[{"data":1,"prerenderedAt":2877},["ShallowReactive",2],{"es-blog/software-gestion-gastos-empresas-medianas":3,"es-global-content":742,"es-article-global-content":2053,"es-blog-article-more-articles-185986272795279":2307},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":729,"full_slug":730,"sort_by_date":25,"position":731,"tag_list":732,"is_startpage":28,"parent_id":733,"meta_data":25,"group_id":734,"first_published_at":735,"release_id":25,"lang":32,"path":25,"alternates":736,"default_full_slug":737,"translated_slugs":738},"Mejor software de gestión de gastos para empresas medianas: 5 criterios clave en 2025","2026-06-10T13:00:04.866Z","2026-08-26T16:06:05.256Z","2026-08-26T16:06:05.280Z",185986272795279,"992a9d42-f217-421f-9900-bec0bc60dd5b",{"_uid":11,"roles":12,"title":4,"author":80,"topics":139,"content":168,"noIndex":28,"category":617,"language":642,"component":630,"heroMedia":643,"metaTitle":644,"sidebarCta":645,"publishedAt":99,"readingTime":646,"redirectUrl":99,"listingImage":647,"metaDescription":648,"bottomArticleCta":649,"componentsAfterTheArticle":650},"915d3d20-bb47-417c-8177-9df006fb8413",[13,42,62],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":23,"full_slug":24,"sort_by_date":25,"position":26,"tag_list":27,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":30,"first_published_at":31,"release_id":25,"lang":32,"path":25,"alternates":33,"default_full_slug":34,"translated_slugs":35,"_stopResolving":41},"CFO","2022-09-20T14:27:36.164Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.605Z",191679062,"a5510262-f27a-456f-aafb-282a0dc1152c",{"_uid":21,"name":14,"component":22},"0a20d718-30d9-4f0d-9b62-6d1d5842bf81","tag","cfo","es/blog/role/cfo",null,-10,[],false,190903385,"13455da7-6739-4b5f-9d1e-993eccd54cdf","2022-11-02T15:24:18.724Z","es",[],"blog/role/cfo",[36,38,40],{"path":34,"name":25,"lang":37,"published":25},"fr",{"path":34,"name":25,"lang":39,"published":25},"de",{"path":34,"name":25,"lang":32,"published":25},true,{"name":43,"created_at":44,"published_at":16,"updated_at":45,"id":46,"uuid":47,"content":48,"slug":50,"full_slug":51,"sort_by_date":25,"position":52,"tag_list":53,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":54,"first_published_at":55,"release_id":25,"lang":32,"path":25,"alternates":56,"default_full_slug":57,"translated_slugs":58,"_stopResolving":41},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":49,"name":43,"component":22},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","finance-manager","es/blog/role/finance-manager",0,[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],"blog/role/finance-manager",[59,60,61],{"path":57,"name":25,"lang":37,"published":25},{"path":57,"name":25,"lang":39,"published":25},{"path":57,"name":25,"lang":32,"published":25},{"name":63,"created_at":64,"published_at":16,"updated_at":65,"id":66,"uuid":67,"content":68,"slug":69,"full_slug":70,"sort_by_date":25,"position":52,"tag_list":71,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":72,"first_published_at":73,"release_id":25,"lang":32,"path":25,"alternates":74,"default_full_slug":75,"translated_slugs":76,"_stopResolving":41},"Financial Controller","2024-11-14T16:28:28.920Z","2026-03-12T10:48:03.955Z",579107717,"ef8ab7b7-f3c6-41c4-8363-45848989042c",{"_uid":49,"name":63,"component":22},"financial-controller","es/blog/role/financial-controller",[],"95642eaf-2539-4d06-bbba-8fc9ba64af2b","2024-11-14T16:29:42.813Z",[],"blog/role/financial-controller",[77,78,79],{"path":75,"name":25,"lang":37,"published":25},{"path":75,"name":25,"lang":39,"published":25},{"path":75,"name":25,"lang":32,"published":25},{"name":81,"created_at":82,"published_at":83,"updated_at":84,"id":85,"uuid":86,"content":87,"slug":126,"full_slug":127,"sort_by_date":25,"position":128,"tag_list":129,"is_startpage":28,"parent_id":130,"meta_data":25,"group_id":131,"first_published_at":132,"release_id":25,"lang":32,"path":25,"alternates":133,"default_full_slug":134,"translated_slugs":135,"_stopResolving":41},"Spendesk","2022-10-19T17:36:24.519Z","2026-09-29T08:35:15.730Z","2026-09-29T08:35:15.747Z",206165082,"7b3f51f5-9ac6-400c-82f5-cdb35d1a342f",{"seo":88,"_uid":96,"name":81,"links":97,"picture":111,"lastName":113,"component":114,"firstName":81,"description":115},[89],{"_uid":90,"noIndex":28,"component":91,"metaFields":92},"9456e3d2-a528-4a1f-ad6b-14924525deea","seo",{"_uid":93,"title":94,"plugin":95},"55c65c77-c766-4878-92c0-647ac9314a32","Equipo Spendesk | Blog Spendesk","meta-fields","89813b57-3ec3-4169-890b-393e41c6d7ea",[98],{"tag":99,"_uid":100,"icon":101,"link":105,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"","792703e5-f28a-4cbb-882c-a50a48656953",{"id":102,"alt":99,"name":99,"focus":99,"title":99,"filename":103,"copyright":99,"fieldtype":104,"is_external_url":28},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":99,"url":106,"linktype":107,"fieldtype":108,"cached_url":106},"https://www.linkedin.com/company/spendesk/","url","multilink","primary","cta",{"alt":112,"name":99,"focus":99,"title":99,"filename":112,"copyright":99,"fieldtype":104,"is_external_url":28},"https://a.storyblok.com/f/146026/433x433/cfd74e99e1/spendesk-logo-square-1.png","Team","author",{"type":116,"content":117},"doc",[118],{"type":119,"attrs":120,"content":122},"paragraph",{"textAlign":25,"key":121},"p-0",[123],{"text":124,"type":125},"Spendesk tiene un objetivo: eliminar las molestias de gastar en el trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[136,137,138],{"path":134,"name":25,"lang":37,"published":25},{"path":134,"name":25,"lang":39,"published":25},{"path":134,"name":25,"lang":32,"published":25},[140],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":147,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":158,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":162,"default_full_slug":163,"translated_slugs":164,"_stopResolving":41},"Gastos","2023-04-12T07:13:25.147Z","2026-09-29T09:14:30.371Z","2026-09-29T09:14:30.391Z",290525525,"06802810-57db-474a-ae2f-e0f002cb19bf",{"seo":148,"_uid":154,"name":141,"component":22},[149],{"_uid":150,"noIndex":28,"component":91,"metaFields":151},"edf2f01f-4837-4ef4-af56-900fde506af8",{"_uid":152,"plugin":95,"description":153},"7697f8f4-bbcc-4fd3-8454-4aef515b0433","Gestion de gastos de empresa: como registrar, aprobar y controlar los gastos del dia a dia con mas visibilidad.","a2c58a16-f495-475f-951f-05171468aae4","gastos","es/blog/topic/gastos",-530,[],176456153,"64c72f54-59b5-40c2-acfd-1ce316754792","2022-11-02T15:24:39.815Z",[],"blog/topic/gastos",[165,166,167],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"type":116,"content":169},[170,178,190,200,202,208,209,216,222,246,276,290,291,296,301,308,340,347,392,400,426,432,433,438,444,454,464,474,484,494,495,500,506,517,523,536,542,543,548,554,560,566,580,602,603,604],{"type":119,"attrs":171,"content":172},{"textAlign":25,"key":121},[173],{"text":174,"type":125,"marks":175},"Última revisión: junio 2025",[176],{"type":177},"bold",{"type":119,"attrs":179,"content":181},{"textAlign":25,"key":180},"p-1",[182,184,188],{"text":183,"type":125},"> ",{"text":185,"type":125,"marks":186},"TL;DR",[187],{"type":177},{"text":189,"type":125}," > > * Priorice plataformas con control previo del gasto (aprobaciones antes de la transacción), integración contable nativa con su ecosistema español (Holded, A3, Sage) y cumplimiento normativo automatizado (SII, VERI*FACTU). > * Las soluciones diseñadas para el segmento mediano (50 a 500 empleados) ofrecen la profundidad funcional de las herramientas enterprise sin los plazos de implantación de seis meses. > * Utilice el marco de cinco dimensiones de este artículo para comparar proveedores con criterios objetivos antes de presentar su recomendación al Comité de Dirección.",{"type":119,"attrs":191,"content":193},{"textAlign":25,"key":192},"p-2",[194,198],{"text":195,"type":125,"marks":196},"Para quién es esta página:",[197],{"type":177},{"text":199,"type":125}," Directores financieros, directores de administración y finanzas (DAFs) y controllers de empresas medianas españolas (50 a 500 empleados) que evalúan plataformas de gestión de gastos.",{"type":201},"horizontal_rule",{"type":119,"attrs":203,"content":205},{"textAlign":25,"key":204},"p-3",[206],{"text":207,"type":125},"A partir de enero de 2027, toda empresa española sujeta al Impuesto sobre Sociedades deberá utilizar un software de facturación verificable bajo el sistema VERI*FACTU. El director financiero que sigue persiguiendo justificantes por correo electrónico la semana antes del cierre conoce bien el problema: sin visibilidad en tiempo real, cada cierre se convierte en un proceso manual de recopilación y revisión de información. En esta comparativa encontrará cinco criterios de evaluación, las funciones imprescindibles y un marco de decisión adaptado al mercado español para elegir el software de gestión de gastos adecuado a su empresa mediana.",{"type":201},{"type":210,"attrs":211,"content":213},"heading",{"level":212,"textAlign":25},2,[214],{"text":215,"type":125},"Por qué las empresas medianas necesitan un software de gestión de gastos específico",{"type":119,"attrs":217,"content":219},{"textAlign":25,"key":218},"p-4",[220],{"text":221,"type":125},"Las empresas medianas ocupan un espacio incómodo entre el software de gestión para pymes y las suites enterprise. Una solución genérica de contabilidad o facturación, el típico software empresa básico, puede cubrir las necesidades de una empresa de 15 personas, pero a partir de 50 empleados aparecen requisitos que esas herramientas no resuelven: gestión multi-entidad, flujos de aprobación con varios niveles jerárquicos e integración bidireccional con el ERP. Al otro extremo, plataformas diseñadas para corporaciones de miles de empleados imponen implantaciones de seis meses o más, costes ocultos por módulo y una complejidad que ningún equipo de finanzas de una empresa mediana puede absorber.",{"type":119,"attrs":223,"content":225},{"textAlign":25,"key":224},"p-5",[226,228,236,238,244],{"text":227,"type":125},"El responsable de administración de una empresa con 200 empleados repartidos en tres oficinas lo vive cada mes: recoge ",{"text":229,"type":125,"marks":230},"gastos de viaje",[231],{"type":232,"attrs":233},"link",{"href":234,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/es/blog/gastos-de-viaje/","_blank",{"text":237,"type":125}," en una hoja de cálculo compartida, persigue justificantes por WhatsApp y consolida datos manualmente antes de enviarlos a la gestoría. Cuando se añade la obligación de reportar el IVA a la AEAT en tiempo real a través del ",{"text":239,"type":125,"marks":240},"SII",[241],{"type":232,"attrs":242},{"href":243,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/iva/suministro-inmediato-informacion.html",{"text":245,"type":125}," (con un plazo de cuatro días), ese proceso manual se vuelve insostenible.",{"type":119,"attrs":247,"content":249},{"textAlign":25,"key":248},"p-6",[250,252,258,260,266,268,274],{"text":251,"type":125},"A esto se suma el calendario regulatorio. ",{"text":253,"type":125,"marks":254},"VERI*FACTU",[255],{"type":232,"attrs":256},{"href":257,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/iva/sistemas-informaticos-facturacion-verifactu/cuestiones-generales.html",{"text":259,"type":125},", el nuevo sistema de facturación verificable, será obligatorio a partir de enero de 2027 para las empresas sujetas al Impuesto sobre Sociedades y desde julio de 2027 para el resto, tras la ampliación de plazos aprobada por el Real Decreto-Ley 15/2025. El software deberá generar código QR y huella digital en cada factura. La Ley Crea y Crece, desarrollada por el ",{"text":261,"type":125,"marks":262},"Real Decreto 238/2026",[263],{"type":232,"attrs":264},{"href":265,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.ey.com/es_es/technical/alertas-fiscal-legal/el-gobierno-aprueba-el-nuevo-sistema-espanol-de-facturacion-electronica-entre-empresarios",{"text":267,"type":125},", añade la ",{"text":269,"type":125,"marks":270},"facturación electrónica",[271],{"type":232,"attrs":272},{"href":273,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/es/blog/factura-electronica/",{"text":275,"type":125}," B2B obligatoria: desde octubre de 2027 para empresas con facturación superior a 8 millones de euros y desde octubre de 2028 para el resto. En el País Vasco, TicketBAI ya está en vigor. Para las empresas medianas con entidades en varias comunidades autónomas, la capacidad del software para gestionar estas variaciones regionales es un criterio de compra, no un detalle técnico.",{"type":119,"attrs":277,"content":279},{"textAlign":25,"key":278},"p-7",[280,282,288],{"text":281,"type":125},"No confunda un ",{"text":283,"type":125,"marks":284},"software de control de gastos",[285],{"type":232,"attrs":286},{"href":287,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/es/blog/software-de-control-de-gastos/",{"text":289,"type":125}," orientado al gasto corporativo con un software de gestión de personal o un software de gestión de proyectos: son categorías distintas con funciones y objetivos diferentes.",{"type":201},{"type":210,"attrs":292,"content":293},{"level":212,"textAlign":25},[294],{"text":295,"type":125},"Funciones imprescindibles en un software de gastos empresariales",{"type":119,"attrs":297,"content":298},{"textAlign":25,"key":121},[299],{"text":300,"type":125},"No todas las funciones tienen el mismo peso. Al evaluar un software para empresas orientado a la gestión de gastos, conviene clasificarlas en tres niveles según el impacto directo en la operativa del equipo de finanzas.",{"type":119,"attrs":302,"content":303},{"textAlign":25,"key":180},[304],{"text":305,"type":125,"marks":306},"Nivel 1: funciones básicas sin las cuales la plataforma no merece consideración.",[307],{"type":177},{"type":309,"content":310},"bullet_list",[311,319,326,333],{"type":312,"content":313},"list_item",[314],{"type":119,"attrs":315,"content":316},{"textAlign":25,"key":192},[317],{"text":318,"type":125},"Digitalización de justificantes con OCR para extraer importes, IVA y proveedor de forma automática.",{"type":312,"content":320},[321],{"type":119,"attrs":322,"content":323},{"textAlign":25,"key":204},[324],{"text":325,"type":125},"Flujos de aprobación configurables por importe, departamento, proyecto o centro de coste.",{"type":312,"content":327},[328],{"type":119,"attrs":329,"content":330},{"textAlign":25,"key":218},[331],{"text":332,"type":125},"Integración contable nativa con las herramientas del ecosistema español: Holded, A3, Sage.",{"type":312,"content":334},[335],{"type":119,"attrs":336,"content":337},{"textAlign":25,"key":224},[338],{"text":339,"type":125},"Tarjetas corporativas con límites individuales por transacción y por empleado.",{"type":119,"attrs":341,"content":342},{"textAlign":25,"key":248},[343],{"text":344,"type":125,"marks":345},"Nivel 2: funciones diferenciadoras para el segmento mediano.",[346],{"type":177},{"type":309,"content":348},[349,356,364,378],{"type":312,"content":350},[351],{"type":119,"attrs":352,"content":353},{"textAlign":25,"key":278},[354],{"text":355,"type":125},"Gestión multi-entidad desde un único panel (crítico para grupos con filiales).",{"type":312,"content":357},[358],{"type":119,"attrs":359,"content":361},{"textAlign":25,"key":360},"p-8",[362],{"text":363,"type":125},"Pagos internacionales en múltiples divisas.",{"type":312,"content":365},[366],{"type":119,"attrs":367,"content":369},{"textAlign":25,"key":368},"p-9",[370,376],{"text":371,"type":125,"marks":372},"Gestión centralizada de suscripciones SaaS",[373],{"type":232,"attrs":374},{"href":375,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/es/blog/gestion-de-suscripciones/",{"text":377,"type":125},".",{"type":312,"content":379},[380],{"type":119,"attrs":381,"content":383},{"textAlign":25,"key":382},"p-10",[384,390],{"text":385,"type":125,"marks":386},"Conciliación automática",[387],{"type":232,"attrs":388},{"href":389,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/es/blog/conciliacion-bancaria/",{"text":391,"type":125}," entre transacciones con tarjeta y asientos contables.",{"type":119,"attrs":393,"content":395},{"textAlign":25,"key":394},"p-11",[396],{"text":397,"type":125,"marks":398},"Nivel 3: funciones emergentes que ganarán peso a corto plazo.",[399],{"type":177},{"type":309,"content":401},[402,410,418],{"type":312,"content":403},[404],{"type":119,"attrs":405,"content":407},{"textAlign":25,"key":406},"p-12",[408],{"text":409,"type":125},"Categorización inteligente de gastos mediante IA.",{"type":312,"content":411},[412],{"type":119,"attrs":413,"content":415},{"textAlign":25,"key":414},"p-13",[416],{"text":417,"type":125},"Detección de anomalías y duplicados.",{"type":312,"content":419},[420],{"type":119,"attrs":421,"content":423},{"textAlign":25,"key":422},"p-14",[424],{"text":425,"type":125},"Cumplimiento VERI*FACTU automatizado (generación de huella digital y QR).",{"type":119,"attrs":427,"content":429},{"textAlign":25,"key":428},"p-15",[430],{"text":431,"type":125},"Un Controller que descubre a final de mes que tres departamentos aprobaron por separado la misma suscripción de software entiende por qué la gestión centralizada de suscripciones no es un elemento opcional. El coste oculto no es solo la suscripción duplicada; es el tiempo invertido en detectarla, cancelarla y reasignar el gasto al centro de coste correcto.",{"type":201},{"type":210,"attrs":434,"content":435},{"level":212,"textAlign":25},[436],{"text":437,"type":125},"Criterios de evaluación para comparar soluciones de gestión de gastos",{"type":119,"attrs":439,"content":441},{"textAlign":25,"key":440},"p-16",[442],{"text":443,"type":125},"Cuando el DAF presenta una lista corta de tres proveedores al Comité de Dirección, necesita criterios objetivos que vayan más allá de una demo atractiva. Este marco de cinco dimensiones permite puntuar cada opción de software de gestión empresarial con rigor.",{"type":119,"attrs":445,"content":447},{"textAlign":25,"key":446},"p-17",[448,452],{"text":449,"type":125,"marks":450},"1. Cobertura funcional.",[451],{"type":177},{"text":453,"type":125}," Evalúe si la plataforma unifica tarjetas corporativas, facturas de proveedores, reembolsos y solicitudes de compra en un solo flujo, o si requiere módulos separados con integraciones frágiles. Un indicador clave: pregunte si la plataforma ofrece un flujo completo de solicitud, aprobación, orden de compra y conciliación a tres bandas (three-way matching) sin salir del sistema.",{"type":119,"attrs":455,"content":457},{"textAlign":25,"key":456},"p-18",[458,462],{"text":459,"type":125,"marks":460},"2. Integración con el ecosistema contable español.",[461],{"type":177},{"text":463,"type":125}," Verifique la conexión nativa con Holded, A3, Sage y otros ERPs habituales en el mercado español. Si su empresa trabaja con una gestoría, confirme que el software permite exportar datos en los formatos que su asesoría necesita. Una integración que requiere exportación manual a CSV no es una integración real.",{"type":119,"attrs":465,"content":467},{"textAlign":25,"key":466},"p-19",[468,472],{"text":469,"type":125,"marks":470},"3. Cumplimiento normativo.",[471],{"type":177},{"text":473,"type":125}," Pregunte explícitamente por SII, VERI*FACTU, Crea y Crece y, si opera en el País Vasco, TicketBAI. La respuesta debe ser concreta: fechas de disponibilidad, funciones ya activas y hoja de ruta para los requisitos pendientes.",{"type":119,"attrs":475,"content":477},{"textAlign":25,"key":476},"p-20",[478,482],{"text":479,"type":125,"marks":480},"4. Modelo de precios y coste total.",[481],{"type":177},{"text":483,"type":125}," Los modelos varían considerablemente: precio por usuario, tarifa plana, modelos híbridos. Compare el coste total a 12 meses incluyendo comisiones de emisión de tarjetas, recargos por cambio de divisa, coste de implantación y soporte. Algunas plataformas ofrecen usuarios y tarjetas virtuales ilimitados en todos los planes; otras cobran por puesto.",{"type":119,"attrs":485,"content":487},{"textAlign":25,"key":486},"p-21",[488,492],{"text":489,"type":125,"marks":490},"5. Velocidad de implantación.",[491],{"type":177},{"text":493,"type":125}," Una implantación de seis meses consume recursos internos y retrasa el retorno. Pregunte por el plazo medio y por referencias de empresas de su tamaño que hayan completado la migración.",{"type":201},{"type":210,"attrs":496,"content":497},{"level":212,"textAlign":25},[498],{"text":499,"type":125},"Cumplimiento normativo como factor decisivo en la elección de software",{"type":119,"attrs":501,"content":503},{"textAlign":25,"key":502},"p-22",[504],{"text":505,"type":125},"La complejidad regulatoria española convierte el cumplimiento normativo en un criterio de selección que pesa tanto como la funcionalidad. Una plataforma de gestión de gastos que no resuelva la trazabilidad fiscal exigida por la AEAT obliga al equipo de finanzas a mantener procesos manuales paralelos, anulando la eficiencia que el software debería aportar.",{"type":119,"attrs":507,"content":509},{"textAlign":25,"key":508},"p-23",[510,515],{"text":253,"type":125,"marks":511},[512],{"type":232,"attrs":513},{"href":514,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/iva/sistemas-informaticos-facturacion-verifactu/nota-informativa-ampliacion-plazo-adaptacion-facturacion.html",{"text":516,"type":125}," exige que cada factura incluya una huella digital y un código QR verificable. Las empresas sujetas al Impuesto sobre Sociedades deberán cumplir a partir de enero de 2027; el resto, desde julio de 2027. La pregunta director financiero debería formular a cada proveedor es directa: “Su plataforma genera la huella digital y el código QR exigidos por VERI*FACTU, o depende de un tercero?”",{"type":119,"attrs":518,"content":520},{"textAlign":25,"key":519},"p-24",[521],{"text":522,"type":125},"El SII ya obliga a las grandes empresas a reportar los libros de IVA a la AEAT en tiempo real, con un plazo máximo de cuatro días. Para las empresas medianas que operan cerca del umbral o que prevén crecimiento, elegir un software que automatice esa comunicación evita un salto operativo costoso cuando la obligación les alcance.",{"type":119,"attrs":524,"content":526},{"textAlign":25,"key":525},"p-25",[527,529,534],{"text":528,"type":125},"La ",{"text":530,"type":125,"marks":531},"Ley Crea y Crece",[532],{"type":232,"attrs":533},{"href":265,"uuid":25,"anchor":25,"target":235,"linktype":107},{"text":535,"type":125}," introduce la facturación electrónica B2B obligatoria: desde octubre de 2027 para empresas con más de 8 millones de facturación y desde octubre de 2028 para el resto. El formato estándar para la administración pública es Facturae XML (a través de FACe); para B2B se prevé UBL/CII. Las empresas con entidades en el País Vasco deben cumplir además con TicketBAI, ya en vigor, y las de Navarra con su propio sistema.",{"type":119,"attrs":537,"content":539},{"textAlign":25,"key":538},"p-26",[540],{"text":541,"type":125},"Una plataforma con profundidad regulatoria europea resuelve estos requisitos de forma nativa. Spendesk, por ejemplo, gestiona el IVA de forma multi-país, cumple con PSD2 y DORA, y opera como institución de pago regulada en Europa, lo que facilita la gestión de entidades en varias jurisdicciones desde un único panel. Para una empresa mediana con filiales en dos o tres países del EEE, esa cobertura evita mantener herramientas separadas por mercado.",{"type":201},{"type":210,"attrs":544,"content":545},{"level":212,"textAlign":25},[546],{"text":547,"type":125},"Modelo de control previo frente a auditoría posterior",{"type":119,"attrs":549,"content":551},{"textAlign":25,"key":550},"p-27",[552],{"text":553,"type":125},"La diferencia arquitectónica más relevante entre plataformas de gestión de gastos no está en la lista de funciones, sino en el momento en que se ejerce el control sobre el gasto.",{"type":119,"attrs":555,"content":557},{"textAlign":25,"key":556},"p-28",[558],{"text":559,"type":125},"En el modelo tradicional, el empleado gasta, presenta el justificante y el equipo de finanzas aprueba o rechaza después del hecho. El resultado es previsible: facturas que superan el presupuesto detectadas semanas después, gastos fuera de política que ya se han consumado y un cierre mensual que se alarga porque cada transacción requiere revisión manual.",{"type":119,"attrs":561,"content":563},{"textAlign":25,"key":562},"p-29",[564],{"text":565,"type":125},"El modelo de control previo invierte ese orden. El presupuesto se asigna por adelantado, los límites de las tarjetas corporativas se configuran por transacción y por empleado, y la política se aplica antes de que el gasto se produzca. Cuando un empleado de la oficina de Madrid intenta reservar una cena de 250 € con una tarjeta que tiene un límite de 150 € por comida, la transacción se declina automáticamente. No hay conversación incómoda, no hay gasto fuera de política que reclamar después.",{"type":119,"attrs":567,"content":569},{"textAlign":25,"key":568},"p-30",[570,572,578],{"text":571,"type":125},"La aceleración del cierre contable es una consecuencia directa. Cuando los justificantes se adjuntan en el momento de la transacción y los límites se aplican de forma automática, la conciliación deja de ser un proceso de persecución y el ",{"text":573,"type":125,"marks":574},"cierre de mes",[575],{"type":232,"attrs":576},{"href":577,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/es/blog/cierre-de-mes/",{"text":579,"type":125}," se acelera. Según Spendesk, el 95 % de los pagos se concilian en menos de dos días en empresas que utilizan este modelo.",{"type":119,"attrs":581,"content":583},{"textAlign":25,"key":582},"p-31",[584,586,592,594,600],{"text":585,"type":125},"Spendesk aplica este enfoque mediante ",{"text":587,"type":125,"marks":588},"tarjetas corporativas",[589],{"type":232,"attrs":590},{"href":591,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/es/blog/tarjetas-corporativas/",{"text":593,"type":125}," inteligentes con límites por transacción, bloqueo automático de tarjeta cuando falta un justificante y flujos de aprobación que se activan antes de la compra. El equipo de finanzas no necesita ejercer de policía del gasto; la política se aplica sola, y los empleados conservan la autonomía para gastar dentro de los límites aprobados. Pierre Frey, empresa francesa de diseño con cinco entidades internacionales y más de 250 empleados, migró desde su proceso manual anterior y eliminó las notas de gastos en papel al centralizar la gestión de sus cinco entidades en un solo flujo de aprobación con Spendesk (",{"text":595,"type":125,"marks":596},"caso de estudio",[597],{"type":232,"attrs":598},{"href":599,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://www.spendesk.com/customers/pierre-frey/",{"text":601,"type":125},").",{"type":201},{"type":201},{"type":119,"attrs":605,"content":607},{"textAlign":25,"key":606},"p-32",[608,610,616],{"text":609,"type":125},"Si desea evaluar cómo funciona en la práctica una plataforma que unifica tarjetas corporativas, facturas, solicitudes de compra y conciliación en un solo flujo, ",{"text":611,"type":125,"marks":612},"solicita una demostración personalizada",[613],{"type":232,"attrs":614},{"href":615,"uuid":25,"anchor":25,"target":235,"linktype":107},"https://cta-redirect.hubspot.com/cta/redirect/2694209/03098c55-28b6-455d-827f-0aa7abdb09f5",{"text":377,"type":125},{"name":618,"created_at":619,"published_at":16,"updated_at":620,"id":621,"uuid":622,"content":623,"slug":630,"full_slug":631,"sort_by_date":25,"position":52,"tag_list":632,"is_startpage":28,"parent_id":633,"meta_data":25,"group_id":634,"first_published_at":635,"release_id":25,"lang":32,"path":25,"alternates":636,"default_full_slug":637,"translated_slugs":638,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":624,"icon":625,"name":618,"component":629},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":626,"alt":627,"name":99,"focus":99,"title":99,"filename":628,"copyright":99,"fieldtype":104,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[639,640,641],{"path":637,"name":25,"lang":37,"published":25},{"path":637,"name":25,"lang":39,"published":25},{"path":637,"name":25,"lang":32,"published":25},[32],[],"Mejor software de gestión de gastos para empresas medianas: ",[],"12",[],"Descubra los criterios clave para elegir un software de gestión empresarial en empresas medianas. Comparativa de funciones, cumplimiento normativo y coste total.",[],[651],{"_uid":652,"items":653,"heading":705,"component":728},"16dc37ff-05a5-45a0-ae87-df0fcb3cf3b4",[654,665,675,685,695],{"_uid":655,"title":656,"component":657,"description":658},"4e35790f-6ed4-4bd7-b91b-27518f33679a","¿Qué criterios debo usar para comparar un software de control de gastos?","faqItem",{"type":116,"content":659},[660],{"type":119,"attrs":661,"content":662},{"textAlign":25,"key":121},[663],{"text":664,"type":125},"Utilice un marco de cinco dimensiones: cobertura funcional (tarjetas, facturas, solicitudes de compra en un flujo), integración con el ecosistema contable español (Holded, A3, Sage), cumplimiento normativo (SII, VERI*FACTU, Crea y Crece), coste total a 12 meses incluyendo comisiones ocultas y velocidad de implantación (el promedio del mercado oscila entre 2 y 12 semanas según la complejidad).",{"_uid":666,"title":667,"component":657,"description":668},"8a3a501e-973d-4e1f-983e-40ab47fa1579","¿Qué funciones debe incluir un software de gastos empresariales?",{"type":116,"content":669},[670],{"type":119,"attrs":671,"content":672},{"textAlign":25,"key":121},[673],{"text":674,"type":125},"Como mínimo: digitalización de justificantes con OCR, flujos de aprobación configurables, integración contable nativa con herramientas españolas y tarjetas corporativas con límites por transacción. Para empresas de más de 100 empleados, añada gestión multi-entidad, conciliación automática y gestión centralizada de suscripciones.",{"_uid":676,"title":677,"component":657,"description":678},"42f7d040-ac53-4185-aadf-19df203b2cb2","¿Qué diferencia a una herramienta de notas de gastos de una plataforma integral de gestión de gasto?",{"type":116,"content":679},[680],{"type":119,"attrs":681,"content":682},{"textAlign":25,"key":121},[683],{"text":684,"type":125},"Las herramientas especializadas en notas de gastos se centran en la digitalización de justificantes, las dietas de viaje (con tarifas como los 0,26 €/km aprobados por la AEAT) y la recuperación automática del IVA. Las plataformas integrales unifican tarjetas, facturas de proveedores, solicitudes de compra, conciliación a tres bandas y gestión multi-entidad en un solo flujo.",{"_uid":686,"title":687,"component":657,"description":688},"8503728a-465c-4bbb-a867-38d825f336f5","¿Cuánto cuesta un software de gestión de gastos para empresas medianas?",{"type":116,"content":689},[690],{"type":119,"attrs":691,"content":692},{"textAlign":25,"key":121},[693],{"text":694,"type":125},"Los modelos de precios varían entre 5 y 15 € por usuario al mes, dependiendo del conjunto de funciones. Compruebe los costes ocultos: comisiones de emisión de tarjetas, recargos por cambio de divisa (que pueden oscilar entre el 0,5 % y el 3 %) y cargos de implantación. Algunas plataformas ofrecen usuarios y tarjetas virtuales ilimitados sin coste adicional por puesto.",{"_uid":696,"title":697,"component":657,"description":698},"18fb51e5-1638-4e24-9838-7351ba919159","¿Cuál es el mejor software de gastos para empresas medianas?",{"type":116,"content":699},[700],{"type":119,"attrs":701,"content":702},{"textAlign":25,"key":121},[703],{"text":704,"type":125},"La mejor elección depende de las necesidades específicas de cada empresa: número de entidades, presencia internacional, volumen de facturas y nivel de integración contable requerido. Las plataformas de control previo permiten conciliar hasta el 95 % de los pagos en menos de dos días. Aplique el marco de cinco dimensiones descrito en este artículo para comparar proveedores con criterios objetivos en lugar de basarse únicamente en demos o referencias genéricas.",[706],{"cta":707,"_uid":708,"title":709,"eyebrow":716,"subtitle":721,"component":210,"textAlign":99,"flexibleSection":726,"sectionSettings":727,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"b56bdb6d-0665-45b1-bfb7-1b85bb627928",{"type":116,"content":710},[711],{"type":210,"attrs":712,"content":713},{"level":212,"textAlign":25},[714],{"text":715,"type":125},"Preguntas frecuentes",{"type":116,"content":717},[718],{"type":119,"attrs":719,"content":720},{"textAlign":25},[],{"type":116,"content":722},[723],{"type":119,"attrs":724,"content":725},{"textAlign":25},[],[],[],"faqSection","software-gestion-gastos-empresas-medianas","es/blog/software-gestion-gastos-empresas-medianas",-1880,[],176386517,"fb991267-76f8-4511-af34-c73f60945e9d","2026-06-10T13:00:46.209Z",[],"blog/software-gestion-gastos-empresas-medianas",[739,740,741],{"path":737,"name":25,"lang":37,"published":25},{"path":737,"name":25,"lang":39,"published":25},{"path":737,"name":25,"lang":32,"published":25},{"header":743,"footer":1428,"commonContent":1847,"userCentricsAndSegmentMappingTable":2016},{"name":744,"created_at":745,"published_at":746,"updated_at":747,"id":748,"uuid":749,"content":750,"slug":1240,"full_slug":1415,"sort_by_date":25,"position":52,"tag_list":1416,"is_startpage":28,"parent_id":1418,"meta_data":25,"group_id":1419,"first_published_at":1420,"release_id":25,"lang":32,"path":1421,"alternates":1422,"default_full_slug":1423,"translated_slugs":1424},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":751,"logo":752,"navbar":756,"loginBtn":1239,"component":1240,"languages":1241,"logoBlack":1260,"logoWhite":1264,"topNavbar":1269,"footerLinks":1278,"socialLinks":1296,"homepageLink":1336,"getStartedBtn":1348,"announcementBanner":1363,"localeSwitcherTitle":1414},"d642d99f-3914-487e-abe1-9515eca76325",{"id":753,"alt":81,"name":99,"focus":99,"title":81,"source":99,"filename":754,"copyright":99,"fieldtype":104,"meta_data":755,"is_external_url":28},4112223,"https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[757,966,978,991,1159],{"_uid":758,"label":759,"columns":760,"component":929,"headingNewBranding":930},"99e54924-f77d-4501-978a-b578da0140ca","Producto",[761,845],{"_uid":762,"ctas":763,"label":759,"component":843,"labelColor":99,"backgroundIconColor":844},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[764,781,797,812,828],{"tag":99,"_uid":765,"hide":28,"icon":766,"link":770,"type":99,"label":780,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":767,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":768,"copyright":99,"fieldtype":104,"meta_data":769,"is_external_url":28},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":771,"url":99,"linktype":772,"fieldtype":108,"cached_url":773,"prep":41,"story":774},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","story","/es/platform/mcp",{"name":775,"id":776,"uuid":771,"slug":777,"url":778,"full_slug":779,"_stopResolving":41},"MCP",184147202165078,"mcp","platform/mcp","es/platform/mcp","Spendesk AI Connect",{"tag":99,"_uid":782,"icon":783,"link":787,"type":99,"label":796,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":784,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":785,"copyright":99,"fieldtype":104,"meta_data":786,"is_external_url":28},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":788,"url":99,"linktype":772,"fieldtype":108,"cached_url":789,"prep":41,"story":790},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/es/product/cards/",{"name":791,"id":792,"uuid":788,"slug":793,"url":794,"full_slug":795,"_stopResolving":41},"Cards",193401086247857,"cards","product/cards/","es/product/cards/","Tarjetas",{"tag":99,"_uid":798,"hide":28,"icon":799,"link":803,"type":99,"label":807,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":800,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":801,"copyright":99,"fieldtype":104,"meta_data":802,"is_external_url":28},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":804,"url":99,"linktype":772,"fieldtype":108,"cached_url":805,"prep":41,"story":806},"54aaf12a-503f-42e6-afbc-61919d53f941","/es/product/procurement",{"name":807,"id":808,"uuid":804,"slug":809,"url":810,"full_slug":811,"_stopResolving":41},"Procurement",193401601446119,"procurement","product/procurement","es/product/procurement",{"tag":99,"_uid":813,"hide":28,"icon":814,"link":818,"type":99,"label":827,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":815,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":816,"copyright":99,"fieldtype":104,"meta_data":817,"is_external_url":28},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":819,"url":99,"linktype":772,"fieldtype":108,"cached_url":820,"prep":41,"story":821},"5a15816c-5303-499e-9774-f4eab6597303","/es/product/accounts-payable",{"name":822,"id":823,"uuid":819,"slug":824,"url":825,"full_slug":826,"_stopResolving":41},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","es/product/accounts-payable","Facturas",{"tag":99,"_uid":829,"icon":830,"link":834,"type":99,"label":141,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":831,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":832,"copyright":99,"fieldtype":104,"meta_data":833,"is_external_url":28},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":835,"url":99,"linktype":772,"fieldtype":108,"cached_url":836,"prep":41,"story":837},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/es/product/expense-management",{"name":838,"id":839,"uuid":835,"slug":840,"url":841,"full_slug":842,"_stopResolving":41},"Expense Management",193401429506811,"expense-management","product/expense-management","es/product/expense-management","ctasColumn","--color-accent-06",{"_uid":846,"ctas":847,"label":928,"component":843,"labelColor":99,"backgroundIconColor":844},"c7e769a0-95c8-49e3-a177-8c7061def31b",[848,864,880,896,912],{"tag":99,"_uid":849,"hide":28,"icon":850,"link":854,"type":99,"label":863,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":851,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":852,"copyright":99,"fieldtype":104,"meta_data":853,"is_external_url":28},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":855,"url":99,"linktype":772,"fieldtype":108,"cached_url":856,"prep":41,"story":857},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/es/platform/spends-controls",{"name":858,"id":859,"uuid":855,"slug":860,"url":861,"full_slug":862,"_stopResolving":41},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","es/platform/spend-controls","Controles de gastos",{"tag":99,"_uid":865,"hide":28,"icon":866,"link":870,"type":99,"label":879,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":867,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":868,"copyright":99,"fieldtype":104,"meta_data":869,"is_external_url":28},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":871,"url":99,"linktype":772,"fieldtype":108,"cached_url":872,"prep":41,"story":873},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/es/platform/ai-automation",{"name":874,"id":875,"uuid":871,"slug":876,"url":877,"full_slug":878,"_stopResolving":41},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","es/platform/ai-automation","IA",{"tag":99,"_uid":881,"hide":28,"icon":882,"link":886,"type":99,"label":895,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":883,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":884,"copyright":99,"fieldtype":104,"meta_data":885,"is_private":28,"is_external_url":28},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":887,"url":99,"linktype":772,"fieldtype":108,"cached_url":888,"prep":41,"story":889},"e0594f7b-c01a-45b3-96e2-186a17439c46","/es/integrations/",{"name":890,"id":891,"uuid":887,"slug":892,"url":893,"full_slug":894,"_stopResolving":41},"Integrations",129006144,"integrations","integrations/","es/integrations/","API & integraciones",{"tag":99,"_uid":897,"icon":898,"link":902,"type":99,"label":911,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":899,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":900,"copyright":99,"fieldtype":104,"meta_data":901,"is_external_url":28},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":903,"url":99,"linktype":772,"fieldtype":108,"cached_url":904,"prep":41,"story":905},"3d432995-4a9f-417f-b7d9-48e760bf8646","/es/product/multi-entity-management",{"name":906,"id":907,"uuid":903,"slug":908,"url":909,"full_slug":910,"_stopResolving":41},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","es/product/multi-entity-management","Gestión multientidad",{"tag":99,"_uid":913,"icon":914,"link":918,"type":99,"label":927,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":915,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":916,"copyright":99,"fieldtype":104,"meta_data":917,"is_external_url":28},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":919,"url":99,"linktype":772,"fieldtype":108,"cached_url":920,"prep":41,"story":921},"b419cae8-61d4-4ab4-919b-71875ceab832","/es/product/budget",{"name":922,"id":923,"uuid":919,"slug":924,"url":925,"full_slug":926,"_stopResolving":41},"Budget",193401384269658,"budget","product/budget","es/product/budget","Presupuesto","Plataforma ","dropdownMenu",[931],{"cta":932,"_uid":947,"title":948,"eyebrow":955,"subtitle":958,"component":210,"textAlign":99,"sectionSettings":965,"subtitleLeftBorder":28},[933],{"tag":99,"_uid":934,"hide":41,"icon":935,"link":936,"type":99,"label":946,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":937,"url":99,"linktype":772,"fieldtype":108,"cached_url":938,"prep":41,"story":939},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/es/platform/platform-releases/october-update-2026",{"name":940,"id":941,"uuid":937,"slug":942,"url":943,"translated_name":944,"full_slug":945,"_stopResolving":41},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Actualizacion Octubre 2026","es/platform/platform-releases/actualizacion-octubre-2026","Ver novedades","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":116,"content":949},[950],{"type":119,"attrs":951,"content":952},{"textAlign":25,"key":121},[953],{"text":954,"type":125},"Novedades",{"type":116,"content":956},[957],{"type":119},{"type":116,"content":959},[960],{"type":119,"attrs":961,"content":962},{"textAlign":25,"key":121},[963],{"text":964,"type":125},"Ya está aquí la última actualización de tus productos Spendesk",[],{"tag":99,"_uid":967,"hide":28,"icon":968,"link":969,"type":99,"label":977,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"3e099d1d-7633-470a-b225-70ff55117055",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":970,"url":99,"linktype":772,"fieldtype":108,"cached_url":971,"prep":41,"story":972},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/es/pricing",{"name":973,"id":974,"uuid":970,"slug":975,"url":975,"full_slug":976,"_stopResolving":41},"Pricing",118542802,"pricing","es/pricing","Precios",{"tag":99,"_uid":979,"icon":980,"link":981,"type":99,"label":990,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":982,"url":99,"linktype":772,"fieldtype":108,"cached_url":983,"prep":41,"story":984},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/es/customers/",{"name":985,"id":986,"uuid":982,"slug":987,"url":988,"full_slug":989,"_stopResolving":41},"Listing page",107236629,"customers","customers/","es/customers/","Testimonios de clientes",{"_uid":992,"label":993,"columns":994,"component":929,"headingNewBranding":1158},"59752063-d282-4855-95bc-45cfb825ed90","Recursos",[995,1060,1127],{"_uid":996,"ctas":997,"label":1058,"component":843,"labelColor":99,"backgroundIconColor":1059},"705444cd-cbfb-417a-99c3-8481453ed293",[998,1014,1030,1043],{"tag":99,"_uid":999,"icon":1000,"link":1004,"type":99,"label":1013,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1001,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1002,"copyright":99,"fieldtype":104,"meta_data":1003,"is_private":28,"is_external_url":28},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1005,"url":99,"linktype":772,"fieldtype":108,"cached_url":1006,"prep":41,"story":1007},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/es/blog/",{"name":1008,"id":1009,"uuid":1005,"slug":1010,"url":1011,"full_slug":1012,"_stopResolving":41},"Blog homepage (listing page)",181576014,"blog","blog/","es/blog/","Blog",{"tag":99,"_uid":1015,"hide":28,"icon":1016,"link":1020,"type":99,"label":1029,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1017,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1018,"copyright":99,"fieldtype":104,"meta_data":1019,"is_external_url":28},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1021,"url":99,"linktype":772,"fieldtype":108,"cached_url":1022,"prep":41,"story":1023},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/es/events/",{"name":1024,"id":1025,"uuid":1021,"slug":1026,"url":1027,"full_slug":1028,"_stopResolving":41},"Events listing page",86201135839603,"events","events/","es/events/","Eventos y seminarios web",{"tag":99,"_uid":1031,"hide":41,"icon":1032,"link":1036,"type":99,"label":1040,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1033,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1034,"copyright":99,"fieldtype":104,"meta_data":1035,"is_external_url":28},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1037,"url":99,"linktype":772,"fieldtype":108,"cached_url":1038,"prep":41,"story":1039},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/es/faq",{"name":1040,"id":1041,"uuid":1037,"slug":1042,"url":1042,"full_slug":1042,"_stopResolving":41},"FAQ",126231937,"faq",{"tag":99,"_uid":1044,"hide":41,"icon":1045,"link":1049,"type":99,"label":1057,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1046,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1047,"copyright":99,"fieldtype":104,"meta_data":1048,"is_external_url":28},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1050,"url":99,"linktype":772,"fieldtype":108,"cached_url":1051,"prep":41,"story":1052},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/es/glossary/",{"name":1053,"id":1054,"uuid":1050,"slug":1055,"url":1056,"full_slug":1056,"_stopResolving":41},"Glossary",127190994,"glossary","glossary/","Glossario","Perspectivas","--color-accent-05",{"_uid":1061,"ctas":1062,"label":1126,"component":843,"labelColor":99,"backgroundIconColor":1059},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1063,1074,1083,1099,1114],{"tag":99,"_uid":1064,"hide":41,"icon":1065,"link":1067,"type":99,"label":1071,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":867,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":868,"copyright":99,"fieldtype":104,"meta_data":1066,"is_external_url":28},{},{"id":1068,"url":99,"linktype":772,"fieldtype":108,"cached_url":1069,"prep":41,"story":1070},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/es/ai",{"name":1071,"id":1072,"uuid":1068,"slug":1073,"url":1073,"full_slug":1073,"_stopResolving":41},"AI Hub",114865617041697,"ai",{"tag":99,"_uid":1075,"icon":1076,"link":1080,"type":99,"label":1082,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1077,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1078,"copyright":99,"fieldtype":104,"meta_data":1079,"is_external_url":28},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":99,"url":1081,"linktype":107,"fieldtype":108,"cached_url":1081},"https://www.cfoconnect.eu/en/resources/podcast/","Podcast",{"tag":99,"_uid":1084,"hide":28,"icon":1085,"link":1089,"type":99,"label":1098,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1086,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1087,"copyright":99,"fieldtype":104,"meta_data":1088,"is_external_url":28},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1090,"url":99,"linktype":772,"fieldtype":108,"cached_url":1091,"prep":41,"story":1092},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/es/tools/cfo-tech-stack-map",{"name":1093,"id":1094,"uuid":1090,"slug":1095,"url":1096,"full_slug":1097,"_stopResolving":41},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","es/tools/cfo-tech-stack-map","Stack tecnológico del CFO",{"tag":99,"_uid":1100,"hide":41,"icon":1101,"link":1105,"type":99,"label":1113,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1102,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1103,"copyright":99,"fieldtype":104,"meta_data":1104,"is_external_url":28},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1106,"url":99,"linktype":772,"fieldtype":108,"cached_url":1107,"prep":41,"story":1108},"ab956bec-b6b4-434a-b4aa-b772873f9577","/es/tools/spend-management-calculator",{"name":1109,"id":1110,"uuid":1106,"slug":1111,"url":1112,"full_slug":1112,"_stopResolving":41},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","Calculadora de ROI",{"tag":99,"_uid":1115,"icon":1116,"link":1118,"type":99,"label":1125,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"hide":41},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":815,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":816,"copyright":99,"fieldtype":104,"meta_data":1117,"is_external_url":28},{},{"id":1119,"url":99,"linktype":772,"fieldtype":108,"cached_url":1120,"prep":41,"story":1121},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/es/tools/hmrc-mileage-calculator",{"name":1122,"id":1123,"uuid":1119,"slug":1122,"url":1124,"full_slug":1124,"_stopResolving":41},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Recursos y herramientas",{"_uid":1128,"ctas":1129,"label":1157,"component":843,"backgroundIconColor":1059},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1130,1139,1148],{"tag":99,"_uid":1131,"icon":1132,"link":1136,"type":99,"label":1138,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1133,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1134,"copyright":99,"fieldtype":104,"meta_data":1135,"is_external_url":28},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":99,"url":1137,"linktype":107,"fieldtype":108,"cached_url":1137},"https://www.cfoconnect.eu/en/","CFO Connect",{"tag":99,"_uid":1140,"icon":1141,"link":1145,"type":99,"label":1147,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1142,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1143,"copyright":99,"fieldtype":104,"meta_data":1144,"is_external_url":28},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":99,"url":1146,"linktype":107,"fieldtype":108,"cached_url":1146},"https://www.cfoconnect.eu/events/","Eventos de CFO Connect",{"tag":99,"_uid":1149,"icon":1150,"link":1154,"type":99,"label":1156,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1151,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1152,"copyright":99,"fieldtype":104,"meta_data":1153,"is_private":28,"is_external_url":28},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":99,"url":1155,"linktype":107,"cached_url":1155},"https://www.cfoconnect.eu/en/resources/faces-of-finance/?__hstc=41219197.bbead300ed8109c4e10bec25b53311f8.1650355153846.1650355153846.1650393005163.2&__hssc=41219197.11.1650393005163&__hsfp=2647279916","Responsables financieros","Comunidad",[],{"_uid":1160,"label":1161,"columns":1162,"component":929,"headingNewBranding":1238},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Empresa",[1163,1203],{"_uid":1164,"ctas":1165,"label":1161,"component":843,"labelColor":99,"backgroundIconColor":844},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1166,1179,1188],{"tag":99,"_uid":1167,"hide":28,"icon":1168,"link":1170,"type":99,"label":1178,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":899,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":900,"copyright":99,"fieldtype":104,"meta_data":1169,"is_private":28,"is_external_url":28},{},{"id":1171,"url":99,"linktype":772,"fieldtype":108,"cached_url":1172,"prep":41,"story":1173},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/es/about",{"name":1174,"id":1175,"uuid":1171,"slug":1176,"url":1176,"full_slug":1177,"_stopResolving":41},"Our story",126213445,"about","es/about","Nuestra historia",{"tag":99,"_uid":1180,"hide":28,"icon":1181,"link":1185,"type":99,"label":1187,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1182,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1183,"copyright":99,"fieldtype":104,"meta_data":1184,"is_external_url":28},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":99,"url":1186,"linktype":107,"fieldtype":108,"cached_url":1186},"https://career.spendesk.com/es/","Carreras",{"tag":99,"_uid":1189,"hide":41,"icon":1190,"link":1194,"type":99,"label":1202,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1191,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1192,"copyright":99,"fieldtype":104,"meta_data":1193,"is_external_url":28},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1195,"url":99,"linktype":772,"fieldtype":108,"cached_url":1196,"prep":41,"story":1197},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/es/press/",{"name":1198,"id":1199,"uuid":1195,"slug":1200,"url":1201,"full_slug":1201,"_stopResolving":41},"Spendesk Press",265014512,"press","press/","Medios de comunicación",{"_uid":1204,"ctas":1205,"label":1237,"component":843,"labelColor":99,"backgroundIconColor":844},"59a11592-e6cb-405d-8208-9e3c365ac046",[1206,1222],{"tag":99,"_uid":1207,"hide":28,"icon":1208,"link":1212,"type":99,"label":1221,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1209,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1210,"copyright":99,"fieldtype":104,"meta_data":1211,"is_private":28,"is_external_url":28},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1213,"url":99,"linktype":772,"fieldtype":108,"cached_url":1214,"prep":41,"story":1215},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/es/partners/",{"name":1216,"id":1217,"uuid":1213,"slug":1218,"url":1219,"full_slug":1220,"_stopResolving":41},"Partners",113802294,"partners","partners/","es/partners/","Socios",{"tag":99,"_uid":1223,"hide":28,"icon":1224,"link":1228,"type":99,"label":1236,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1225,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1226,"copyright":99,"fieldtype":104,"meta_data":1227,"is_private":28,"is_external_url":28},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1229,"url":99,"linktype":772,"fieldtype":108,"cached_url":1230,"prep":41,"story":1231},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/es/contact-us",{"name":1232,"id":1233,"uuid":1229,"slug":1234,"url":1234,"full_slug":1235,"_stopResolving":41},"Contact us",126275406,"contact-us","es/contact-us","Contacto"," ",[],"Iniciar sesión","header",[1242,1247,1252,1256],{"_uid":1243,"code":39,"name":1244,"component":1245,"shortName":1246},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1248,"code":1249,"name":1250,"component":1245,"shortName":1251},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1253,"code":32,"name":1254,"component":1245,"shortName":1255},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1257,"code":37,"name":1258,"component":1245,"shortName":1259},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1261,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1262,"copyright":99,"fieldtype":104,"meta_data":1263,"is_external_url":28},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1265,"alt":81,"name":99,"focus":99,"title":1266,"source":99,"filename":1267,"copyright":99,"fieldtype":104,"meta_data":1268,"is_external_url":28},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1270],{"tag":99,"_uid":1271,"hide":28,"icon":1272,"link":1274,"type":99,"label":1276,"style":109,"component":110,"onClickEvent":1277,"openInANewTab":41,"horizontalFill":28},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1273},{},{"id":99,"url":1275,"linktype":107,"fieldtype":108,"cached_url":1275},"https://helpcenter.spendesk.com/es/","Centro de ayuda","website:navbar:helpcenter_cta:clicked",[1279,1284],{"tag":99,"_uid":1280,"hide":28,"icon":1281,"link":1283,"type":99,"label":1276,"style":109,"component":110,"onClickEvent":1277,"openInANewTab":41,"horizontalFill":28},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1282},{},{"id":99,"url":1275,"linktype":107,"fieldtype":108,"cached_url":1275},{"tag":99,"_uid":1285,"hide":41,"icon":1286,"link":1288,"type":99,"label":1295,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104,"meta_data":1287,"is_external_url":28},{},{"id":1289,"url":99,"linktype":772,"fieldtype":108,"cached_url":1290,"prep":41,"story":1291},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/es/spendesk-security",{"name":1292,"id":1293,"uuid":1289,"slug":1294,"url":1294,"full_slug":1294,"_stopResolving":41},"Security",126230553,"spendesk-security","Seguridad",[1297,1305,1313,1320,1328],{"tag":99,"_uid":1298,"icon":1299,"link":1303,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1300,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1301,"copyright":99,"fieldtype":104,"meta_data":1302,"is_external_url":28},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":99,"url":1304,"linktype":107,"fieldtype":108,"cached_url":1304},"https://www.facebook.com/spendesk/",{"tag":99,"_uid":1306,"icon":1307,"link":1311,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1308,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1309,"copyright":99,"fieldtype":104,"meta_data":1310,"is_private":28,"is_external_url":28},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":99,"url":1312,"linktype":107,"fieldtype":108,"cached_url":1312},"https://www.instagram.com/spendesk",{"tag":99,"_uid":1314,"icon":1315,"link":1319,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1316,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1317,"copyright":99,"fieldtype":104,"meta_data":1318,"is_private":28,"is_external_url":28},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":99,"url":106,"linktype":107,"fieldtype":108,"cached_url":106},{"tag":99,"_uid":1321,"icon":1322,"link":1326,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1323,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1324,"copyright":99,"fieldtype":104,"meta_data":1325,"is_private":28,"is_external_url":28},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":99,"url":1327,"linktype":107,"fieldtype":108,"cached_url":1327},"https://x.com/Spendesk",{"tag":99,"_uid":1329,"hide":28,"icon":1330,"link":1334,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":41,"horizontalFill":28},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1331,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1332,"copyright":99,"fieldtype":104,"meta_data":1333,"is_private":28,"is_external_url":28},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":99,"url":1335,"linktype":107,"fieldtype":108,"cached_url":1335},"https://www.youtube.com/c/spendesk",[1337],{"tag":99,"_uid":1338,"hide":28,"icon":1339,"link":1340,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1341,"url":99,"linktype":772,"fieldtype":108,"cached_url":1342,"prep":41,"story":1343},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/es/home",{"name":1344,"id":1345,"uuid":1341,"slug":1346,"url":1346,"full_slug":1347,"_stopResolving":41},"Homepage",106735746,"home","es/home",[1349],{"tag":99,"_uid":1350,"hide":28,"icon":1351,"link":1352,"type":99,"label":1361,"style":109,"component":110,"onClickEvent":1362,"openInANewTab":28,"horizontalFill":28},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1353,"url":99,"anchor":99,"linktype":772,"fieldtype":108,"cached_url":1354,"prep":41,"story":1355},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/es/schedule-a-demo/",{"name":1356,"id":1357,"uuid":1353,"slug":1358,"url":1359,"full_slug":1360,"_stopResolving":41},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","es/schedule-a-demo/","Agenda una demo","website:navbar:book_a_demo_cta:clicked",[1364],{"_uid":1365,"hide":28,"style":1366,"content":1367,"display":1395,"component":1396,"hideOnMobile":28,"mobileContent":1397},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":116,"attrs":1368,"content":1369},{"backgroundColor":25},[1370],{"type":119,"attrs":1371,"content":1372},{"textAlign":25,"key":121},[1373,1380,1385,1387],{"text":1374,"type":125,"marks":1375},"Spendesk AI:",[1376,1379],{"type":1377,"attrs":1378},"textStyle",{"color":99},{"type":177},{"text":1381,"type":125,"marks":1382}," El trabajo rutinario, resuelto. Las decisiones importantes, tuyas",[1383],{"type":1377,"attrs":1384},{"color":99},{"text":1386,"type":125}," 👉 ",{"text":1388,"type":125,"marks":1389},"Conozca más",[1390,1394],{"type":232,"attrs":1391},{"href":872,"uuid":871,"anchor":25,"target":1392,"linktype":772,"story":1393},"_self",{"name":874,"id":875,"uuid":871,"slug":876,"url":877,"full_slug":878,"_stopResolving":41},{"type":177},"Whole website","announcementBanner",{"type":116,"attrs":1398,"content":1399},{"backgroundColor":25},[1400],{"type":119,"attrs":1401,"content":1402},{"textAlign":25,"key":121},[1403,1406,1408],{"text":1374,"type":125,"marks":1404},[1405],{"type":177},{"text":1407,"type":125}," El trabajo rutinario, resuelto. Decisiones importantes, tuyas 👉 ",{"text":1388,"type":125,"marks":1409},[1410,1413],{"type":232,"attrs":1411},{"href":872,"uuid":871,"anchor":25,"target":1392,"linktype":772,"story":1412},{"name":874,"id":875,"uuid":871,"slug":876,"url":877,"full_slug":878,"_stopResolving":41},{"type":177},"Seleccione su idioma","es/global-components/header",[1417],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1425,1426,1427],{"path":1423,"name":25,"lang":37,"published":25},{"path":1423,"name":25,"lang":39,"published":25},{"path":1423,"name":25,"lang":32,"published":25},{"name":1429,"created_at":1430,"published_at":1431,"updated_at":1432,"id":1433,"uuid":1434,"content":1435,"slug":1655,"full_slug":1837,"sort_by_date":25,"position":26,"tag_list":1838,"is_startpage":28,"parent_id":1418,"meta_data":25,"group_id":1839,"first_published_at":1840,"release_id":25,"lang":32,"path":1011,"alternates":1841,"default_full_slug":1842,"translated_slugs":1843},"Footer","2022-03-03T10:27:46.390Z","2026-11-05T16:18:15.983Z","2026-11-05T16:18:16.023Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1436,"lists":1437,"component":1655,"logoLinks":1656,"legalLinks":1673,"socialLinks":1731,"newsletterForm":1757,"complianceLogos":1796,"newsletterTitle":1805,"smallDescription":1806,"newsletterSubtitle":1812,"legalDescriptionText":1813},"68acc184-683a-412b-863a-297708c3cffb",[1438,1472,1526,1623],{"_uid":1439,"ctas":1440,"label":759,"component":843,"labelColor":99,"backgroundIconColor":99},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1441,1448,1454,1460,1466],{"tag":99,"_uid":1442,"hide":28,"icon":1443,"link":1445,"type":99,"label":1447,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":767,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":768,"copyright":99,"fieldtype":104,"meta_data":1444,"is_external_url":28},{},{"id":771,"url":99,"linktype":772,"fieldtype":108,"cached_url":773,"prep":41,"story":1446},{"name":775,"id":776,"uuid":771,"slug":777,"url":778,"full_slug":779,"_stopResolving":41},"Spendesk AI connect",{"tag":99,"_uid":1449,"icon":1450,"link":1452,"type":99,"label":796,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":784,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":785,"copyright":99,"fieldtype":104,"meta_data":1451,"is_external_url":28},{},{"id":788,"url":99,"linktype":772,"fieldtype":108,"cached_url":789,"prep":41,"story":1453},{"name":791,"id":792,"uuid":788,"slug":793,"url":794,"full_slug":795,"_stopResolving":41},{"tag":99,"_uid":1455,"hide":28,"icon":1456,"link":1458,"type":99,"label":807,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":800,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":801,"copyright":99,"fieldtype":104,"meta_data":1457,"is_external_url":28},{},{"id":804,"url":99,"linktype":772,"fieldtype":108,"cached_url":805,"prep":41,"story":1459},{"name":807,"id":808,"uuid":804,"slug":809,"url":810,"full_slug":811,"_stopResolving":41},{"tag":99,"_uid":1461,"hide":28,"icon":1462,"link":1464,"type":99,"label":827,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":815,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":816,"copyright":99,"fieldtype":104,"meta_data":1463,"is_external_url":28},{},{"id":819,"url":99,"linktype":772,"fieldtype":108,"cached_url":820,"prep":41,"story":1465},{"name":822,"id":823,"uuid":819,"slug":824,"url":825,"full_slug":826,"_stopResolving":41},{"tag":99,"_uid":1467,"icon":1468,"link":1470,"type":99,"label":141,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":831,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":832,"copyright":99,"fieldtype":104,"meta_data":1469,"is_external_url":28},{},{"id":835,"url":99,"linktype":772,"fieldtype":108,"cached_url":836,"prep":41,"story":1471},{"name":838,"id":839,"uuid":835,"slug":840,"url":841,"full_slug":842,"_stopResolving":41},{"_uid":1473,"ctas":1474,"label":1525,"component":843,"labelColor":99,"backgroundIconColor":99},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1475,1481,1488,1494,1500,1506,1512,1518],{"tag":99,"_uid":1476,"hide":28,"icon":1477,"link":1479,"type":99,"label":863,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":851,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":852,"copyright":99,"fieldtype":104,"meta_data":1478,"is_external_url":28},{},{"id":855,"url":99,"linktype":772,"fieldtype":108,"cached_url":856,"prep":41,"story":1480},{"name":858,"id":859,"uuid":855,"slug":860,"url":861,"full_slug":862,"_stopResolving":41},{"tag":99,"_uid":1482,"hide":28,"icon":1483,"link":1485,"type":99,"label":1487,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":867,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":868,"copyright":99,"fieldtype":104,"meta_data":1484,"is_external_url":28},{},{"id":871,"url":99,"linktype":772,"fieldtype":108,"cached_url":872,"prep":41,"story":1486},{"name":874,"id":875,"uuid":871,"slug":876,"url":877,"full_slug":878,"_stopResolving":41},"Inteligencia y Automatización",{"tag":99,"_uid":1489,"hide":28,"icon":1490,"link":1492,"type":99,"label":895,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":883,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":884,"copyright":99,"fieldtype":104,"meta_data":1491,"is_private":28,"is_external_url":28},{},{"id":887,"url":99,"linktype":772,"fieldtype":108,"cached_url":888,"prep":41,"story":1493},{"name":890,"id":891,"uuid":887,"slug":892,"url":893,"full_slug":894,"_stopResolving":41},{"tag":99,"_uid":1495,"icon":1496,"link":1498,"type":99,"label":911,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":899,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":900,"copyright":99,"fieldtype":104,"meta_data":1497,"is_external_url":28},{},{"id":903,"url":99,"linktype":772,"fieldtype":108,"cached_url":904,"prep":41,"story":1499},{"name":906,"id":907,"uuid":903,"slug":908,"url":909,"full_slug":910,"_stopResolving":41},{"tag":99,"_uid":1501,"icon":1502,"link":1504,"type":99,"label":927,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":915,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":916,"copyright":99,"fieldtype":104,"meta_data":1503,"is_external_url":28},{},{"id":919,"url":99,"linktype":772,"fieldtype":108,"cached_url":920,"prep":41,"story":1505},{"name":922,"id":923,"uuid":919,"slug":924,"url":925,"full_slug":926,"_stopResolving":41},{"tag":99,"_uid":1507,"hide":28,"icon":1508,"link":1510,"type":99,"label":977,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1509},{},{"id":970,"url":99,"linktype":772,"fieldtype":108,"cached_url":971,"prep":41,"story":1511},{"name":973,"id":974,"uuid":970,"slug":975,"url":975,"full_slug":976,"_stopResolving":41},{"tag":99,"_uid":1513,"hide":41,"icon":1514,"link":1516,"type":99,"label":1295,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1515},{},{"id":1289,"url":99,"linktype":772,"fieldtype":108,"cached_url":1290,"prep":41,"story":1517},{"name":1292,"id":1293,"uuid":1289,"slug":1294,"url":1294,"full_slug":1294,"_stopResolving":41},{"tag":99,"_uid":1519,"hide":28,"icon":1520,"link":1522,"type":99,"label":1524,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1521},{},{"id":99,"url":1523,"linktype":107,"fieldtype":108,"cached_url":1523},"https://trust.spendesk.com/","Centro de confianza","Plataforma",{"_uid":1527,"ctas":1528,"label":1622,"component":843,"backgroundIconColor":99},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1529,1535,1540,1553,1559,1566,1572,1578,1590,1597,1603,1609,1615],{"tag":99,"_uid":1530,"hide":28,"icon":1531,"link":1533,"type":99,"label":990,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1532},{},{"id":982,"url":99,"linktype":772,"fieldtype":108,"cached_url":983,"prep":41,"story":1534},{"name":985,"id":986,"uuid":982,"slug":987,"url":988,"full_slug":989,"_stopResolving":41},{"tag":99,"_uid":1536,"icon":1537,"link":1538,"type":99,"label":1013,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1005,"url":99,"linktype":772,"fieldtype":108,"cached_url":1006,"prep":41,"story":1539},{"name":1008,"id":1009,"uuid":1005,"slug":1010,"url":1011,"full_slug":1012,"_stopResolving":41},{"tag":99,"_uid":1541,"icon":1542,"link":1543,"type":99,"label":1552,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"0c3791b7-d195-40e4-b4ef-3e23020f2fbd",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1544,"url":99,"linktype":772,"fieldtype":108,"cached_url":1545,"prep":41,"story":1546},"00374c17-63ac-466f-a8fc-8e1c49811e67","/es/blog/all-articles",{"name":1547,"id":1548,"uuid":1544,"slug":1549,"url":1550,"full_slug":1551,"_stopResolving":41},"All articles",238103281021871,"all-articles","blog/all-articles","es/blog/all-articles","Todos los artículos",{"tag":99,"_uid":1554,"hide":28,"icon":1555,"link":1557,"type":99,"label":1029,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":1017,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1018,"copyright":99,"fieldtype":104,"meta_data":1556,"is_external_url":28},{},{"id":1021,"url":99,"linktype":772,"fieldtype":108,"cached_url":1022,"prep":41,"story":1558},{"name":1024,"id":1025,"uuid":1021,"slug":1026,"url":1027,"full_slug":1028,"_stopResolving":41},{"tag":99,"_uid":1560,"hide":41,"icon":1561,"link":1563,"type":99,"label":1565,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1562},{},{"id":1037,"url":99,"linktype":772,"fieldtype":108,"cached_url":1038,"prep":41,"story":1564},{"name":1040,"id":1041,"uuid":1037,"slug":1042,"url":1042,"full_slug":1042,"_stopResolving":41},"FAQs",{"tag":99,"_uid":1567,"hide":41,"icon":1568,"link":1570,"type":99,"label":1057,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1569},{},{"id":1050,"url":99,"linktype":772,"fieldtype":108,"cached_url":1051,"prep":41,"story":1571},{"name":1053,"id":1054,"uuid":1050,"slug":1055,"url":1056,"full_slug":1056,"_stopResolving":41},{"tag":99,"_uid":1573,"hide":41,"icon":1574,"link":1576,"type":99,"label":1071,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":867,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":868,"copyright":99,"fieldtype":104,"meta_data":1575,"is_external_url":28},{},{"id":1068,"url":99,"linktype":772,"fieldtype":108,"cached_url":1069,"prep":41,"story":1577},{"name":1071,"id":1072,"uuid":1068,"slug":1073,"url":1073,"full_slug":1073,"_stopResolving":41},{"tag":99,"_uid":1579,"hide":28,"icon":1580,"link":1582,"type":99,"label":1589,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1581},{},{"id":1583,"url":99,"linktype":772,"fieldtype":108,"cached_url":1584,"prep":41,"story":1585},"b116361a-f2a4-40f7-a021-4b9b64edade9","/es/finance-resources",{"name":1586,"id":1587,"uuid":1583,"slug":1588,"url":1588,"full_slug":1588,"_stopResolving":41},"Finance resources",363638378,"finance-resources","Biblioteca de contenidos",{"tag":99,"_uid":1591,"hide":41,"icon":1592,"link":1594,"type":99,"label":1596,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1593},{},{"id":1106,"url":99,"linktype":772,"fieldtype":108,"cached_url":1107,"prep":41,"story":1595},{"name":1109,"id":1110,"uuid":1106,"slug":1111,"url":1112,"full_slug":1112,"_stopResolving":41},"Calculador de ROI",{"tag":99,"_uid":1598,"hide":41,"icon":1599,"link":1601,"type":99,"label":1113,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1102,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1103,"copyright":99,"fieldtype":104,"meta_data":1600,"is_external_url":28},{},{"id":1106,"url":99,"linktype":772,"fieldtype":108,"cached_url":1107,"prep":41,"story":1602},{"name":1109,"id":1110,"uuid":1106,"slug":1111,"url":1112,"full_slug":1112,"_stopResolving":41},{"tag":99,"_uid":1604,"icon":1605,"link":1607,"type":99,"label":1113,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"hide":41},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":815,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":816,"copyright":99,"fieldtype":104,"meta_data":1606,"is_external_url":28},{},{"id":1119,"url":99,"linktype":772,"fieldtype":108,"cached_url":1120,"prep":41,"story":1608},{"name":1122,"id":1123,"uuid":1119,"slug":1122,"url":1124,"full_slug":1124,"_stopResolving":41},{"tag":99,"_uid":1610,"hide":28,"icon":1611,"link":1613,"type":99,"label":1138,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41,"horizontalFill":28},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1612},{},{"id":99,"url":1614,"linktype":107,"fieldtype":108,"cached_url":1614},"https://www.cfoconnect.eu/",{"tag":99,"_uid":1616,"hide":28,"icon":1617,"link":1619,"type":99,"label":1621,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1618},{},{"id":99,"url":1620,"linktype":107,"fieldtype":108,"cached_url":1620},"https://helpcenter.spendesk.com/es","Ayuda","Resources",{"_uid":1624,"ctas":1625,"label":1161,"component":843,"backgroundIconColor":99},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1626,1632,1637,1643,1649],{"tag":99,"_uid":1627,"hide":28,"icon":1628,"link":1630,"type":99,"label":1178,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":899,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":900,"copyright":99,"fieldtype":104,"meta_data":1629,"is_private":28,"is_external_url":28},{},{"id":1171,"url":99,"linktype":772,"fieldtype":108,"cached_url":1172,"prep":41,"story":1631},{"name":1174,"id":1175,"uuid":1171,"slug":1176,"url":1176,"full_slug":1177,"_stopResolving":41},{"tag":99,"_uid":1633,"hide":28,"icon":1634,"link":1636,"type":99,"label":1187,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1182,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1183,"copyright":99,"fieldtype":104,"meta_data":1635,"is_external_url":28},{},{"id":99,"url":1186,"linktype":107,"fieldtype":108,"cached_url":1186},{"tag":99,"_uid":1638,"hide":41,"icon":1639,"link":1641,"type":99,"label":1202,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1191,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1192,"copyright":99,"fieldtype":104,"meta_data":1640,"is_external_url":28},{},{"id":1195,"url":99,"linktype":772,"fieldtype":108,"cached_url":1196,"prep":41,"story":1642},{"name":1198,"id":1199,"uuid":1195,"slug":1200,"url":1201,"full_slug":1201,"_stopResolving":41},{"tag":99,"_uid":1644,"hide":28,"icon":1645,"link":1647,"type":99,"label":1221,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1209,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1210,"copyright":99,"fieldtype":104,"meta_data":1646,"is_private":28,"is_external_url":28},{},{"id":1213,"url":99,"linktype":772,"fieldtype":108,"cached_url":1214,"prep":41,"story":1648},{"name":1216,"id":1217,"uuid":1213,"slug":1218,"url":1219,"full_slug":1220,"_stopResolving":41},{"tag":99,"_uid":1650,"hide":28,"icon":1651,"link":1653,"type":99,"label":1236,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1225,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1226,"copyright":99,"fieldtype":104,"meta_data":1652,"is_private":28,"is_external_url":28},{},{"id":1229,"url":99,"linktype":772,"fieldtype":108,"cached_url":1230,"prep":41,"story":1654},{"name":1232,"id":1233,"uuid":1229,"slug":1234,"url":1234,"full_slug":1235,"_stopResolving":41},"footer",[1657,1665],{"tag":99,"_uid":1658,"hide":28,"icon":1659,"link":1663,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1660,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1661,"copyright":99,"fieldtype":104,"meta_data":1662,"is_external_url":28},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":99,"url":1664,"linktype":107,"fieldtype":108,"cached_url":1664},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":99,"_uid":1666,"hide":28,"icon":1667,"link":1671,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1668,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1669,"copyright":99,"fieldtype":104,"meta_data":1670,"is_external_url":28},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":99,"url":1672,"linktype":107,"fieldtype":108,"cached_url":1672},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1674,1680,1693,1706,1719,1725],{"tag":99,"_uid":1675,"icon":1676,"link":1677,"type":99,"label":1679,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1341,"url":99,"linktype":772,"fieldtype":108,"cached_url":1342,"prep":41,"story":1678},{"name":1344,"id":1345,"uuid":1341,"slug":1346,"url":1346,"full_slug":1347,"_stopResolving":41},"© Spendesk",{"tag":99,"_uid":1681,"icon":1682,"link":1683,"type":99,"label":1692,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1684,"url":99,"linktype":772,"fieldtype":108,"cached_url":1685,"prep":41,"story":1686},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/es/legals/terms",{"name":1687,"id":1688,"uuid":1684,"slug":1689,"url":1690,"full_slug":1691,"_stopResolving":41},"T&C index page",126275944,"terms","legals/terms/","es/legals/terms/","Condiciones Generales",{"tag":99,"_uid":1694,"icon":1695,"link":1696,"type":99,"label":1705,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1697,"url":99,"linktype":772,"fieldtype":108,"cached_url":1698,"prep":41,"story":1699},"79cf9763-fbf7-44fc-b713-7375d45cc602","/es/legals/privacy",{"name":1700,"id":1701,"uuid":1697,"slug":1702,"url":1703,"full_slug":1704,"_stopResolving":41},"Privacy Policy",126276104,"privacy","legals/privacy","es/legals/privacy","Política de Privacidad",{"tag":99,"_uid":1707,"icon":1708,"link":1709,"type":99,"label":1718,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1710,"url":99,"linktype":772,"fieldtype":108,"cached_url":1711,"prep":41,"story":1712},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/es/legals/cookies-policy",{"name":1713,"id":1714,"uuid":1710,"slug":1715,"url":1716,"full_slug":1717,"_stopResolving":41},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","es/legals/cookies-policy","Política de Cookies",{"tag":99,"_uid":1720,"icon":1721,"link":1722,"type":99,"label":1724,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1723,"linktype":107,"fieldtype":108,"cached_url":1723},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Aviso Legal",{"tag":99,"_uid":1726,"hide":28,"icon":1727,"link":1728,"type":99,"label":1730,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1729,"linktype":107,"fieldtype":108,"cached_url":1729},"openConsentManager.action","Configuración de Cookies",[1732,1737,1742,1747,1752],{"tag":99,"_uid":1733,"icon":1734,"link":1736,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1300,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1301,"copyright":99,"fieldtype":104,"meta_data":1735,"is_external_url":28},{},{"id":99,"url":1304,"linktype":107,"fieldtype":108,"cached_url":1304},{"tag":99,"_uid":1738,"icon":1739,"link":1741,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1308,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1309,"copyright":99,"fieldtype":104,"meta_data":1740,"is_private":28,"is_external_url":28},{},{"id":99,"url":1312,"linktype":107,"fieldtype":108,"cached_url":1312},{"tag":99,"_uid":1743,"icon":1744,"link":1746,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1316,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1317,"copyright":99,"fieldtype":104,"meta_data":1745,"is_private":28,"is_external_url":28},{},{"id":99,"url":106,"linktype":107,"fieldtype":108,"cached_url":106},{"tag":99,"_uid":1748,"icon":1749,"link":1751,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1323,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1324,"copyright":99,"fieldtype":104,"meta_data":1750,"is_private":28,"is_external_url":28},{},{"id":99,"url":1327,"linktype":107,"fieldtype":108,"cached_url":1327},{"tag":99,"_uid":1753,"hide":28,"icon":1754,"link":1756,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":41,"horizontalFill":28},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1331,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1332,"copyright":99,"fieldtype":104,"meta_data":1755,"is_private":28,"is_external_url":28},{},{"id":99,"url":1335,"linktype":107,"fieldtype":108,"cached_url":1335},[1758],{"_uid":1759,"fields":1760,"component":1790,"submitUrl":1791,"hubspotFormId":1793,"successMessage":1794,"horizontalAlign":99,"onSubmitSegmentEvent":1795},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[1761],{"_uid":1762,"name":1763,"type":125,"label":1764,"required":41,"component":1765,"submitBtn":1766,"legalNotice":1767,"placeholder":99,"validateEmail":41,"blockPersonalEmailAddresses":28},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Your email address","textField","Subscribe",{"type":116,"content":1768},[1769],{"type":119,"content":1770},[1771,1773,1781,1783,1789],{"text":1772,"type":125},"By submitting this form, you agree to be contacted by Spendesk - in accordance with Spendesk's ",{"text":1774,"type":125,"marks":1775},"Terms of Use",[1776],{"type":232,"attrs":1777},{"href":1778,"uuid":1684,"anchor":25,"custom":1779,"target":235,"linktype":772,"story":1780},"/legals/terms","[object Object]",{"name":1687,"id":1688,"uuid":1684,"slug":1689,"url":1690,"full_slug":1691,"_stopResolving":41},{"text":1782,"type":125}," and ",{"text":1700,"type":125,"marks":1784},[1785],{"type":232,"attrs":1786},{"href":1787,"uuid":1697,"anchor":25,"custom":1779,"target":235,"linktype":772,"story":1788},"/legals/privacy",{"name":1700,"id":1701,"uuid":1697,"slug":1702,"url":1703,"full_slug":1704,"_stopResolving":41},{"text":377,"type":125},"formGroup",{"id":99,"url":99,"linktype":772,"fieldtype":108,"cached_url":1792,"prep":41},"/es/","8b1b128b-c02a-41d9-a512-63e778c062c6","Success","website:footer:blog_newsletter:form_completed",[1797],{"tag":99,"_uid":1798,"hide":28,"icon":1799,"link":1803,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":1800,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1801,"copyright":99,"fieldtype":104,"meta_data":1802,"is_external_url":28},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":99,"url":1804,"linktype":107,"fieldtype":108,"cached_url":1804},"https://helpcenter.spendesk.com/es/articles/8850615-antes-despues-que-ha-cambiado-respecto-a-spendesk-tus-tarjetas-visa-business-premium","No te pierdas nunca una noticia",{"type":116,"content":1807},[1808],{"type":119,"content":1809},[1810],{"text":1811,"type":125},"Capacite a tu equipo con la solución completa de gestión de gastos","Suscríbate para recibir los recursos de suscripción más recientes de Spendesk.",{"type":116,"content":1814},[1815,1823,1830],{"type":119,"content":1816},[1817],{"text":1818,"type":125,"marks":1819},"Los servicios de pago son prestados como parte del producto Spendesk por Spendesk Financial Services en el EEE, por Adyen en el Reino Unido y por Sutton Bank en EE.UU.",[1820],{"type":1377,"attrs":1821},{"color":1822},"rgb(0, 0, 0)",{"type":119,"content":1824},[1825],{"text":1826,"type":125,"marks":1827},"Spendesk Financial Services es una entidad de pago francesa autorizada por la ACPR con el número 17518. Adyen N.V. es un banco neerlandés, cuya sucursal en el Reino Unido está autorizada por la FCA a prestar servicios de pago con el número 779800. Sutton Bank es una entidad miembro asegurada por la FDIC.",[1828],{"type":1377,"attrs":1829},{"color":1822},{"type":119,"content":1831},[1832],{"text":1833,"type":125,"marks":1834},"Las tarjetas de débito Visa son emitidas por Spendesk Financial Services en el EEE, por Adyen en el Reino Unido y por Sutton Bank en EE.UU., en virtud de una licencia de Visa.",[1835],{"type":1377,"attrs":1836},{"color":1822},"es/global-components/footer",[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[1844,1845,1846],{"path":1842,"name":25,"lang":37,"published":25},{"path":1842,"name":25,"lang":39,"published":25},{"path":1842,"name":25,"lang":32,"published":25},{"name":1848,"created_at":1849,"published_at":1850,"updated_at":1851,"id":1852,"uuid":1853,"content":1854,"slug":2004,"full_slug":2005,"sort_by_date":25,"position":2006,"tag_list":2007,"is_startpage":28,"parent_id":1418,"meta_data":25,"group_id":2008,"first_published_at":2009,"release_id":25,"lang":32,"path":25,"alternates":2010,"default_full_slug":2011,"translated_slugs":2012},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":1855,"modalBtn":1856,"component":1857,"modalTitle":1858,"countdownDay":1859,"modalContent":1860,"modalSuccess":1872,"countdownHour":1873,"hubspotFormId":1874,"countdownLabel":1875,"formErrorTitle":1876,"countdownMinute":1877,"countdownSecond":1878,"eventsLiveLabel":1879,"eventsViewLabel":1880,"formErrorButton":1881,"selectNoOptions":1882,"eventsWatchLabel":1883,"copyPromptLibrary":1884,"eventsReplayLabel":1885,"formErrorSubtitle":1886,"eventsResultsLabel":1887,"blogAuthorResources":1888,"byRolePromptLibrary":1889,"copiedPromptLibrary":1890,"eventsAllTypesLabel":1891,"eventsJoinNextLabel":1892,"eventsLoadMoreLabel":1893,"eventsRegisterLabel":1894,"selectedPricingPage":1895,"yourPlanPricingPage":1896,"byTopicPromptLibrary":1897,"eventsAllTopicsLabel":1898,"allRolesPromptLibrary":1899,"eventsTypeFilterLabel":1900,"modalEmailPlaceholder":1901,"allTopicsPromptLibrary":1898,"emailValidationInvalid":1902,"eventsTopicFilterLabel":1903,"imageItemsListNoResult":1904,"noResultsPromptLibrary":1905,"phoneValidationInvalid":1906,"blogLoadMoreButtonLabel":1893,"eventsReplayPosterLabel":1907,"itemsFoundPromptLibrary":1908,"blogArticleUpdatedAtLabel":1909,"blogArticleWatchTimeLabel":1910,"clearFiltersPromptLibrary":1911,"modalExistingAccountTitle":1912,"modalExistingCompanyTitle":1913,"modalForExistingCustomers":1914,"organizationSchemaOffices":1921,"blogArticleListenTimeLabel":1910,"cardsGridSearchPlaceholder":1974,"blogArticlePublishedOnLabel":1975,"blogArticleReadingTimeLabel":1910,"emailValidationInvalidExist":1976,"modalForUnsupportedCountries":1977,"emailValidationInvalidInvited":1983,"organizationSchemaDescription":1984,"organizationSchemaContactEmail":1985,"modalExistingAccountDescription":1986,"modalExistingCompanyDescription":1992,"emailValidationInvalidDomainName":1998,"multiSelectDropdownSelectedLabel":1999,"softwareApplicationSchemaRatingCount":2000,"softwareApplicationSchemaRatingValue":2001,"emailValidationInvalidUnexpectedError":2002,"emailValidationInvalidCompanyRegistered":2003},"c86a540c-0da7-40e9-a9a5-5053e71081de","Enviar","commonContent","Spendesk aún no está disponible en tu país","Días",{"type":116,"content":1861},[1862,1867],{"type":119,"attrs":1863,"content":1864},{"textAlign":25},[1865],{"text":1866,"type":125},"Parece que te encuentras en un país en el que actualmente no prestamos servicio. Sin embargo, si tienes una empresa en el Espacio Económico Europeo o en el Reino Unido, podemos trabajar contigo y puedes reservar una demo.",{"type":119,"attrs":1868,"content":1869},{"textAlign":25},[1870],{"text":1871,"type":125},"De lo contrario, introduce tu correo electrónico a continuación y te avisaremos cuando podamos ayudarte en tu país.","Gracias por enviar el formulario","Horas","b095740c-b878-41dd-9a7b-f393d2e4de30","El evento comienza en","Ups, algo va mal…","Minutos","Segundos","Próximamente","Ver el evento","Actualizar","Aquí no hay opciones.","Ver la grabación","Copiar prompt","Grabación","Se ha producido un error al enviar el formulario. Asegúrese de desactivar los bloqueadores de anuncios de su navegador e inténtelo de nuevo.","{count} eventos","Artículos de {firstName}","Por rol","¡Copiado!","Todos","Únete al próximo","Cargar más","Inscribirse","seleccionados","Tu plan","Por tema","Todos los temas","Todos los roles","Filtrar por tipo","Correo electrónico del trabajo","Correo electrónico no válido","Filtrar por tema","Sin resultados","No hay ningún prompt que coincida con estos filtros. Prueba a quitarlos.","Número de teléfono no válido","Mira la grabación completa","encontrados","Actualizado el","min","Borrar filtros","Ya tienes una cuenta Spendesk","Su empresa ya tiene una cuenta Spendesk",{"type":116,"content":1915},[1916,1920],{"type":119,"content":1917},[1918],{"text":1919,"type":125},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":119},[1922,1938,1950,1962],{"cta":1923,"_uid":1930,"image":1931,"title":1935,"subtitle":1936,"component":1937},[1924],{"tag":99,"_uid":1925,"icon":1926,"link":1927,"type":99,"label":1929,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1928,"linktype":107,"fieldtype":108,"cached_url":1928},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Map","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":1932,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1933,"copyright":99,"fieldtype":104,"meta_data":1934,"is_external_url":28},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, Francia","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":1939,"_uid":1945,"image":1946,"title":1948,"subtitle":1949,"component":1937},[1940],{"tag":99,"_uid":1941,"icon":1942,"link":1943,"type":99,"label":1929,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1944,"linktype":107,"fieldtype":108,"cached_url":1944},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":1932,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1933,"copyright":99,"fieldtype":104,"meta_data":1947,"is_external_url":28},{},"Londres, Reino Unido","168 Old Street, EC1V 9BP",{"cta":1951,"_uid":1957,"image":1958,"title":1960,"subtitle":1961,"component":1937},[1952],{"tag":99,"_uid":1953,"icon":1954,"link":1955,"type":99,"label":1929,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1956,"linktype":107,"fieldtype":108,"cached_url":1956},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":1932,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1933,"copyright":99,"fieldtype":104,"meta_data":1959,"is_external_url":28},{},"Berlina, Alemania","Warschauer Pl. 11-13, 10245",{"cta":1963,"_uid":1969,"image":1970,"title":1972,"subtitle":1973,"component":1937},[1964],{"tag":99,"_uid":1965,"icon":1966,"link":1967,"type":99,"label":1929,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1968,"linktype":107,"fieldtype":108,"cached_url":1968},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":1932,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1933,"copyright":99,"fieldtype":104,"meta_data":1971,"is_external_url":28},{},"Madrid, España","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Type here","Publicado el","Parece que ya tienes una cuenta con Spendesk, así que puedes iniciar sesión.",{"type":116,"content":1978},[1979],{"type":119,"content":1980},[1981],{"text":1982,"type":125},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Parece que ya te han invitado a Spendesk. Comprueba tu bandeja de entrada o pídele a tu administrador que te reenvíe la invitación.","Spendesk es una plataforma integral de gestión de gastos y compras que ayuda a las empresas a gestionar tarjetas corporativas, pagos de facturas, suscripciones y gastos de la empresa en tiempo real.","support@spendesk.com",{"type":116,"content":1987},[1988],{"type":119,"content":1989},[1990],{"text":1991,"type":125},"Ya existe una cuenta de Spendesk asociada a esta dirección de correo electrónico.",{"type":116,"content":1993},[1994],{"type":119,"content":1995},[1996],{"text":1997,"type":125},"Su empresa ya tiene una cuenta en Spendesk. Solicite acceso a su equipo financiero.","Esto parece ser un correo electrónico personal. Introduce tu dirección de correo profesional.","selected","412","4.6","Se ha producido un error inesperado. Inténtalo de nuevo más tarde o contacta con el equipo de soporte para obtener ayuda.","Esta empresa ya está registrada. Ponte en contacto con tu administrador.","commoncontent","es/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2013,2014,2015],{"path":2011,"name":25,"lang":37,"published":25},{"path":2011,"name":25,"lang":39,"published":25},{"path":2011,"name":25,"lang":32,"published":25},[2017,2021,2025,2029,2033,2037,2041,2045,2049],{"id":2018,"name":2019,"value":2020,"dimension_value":25},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2022,"name":2023,"value":2024,"dimension_value":25},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2026,"name":2027,"value":2028,"dimension_value":25},10736155,"Intercom","ryDQcVoOoZQ",{"id":2030,"name":2031,"value":2032,"dimension_value":25},10736156,"HubSpot","ry0QcNodoWQ",{"id":2034,"name":2035,"value":2036,"dimension_value":25},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2038,"name":2039,"value":2040,"dimension_value":25},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2042,"name":2043,"value":2044,"dimension_value":25},10736765,"Bing Ads","dsS7z9Hv4",{"id":2046,"name":2047,"value":2048,"dimension_value":25},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2050,"name":2051,"value":2052,"dimension_value":25},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2054,"component":2055,"sidebarCta":2056,"leadwallForm":2096,"leadwallTitle":2097,"exitModalPopup":2098,"newsletterForm":2099,"newsletterTitle":2124,"bottomArticleCta":2125,"leadwallSubtitle":2157,"moreArticlesLabel":2158,"breadcrumbBlogLink":2159,"newsletterSubtitle":2161,"breadcrumbBlogLabel":1013,"breadcrumbArticleLabel":618,"leadwallSuccessMessage":99,"hiddenNewsletterOnTopics":2162,"componentsAfterTheArticle":2165,"moreArticlesLabelFallback":2305,"sidebarTableOfContentsLabel":2306},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2057],{"cta":2058,"_uid":2066,"image":2067,"title":2071,"subtitle":2094,"component":2095},[2059],{"tag":99,"_uid":2060,"hide":28,"icon":2061,"link":2063,"type":99,"label":1361,"style":109,"component":110,"mobileLabel":99,"onClickEvent":2065,"openInANewTab":28,"horizontalFill":28},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":2062},{},{"id":1353,"url":99,"linktype":772,"fieldtype":108,"cached_url":1354,"prep":41,"story":2064},{"name":1356,"id":1357,"uuid":1353,"slug":1358,"url":1359,"full_slug":1360,"_stopResolving":41},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2068,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2069,"copyright":99,"fieldtype":104,"meta_data":2070,"is_external_url":28},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":116,"content":2072},[2073],{"type":119,"attrs":2074,"content":2075},{"textAlign":25,"key":121},[2076,2085,2087],{"text":2077,"type":125,"marks":2078},"Gasta mejor. ",[2079,2081],{"type":1377,"attrs":2080},{"color":99},{"type":2082,"attrs":2083},"styled",{"class":2084},"text-item-heading text-item-heading-md",{"type":2086},"hard_break",{"text":2088,"type":125,"marks":2089},"Trabaja mejor.",[2090,2092],{"type":1377,"attrs":2091},{"color":99},{"type":2082,"attrs":2093},{"class":2084},"Centraliza tarjetas, facturas y gastos en un único flujo controlado para tener visibilidad en tiempo real y acelerar el cierre financiero.","ctaBlock",[],"Want to continue reading?",[],[2100],{"_uid":2101,"fields":2102,"component":1790,"submitUrl":2122,"hubspotFormId":1793,"successMessage":1794,"horizontalAlign":99,"onSubmitSegmentEvent":2123},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2103],{"_uid":2104,"name":1763,"type":125,"label":1764,"required":41,"component":1765,"submitBtn":1766,"legalNotice":2105,"placeholder":99,"validateEmail":41,"blockPersonalEmailAddresses":28},"cc924123-e126-4829-a72a-43fcf863a045",{"type":116,"content":2106},[2107],{"type":119,"content":2108},[2109,2110,2115,2116,2121],{"text":1772,"type":125},{"text":1774,"type":125,"marks":2111},[2112],{"type":232,"attrs":2113},{"href":1778,"uuid":1684,"anchor":25,"custom":1779,"target":235,"linktype":772,"story":2114},{"name":1687,"id":1688,"uuid":1684,"slug":1689,"url":1690,"full_slug":1691,"_stopResolving":41},{"text":1782,"type":125},{"text":1700,"type":125,"marks":2117},[2118],{"type":232,"attrs":2119},{"href":1787,"uuid":1697,"anchor":25,"custom":1779,"target":235,"linktype":772,"story":2120},{"name":1700,"id":1701,"uuid":1697,"slug":1702,"url":1703,"full_slug":1704,"_stopResolving":41},{"text":377,"type":125},{"id":99,"url":99,"linktype":772,"fieldtype":108,"cached_url":1792,"prep":41},"website:article:blog_newsletter:form_completed","¿Te gusta lo que lees?",[2126],{"cta":2127,"_uid":2142,"image":2143,"title":2145,"subtitle":2156,"component":2095},[2128],{"tag":99,"_uid":2129,"hide":28,"icon":2130,"link":2132,"type":99,"label":2140,"style":109,"component":110,"mobileLabel":99,"onClickEvent":2141,"openInANewTab":28,"horizontalFill":28},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":2131},{},{"id":2133,"url":99,"linktype":772,"fieldtype":108,"cached_url":2134,"prep":41,"story":2135},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/es/platform-tour",{"name":2136,"id":2137,"uuid":2133,"slug":2138,"url":2138,"full_slug":2139,"_stopResolving":41},"Platform tour",413550505,"platform-tour","es/platform-tour","Probar demo interactivo","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104,"meta_data":2144,"is_external_url":28},{},{"type":116,"content":2146},[2147],{"type":119,"attrs":2148,"content":2149},{"textAlign":25,"key":121},[2150],{"text":2151,"type":125,"marks":2152},"¿Quieres saber  cómo funciona Spendesk?",[2153],{"type":2082,"attrs":2154},{"class":2155},"patron-heading-2 accentuation-01","Prueba nuestro demo interactivo y descubre como controlar  el gasto y las aprobaciones de principio a fin.","Sign up to our newsletter to keep reading","Más artículos sobre",{"id":1005,"url":99,"linktype":772,"fieldtype":108,"cached_url":1006,"prep":41,"story":2160},{"name":1008,"id":1009,"uuid":1005,"slug":1010,"url":1011,"full_slug":1012,"_stopResolving":41},"Publicamos nuevos artículos como este cada semana. Suscríbete a nuestro Newsletter para mantenerte informado.",[2163,2164],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2166],{"cta":2167,"_uid":2168,"items":2169,"heading":2283,"reverse":28,"component":728,"sectionSettings":2304},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2170,2226],{"_uid":2171,"title":2172,"component":657,"description":2173},"dfc0accd-ab64-464a-8597-b76754748f04","¿Qué es la gestión del gasto?",{"type":116,"content":2174},[2175,2180,2206,2211,2216,2221],{"type":119,"attrs":2176,"content":2177},{"textAlign":25},[2178],{"text":2179,"type":125},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":2181,"attrs":2182,"content":2184},"ordered_list",{"order":2183},1,[2185,2192,2199],{"type":312,"content":2186},[2187],{"type":119,"attrs":2188,"content":2189},{"textAlign":25},[2190],{"text":2191,"type":125},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":312,"content":2193},[2194],{"type":119,"attrs":2195,"content":2196},{"textAlign":25},[2197],{"text":2198,"type":125},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":312,"content":2200},[2201],{"type":119,"attrs":2202,"content":2203},{"textAlign":25},[2204],{"text":2205,"type":125},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":119,"attrs":2207,"content":2208},{"textAlign":25},[2209],{"text":2210,"type":125},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":119,"attrs":2212,"content":2213},{"textAlign":25},[2214],{"text":2215,"type":125},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":119,"attrs":2217,"content":2218},{"textAlign":25},[2219],{"text":2220,"type":125},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":119,"attrs":2222,"content":2223},{"textAlign":25},[2224],{"text":2225,"type":125},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2227,"title":2228,"component":657,"description":2229},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":116,"content":2230},[2231,2236,2248,2253,2263,2268,2273,2278],{"type":119,"attrs":2232,"content":2233},{"textAlign":25},[2234],{"text":2235,"type":125},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":119,"attrs":2237,"content":2238},{"textAlign":25},[2239,2243,2246],{"text":2240,"type":125,"marks":2241},"Para los empleados",[2242],{"type":177},{"type":2086,"marks":2244},[2245],{"type":177},{"text":2247,"type":125},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":119,"attrs":2249,"content":2250},{"textAlign":25},[2251],{"text":2252,"type":125},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":119,"attrs":2254,"content":2255},{"textAlign":25},[2256,2260,2261],{"text":2257,"type":125,"marks":2258},"Para los equipos financieros",[2259],{"type":177},{"type":2086},{"text":2262,"type":125},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":119,"attrs":2264,"content":2265},{"textAlign":25},[2266],{"text":2267,"type":125},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":119,"attrs":2269,"content":2270},{"textAlign":25},[2271],{"text":2272,"type":125},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":119,"attrs":2274,"content":2275},{"textAlign":25},[2276],{"text":2277,"type":125},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":119,"attrs":2279,"content":2280},{"textAlign":25},[2281],{"text":2282,"type":125},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2284],{"cta":2285,"_uid":2286,"title":2287,"eyebrow":2294,"subtitle":2297,"component":210,"textAlign":99,"sectionSettings":2303,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":116,"content":2288},[2289],{"type":210,"attrs":2290,"content":2291},{"level":212},[2292],{"text":2293,"type":125},"Empezar con Spendesk",{"type":116,"content":2295},[2296],{"type":119},{"type":116,"content":2298},[2299],{"type":119,"content":2300},[2301],{"text":2302,"type":125},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2308,2449,2590,2728],{"name":2309,"created_at":2310,"published_at":2311,"updated_at":2312,"id":2313,"uuid":2314,"content":2315,"slug":2437,"full_slug":2438,"sort_by_date":25,"position":2439,"tag_list":2440,"is_startpage":28,"parent_id":733,"meta_data":25,"group_id":2441,"first_published_at":2442,"release_id":25,"lang":32,"path":25,"alternates":2443,"default_full_slug":2444,"translated_slugs":2445},"Límites de gasto y flujos de aprobación: cómo diseñar una matriz de aprobaciones","2026-09-14T09:05:51.120Z","2026-09-21T13:47:36.187Z","2026-09-21T13:47:36.206Z",219902571029940,"f03b6555-c243-4567-a806-01b64e21be9f",{"_uid":2316,"title":2309,"topics":2317,"noIndex":28,"category":2326,"language":2335,"component":630,"heroMedia":2336,"metaTitle":2337,"publishedAt":2338,"readingTime":2339,"redirectUrl":99,"listingImage":2340,"metaDescription":2349,"bottomArticleCta":2350,"componentsAfterTheArticle":2351},"7a4cd629-7642-46db-b020-73a6e5a196c1",[2318],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2319,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2320,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2321,"default_full_slug":163,"translated_slugs":2322,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2323,2324,2325],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":618,"created_at":619,"published_at":16,"updated_at":620,"id":621,"uuid":622,"content":2327,"slug":630,"full_slug":631,"sort_by_date":25,"position":52,"tag_list":2329,"is_startpage":28,"parent_id":633,"meta_data":25,"group_id":634,"first_published_at":635,"release_id":25,"lang":32,"path":25,"alternates":2330,"default_full_slug":637,"translated_slugs":2331,"_stopResolving":41},{"_uid":624,"icon":2328,"name":618,"component":629},{"id":626,"alt":627,"name":99,"focus":99,"title":99,"filename":628,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2332,2333,2334],{"path":637,"name":25,"lang":37,"published":25},{"path":637,"name":25,"lang":39,"published":25},{"path":637,"name":25,"lang":32,"published":25},[32],[],"Límites de gasto y flujos de aprobación: cómo diseñar una ma","2026-09-15 00:00","11",[2341],{"_uid":2342,"link":2343,"asset":2344,"caption":99,"component":2348},"a9644a58-b3c7-493b-9444-acfb7e460f72",{"id":99,"url":99,"linktype":772,"fieldtype":108,"cached_url":1792,"prep":41},{"id":2345,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2346,"copyright":99,"fieldtype":104,"meta_data":2347,"is_external_url":28},222449021451945,"https://a.storyblok.com/f/146026/1672x941/dc12ffbfb9/matriz-de-aprobaciones.png",{},"image","Diseña una matriz de aprobaciones con límites de gasto y flujos claros para controlar el gasto de tu empresa sin frenar al equipo.",[],[2352],{"_uid":2353,"items":2354,"heading":2415,"component":728},"7f2196f5-28a0-4a67-82bd-1f2541a019dd",[2355,2365,2375,2385,2395,2405],{"_uid":2356,"title":2357,"component":657,"description":2358},"8bf7ee51-6e0c-42c0-a523-8afac7fcdeab","¿Qué es una matriz de aprobaciones?",{"type":116,"content":2359},[2360],{"type":119,"attrs":2361,"content":2362},{"textAlign":25},[2363],{"text":2364,"type":125},"Es un conjunto de reglas que define quién puede aprobar cada tipo de gasto, hasta qué importe y bajo qué condiciones. Normalmente tiene en cuenta el importe, la categoría, el rol de la persona aprobadora y la entidad responsable del pago.",{"_uid":2366,"title":2367,"component":657,"description":2368},"6f9929d2-5ab2-430a-b77d-ffa70e67cd75","¿Cómo se definen los límites de gasto?",{"type":116,"content":2369},[2370],{"type":119,"attrs":2371,"content":2372},{"textAlign":25},[2373],{"text":2374,"type":125},"Los límites pueden establecerse por transacción, periodo, tarjeta, categoría, proyecto o centro de costes. Deben reflejar el nivel de responsabilidad de cada rol y la política de gastos de la empresa.",{"_uid":2376,"title":2377,"component":657,"description":2378},"ecce9840-c4f9-4b0c-804e-c284215ef2b9","¿Cuántos niveles de aprobación debe tener una empresa?",{"type":116,"content":2379},[2380],{"type":119,"attrs":2381,"content":2382},{"textAlign":25},[2383],{"text":2384,"type":125},"Depende del tamaño, la estructura y el nivel de riesgo de las compras. Los gastos recurrentes y de bajo importe pueden seguir un flujo sencillo, mientras que las compras excepcionales o de mayor impacto pueden requerir una aprobación adicional.",{"_uid":2386,"title":2387,"component":657,"description":2388},"8b096212-44fc-4963-8cc7-175e6a8566f9","¿Cómo se aplican las aprobaciones a las tarjetas corporativas?",{"type":116,"content":2389},[2390],{"type":119,"attrs":2391,"content":2392},{"textAlign":25},[2393],{"text":2394,"type":125},"La empresa configura límites y reglas de uso para cada tarjeta. Cuando una compra supera el límite o pertenece a una categoría que requiere revisión, el flujo puede exigir una aprobación previa antes de completar el gasto, según la configuración disponible.",{"_uid":2396,"title":2397,"component":657,"description":2398},"dabcbc53-35a6-4e09-93b3-29b282d686d5","¿Cómo se relacionan las aprobaciones con las facturas y la contabilidad?",{"type":116,"content":2399},[2400],{"type":119,"attrs":2401,"content":2402},{"textAlign":25},[2403],{"text":2404,"type":125},"La información de la solicitud, la aprobación, la factura y la documentación asociada puede mantenerse en un mismo flujo. Esto facilita la revisión y la preparación contable, aunque la configuración y las integraciones disponibles deben comprobarse para cada empresa.",{"_uid":2406,"title":2407,"component":657,"description":2408},"f56e32e8-ebb0-46de-a246-2ab970aafb0c","¿Cómo puede ayudar Spendesk a gestionar una matriz de aprobaciones?",{"type":116,"content":2409},[2410],{"type":119,"attrs":2411,"content":2412},{"textAlign":25},[2413],{"text":2414,"type":125},"Spendesk permite combinar tarjetas físicas y virtuales, y establecer límites, controles de gasto y flujos de aprobación. También ofrece funciones para gestionar justificantes y facturas, con opciones de preparación e integración contable que dependen de la configuración contratada.",[2416],{"cta":2417,"_uid":2418,"title":2419,"eyebrow":2425,"subtitle":2430,"component":210,"textAlign":99,"flexibleSection":2435,"sectionSettings":2436,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"5440d660-ff0d-4afe-a046-cd3699ddc9eb",{"type":116,"content":2420},[2421],{"type":210,"attrs":2422,"content":2423},{"level":212,"textAlign":25},[2424],{"text":715,"type":125},{"type":116,"content":2426},[2427],{"type":119,"attrs":2428,"content":2429},{"textAlign":25},[],{"type":116,"content":2431},[2432],{"type":119,"attrs":2433,"content":2434},{"textAlign":25},[],[],[],"matriz-de-aprobaciones","es/blog/matriz-de-aprobaciones",-3470,[],"c9659dd3-ec9b-40fd-8441-b1d7906a1df8","2026-09-14T09:05:51.171Z",[],"blog/matriz-de-aprobaciones",[2446,2447,2448],{"path":2444,"name":25,"lang":37,"published":25},{"path":2444,"name":25,"lang":39,"published":25},{"path":2444,"name":25,"lang":32,"published":25},{"name":2450,"created_at":2451,"published_at":2452,"updated_at":2453,"id":2454,"uuid":2455,"content":2456,"slug":2578,"full_slug":2579,"sort_by_date":25,"position":2580,"tag_list":2581,"is_startpage":28,"parent_id":733,"meta_data":25,"group_id":2582,"first_published_at":2583,"release_id":25,"lang":32,"path":25,"alternates":2584,"default_full_slug":2585,"translated_slugs":2586},"Cómo integrar una plataforma de gastos con un ERP: IA, SAP, NetSuite y plazos de implementación","2026-09-14T09:05:52.527Z","2026-09-21T13:50:42.776Z","2026-09-21T13:50:42.790Z",219902576793014,"745c86bb-3f18-4b6c-b723-e9418446550f",{"_uid":2457,"title":2450,"topics":2458,"noIndex":28,"category":2467,"language":2476,"component":630,"heroMedia":2477,"metaTitle":2478,"publishedAt":2479,"readingTime":2480,"redirectUrl":99,"listingImage":2481,"metaDescription":2490,"bottomArticleCta":2491,"componentsAfterTheArticle":2492},"a48b7c03-58f6-41fe-8ce2-34e55d99653f",[2459],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2460,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2461,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2462,"default_full_slug":163,"translated_slugs":2463,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2464,2465,2466],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":618,"created_at":619,"published_at":16,"updated_at":620,"id":621,"uuid":622,"content":2468,"slug":630,"full_slug":631,"sort_by_date":25,"position":52,"tag_list":2470,"is_startpage":28,"parent_id":633,"meta_data":25,"group_id":634,"first_published_at":635,"release_id":25,"lang":32,"path":25,"alternates":2471,"default_full_slug":637,"translated_slugs":2472,"_stopResolving":41},{"_uid":624,"icon":2469,"name":618,"component":629},{"id":626,"alt":627,"name":99,"focus":99,"title":99,"filename":628,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2473,2474,2475],{"path":637,"name":25,"lang":37,"published":25},{"path":637,"name":25,"lang":39,"published":25},{"path":637,"name":25,"lang":32,"published":25},[32],[],"Cómo integrar una plataforma de gastos con un ERP: IA, SAP, ","2026-09-10 00:00","14",[2482],{"_uid":2483,"link":2484,"asset":2485,"caption":99,"component":2348},"055925a0-284a-4538-a176-263f9eb5c6e1",{"id":99,"url":99,"linktype":772,"fieldtype":108,"cached_url":1792,"prep":41},{"id":2486,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2487,"copyright":99,"fieldtype":104,"meta_data":2488,"is_external_url":28},222449769406364,"https://a.storyblok.com/f/146026/1672x941/93f71ef550/integracion-erp-gestion-de-gastos.png",{"size":2489},"1672x941","Descubre qué aportan la IA y la automatización a la integración ERP, cuándo necesitas SAP o NetSuite y qué factores determinan el plazo.",[],[2493],{"_uid":2494,"items":2495,"heading":2556,"component":728},"6a8a5f47-adf1-46b2-bbbf-af6df2ef16cd",[2496,2506,2516,2526,2536,2546],{"_uid":2497,"title":2498,"component":657,"description":2499},"b5e8bde6-8d6c-464c-8656-31dc06e32c2e","¿La IA contable decide por sí sola cómo registrar una factura?",{"type":116,"content":2500},[2501],{"type":119,"attrs":2502,"content":2503},{"textAlign":25},[2504],{"text":2505,"type":125},"No debería tratarse como un sistema que decide sin supervisión. La IA puede leer documentos, extraer información y sugerir categorías o cuentas, pero el equipo financiero debe revisar y confirmar los datos cuando sea necesario.",{"_uid":2507,"title":2508,"component":657,"description":2509},"3d636006-7eb8-4147-befb-dfcf4a190a3d","¿Cuándo basta un conector ligero y cuándo conviene utilizar SAP o NetSuite?",{"type":116,"content":2510},[2511],{"type":119,"attrs":2512,"content":2513},{"textAlign":25},[2514],{"text":2515,"type":125},"Un conector ligero puede ser suficiente para una empresa con una entidad y procesos contables estándar. SAP o NetSuite pueden resultar más adecuados cuando existen varias entidades, divisas, consolidación de grupo o flujos personalizados. La decisión depende de la complejidad real del negocio.",{"_uid":2517,"title":2518,"component":657,"description":2519},"96008d9e-662d-41d1-b297-fc59a22f06b4","¿Cuánto tarda una integración con un ERP?",{"type":116,"content":2520},[2521],{"type":119,"attrs":2522,"content":2523},{"textAlign":25},[2524],{"text":2525,"type":125},"No existe un plazo único. Una conexión estándar suele requerir menos tiempo que un proyecto personalizado, mientras que una integración con varias entidades y estructuras contables complejas puede necesitar varias fases de análisis, configuración y validación.",{"_uid":2527,"title":2528,"component":657,"description":2529},"34b2f188-09bd-4f3e-92c3-8c7711249b3f","¿La integración con un ERP garantiza el cumplimiento fiscal?",{"type":116,"content":2530},[2531],{"type":119,"attrs":2532,"content":2533},{"textAlign":25},[2534],{"text":2535,"type":125},"No. Puede mejorar la trazabilidad, organizar la documentación y facilitar la revisión, pero no determina por sí sola el tratamiento fiscal ni garantiza el cumplimiento de las obligaciones aplicables.",{"_uid":2537,"title":2538,"component":657,"description":2539},"1e92712a-5d22-4c86-9cd4-0becd4a43076","¿Qué diferencia hay entre integrar un ERP y exportar un archivo contable?",{"type":116,"content":2540},[2541],{"type":119,"attrs":2542,"content":2543},{"textAlign":25},[2544],{"text":2545,"type":125},"Una exportación traslada información en un momento concreto y suele requerir más trabajo manual. Una integración puede mantener conectados determinados datos y procesos, aunque el alcance depende de las herramientas, la configuración y las reglas definidas por la empresa.",{"_uid":2547,"title":2548,"component":657,"description":2549},"1e1e84ba-2641-4965-9c29-09bfd625c77c","¿Cómo puede ayudar Spendesk a integrar la gestión del gasto con la contabilidad?",{"type":116,"content":2550},[2551],{"type":119,"attrs":2552,"content":2553},{"textAlign":25},[2554],{"text":2555,"type":125},"Spendesk no es un ERP: resuelve lo que un ERP no está diseñado para hacer bien. Un ERP centraliza la contabilidad, pero el gasto nace fuera de él, en tarjetas, facturas y solicitudes dispersas. Spendesk captura esa información desde el origen, con OCR, flujos de aprobación y reglas de codificación, y la entrega al ERP ya organizada, en lugar de que el equipo financiero la reconstruya línea por línea en cada cierre. Puede conectarse con SAP, NetSuite u otras herramientas contables; el alcance exacto de cada integración depende de la configuración contratada.",[2557],{"cta":2558,"_uid":2559,"title":2560,"eyebrow":2566,"subtitle":2571,"component":210,"textAlign":99,"flexibleSection":2576,"sectionSettings":2577,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"4791d09f-735c-47be-adb6-99968d3378c2",{"type":116,"content":2561},[2562],{"type":210,"attrs":2563,"content":2564},{"level":212,"textAlign":25},[2565],{"text":715,"type":125},{"type":116,"content":2567},[2568],{"type":119,"attrs":2569,"content":2570},{"textAlign":25},[],{"type":116,"content":2572},[2573],{"type":119,"attrs":2574,"content":2575},{"textAlign":25},[],[],[],"integracion-erp-gestion-de-gastos","es/blog/integracion-erp-gestion-de-gastos",-3480,[],"98b52988-997b-496a-97d4-1a93fbb266f3","2026-09-14T09:05:52.582Z",[],"blog/integracion-erp-gestion-de-gastos",[2587,2588,2589],{"path":2585,"name":25,"lang":37,"published":25},{"path":2585,"name":25,"lang":39,"published":25},{"path":2585,"name":25,"lang":32,"published":25},{"name":2591,"created_at":2592,"published_at":2593,"updated_at":2594,"id":2595,"uuid":2596,"content":2597,"slug":2716,"full_slug":2717,"sort_by_date":25,"position":2718,"tag_list":2719,"is_startpage":28,"parent_id":733,"meta_data":25,"group_id":2720,"first_published_at":2721,"release_id":25,"lang":32,"path":25,"alternates":2722,"default_full_slug":2723,"translated_slugs":2724},"Gestión de gastos multiempresa: control por entidad, visibilidad consolidada y cierre contable","2026-08-26T15:56:49.535Z","2026-11-03T12:15:19.223Z","2026-11-03T12:15:19.255Z",213279578320375,"ee5153a6-f1ef-42ae-9942-378b1568bb9a",{"_uid":2598,"title":2591,"topics":2599,"noIndex":28,"category":2608,"language":2617,"component":630,"heroMedia":2618,"metaTitle":2619,"publishedAt":2620,"readingTime":2480,"redirectUrl":99,"listingImage":2621,"metaDescription":2628,"bottomArticleCta":2629,"componentsAfterTheArticle":2630},"84051c1c-b4a9-4440-a54d-2d97111882f7",[2600],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2601,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2602,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2603,"default_full_slug":163,"translated_slugs":2604,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2605,2606,2607],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":618,"created_at":619,"published_at":16,"updated_at":620,"id":621,"uuid":622,"content":2609,"slug":630,"full_slug":631,"sort_by_date":25,"position":52,"tag_list":2611,"is_startpage":28,"parent_id":633,"meta_data":25,"group_id":634,"first_published_at":635,"release_id":25,"lang":32,"path":25,"alternates":2612,"default_full_slug":637,"translated_slugs":2613,"_stopResolving":41},{"_uid":624,"icon":2610,"name":618,"component":629},{"id":626,"alt":627,"name":99,"focus":99,"title":99,"filename":628,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2614,2615,2616],{"path":637,"name":25,"lang":37,"published":25},{"path":637,"name":25,"lang":39,"published":25},{"path":637,"name":25,"lang":32,"published":25},[32],[],"Gestión de gastos multiempresa: control por entidad","2026-08-20 00:00",[2622],{"_uid":2623,"asset":2624,"caption":99,"component":2348},"df72a749-7b55-4b0a-8e4e-c4a82d38d646",{"id":2625,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2626,"copyright":99,"fieldtype":104,"meta_data":2627,"is_external_url":28},218542639992655,"https://a.storyblok.com/f/146026/1672x941/f42330e41d/gestion-de-gastos-multiempresa.png",{"size":2489},"Gestión de gastos multiempresa: cómo controlar el gasto por entidad, consolidar la visibilidad del grupo y preparar el cierre contable de cada filial.",[],[2631],{"_uid":2632,"items":2633,"heading":2694,"component":728},"4688c2b9-e914-4f95-b290-55b20e3c1260",[2634,2644,2654,2664,2674,2684],{"_uid":2635,"title":2636,"component":657,"description":2637},"1809c048-8bd9-48d9-9bc2-b67adcd3f432","¿Qué es la gestión de gastos multiempresa?",{"type":116,"content":2638},[2639],{"type":119,"attrs":2640,"content":2641},{"textAlign":25},[2642],{"text":2643,"type":125},"La gestión de gastos multiempresa consiste en controlar el gasto de varias sociedades o entidades dentro de un mismo marco operativo. Incluye la gestión de presupuestos, tarjetas, solicitudes, facturas, aprobaciones, pagos y datos contables, manteniendo separada la información de cada entidad.",{"_uid":2645,"title":2646,"component":657,"description":2647},"06d2ac6a-88c4-43a1-a390-356d7269c166","¿Qué diferencia hay entre visibilidad consolidada y consolidación contable?",{"type":116,"content":2648},[2649],{"type":119,"attrs":2650,"content":2651},{"textAlign":25},[2652],{"text":2653,"type":125},"La visibilidad consolidada permite consultar datos operativos de varias entidades en una vista agrupada. La consolidación contable es un proceso formal que puede incluir la homogeneización de criterios, la conversión de divisas, las eliminaciones intragrupo y la formulación de cuentas consolidadas. Una vista agrupada no sustituye a este proceso.",{"_uid":2655,"title":2656,"component":657,"description":2657},"b3c8f8cc-6850-4a08-9b89-06c464dc030c","¿Puede Spendesk gestionar varias filiales?",{"type":116,"content":2658},[2659],{"type":119,"attrs":2660,"content":2661},{"textAlign":25},[2662],{"text":2663,"type":125},"Spendesk admite organizaciones con varias entidades y ofrece herramientas para gestionar el gasto, los presupuestos, las tarjetas, las facturas y las aprobaciones por entidad. Las personas con los permisos correspondientes pueden supervisar varias entidades desde un mismo espacio. La disponibilidad y el alcance de estas funciones dependen del plan, las entidades y la configuración de la cuenta.",{"_uid":2665,"title":2666,"component":657,"description":2667},"593fe39f-ca6e-492c-b198-41b611f37396","¿Puede Spendesk consolidar las cuentas anuales del grupo?",{"type":116,"content":2668},[2669],{"type":119,"attrs":2670,"content":2671},{"textAlign":25},[2672],{"text":2673,"type":125},"No. Spendesk puede ayudar a preparar y exportar información de gastos y pagos hacia sistemas contables compatibles, pero no debe presentarse como una herramienta de consolidación estatutaria. La eliminación de operaciones intragrupo, los ajustes de consolidación y la formulación de las cuentas anuales consolidadas deben realizarse en el ERP, en una herramienta especializada o mediante el proceso contable correspondiente.",{"_uid":2675,"title":2676,"component":657,"description":2677},"bfed3ab2-cd75-4413-a7c9-51b05706e98c","¿Cómo se conectan los datos de Spendesk con la contabilidad?",{"type":116,"content":2678},[2679],{"type":119,"attrs":2680,"content":2681},{"textAlign":25},[2682],{"text":2683,"type":125},"Spendesk puede conectarse a determinados sistemas contables mediante integraciones nativas, exportaciones personalizadas o archivos, según la disponibilidad para cada entidad y plan. La empresa debe configurar las cuentas, los códigos de IVA, los diarios y las dimensiones analíticas que necesite, y validar el resultado en el sistema contable.",{"_uid":2685,"title":2686,"component":657,"description":2687},"1b677fd5-cb26-4903-aa2a-5c5fc0bfe43f","¿Cómo se controlan los presupuestos de varias filiales?",{"type":116,"content":2688},[2689],{"type":119,"attrs":2690,"content":2691},{"textAlign":25},[2692],{"text":2693,"type":125},"Los presupuestos pueden organizarse por entidad, equipo, proyecto, centro de coste o categoría, según la configuración disponible. Cada responsable puede consultar el gasto utilizado, comprometido y disponible de su ámbito, mientras que la dirección financiera puede supervisar la actividad de varias entidades con los permisos adecuados.",[2695],{"cta":2696,"_uid":2697,"title":2698,"eyebrow":2704,"subtitle":2709,"component":210,"textAlign":99,"flexibleSection":2714,"sectionSettings":2715,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"59de6caa-7018-49d8-a5fa-bcab895aca69",{"type":116,"content":2699},[2700],{"type":210,"attrs":2701,"content":2702},{"level":212,"textAlign":25},[2703],{"text":715,"type":125},{"type":116,"content":2705},[2706],{"type":119,"attrs":2707,"content":2708},{"textAlign":25},[],{"type":116,"content":2710},[2711],{"type":119,"attrs":2712,"content":2713},{"textAlign":25},[],[],[],"gestion-de-gastos-multiempresa","es/blog/gestion-de-gastos-multiempresa",-2950,[],"4436faa7-cc75-4ae1-9f30-09fa6a31841e","2026-08-26T16:07:21.435Z",[],"blog/gestion-de-gastos-multiempresa",[2725,2726,2727],{"path":2723,"name":25,"lang":37,"published":25},{"path":2723,"name":25,"lang":39,"published":25},{"path":2723,"name":25,"lang":32,"published":25},{"name":2729,"created_at":2730,"published_at":2731,"updated_at":2732,"id":2733,"uuid":2734,"content":2735,"slug":2865,"full_slug":2866,"sort_by_date":25,"position":2867,"tag_list":2868,"is_startpage":28,"parent_id":733,"meta_data":25,"group_id":2869,"first_published_at":2870,"release_id":25,"lang":32,"path":25,"alternates":2871,"default_full_slug":2872,"translated_slugs":2873},"Reembolso de gastos a empleados en España: política, aprobación, justificantes y contabilización","2026-08-26T15:56:50.628Z","2026-08-27T12:19:06.143Z","2026-08-27T12:19:06.169Z",213279582785116,"372fac67-5d7c-45c3-9dce-36588ee5c249",{"_uid":2736,"title":2729,"topics":2737,"noIndex":28,"category":2746,"language":2755,"component":630,"heroMedia":2756,"metaTitle":2757,"publishedAt":2758,"readingTime":2480,"redirectUrl":99,"listingImage":2759,"metaDescription":2767,"bottomArticleCta":2768,"componentsAfterTheArticle":2769},"f4c11206-1a89-4ac9-a0da-4656d8ec3b64",[2738],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2739,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2740,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2741,"default_full_slug":163,"translated_slugs":2742,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2743,2744,2745],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":618,"created_at":619,"published_at":16,"updated_at":620,"id":621,"uuid":622,"content":2747,"slug":630,"full_slug":631,"sort_by_date":25,"position":52,"tag_list":2749,"is_startpage":28,"parent_id":633,"meta_data":25,"group_id":634,"first_published_at":635,"release_id":25,"lang":32,"path":25,"alternates":2750,"default_full_slug":637,"translated_slugs":2751,"_stopResolving":41},{"_uid":624,"icon":2748,"name":618,"component":629},{"id":626,"alt":627,"name":99,"focus":99,"title":99,"filename":628,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2752,2753,2754],{"path":637,"name":25,"lang":37,"published":25},{"path":637,"name":25,"lang":39,"published":25},{"path":637,"name":25,"lang":32,"published":25},[32],[],"Reembolso de gastos a empleados en España","2026-08-17 00:00",[2760],{"_uid":2761,"asset":2762,"caption":99,"component":2348},"82df417e-54f1-41e6-b528-95fcfa289089",{"id":2763,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2764,"copyright":99,"fieldtype":104,"meta_data":2765,"is_external_url":28},213579896863121,"https://a.storyblok.com/f/146026/1535x1024/82488fa2d7/reembolso-de-gastos-a-empleados.png",{"size":2766},"1535x1024","Guía del reembolso de gastos a empleados en España: política, aprobación, justificantes, exención de IRPF y contabilización, sin frenar el cierre.",[],[2770],{"_uid":2771,"items":2772,"heading":2843,"component":728},"7bc53a34-d0f2-4bc0-ac82-a7e48f034e4c",[2773,2783,2793,2803,2813,2823,2833],{"_uid":2774,"title":2775,"component":657,"description":2776},"0ec09b07-3714-42f4-953d-9b36d2731530","¿Cómo gestiona una empresa el reembolso de gastos a sus empleados?",{"type":116,"content":2777},[2778],{"type":119,"attrs":2779,"content":2780},{"textAlign":25},[2781],{"text":2782,"type":125},"La empresa debe definir una política, recibir la solicitud con su justificante, revisar el gasto, aplicar las aprobaciones correspondientes, ordenar el pago y registrar la operación en contabilidad. El proceso puede gestionarse de forma independiente de la nómina.",{"_uid":2784,"title":2785,"component":657,"description":2786},"a218143e-1a9d-42a8-9a67-faa9e29ede6c","¿Qué información debe incluir una solicitud de reembolso?",{"type":116,"content":2787},[2788],{"type":119,"attrs":2789,"content":2790},{"textAlign":25},[2791],{"text":2792,"type":125},"Como mínimo, debería incluir el empleado, la fecha, el proveedor, el importe, la divisa, la categoría, el motivo empresarial y el justificante. La empresa puede solicitar también el centro de coste, el proyecto, el cliente o cualquier otro dato necesario para la aprobación y la contabilización.",{"_uid":2794,"title":2795,"component":657,"description":2796},"df185c0d-c4a5-44a2-ac33-a226581761b7","¿Cuánto tarda un reembolso de gastos?",{"type":116,"content":2797},[2798],{"type":119,"attrs":2799,"content":2800},{"textAlign":25},[2801],{"text":2802,"type":125},"El plazo depende de la política interna, del tiempo de aprobación y del método de pago utilizado. La empresa debería comunicar el calendario a los empleados y revisar las solicitudes con una frecuencia suficiente para evitar que adelanten dinero durante más tiempo del necesario.",{"_uid":2804,"title":2805,"component":657,"description":2806},"7268af82-1506-4f4d-8de9-3b592377ca38","¿Qué ocurre si se pierde un justificante?",{"type":116,"content":2807},[2808],{"type":119,"attrs":2809,"content":2810},{"textAlign":25},[2811],{"text":2812,"type":125},"La empresa debe aplicar el procedimiento definido en su política. Puede solicitar documentación alternativa, rechazar el gasto o aprobarlo con un tratamiento contable diferente, según la naturaleza de la operación y la información disponible. La ausencia de un justificante válido puede afectar a la deducción del IVA y al tratamiento fiscal del gasto.",{"_uid":2814,"title":2815,"component":657,"description":2816},"062ca80d-fa43-4904-9186-58eb1d03bbdf","¿Cómo puede Spendesk complementar la gestión de nóminas?",{"type":116,"content":2817},[2818],{"type":119,"attrs":2819,"content":2820},{"textAlign":25},[2821],{"text":2822,"type":125},"Spendesk permite gestionar las solicitudes y los pagos de reembolsos de gastos de los empleados de forma independiente de la nómina. Cuando existe una integración compatible, también puede exportar la información aprobada a una herramienta de recursos humanos o de nóminas. De este modo, la empresa puede organizar los reembolsos en Spendesk y seguir gestionando la nómina en el sistema correspondiente.",{"_uid":2824,"title":2825,"component":657,"description":2826},"7d184c9c-7a6f-4c67-9ac5-a8a4b29d0ca9","¿Cuándo conviene utilizar una tarjeta corporativa en lugar de un reembolso?",{"type":116,"content":2827},[2828],{"type":119,"attrs":2829,"content":2830},{"textAlign":25},[2831],{"text":2832,"type":125},"La tarjeta suele ser adecuada para gastos recurrentes o previsibles que la empresa quiere controlar desde el origen. El reembolso resulta más práctico para gastos puntuales que el empleado ha tenido que adelantar o para operaciones que no pueden pagarse con una tarjeta corporativa.",{"_uid":2834,"title":2835,"component":657,"description":2836},"c4150497-d0b6-4c1e-9c94-b8b6a7978b02","¿Cómo se registra contablemente un reembolso?",{"type":116,"content":2837},[2838],{"type":119,"attrs":2839,"content":2840},{"textAlign":25},[2841],{"text":2842,"type":125},"El gasto se registra según su naturaleza y el IVA solo se trata como deducible cuando se cumplen los requisitos aplicables. Si el pago al empleado se realiza más tarde, puede reconocerse primero una cantidad pendiente de pago y cancelarse cuando se efectúe el reembolso. El asiento concreto depende del plan contable y de las circunstancias de la operación.",[2844],{"cta":2845,"_uid":2846,"title":2847,"eyebrow":2853,"subtitle":2858,"component":210,"textAlign":99,"flexibleSection":2863,"sectionSettings":2864,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"6aa0e353-2b59-4421-9822-51b842150966",{"type":116,"content":2848},[2849],{"type":210,"attrs":2850,"content":2851},{"level":212,"textAlign":25},[2852],{"text":715,"type":125},{"type":116,"content":2854},[2855],{"type":119,"attrs":2856,"content":2857},{"textAlign":25},[],{"type":116,"content":2859},[2860],{"type":119,"attrs":2861,"content":2862},{"textAlign":25},[],[],[],"reembolso-de-gastos-a-empleados","es/blog/reembolso-de-gastos-a-empleados",-2960,[],"c75a775d-cd51-4dbd-8c07-9a2db197c3c8","2026-08-26T16:07:22.541Z",[],"blog/reembolso-de-gastos-a-empleados",[2874,2875,2876],{"path":2872,"name":25,"lang":37,"published":25},{"path":2872,"name":25,"lang":39,"published":25},{"path":2872,"name":25,"lang":32,"published":25},1793991677422]