,"component":906,"heroMedia":3048,"metaTitle":3049,"publishedAt":3050,"readingTime":2634,"redirectUrl":99,"listingImage":3051,"metaDescription":3058,"bottomArticleCta":3059,"componentsAfterTheArticle":3060},"7c8baf82-c72c-4bd0-978c-914b4de81327",[3030],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":3031,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":3032,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":3033,"default_full_slug":163,"translated_slugs":3034,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[3035,3036,3037],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":894,"created_at":895,"published_at":16,"updated_at":896,"id":897,"uuid":898,"content":3039,"slug":906,"full_slug":907,"sort_by_date":25,"position":52,"tag_list":3041,"is_startpage":28,"parent_id":909,"meta_data":25,"group_id":910,"first_published_at":911,"release_id":25,"lang":32,"path":25,"alternates":3042,"default_full_slug":913,"translated_slugs":3043,"_stopResolving":41},{"_uid":900,"icon":3040,"name":894,"component":905},{"id":902,"alt":903,"name":99,"focus":99,"title":99,"filename":904,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[3044,3045,3046],{"path":913,"name":25,"lang":37,"published":25},{"path":913,"name":25,"lang":39,"published":25},{"path":913,"name":25,"lang":32,"published":25},[32],[],"Suministro Inmediato de Información (SII): quién está obliga","2026-08-26 00:00",[3052],{"_uid":3053,"asset":3054,"caption":99,"component":932},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":3055,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":3056,"copyright":99,"fieldtype":104,"meta_data":3057,"is_external_url":28},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":931},"Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[3061],{"_uid":3062,"items":3063,"heading":3134,"component":1024},"def80281-c114-48d8-922b-c6452f4b32e1",[3064,3074,3084,3094,3104,3114,3124],{"_uid":3065,"title":3066,"component":941,"description":3067},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":116,"content":3068},[3069],{"type":119,"attrs":3070,"content":3071},{"textAlign":25},[3072],{"text":3073,"type":125},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":3075,"title":3076,"component":941,"description":3077},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":116,"content":3078},[3079],{"type":119,"attrs":3080,"content":3081},{"textAlign":25},[3082],{"text":3083,"type":125},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":3085,"title":3086,"component":941,"description":3087},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":116,"content":3088},[3089],{"type":119,"attrs":3090,"content":3091},{"textAlign":25},[3092],{"text":3093,"type":125},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":3095,"title":3096,"component":941,"description":3097},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":116,"content":3098},[3099],{"type":119,"attrs":3100,"content":3101},{"textAlign":25},[3102],{"text":3103,"type":125},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":3105,"title":3106,"component":941,"description":3107},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":116,"content":3108},[3109],{"type":119,"attrs":3110,"content":3111},{"textAlign":25},[3112],{"text":3113,"type":125},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":3115,"title":3116,"component":941,"description":3117},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":116,"content":3118},[3119],{"type":119,"attrs":3120,"content":3121},{"textAlign":25},[3122],{"text":3123,"type":125},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":3125,"title":3126,"component":941,"description":3127},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":116,"content":3128},[3129],{"type":119,"attrs":3130,"content":3131},{"textAlign":25},[3132],{"text":3133,"type":125},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus obligaciones.",[3135],{"cta":3136,"_uid":3137,"title":3138,"eyebrow":3144,"subtitle":3149,"component":1006,"textAlign":99,"flexibleSection":3154,"sectionSettings":3155,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"1b5b92ff-b89c-495c-a337-c708520f4861",{"type":116,"content":3139},[3140],{"type":1006,"attrs":3141,"content":3142},{"level":1008,"textAlign":25},[3143],{"text":1011,"type":125},{"type":116,"content":3145},[3146],{"type":119,"attrs":3147,"content":3148},{"textAlign":25},[],{"type":116,"content":3150},[3151],{"type":119,"attrs":3152,"content":3153},{"textAlign":25},[],[],[],"suministro-inmediato-de-informacion-sii","es/blog/suministro-inmediato-de-informacion-sii",-2980,[],"1026b24a-05ed-4e9b-ac69-e27ceb7abb19","2026-08-27T10:05:46.675Z",[],"blog/suministro-inmediato-de-informacion-sii",[3165,3166,3167],{"path":3163,"name":25,"lang":37,"published":25},{"path":3163,"name":25,"lang":39,"published":25},{"path":3163,"name":25,"lang":32,"published":25},1793991676545]