[{"data":1,"prerenderedAt":3634},["ShallowReactive",2],{"fr-blog/carte-virtuelle-d-entreprise":3,"fr-global-content":1322,"fr-article-global-content":2657,"MarkdownRenderer_Xypydo4jw7kTIi74ajeHcsV8Vj6Gr33OwOfiZRzYNg":2910,"fr-blog-article-more-articles-231655573111856":2917},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1309,"full_slug":1310,"sort_by_date":26,"position":1311,"tag_list":1312,"is_startpage":29,"parent_id":1313,"meta_data":26,"group_id":1314,"first_published_at":1315,"release_id":26,"lang":33,"path":26,"alternates":1316,"default_full_slug":1317,"translated_slugs":1318},"Carte virtuelle d’entreprise : quel format choisir et pour quel usage ?","2026-10-17T14:08:56.387Z","2026-10-17T15:20:06.500Z","2026-10-17T15:20:06.526Z",231655573111856,"dc1649a7-a87c-4e75-9e69-baf57d654b0a",{"_uid":11,"roles":12,"title":4,"author":139,"topics":193,"content":224,"noIndex":29,"category":1123,"language":1148,"component":1136,"heroMedia":1149,"sidebarCta":1161,"publishedAt":1162,"redirectUrl":52,"leadwallForm":1163,"listingImage":1164,"leadwallTitle":52,"metaDescription":1165,"bottomArticleCta":1166,"leadwallSubtitle":52,"isLeadwallEnabled":29,"componentsAfterTheArticle":1167,"leadwallVisibleParagraphs":52},"8e70e652-ea89-4729-a6b3-79a9f0cd80f3",[13,43,65,85,103,121],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":35,"translated_slugs":36,"_stopResolving":42},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":21,"name":22,"component":23},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","tag","accountants","fr/blog/role/accountants",null,0,[],false,190903385,"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z","fr",[],"blog/role/accountants",[37,38,40],{"path":35,"name":26,"lang":33,"published":26},{"path":35,"name":26,"lang":39,"published":26},"de",{"path":35,"name":26,"lang":41,"published":26},"es",true,{"name":44,"created_at":45,"published_at":16,"updated_at":46,"id":47,"uuid":48,"content":49,"slug":53,"full_slug":54,"sort_by_date":26,"position":55,"tag_list":56,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":57,"first_published_at":58,"release_id":26,"lang":33,"path":26,"alternates":59,"default_full_slug":60,"translated_slugs":61,"_stopResolving":42},"Budget manager","2022-10-19T16:17:12.879Z","2026-03-12T10:47:19.777Z",206109932,"af79d1a6-f01f-43eb-aa41-6f9705b93e01",{"_uid":50,"name":51,"component":23,"hubspotId":52},"fe9819d0-b5da-4a13-9120-3050ce8baea9","Budget owner or manager","","budget-manager","fr/blog/role/budget-manager",-20,[],"b04d86a8-2a32-4b6e-b3de-8639e5557b83","2022-10-19T16:17:56.630Z",[],"blog/role/budget-manager",[62,63,64],{"path":60,"name":26,"lang":33,"published":26},{"path":60,"name":26,"lang":39,"published":26},{"path":60,"name":26,"lang":41,"published":26},{"name":66,"created_at":67,"published_at":16,"updated_at":68,"id":69,"uuid":70,"content":71,"slug":73,"full_slug":74,"sort_by_date":26,"position":75,"tag_list":76,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":77,"first_published_at":78,"release_id":26,"lang":33,"path":26,"alternates":79,"default_full_slug":80,"translated_slugs":81,"_stopResolving":42},"CFO","2022-09-20T14:27:36.164Z","2026-03-12T10:47:19.605Z",191679062,"a5510262-f27a-456f-aafb-282a0dc1152c",{"_uid":72,"name":66,"component":23},"0a20d718-30d9-4f0d-9b62-6d1d5842bf81","cfo","fr/blog/role/cfo",-10,[],"13455da7-6739-4b5f-9d1e-993eccd54cdf","2022-11-02T15:24:18.724Z",[],"blog/role/cfo",[82,83,84],{"path":80,"name":26,"lang":33,"published":26},{"path":80,"name":26,"lang":39,"published":26},{"path":80,"name":26,"lang":41,"published":26},{"name":86,"created_at":87,"published_at":16,"updated_at":88,"id":89,"uuid":90,"content":91,"slug":92,"full_slug":93,"sort_by_date":26,"position":55,"tag_list":94,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":95,"first_published_at":96,"release_id":26,"lang":33,"path":26,"alternates":97,"default_full_slug":98,"translated_slugs":99,"_stopResolving":42},"Employees","2024-11-14T16:29:23.888Z","2026-03-12T10:48:04.103Z",579109072,"c9fa85e8-1593-4b03-b8de-599f8df49835",{"_uid":50,"name":86,"component":23,"hubspotId":52},"employees","fr/blog/role/employees",[],"b2f127cc-bfdd-4b2c-bfb1-117d39381083","2024-11-14T16:29:31.722Z",[],"blog/role/employees",[100,101,102],{"path":98,"name":26,"lang":33,"published":26},{"path":98,"name":26,"lang":39,"published":26},{"path":98,"name":26,"lang":41,"published":26},{"name":104,"created_at":105,"published_at":16,"updated_at":106,"id":107,"uuid":108,"content":109,"slug":110,"full_slug":111,"sort_by_date":26,"position":27,"tag_list":112,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":113,"first_published_at":114,"release_id":26,"lang":33,"path":26,"alternates":115,"default_full_slug":116,"translated_slugs":117,"_stopResolving":42},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":21,"name":104,"component":23},"finance-manager","fr/blog/role/finance-manager",[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],"blog/role/finance-manager",[118,119,120],{"path":116,"name":26,"lang":33,"published":26},{"path":116,"name":26,"lang":39,"published":26},{"path":116,"name":26,"lang":41,"published":26},{"name":122,"created_at":123,"published_at":16,"updated_at":124,"id":125,"uuid":126,"content":127,"slug":128,"full_slug":129,"sort_by_date":26,"position":27,"tag_list":130,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":131,"first_published_at":132,"release_id":26,"lang":33,"path":26,"alternates":133,"default_full_slug":134,"translated_slugs":135,"_stopResolving":42},"Financial Controller","2024-11-14T16:28:28.920Z","2026-03-12T10:48:03.955Z",579107717,"ef8ab7b7-f3c6-41c4-8363-45848989042c",{"_uid":21,"name":122,"component":23},"financial-controller","fr/blog/role/financial-controller",[],"95642eaf-2539-4d06-bbba-8fc9ba64af2b","2024-11-14T16:29:42.813Z",[],"blog/role/financial-controller",[136,137,138],{"path":134,"name":26,"lang":33,"published":26},{"path":134,"name":26,"lang":39,"published":26},{"path":134,"name":26,"lang":41,"published":26},{"name":140,"created_at":141,"published_at":142,"updated_at":143,"id":144,"uuid":145,"content":146,"slug":180,"full_slug":181,"sort_by_date":26,"position":182,"tag_list":183,"is_startpage":29,"parent_id":184,"meta_data":26,"group_id":185,"first_published_at":186,"release_id":26,"lang":33,"path":26,"alternates":187,"default_full_slug":188,"translated_slugs":189,"_stopResolving":42},"Maxime Reding","2026-03-17T08:39:44.277Z","2026-04-28T15:28:02.354Z","2026-10-27T08:00:25.018Z",155841266825828,"30784b49-7d4f-4209-ab52-8ffb11664c7d",{"_uid":147,"links":148,"picture":162,"lastName":166,"component":167,"firstName":168,"description":169},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[149],{"tag":52,"_uid":150,"hide":29,"icon":151,"link":156,"type":52,"label":52,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"4ba61fb6-4159-4585-93bd-76c8eacb7945",{"id":152,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":153,"copyright":52,"fieldtype":154,"meta_data":155,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{},{"id":52,"url":157,"linktype":158,"fieldtype":159,"cached_url":157},"https://www.linkedin.com/in/maxime-reding-0777b7172/","url","multilink","primary","cta",{"id":163,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":164,"copyright":52,"fieldtype":154,"meta_data":165,"is_external_url":29},155841634553012,"https://a.storyblok.com/f/146026/512x512/cf0a8b2f08/t3hl6t4qp-u02bu4jb4d8-a93da9d1f60a-512.png",{},"Reding","author","Maxime",{"type":170,"content":171},"doc",[172],{"type":173,"attrs":174,"content":176},"paragraph",{"textAlign":26,"key":175},"p-0",[177],{"text":178,"type":179},"Originaire du Luxembourg et diplômé de la Rotterdam School of Management, il apporte un esprit analytique aigu et une expérience en gestion stratégique à notre équipe financière. Maxime a rejoint Spendesk en 2021 et a progressé régulièrement dans les rangs depuis, devenant notre ingénieur financier résident.","text","maxime-reding","fr/blog/author/maxime-reding",-1140,[],176408854,"21643648-1964-4f50-93e1-adc353a4c358","2026-03-17T08:43:08.491Z",[],"blog/author/maxime-reding",[190,191,192],{"path":188,"name":26,"lang":33,"published":26},{"path":188,"name":26,"lang":39,"published":26},{"path":188,"name":26,"lang":41,"published":26},[194],{"name":195,"created_at":196,"published_at":197,"updated_at":198,"id":199,"uuid":200,"content":201,"slug":211,"full_slug":212,"sort_by_date":26,"position":213,"tag_list":214,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":216,"first_published_at":217,"release_id":26,"lang":33,"path":26,"alternates":218,"default_full_slug":219,"translated_slugs":220,"_stopResolving":42},"Carte de paiement","2022-10-19T17:57:52.020Z","2026-09-29T09:14:34.633Z","2026-09-29T09:14:34.653Z",206171410,"38062cad-91f4-4753-8d76-3407e615ca0b",{"seo":202,"_uid":210,"name":195,"component":23},[203],{"_uid":204,"noIndex":29,"component":205,"metaFields":206},"11adb996-d51b-4c65-970d-d95dc07b5257","seo",{"_uid":207,"plugin":208,"description":209},"29b68154-43fa-44d2-b134-4b39fb2ff94e","meta-fields","Cartes de paiement en entreprise : cartes physiques, virtuelles et a usage unique, et comment elles simplifient les depenses des equipes.","a7b37bf3-5914-400c-8298-e6f44912165c","carte-de-paiement","fr/blog/topic/carte-de-paiement",-140,[],176456153,"7b9ab684-1d4a-45d8-b449-fb3a9869a53e","2022-11-02T15:24:52.809Z",[],"blog/topic/carte-de-paiement",[221,222,223],{"path":219,"name":26,"lang":33,"published":26},{"path":219,"name":26,"lang":39,"published":26},{"path":219,"name":26,"lang":41,"published":26},{"type":170,"attrs":225,"content":226},{"backgroundColor":26},[227,239,245,251,264,271,282,294,315,327,337,342,354,360,371,496,502,507,518,523,528,542,547,561,566,576,581,586,597,611,616,626,631,636,905,925,935,950,955,967,973,1027,1033,1047,1059,1074,1079,1090,1096,1108],{"type":173,"attrs":228,"content":229},{"textAlign":26,"key":175},[230,232,237],{"text":231,"type":179},"Une ",{"text":233,"type":179,"marks":234},"carte virtuelle d’entreprise permet d’isoler chaque dépense sans exposer la carte principale",[235],{"type":236},"bold",{"text":238,"type":179},". Elle peut être créée pour un achat ponctuel, un abonnement, un déplacement ou un collaborateur, avec ses propres règles et son propre plafond.",{"type":173,"attrs":240,"content":242},{"textAlign":26,"key":241},"p-1",[243],{"text":244,"type":179},"C’est surtout à l’échelle d’une équipe qu’elle prend tout son intérêt. Lorsque la carte de l’entreprise est enregistrée dans des dizaines de SaaS, de régies publicitaires ou de sites de réservation, le moindre incident peut affecter plusieurs paiements à la fois. Une carte virtuelle dédiée permet de cloisonner ces dépenses et d’en faciliter le suivi.",{"type":173,"attrs":246,"content":248},{"textAlign":26,"key":247},"p-2",[249],{"text":250,"type":179},"Voici les différents formats disponibles, leurs usages et les contrôles à prévoir pour choisir la solution adaptée à votre entreprise. ",{"type":252,"attrs":253},"blok",{"id":254,"body":255},"9eaddb4e-330c-45cc-b0ab-38a80daf9f23",[256],{"_uid":257,"text":258,"color":259,"title":260,"backCtas":261,"backMedia":262,"component":263},"i-af572187-35ee-44ca-9c84-cb048a164a70","- Une **carte virtuelle d’entreprise** attribue un numéro de carte distinct à une dépense, un collaborateur ou un budget, ce qui limite l’exposition en cas de fraude.\n\n\n- Une **carte à usage unique** convient aux achats ponctuels. Une carte réutilisable est mieux adaptée aux abonnements et aux dépenses récurrentes.\n- Pour les SaaS et la publicité en ligne, une carte dédiée par fournisseur facilite le suivi des dépenses et l’application de plafonds.\n- Les hôtels, loueurs de voitures et certaines compagnies aériennes peuvent encore exiger une carte physique.\n- Pour un usage individuel, une e-carte bancaire peut suffire. Dès que plusieurs collaborateurs dépensent, une plateforme de gestion des dépenses ajoute les contrôles, les justificatifs et l’export comptable nécessaires.","orange","📌 À retenir",[],[],"callout",{"type":265,"attrs":266,"content":268},"heading",{"level":267,"textAlign":26},2,[269],{"text":270,"type":179},"Qu’est-ce qu’une carte virtuelle d’entreprise et comment fonctionne-t-elle ?",{"type":173,"attrs":272,"content":274},{"textAlign":26,"key":273},"p-3",[275,276,280],{"text":231,"type":179},{"text":277,"type":179,"marks":278},"carte virtuelle d’entreprise est un moyen de paiement numérique doté de son propre numéro",[279],{"type":236},{"text":281,"type":179},", mais sans support plastique. Elle comprend, comme une carte classique, un numéro à seize chiffres, une date d’expiration et un cryptogramme de sécurité.",{"type":173,"attrs":283,"content":285},{"textAlign":26,"key":284},"p-4",[286,288,292],{"text":287,"type":179},"Elle peut être émise immédiatement et attribuée à un collaborateur, une dépense ou un budget spécifique. Son intérêt est simple : ",{"text":289,"type":179,"marks":290},"si ses données sont compromises, les autres moyens de paiement de l’entreprise continuent de fonctionner",[291],{"type":236},{"text":293,"type":179},".",{"type":173,"attrs":295,"content":297},{"textAlign":26,"key":296},"p-5",[298,300,307,309,313],{"text":299,"type":179},"Cette séparation est particulièrement utile pour les paiements en ligne. Selon les données 2025 de l’Observatoire de la sécurité des moyens de paiement relayées par ",{"text":301,"type":179,"marks":302},"La finance pour tous",[303],{"type":304,"attrs":305},"link",{"href":306,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.lafinancepourtous.com/2026/09/14/moyens-de-paiement-les-fraudes-par-manipulation-en-forte-hausse/",{"text":308,"type":179},", les achats en ligne représentent ",{"text":310,"type":179,"marks":311},"70 % de la fraude par carte",[312],{"type":236},{"text":314,"type":179},", alors qu’ils comptent pour 27 % des montants payés par carte.",{"type":173,"attrs":316,"content":318},{"textAlign":26,"key":317},"p-6",[319,321,325],{"text":320,"type":179},"Le taux de fraude en ligne a néanmoins diminué, passant de ",{"text":322,"type":179,"marks":323},"0,155 % en 2024 à 0,124 % en 2025",[324],{"type":236},{"text":326,"type":179},". La deuxième directive sur les services de paiement (DSP2) et l’authentification forte contribuent notamment à sécuriser ces transactions.",{"type":173,"attrs":328,"content":330},{"textAlign":26,"key":329},"p-7",[331,333],{"text":332,"type":179},"Si le numéro d’une carte réservée à un fournisseur est compromis, l’entreprise peut simplement désactiver cette carte et en créer une autre. ",{"text":334,"type":179,"marks":335},"Les autres abonnements, achats et paiements ne sont pas affectés.",[336],{"type":236},{"type":265,"attrs":338,"content":339},{"level":267,"textAlign":26},[340],{"text":341,"type":179},"Quelle différence entre une carte virtuelle à usage unique et une carte réutilisable ?",{"type":173,"attrs":343,"content":345},{"textAlign":26,"key":344},"p-8",[346,348,352],{"text":347,"type":179},"La ",{"text":349,"type":179,"marks":350},"carte à usage unique protège un achat ponctuel",[351],{"type":236},{"text":353,"type":179},", tandis que la carte réutilisable encadre une dépense qui doit revenir dans le temps.",{"type":173,"attrs":355,"content":357},{"textAlign":26,"key":356},"p-9",[358],{"text":359,"type":179},"Une carte virtuelle à usage unique, parfois appelée carte jetable, devient inutilisable après le premier paiement. Elle convient particulièrement à un achat effectué auprès d’un nouveau fournisseur ou sur un site auquel vous ne souhaitez pas confier durablement vos données de carte.",{"type":173,"attrs":361,"content":363},{"textAlign":26,"key":362},"p-10",[364,365,369],{"text":347,"type":179},{"text":366,"type":179,"marks":367},"carte réutilisable",[368],{"type":236},{"text":370,"type":179}," conserve le même numéro et peut être associée à un budget, une fréquence de rechargement ou une date de fin. Elle est donc plus adaptée aux abonnements SaaS, aux achats répétés ou aux dépenses liées à un projet.",{"type":372,"content":373},"table",[374,415,456],{"type":375,"content":376},"tableRow",[377,388,397,406],{"type":378,"attrs":379,"content":381},"tableHeader",{"colspan":380,"rowspan":380,"colwidth":26},1,[382],{"type":173,"attrs":383,"content":385},{"textAlign":26,"key":384},"p-11",[386],{"text":387,"type":179},"Format",{"type":378,"attrs":389,"content":390},{"colspan":380,"rowspan":380,"colwidth":26},[391],{"type":173,"attrs":392,"content":394},{"textAlign":26,"key":393},"p-12",[395],{"text":396,"type":179},"Usage type",{"type":378,"attrs":398,"content":399},{"colspan":380,"rowspan":380,"colwidth":26},[400],{"type":173,"attrs":401,"content":403},{"textAlign":26,"key":402},"p-13",[404],{"text":405,"type":179},"Risque couvert",{"type":378,"attrs":407,"content":408},{"colspan":380,"rowspan":380,"colwidth":26},[409],{"type":173,"attrs":410,"content":412},{"textAlign":26,"key":411},"p-14",[413],{"text":414,"type":179},"Limite",{"type":375,"content":416},[417,429,438,447],{"type":418,"attrs":419,"content":420},"tableCell",{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[421],{"type":173,"attrs":422,"content":424},{"textAlign":26,"key":423},"p-15",[425],{"text":426,"type":179,"marks":427},"Carte à usage unique",[428],{"type":236},{"type":418,"attrs":430,"content":431},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[432],{"type":173,"attrs":433,"content":435},{"textAlign":26,"key":434},"p-16",[436],{"text":437,"type":179},"Achat ponctuel, nouveau fournisseur",{"type":418,"attrs":439,"content":440},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[441],{"type":173,"attrs":442,"content":444},{"textAlign":26,"key":443},"p-17",[445],{"text":446,"type":179},"Réutilisation frauduleuse du numéro",{"type":418,"attrs":448,"content":449},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[450],{"type":173,"attrs":451,"content":453},{"textAlign":26,"key":452},"p-18",[454],{"text":455,"type":179},"Ne convient pas aux abonnements",{"type":375,"content":457},[458,469,478,487],{"type":418,"attrs":459,"content":460},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[461],{"type":173,"attrs":462,"content":464},{"textAlign":26,"key":463},"p-19",[465],{"text":466,"type":179,"marks":467},"Carte réutilisable",[468],{"type":236},{"type":418,"attrs":470,"content":471},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[472],{"type":173,"attrs":473,"content":475},{"textAlign":26,"key":474},"p-20",[476],{"text":477,"type":179},"Abonnement ou achats répétés",{"type":418,"attrs":479,"content":480},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[481],{"type":173,"attrs":482,"content":484},{"textAlign":26,"key":483},"p-21",[485],{"text":486,"type":179},"Dépassement du budget ou dépenses après la fin d’un projet",{"type":418,"attrs":488,"content":489},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[490],{"type":173,"attrs":491,"content":493},{"textAlign":26,"key":492},"p-22",[494],{"text":495,"type":179},"Numéro actif plus longtemps, donc à surveiller",{"type":173,"attrs":497,"content":499},{"textAlign":26,"key":498},"p-23",[500],{"text":501,"type":179},"Une licence achetée ponctuellement auprès d’un fournisseur inconnu peut ainsi être réglée avec une carte à usage unique. À l’inverse, un logiciel renouvelé chaque mois doit être associé à une carte réutilisable pour éviter que le paiement suivant soit refusé.",{"type":265,"attrs":503,"content":504},{"level":267,"textAlign":26},[505],{"text":506,"type":179},"Quelle carte virtuelle utiliser pour les abonnements SaaS et la publicité ?",{"type":173,"attrs":508,"content":509},{"textAlign":26,"key":175},[510,512,516],{"text":511,"type":179},"Pour les ",{"text":513,"type":179,"marks":514},"abonnements SaaS et les comptes publicitaires",[515],{"type":236},{"text":517,"type":179},", le plus simple est d’attribuer une carte réutilisable à chaque fournisseur ou compte.",{"type":173,"attrs":519,"content":520},{"textAlign":26,"key":241},[521],{"text":522,"type":179},"Cette organisation évite qu’un problème sur un outil ait des conséquences sur les autres. Elle permet aussi d’associer un plafond précis à chaque dépense récurrente.",{"type":173,"attrs":524,"content":525},{"textAlign":26,"key":247},[526],{"text":527,"type":179},"C’est particulièrement utile pour les régies publicitaires, qui peuvent prélever plusieurs fois dans le mois en fonction des dépenses réalisées. Avec une carte dédiée et un plafond mensuel, le budget devient directement applicable au moyen de paiement.",{"type":173,"attrs":529,"content":530},{"textAlign":26,"key":273},[531,533,540],{"text":532,"type":179},"Pour les logiciels, cette logique donne également une vue plus fiable des ",{"text":534,"type":179,"marks":535},"abonnements SaaS",[536,539],{"type":304,"attrs":537},{"href":538,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.spendesk.com/fr/blog/logiciel-saas-gestion/",{"type":236},{"text":541,"type":179}," actifs, de leur coût et de leur responsable. Lorsqu’un collaborateur quitte l’entreprise, ses cartes peuvent être désactivées sans interrompre les abonnements des autres équipes.",{"type":173,"attrs":543,"content":544},{"textAlign":26,"key":284},[545],{"text":546,"type":179},"En France, l’authentification forte s’applique aux achats en ligne. Pour les paiements récurrents sur un même site, France Num indique qu’elle n’est généralement demandée que lors du premier paiement.",{"type":173,"attrs":548,"content":549},{"textAlign":26,"key":296},[550,552,559],{"text":551,"type":179},"Les ",{"text":553,"type":179,"marks":554},"cartes d’abonnement Spendesk",[555,558],{"type":304,"attrs":556},{"href":557,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.spendesk.com/fr/product/cards/subscription-management/",{"type":236},{"text":560,"type":179}," permettent par exemple d’attribuer une carte à chaque outil, avec un rechargement mensuel, trimestriel ou annuel et des alertes en cas d’évolution du montant ou de problème de paiement. ",{"type":265,"attrs":562,"content":563},{"level":267,"textAlign":26},[564],{"text":565,"type":179},"Peut-on utiliser une carte virtuelle pour les déplacements professionnels ?",{"type":173,"attrs":567,"content":568},{"textAlign":26,"key":317},[569,570,574],{"text":231,"type":179},{"text":571,"type":179,"marks":572},"carte virtuelle peut couvrir la plupart des réservations de voyage",[573],{"type":236},{"text":575,"type":179},", mais certains hôtels, loueurs de voitures ou compagnies aériennes peuvent encore exiger la présentation d’une carte physique.",{"type":173,"attrs":577,"content":578},{"textAlign":26,"key":329},[579],{"text":580,"type":179},"Pour un déplacement professionnel, une carte multi-usage avec un budget et une période de validité définis permet d’encadrer les dépenses liées au voyage. Lorsqu’elle est compatible avec Apple Pay ou Google Pay, elle peut également être utilisée en magasin depuis un téléphone.",{"type":173,"attrs":582,"content":583},{"textAlign":26,"key":344},[584],{"text":585,"type":179},"Pour un achat ponctuel, comme un billet réservé à la dernière minute, une carte à usage unique peut suffire.",{"type":173,"attrs":587,"content":588},{"textAlign":26,"key":356},[589,591,595],{"text":590,"type":179},"Le principe reste le même : ",{"text":592,"type":179,"marks":593},"une carte par déplacement, avec un montant et une durée clairement définis",[594],{"type":236},{"text":596,"type":179},". Lorsqu’une carte physique doit être présentée sur place, il faut simplement prévoir une alternative, par exemple une carte d’entreprise physique ou une réservation prépayée.",{"type":173,"attrs":598,"content":599},{"textAlign":26,"key":362},[600,602,609],{"text":601,"type":179},"Le paramétrage d’une ",{"text":603,"type":179,"marks":604},"carte multi-usage pour les déplacements professionnels",[605,608],{"type":304,"attrs":606},{"href":607,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.spendesk.com/fr/blog/deplacements-pros-carte-multi-usages/",{"type":236},{"text":610,"type":179}," permet d’aller plus loin sur ces règles. ",{"type":265,"attrs":612,"content":613},{"level":267,"textAlign":26},[614],{"text":615,"type":179},"Quelle différence entre une e-carte bancaire, une application grand public et une plateforme de gestion des dépenses ?",{"type":173,"attrs":617,"content":618},{"textAlign":26,"key":384},[619,620,624],{"text":231,"type":179},{"text":621,"type":179,"marks":622},"e-carte bancaire ou une application grand public convient surtout à un usage individuel",[623],{"type":236},{"text":625,"type":179},". Une plateforme de gestion des dépenses devient plus pertinente lorsque plusieurs collaborateurs doivent disposer de leurs propres cartes et respecter des règles communes.",{"type":173,"attrs":627,"content":628},{"textAlign":26,"key":393},[629],{"text":630,"type":179},"Des services comme Revolut, N26 ou Wise simplifient la création de cartes virtuelles pour le titulaire du compte. Selon Les clés de la banque, certaines banques proposent également des e-cartes gratuites ou facturées jusqu’à 15 € par an selon l’offre.",{"type":173,"attrs":632,"content":633},{"textAlign":26,"key":402},[634],{"text":635,"type":179},"La différence apparaît surtout lorsque les dépenses se multiplient. Une plateforme professionnelle ne se contente pas de générer une carte. Elle peut également associer un responsable, un budget, des règles d’utilisation, des justificatifs et des données comptables à chaque paiement.",{"type":372,"content":637},[638,672,708,746,786,826,865],{"type":375,"content":639},[640,648,656,664],{"type":378,"attrs":641,"content":642},{"colspan":380,"rowspan":380,"colwidth":26},[643],{"type":173,"attrs":644,"content":645},{"textAlign":26,"key":411},[646],{"text":647,"type":179},"Critère",{"type":378,"attrs":649,"content":650},{"colspan":380,"rowspan":380,"colwidth":26},[651],{"type":173,"attrs":652,"content":653},{"textAlign":26,"key":423},[654],{"text":655,"type":179},"Banque traditionnelle (e-carte)",{"type":378,"attrs":657,"content":658},{"colspan":380,"rowspan":380,"colwidth":26},[659],{"type":173,"attrs":660,"content":661},{"textAlign":26,"key":434},[662],{"text":663,"type":179},"Application grand public",{"type":378,"attrs":665,"content":666},{"colspan":380,"rowspan":380,"colwidth":26},[667],{"type":173,"attrs":668,"content":669},{"textAlign":26,"key":443},[670],{"text":671,"type":179},"Plateforme de gestion des dépenses",{"type":375,"content":673},[674,684,692,700],{"type":418,"attrs":675,"content":676},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[677],{"type":173,"attrs":678,"content":679},{"textAlign":26,"key":452},[680],{"text":681,"type":179,"marks":682},"Titulaire",[683],{"type":236},{"type":418,"attrs":685,"content":686},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[687],{"type":173,"attrs":688,"content":689},{"textAlign":26,"key":463},[690],{"text":691,"type":179},"Titulaire de la carte associée",{"type":418,"attrs":693,"content":694},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[695],{"type":173,"attrs":696,"content":697},{"textAlign":26,"key":474},[698],{"text":699,"type":179},"Titulaire du compte",{"type":418,"attrs":701,"content":702},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[703],{"type":173,"attrs":704,"content":705},{"textAlign":26,"key":483},[706],{"text":707,"type":179},"Chaque collaborateur",{"type":375,"content":709},[710,720,728,737],{"type":418,"attrs":711,"content":712},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[713],{"type":173,"attrs":714,"content":715},{"textAlign":26,"key":492},[716],{"text":717,"type":179,"marks":718},"Plafond",[719],{"type":236},{"type":418,"attrs":721,"content":722},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[723],{"type":173,"attrs":724,"content":725},{"textAlign":26,"key":498},[726],{"text":727,"type":179},"Défini à la génération",{"type":418,"attrs":729,"content":730},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[731],{"type":173,"attrs":732,"content":734},{"textAlign":26,"key":733},"p-24",[735],{"text":736,"type":179},"Défini par le titulaire",{"type":418,"attrs":738,"content":739},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[740],{"type":173,"attrs":741,"content":743},{"textAlign":26,"key":742},"p-25",[744],{"text":745,"type":179},"Budget et durée définis pour chaque carte",{"type":375,"content":747},[748,759,768,777],{"type":418,"attrs":749,"content":750},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[751],{"type":173,"attrs":752,"content":754},{"textAlign":26,"key":753},"p-26",[755],{"text":756,"type":179,"marks":757},"Restrictions d’utilisation",[758],{"type":236},{"type":418,"attrs":760,"content":761},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[762],{"type":173,"attrs":763,"content":765},{"textAlign":26,"key":764},"p-27",[766],{"text":767,"type":179},"Absentes ou limitées",{"type":418,"attrs":769,"content":770},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[771],{"type":173,"attrs":772,"content":774},{"textAlign":26,"key":773},"p-28",[775],{"text":776,"type":179},"Variables selon l’application",{"type":418,"attrs":778,"content":779},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[780],{"type":173,"attrs":781,"content":783},{"textAlign":26,"key":782},"p-29",[784],{"text":785,"type":179},"Catégories et marchands définis selon les règles de l’entreprise",{"type":375,"content":787},[788,799,808,817],{"type":418,"attrs":789,"content":790},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[791],{"type":173,"attrs":792,"content":794},{"textAlign":26,"key":793},"p-30",[795],{"text":796,"type":179,"marks":797},"Collecte des justificatifs",[798],{"type":236},{"type":418,"attrs":800,"content":801},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[802],{"type":173,"attrs":803,"content":805},{"textAlign":26,"key":804},"p-31",[806],{"text":807,"type":179},"Hors de l’outil",{"type":418,"attrs":809,"content":810},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[811],{"type":173,"attrs":812,"content":814},{"textAlign":26,"key":813},"p-32",[815],{"text":816,"type":179},"À la charge du titulaire",{"type":418,"attrs":818,"content":819},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[820],{"type":173,"attrs":821,"content":823},{"textAlign":26,"key":822},"p-33",[824],{"text":825,"type":179},"Demandes et relances intégrées",{"type":375,"content":827},[828,839,848,856],{"type":418,"attrs":829,"content":830},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[831],{"type":173,"attrs":832,"content":834},{"textAlign":26,"key":833},"p-34",[835],{"text":836,"type":179,"marks":837},"Export comptable",[838],{"type":236},{"type":418,"attrs":840,"content":841},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[842],{"type":173,"attrs":843,"content":845},{"textAlign":26,"key":844},"p-35",[846],{"text":847,"type":179},"Relevé à retraiter",{"type":418,"attrs":849,"content":850},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[851],{"type":173,"attrs":852,"content":854},{"textAlign":26,"key":853},"p-36",[855],{"text":847,"type":179},{"type":418,"attrs":857,"content":858},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[859],{"type":173,"attrs":860,"content":862},{"textAlign":26,"key":861},"p-37",[863],{"text":864,"type":179},"Données préparées pour l’export comptable",{"type":375,"content":866},[867,878,887,896],{"type":418,"attrs":868,"content":869},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[870],{"type":173,"attrs":871,"content":873},{"textAlign":26,"key":872},"p-38",[874],{"text":875,"type":179,"marks":876},"Frais",[877],{"type":236},{"type":418,"attrs":879,"content":880},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[881],{"type":173,"attrs":882,"content":884},{"textAlign":26,"key":883},"p-39",[885],{"text":886,"type":179},"De 0 à 15 € par an selon l’offre",{"type":418,"attrs":888,"content":889},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[890],{"type":173,"attrs":891,"content":893},{"textAlign":26,"key":892},"p-40",[894],{"text":895,"type":179},"Selon l’application",{"type":418,"attrs":897,"content":898},{"colspan":380,"rowspan":380,"colwidth":26,"backgroundColor":26},[899],{"type":173,"attrs":900,"content":902},{"textAlign":26,"key":901},"p-41",[903],{"text":904,"type":179},"Selon l’abonnement",{"type":173,"attrs":906,"content":908},{"textAlign":26,"key":907},"p-42",[909,911,917,919,923],{"text":910,"type":179},"Les frais en devises méritent aussi d’être vérifiés. De nombreux SaaS et services en ligne facturent en dollars. Selon ",{"text":912,"type":179,"marks":913},"JeChange",[914],{"type":304,"attrs":915},{"href":916,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.jechange.fr/banques/news/frais-change-2000-euros-hors-zone-euro-60-euros-banque-classique",{"text":918,"type":179},", certaines cartes bancaires traditionnelles appliquent autour de ",{"text":920,"type":179,"marks":921},"2,7 % à 2,9 % de frais par paiement hors zone euro",[922],{"type":236},{"text":924,"type":179},", auxquels peuvent s’ajouter des frais fixes.",{"type":173,"attrs":926,"content":928},{"textAlign":26,"key":927},"p-43",[929,931],{"text":930,"type":179},"Mais pour une équipe Finance, le coût de la carte elle-même n’est qu’une partie de l’équation. ",{"text":932,"type":179,"marks":933},"Le temps nécessaire pour identifier, justifier et comptabiliser chaque dépense compte tout autant.",[934],{"type":236},{"type":173,"attrs":936,"content":938},{"textAlign":26,"key":937},"p-44",[939,941,948],{"text":940,"type":179},"Notre comparatif des ",{"text":942,"type":179,"marks":943},"cartes bancaires d’entreprise",[944,947],{"type":304,"attrs":945},{"href":946,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.spendesk.com/fr/blog/cartes-bancaires-entreprise/",{"type":236},{"text":949,"type":179}," détaille également les options physiques disponibles. ",{"type":265,"attrs":951,"content":952},{"level":267,"textAlign":26},[953],{"text":954,"type":179},"Quels contrôles définir avant d’utiliser une carte virtuelle en entreprise ?",{"type":173,"attrs":956,"content":958},{"textAlign":26,"key":957},"p-45",[959,961,965],{"text":960,"type":179},"Les principaux contrôles doivent être ",{"text":962,"type":179,"marks":963},"définis avant le premier paiement",[964],{"type":236},{"text":966,"type":179},", directement lors de la création de la carte.",{"type":173,"attrs":968,"content":970},{"textAlign":26,"key":969},"p-46",[971],{"text":972,"type":179},"Quatre réglages permettent déjà d’encadrer l’essentiel des usages :",{"type":974,"attrs":975,"content":977},"ordered_list",{"order":380,"key":976},"ol-0",[978,991,1003,1015],{"type":979,"content":980},"list_item",[981],{"type":173,"attrs":982,"content":984},{"textAlign":26,"key":983},"p-47",[985,989],{"text":986,"type":179,"marks":987},"Attribuez la carte à un titulaire identifié",[988],{"type":236},{"text":990,"type":179},", plutôt que de partager une même carte entre plusieurs personnes.",{"type":979,"content":992},[993],{"type":173,"attrs":994,"content":996},{"textAlign":26,"key":995},"p-48",[997,1001],{"text":998,"type":179,"marks":999},"Définissez un plafond",[1000],{"type":236},{"text":1002,"type":179}," adapté à la dépense et à sa fréquence.",{"type":979,"content":1004},[1005],{"type":173,"attrs":1006,"content":1008},{"textAlign":26,"key":1007},"p-49",[1009,1013],{"text":1010,"type":179,"marks":1011},"Limitez les catégories ou les marchands autorisés",[1012],{"type":236},{"text":1014,"type":179}," lorsque la solution le permet.",{"type":979,"content":1016},[1017],{"type":173,"attrs":1018,"content":1020},{"textAlign":26,"key":1019},"p-50",[1021,1025],{"text":1022,"type":179,"marks":1023},"Ajoutez une date de fin",[1024],{"type":236},{"text":1026,"type":179}," lorsqu’une carte est liée à un déplacement, un projet ou un contrat temporaire.",{"type":173,"attrs":1028,"content":1030},{"textAlign":26,"key":1029},"p-51",[1031],{"text":1032,"type":179},"Les circuits d’approbation peuvent ensuite s’adapter au montant et au type d’achat. Une demande peut par exemple être validée par un manager, puis remonter à la Finance lorsqu’elle dépasse le seuil défini par l’entreprise.",{"type":173,"attrs":1034,"content":1036},{"textAlign":26,"key":1035},"p-52",[1037,1039,1045],{"text":1038,"type":179},"Le justificatif fait partie du même processus. Sans facture ou document équivalent, l’entreprise peut notamment perdre son droit à déduction de TVA. Le ",{"text":1040,"type":179,"marks":1041},"BOFiP",[1042],{"type":304,"attrs":1043},{"href":1044,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://bofip.impots.gouv.fr/bofip/1133-PGP.html/identifiant=BOI-TVA-DED-40-20-20250108",{"text":1046,"type":179}," rappelle que l’entreprise doit disposer du justificatif correspondant pour exercer ce droit.",{"type":173,"attrs":1048,"content":1050},{"textAlign":26,"key":1049},"p-53",[1051,1053,1057],{"text":1052,"type":179},"L’enjeu est donc d’éviter que la Finance passe chaque clôture à relancer les mêmes collaborateurs. Avec ",{"text":1054,"type":179,"marks":1055},"Play by the Rules",[1056],{"type":236},{"text":1058,"type":179},", Spendesk peut bloquer de nouvelles demandes de carte lorsqu’un utilisateur conserve des justificatifs en retard. La règle s’applique automatiquement, sans obliger l’équipe Finance à intervenir à chaque fois.",{"type":173,"attrs":1060,"content":1062},{"textAlign":26,"key":1061},"p-54",[1063,1065,1072],{"text":1064,"type":179},"Une fois les informations complètes, les transactions peuvent être préparées puis envoyées vers le ",{"text":1066,"type":179,"marks":1067},"logiciel comptable, comme Pennylane, Sage ou Cegid",[1068,1071],{"type":304,"attrs":1069},{"href":1070,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.spendesk.com/fr/blog/integrer-spendesk-a-pennylane-cegid-et-sage/",{"type":236},{"text":1073,"type":179},". ",{"type":265,"attrs":1075,"content":1076},{"level":267,"textAlign":26},[1077],{"text":1078,"type":179},"Quelle carte virtuelle choisir pour votre entreprise ?",{"type":173,"attrs":1080,"content":1082},{"textAlign":26,"key":1081},"p-55",[1083,1085,1089],{"text":1084,"type":179},"Le bon choix dépend surtout du ",{"text":1086,"type":179,"marks":1087},"nombre de personnes qui dépensent et du niveau de contrôle dont la Finance a besoin",[1088],{"type":236},{"text":293,"type":179},{"type":173,"attrs":1091,"content":1093},{"textAlign":26,"key":1092},"p-56",[1094],{"text":1095,"type":179},"Pour un indépendant ou un dirigeant qui effectue lui-même quelques achats en ligne, une e-carte bancaire ou une application grand public peut suffire. Dès que plusieurs collaborateurs paient des fournisseurs, souscrivent des SaaS ou voyagent, une plateforme de gestion des dépenses permet de rattacher chaque carte à un utilisateur, un budget et des règles précises.",{"type":173,"attrs":1097,"content":1099},{"textAlign":26,"key":1098},"p-57",[1100,1102,1106],{"text":1101,"type":179},"Dans tous les cas, la logique reste la même : ",{"text":1103,"type":179,"marks":1104},"une carte par usage, un responsable identifié et un plafond adapté à la dépense",[1105],{"type":236},{"text":1107,"type":179},". Cette organisation facilite autant le contrôle au moment de l’achat que le travail de la Finance lors de la clôture.",{"type":173,"attrs":1109,"content":1111},{"textAlign":26,"key":1110},"p-58",[1112,1114,1121],{"text":1113,"type":179},"Avec Spendesk, cartes, factures et notes de frais peuvent être centralisées dans un même processus, avec des contrôles définis en amont et une visibilité sur les dépenses au fur et à mesure qu’elles sont engagées. ",{"text":1115,"type":179,"marks":1116},"Réservez une démo",[1117,1120],{"type":304,"attrs":1118},{"href":1119,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.spendesk.com/fr/schedule-a-demo/",{"type":236},{"text":1122,"type":179}," pour voir comment cela fonctionne.",{"name":1124,"created_at":1125,"published_at":16,"updated_at":1126,"id":1127,"uuid":1128,"content":1129,"slug":1136,"full_slug":1137,"sort_by_date":26,"position":27,"tag_list":1138,"is_startpage":29,"parent_id":1139,"meta_data":26,"group_id":1140,"first_published_at":1141,"release_id":26,"lang":33,"path":26,"alternates":1142,"default_full_slug":1143,"translated_slugs":1144,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1130,"icon":1131,"name":1124,"component":1135},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1132,"alt":1133,"name":52,"focus":52,"title":52,"filename":1134,"copyright":52,"fieldtype":154,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1145,1146,1147],{"path":1143,"name":26,"lang":33,"published":26},{"path":1143,"name":26,"lang":39,"published":26},{"path":1143,"name":26,"lang":41,"published":26},[33],[1150],{"_uid":1151,"link":1152,"asset":1155,"caption":52,"component":1160},"3b02eb40-9f10-4648-a965-32c52996d9bc",{"id":52,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1154,"prep":42},"story","/fr/",{"id":1156,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1157,"copyright":52,"fieldtype":154,"meta_data":1158,"is_external_url":29},231655874901652,"https://a.storyblok.com/f/146026/1248x832/8b3e8b338e/cartes-virtuelles-pour-les-entreprises.png",{"size":1159},"1248x832","image",[],"2026-10-17 00:00",[],[],"Découvrez comment choisir une carte virtuelle d’entreprise selon vos usages, vos besoins de contrôle, de sécurité et de suivi des dépenses.",[],[1168],{"cta":1169,"_uid":1170,"items":1171,"heading":1282,"reverse":29,"component":1307,"sectionSettings":1308},[],"c9d565f8-622e-4891-aaa4-c6e1283b588e",[1172,1190,1207,1222,1242,1265],{"_uid":1173,"hide":29,"title":1174,"component":1175,"description":1176},"84902400-0416-4c40-932b-874b0ac98008","Quels services de cartes virtuelles choisir pour une utilisation quotidienne en entreprise ?","faqItem",{"type":170,"attrs":1177,"content":1178},{"backgroundColor":26},[1179],{"type":173,"attrs":1180,"content":1181},{"textAlign":26,"key":175},[1182,1184,1188],{"text":1183,"type":179},"Pour un usage individuel, ",{"text":1185,"type":179,"marks":1186},"une application grand public ou une e-carte bancaire peut suffire",[1187],{"type":236},{"text":1189,"type":179},". Lorsque plusieurs collaborateurs effectuent des achats, une plateforme de gestion des dépenses permet de donner à chacun une carte nominative avec son propre plafond et ses propres règles.",{"_uid":1191,"hide":29,"title":1192,"component":1175,"description":1193},"1168181e-92ab-46a6-a556-f60c04bd4385","Une carte virtuelle d’entreprise est-elle payante ?",{"type":170,"attrs":1194,"content":1195},{"backgroundColor":26},[1196],{"type":173,"attrs":1197,"content":1198},{"textAlign":26,"key":175},[1199,1201,1205],{"text":1200,"type":179},"Cela dépend de l’émetteur. Certaines banques proposent gratuitement leur e-carte, tandis que d’autres la facturent jusqu’à ",{"text":1202,"type":179,"marks":1203},"15 € par an",[1204],{"type":236},{"text":1206,"type":179}," selon Les clés de la banque. Sur une plateforme de gestion des dépenses, les cartes sont généralement comprises dans l’offre souscrite.",{"_uid":1208,"hide":29,"title":1209,"component":1175,"description":1210},"99170121-db37-46d6-aa43-d37003327a29","Peut-on payer un hôtel ou une location de voiture avec une carte virtuelle ?",{"type":170,"attrs":1211,"content":1212},{"backgroundColor":26},[1213],{"type":173,"attrs":1214,"content":1215},{"textAlign":26,"key":175},[1216,1220],{"text":1217,"type":179,"marks":1218},"Pas toujours.",[1219],{"type":236},{"text":1221,"type":179}," Certains hôtels, loueurs de voitures et compagnies aériennes demandent encore la présentation de la carte physique utilisée lors de la réservation. Une carte physique d’entreprise reste donc utile pour ces situations.",{"_uid":1223,"hide":29,"title":1224,"component":1175,"description":1225},"5aa48a97-db1e-4a06-99e3-4338778ab467","Une carte virtuelle à usage unique fonctionne-t-elle pour un abonnement ?",{"type":170,"attrs":1226,"content":1227},{"backgroundColor":26},[1228],{"type":173,"attrs":1229,"content":1230},{"textAlign":26,"key":175},[1231,1235,1237,1241],{"text":1232,"type":179,"marks":1233},"Non.",[1234],{"type":236},{"text":1236,"type":179}," La carte devient inutilisable après le premier paiement, ce qui ferait échouer le renouvellement suivant. Pour un abonnement, mieux vaut utiliser une ",{"text":1238,"type":179,"marks":1239},"carte réutilisable dédiée au fournisseur",[1240],{"type":236},{"text":293,"type":179},{"_uid":1243,"hide":29,"title":1244,"component":1175,"description":1245},"4fa89413-bd14-4e2a-a25d-87536f74a382","Peut-on être remboursé d’un achat payé avec une carte virtuelle à usage unique ?",{"type":170,"attrs":1246,"content":1247},{"backgroundColor":26},[1248],{"type":173,"attrs":1249,"content":1250},{"textAlign":26,"key":175},[1251,1255,1257,1263],{"text":1252,"type":179,"marks":1253},"Oui, généralement.",[1254],{"type":236},{"text":1256,"type":179}," Le remboursement est crédité sur le compte auquel la carte était rattachée, même si la carte virtuelle a expiré entre-temps. ",{"text":1258,"type":179,"marks":1259},"BoursoBank",[1260],{"type":304,"attrs":1261},{"href":1262,"uuid":26,"anchor":26,"target":26,"linktype":158},"https://www.boursobank.com/aide-en-ligne/carte-bancaire/carte-virtuelle/question/puis-je-me-faire-rembourser-un-paiement-effectue-avec-ma-carte-virtuelle-50943845",{"text":1264,"type":179}," le confirme pour ses propres cartes, mais les conditions peuvent varier selon l’émetteur.",{"_uid":1266,"hide":29,"title":1267,"component":1175,"description":1268},"79186bae-d2cf-4557-bee0-681c2b8fd972","Combien de temps faut-il pour bloquer une carte virtuelle ?",{"type":170,"attrs":1269,"content":1270},{"backgroundColor":26},[1271],{"type":173,"attrs":1272,"content":1273},{"textAlign":26,"key":175},[1274,1276,1280],{"text":1275,"type":179},"Lorsqu’elle est gérée depuis une application ou une plateforme adaptée, ",{"text":1277,"type":179,"marks":1278},"une carte virtuelle peut être bloquée immédiatement",[1279],{"type":236},{"text":1281,"type":179}," depuis l’interface. Il n’est alors pas nécessaire de faire opposition sur la carte principale ou sur les autres moyens de paiement de l’entreprise.",[1283],{"cta":1284,"_uid":1285,"title":1286,"layout":52,"eyebrow":1294,"subtitle":1302,"component":265,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":1305,"sectionSettings":1306,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"c695d847-0451-4ed6-b576-3c33fdfa73f5",{"type":170,"attrs":1287,"content":1288},{"backgroundColor":26},[1289],{"type":265,"attrs":1290,"content":1291},{"level":267,"textAlign":26},[1292],{"text":1293,"type":179},"Questions fréquentes sur les cartes virtuelles d’entreprise",{"type":170,"attrs":1295,"content":1296},{"backgroundColor":26},[1297],{"type":173,"attrs":1298,"content":1299},{"textAlign":26},[1300],{"text":1301,"type":179},"FAQ",{"type":170,"content":1303},[1304],{"type":173},[],[],"faqSection",[],"carte-virtuelle-d-entreprise","fr/blog/carte-virtuelle-d-entreprise",-3780,[],176386517,"d5443503-1916-4553-81e4-dc765f9e5b72","2026-10-17T14:22:00.753Z",[],"blog/carte-virtuelle-d-entreprise",[1319,1320,1321],{"path":1317,"name":26,"lang":33,"published":26},{"path":1317,"name":26,"lang":39,"published":26},{"path":1317,"name":26,"lang":41,"published":26},{"header":1323,"footer":2027,"commonContent":2441,"userCentricsAndSegmentMappingTable":2620},{"name":1324,"created_at":1325,"published_at":1326,"updated_at":1327,"id":1328,"uuid":1329,"content":1330,"slug":1830,"full_slug":2014,"sort_by_date":26,"position":27,"tag_list":2015,"is_startpage":29,"parent_id":2017,"meta_data":26,"group_id":2018,"first_published_at":2019,"release_id":26,"lang":33,"path":2020,"alternates":2021,"default_full_slug":2022,"translated_slugs":2023},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":1331,"logo":1332,"navbar":1337,"loginBtn":1829,"component":1830,"languages":1831,"logoBlack":1850,"logoWhite":1854,"topNavbar":1859,"footerLinks":1868,"socialLinks":1887,"homepageLink":1928,"getStartedBtn":1940,"announcementBanner":1954,"localeSwitcherTitle":2013},"d642d99f-3914-487e-abe1-9515eca76325",{"id":1333,"alt":1334,"name":52,"focus":52,"title":1334,"source":52,"filename":1335,"copyright":52,"fieldtype":154,"meta_data":1336,"is_external_url":29},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[1338,1546,1558,1571,1748],{"_uid":1339,"label":1340,"columns":1341,"component":1509,"headingNewBranding":1510},"99e54924-f77d-4501-978a-b578da0140ca","Produit",[1342,1426],{"_uid":1343,"ctas":1344,"label":1340,"component":1424,"labelColor":52,"backgroundIconColor":1425},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[1345,1361,1377,1392,1408],{"tag":52,"_uid":1346,"hide":29,"icon":1347,"link":1351,"type":52,"label":1360,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":1348,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1349,"copyright":52,"fieldtype":154,"meta_data":1350,"is_external_url":29},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":1352,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1353,"prep":42,"story":1354},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","/fr/platform/mcp",{"name":1355,"id":1356,"uuid":1352,"slug":1357,"url":1358,"full_slug":1359,"_stopResolving":42},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI Connect",{"tag":52,"_uid":1362,"icon":1363,"link":1367,"type":52,"label":1376,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1364,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1365,"copyright":52,"fieldtype":154,"meta_data":1366,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1368,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1369,"prep":42,"story":1370},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/fr/product/cards/",{"name":1371,"id":1372,"uuid":1368,"slug":1373,"url":1374,"full_slug":1375,"_stopResolving":42},"Cards",193401086247857,"cards","product/cards/","fr/product/cards/","Cartes de paiements",{"tag":52,"_uid":1378,"hide":29,"icon":1379,"link":1383,"type":52,"label":1387,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1380,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1381,"copyright":52,"fieldtype":154,"meta_data":1382,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1384,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1385,"prep":42,"story":1386},"54aaf12a-503f-42e6-afbc-61919d53f941","/fr/product/procurement",{"name":1387,"id":1388,"uuid":1384,"slug":1389,"url":1390,"full_slug":1391,"_stopResolving":42},"Procurement",193401601446119,"procurement","product/procurement","fr/product/procurement",{"tag":52,"_uid":1393,"hide":29,"icon":1394,"link":1398,"type":52,"label":1407,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1395,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1396,"copyright":52,"fieldtype":154,"meta_data":1397,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1399,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1400,"prep":42,"story":1401},"5a15816c-5303-499e-9774-f4eab6597303","/fr/product/accounts-payable",{"name":1402,"id":1403,"uuid":1399,"slug":1404,"url":1405,"full_slug":1406,"_stopResolving":42},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","fr/product/accounts-payable","Factures fournisseurs (PA)",{"tag":52,"_uid":1409,"icon":1410,"link":1414,"type":52,"label":1423,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":1411,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1412,"copyright":52,"fieldtype":154,"meta_data":1413,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1415,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1416,"prep":42,"story":1417},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/fr/product/expense-management",{"name":1418,"id":1419,"uuid":1415,"slug":1420,"url":1421,"full_slug":1422,"_stopResolving":42},"Expense Management",193401429506811,"expense-management","product/expense-management","fr/product/expense-management","Notes de frais","ctasColumn","--color-accent-06",{"_uid":1427,"ctas":1428,"label":1508,"component":1424,"labelColor":52,"backgroundIconColor":1425},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1429,1445,1461,1477,1493],{"tag":52,"_uid":1430,"hide":29,"icon":1431,"link":1435,"type":52,"label":1444,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":1432,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1433,"copyright":52,"fieldtype":154,"meta_data":1434,"is_external_url":29},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":1436,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1437,"prep":42,"story":1438},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/fr/platform/spends-controls",{"name":1439,"id":1440,"uuid":1436,"slug":1441,"url":1442,"full_slug":1443,"_stopResolving":42},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","fr/platform/spend-controls","Contrôles des dépenses",{"tag":52,"_uid":1446,"hide":29,"icon":1447,"link":1451,"type":52,"label":1460,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":1448,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1449,"copyright":52,"fieldtype":154,"meta_data":1450,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1452,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1453,"prep":42,"story":1454},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/fr/platform/ai-automation",{"name":1455,"id":1456,"uuid":1452,"slug":1457,"url":1458,"full_slug":1459,"_stopResolving":42},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","fr/platform/ai-automation","IA",{"tag":52,"_uid":1462,"hide":29,"icon":1463,"link":1467,"type":52,"label":1476,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":1464,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1465,"copyright":52,"fieldtype":154,"meta_data":1466,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1468,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1469,"prep":42,"story":1470},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1471,"id":1472,"uuid":1468,"slug":1473,"url":1474,"full_slug":1475,"_stopResolving":42},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":52,"_uid":1478,"icon":1479,"link":1483,"type":52,"label":1492,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1480,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1481,"copyright":52,"fieldtype":154,"meta_data":1482,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1484,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1485,"prep":42,"story":1486},"3d432995-4a9f-417f-b7d9-48e760bf8646","/fr/product/multi-entity-management",{"name":1487,"id":1488,"uuid":1484,"slug":1489,"url":1490,"full_slug":1491,"_stopResolving":42},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","fr/product/multi-entity-management","Gestion multi-entités",{"tag":52,"_uid":1494,"icon":1495,"link":1499,"type":52,"label":1503,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":1496,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1497,"copyright":52,"fieldtype":154,"meta_data":1498,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1500,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1501,"prep":42,"story":1502},"b419cae8-61d4-4ab4-919b-71875ceab832","/fr/product/budget",{"name":1503,"id":1504,"uuid":1500,"slug":1505,"url":1506,"full_slug":1507,"_stopResolving":42},"Budget",193401384269658,"budget","product/budget","fr/product/budget"," Plateforme","dropdownMenu",[1511],{"cta":1512,"_uid":1527,"title":1528,"eyebrow":1535,"subtitle":1538,"component":265,"textAlign":52,"sectionSettings":1545,"subtitleLeftBorder":29},[1513],{"tag":52,"_uid":1514,"hide":29,"icon":1515,"link":1516,"type":52,"label":1526,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154},{"id":1517,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1518,"prep":42,"story":1519},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/fr/platform/platform-releases/october-update-2026",{"name":1520,"id":1521,"uuid":1517,"slug":1522,"url":1523,"translated_name":1524,"full_slug":1525,"_stopResolving":42},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Octobre 2026 Nouveautes","fr/platform/platform-releases/octobre-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":170,"content":1529},[1530],{"type":173,"attrs":1531,"content":1532},{"textAlign":26,"key":175},[1533],{"text":1534,"type":179},"Quoi de neuf",{"type":170,"content":1536},[1537],{"type":173},{"type":170,"content":1539},[1540],{"type":173,"attrs":1541,"content":1542},{"textAlign":26,"key":175},[1543],{"text":1544,"type":179},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":52,"_uid":1547,"hide":29,"icon":1548,"link":1549,"type":52,"label":1557,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154},{"id":1550,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1551,"prep":42,"story":1552},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1553,"id":1554,"uuid":1550,"slug":1555,"url":1555,"full_slug":1556,"_stopResolving":42},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":52,"_uid":1559,"icon":1560,"link":1561,"type":52,"label":1570,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154},{"id":1562,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1563,"prep":42,"story":1564},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1565,"id":1566,"uuid":1562,"slug":1567,"url":1568,"full_slug":1569,"_stopResolving":42},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1572,"label":1573,"columns":1574,"component":1509,"headingNewBranding":1747},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1575,1641,1716],{"_uid":1576,"ctas":1577,"label":1639,"component":1424,"labelColor":52,"backgroundIconColor":1640},"705444cd-cbfb-417a-99c3-8481453ed293",[1578,1594,1610,1623],{"tag":52,"_uid":1579,"icon":1580,"link":1584,"type":52,"label":1593,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1581,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1582,"copyright":52,"fieldtype":154,"meta_data":1583,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1585,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1586,"prep":42,"story":1587},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1588,"id":1589,"uuid":1585,"slug":1590,"url":1591,"full_slug":1592,"_stopResolving":42},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":52,"_uid":1595,"hide":29,"icon":1596,"link":1600,"type":52,"label":1609,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1597,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1598,"copyright":52,"fieldtype":154,"meta_data":1599,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1601,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1602,"prep":42,"story":1603},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/fr/events/",{"name":1604,"id":1605,"uuid":1601,"slug":1606,"url":1607,"full_slug":1608,"_stopResolving":42},"Events listing page",86201135839603,"events","events/","fr/events/","Événements et webinaires",{"tag":52,"_uid":1611,"hide":29,"icon":1612,"link":1616,"type":52,"label":1301,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1613,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1614,"copyright":52,"fieldtype":154,"meta_data":1615,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1617,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1618,"prep":42,"story":1619},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1301,"id":1620,"uuid":1617,"slug":1621,"url":1621,"full_slug":1622,"_stopResolving":42},126231937,"faq","fr/faq",{"tag":52,"_uid":1624,"hide":29,"icon":1625,"link":1629,"type":52,"label":1638,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1626,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1627,"copyright":52,"fieldtype":154,"meta_data":1628,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1630,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1631,"prep":42,"story":1632},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1633,"id":1634,"uuid":1630,"slug":1635,"url":1636,"full_slug":1637,"_stopResolving":42},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1642,"ctas":1643,"label":1715,"component":1424,"labelColor":52,"backgroundIconColor":1640},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1644,1656,1671,1687,1703],{"tag":52,"_uid":1645,"hide":29,"icon":1646,"link":1648,"type":52,"label":1652,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1448,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1449,"copyright":52,"fieldtype":154,"meta_data":1647,"is_external_url":29},{},{"id":1649,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1650,"prep":42,"story":1651},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1652,"id":1653,"uuid":1649,"slug":1654,"url":1654,"full_slug":1655,"_stopResolving":42},"AI Hub",114865617041697,"ai","fr/ai",{"tag":52,"_uid":1657,"icon":1658,"link":1662,"type":52,"label":1670,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1659,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1660,"copyright":52,"fieldtype":154,"meta_data":1661,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1663,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1664,"prep":42,"story":1665},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1666,"id":1667,"uuid":1663,"slug":1668,"url":1668,"full_slug":1669,"_stopResolving":42},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":52,"_uid":1672,"hide":29,"icon":1673,"link":1677,"type":52,"label":1686,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1674,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1675,"copyright":52,"fieldtype":154,"meta_data":1676,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1678,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1679,"prep":42,"story":1680},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1681,"id":1682,"uuid":1678,"slug":1683,"url":1684,"full_slug":1685,"_stopResolving":42},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":52,"_uid":1688,"hide":29,"icon":1689,"link":1693,"type":52,"label":1702,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1690,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1691,"copyright":52,"fieldtype":154,"meta_data":1692,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1694,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1695,"prep":42,"story":1696},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1697,"id":1698,"uuid":1694,"slug":1699,"url":1700,"full_slug":1701,"_stopResolving":42},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":52,"_uid":1704,"icon":1705,"link":1707,"type":52,"label":1714,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"hide":42},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1395,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1396,"copyright":52,"fieldtype":154,"meta_data":1706,"is_external_url":29},{},{"id":1708,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1709,"prep":42,"story":1710},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1711,"id":1712,"uuid":1708,"slug":1711,"url":1713,"full_slug":1713,"_stopResolving":42},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1717,"ctas":1718,"label":1746,"component":1424,"backgroundIconColor":1640},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1719,1728,1737],{"tag":52,"_uid":1720,"icon":1721,"link":1725,"type":52,"label":1727,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1722,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1723,"copyright":52,"fieldtype":154,"meta_data":1724,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":52,"url":1726,"linktype":158,"fieldtype":159,"cached_url":1726},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":52,"_uid":1729,"icon":1730,"link":1734,"type":52,"label":1736,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1731,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1732,"copyright":52,"fieldtype":154,"meta_data":1733,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":52,"url":1735,"linktype":158,"cached_url":1735},"https://www.cfoconnect.eu/fr/events/","Événements CFO Connect",{"tag":52,"_uid":1738,"icon":1739,"link":1743,"type":52,"label":1745,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1740,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1741,"copyright":52,"fieldtype":154,"meta_data":1742,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":52,"url":1744,"linktype":158,"cached_url":1744},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1749,"label":1750,"columns":1751,"component":1509,"headingNewBranding":1828},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1752,1793],{"_uid":1753,"ctas":1754,"label":1750,"component":1424,"labelColor":52,"backgroundIconColor":1425},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1755,1768,1777],{"tag":52,"_uid":1756,"hide":29,"icon":1757,"link":1759,"type":52,"label":1767,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1480,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1481,"copyright":52,"fieldtype":154,"meta_data":1758,"is_private":29,"is_external_url":29},{},{"id":1760,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1761,"prep":42,"story":1762},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1763,"id":1764,"uuid":1760,"slug":1765,"url":1765,"full_slug":1766,"_stopResolving":42},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":52,"_uid":1769,"hide":29,"icon":1770,"link":1774,"type":52,"label":1776,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1771,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1772,"copyright":52,"fieldtype":154,"meta_data":1773,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":52,"url":1775,"linktype":158,"fieldtype":159,"cached_url":1775},"https://career.spendesk.com/fr/","Carrières",{"tag":52,"_uid":1778,"hide":29,"icon":1779,"link":1783,"type":52,"label":1792,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1780,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1781,"copyright":52,"fieldtype":154,"meta_data":1782,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1784,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1785,"prep":42,"story":1786},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1787,"id":1788,"uuid":1784,"slug":1789,"url":1790,"full_slug":1791,"_stopResolving":42},"Spendesk Press",265014512,"press","press/","fr/press/","Presse",{"_uid":1794,"ctas":1795,"label":1827,"component":1424,"labelColor":52,"backgroundIconColor":1425},"59a11592-e6cb-405d-8208-9e3c365ac046",[1796,1812],{"tag":52,"_uid":1797,"hide":29,"icon":1798,"link":1802,"type":52,"label":1811,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1799,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1800,"copyright":52,"fieldtype":154,"meta_data":1801,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1803,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1804,"prep":42,"story":1805},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1806,"id":1807,"uuid":1803,"slug":1808,"url":1809,"full_slug":1810,"_stopResolving":42},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":52,"_uid":1813,"hide":29,"icon":1814,"link":1818,"type":52,"label":1826,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1815,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1816,"copyright":52,"fieldtype":154,"meta_data":1817,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1819,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1820,"prep":42,"story":1821},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1822,"id":1823,"uuid":1819,"slug":1824,"url":1824,"full_slug":1825,"_stopResolving":42},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter"," ",[],"Se connecter","header",[1832,1837,1842,1846],{"_uid":1833,"code":39,"name":1834,"component":1835,"shortName":1836},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1838,"code":1839,"name":1840,"component":1835,"shortName":1841},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1843,"code":41,"name":1844,"component":1835,"shortName":1845},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1847,"code":33,"name":1848,"component":1835,"shortName":1849},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1851,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1852,"copyright":52,"fieldtype":154,"meta_data":1853,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1855,"alt":1334,"name":52,"focus":52,"title":1856,"source":52,"filename":1857,"copyright":52,"fieldtype":154,"meta_data":1858,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1860],{"tag":52,"_uid":1861,"hide":29,"icon":1862,"link":1864,"type":52,"label":1866,"style":160,"component":161,"onClickEvent":1867,"openInANewTab":42,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":1863},{},{"id":52,"url":1865,"linktype":158,"fieldtype":159,"cached_url":1865},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1869,1874],{"tag":52,"_uid":1870,"hide":29,"icon":1871,"link":1873,"type":52,"label":1866,"style":160,"component":161,"onClickEvent":1867,"openInANewTab":42,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":1872},{},{"id":52,"url":1865,"linktype":158,"fieldtype":159,"cached_url":1865},{"tag":52,"_uid":1875,"hide":29,"icon":1876,"link":1878,"type":52,"label":1886,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154,"meta_data":1877,"is_external_url":29},{},{"id":1879,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1880,"prep":42,"story":1881},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1882,"id":1883,"uuid":1879,"slug":1884,"url":1884,"full_slug":1885,"_stopResolving":42},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",[1888,1896,1904,1912,1920],{"tag":52,"_uid":1889,"icon":1890,"link":1894,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1891,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1892,"copyright":52,"fieldtype":154,"meta_data":1893,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":52,"url":1895,"linktype":158,"fieldtype":159,"cached_url":1895},"https://www.facebook.com/spendesk/",{"tag":52,"_uid":1897,"icon":1898,"link":1902,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1899,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1900,"copyright":52,"fieldtype":154,"meta_data":1901,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":52,"url":1903,"linktype":158,"fieldtype":159,"cached_url":1903},"https://www.instagram.com/spendesk",{"tag":52,"_uid":1905,"icon":1906,"link":1910,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1907,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1908,"copyright":52,"fieldtype":154,"meta_data":1909,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":52,"url":1911,"linktype":158,"fieldtype":159,"cached_url":1911},"https://www.linkedin.com/company/spendesk/",{"tag":52,"_uid":1913,"icon":1914,"link":1918,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1915,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1916,"copyright":52,"fieldtype":154,"meta_data":1917,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":52,"url":1919,"linktype":158,"fieldtype":159,"cached_url":1919},"https://x.com/Spendesk",{"tag":52,"_uid":1921,"hide":29,"icon":1922,"link":1926,"type":52,"label":52,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1923,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1924,"copyright":52,"fieldtype":154,"meta_data":1925,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":52,"url":1927,"linktype":158,"fieldtype":159,"cached_url":1927},"https://www.youtube.com/c/spendesk",[1929],{"tag":52,"_uid":1930,"hide":29,"icon":1931,"link":1932,"type":52,"label":52,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154},{"id":1933,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1934,"prep":42,"story":1935},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1936,"id":1937,"uuid":1933,"slug":1938,"url":1938,"full_slug":1939,"_stopResolving":42},"Homepage",106735746,"home","fr/home",[1941],{"tag":52,"_uid":1942,"hide":29,"icon":1943,"link":1944,"type":52,"label":1115,"style":160,"component":161,"onClickEvent":1953,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":1945,"url":52,"anchor":52,"linktype":1153,"fieldtype":159,"cached_url":1946,"prep":42,"story":1947},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1948,"id":1949,"uuid":1945,"slug":1950,"url":1951,"full_slug":1952,"_stopResolving":42},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","website:navbar:book_a_demo_cta:clicked",[1955],{"_uid":1956,"hide":29,"style":1957,"content":1958,"display":1988,"component":1989,"hideOnMobile":29,"mobileContent":1990},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":170,"attrs":1959,"content":1960},{"backgroundColor":26},[1961],{"type":173,"attrs":1962,"content":1963},{"textAlign":26,"key":175},[1964,1972,1974,1978,1980],{"text":1965,"type":179,"marks":1966},"Spendesk AI: ",[1967,1971],{"type":1968,"attrs":1969},"textStyle",{"color":1970},"#1F1F1F",{"type":236},{"text":1973,"type":179},"L’IA gère le répétitif. Vous gardez la main",{"text":1073,"type":179,"marks":1975},[1976],{"type":1968,"attrs":1977},{"color":1970},{"text":1979,"type":179},"👉 ",{"text":1981,"type":179,"marks":1982},"En savoir plus",[1983,1987],{"type":304,"attrs":1984},{"href":1453,"uuid":1452,"anchor":26,"target":1985,"linktype":1153,"story":1986},"_self",{"name":1455,"id":1456,"uuid":1452,"slug":1457,"url":1458,"full_slug":1459,"_stopResolving":42},{"type":236},"Whole website","announcementBanner",{"type":170,"attrs":1991,"content":1992},{"backgroundColor":26},[1993],{"type":173,"attrs":1994,"content":1995},{"textAlign":26,"key":175},[1996,2001,2002,2006,2007],{"text":1965,"type":179,"marks":1997},[1998,2000],{"type":1968,"attrs":1999},{"color":1970},{"type":236},{"text":1973,"type":179},{"text":1073,"type":179,"marks":2003},[2004],{"type":1968,"attrs":2005},{"color":1970},{"text":1979,"type":179},{"text":1981,"type":179,"marks":2008},[2009,2012],{"type":304,"attrs":2010},{"href":1453,"uuid":1452,"anchor":26,"target":1985,"linktype":1153,"story":2011},{"name":1455,"id":1456,"uuid":1452,"slug":1457,"url":1458,"full_slug":1459,"_stopResolving":42},{"type":236},"Sélectionnez votre langue","fr/global-components/header",[2016],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[2024,2025,2026],{"path":2022,"name":26,"lang":33,"published":26},{"path":2022,"name":26,"lang":39,"published":26},{"path":2022,"name":26,"lang":41,"published":26},{"name":2028,"created_at":2029,"published_at":2030,"updated_at":2031,"id":2032,"uuid":2033,"content":2034,"slug":2248,"full_slug":2431,"sort_by_date":26,"position":75,"tag_list":2432,"is_startpage":29,"parent_id":2017,"meta_data":26,"group_id":2433,"first_published_at":2434,"release_id":26,"lang":33,"path":1591,"alternates":2435,"default_full_slug":2436,"translated_slugs":2437},"Footer","2022-03-03T10:27:46.390Z","2026-11-05T16:18:15.983Z","2026-11-05T16:18:16.023Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":2035,"lists":2036,"component":2248,"logoLinks":2249,"legalLinks":2266,"socialLinks":2324,"newsletterForm":2350,"complianceLogos":2390,"newsletterTitle":2399,"smallDescription":2400,"newsletterSubtitle":2406,"legalDescriptionText":2407},"68acc184-683a-412b-863a-297708c3cffb",[2037,2071,2126,2216],{"_uid":2038,"ctas":2039,"label":1340,"component":1424,"labelColor":52,"backgroundIconColor":52},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[2040,2047,2053,2059,2065],{"tag":52,"_uid":2041,"hide":29,"icon":2042,"link":2044,"type":52,"label":2046,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":1348,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1349,"copyright":52,"fieldtype":154,"meta_data":2043,"is_external_url":29},{},{"id":1352,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1353,"prep":42,"story":2045},{"name":1355,"id":1356,"uuid":1352,"slug":1357,"url":1358,"full_slug":1359,"_stopResolving":42},"Spendesk AI connect",{"tag":52,"_uid":2048,"icon":2049,"link":2051,"type":52,"label":1376,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":1364,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1365,"copyright":52,"fieldtype":154,"meta_data":2050,"is_external_url":29},{},{"id":1368,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1369,"prep":42,"story":2052},{"name":1371,"id":1372,"uuid":1368,"slug":1373,"url":1374,"full_slug":1375,"_stopResolving":42},{"tag":52,"_uid":2054,"hide":29,"icon":2055,"link":2057,"type":52,"label":1387,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":1380,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1381,"copyright":52,"fieldtype":154,"meta_data":2056,"is_external_url":29},{},{"id":1384,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1385,"prep":42,"story":2058},{"name":1387,"id":1388,"uuid":1384,"slug":1389,"url":1390,"full_slug":1391,"_stopResolving":42},{"tag":52,"_uid":2060,"hide":29,"icon":2061,"link":2063,"type":52,"label":1407,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":1395,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1396,"copyright":52,"fieldtype":154,"meta_data":2062,"is_external_url":29},{},{"id":1399,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1400,"prep":42,"story":2064},{"name":1402,"id":1403,"uuid":1399,"slug":1404,"url":1405,"full_slug":1406,"_stopResolving":42},{"tag":52,"_uid":2066,"icon":2067,"link":2069,"type":52,"label":1423,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":1411,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1412,"copyright":52,"fieldtype":154,"meta_data":2068,"is_external_url":29},{},{"id":1415,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1416,"prep":42,"story":2070},{"name":1418,"id":1419,"uuid":1415,"slug":1420,"url":1421,"full_slug":1422,"_stopResolving":42},{"_uid":2072,"ctas":2073,"label":2125,"component":1424,"labelColor":52,"backgroundIconColor":52},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[2074,2080,2087,2093,2099,2105,2111,2118],{"tag":52,"_uid":2075,"hide":29,"icon":2076,"link":2078,"type":52,"label":1444,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":1432,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1433,"copyright":52,"fieldtype":154,"meta_data":2077,"is_external_url":29},{},{"id":1436,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1437,"prep":42,"story":2079},{"name":1439,"id":1440,"uuid":1436,"slug":1441,"url":1442,"full_slug":1443,"_stopResolving":42},{"tag":52,"_uid":2081,"hide":29,"icon":2082,"link":2084,"type":52,"label":2086,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":1448,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1449,"copyright":52,"fieldtype":154,"meta_data":2083,"is_external_url":29},{},{"id":1452,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1453,"prep":42,"story":2085},{"name":1455,"id":1456,"uuid":1452,"slug":1457,"url":1458,"full_slug":1459,"_stopResolving":42},"Intelligence Artificielle",{"tag":52,"_uid":2088,"hide":29,"icon":2089,"link":2091,"type":52,"label":1476,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":1464,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1465,"copyright":52,"fieldtype":154,"meta_data":2090,"is_private":29,"is_external_url":29},{},{"id":1468,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1469,"prep":42,"story":2092},{"name":1471,"id":1472,"uuid":1468,"slug":1473,"url":1474,"full_slug":1475,"_stopResolving":42},{"tag":52,"_uid":2094,"icon":2095,"link":2097,"type":52,"label":1492,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":1480,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1481,"copyright":52,"fieldtype":154,"meta_data":2096,"is_external_url":29},{},{"id":1484,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1485,"prep":42,"story":2098},{"name":1487,"id":1488,"uuid":1484,"slug":1489,"url":1490,"full_slug":1491,"_stopResolving":42},{"tag":52,"_uid":2100,"icon":2101,"link":2103,"type":52,"label":1503,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":1496,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1497,"copyright":52,"fieldtype":154,"meta_data":2102,"is_external_url":29},{},{"id":1500,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1501,"prep":42,"story":2104},{"name":1503,"id":1504,"uuid":1500,"slug":1505,"url":1506,"full_slug":1507,"_stopResolving":42},{"tag":52,"_uid":2106,"hide":29,"icon":2107,"link":2109,"type":52,"label":1557,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2108},{},{"id":1550,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1551,"prep":42,"story":2110},{"name":1553,"id":1554,"uuid":1550,"slug":1555,"url":1555,"full_slug":1556,"_stopResolving":42},{"tag":52,"_uid":2112,"hide":29,"icon":2113,"link":2115,"type":52,"label":2117,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2114},{},{"id":1879,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1880,"prep":42,"story":2116},{"name":1882,"id":1883,"uuid":1879,"slug":1884,"url":1884,"full_slug":1885,"_stopResolving":42},"Sécurité",{"tag":52,"_uid":2119,"hide":29,"icon":2120,"link":2122,"type":52,"label":2124,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2121},{},{"id":52,"url":2123,"linktype":158,"fieldtype":159,"cached_url":2123},"https://trust.spendesk.com/","Centre de confiance","Plateforme",{"_uid":2127,"ctas":2128,"label":1573,"component":1424,"backgroundIconColor":52},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[2129,2135,2140,2153,2159,2166,2172,2178,2185,2191,2197,2203,2210],{"tag":52,"_uid":2130,"hide":29,"icon":2131,"link":2133,"type":52,"label":1570,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2132},{},{"id":1562,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1563,"prep":42,"story":2134},{"name":1565,"id":1566,"uuid":1562,"slug":1567,"url":1568,"full_slug":1569,"_stopResolving":42},{"tag":52,"_uid":2136,"icon":2137,"link":2138,"type":52,"label":1593,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154},{"id":1585,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1586,"prep":42,"story":2139},{"name":1588,"id":1589,"uuid":1585,"slug":1590,"url":1591,"full_slug":1592,"_stopResolving":42},{"tag":52,"_uid":2141,"icon":2142,"link":2143,"type":52,"label":2152,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"0c3791b7-d195-40e4-b4ef-3e23020f2fbd",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154},{"id":2144,"url":52,"linktype":1153,"fieldtype":159,"cached_url":2145,"prep":42,"story":2146},"00374c17-63ac-466f-a8fc-8e1c49811e67","/fr/blog/all-articles",{"name":2147,"id":2148,"uuid":2144,"slug":2149,"url":2150,"full_slug":2151,"_stopResolving":42},"All articles",238103281021871,"all-articles","blog/all-articles","fr/blog/all-articles","Tous les articles",{"tag":52,"_uid":2154,"hide":29,"icon":2155,"link":2157,"type":52,"label":1609,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":1597,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1598,"copyright":52,"fieldtype":154,"meta_data":2156,"is_external_url":29},{},{"id":1601,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1602,"prep":42,"story":2158},{"name":1604,"id":1605,"uuid":1601,"slug":1606,"url":1607,"full_slug":1608,"_stopResolving":42},{"tag":52,"_uid":2160,"hide":29,"icon":2161,"link":2163,"type":52,"label":2165,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2162},{},{"id":1617,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1618,"prep":42,"story":2164},{"name":1301,"id":1620,"uuid":1617,"slug":1621,"url":1621,"full_slug":1622,"_stopResolving":42},"FAQs",{"tag":52,"_uid":2167,"hide":29,"icon":2168,"link":2170,"type":52,"label":1638,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2169},{},{"id":1630,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1631,"prep":42,"story":2171},{"name":1633,"id":1634,"uuid":1630,"slug":1635,"url":1636,"full_slug":1637,"_stopResolving":42},{"tag":52,"_uid":2173,"hide":29,"icon":2174,"link":2176,"type":52,"label":1652,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":1448,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1449,"copyright":52,"fieldtype":154,"meta_data":2175,"is_external_url":29},{},{"id":1649,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1650,"prep":42,"story":2177},{"name":1652,"id":1653,"uuid":1649,"slug":1654,"url":1654,"full_slug":1655,"_stopResolving":42},{"tag":52,"_uid":2179,"hide":29,"icon":2180,"link":2182,"type":52,"label":2184,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2181},{},{"id":1663,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1664,"prep":42,"story":2183},{"name":1666,"id":1667,"uuid":1663,"slug":1668,"url":1668,"full_slug":1669,"_stopResolving":42},"Contenus premium",{"tag":52,"_uid":2186,"hide":29,"icon":2187,"link":2189,"type":52,"label":1702,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2188},{},{"id":1694,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1695,"prep":42,"story":2190},{"name":1697,"id":1698,"uuid":1694,"slug":1699,"url":1700,"full_slug":1701,"_stopResolving":42},{"tag":52,"_uid":2192,"hide":29,"icon":2193,"link":2195,"type":52,"label":1702,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1690,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1691,"copyright":52,"fieldtype":154,"meta_data":2194,"is_external_url":29},{},{"id":1694,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1695,"prep":42,"story":2196},{"name":1697,"id":1698,"uuid":1694,"slug":1699,"url":1700,"full_slug":1701,"_stopResolving":42},{"tag":52,"_uid":2198,"icon":2199,"link":2201,"type":52,"label":1702,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"hide":42},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1395,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1396,"copyright":52,"fieldtype":154,"meta_data":2200,"is_external_url":29},{},{"id":1708,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1709,"prep":42,"story":2202},{"name":1711,"id":1712,"uuid":1708,"slug":1711,"url":1713,"full_slug":1713,"_stopResolving":42},{"tag":52,"_uid":2204,"hide":29,"icon":2205,"link":2207,"type":52,"label":2209,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2206},{},{"id":52,"url":2208,"linktype":158,"fieldtype":159,"cached_url":2208},"https://www.cfoconnect.eu/","CFO Connect",{"tag":52,"_uid":2211,"hide":29,"icon":2212,"link":2214,"type":52,"label":1866,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2213},{},{"id":52,"url":2215,"linktype":158,"fieldtype":159,"cached_url":2215},"https://helpcenter.spendesk.com/fr",{"_uid":2217,"ctas":2218,"label":1750,"component":1424,"backgroundIconColor":52},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[2219,2225,2230,2236,2242],{"tag":52,"_uid":2220,"hide":29,"icon":2221,"link":2223,"type":52,"label":1767,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":1480,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1481,"copyright":52,"fieldtype":154,"meta_data":2222,"is_private":29,"is_external_url":29},{},{"id":1760,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1761,"prep":42,"story":2224},{"name":1763,"id":1764,"uuid":1760,"slug":1765,"url":1765,"full_slug":1766,"_stopResolving":42},{"tag":52,"_uid":2226,"hide":29,"icon":2227,"link":2229,"type":52,"label":1776,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1771,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1772,"copyright":52,"fieldtype":154,"meta_data":2228,"is_external_url":29},{},{"id":52,"url":1775,"linktype":158,"fieldtype":159,"cached_url":1775},{"tag":52,"_uid":2231,"hide":29,"icon":2232,"link":2234,"type":52,"label":1792,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1780,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1781,"copyright":52,"fieldtype":154,"meta_data":2233,"is_external_url":29},{},{"id":1784,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1785,"prep":42,"story":2235},{"name":1787,"id":1788,"uuid":1784,"slug":1789,"url":1790,"full_slug":1791,"_stopResolving":42},{"tag":52,"_uid":2237,"hide":29,"icon":2238,"link":2240,"type":52,"label":1811,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1799,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1800,"copyright":52,"fieldtype":154,"meta_data":2239,"is_private":29,"is_external_url":29},{},{"id":1803,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1804,"prep":42,"story":2241},{"name":1806,"id":1807,"uuid":1803,"slug":1808,"url":1809,"full_slug":1810,"_stopResolving":42},{"tag":52,"_uid":2243,"hide":29,"icon":2244,"link":2246,"type":52,"label":1826,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1815,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1816,"copyright":52,"fieldtype":154,"meta_data":2245,"is_private":29,"is_external_url":29},{},{"id":1819,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1820,"prep":42,"story":2247},{"name":1822,"id":1823,"uuid":1819,"slug":1824,"url":1824,"full_slug":1825,"_stopResolving":42},"footer",[2250,2258],{"tag":52,"_uid":2251,"hide":29,"icon":2252,"link":2256,"type":52,"label":52,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":2253,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2254,"copyright":52,"fieldtype":154,"meta_data":2255,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":52,"url":2257,"linktype":158,"fieldtype":159,"cached_url":2257},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":52,"_uid":2259,"hide":29,"icon":2260,"link":2264,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":2261,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2262,"copyright":52,"fieldtype":154,"meta_data":2263,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":52,"url":2265,"linktype":158,"fieldtype":159,"cached_url":2265},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[2267,2273,2286,2299,2312,2318],{"tag":52,"_uid":2268,"icon":2269,"link":2270,"type":52,"label":2272,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":1933,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1934,"prep":42,"story":2271},{"name":1936,"id":1937,"uuid":1933,"slug":1938,"url":1938,"full_slug":1939,"_stopResolving":42},"© Spendesk",{"tag":52,"_uid":2274,"icon":2275,"link":2276,"type":52,"label":2285,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":2277,"url":52,"linktype":1153,"fieldtype":159,"cached_url":2278,"prep":42,"story":2279},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":2280,"id":2281,"uuid":2277,"slug":2282,"url":2283,"full_slug":2284,"_stopResolving":42},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":52,"_uid":2287,"icon":2288,"link":2289,"type":52,"label":2298,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":2290,"url":52,"linktype":1153,"fieldtype":159,"cached_url":2291,"prep":42,"story":2292},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":2293,"id":2294,"uuid":2290,"slug":2295,"url":2296,"full_slug":2297,"_stopResolving":42},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":52,"_uid":2300,"icon":2301,"link":2302,"type":52,"label":2311,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":2303,"url":52,"linktype":1153,"fieldtype":159,"cached_url":2304,"prep":42,"story":2305},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":2306,"id":2307,"uuid":2303,"slug":2308,"url":2309,"full_slug":2310,"_stopResolving":42},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":52,"_uid":2313,"icon":2314,"link":2315,"type":52,"label":2317,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":52,"url":2316,"linktype":158,"fieldtype":159,"cached_url":2316},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":52,"_uid":2319,"hide":29,"icon":2320,"link":2321,"type":52,"label":2323,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":52,"url":2322,"linktype":158,"fieldtype":159,"cached_url":2322},"openConsentManager.action","Paramètres Cookies",[2325,2330,2335,2340,2345],{"tag":52,"_uid":2326,"icon":2327,"link":2329,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1891,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1892,"copyright":52,"fieldtype":154,"meta_data":2328,"is_external_url":29},{},{"id":52,"url":1895,"linktype":158,"fieldtype":159,"cached_url":1895},{"tag":52,"_uid":2331,"icon":2332,"link":2334,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1899,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1900,"copyright":52,"fieldtype":154,"meta_data":2333,"is_private":29,"is_external_url":29},{},{"id":52,"url":1903,"linktype":158,"fieldtype":159,"cached_url":1903},{"tag":52,"_uid":2336,"icon":2337,"link":2339,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1907,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1908,"copyright":52,"fieldtype":154,"meta_data":2338,"is_private":29,"is_external_url":29},{},{"id":52,"url":1911,"linktype":158,"fieldtype":159,"cached_url":1911},{"tag":52,"_uid":2341,"icon":2342,"link":2344,"type":52,"label":52,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1915,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1916,"copyright":52,"fieldtype":154,"meta_data":2343,"is_private":29,"is_external_url":29},{},{"id":52,"url":1919,"linktype":158,"fieldtype":159,"cached_url":1919},{"tag":52,"_uid":2346,"hide":29,"icon":2347,"link":2349,"type":52,"label":52,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":42,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1923,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":1924,"copyright":52,"fieldtype":154,"meta_data":2348,"is_private":29,"is_external_url":29},{},{"id":52,"url":1927,"linktype":158,"fieldtype":159,"cached_url":1927},[2351],{"_uid":2352,"fields":2353,"component":2385,"submitUrl":2386,"hubspotFormId":2387,"successMessage":2388,"horizontalAlign":52,"onSubmitSegmentEvent":2389},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2354],{"_uid":2355,"name":2356,"type":179,"label":2357,"required":42,"component":2358,"submitBtn":2359,"legalNotice":2360,"placeholder":52,"validateEmail":42,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":170,"content":2361},[2362],{"type":173,"content":2363},[2364,2366,2374,2376,2383],{"text":2365,"type":179},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":2367,"type":179,"marks":2368},"Conditions d'utilisation",[2369],{"type":304,"attrs":2370},{"href":2278,"uuid":2277,"anchor":26,"custom":2371,"target":2372,"linktype":1153,"story":2373},{},"_blank",{"name":2280,"id":2281,"uuid":2277,"slug":2282,"url":2283,"full_slug":2284,"_stopResolving":42},{"text":2375,"type":179}," et à la ",{"text":2377,"type":179,"marks":2378},"Politique de confidentialité",[2379],{"type":304,"attrs":2380},{"href":2291,"uuid":2290,"anchor":26,"custom":2381,"target":2372,"linktype":1153,"story":2382},{},{"name":2293,"id":2294,"uuid":2290,"slug":2295,"url":2296,"full_slug":2297,"_stopResolving":42},{"text":2384,"type":179}," de Spendesk.","formGroup",{"id":52,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1154,"prep":42},"8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2391],{"tag":52,"_uid":2392,"hide":29,"icon":2393,"link":2397,"type":52,"label":52,"style":160,"component":161,"mobileLabel":52,"onClickEvent":52,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2394,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2395,"copyright":52,"fieldtype":154,"meta_data":2396,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":52,"url":2398,"linktype":158,"fieldtype":159,"cached_url":2398},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":170,"content":2401},[2402],{"type":173,"content":2403},[2404],{"text":2405,"type":179},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":170,"content":2408},[2409,2417,2424],{"type":173,"content":2410},[2411],{"text":2412,"type":179,"marks":2413},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2414],{"type":1968,"attrs":2415},{"color":2416},"rgb(0, 0, 0)",{"type":173,"content":2418},[2419],{"text":2420,"type":179,"marks":2421},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2422],{"type":1968,"attrs":2423},{"color":2416},{"type":173,"content":2425},[2426],{"text":2427,"type":179,"marks":2428},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2429],{"type":1968,"attrs":2430},{"color":2416},"fr/global-components/footer",[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2438,2439,2440],{"path":2436,"name":26,"lang":33,"published":26},{"path":2436,"name":26,"lang":39,"published":26},{"path":2436,"name":26,"lang":41,"published":26},{"name":2442,"created_at":2443,"published_at":2444,"updated_at":2445,"id":2446,"uuid":2447,"content":2448,"slug":2608,"full_slug":2609,"sort_by_date":26,"position":2610,"tag_list":2611,"is_startpage":29,"parent_id":2017,"meta_data":26,"group_id":2612,"first_published_at":2613,"release_id":26,"lang":33,"path":26,"alternates":2614,"default_full_slug":2615,"translated_slugs":2616},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2449,"modalBtn":2450,"component":2451,"modalTitle":2452,"countdownDay":2453,"modalContent":2454,"modalSuccess":2466,"countdownHour":2467,"hubspotFormId":2468,"countdownLabel":2469,"formErrorTitle":2470,"countdownMinute":2471,"countdownSecond":2472,"eventsLiveLabel":2473,"eventsViewLabel":2474,"formErrorButton":2475,"selectNoOptions":2476,"eventsWatchLabel":2477,"copyPromptLibrary":2478,"eventsReplayLabel":2479,"formErrorSubtitle":2480,"eventsResultsLabel":2481,"blogAuthorResources":2482,"byRolePromptLibrary":2483,"copiedPromptLibrary":2484,"eventsAllTypesLabel":2485,"eventsJoinNextLabel":2486,"eventsLoadMoreLabel":2487,"eventsRegisterLabel":2488,"selectedPricingPage":2489,"yourPlanPricingPage":2490,"byTopicPromptLibrary":2491,"eventsAllTopicsLabel":2492,"allRolesPromptLibrary":2493,"eventsTypeFilterLabel":2494,"modalEmailPlaceholder":2495,"allTopicsPromptLibrary":2492,"emailValidationInvalid":2496,"eventsTopicFilterLabel":2497,"imageItemsListNoResult":2498,"noResultsPromptLibrary":2499,"phoneValidationInvalid":2500,"blogLoadMoreButtonLabel":2487,"eventsReplayPosterLabel":2501,"itemsFoundPromptLibrary":2502,"blogArticleUpdatedAtLabel":2503,"blogArticleWatchTimeLabel":2504,"clearFiltersPromptLibrary":2505,"modalExistingAccountTitle":2506,"modalExistingCompanyTitle":2507,"modalForExistingCustomers":2508,"organizationSchemaOffices":2515,"blogArticleListenTimeLabel":2504,"cardsGridSearchPlaceholder":2568,"blogArticlePublishedOnLabel":2569,"blogArticleReadingTimeLabel":2504,"emailValidationInvalidExist":2570,"modalForUnsupportedCountries":2571,"emailValidationInvalidInvited":2577,"organizationSchemaDescription":2578,"organizationSchemaContactEmail":2579,"modalExistingAccountDescription":2580,"modalExistingCompanyDescription":2596,"emailValidationInvalidDomainName":2602,"multiSelectDropdownSelectedLabel":2603,"softwareApplicationSchemaRatingCount":2604,"softwareApplicationSchemaRatingValue":2605,"emailValidationInvalidUnexpectedError":2606,"emailValidationInvalidCompanyRegistered":2607},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":170,"content":2455},[2456,2461],{"type":173,"attrs":2457,"content":2458},{"textAlign":26},[2459],{"text":2460,"type":179},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":173,"attrs":2462,"content":2463},{"textAlign":26},[2464],{"text":2465,"type":179},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","À venir","Voir l'événement","Réessayer","Aucun résultats","Voir le replay","Copier le prompt","Replay","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","{count} événements","Articles de {firstName}","Par rôle","Copié!","Tous","Participer au prochain","Voir plus","S'inscrire","Selectionnés","Votre plan","Par sujet","Tous les sujets","Tous les rôles","Filtrer par type","Adresse email professionnelle","Adresse e-mail non valide","Filtrer par sujet","Aucun résultat","Aucun prompt ne correspond à ces filtres. Essayez de les effacer.","Numéro de téléphone invalide","Regardez le replay complet","trouvé(s)","Mis à jour le","min environ","Effacer les filtres","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":170,"content":2509},[2510,2514],{"type":173,"content":2511},[2512],{"text":2513,"type":179},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":173},[2516,2532,2544,2556],{"cta":2517,"_uid":2524,"image":2525,"title":2529,"subtitle":2530,"component":2531},[2518],{"tag":52,"_uid":2519,"icon":2520,"link":2521,"type":52,"label":2523,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":52,"url":2522,"linktype":158,"fieldtype":159,"cached_url":2522},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2526,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2527,"copyright":52,"fieldtype":154,"meta_data":2528,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2533,"_uid":2539,"image":2540,"title":2542,"subtitle":2543,"component":2531},[2534],{"tag":52,"_uid":2535,"icon":2536,"link":2537,"type":52,"label":2523,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":52,"url":2538,"linktype":158,"fieldtype":159,"cached_url":2538},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2526,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2527,"copyright":52,"fieldtype":154,"meta_data":2541,"is_external_url":29},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2545,"_uid":2551,"image":2552,"title":2554,"subtitle":2555,"component":2531},[2546],{"tag":52,"_uid":2547,"icon":2548,"link":2549,"type":52,"label":2523,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":52,"url":2550,"linktype":158,"fieldtype":159,"cached_url":2550},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2526,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2527,"copyright":52,"fieldtype":154,"meta_data":2553,"is_external_url":29},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2557,"_uid":2563,"image":2564,"title":2566,"subtitle":2567,"component":2531},[2558],{"tag":52,"_uid":2559,"icon":2560,"link":2561,"type":52,"label":2523,"style":160,"component":161,"onClickEvent":52,"openInANewTab":42},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":52,"url":2562,"linktype":158,"fieldtype":159,"cached_url":2562},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2526,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2527,"copyright":52,"fieldtype":154,"meta_data":2565,"is_external_url":29},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Saisissez votre recherche","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":170,"content":2572},[2573],{"type":173,"content":2574},[2575],{"text":2576,"type":179},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":170,"content":2581},[2582,2586],{"type":173,"content":2583},[2584],{"text":2585,"type":179},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":252,"attrs":2587},{"id":2588,"body":2589},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2590],{"tag":52,"_uid":2591,"icon":2592,"link":2593,"type":2595,"label":1829,"style":160,"component":161,"onClickEvent":52,"openInANewTab":29,"horizontalFill":42},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":52,"copyright":26,"fieldtype":154},{"id":52,"url":2594,"linktype":158,"fieldtype":159,"cached_url":2594},"https://app.spendesk.com/auth/login","btn",{"type":170,"content":2597},[2598],{"type":173,"content":2599},[2600],{"text":2601,"type":179},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2617,2618,2619],{"path":2615,"name":26,"lang":33,"published":26},{"path":2615,"name":26,"lang":39,"published":26},{"path":2615,"name":26,"lang":41,"published":26},[2621,2625,2629,2633,2637,2641,2645,2649,2653],{"id":2622,"name":2623,"value":2624,"dimension_value":26},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2626,"name":2627,"value":2628,"dimension_value":26},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2630,"name":2631,"value":2632,"dimension_value":26},10736155,"Intercom","ryDQcVoOoZQ",{"id":2634,"name":2635,"value":2636,"dimension_value":26},10736156,"HubSpot","ry0QcNodoWQ",{"id":2638,"name":2639,"value":2640,"dimension_value":26},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2642,"name":2643,"value":2644,"dimension_value":26},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2646,"name":2647,"value":2648,"dimension_value":26},10736765,"Bing Ads","dsS7z9Hv4",{"id":2650,"name":2651,"value":2652,"dimension_value":26},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2654,"name":2655,"value":2656,"dimension_value":26},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2658,"component":2659,"sidebarCta":2660,"leadwallForm":2691,"leadwallTitle":2692,"exitModalPopup":2693,"newsletterForm":2694,"newsletterTitle":2721,"bottomArticleCta":2722,"leadwallSubtitle":2757,"moreArticlesLabel":2758,"breadcrumbBlogLink":2759,"newsletterSubtitle":2761,"breadcrumbBlogLabel":1593,"breadcrumbArticleLabel":1124,"leadwallSuccessMessage":52,"hiddenNewsletterOnTopics":2762,"componentsAfterTheArticle":2765,"moreArticlesLabelFallback":2758,"sidebarTableOfContentsLabel":2909},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2661],{"cta":2662,"_uid":2670,"image":2671,"title":2675,"subtitle":2689,"component":2690},[2663],{"tag":52,"_uid":2664,"hide":29,"icon":2665,"link":2667,"type":52,"label":1115,"style":160,"component":161,"mobileLabel":52,"onClickEvent":2669,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2666},{},{"id":1945,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1946,"prep":42,"story":2668},{"name":1948,"id":1949,"uuid":1945,"slug":1950,"url":1951,"full_slug":1952,"_stopResolving":42},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2672,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2673,"copyright":52,"fieldtype":154,"meta_data":2674,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":170,"content":2676},[2677],{"type":173,"attrs":2678,"content":2679},{"textAlign":26,"key":175},[2680],{"text":2681,"type":179,"marks":2682},"Dépenser mieux pour travailler mieux.",[2683,2685],{"type":1968,"attrs":2684},{"color":52},{"type":2686,"attrs":2687},"styled",{"class":2688},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],"Want to continue reading?",[],[2695],{"_uid":2696,"fields":2697,"component":2385,"submitUrl":2719,"hubspotFormId":2387,"successMessage":2388,"horizontalAlign":52,"onSubmitSegmentEvent":2720},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2698],{"_uid":2699,"name":2356,"type":179,"label":2357,"required":42,"component":2358,"submitBtn":2359,"legalNotice":2700,"placeholder":52,"validateEmail":42,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":170,"content":2701},[2702],{"type":173,"content":2703},[2704,2705,2711,2712,2718],{"text":2365,"type":179},{"text":2367,"type":179,"marks":2706},[2707],{"type":304,"attrs":2708},{"href":2278,"uuid":2277,"anchor":26,"custom":2709,"target":2372,"linktype":1153,"story":2710},{},{"name":2280,"id":2281,"uuid":2277,"slug":2282,"url":2283,"full_slug":2284,"_stopResolving":42},{"text":2375,"type":179},{"text":2377,"type":179,"marks":2713},[2714],{"type":304,"attrs":2715},{"href":2291,"uuid":2290,"anchor":26,"custom":2716,"target":2372,"linktype":1153,"story":2717},{},{"name":2293,"id":2294,"uuid":2290,"slug":2295,"url":2296,"full_slug":2297,"_stopResolving":42},{"text":2384,"type":179},{"id":52,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1154,"prep":42},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2723],{"cta":2724,"_uid":2739,"image":2740,"title":2742,"subtitle":2756,"component":2690},[2725],{"tag":52,"_uid":2726,"hide":29,"icon":2727,"link":2729,"type":52,"label":2737,"style":160,"component":161,"mobileLabel":52,"onClickEvent":2738,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"source":26,"filename":52,"copyright":26,"fieldtype":154,"meta_data":2728},{},{"id":2730,"url":52,"linktype":1153,"fieldtype":159,"cached_url":2731,"prep":42,"story":2732},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2733,"id":2734,"uuid":2730,"slug":2735,"url":2735,"full_slug":2736,"_stopResolving":42},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":26,"alt":26,"name":52,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":154,"meta_data":2741,"is_external_url":29},{},{"type":170,"content":2743},[2744],{"type":173,"attrs":2745,"content":2746},{"textAlign":26,"key":175},[2747],{"text":2748,"type":179,"marks":2749},"Curieux de découvrir Spendesk ?",[2750,2753],{"type":1968,"attrs":2751},{"color":2752},"#000000",{"type":2686,"attrs":2754},{"class":2755},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Sign up to our newsletter to keep reading","Plus d'articles",{"id":1585,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1586,"prep":42,"story":2760},{"name":1588,"id":1589,"uuid":1585,"slug":1590,"url":1591,"full_slug":1592,"_stopResolving":42},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2763,2764],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2766],{"cta":2767,"_uid":2768,"items":2769,"heading":2887,"reverse":29,"component":1307,"sectionSettings":2908},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2770,2828],{"_uid":2771,"title":2772,"component":1175,"description":2773},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":170,"content":2774},[2775,2779],{"type":173,"content":2776},[2777],{"text":2778,"type":179},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":974,"attrs":2780,"content":2782},{"order":2781},{"order":380},[2783,2795,2806],{"type":979,"content":2784},[2785],{"type":173,"content":2786},[2787,2791,2793],{"text":2788,"type":179,"marks":2789},"Les dépenses stratégiques",[2790],{"type":236},{"text":2792,"type":179}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":2794},"hard_break",{"type":979,"content":2796},[2797],{"type":173,"content":2798},[2799,2803,2805],{"text":2800,"type":179,"marks":2801},"Les dépenses opérationnelles",[2802],{"type":236},{"text":2804,"type":179}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":2794},{"type":979,"content":2807},[2808],{"type":173,"content":2809},[2810,2814,2816,2817,2818,2820,2821,2822,2824,2825,2826],{"text":2811,"type":179,"marks":2812},"Les autres frais",[2813],{"type":236},{"text":2815,"type":179},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":2794},{"type":2794},{"text":2819,"type":179},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":2794},{"type":2794},{"text":2823,"type":179},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":2794},{"type":2794},{"text":2827,"type":179},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2829,"title":2830,"component":1175,"description":2831},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":170,"content":2832},[2833,2837,2841,2850,2854,2858,2867,2871,2875,2879,2883],{"type":173,"content":2834},[2835],{"text":2836,"type":179},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":173,"content":2838},[2839],{"text":2840,"type":179},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":173,"content":2842},[2843,2847,2848],{"text":2844,"type":179,"marks":2845},"Pour les employés",[2846],{"type":236},{"type":2794},{"text":2849,"type":179},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":173,"content":2851},[2852],{"text":2853,"type":179},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":173,"content":2855},[2856],{"text":2857,"type":179},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":173,"content":2859},[2860,2864,2865],{"text":2861,"type":179,"marks":2862},"Pour les équipes financières",[2863],{"type":236},{"type":2794},{"text":2866,"type":179},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":173,"content":2868},[2869],{"text":2870,"type":179},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":173,"content":2872},[2873],{"text":2874,"type":179},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":173,"content":2876},[2877],{"text":2878,"type":179},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":173,"content":2880},[2881],{"text":2882,"type":179},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":173,"content":2884},[2885],{"text":2886,"type":179},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2888],{"cta":2889,"_uid":2890,"title":2891,"eyebrow":2898,"subtitle":2901,"component":265,"textAlign":52,"sectionSettings":2907,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":170,"content":2892},[2893],{"type":265,"attrs":2894,"content":2895},{"level":267},[2896],{"text":2897,"type":179},"Démarrer avec Spendesk",{"type":170,"content":2899},[2900],{"type":173},{"type":170,"content":2902},[2903],{"type":173,"content":2904},[2905],{"text":2906,"type":179},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",["Island",2911],{"key":2912,"result":2913},"MarkdownRenderer_Xypydo4jw7kTIi74ajeHcsV8Vj6Gr33OwOfiZRzYNg",{"head":2914},{"link":2915,"style":2916},[],[],[2918,3119,3276,3453],{"name":2919,"created_at":2920,"published_at":2921,"updated_at":2922,"id":2923,"uuid":2924,"content":2925,"slug":3108,"full_slug":3109,"sort_by_date":26,"position":3110,"tag_list":3111,"is_startpage":29,"parent_id":1313,"meta_data":26,"group_id":3112,"first_published_at":2921,"release_id":26,"lang":33,"path":26,"alternates":3113,"default_full_slug":3114,"translated_slugs":3115},"Carte carburant ou carte d’entreprise multi-usages : laquelle choisir pour les frais de déplacement ?","2026-08-29T10:03:02.957Z","2026-08-29T10:17:25.257Z","2026-08-29T10:17:25.294Z",214254317432043,"b87c3628-75e8-4393-95d8-fca818f7d382",{"_uid":2926,"title":2919,"topics":2927,"noIndex":29,"category":2956,"language":2965,"component":1136,"heroMedia":2966,"publishedAt":2974,"redirectUrl":52,"listingImage":2975,"metaDescription":2976,"bottomArticleCta":2977,"componentsAfterTheArticle":2978},"a5fde6d9-a199-4e47-be4f-980d3eed20f4",[2928,2948],{"name":1423,"created_at":2929,"published_at":2930,"updated_at":2931,"id":2932,"uuid":2933,"content":2934,"slug":2936,"full_slug":2937,"sort_by_date":26,"position":2938,"tag_list":2939,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":2940,"first_published_at":2941,"release_id":26,"lang":33,"path":26,"alternates":2942,"default_full_slug":2943,"translated_slugs":2944,"_stopResolving":42},"2022-10-19T17:57:50.190Z","2026-09-29T09:14:44.189Z","2026-09-29T09:14:44.205Z",206171403,"ab5734cd-4449-4b9d-89e2-405cc85961a4",{"_uid":2935,"name":1423,"component":23},"e9d615d6-b141-48b8-bba8-c990d6cb30cb","notes-de-frais","fr/blog/topic/notes-de-frais",-70,[],"263331e0-32d9-4246-8f97-b931c67c9f0b","2022-11-02T15:24:55.148Z",[],"blog/topic/notes-de-frais",[2945,2946,2947],{"path":2943,"name":26,"lang":33,"published":26},{"path":2943,"name":26,"lang":39,"published":26},{"path":2943,"name":26,"lang":41,"published":26},{"name":195,"created_at":196,"published_at":197,"updated_at":198,"id":199,"uuid":200,"content":2949,"slug":211,"full_slug":212,"sort_by_date":26,"position":213,"tag_list":2950,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":216,"first_published_at":217,"release_id":26,"lang":33,"path":26,"alternates":2951,"default_full_slug":219,"translated_slugs":2952,"_stopResolving":42},{"_uid":210,"name":195,"component":23},[],[],[2953,2954,2955],{"path":219,"name":26,"lang":33,"published":26},{"path":219,"name":26,"lang":39,"published":26},{"path":219,"name":26,"lang":41,"published":26},{"name":1124,"created_at":1125,"published_at":16,"updated_at":1126,"id":1127,"uuid":1128,"content":2957,"slug":1136,"full_slug":1137,"sort_by_date":26,"position":27,"tag_list":2959,"is_startpage":29,"parent_id":1139,"meta_data":26,"group_id":1140,"first_published_at":1141,"release_id":26,"lang":33,"path":26,"alternates":2960,"default_full_slug":1143,"translated_slugs":2961,"_stopResolving":42},{"_uid":1130,"icon":2958,"name":1124,"component":1135},{"id":1132,"alt":1133,"name":52,"focus":52,"title":52,"filename":1134,"copyright":52,"fieldtype":154,"is_external_url":29},[],[],[2962,2963,2964],{"path":1143,"name":26,"lang":33,"published":26},{"path":1143,"name":26,"lang":39,"published":26},{"path":1143,"name":26,"lang":41,"published":26},[33],[2967],{"_uid":2968,"asset":2969,"caption":52,"component":1160},"0accd734-668b-481c-bc8e-7712a9881e9d",{"id":2970,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":2971,"copyright":52,"fieldtype":154,"meta_data":2972,"is_external_url":29},214017782309727,"https://a.storyblok.com/f/146026/1376x768/1e2a6d7874/1780677976025-kza72r.png",{"size":2973},"1376x768","2026-08-29 00:00",[],"Carte carburant ou carte d’entreprise multi-usages, comparez leurs avantages et choisissez la solution adaptée à vos frais de déplacement.\n",[],[2979],{"cta":2980,"_uid":2981,"items":2982,"heading":3081,"reverse":29,"component":1307,"sectionSettings":3107},[],"6edc0361-e9fc-4532-a126-952dc5817fef",[2983,3004,3034,3060],{"_uid":2984,"hide":29,"title":2985,"component":1175,"description":2986},"205ee643-cc5d-4062-845e-f67a9a3fd054","Qu’est-ce qu’une carte essence entreprise ?",{"type":170,"attrs":2987,"content":2988},{"backgroundColor":26},[2989,2999],{"type":173,"attrs":2990,"content":2991},{"textAlign":26},[2992,2994,2998],{"text":2993,"type":179},"Une carte essence entreprise est une carte de paiement restreinte au carburant et à certains services de mobilité. Elle est utilisable dans un réseau de stations partenaires et fonctionne généralement avec ",{"text":2995,"type":179,"marks":2996},"un plafond par conducteur",[2997],{"type":236},{"text":293,"type":179},{"type":173,"attrs":3000,"content":3001},{"textAlign":26},[3002],{"text":3003,"type":179},"Les transactions sont regroupées sur une facture mensuelle unique, ce qui facilite le suivi de la consommation et des dépenses par véhicule.",{"_uid":3005,"hide":29,"title":3006,"component":1175,"description":3007},"91f85fc3-d096-43e9-8fc9-09562af15234","La carte carburant est-elle un avantage en nature imposable ?",{"type":170,"attrs":3008,"content":3009},{"backgroundColor":26},[3010,3023],{"type":173,"attrs":3011,"content":3012},{"textAlign":26},[3013,3015,3022],{"text":3014,"type":179},"Lorsqu’elle est utilisée strictement à des fins professionnelles et que les dépenses sont justifiées, une carte carburant ne constitue pas un ",{"text":3016,"type":179,"marks":3017},"avantage en nature",[3018,3021],{"type":304,"attrs":3019},{"href":3020,"uuid":26,"anchor":26,"target":2372,"linktype":158},"https://www.compta-online.com/avantage-en-nature-vehicule-comment-le-calculer-ao1003",{"type":236},{"text":293,"type":179},{"type":173,"attrs":3024,"content":3025},{"textAlign":26},[3026,3028,3032],{"text":3027,"type":179},"En revanche, un usage personnel non justifié peut être requalifié par l’URSSAF. L’entreprise doit donc définir ",{"text":3029,"type":179,"marks":3030},"des règles d’utilisation claires",[3031],{"type":236},{"text":3033,"type":179}," et conserver les justificatifs nécessaires.",{"_uid":3035,"hide":29,"title":3036,"component":1175,"description":3037},"51402b23-4ddc-40f0-8a73-108a464893a7","Faut-il choisir une carte prépayée ou une carte à facturation différée ?",{"type":170,"attrs":3038,"content":3039},{"backgroundColor":26},[3040,3045,3055],{"type":173,"attrs":3041,"content":3042},{"textAlign":26},[3043],{"text":3044,"type":179},"Une carte prépayée bloque la dépense lorsque le solde disponible est épuisé. Elle facilite le contrôle en amont et peut aider à mieux maîtriser la trésorerie.",{"type":173,"attrs":3046,"content":3047},{"textAlign":26},[3048,3050,3054],{"text":3049,"type":179},"Une carte à facturation différée regroupe les paiements et les facture plus tard, souvent en fin de mois. Elle offre davantage de souplesse, mais demande ",{"text":3051,"type":179,"marks":3052},"un suivi régulier des dépenses engagées",[3053],{"type":236},{"text":293,"type":179},{"type":173,"attrs":3056,"content":3057},{"textAlign":26},[3058],{"text":3059,"type":179},"Le choix dépend donc du niveau de contrôle souhaité et du fonctionnement de votre trésorerie.",{"_uid":3061,"hide":29,"title":3062,"component":1175,"description":3063},"a45eec69-1918-4f34-a61c-7188db47e89a","Comment choisir une carte carburant pour son entreprise ?",{"type":170,"attrs":3064,"content":3065},{"backgroundColor":26},[3066,3071],{"type":173,"attrs":3067,"content":3068},{"textAlign":26},[3069],{"text":3070,"type":179},"Commencez par analyser votre volume de carburant, le nombre de conducteurs et les stations fréquentées. Comparez ensuite le réseau d’acceptation, les remises, les plafonds, les services inclus et les modalités de facturation.",{"type":173,"attrs":3072,"content":3073},{"textAlign":26},[3074,3076,3080],{"text":3075,"type":179},"Si vos salariés règlent aussi des repas, des péages, des hôtels ou des achats professionnels, vérifiez si ",{"text":3077,"type":179,"marks":3078},"une carte multi-usages ne couvrirait pas mieux l’ensemble de vos dépenses",[3079],{"type":236},{"text":293,"type":179},[3082],{"cta":3083,"_uid":3084,"title":3085,"eyebrow":3095,"subtitle":3102,"component":265,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3105,"sectionSettings":3106,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"b7ed469e-2b64-4e07-823e-5f71ef30a4e7",{"type":170,"attrs":3086,"content":3087},{"backgroundColor":26},[3088],{"type":265,"attrs":3089,"content":3090},{"level":267,"textAlign":26},[3091],{"text":3092,"type":179,"marks":3093},"Questions fréquentes sur les cartes carburant et les cartes multi-usages",[3094],{"type":236},{"type":170,"attrs":3096,"content":3097},{"backgroundColor":26},[3098],{"type":173,"attrs":3099,"content":3100},{"textAlign":26},[3101],{"text":1301,"type":179},{"type":170,"content":3103},[3104],{"type":173},[],[],[],"carte-carburant-ou-carte-d-entreprise-multi-usages","fr/blog/carte-carburant-ou-carte-d-entreprise-multi-usages",-3140,[],"0c30551e-7fe5-46bd-8579-5cb03b3bb894",[],"blog/carte-carburant-ou-carte-d-entreprise-multi-usages",[3116,3117,3118],{"path":3114,"name":26,"lang":33,"published":26},{"path":3114,"name":26,"lang":39,"published":26},{"path":3114,"name":26,"lang":41,"published":26},{"name":3120,"created_at":3121,"published_at":3122,"updated_at":3123,"id":3124,"uuid":3125,"content":3126,"slug":3265,"full_slug":3266,"sort_by_date":26,"position":3267,"tag_list":3268,"is_startpage":29,"parent_id":1313,"meta_data":26,"group_id":3269,"first_published_at":3122,"release_id":26,"lang":33,"path":26,"alternates":3270,"default_full_slug":3271,"translated_slugs":3272},"Apple Pay ou Tap to Pay sur iPhone : quelle solution pour les paiements professionnels ?","2026-10-17T15:03:55.552Z","2026-10-17T15:18:53.338Z","2026-10-17T15:18:53.372Z",231669086457710,"0a3aad07-f730-4ab0-824c-749a7ec0a994",{"_uid":3127,"title":3120,"topics":3128,"noIndex":29,"category":3137,"language":3146,"component":1136,"heroMedia":3147,"publishedAt":1162,"redirectUrl":52,"leadwallForm":3155,"listingImage":3156,"leadwallTitle":52,"metaDescription":3157,"bottomArticleCta":3158,"leadwallSubtitle":52,"isLeadwallEnabled":29,"componentsAfterTheArticle":3159,"leadwallVisibleParagraphs":52},"c8c979e9-9a1a-4a82-8c7b-260431270686",[3129],{"name":195,"created_at":196,"published_at":197,"updated_at":198,"id":199,"uuid":200,"content":3130,"slug":211,"full_slug":212,"sort_by_date":26,"position":213,"tag_list":3131,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":216,"first_published_at":217,"release_id":26,"lang":33,"path":26,"alternates":3132,"default_full_slug":219,"translated_slugs":3133,"_stopResolving":42},{"_uid":210,"name":195,"component":23},[],[],[3134,3135,3136],{"path":219,"name":26,"lang":33,"published":26},{"path":219,"name":26,"lang":39,"published":26},{"path":219,"name":26,"lang":41,"published":26},{"name":1124,"created_at":1125,"published_at":16,"updated_at":1126,"id":1127,"uuid":1128,"content":3138,"slug":1136,"full_slug":1137,"sort_by_date":26,"position":27,"tag_list":3140,"is_startpage":29,"parent_id":1139,"meta_data":26,"group_id":1140,"first_published_at":1141,"release_id":26,"lang":33,"path":26,"alternates":3141,"default_full_slug":1143,"translated_slugs":3142,"_stopResolving":42},{"_uid":1130,"icon":3139,"name":1124,"component":1135},{"id":1132,"alt":1133,"name":52,"focus":52,"title":52,"filename":1134,"copyright":52,"fieldtype":154,"is_external_url":29},[],[],[3143,3144,3145],{"path":1143,"name":26,"lang":33,"published":26},{"path":1143,"name":26,"lang":39,"published":26},{"path":1143,"name":26,"lang":41,"published":26},[33],[3148],{"_uid":3149,"link":3150,"asset":3151,"caption":52,"component":1160},"3a6a09b1-d003-416b-aa69-c568d7e69778",{"id":52,"url":52,"linktype":1153,"fieldtype":159,"cached_url":1154,"prep":42},{"id":3152,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3153,"copyright":52,"fieldtype":154,"meta_data":3154,"is_external_url":29},231669379344130,"https://a.storyblok.com/f/146026/1248x832/4a1037d2d6/apple-pay-et-tap-to-pay-sur-iphone-en-france-pour-les-paiements-professionnels.png",{"size":1159},[],[],"Découvrez la différence entre Apple Pay et Tap to Pay sur iPhone, leurs frais, usages, justificatifs, limites et règles pour les paiements professionnels.",[],[3160],{"cta":3161,"_uid":3162,"items":3163,"heading":3240,"reverse":29,"component":1307,"sectionSettings":3264},[],"6e98fa8e-5fbf-482f-9380-0621b63072ee",[3164,3179,3194,3211,3226],{"_uid":3165,"hide":29,"title":3166,"component":1175,"description":3167},"89d4143f-9b0d-426f-ade4-1ec215dbdc0d","Tap to Pay sur iPhone est-il payant ?",{"type":170,"attrs":3168,"content":3169},{"backgroundColor":26},[3170],{"type":173,"attrs":3171,"content":3172},{"textAlign":26},[3173,3177],{"text":3174,"type":179,"marks":3175},"Oui, par l’intermédiaire du prestataire de paiement.",[3176],{"type":236},{"text":3178,"type":179}," Celui-ci prélève généralement une commission sur chaque transaction. Chez Stripe, les tarifs consultés en octobre 2026 indiquent 1,4 % + 0,10 € pour une carte de l’EEE, auxquels s’ajoutent 0,10 € par autorisation Tap to Pay.",{"_uid":3180,"hide":29,"title":3181,"component":1175,"description":3182},"04a61e09-88b1-4970-a50b-47064edbcf97","Peut-on encaisser plus de 50 € avec Tap to Pay ?",{"type":170,"attrs":3183,"content":3184},{"backgroundColor":26},[3185],{"type":173,"attrs":3186,"content":3187},{"textAlign":26},[3188,3192],{"text":3189,"type":179,"marks":3190},"Oui.",[3191],{"type":236},{"text":3193,"type":179}," Il faut simplement vérifier que votre prestataire prend en charge la saisie du code PIN sur iPhone pour les transactions concernées.",{"_uid":3195,"hide":29,"title":3196,"component":1175,"description":3197},"222ab718-9ca9-42cf-aff5-788ba217a343","Faut-il un compte professionnel pour utiliser Tap to Pay ?",{"type":170,"attrs":3198,"content":3199},{"backgroundColor":26},[3200],{"type":173,"attrs":3201,"content":3202},{"textAlign":26},[3203,3205,3209],{"text":3204,"type":179},"Il faut au minimum ",{"text":3206,"type":179,"marks":3207},"un compte marchand auprès d’un prestataire compatible",[3208],{"type":236},{"text":3210,"type":179},", qui collecte les paiements puis reverse les fonds à votre entreprise. Chaque prestataire fixe ses propres conditions d’ouverture.",{"_uid":3212,"hide":29,"title":3213,"component":1175,"description":3214},"b82a2c38-1c4f-46fb-a3fe-b11f1e846ca1","Une carte virtuelle d’entreprise fonctionne-t-elle avec Apple Pay ?",{"type":170,"attrs":3215,"content":3216},{"backgroundColor":26},[3217],{"type":173,"attrs":3218,"content":3219},{"textAlign":26},[3220,3224],{"text":3221,"type":179,"marks":3222},"Oui, si son émetteur l’autorise.",[3223],{"type":236},{"text":3225,"type":179}," Elle peut alors être ajoutée dans l’app Cartes et utilisée avec Face ID, Touch ID ou le code de l’appareil. Certaines cartes virtuelles à usage unique ne sont toutefois pas compatibles.",{"_uid":3227,"hide":29,"title":3228,"component":1175,"description":3229},"5740f50b-3e71-4739-b292-d8deffbaf70c","Apple Pay remplace-t-il le justificatif d’une dépense professionnelle ?",{"type":170,"attrs":3230,"content":3231},{"backgroundColor":26},[3232],{"type":173,"attrs":3233,"content":3234},{"textAlign":26},[3235,3238],{"text":1232,"type":179,"marks":3236},[3237],{"type":236},{"text":3239,"type":179}," Apple Pay confirme le paiement, mais la facture ou le ticket du fournisseur reste nécessaire pour justifier la dépense et, le cas échéant, récupérer la TVA.",[3241],{"cta":3242,"_uid":3243,"title":3244,"layout":52,"eyebrow":3252,"subtitle":3259,"component":265,"textAlign":52,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3262,"sectionSettings":3263,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"0d4bf8af-b587-46cb-8d4e-2a371dde9c46",{"type":170,"attrs":3245,"content":3246},{"backgroundColor":26},[3247],{"type":265,"attrs":3248,"content":3249},{"level":267,"textAlign":26},[3250],{"text":3251,"type":179},"Questions fréquentes sur Apple Pay et Tap to Pay sur iPhone",{"type":170,"attrs":3253,"content":3254},{"backgroundColor":26},[3255],{"type":173,"attrs":3256,"content":3257},{"textAlign":26},[3258],{"text":1301,"type":179},{"type":170,"content":3260},[3261],{"type":173},[],[],[],"apple-pay-ou-tap-to-pay-sur-iphone","fr/blog/apple-pay-ou-tap-to-pay-sur-iphone",-3800,[],"903d3080-40db-476a-8d04-ddebbe8147ec",[],"blog/apple-pay-ou-tap-to-pay-sur-iphone",[3273,3274,3275],{"path":3271,"name":26,"lang":33,"published":26},{"path":3271,"name":26,"lang":39,"published":26},{"path":3271,"name":26,"lang":41,"published":26},{"name":3277,"created_at":3278,"published_at":3279,"updated_at":3280,"id":3281,"uuid":3282,"content":3283,"slug":3441,"full_slug":3442,"sort_by_date":26,"position":3443,"tag_list":3444,"is_startpage":29,"parent_id":1313,"meta_data":26,"group_id":3445,"first_published_at":3446,"release_id":26,"lang":33,"path":26,"alternates":3447,"default_full_slug":3448,"translated_slugs":3449},"Apple Pay pour cartes professionnelles : plafonds, limites et utilisation en équipe","2026-05-28T08:35:51.207Z","2026-11-03T12:10:16.555Z","2026-11-03T12:10:16.580Z",181320708983903,"2ca244dd-e5a1-4514-8a80-4003aafdf5fa",{"_uid":3284,"title":3277,"topics":3285,"noIndex":29,"category":3336,"language":3345,"component":1136,"heroMedia":3346,"publishedAt":3354,"redirectUrl":52,"listingImage":3355,"metaDescription":3361,"bottomArticleCta":3362,"componentsAfterTheArticle":3363},"04765473-2b29-416f-98ed-07b0dc5a58fc",[3286,3294,3315],{"name":195,"created_at":196,"published_at":197,"updated_at":198,"id":199,"uuid":200,"content":3287,"slug":211,"full_slug":212,"sort_by_date":26,"position":213,"tag_list":3288,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":216,"first_published_at":217,"release_id":26,"lang":33,"path":26,"alternates":3289,"default_full_slug":219,"translated_slugs":3290,"_stopResolving":42},{"_uid":210,"name":195,"component":23},[],[],[3291,3292,3293],{"path":219,"name":26,"lang":33,"published":26},{"path":219,"name":26,"lang":39,"published":26},{"path":219,"name":26,"lang":41,"published":26},{"name":3295,"created_at":3296,"published_at":3297,"updated_at":3298,"id":3299,"uuid":3300,"content":3301,"slug":3303,"full_slug":3304,"sort_by_date":26,"position":3305,"tag_list":3306,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":3307,"first_published_at":3308,"release_id":26,"lang":33,"path":26,"alternates":3309,"default_full_slug":3310,"translated_slugs":3311,"_stopResolving":42},"Déplacements professionnels","2022-10-19T17:57:59.106Z","2026-09-29T09:14:38.873Z","2026-09-29T09:14:38.889Z",206171440,"d7f89c1c-62cd-4a28-9a8f-3fe1f9bffcb0",{"_uid":3302,"name":3295,"component":23},"f673e214-974b-4604-bcb9-54b8f77108d0","deplacements-professionnels","fr/blog/topic/deplacements-professionnels",-440,[],"cc2599dc-ff92-47a2-8009-d166f3d5a6ea","2022-11-02T15:24:42.751Z",[],"blog/topic/deplacements-professionnels",[3312,3313,3314],{"path":3310,"name":26,"lang":33,"published":26},{"path":3310,"name":26,"lang":39,"published":26},{"path":3310,"name":26,"lang":41,"published":26},{"name":3316,"created_at":3317,"published_at":3318,"updated_at":3319,"id":3320,"uuid":3321,"content":3322,"slug":3324,"full_slug":3325,"sort_by_date":26,"position":3326,"tag_list":3327,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":3328,"first_published_at":3329,"release_id":26,"lang":33,"path":26,"alternates":3330,"default_full_slug":3331,"translated_slugs":3332,"_stopResolving":42},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-09-29T09:14:42.092Z","2026-09-29T09:14:42.108Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":3323,"name":3316,"component":23},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[3333,3334,3335],{"path":3331,"name":26,"lang":33,"published":26},{"path":3331,"name":26,"lang":39,"published":26},{"path":3331,"name":26,"lang":41,"published":26},{"name":1124,"created_at":1125,"published_at":16,"updated_at":1126,"id":1127,"uuid":1128,"content":3337,"slug":1136,"full_slug":1137,"sort_by_date":26,"position":27,"tag_list":3339,"is_startpage":29,"parent_id":1139,"meta_data":26,"group_id":1140,"first_published_at":1141,"release_id":26,"lang":33,"path":26,"alternates":3340,"default_full_slug":1143,"translated_slugs":3341,"_stopResolving":42},{"_uid":1130,"icon":3338,"name":1124,"component":1135},{"id":1132,"alt":1133,"name":52,"focus":52,"title":52,"filename":1134,"copyright":52,"fieldtype":154,"is_external_url":29},[],[],[3342,3343,3344],{"path":1143,"name":26,"lang":33,"published":26},{"path":1143,"name":26,"lang":39,"published":26},{"path":1143,"name":26,"lang":41,"published":26},[33],[3347],{"_uid":3348,"type":52,"asset":3349,"caption":52,"overlay":3353,"component":1160},"71b757c6-fab8-480b-94d4-df8859ec5bd9",{"id":3350,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3351,"copyright":52,"fieldtype":154,"meta_data":3352,"is_external_url":29},168579769286404,"https://a.storyblok.com/f/146026/1376x768/344bc06cba/expense-categorisation.png",{},[],"2026-05-28 00:00",[3356],{"_uid":3357,"type":52,"asset":3358,"caption":52,"overlay":3360,"component":1160},"cad4d98f-7f7f-4345-99dc-720c1f7f677e",{"id":3350,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3351,"copyright":52,"fieldtype":154,"meta_data":3359,"is_external_url":29},{},[],"Apple Pay n’a aucun plafond propre : la limite dépend de votre carte. Découvrez les vrais plafonds pour une carte professionnelle et comment gérer Apple Pay en équipe avec Spendesk.",[],[3364],{"cta":3365,"_uid":3366,"items":3367,"heading":3418,"reverse":29,"component":1307,"sectionSettings":3440},[],"b6f34c2b-bd98-4437-852a-e562c46efead",[3368,3378,3388,3398,3408],{"_uid":3369,"hide":29,"title":3370,"component":1175,"description":3371},"ee0888d0-a12e-4110-aa78-bdc8242c6763","Comment contrôler les dépenses Apple Pay de son équipe ?",{"type":170,"content":3372},[3373],{"type":173,"attrs":3374,"content":3375},{"textAlign":26},[3376],{"text":3377,"type":179},"En utilisant une plateforme de gestion des dépenses qui permet de fixer des plafonds par carte (jusqu’à 50 000 € pour les cartes physiques, 200 000 € pour les cartes virtuelles), de restreindre les catégories de marchands et de suivre chaque transaction en temps réel.",{"_uid":3379,"hide":29,"title":3380,"component":1175,"description":3381},"d96ff3a2-b2ef-4a39-a898-935e9f848d97","Peut-on utiliser Apple Pay à l’étranger avec une carte d’entreprise ?",{"type":170,"content":3382},[3383],{"type":173,"attrs":3384,"content":3385},{"textAlign":26},[3386],{"text":3387,"type":179},"Oui, dans tous les pays où Apple Pay est accepté et où l’émetteur de la carte le permet (soit plus de 70 pays). Les frais de change dépendent des conditions appliquées par l’émetteur de la carte, et varient généralement entre 1,5 % et 3 % du montant.",{"_uid":3389,"hide":29,"title":3390,"component":1175,"description":3391},"8ba60d37-6177-4fbc-8e91-d49c17ecc7ab","Comment ajouter une carte professionnelle à Apple Pay ?",{"type":170,"content":3392},[3393],{"type":173,"attrs":3394,"content":3395},{"textAlign":26},[3396],{"text":3397,"type":179},"Ouvrez l’app Cartes (Wallet), appuyez sur “+”, scannez votre carte d’entreprise et suivez les instructions de validation de l’émetteur. L’opération prend moins de trois minutes.",{"_uid":3399,"hide":29,"title":3400,"component":1175,"description":3401},"d742b91a-09c2-42cb-a1ff-5ea3fffb141d","Apple Pay est-il limité à 50 € comme le sans contact ?",{"type":170,"content":3402},[3403],{"type":173,"attrs":3404,"content":3405},{"textAlign":26},[3406],{"text":3407,"type":179},"Non. La limite de 50 € concerne uniquement le sans contact classique avec une carte physique NFC. Apple Pay utilise l’authentification biométrique (Face ID ou Touch ID), ce qui constitue une authentification forte au sens de la DSP2 et supprime ce plafond.",{"_uid":3409,"hide":29,"title":3410,"component":1175,"description":3411},"3e0975c9-2d8a-4c00-b12c-1853f4c9344b","Quel est le plafond maximum d’un paiement Apple Pay ?",{"type":170,"content":3412},[3413],{"type":173,"attrs":3414,"content":3415},{"textAlign":26},[3416],{"text":3417,"type":179},"Apple Pay ne fixe aucun plafond propre. La limite est celle de la carte utilisée. Pour une carte d’entreprise, ce plafond peut aller de 500 € à 50 000 € pour une carte physique, selon la configuration choisie par l’administrateur.",[3419],{"cta":3420,"_uid":3421,"title":3422,"eyebrow":3429,"subtitle":3435,"component":265,"textAlign":52,"eyebrowPill":29,"flexibleSection":3438,"sectionSettings":3439,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"ceee707a-6569-4107-9aff-73f318624b71",{"type":170,"content":3423},[3424],{"type":265,"attrs":3425,"content":3426},{"level":267,"textAlign":26},[3427],{"text":3428,"type":179},"Ce qu'on nous demande souvent",{"type":170,"content":3430},[3431],{"type":173,"attrs":3432,"content":3433},{"textAlign":26},[3434],{"text":1301,"type":179},{"type":170,"content":3436},[3437],{"type":173},[],[],[],"plafond-apple-pay","fr/blog/plafond-apple-pay",-510,[],"a16ee50c-9cf7-41c2-ae82-0323efd8ddba","2026-05-28T10:42:57.659Z",[],"blog/plafond-apple-pay",[3450,3451,3452],{"path":3448,"name":26,"lang":33,"published":42},{"path":3448,"name":26,"lang":39,"published":26},{"path":3448,"name":26,"lang":41,"published":26},{"name":3454,"created_at":3455,"published_at":3456,"updated_at":3457,"id":3458,"uuid":3459,"content":3460,"slug":3622,"full_slug":3623,"sort_by_date":26,"position":3624,"tag_list":3625,"is_startpage":29,"parent_id":1313,"meta_data":26,"group_id":3626,"first_published_at":3627,"release_id":26,"lang":33,"path":26,"alternates":3628,"default_full_slug":3629,"translated_slugs":3630},"Remboursement transport employeur : comment gérer frais kilométriques et notes de frais","2026-04-22T10:58:55.038Z","2026-11-03T12:09:30.232Z","2026-11-03T12:09:30.279Z",168615669998442,"31f804b7-ca75-4029-9063-4dbafe83c5f2",{"_uid":3461,"title":3454,"topics":3462,"noIndex":29,"category":3508,"language":3517,"component":1136,"heroMedia":3518,"metaTitle":3526,"publishedAt":3527,"readingTime":3528,"redirectUrl":52,"listingImage":3529,"metaDescription":3530,"bottomArticleCta":3531,"componentsAfterTheArticle":3532},"35725a50-3cdd-4b63-bb97-045589833f70",[3463,3471,3479,3487],{"name":3295,"created_at":3296,"published_at":3297,"updated_at":3298,"id":3299,"uuid":3300,"content":3464,"slug":3303,"full_slug":3304,"sort_by_date":26,"position":3305,"tag_list":3465,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":3307,"first_published_at":3308,"release_id":26,"lang":33,"path":26,"alternates":3466,"default_full_slug":3310,"translated_slugs":3467,"_stopResolving":42},{"_uid":3302,"name":3295,"component":23},[],[],[3468,3469,3470],{"path":3310,"name":26,"lang":33,"published":26},{"path":3310,"name":26,"lang":39,"published":26},{"path":3310,"name":26,"lang":41,"published":26},{"name":195,"created_at":196,"published_at":197,"updated_at":198,"id":199,"uuid":200,"content":3472,"slug":211,"full_slug":212,"sort_by_date":26,"position":213,"tag_list":3473,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":216,"first_published_at":217,"release_id":26,"lang":33,"path":26,"alternates":3474,"default_full_slug":219,"translated_slugs":3475,"_stopResolving":42},{"_uid":210,"name":195,"component":23},[],[],[3476,3477,3478],{"path":219,"name":26,"lang":33,"published":26},{"path":219,"name":26,"lang":39,"published":26},{"path":219,"name":26,"lang":41,"published":26},{"name":1423,"created_at":2929,"published_at":2930,"updated_at":2931,"id":2932,"uuid":2933,"content":3480,"slug":2936,"full_slug":2937,"sort_by_date":26,"position":2938,"tag_list":3481,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":2940,"first_published_at":2941,"release_id":26,"lang":33,"path":26,"alternates":3482,"default_full_slug":2943,"translated_slugs":3483,"_stopResolving":42},{"_uid":2935,"name":1423,"component":23},[],[],[3484,3485,3486],{"path":2943,"name":26,"lang":33,"published":26},{"path":2943,"name":26,"lang":39,"published":26},{"path":2943,"name":26,"lang":41,"published":26},{"name":3488,"created_at":3489,"published_at":3490,"updated_at":3491,"id":3492,"uuid":3493,"content":3494,"slug":3488,"full_slug":3497,"sort_by_date":26,"position":3498,"tag_list":3499,"is_startpage":29,"parent_id":215,"meta_data":26,"group_id":3500,"first_published_at":3501,"release_id":26,"lang":33,"path":26,"alternates":3502,"default_full_slug":3503,"translated_slugs":3504,"_stopResolving":42},"remboursements","2022-10-19T17:58:01.187Z","2026-09-29T09:14:46.314Z","2026-09-29T09:14:46.333Z",206171449,"259e3eda-7f58-4196-a130-9d02d183bb45",{"_uid":3495,"name":3496,"component":23},"a2c58a16-f495-475f-951f-05171468aae4","Remboursements","fr/blog/topic/remboursements",-530,[],"0ebafaa2-2fcd-47a5-bc1d-d0797c153bd6","2022-11-02T15:24:39.815Z",[],"blog/topic/remboursements",[3505,3506,3507],{"path":3503,"name":26,"lang":33,"published":26},{"path":3503,"name":26,"lang":39,"published":26},{"path":3503,"name":26,"lang":41,"published":26},{"name":1124,"created_at":1125,"published_at":16,"updated_at":1126,"id":1127,"uuid":1128,"content":3509,"slug":1136,"full_slug":1137,"sort_by_date":26,"position":27,"tag_list":3511,"is_startpage":29,"parent_id":1139,"meta_data":26,"group_id":1140,"first_published_at":1141,"release_id":26,"lang":33,"path":26,"alternates":3512,"default_full_slug":1143,"translated_slugs":3513,"_stopResolving":42},{"_uid":1130,"icon":3510,"name":1124,"component":1135},{"id":1132,"alt":1133,"name":52,"focus":52,"title":52,"filename":1134,"copyright":52,"fieldtype":154,"is_external_url":29},[],[],[3514,3515,3516],{"path":1143,"name":26,"lang":33,"published":26},{"path":1143,"name":26,"lang":39,"published":26},{"path":1143,"name":26,"lang":41,"published":26},[33],[3519],{"_uid":3520,"type":52,"asset":3521,"caption":52,"overlay":3525,"component":1160},"7db1862a-9214-4c70-8034-b64d92432226",{"id":3522,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":3523,"copyright":52,"fieldtype":154,"meta_data":3524,"is_external_url":29},168583896408479,"https://a.storyblok.com/f/146026/1376x768/378759bda3/budget-variance-analysis.png",{},[],"Remboursement transport employeur : frais kilométriques et notes de frais 2026","2026-04-22 00:00","9",[],"Remboursement transport employeur : comment gérer frais kilométriques, justificatifs, validations et export comptable sans ralentir la clôture ni multiplier les erreurs.",[],[3533],{"_uid":3534,"items":3535,"heading":3621,"component":1307},"2727a452-1dae-4f93-af29-e14e58015d40",[3536,3555,3576,3591,3606],{"_uid":3537,"title":3538,"component":1175,"description":3539},"71cb8c3d-5c7c-416b-98b2-647b54161e30","Comment intégrer les notes de frais dans ma comptabilité avec les outils existants (ERP/logiciels) ?",{"type":170,"content":3540},[3541,3546],{"type":173,"attrs":3542,"content":3543},{"textAlign":26},[3544],{"text":3545,"type":179},"Le premier enjeu est d'éviter la double saisie. Un outil efficace doit permettre de faire remonter les centres de coût, les codes analytiques et les écritures comptables vers votre ERP ou votre logiciel comptable, via des connecteurs, une API ou des exports structurés.",{"type":173,"attrs":3547,"content":3548},{"textAlign":26},[3549,3553],{"text":3550,"type":179,"marks":3551},"Spendesk permet de centraliser les notes de frais dans un cadre plus structuré",[3552],{"type":236},{"text":3554,"type":179},", avec des justificatifs rattachés aux dépenses, des validations tracées, et des exports comptables exploitables pour des outils comme Sage, Cegid ou Pennylane.",{"_uid":3556,"title":3557,"component":1175,"description":3558},"1bf84e68-47e3-4a49-a08b-7975ddfb4820","Expensya vs d'autres applications : laquelle convient le mieux pour une petite entreprise en France ?",{"type":170,"content":3559},[3560,3565],{"type":173,"attrs":3561,"content":3562},{"textAlign":26},[3563],{"text":3564,"type":179},"Pour une petite entreprise, le bon choix dépend moins du nom de l'outil que de quelques critères concrets : la simplicité d'usage, la qualité de l'intégration comptable, la vitesse de traitement, et l'adaptation au cadre français. Il faut notamment vérifier la gestion des justificatifs, la qualité de la traçabilité, les workflows de validation, et la capacité à exporter proprement vers la comptabilité.",{"type":173,"attrs":3566,"content":3567},{"textAlign":26},[3568,3570,3574],{"text":3569,"type":179},"Entre 20 et 100 salariés, un outil correct côté saisie mais faible côté intégration finit souvent par coûter plus cher en temps finance qu'en licence. ",{"text":3571,"type":179,"marks":3572},"Spendesk, par exemple, permet de centraliser les remboursements, les validations et les exports comptables dans un même outil",[3573],{"type":236},{"text":3575,"type":179},", avec des justificatifs rattachés aux dépenses et une traçabilité claire pour l'équipe finance.",{"_uid":3577,"title":3578,"component":1175,"description":3579},"0d15fad4-4265-4ec7-8f62-18cee3e41381","Quel est le meilleur logiciel de gestion des notes de frais pour les petites entreprises en 2026 ?",{"type":170,"content":3580},[3581,3586],{"type":173,"attrs":3582,"content":3583},{"textAlign":26},[3584],{"text":3585,"type":179},"Il n'existe pas de réponse unique, mais les critères de choix sont assez clairs. Pour une petite entreprise, le bon outil doit au minimum couvrir cinq points : la capture mobile des justificatifs, l'OCR, des validations paramétrables, des exports comptables fiables, et une gestion documentaire suffisamment solide pour éviter les reprises manuelles.",{"type":173,"attrs":3587,"content":3588},{"textAlign":26},[3589],{"text":3590,"type":179},"Les indicateurs vraiment utiles sont ceux qui se voient dans l'opérationnel, pas dans le discours marketing. Pour un DAF, un Contrôleur de gestion ou un Responsable comptable, le meilleur logiciel est avant tout celui qui réduit la ressaisie, améliore la qualité des justificatifs, et s'intègre proprement à la comptabilité.",{"_uid":3592,"title":3593,"component":1175,"description":3594},"4ad25c08-56ad-458e-81dc-66fd295adc4f","Existe-t-il des intégrations entre Neo et des solutions de voyage d'entreprise pour les notes de frais ?",{"type":170,"content":3595},[3596,3601],{"type":173,"attrs":3597,"content":3598},{"textAlign":26},[3599],{"text":3600,"type":179},"Sans vérification spécifique, mieux vaut ne pas supposer l'existence d'une intégration précise entre Neo et un outil donné. En revanche, le vrai sujet pour l'entreprise n'est pas seulement la connexion entre deux solutions. C'est de savoir si le flux voyage peut être géré proprement de bout en bout : paiement, validation, collecte des justificatifs, puis remboursement si le salarié a avancé les frais.",{"type":173,"attrs":3602,"content":3603},{"textAlign":26},[3604],{"text":3605,"type":179},"Pour une entreprise de 50 à 250 salariés, cela compte souvent plus qu'une simple intégration isolée. L'enjeu est d'éviter un système pour réserver d'un côté, puis un autre pour retraiter les notes de frais ensuite. Spendesk permet de couvrir ce flux dans un cadre unique, avec cartes physiques ou virtuelles, validation manager, capture mobile des justificatifs, et export comptable. Si vous gérez du volume, il faut aussi regarder la qualité de l'export vers la comptabilité et le niveau de traçabilité conservé à chaque étape.",{"_uid":3607,"title":3608,"component":1175,"description":3609},"1d309dee-4567-460d-aa8a-ccf3d7ad18f8","Comment choisir entre un logiciel de note de frais gratuit et payant ?",{"type":170,"content":3610},[3611,3616],{"type":173,"attrs":3612,"content":3613},{"textAlign":26},[3614],{"text":3615,"type":179},"Le vrai sujet n'est pas le prix affiché à 0 €, mais le coût total du processus. Un outil gratuit peut suffire à une très petite équipe avec peu de notes de frais chaque mois. Mais dès que le volume augmente, les limites apparaissent vite : validations manuelles, exports peu exploitables, justificatifs mal suivis, et plus de reprises côté comptabilité.",{"type":173,"attrs":3617,"content":3618},{"textAlign":26},[3619],{"text":3620,"type":179},"Un outil payant devient rentable à partir du moment où il réduit réellement la charge administrative. Pour un DAF ou un RAF, l'arbitrage est souvent simple : payer pour éviter la ressaisie, fiabiliser les écritures, et raccourcir la clôture coûte généralement moins cher que de laisser la finance absorber les limites d'un outil trop léger.","Questions fréquentes sur les frais kilométriques","remboursement-transport-employeur-frais-kilometriques-notes-de-frais","fr/blog/remboursement-transport-employeur-frais-kilometriques-notes-de-frais",-1420,[],"4be83584-1fff-4474-a51c-859942a5847a","2026-04-23T14:30:14.845Z",[],"blog/remboursement-transport-employeur-frais-kilometriques-notes-de-frais",[3631,3632,3633],{"path":3629,"name":26,"lang":33,"published":26},{"path":3629,"name":26,"lang":39,"published":26},{"path":3629,"name":26,"lang":41,"published":26},1793991546880]