[{"data":1,"prerenderedAt":3443},["ShallowReactive",2],{"fr-blog/declaration-et-remboursement-de-tva-entreprise-le-guide-complet":3,"fr-global-content":1275,"fr-article-global-content":2610,"fr-blog-article-more-articles-173614513996305":2862},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1262,"full_slug":1263,"sort_by_date":26,"position":1264,"tag_list":1265,"is_startpage":29,"parent_id":1266,"meta_data":26,"group_id":1267,"first_published_at":1268,"release_id":26,"lang":33,"path":26,"alternates":1269,"default_full_slug":1270,"translated_slugs":1271},"Déclaration et remboursement de TVA entreprise : le guide complet pour les équipes finance","2026-05-06T13:59:15.948Z","2026-11-03T12:10:21.906Z","2026-11-03T12:10:21.937Z",173614513996305,"70d2b374-0007-4f95-a235-83edd017c2b1",{"_uid":11,"roles":12,"title":4,"author":81,"topics":136,"content":221,"noIndex":29,"category":1136,"language":1161,"component":1149,"heroMedia":1162,"sidebarCta":1169,"publishedAt":1170,"redirectUrl":92,"listingImage":1171,"metaDescription":1179,"bottomArticleCta":1180,"componentsAfterTheArticle":1181},"384f578e-26a4-4188-bfea-9666e501a00d",[13,43,63],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":35,"translated_slugs":36,"_stopResolving":42},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":21,"name":22,"component":23},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","tag","accountants","fr/blog/role/accountants",null,0,[],false,190903385,"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z","fr",[],"blog/role/accountants",[37,38,40],{"path":35,"name":26,"lang":33,"published":26},{"path":35,"name":26,"lang":39,"published":26},"de",{"path":35,"name":26,"lang":41,"published":26},"es",true,{"name":44,"created_at":45,"published_at":16,"updated_at":46,"id":47,"uuid":48,"content":49,"slug":51,"full_slug":52,"sort_by_date":26,"position":53,"tag_list":54,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":55,"first_published_at":56,"release_id":26,"lang":33,"path":26,"alternates":57,"default_full_slug":58,"translated_slugs":59,"_stopResolving":42},"CFO","2022-09-20T14:27:36.164Z","2026-03-12T10:47:19.605Z",191679062,"a5510262-f27a-456f-aafb-282a0dc1152c",{"_uid":50,"name":44,"component":23},"0a20d718-30d9-4f0d-9b62-6d1d5842bf81","cfo","fr/blog/role/cfo",-10,[],"13455da7-6739-4b5f-9d1e-993eccd54cdf","2022-11-02T15:24:18.724Z",[],"blog/role/cfo",[60,61,62],{"path":58,"name":26,"lang":33,"published":26},{"path":58,"name":26,"lang":39,"published":26},{"path":58,"name":26,"lang":41,"published":26},{"name":64,"created_at":65,"published_at":16,"updated_at":66,"id":67,"uuid":68,"content":69,"slug":70,"full_slug":71,"sort_by_date":26,"position":27,"tag_list":72,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":73,"first_published_at":74,"release_id":26,"lang":33,"path":26,"alternates":75,"default_full_slug":76,"translated_slugs":77,"_stopResolving":42},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":21,"name":64,"component":23},"finance-manager","fr/blog/role/finance-manager",[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],"blog/role/finance-manager",[78,79,80],{"path":76,"name":26,"lang":33,"published":26},{"path":76,"name":26,"lang":39,"published":26},{"path":76,"name":26,"lang":41,"published":26},{"name":82,"created_at":83,"published_at":84,"updated_at":85,"id":86,"uuid":87,"content":88,"slug":123,"full_slug":124,"sort_by_date":26,"position":125,"tag_list":126,"is_startpage":29,"parent_id":127,"meta_data":26,"group_id":128,"first_published_at":129,"release_id":26,"lang":33,"path":26,"alternates":130,"default_full_slug":131,"translated_slugs":132,"_stopResolving":42},"Maxime Reding","2026-03-17T08:39:44.277Z","2026-04-28T15:28:02.354Z","2026-10-27T08:00:25.018Z",155841266825828,"30784b49-7d4f-4209-ab52-8ffb11664c7d",{"_uid":89,"links":90,"picture":105,"lastName":109,"component":110,"firstName":111,"description":112},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[91],{"tag":92,"_uid":93,"hide":29,"icon":94,"link":99,"type":92,"label":92,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":42,"horizontalFill":29},"","4ba61fb6-4159-4585-93bd-76c8eacb7945",{"id":95,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":96,"copyright":92,"fieldtype":97,"meta_data":98,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{},{"id":92,"url":100,"linktype":101,"fieldtype":102,"cached_url":100},"https://www.linkedin.com/in/maxime-reding-0777b7172/","url","multilink","primary","cta",{"id":106,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":107,"copyright":92,"fieldtype":97,"meta_data":108,"is_external_url":29},155841634553012,"https://a.storyblok.com/f/146026/512x512/cf0a8b2f08/t3hl6t4qp-u02bu4jb4d8-a93da9d1f60a-512.png",{},"Reding","author","Maxime",{"type":113,"content":114},"doc",[115],{"type":116,"attrs":117,"content":119},"paragraph",{"textAlign":26,"key":118},"p-0",[120],{"text":121,"type":122},"Originaire du Luxembourg et diplômé de la Rotterdam School of Management, il apporte un esprit analytique aigu et une expérience en gestion stratégique à notre équipe financière. Maxime a rejoint Spendesk en 2021 et a progressé régulièrement dans les rangs depuis, devenant notre ingénieur financier résident.","text","maxime-reding","fr/blog/author/maxime-reding",-1140,[],176408854,"21643648-1964-4f50-93e1-adc353a4c358","2026-03-17T08:43:08.491Z",[],"blog/author/maxime-reding",[133,134,135],{"path":131,"name":26,"lang":33,"published":26},{"path":131,"name":26,"lang":39,"published":26},{"path":131,"name":26,"lang":41,"published":26},[137,167,194],{"name":138,"created_at":139,"published_at":140,"updated_at":141,"id":142,"uuid":143,"content":144,"slug":154,"full_slug":155,"sort_by_date":26,"position":156,"tag_list":157,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":159,"first_published_at":160,"release_id":26,"lang":33,"path":26,"alternates":161,"default_full_slug":162,"translated_slugs":163,"_stopResolving":42},"Comptabilité","2022-10-19T17:57:49.664Z","2026-09-29T09:14:36.752Z","2026-09-29T09:14:36.770Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"seo":145,"_uid":153,"name":138,"component":23},[146],{"_uid":147,"noIndex":29,"component":148,"metaFields":149},"003e6fa5-f394-4f34-9194-17a60fb3b7c7","seo",{"_uid":150,"plugin":151,"description":152},"2934225d-3f1b-4f90-b7af-65d9bdf88844","meta-fields","Comptabilite et finance d'entreprise : rapprochements, clotures et comment simplifier le lien entre depenses et comptabilite.","1dc6497e-1135-45e9-a2c6-426facc382ba","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[164,165,166],{"path":162,"name":26,"lang":33,"published":26},{"path":162,"name":26,"lang":39,"published":26},{"path":162,"name":26,"lang":41,"published":26},{"name":168,"created_at":169,"published_at":170,"updated_at":171,"id":172,"uuid":173,"content":174,"slug":182,"full_slug":183,"sort_by_date":26,"position":184,"tag_list":185,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":186,"first_published_at":187,"release_id":26,"lang":33,"path":26,"alternates":188,"default_full_slug":189,"translated_slugs":190,"_stopResolving":42},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-09-29T09:14:42.092Z","2026-09-29T09:14:42.108Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"seo":175,"_uid":181,"name":168,"component":23},[176],{"_uid":177,"noIndex":29,"component":148,"metaFields":178},"2aa0fc88-49a5-41a4-a816-354e28dce638",{"_uid":179,"plugin":151,"description":180},"8bba7b1a-dbab-4ced-b302-6091bbc1233f","Gestion des depenses d'entreprise : visibilite, controle et process pour garder les depenses alignees sur le budget.","5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[191,192,193],{"path":189,"name":26,"lang":33,"published":26},{"path":189,"name":26,"lang":39,"published":26},{"path":189,"name":26,"lang":41,"published":26},{"name":195,"created_at":196,"published_at":197,"updated_at":198,"id":199,"uuid":200,"content":201,"slug":195,"full_slug":210,"sort_by_date":26,"position":211,"tag_list":212,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":213,"first_published_at":214,"release_id":26,"lang":33,"path":26,"alternates":215,"default_full_slug":216,"translated_slugs":217,"_stopResolving":42},"remboursements","2022-10-19T17:58:01.187Z","2026-09-29T09:14:46.314Z","2026-09-29T09:14:46.333Z",206171449,"259e3eda-7f58-4196-a130-9d02d183bb45",{"seo":202,"_uid":208,"name":209,"component":23},[203],{"_uid":204,"noIndex":29,"component":148,"metaFields":205},"4bff4a6c-1730-41bd-aab3-cd9ecbe789cc",{"_uid":206,"plugin":151,"description":207},"104a9230-e1b6-4073-a044-d0b2ec5b557c","Remboursements de notes de frais : comment les accelerer et les rendre plus simples pour les salaries et les equipes finance.","a2c58a16-f495-475f-951f-05171468aae4","Remboursements","fr/blog/topic/remboursements",-530,[],"0ebafaa2-2fcd-47a5-bc1d-d0797c153bd6","2022-11-02T15:24:39.815Z",[],"blog/topic/remboursements",[218,219,220],{"path":216,"name":26,"lang":33,"published":26},{"path":216,"name":26,"lang":39,"published":26},{"path":216,"name":26,"lang":41,"published":26},{"type":113,"content":222},[223,228,235,250,256,269,282,295,300,320,325,331,336,495,498,503,525,628,633,680,683,688,701,706,741,746,797,835,837,842,865,894,907,922,924,929,955,972,982,987,998,1029,1050,1052,1057],{"type":116,"attrs":224,"content":225},{"textAlign":26,"key":118},[226],{"text":227,"type":122},"Soyons honnêtes : la TVA, c'est répétitif, technique, et la moindre erreur coûte cher. Entre les régimes, les délais, les crédits à réclamer et les justificatifs à retrouver, la marge d'erreur est plus mince qu'elle n'y paraît. Ce guide vous donne les bons réflexes pour déclarer sans stress, récupérer ce qui vous appartient, et arrêter de tout faire à la main.",{"type":229,"attrs":230,"content":232},"heading",{"level":231,"textAlign":26},2,[233],{"text":234,"type":122},"Quel régime TVA s'applique à vous ?",{"type":116,"attrs":236,"content":238},{"textAlign":26,"key":237},"p-1",[239,241,248],{"text":240,"type":122},"Avant de parler de déclaration ou de remboursement, il faut savoir à quel régime vous appartenez. Ça détermine tout : la fréquence de vos obligations, les formulaires à remplir, et la façon dont vous allez gérer votre trésorerie. Le ",{"text":242,"type":122,"marks":243},"site Service Public Entreprendre",[244],{"type":245,"attrs":246},"link",{"href":247,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://entreprendre.service-public.gouv.fr/vosdroits/F21746",{"text":249,"type":122}," vous donne le détail complet des seuils.",{"type":229,"attrs":251,"content":253},{"level":252,"textAlign":26},3,[254],{"text":255,"type":122},"En franchise de base, aucune déclaration à remplir",{"type":116,"attrs":257,"content":259},{"textAlign":26,"key":258},"p-2",[260,262,267],{"text":261,"type":122},"En dessous de ",{"text":263,"type":122,"marks":264},"37 500 € de CA HT pour les prestations de services, et 85 000 € pour la vente de marchandises",[265],{"type":245,"attrs":266},{"href":247,"uuid":26,"anchor":26,"target":26,"linktype":101},{"text":268,"type":122},", vous bénéficiez de la franchise en base. Vous ne collectez pas de TVA, vous n'en déduisez pas, et vous n'avez aucune déclaration à déposer. La seule contrainte ? Mentionner \"TVA non applicable, article 293 B du CGI\" sur chaque facture.",{"type":116,"attrs":270,"content":272},{"textAlign":26,"key":271},"p-3",[273,275,280],{"text":274,"type":122},"Il existe aussi un ",{"text":276,"type":122,"marks":277},"seuil majoré de tolérance",[278],{"type":279},"bold",{"text":281,"type":122}," (41 250 € pour les services, 93 500 € pour les ventes). Si vous dépassez le seuil de base mais restez en dessous du seuil majoré en cours d'année, vous continuez à bénéficier de la franchise jusqu'au 31 décembre. Si vous dépassez le seuil majoré, c'est la TVA dès le premier jour.",{"type":283,"attrs":284},"blok",{"id":285,"body":286},"b80441d6-c64c-4fd1-b4c0-414a3229e060",[287],{"_uid":288,"type":92,"asset":289,"caption":92,"overlay":293,"component":294},"i-07d798ac-5b80-40b8-a76d-1fce7414def2",{"id":290,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":291,"copyright":92,"fieldtype":97,"meta_data":292,"is_external_url":29},168565554354642,"https://a.storyblok.com/f/146026/7360x3481/4dc9810a67/a-team-of-people-working-in-an-office.jpeg",{},[],"image",{"type":229,"attrs":296,"content":297},{"level":252,"textAlign":26},[298],{"text":299,"type":122},"En réel simplifié, une déclaration annuelle suffit",{"type":116,"attrs":301,"content":303},{"textAlign":26,"key":302},"p-4",[304,306,310,312,318],{"text":305,"type":122},"Ce régime s'applique entre 37 500 € et 254 000 € (services) ou entre 85 000 € et 840 000 € (ventes), à condition que votre TVA nette annuelle ",{"text":307,"type":122,"marks":308},"ne dépasse pas 15 000 €.",[309],{"type":279},{"text":311,"type":122}," Une déclaration annuelle sur le ",{"text":313,"type":122,"marks":314},"formulaire CA12",[315],{"type":245,"attrs":316},{"href":317,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://www.impots.gouv.fr/professionnel/les-regimes-dimposition-la-tva",{"text":319,"type":122},", plus deux acomptes semestriels : 55 % en juillet, 40 % en décembre.",{"type":229,"attrs":321,"content":322},{"level":252,"textAlign":26},[323],{"text":324,"type":122},"En réel normal, une déclaration par mois",{"type":116,"attrs":326,"content":328},{"textAlign":26,"key":327},"p-5",[329],{"text":330,"type":122},"Au-delà de ces seuils, ou dès que votre TVA annuelle dépasse 15 000 €, vous basculez au réel normal. En pratique : une déclaration mensuelle via le formulaire CA3. Si votre TVA annuelle reste sous 4 000 €, une option trimestrielle est possible.",{"type":229,"attrs":332,"content":333},{"level":252,"textAlign":26},[334],{"text":335,"type":122},"Le tableau pour s'y retrouver",{"type":337,"content":338},"table",[339,380,419,457],{"type":340,"content":341},"tableRow",[342,353,362,371],{"type":343,"attrs":344,"content":346},"tableHeader",{"colspan":345,"rowspan":345,"colwidth":26},1,[347],{"type":116,"attrs":348,"content":350},{"textAlign":26,"key":349},"p-6",[351],{"text":352,"type":122},"Régime",{"type":343,"attrs":354,"content":355},{"colspan":345,"rowspan":345,"colwidth":26},[356],{"type":116,"attrs":357,"content":359},{"textAlign":26,"key":358},"p-7",[360],{"text":361,"type":122},"Seuils CA HT",{"type":343,"attrs":363,"content":364},{"colspan":345,"rowspan":345,"colwidth":26},[365],{"type":116,"attrs":366,"content":368},{"textAlign":26,"key":367},"p-8",[369],{"text":370,"type":122},"Périodicité",{"type":343,"attrs":372,"content":373},{"colspan":345,"rowspan":345,"colwidth":26},[374],{"type":116,"attrs":375,"content":377},{"textAlign":26,"key":376},"p-9",[378],{"text":379,"type":122},"Formulaire",{"type":340,"content":381},[382,392,401,410],{"type":383,"attrs":384,"content":385},"tableCell",{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[386],{"type":116,"attrs":387,"content":389},{"textAlign":26,"key":388},"p-10",[390],{"text":391,"type":122},"Franchise en base",{"type":383,"attrs":393,"content":394},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[395],{"type":116,"attrs":396,"content":398},{"textAlign":26,"key":397},"p-11",[399],{"text":400,"type":122},"\u003C 37 500 € (services) / \u003C 85 000 € (ventes)",{"type":383,"attrs":402,"content":403},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[404],{"type":116,"attrs":405,"content":407},{"textAlign":26,"key":406},"p-12",[408],{"text":409,"type":122},"Aucune déclaration",{"type":383,"attrs":411,"content":412},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[413],{"type":116,"attrs":414,"content":416},{"textAlign":26,"key":415},"p-13",[417],{"text":418,"type":122},"Aucun",{"type":340,"content":420},[421,430,439,448],{"type":383,"attrs":422,"content":423},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[424],{"type":116,"attrs":425,"content":427},{"textAlign":26,"key":426},"p-14",[428],{"text":429,"type":122},"Réel simplifié",{"type":383,"attrs":431,"content":432},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[433],{"type":116,"attrs":434,"content":436},{"textAlign":26,"key":435},"p-15",[437],{"text":438,"type":122},"37 500 - 254 000 € (services) / 85 000 - 840 000 € (ventes), TVA \u003C 15 000 €/an",{"type":383,"attrs":440,"content":441},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[442],{"type":116,"attrs":443,"content":445},{"textAlign":26,"key":444},"p-16",[446],{"text":447,"type":122},"Annuelle + 2 acomptes",{"type":383,"attrs":449,"content":450},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[451],{"type":116,"attrs":452,"content":454},{"textAlign":26,"key":453},"p-17",[455],{"text":456,"type":122},"CA12",{"type":340,"content":458},[459,468,477,486],{"type":383,"attrs":460,"content":461},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[462],{"type":116,"attrs":463,"content":465},{"textAlign":26,"key":464},"p-18",[466],{"text":467,"type":122},"Réel normal",{"type":383,"attrs":469,"content":470},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[471],{"type":116,"attrs":472,"content":474},{"textAlign":26,"key":473},"p-19",[475],{"text":476,"type":122},"> 254 000 € (services) / > 840 000 € (ventes), ou TVA > 15 000 €/an",{"type":383,"attrs":478,"content":479},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[480],{"type":116,"attrs":481,"content":483},{"textAlign":26,"key":482},"p-20",[484],{"text":485,"type":122},"Mensuelle (ou trimestrielle si TVA \u003C 4 000 €/an)",{"type":383,"attrs":487,"content":488},{"colspan":345,"rowspan":345,"colwidth":26,"backgroundColor":26},[489],{"type":116,"attrs":490,"content":492},{"textAlign":26,"key":491},"p-21",[493],{"text":494,"type":122},"CA3",{"type":116,"attrs":496},{"textAlign":26,"key":497},"p-22",{"type":229,"attrs":499,"content":500},{"level":231,"textAlign":26},[501],{"text":502,"type":122},"Comment déclarer la TVA en ligne, pas à pas",{"type":116,"attrs":504,"content":506},{"textAlign":26,"key":505},"p-23",[507,511,513,517,519,523],{"text":508,"type":122,"marks":509},"Deux chemins",[510],{"type":279},{"text":512,"type":122}," :",{"text":514,"type":122,"marks":515}," l'EFI",[516],{"type":279},{"text":518,"type":122}," (vous sur le portail impots.gouv.fr) ou ",{"text":520,"type":122,"marks":521},"l'EDI",[522],{"type":279},{"text":524,"type":122}," (votre expert-comptable ou logiciel certifié DGFiP, qui transmet directement). Dans les deux cas, voici comment ça fonctionne en mode EFI :",{"type":526,"attrs":527,"content":529},"ordered_list",{"order":345,"key":528},"ol-0",[530,543,561,585,597,611],{"type":531,"content":532},"list_item",[533],{"type":116,"attrs":534,"content":536},{"textAlign":26,"key":535},"p-24",[537,541],{"text":538,"type":122,"marks":539},"Connectez-vous",[540],{"type":279},{"text":542,"type":122}," à votre espace professionnel sur impots.gouv.fr.",{"type":531,"content":544},[545],{"type":116,"attrs":546,"content":548},{"textAlign":26,"key":547},"p-25",[549,551,555,557],{"text":550,"type":122},"Rendez-vous dans ",{"text":552,"type":122,"marks":553},"\"Mes services\"",[554],{"type":279},{"text":556,"type":122}," puis ",{"text":558,"type":122,"marks":559},"\"Déclarer la TVA\".",[560],{"type":279},{"type":531,"content":562},[563],{"type":116,"attrs":564,"content":566},{"textAlign":26,"key":565},"p-26",[567,571,573,577,579,583],{"text":568,"type":122,"marks":569},"Sélectionnez",[570],{"type":279},{"text":572,"type":122}," ",{"text":574,"type":122,"marks":575},"la période",[576],{"type":279},{"text":578,"type":122}," et ",{"text":580,"type":122,"marks":581},"le formulaire adapté",[582],{"type":279},{"text":584,"type":122}," : CA3 pour le réel normal, CA12 pour le réel simplifié.",{"type":531,"content":586},[587],{"type":116,"attrs":588,"content":590},{"textAlign":26,"key":589},"p-27",[591,595],{"text":592,"type":122,"marks":593},"Renseignez la TVA collectée",[594],{"type":279},{"text":596,"type":122}," (ce que vous avez facturé) et la TVA déductible (ce que vous avez payé sur vos achats).",{"type":531,"content":598},[599],{"type":116,"attrs":600,"content":602},{"textAlign":26,"key":601},"p-28",[603,605,609],{"text":604,"type":122},"La TVA nette,",{"text":606,"type":122,"marks":607}," c'est simplement la différence",[608],{"type":279},{"text":610,"type":122},". Positive : vous payez. Négative : vous avez un crédit.",{"type":531,"content":612},[613],{"type":116,"attrs":614,"content":616},{"textAlign":26,"key":615},"p-29",[617,621,622,626],{"text":618,"type":122,"marks":619},"Validez",[620],{"type":279},{"text":578,"type":122},{"text":623,"type":122,"marks":624},"réglez",[625],{"type":279},{"text":627,"type":122}," via prélèvement ou virement SEPA.",{"type":229,"attrs":629,"content":630},{"level":252,"textAlign":26},[631],{"text":632,"type":122},"Les erreurs qui coûtent cher (et comment les éviter)",{"type":634,"content":635},"bullet_list",[636,656,668],{"type":531,"content":637},[638],{"type":116,"attrs":639,"content":641},{"textAlign":26,"key":640},"p-30",[642,646,648,654],{"text":643,"type":122,"marks":644},"Oublier la TVA déductible sur certaines charges :",[645],{"type":279},{"text":647,"type":122}," notes de frais, carburant, abonnements SaaS facturés avec TVA intracommunautaire. Un ",{"text":649,"type":122,"marks":650},"logiciel de notes de frais",[651],{"type":245,"attrs":652},{"href":653,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://www.spendesk.com/fr/logiciel-note-de-frais/",{"text":655,"type":122}," bien paramétré capture ces montants dès la dépense.",{"type":531,"content":657},[658],{"type":116,"attrs":659,"content":661},{"textAlign":26,"key":660},"p-31",[662,666],{"text":663,"type":122,"marks":664},"Appliquer le mauvais taux :",[665],{"type":279},{"text":667,"type":122}," 20 % (taux standard), 10 % (restauration, travaux), 5,5 % (alimentation essentielle, livres), 2,1 % (presse, médicaments remboursables). Les erreurs sont fréquentes dès qu'on sort des cas habituels.",{"type":531,"content":669},[670],{"type":116,"attrs":671,"content":673},{"textAlign":26,"key":672},"p-32",[674,678],{"text":675,"type":122,"marks":676},"Décaler une période :",[677],{"type":279},{"text":679,"type":122}," une facture de décembre traitée en janvier crée un écart qui génère des relances, parfois des contrôles.",{"type":116,"attrs":681},{"textAlign":26,"key":682},"p-33",{"type":229,"attrs":684,"content":685},{"level":231,"textAlign":26},[686],{"text":687,"type":122},"Les dates limites 2026 à ne pas rater",{"type":116,"attrs":689,"content":690},{"textAlign":26,"key":118},[691,693,699],{"text":692,"type":122},"Un retard sur une déclaration TVA, c'est une pénalité automatique. Le ",{"text":694,"type":122,"marks":695},"calendrier fiscal de la DGFiP",[696],{"type":245,"attrs":697},{"href":698,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://www.impots.gouv.fr/professionnel/calendrier-fiscal",{"text":700,"type":122}," est votre référence officielle.",{"type":229,"attrs":702,"content":703},{"level":252,"textAlign":26},[704],{"text":705,"type":122},"Réel normal : selon votre département",{"type":634,"content":707},[708,719,730],{"type":531,"content":709},[710],{"type":116,"attrs":711,"content":712},{"textAlign":26,"key":237},[713,717],{"text":714,"type":122,"marks":715},"Départements 01 à 54 :",[716],{"type":279},{"text":718,"type":122}," avant le 19 du mois suivant.",{"type":531,"content":720},[721],{"type":116,"attrs":722,"content":723},{"textAlign":26,"key":258},[724,728],{"text":725,"type":122,"marks":726},"Départements 55 à 974/976 :",[727],{"type":279},{"text":729,"type":122}," avant le 24 du mois suivant.",{"type":531,"content":731},[732],{"type":116,"attrs":733,"content":734},{"textAlign":26,"key":271},[735,739],{"text":736,"type":122,"marks":737},"Entreprises relevant de la DGE :",[738],{"type":279},{"text":740,"type":122}," avant le 15 du mois suivant.",{"type":229,"attrs":742,"content":743},{"level":252,"textAlign":26},[744],{"text":745,"type":122},"Réel simplifié : trois dates à retenir pour 2026",{"type":634,"content":747},[748,759,770],{"type":531,"content":749},[750],{"type":116,"attrs":751,"content":752},{"textAlign":26,"key":302},[753,757],{"text":754,"type":122,"marks":755},"20 juillet 2026 :",[756],{"type":279},{"text":758,"type":122}," acompte de juillet (55 % de la TVA de l'exercice précédent).",{"type":531,"content":760},[761],{"type":116,"attrs":762,"content":763},{"textAlign":26,"key":327},[764,768],{"text":765,"type":122,"marks":766},"20 décembre 2026 :",[767],{"type":279},{"text":769,"type":122}," acompte de décembre (40 % de la TVA de l'exercice précédent).",{"type":531,"content":771},[772],{"type":116,"attrs":773,"content":774},{"textAlign":26,"key":349},[775,781,785,789],{"text":776,"type":122,"marks":777},"Avant le 2e jour ouvré suivant le 1er mai : ",[778,779],{"type":279},{"type":780},"italic",{"text":782,"type":122,"marks":783},"dépôt de la déclaration CA12",[784],{"type":780},{"text":572,"type":122,"marks":786},[787,788],{"type":279},{"type":780},{"text":790,"type":122,"marks":791}," (soit le 6 mai pour l'exercice 2026, date déjà passée au moment de la publication de cet article).",[792,796],{"type":793,"attrs":794},"textStyle",{"color":795},"#D3D5D9",{"type":780},{"type":116,"attrs":798,"content":799},{"textAlign":26,"key":358},[800,802,806,808,812,814,818,820,826,827,833],{"text":801,"type":122},"Retard de dépôt : ",{"text":803,"type":122,"marks":804},"+10 %",[805],{"type":279},{"text":807,"type":122}," immédiatement, ",{"text":809,"type":122,"marks":810},"+40 %",[811],{"type":279},{"text":813,"type":122}," passé 30 jours après mise en demeure, plus ",{"text":815,"type":122,"marks":816},"0,20 % par mois",[817],{"type":279},{"text":819,"type":122}," d'intérêts de retard (",{"text":821,"type":122,"marks":822},"articles 1727",[823],{"type":245,"attrs":824},{"href":825,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://bofip.impots.gouv.fr/bofip/1458-PGP.html/identifiant%3DBOI-CF-INF-10-10-20-20191002",{"text":578,"type":122},{"text":828,"type":122,"marks":829},"1728 du CGI",[830],{"type":245,"attrs":831},{"href":832,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://www.legifrance.gouv.fr/codes/id/LEGISCTA000006179995/",{"text":834,"type":122},"). Paramétrez une alerte 5 jours avant chaque échéance. Ça laisse le temps de corriger sans pression.",{"type":116,"attrs":836},{"textAlign":26,"key":367},{"type":229,"attrs":838,"content":839},{"level":231,"textAlign":26},[840],{"text":841,"type":122},"Comment récupérer votre crédit de TVA (et dans quels délais)",{"type":116,"attrs":843,"content":844},{"textAlign":26,"key":376},[845,847,851,853,857,859,863],{"text":846,"type":122},"Un ",{"text":848,"type":122,"marks":849},"crédit de TVA ",[850],{"type":279},{"text":852,"type":122},"apparaît quand vous avez payé plus de TVA sur vos achats que vous n'en avez collecté sur vos ventes. C'est courant quand vous investissez, quand vous achetez beaucoup, ou si vous exportez. Ce crédit ne disparaît pas : vous pouvez ",{"text":854,"type":122,"marks":855},"soit le reporter",[856],{"type":279},{"text":858,"type":122}," sur la période suivante (automatique, sans démarche), ",{"text":860,"type":122,"marks":861},"soit en demander le remboursement",[862],{"type":279},{"text":864,"type":122},".",{"type":116,"attrs":866,"content":867},{"textAlign":26,"key":388},[868,872,874,880,882,886,888,892],{"text":869,"type":122,"marks":870},"Pour demander le remboursement :",[871],{"type":279},{"text":873,"type":122}," déposez le ",{"text":875,"type":122,"marks":876},"formulaire 3519",[877],{"type":245,"attrs":878},{"href":879,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://www.impots.gouv.fr/professionnel/remboursement-de-credit-de-tva-0",{"text":881,"type":122}," dans votre espace professionnel. Seuils minimum : ",{"text":883,"type":122,"marks":884},"760 €",[885],{"type":279},{"text":887,"type":122}," en réel normal (mensuel ou trimestriel), ",{"text":889,"type":122,"marks":890},"150 €",[891],{"type":279},{"text":893,"type":122}," en réel simplifié (annuel). En dessous, report automatique.",{"type":116,"attrs":895,"content":896},{"textAlign":26,"key":397},[897,899,905],{"text":898,"type":122},"Préparez votre dossier en amont : montant du crédit, RIB, factures fournisseurs pour les montants significatifs. Un outil de ",{"text":900,"type":122,"marks":901},"gestion des factures fournisseurs",[902],{"type":245,"attrs":903},{"href":904,"uuid":26,"anchor":26,"target":26,"linktype":101},"/fr/product/accounts-payable/",{"text":906,"type":122}," fait gagner un temps considérable à cette étape. Un dossier propre dès le premier envoi, c'est la meilleure façon d'éviter les allers-retours.",{"type":116,"attrs":908,"content":909},{"textAlign":26,"key":406},[910,914,916,920],{"text":911,"type":122,"marks":912},"Délai de remboursement :",[913],{"type":279},{"text":915,"type":122}," comptez ",{"text":917,"type":122,"marks":918},"6 à 8 semaines",[919],{"type":279},{"text":921,"type":122}," sur dossier complet. Ce qui rallonge : dossier incomplet, contrôle fiscal en cours, montant supérieur à 150 000 € (comptez 3 à 4 mois), ou première demande. Les entreprises qui déclarent régulièrement et fournissent des dossiers toujours complets constatent des délais sensiblement plus courts.",{"type":116,"attrs":923},{"textAlign":26,"key":415},{"type":229,"attrs":925,"content":926},{"level":231,"textAlign":26},[927],{"text":928,"type":122},"Le piège de la TVA intracommunautaire",{"type":116,"attrs":930,"content":931},{"textAlign":26,"key":426},[932,934,938,940,946,948,954],{"text":933,"type":122},"Vous achetez auprès d'un fournisseur européen ? Vous êtes concerné par",{"text":935,"type":122,"marks":936}," l'autoliquidation",[937],{"type":279},{"text":939,"type":122},". Le principe : c'est vous, l'acheteur, qui déclarez la TVA à la place du vendeur, et vous la déduisez en même temps. Si l'achat est 100 % déductible (la plupart des services professionnels), l'opération est neutre financièrement. Les règles détaillées sont dans le ",{"text":941,"type":122,"marks":942},"BOFiP",[943],{"type":245,"attrs":944},{"href":945,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://bofip.impots.gouv.fr/bofip/3166-PGP.html/identifiant=BOI-TVA-DECLA-10-20-20230118",{"text":947,"type":122}," ; pour aller plus loin, consultez notre guide complet sur ",{"text":949,"type":122,"marks":950},"l'autoliquidation de la TVA intracommunautaire",[951],{"type":245,"attrs":952},{"href":953,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://www.spendesk.com/fr/blog/autoliquidation-tva-intracommunautaire/",{"text":864,"type":122},{"type":116,"attrs":956,"content":957},{"textAlign":26,"key":435},[958,962,964,970],{"text":959,"type":122,"marks":960},"L'erreur la plus fréquente :",[961],{"type":279},{"text":963,"type":122}," ne rien déclarer. Certaines équipes voient une facture sans TVA et concluent qu'il n'y a rien à faire de leur côté. Faux : la DGFiP peut réintégrer la TVA non déclarée et appliquer des pénalités. Avant chaque achat intracommunautaire, vérifiez le numéro de TVA de votre fournisseur sur la ",{"text":965,"type":122,"marks":966},"base VIES",[967],{"type":245,"attrs":968},{"href":969,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://ec.europa.eu/taxation_customs/vies/",{"text":971,"type":122},". Un numéro invalide remet en cause l'autoliquidation, et c'est vous qui payez la différence.",{"type":283,"attrs":973},{"id":285,"body":974},[975],{"_uid":976,"type":92,"asset":977,"caption":92,"overlay":981,"component":294},"i-0a5676a1-d0f7-4e6f-a26f-eeba95b13b65",{"id":978,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":979,"copyright":92,"fieldtype":97,"meta_data":980,"is_external_url":29},165074794759078,"https://a.storyblok.com/f/146026/2120x1414/af1560db11/istock-2218333121.jpg",{},[],{"type":229,"attrs":983,"content":984},{"level":231,"textAlign":26},[985],{"text":986,"type":122},"Arrêter de gérer la TVA à la main",{"type":116,"attrs":988,"content":989},{"textAlign":26,"key":444},[990,992,996],{"text":991,"type":122},"La TVA se gère mal non pas parce que les équipes manquent de compétences, ",{"text":993,"type":122,"marks":994},"mais parce que les processus sont manuels et fragmentés",[995],{"type":279},{"text":997,"type":122},". Un justificatif dans une boîte mail, un taux saisi à la va-vite, un export incomplet : ces petits ratés s'accumulent et se retrouvent dans votre déclaration.",{"type":116,"attrs":999,"content":1000},{"textAlign":26,"key":453},[1001,1007,1015,1020,1022,1023,1027],{"text":1002,"type":122,"marks":1003},"Ce que confirme le ",[1004],{"type":793,"attrs":1005},{"color":1006},"oklch(0.923 0.003 48.717)",{"text":1008,"type":122,"marks":1009},"Sondage OpinionWay pour Spendesk",[1010,1014],{"type":245,"attrs":1011},{"href":1012,"uuid":26,"anchor":26,"target":1013,"linktype":101},"/fr/press/rapport-spendesk-opinionway-facturation-electronique/","_blank",{"type":279},{"text":1016,"type":122,"marks":1017}," : 85 % des responsables financiers se disent confiants dans leur capacité à récupérer la TVA sur l'ensemble de leurs dépenses après la réforme. Mais en grattant un peu, le chiffre se fissure — seulement 49 % le sont \"totalement\", et 6 % n'ont pas encore posé la question. Le point aveugle, presque toujours le même : la TVA sur les cartes de paiement et les notes de frais. Ce que personne ne voit venir, jusqu'au moment où ça manque.",[1018],{"type":793,"attrs":1019},{"color":1006},{"type":1021},"hard_break",{"type":1021},{"text":1024,"type":122,"marks":1025},"La solution",[1026],{"type":279},{"text":1028,"type":122}," : structurer le flux une bonne fois pour toutes. Capter le taux TVA dès la dépense (pas en fin de mois), centraliser les justificatifs dans un outil unique, exporter vers Pennylane, Cegid ou Sage avec les bons codes TVA directement mappés, et suivre votre position TVA en continu pour savoir quand déposer une demande de remboursement.",{"type":116,"attrs":1030,"content":1031},{"textAlign":26,"key":464},[1032,1034,1040,1042,1048],{"text":1033,"type":122},"Avec Spendesk (agréé ACPR, numéro 17518), si le justificatif n'est pas soumis, la carte est bloquée.  Les données exportées vers votre logiciel comptable incluent les codes TVA déductible, prêts à l'import. L'",{"text":1035,"type":122,"marks":1036},"automatisation comptable",[1037],{"type":245,"attrs":1038},{"href":1039,"uuid":26,"anchor":26,"target":26,"linktype":101},"https://www.spendesk.com/fr/platform/accounting-automation/",{"text":1041,"type":122}," et le ",{"text":1043,"type":122,"marks":1044},"contrôle des dépenses",[1045],{"type":245,"attrs":1046},{"href":1047,"uuid":26,"anchor":26,"target":26,"linktype":101},"/fr/platform/spend-controls/",{"text":1049,"type":122}," en temps réel font le travail en amont pour que la déclaration ne soit plus un moment de stress.",{"type":116,"attrs":1051},{"textAlign":26,"key":473},{"type":229,"attrs":1053,"content":1054},{"level":231,"textAlign":26},[1055],{"text":1056,"type":122},"Ce qu'il faut retenir",{"type":634,"content":1058},[1059,1077,1088,1114,1125],{"type":531,"content":1060},[1061],{"type":116,"attrs":1062,"content":1063},{"textAlign":26,"key":482},[1064,1068,1070,1075],{"text":1065,"type":122,"marks":1066},"Identifiez votre régime",[1067],{"type":279},{"text":1069,"type":122}," une bonne fois pour toutes. Les ",{"text":1071,"type":122,"marks":1072},"seuils 2026",[1073],{"type":245,"attrs":1074},{"href":247,"uuid":26,"anchor":26,"target":26,"linktype":101},{"text":1076,"type":122}," sont confirmés inchangés. Chaque régime a ses règles, ses formulaires, ses délais.",{"type":531,"content":1078},[1079],{"type":116,"attrs":1080,"content":1081},{"textAlign":26,"key":491},[1082,1086],{"text":1083,"type":122,"marks":1084},"Déclarez en ligne",[1085],{"type":279},{"text":1087,"type":122},", via impots.gouv.fr (mode EFI) ou via votre expert-comptable avec un logiciel certifié DGFiP (mode EDI).",{"type":531,"content":1089},[1090],{"type":116,"attrs":1091,"content":1092},{"textAlign":26,"key":497},[1093,1097,1099,1104,1106,1112],{"text":1094,"type":122,"marks":1095},"Réclamez votre crédit de TVA",[1096],{"type":279},{"text":1098,"type":122}," dès que vous atteignez ",{"text":1100,"type":122,"marks":1101},"760 € ou 150 €",[1102],{"type":245,"attrs":1103},{"href":879,"uuid":26,"anchor":26,"target":26,"linktype":101},{"text":1105,"type":122}," selon votre régime. Via le ",{"text":875,"type":122,"marks":1107},[1108],{"type":245,"attrs":1109},{"href":1110,"uuid":26,"anchor":26,"target":1111,"linktype":101},"https://www.impots.gouv.fr/formulaire/3519-sd/demande-de-remboursement-de-credits-de-taxes","_self",{"text":1113,"type":122},". Ne laissez pas dormir ce qui vous appartient.",{"type":531,"content":1115},[1116],{"type":116,"attrs":1117,"content":1118},{"textAlign":26,"key":505},[1119,1123],{"text":1120,"type":122,"marks":1121},"Comptez 6 à 8 semaines",[1122],{"type":279},{"text":1124,"type":122}," pour un remboursement sur dossier complet. Préparez tout en amont.",{"type":531,"content":1126},[1127],{"type":116,"attrs":1128,"content":1129},{"textAlign":26,"key":535},[1130,1134],{"text":1131,"type":122,"marks":1132},"Automatisez",[1133],{"type":279},{"text":1135,"type":122}," la collecte des justificatifs et la catégorisation TVA. C'est la seule façon de réduire les erreurs sans augmenter la charge de travail.",{"name":1137,"created_at":1138,"published_at":16,"updated_at":1139,"id":1140,"uuid":1141,"content":1142,"slug":1149,"full_slug":1150,"sort_by_date":26,"position":27,"tag_list":1151,"is_startpage":29,"parent_id":1152,"meta_data":26,"group_id":1153,"first_published_at":1154,"release_id":26,"lang":33,"path":26,"alternates":1155,"default_full_slug":1156,"translated_slugs":1157,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1143,"icon":1144,"name":1137,"component":1148},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1145,"alt":1146,"name":92,"focus":92,"title":92,"filename":1147,"copyright":92,"fieldtype":97,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1158,1159,1160],{"path":1156,"name":26,"lang":33,"published":26},{"path":1156,"name":26,"lang":39,"published":26},{"path":1156,"name":26,"lang":41,"published":26},[33],[1163],{"_uid":1164,"asset":1165,"caption":92,"component":294},"5be70887-4be7-4388-ab96-74c4159c46be",{"id":1166,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1167,"copyright":92,"fieldtype":97,"meta_data":1168,"is_external_url":29},140996900773661,"https://a.storyblok.com/f/146026/1536x1024/a68a8da405/best-month-end-close-software.png",{},[],"2026-06-18 00:00",[1172],{"_uid":1173,"type":92,"asset":1174,"caption":92,"overlay":1178,"component":294},"b0b65eda-c029-4224-ae49-9b4a8b715801",{"id":1175,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1176,"copyright":92,"fieldtype":97,"meta_data":1177,"is_external_url":29},168572946951237,"https://a.storyblok.com/f/146026/1376x768/83681e5e82/invoice-matching.png",{},[],"Taux mal appliqués, crédit oublié, retard de déclaration : les erreurs TVA coûtent cher. Le guide complet pour les équipes finance en 2026.",[],[1182],{"cta":1183,"_uid":1184,"items":1185,"heading":1237,"reverse":29,"component":1260,"sectionSettings":1261},[],"9b8fadae-075f-468f-8943-86af709c5378",[1186,1197,1215],{"_uid":1187,"hide":29,"title":1188,"component":1189,"description":1190},"79c27c69-1dcb-4699-8035-960f7117fe07","Comment déclarer la TVA en ligne pour une entreprise ?","faqItem",{"type":113,"content":1191},[1192],{"type":116,"attrs":1193,"content":1194},{"textAlign":26,"key":118},[1195],{"text":1196,"type":122},"Rendez-vous sur impots.gouv.fr, connectez-vous à votre espace professionnel et sélectionnez \"Déclarer la TVA\" (mode EFI). Vous pouvez aussi passer par votre expert-comptable ou un logiciel certifié DGFiP (mode EDI), qui envoie automatiquement votre CA3 ou CA12 sans démarche de votre côté.",{"_uid":1198,"hide":29,"title":1199,"component":1189,"description":1200},"525d211f-bd71-406a-b76c-502d7329d295","Peut-on récupérer la TVA sur les notes de frais ?",{"type":113,"content":1201},[1202],{"type":116,"attrs":1203,"content":1204},{"textAlign":26,"key":118},[1205,1207,1213],{"text":1206,"type":122},"Oui, à condition d'avoir une facture conforme : TVA clairement indiquée, taux lisible, mentions légales complètes. Le taux déductible varie selon la nature de la dépense (20 % sur la majorité des achats pro, 10 % sur la restauration, avec des exclusions comme le carburant essence pour véhicule de tourisme). Un outil de ",{"text":1208,"type":122,"marks":1209},"gestion des notes de frais",[1210],{"type":245,"attrs":1211},{"href":1212,"uuid":26,"anchor":26,"target":26,"linktype":101},"/fr/product/expense-management/",{"text":1214,"type":122}," automatise la capture des justificatifs conformes et évite les oublis.",{"_uid":1216,"hide":29,"title":1217,"component":1189,"description":1218},"842b4360-6536-4d3a-8f4e-7ac3e0091053","Comment récupérer la TVA sur les frais professionnels des salariés ?",{"type":113,"content":1219},[1220,1225],{"type":116,"attrs":1221,"content":1222},{"textAlign":26,"key":118},[1223],{"text":1224,"type":122},"Les frais engagés par vos collaborateurs — repas, déplacements, hôtels, fournitures — ouvrent bien droit à déduction de TVA. Mais il y a un piège classique : le remboursement au salarié ne suffit pas. C'est la facture au nom de l'entreprise, ou à défaut un ticket avec TVA lisible, qui constitue la pièce valable. Sans ça, pas de déduction possible, même si la dépense est 100 % professionnelle.",{"type":116,"attrs":1226,"content":1227},{"textAlign":26,"key":237},[1228,1230,1235],{"text":1229,"type":122},"Deux autres choses à garder en tête : le taux déductible varie selon la nature du frais (20 % sur la plupart des achats pro, 10 % sur la restauration, avec des exclusions comme le carburant essence pour véhicule de tourisme), et le justificatif doit être collecté au moment de la dépense — pas trois semaines après sur relance. Un outil de ",{"text":1208,"type":122,"marks":1231},[1232,1234],{"type":245,"attrs":1233},{"href":1212,"uuid":26,"anchor":26,"target":1013,"linktype":101},{"type":279},{"text":1236,"type":122}," fait exactement ça : capturer le justificatif à la source, extraire automatiquement le montant TVA récupérable, et l'exporter avec les bons codes comptables — avant la clôture du mois.",[1238],{"cta":1239,"_uid":1240,"title":1241,"eyebrow":1248,"subtitle":1255,"component":229,"textAlign":92,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":1258,"sectionSettings":1259,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":92},[],"14c842e3-6fe6-4b3b-a455-c9721f165afc",{"type":113,"content":1242},[1243],{"type":116,"attrs":1244,"content":1245},{"textAlign":26,"key":118},[1246],{"text":1247,"type":122},"Les questions qu'on nous pose le plus souvent",{"type":113,"content":1249},[1250],{"type":116,"attrs":1251,"content":1252},{"textAlign":26},[1253],{"text":1254,"type":122},"FAQ",{"type":113,"content":1256},[1257],{"type":116},[],[],"faqSection",[],"declaration-et-remboursement-de-tva-entreprise-le-guide-complet","fr/blog/declaration-et-remboursement-de-tva-entreprise-le-guide-complet",-460,[],176386517,"bebf7085-4405-47e3-8721-50de330d8529","2026-05-08T10:25:19.919Z",[],"blog/declaration-et-remboursement-de-tva-entreprise-le-guide-complet",[1272,1273,1274],{"path":1270,"name":26,"lang":33,"published":26},{"path":1270,"name":26,"lang":39,"published":26},{"path":1270,"name":26,"lang":41,"published":26},{"header":1276,"footer":1980,"commonContent":2394,"userCentricsAndSegmentMappingTable":2573},{"name":1277,"created_at":1278,"published_at":1279,"updated_at":1280,"id":1281,"uuid":1282,"content":1283,"slug":1783,"full_slug":1967,"sort_by_date":26,"position":27,"tag_list":1968,"is_startpage":29,"parent_id":1970,"meta_data":26,"group_id":1971,"first_published_at":1972,"release_id":26,"lang":33,"path":1973,"alternates":1974,"default_full_slug":1975,"translated_slugs":1976},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":1284,"logo":1285,"navbar":1290,"loginBtn":1782,"component":1783,"languages":1784,"logoBlack":1803,"logoWhite":1807,"topNavbar":1812,"footerLinks":1821,"socialLinks":1840,"homepageLink":1881,"getStartedBtn":1893,"announcementBanner":1908,"localeSwitcherTitle":1966},"d642d99f-3914-487e-abe1-9515eca76325",{"id":1286,"alt":1287,"name":92,"focus":92,"title":1287,"source":92,"filename":1288,"copyright":92,"fieldtype":97,"meta_data":1289,"is_external_url":29},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[1291,1500,1512,1525,1702],{"_uid":1292,"label":1293,"columns":1294,"component":1463,"headingNewBranding":1464},"99e54924-f77d-4501-978a-b578da0140ca","Produit",[1295,1380],{"_uid":1296,"ctas":1297,"label":1293,"component":1378,"labelColor":92,"backgroundIconColor":1379},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[1298,1315,1331,1346,1362],{"tag":92,"_uid":1299,"hide":29,"icon":1300,"link":1304,"type":92,"label":1314,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":1301,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1302,"copyright":92,"fieldtype":97,"meta_data":1303,"is_external_url":29},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":1305,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1307,"prep":42,"story":1308},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","story","/fr/platform/mcp",{"name":1309,"id":1310,"uuid":1305,"slug":1311,"url":1312,"full_slug":1313,"_stopResolving":42},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI Connect",{"tag":92,"_uid":1316,"icon":1317,"link":1321,"type":92,"label":1330,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1318,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1319,"copyright":92,"fieldtype":97,"meta_data":1320,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1322,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1323,"prep":42,"story":1324},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/fr/product/cards/",{"name":1325,"id":1326,"uuid":1322,"slug":1327,"url":1328,"full_slug":1329,"_stopResolving":42},"Cards",193401086247857,"cards","product/cards/","fr/product/cards/","Cartes de paiements",{"tag":92,"_uid":1332,"hide":29,"icon":1333,"link":1337,"type":92,"label":1341,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1334,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1335,"copyright":92,"fieldtype":97,"meta_data":1336,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1338,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1339,"prep":42,"story":1340},"54aaf12a-503f-42e6-afbc-61919d53f941","/fr/product/procurement",{"name":1341,"id":1342,"uuid":1338,"slug":1343,"url":1344,"full_slug":1345,"_stopResolving":42},"Procurement",193401601446119,"procurement","product/procurement","fr/product/procurement",{"tag":92,"_uid":1347,"hide":29,"icon":1348,"link":1352,"type":92,"label":1361,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1349,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1350,"copyright":92,"fieldtype":97,"meta_data":1351,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1353,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1354,"prep":42,"story":1355},"5a15816c-5303-499e-9774-f4eab6597303","/fr/product/accounts-payable",{"name":1356,"id":1357,"uuid":1353,"slug":1358,"url":1359,"full_slug":1360,"_stopResolving":42},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","fr/product/accounts-payable","Factures fournisseurs (PA)",{"tag":92,"_uid":1363,"icon":1364,"link":1368,"type":92,"label":1377,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":1365,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1366,"copyright":92,"fieldtype":97,"meta_data":1367,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1369,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1370,"prep":42,"story":1371},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/fr/product/expense-management",{"name":1372,"id":1373,"uuid":1369,"slug":1374,"url":1375,"full_slug":1376,"_stopResolving":42},"Expense Management",193401429506811,"expense-management","product/expense-management","fr/product/expense-management","Notes de frais","ctasColumn","--color-accent-06",{"_uid":1381,"ctas":1382,"label":1462,"component":1378,"labelColor":92,"backgroundIconColor":1379},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1383,1399,1415,1431,1447],{"tag":92,"_uid":1384,"hide":29,"icon":1385,"link":1389,"type":92,"label":1398,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":1386,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1387,"copyright":92,"fieldtype":97,"meta_data":1388,"is_external_url":29},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":1390,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1391,"prep":42,"story":1392},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/fr/platform/spends-controls",{"name":1393,"id":1394,"uuid":1390,"slug":1395,"url":1396,"full_slug":1397,"_stopResolving":42},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","fr/platform/spend-controls","Contrôles des dépenses",{"tag":92,"_uid":1400,"hide":29,"icon":1401,"link":1405,"type":92,"label":1414,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":1402,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1403,"copyright":92,"fieldtype":97,"meta_data":1404,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1406,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1407,"prep":42,"story":1408},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/fr/platform/ai-automation",{"name":1409,"id":1410,"uuid":1406,"slug":1411,"url":1412,"full_slug":1413,"_stopResolving":42},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","fr/platform/ai-automation","IA",{"tag":92,"_uid":1416,"hide":29,"icon":1417,"link":1421,"type":92,"label":1430,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":1418,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1419,"copyright":92,"fieldtype":97,"meta_data":1420,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1422,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1423,"prep":42,"story":1424},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1425,"id":1426,"uuid":1422,"slug":1427,"url":1428,"full_slug":1429,"_stopResolving":42},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":92,"_uid":1432,"icon":1433,"link":1437,"type":92,"label":1446,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1434,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1435,"copyright":92,"fieldtype":97,"meta_data":1436,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1438,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1439,"prep":42,"story":1440},"3d432995-4a9f-417f-b7d9-48e760bf8646","/fr/product/multi-entity-management",{"name":1441,"id":1442,"uuid":1438,"slug":1443,"url":1444,"full_slug":1445,"_stopResolving":42},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","fr/product/multi-entity-management","Gestion multi-entités",{"tag":92,"_uid":1448,"icon":1449,"link":1453,"type":92,"label":1457,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":1450,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1451,"copyright":92,"fieldtype":97,"meta_data":1452,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1454,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1455,"prep":42,"story":1456},"b419cae8-61d4-4ab4-919b-71875ceab832","/fr/product/budget",{"name":1457,"id":1458,"uuid":1454,"slug":1459,"url":1460,"full_slug":1461,"_stopResolving":42},"Budget",193401384269658,"budget","product/budget","fr/product/budget"," Plateforme","dropdownMenu",[1465],{"cta":1466,"_uid":1481,"title":1482,"eyebrow":1489,"subtitle":1492,"component":229,"textAlign":92,"sectionSettings":1499,"subtitleLeftBorder":29},[1467],{"tag":92,"_uid":1468,"hide":29,"icon":1469,"link":1470,"type":92,"label":1480,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97},{"id":1471,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1472,"prep":42,"story":1473},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/fr/platform/platform-releases/october-update-2026",{"name":1474,"id":1475,"uuid":1471,"slug":1476,"url":1477,"translated_name":1478,"full_slug":1479,"_stopResolving":42},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Octobre 2026 Nouveautes","fr/platform/platform-releases/octobre-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":113,"content":1483},[1484],{"type":116,"attrs":1485,"content":1486},{"textAlign":26,"key":118},[1487],{"text":1488,"type":122},"Quoi de neuf",{"type":113,"content":1490},[1491],{"type":116},{"type":113,"content":1493},[1494],{"type":116,"attrs":1495,"content":1496},{"textAlign":26,"key":118},[1497],{"text":1498,"type":122},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":92,"_uid":1501,"hide":29,"icon":1502,"link":1503,"type":92,"label":1511,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97},{"id":1504,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1505,"prep":42,"story":1506},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1507,"id":1508,"uuid":1504,"slug":1509,"url":1509,"full_slug":1510,"_stopResolving":42},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":92,"_uid":1513,"icon":1514,"link":1515,"type":92,"label":1524,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97},{"id":1516,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1517,"prep":42,"story":1518},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1519,"id":1520,"uuid":1516,"slug":1521,"url":1522,"full_slug":1523,"_stopResolving":42},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1526,"label":1527,"columns":1528,"component":1463,"headingNewBranding":1701},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1529,1595,1670],{"_uid":1530,"ctas":1531,"label":1593,"component":1378,"labelColor":92,"backgroundIconColor":1594},"705444cd-cbfb-417a-99c3-8481453ed293",[1532,1548,1564,1577],{"tag":92,"_uid":1533,"icon":1534,"link":1538,"type":92,"label":1547,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1535,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1536,"copyright":92,"fieldtype":97,"meta_data":1537,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1539,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1540,"prep":42,"story":1541},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1542,"id":1543,"uuid":1539,"slug":1544,"url":1545,"full_slug":1546,"_stopResolving":42},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":92,"_uid":1549,"hide":29,"icon":1550,"link":1554,"type":92,"label":1563,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1551,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1552,"copyright":92,"fieldtype":97,"meta_data":1553,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1555,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1556,"prep":42,"story":1557},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/fr/events/",{"name":1558,"id":1559,"uuid":1555,"slug":1560,"url":1561,"full_slug":1562,"_stopResolving":42},"Events listing page",86201135839603,"events","events/","fr/events/","Événements et webinaires",{"tag":92,"_uid":1565,"hide":29,"icon":1566,"link":1570,"type":92,"label":1254,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1567,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1568,"copyright":92,"fieldtype":97,"meta_data":1569,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1571,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1572,"prep":42,"story":1573},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1254,"id":1574,"uuid":1571,"slug":1575,"url":1575,"full_slug":1576,"_stopResolving":42},126231937,"faq","fr/faq",{"tag":92,"_uid":1578,"hide":29,"icon":1579,"link":1583,"type":92,"label":1592,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1580,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1581,"copyright":92,"fieldtype":97,"meta_data":1582,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1584,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1585,"prep":42,"story":1586},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1587,"id":1588,"uuid":1584,"slug":1589,"url":1590,"full_slug":1591,"_stopResolving":42},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1596,"ctas":1597,"label":1669,"component":1378,"labelColor":92,"backgroundIconColor":1594},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1598,1610,1625,1641,1657],{"tag":92,"_uid":1599,"hide":29,"icon":1600,"link":1602,"type":92,"label":1606,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1402,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1403,"copyright":92,"fieldtype":97,"meta_data":1601,"is_external_url":29},{},{"id":1603,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1604,"prep":42,"story":1605},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1606,"id":1607,"uuid":1603,"slug":1608,"url":1608,"full_slug":1609,"_stopResolving":42},"AI Hub",114865617041697,"ai","fr/ai",{"tag":92,"_uid":1611,"icon":1612,"link":1616,"type":92,"label":1624,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1613,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1614,"copyright":92,"fieldtype":97,"meta_data":1615,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1617,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1618,"prep":42,"story":1619},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1620,"id":1621,"uuid":1617,"slug":1622,"url":1622,"full_slug":1623,"_stopResolving":42},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":92,"_uid":1626,"hide":29,"icon":1627,"link":1631,"type":92,"label":1640,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1628,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1629,"copyright":92,"fieldtype":97,"meta_data":1630,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1632,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1633,"prep":42,"story":1634},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1635,"id":1636,"uuid":1632,"slug":1637,"url":1638,"full_slug":1639,"_stopResolving":42},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":92,"_uid":1642,"hide":29,"icon":1643,"link":1647,"type":92,"label":1656,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1644,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1645,"copyright":92,"fieldtype":97,"meta_data":1646,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1648,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1649,"prep":42,"story":1650},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1651,"id":1652,"uuid":1648,"slug":1653,"url":1654,"full_slug":1655,"_stopResolving":42},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":92,"_uid":1658,"icon":1659,"link":1661,"type":92,"label":1668,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"hide":42},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1349,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1350,"copyright":92,"fieldtype":97,"meta_data":1660,"is_external_url":29},{},{"id":1662,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1663,"prep":42,"story":1664},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1665,"id":1666,"uuid":1662,"slug":1665,"url":1667,"full_slug":1667,"_stopResolving":42},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1671,"ctas":1672,"label":1700,"component":1378,"backgroundIconColor":1594},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1673,1682,1691],{"tag":92,"_uid":1674,"icon":1675,"link":1679,"type":92,"label":1681,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1676,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1677,"copyright":92,"fieldtype":97,"meta_data":1678,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":92,"url":1680,"linktype":101,"fieldtype":102,"cached_url":1680},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":92,"_uid":1683,"icon":1684,"link":1688,"type":92,"label":1690,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1685,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1686,"copyright":92,"fieldtype":97,"meta_data":1687,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":92,"url":1689,"linktype":101,"cached_url":1689},"https://www.cfoconnect.eu/fr/events/","Événements CFO Connect",{"tag":92,"_uid":1692,"icon":1693,"link":1697,"type":92,"label":1699,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1694,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1695,"copyright":92,"fieldtype":97,"meta_data":1696,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":92,"url":1698,"linktype":101,"cached_url":1698},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1703,"label":1704,"columns":1705,"component":1463,"headingNewBranding":1781},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1706,1747],{"_uid":1707,"ctas":1708,"label":1704,"component":1378,"labelColor":92,"backgroundIconColor":1379},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1709,1722,1731],{"tag":92,"_uid":1710,"hide":29,"icon":1711,"link":1713,"type":92,"label":1721,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1434,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1435,"copyright":92,"fieldtype":97,"meta_data":1712,"is_private":29,"is_external_url":29},{},{"id":1714,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1715,"prep":42,"story":1716},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1717,"id":1718,"uuid":1714,"slug":1719,"url":1719,"full_slug":1720,"_stopResolving":42},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":92,"_uid":1723,"hide":29,"icon":1724,"link":1728,"type":92,"label":1730,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1725,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1726,"copyright":92,"fieldtype":97,"meta_data":1727,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":92,"url":1729,"linktype":101,"fieldtype":102,"cached_url":1729},"https://career.spendesk.com/fr/","Carrières",{"tag":92,"_uid":1732,"hide":29,"icon":1733,"link":1737,"type":92,"label":1746,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1734,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1735,"copyright":92,"fieldtype":97,"meta_data":1736,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1738,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1739,"prep":42,"story":1740},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1741,"id":1742,"uuid":1738,"slug":1743,"url":1744,"full_slug":1745,"_stopResolving":42},"Spendesk Press",265014512,"press","press/","fr/press/","Presse",{"_uid":1748,"ctas":1749,"label":572,"component":1378,"labelColor":92,"backgroundIconColor":1379},"59a11592-e6cb-405d-8208-9e3c365ac046",[1750,1766],{"tag":92,"_uid":1751,"hide":29,"icon":1752,"link":1756,"type":92,"label":1765,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1753,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1754,"copyright":92,"fieldtype":97,"meta_data":1755,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1757,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1758,"prep":42,"story":1759},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1760,"id":1761,"uuid":1757,"slug":1762,"url":1763,"full_slug":1764,"_stopResolving":42},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":92,"_uid":1767,"hide":29,"icon":1768,"link":1772,"type":92,"label":1780,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1769,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1770,"copyright":92,"fieldtype":97,"meta_data":1771,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1773,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1774,"prep":42,"story":1775},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1776,"id":1777,"uuid":1773,"slug":1778,"url":1778,"full_slug":1779,"_stopResolving":42},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter",[],"Se connecter","header",[1785,1790,1795,1799],{"_uid":1786,"code":39,"name":1787,"component":1788,"shortName":1789},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1791,"code":1792,"name":1793,"component":1788,"shortName":1794},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1796,"code":41,"name":1797,"component":1788,"shortName":1798},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1800,"code":33,"name":1801,"component":1788,"shortName":1802},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1804,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1805,"copyright":92,"fieldtype":97,"meta_data":1806,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1808,"alt":1287,"name":92,"focus":92,"title":1809,"source":92,"filename":1810,"copyright":92,"fieldtype":97,"meta_data":1811,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1813],{"tag":92,"_uid":1814,"hide":29,"icon":1815,"link":1817,"type":92,"label":1819,"style":103,"component":104,"onClickEvent":1820,"openInANewTab":42,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":1816},{},{"id":92,"url":1818,"linktype":101,"fieldtype":102,"cached_url":1818},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1822,1827],{"tag":92,"_uid":1823,"hide":29,"icon":1824,"link":1826,"type":92,"label":1819,"style":103,"component":104,"onClickEvent":1820,"openInANewTab":42,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":1825},{},{"id":92,"url":1818,"linktype":101,"fieldtype":102,"cached_url":1818},{"tag":92,"_uid":1828,"hide":29,"icon":1829,"link":1831,"type":92,"label":1839,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97,"meta_data":1830,"is_external_url":29},{},{"id":1832,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1833,"prep":42,"story":1834},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1835,"id":1836,"uuid":1832,"slug":1837,"url":1837,"full_slug":1838,"_stopResolving":42},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",[1841,1849,1857,1865,1873],{"tag":92,"_uid":1842,"icon":1843,"link":1847,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1844,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1845,"copyright":92,"fieldtype":97,"meta_data":1846,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":92,"url":1848,"linktype":101,"fieldtype":102,"cached_url":1848},"https://www.facebook.com/spendesk/",{"tag":92,"_uid":1850,"icon":1851,"link":1855,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1852,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1853,"copyright":92,"fieldtype":97,"meta_data":1854,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":92,"url":1856,"linktype":101,"fieldtype":102,"cached_url":1856},"https://www.instagram.com/spendesk",{"tag":92,"_uid":1858,"icon":1859,"link":1863,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1860,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1861,"copyright":92,"fieldtype":97,"meta_data":1862,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":92,"url":1864,"linktype":101,"fieldtype":102,"cached_url":1864},"https://www.linkedin.com/company/spendesk/",{"tag":92,"_uid":1866,"icon":1867,"link":1871,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1868,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1869,"copyright":92,"fieldtype":97,"meta_data":1870,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":92,"url":1872,"linktype":101,"fieldtype":102,"cached_url":1872},"https://x.com/Spendesk",{"tag":92,"_uid":1874,"hide":29,"icon":1875,"link":1879,"type":92,"label":92,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":42,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1876,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1877,"copyright":92,"fieldtype":97,"meta_data":1878,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":92,"url":1880,"linktype":101,"fieldtype":102,"cached_url":1880},"https://www.youtube.com/c/spendesk",[1882],{"tag":92,"_uid":1883,"hide":29,"icon":1884,"link":1885,"type":92,"label":92,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97},{"id":1886,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1887,"prep":42,"story":1888},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1889,"id":1890,"uuid":1886,"slug":1891,"url":1891,"full_slug":1892,"_stopResolving":42},"Homepage",106735746,"home","fr/home",[1894],{"tag":92,"_uid":1895,"hide":29,"icon":1896,"link":1897,"type":92,"label":1906,"style":103,"component":104,"onClickEvent":1907,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":1898,"url":92,"anchor":92,"linktype":1306,"fieldtype":102,"cached_url":1899,"prep":42,"story":1900},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1901,"id":1902,"uuid":1898,"slug":1903,"url":1904,"full_slug":1905,"_stopResolving":42},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[1909],{"_uid":1910,"hide":29,"style":1911,"content":1912,"display":1941,"component":1942,"hideOnMobile":29,"mobileContent":1943},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":113,"attrs":1913,"content":1914},{"backgroundColor":26},[1915],{"type":116,"attrs":1916,"content":1917},{"textAlign":26,"key":118},[1918,1925,1927,1932,1934],{"text":1919,"type":122,"marks":1920},"Spendesk AI: ",[1921,1924],{"type":793,"attrs":1922},{"color":1923},"#1F1F1F",{"type":279},{"text":1926,"type":122},"L’IA gère le répétitif. Vous gardez la main",{"text":1928,"type":122,"marks":1929},". ",[1930],{"type":793,"attrs":1931},{"color":1923},{"text":1933,"type":122},"👉 ",{"text":1935,"type":122,"marks":1936},"En savoir plus",[1937,1940],{"type":245,"attrs":1938},{"href":1407,"uuid":1406,"anchor":26,"target":1111,"linktype":1306,"story":1939},{"name":1409,"id":1410,"uuid":1406,"slug":1411,"url":1412,"full_slug":1413,"_stopResolving":42},{"type":279},"Whole website","announcementBanner",{"type":113,"attrs":1944,"content":1945},{"backgroundColor":26},[1946],{"type":116,"attrs":1947,"content":1948},{"textAlign":26,"key":118},[1949,1954,1955,1959,1960],{"text":1919,"type":122,"marks":1950},[1951,1953],{"type":793,"attrs":1952},{"color":1923},{"type":279},{"text":1926,"type":122},{"text":1928,"type":122,"marks":1956},[1957],{"type":793,"attrs":1958},{"color":1923},{"text":1933,"type":122},{"text":1935,"type":122,"marks":1961},[1962,1965],{"type":245,"attrs":1963},{"href":1407,"uuid":1406,"anchor":26,"target":1111,"linktype":1306,"story":1964},{"name":1409,"id":1410,"uuid":1406,"slug":1411,"url":1412,"full_slug":1413,"_stopResolving":42},{"type":279},"Sélectionnez votre langue","fr/global-components/header",[1969],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1977,1978,1979],{"path":1975,"name":26,"lang":33,"published":26},{"path":1975,"name":26,"lang":39,"published":26},{"path":1975,"name":26,"lang":41,"published":26},{"name":1981,"created_at":1982,"published_at":1983,"updated_at":1984,"id":1985,"uuid":1986,"content":1987,"slug":2201,"full_slug":2384,"sort_by_date":26,"position":53,"tag_list":2385,"is_startpage":29,"parent_id":1970,"meta_data":26,"group_id":2386,"first_published_at":2387,"release_id":26,"lang":33,"path":1545,"alternates":2388,"default_full_slug":2389,"translated_slugs":2390},"Footer","2022-03-03T10:27:46.390Z","2026-11-05T16:18:15.983Z","2026-11-05T16:18:16.023Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1988,"lists":1989,"component":2201,"logoLinks":2202,"legalLinks":2219,"socialLinks":2277,"newsletterForm":2303,"complianceLogos":2343,"newsletterTitle":2352,"smallDescription":2353,"newsletterSubtitle":2359,"legalDescriptionText":2360},"68acc184-683a-412b-863a-297708c3cffb",[1990,2024,2079,2169],{"_uid":1991,"ctas":1992,"label":1293,"component":1378,"labelColor":92,"backgroundIconColor":92},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1993,2000,2006,2012,2018],{"tag":92,"_uid":1994,"hide":29,"icon":1995,"link":1997,"type":92,"label":1999,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":1301,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1302,"copyright":92,"fieldtype":97,"meta_data":1996,"is_external_url":29},{},{"id":1305,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1307,"prep":42,"story":1998},{"name":1309,"id":1310,"uuid":1305,"slug":1311,"url":1312,"full_slug":1313,"_stopResolving":42},"Spendesk AI connect",{"tag":92,"_uid":2001,"icon":2002,"link":2004,"type":92,"label":1330,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":1318,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1319,"copyright":92,"fieldtype":97,"meta_data":2003,"is_external_url":29},{},{"id":1322,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1323,"prep":42,"story":2005},{"name":1325,"id":1326,"uuid":1322,"slug":1327,"url":1328,"full_slug":1329,"_stopResolving":42},{"tag":92,"_uid":2007,"hide":29,"icon":2008,"link":2010,"type":92,"label":1341,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":1334,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1335,"copyright":92,"fieldtype":97,"meta_data":2009,"is_external_url":29},{},{"id":1338,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1339,"prep":42,"story":2011},{"name":1341,"id":1342,"uuid":1338,"slug":1343,"url":1344,"full_slug":1345,"_stopResolving":42},{"tag":92,"_uid":2013,"hide":29,"icon":2014,"link":2016,"type":92,"label":1361,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":1349,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1350,"copyright":92,"fieldtype":97,"meta_data":2015,"is_external_url":29},{},{"id":1353,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1354,"prep":42,"story":2017},{"name":1356,"id":1357,"uuid":1353,"slug":1358,"url":1359,"full_slug":1360,"_stopResolving":42},{"tag":92,"_uid":2019,"icon":2020,"link":2022,"type":92,"label":1377,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":1365,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1366,"copyright":92,"fieldtype":97,"meta_data":2021,"is_external_url":29},{},{"id":1369,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1370,"prep":42,"story":2023},{"name":1372,"id":1373,"uuid":1369,"slug":1374,"url":1375,"full_slug":1376,"_stopResolving":42},{"_uid":2025,"ctas":2026,"label":2078,"component":1378,"labelColor":92,"backgroundIconColor":92},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[2027,2033,2040,2046,2052,2058,2064,2071],{"tag":92,"_uid":2028,"hide":29,"icon":2029,"link":2031,"type":92,"label":1398,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":1386,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1387,"copyright":92,"fieldtype":97,"meta_data":2030,"is_external_url":29},{},{"id":1390,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1391,"prep":42,"story":2032},{"name":1393,"id":1394,"uuid":1390,"slug":1395,"url":1396,"full_slug":1397,"_stopResolving":42},{"tag":92,"_uid":2034,"hide":29,"icon":2035,"link":2037,"type":92,"label":2039,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":1402,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1403,"copyright":92,"fieldtype":97,"meta_data":2036,"is_external_url":29},{},{"id":1406,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1407,"prep":42,"story":2038},{"name":1409,"id":1410,"uuid":1406,"slug":1411,"url":1412,"full_slug":1413,"_stopResolving":42},"Intelligence Artificielle",{"tag":92,"_uid":2041,"hide":29,"icon":2042,"link":2044,"type":92,"label":1430,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":1418,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1419,"copyright":92,"fieldtype":97,"meta_data":2043,"is_private":29,"is_external_url":29},{},{"id":1422,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1423,"prep":42,"story":2045},{"name":1425,"id":1426,"uuid":1422,"slug":1427,"url":1428,"full_slug":1429,"_stopResolving":42},{"tag":92,"_uid":2047,"icon":2048,"link":2050,"type":92,"label":1446,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":1434,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1435,"copyright":92,"fieldtype":97,"meta_data":2049,"is_external_url":29},{},{"id":1438,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1439,"prep":42,"story":2051},{"name":1441,"id":1442,"uuid":1438,"slug":1443,"url":1444,"full_slug":1445,"_stopResolving":42},{"tag":92,"_uid":2053,"icon":2054,"link":2056,"type":92,"label":1457,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":1450,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1451,"copyright":92,"fieldtype":97,"meta_data":2055,"is_external_url":29},{},{"id":1454,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1455,"prep":42,"story":2057},{"name":1457,"id":1458,"uuid":1454,"slug":1459,"url":1460,"full_slug":1461,"_stopResolving":42},{"tag":92,"_uid":2059,"hide":29,"icon":2060,"link":2062,"type":92,"label":1511,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2061},{},{"id":1504,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1505,"prep":42,"story":2063},{"name":1507,"id":1508,"uuid":1504,"slug":1509,"url":1509,"full_slug":1510,"_stopResolving":42},{"tag":92,"_uid":2065,"hide":29,"icon":2066,"link":2068,"type":92,"label":2070,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2067},{},{"id":1832,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1833,"prep":42,"story":2069},{"name":1835,"id":1836,"uuid":1832,"slug":1837,"url":1837,"full_slug":1838,"_stopResolving":42},"Sécurité",{"tag":92,"_uid":2072,"hide":29,"icon":2073,"link":2075,"type":92,"label":2077,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2074},{},{"id":92,"url":2076,"linktype":101,"fieldtype":102,"cached_url":2076},"https://trust.spendesk.com/","Centre de confiance","Plateforme",{"_uid":2080,"ctas":2081,"label":1527,"component":1378,"backgroundIconColor":92},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[2082,2088,2093,2106,2112,2119,2125,2131,2138,2144,2150,2156,2163],{"tag":92,"_uid":2083,"hide":29,"icon":2084,"link":2086,"type":92,"label":1524,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2085},{},{"id":1516,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1517,"prep":42,"story":2087},{"name":1519,"id":1520,"uuid":1516,"slug":1521,"url":1522,"full_slug":1523,"_stopResolving":42},{"tag":92,"_uid":2089,"icon":2090,"link":2091,"type":92,"label":1547,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97},{"id":1539,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1540,"prep":42,"story":2092},{"name":1542,"id":1543,"uuid":1539,"slug":1544,"url":1545,"full_slug":1546,"_stopResolving":42},{"tag":92,"_uid":2094,"icon":2095,"link":2096,"type":92,"label":2105,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"0c3791b7-d195-40e4-b4ef-3e23020f2fbd",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97},{"id":2097,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2098,"prep":42,"story":2099},"00374c17-63ac-466f-a8fc-8e1c49811e67","/fr/blog/all-articles",{"name":2100,"id":2101,"uuid":2097,"slug":2102,"url":2103,"full_slug":2104,"_stopResolving":42},"All articles",238103281021871,"all-articles","blog/all-articles","fr/blog/all-articles","Tous les articles",{"tag":92,"_uid":2107,"hide":29,"icon":2108,"link":2110,"type":92,"label":1563,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":1551,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1552,"copyright":92,"fieldtype":97,"meta_data":2109,"is_external_url":29},{},{"id":1555,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1556,"prep":42,"story":2111},{"name":1558,"id":1559,"uuid":1555,"slug":1560,"url":1561,"full_slug":1562,"_stopResolving":42},{"tag":92,"_uid":2113,"hide":29,"icon":2114,"link":2116,"type":92,"label":2118,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2115},{},{"id":1571,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1572,"prep":42,"story":2117},{"name":1254,"id":1574,"uuid":1571,"slug":1575,"url":1575,"full_slug":1576,"_stopResolving":42},"FAQs",{"tag":92,"_uid":2120,"hide":29,"icon":2121,"link":2123,"type":92,"label":1592,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2122},{},{"id":1584,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1585,"prep":42,"story":2124},{"name":1587,"id":1588,"uuid":1584,"slug":1589,"url":1590,"full_slug":1591,"_stopResolving":42},{"tag":92,"_uid":2126,"hide":29,"icon":2127,"link":2129,"type":92,"label":1606,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":1402,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1403,"copyright":92,"fieldtype":97,"meta_data":2128,"is_external_url":29},{},{"id":1603,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1604,"prep":42,"story":2130},{"name":1606,"id":1607,"uuid":1603,"slug":1608,"url":1608,"full_slug":1609,"_stopResolving":42},{"tag":92,"_uid":2132,"hide":29,"icon":2133,"link":2135,"type":92,"label":2137,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2134},{},{"id":1617,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1618,"prep":42,"story":2136},{"name":1620,"id":1621,"uuid":1617,"slug":1622,"url":1622,"full_slug":1623,"_stopResolving":42},"Contenus premium",{"tag":92,"_uid":2139,"hide":29,"icon":2140,"link":2142,"type":92,"label":1656,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2141},{},{"id":1648,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1649,"prep":42,"story":2143},{"name":1651,"id":1652,"uuid":1648,"slug":1653,"url":1654,"full_slug":1655,"_stopResolving":42},{"tag":92,"_uid":2145,"hide":29,"icon":2146,"link":2148,"type":92,"label":1656,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1644,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1645,"copyright":92,"fieldtype":97,"meta_data":2147,"is_external_url":29},{},{"id":1648,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1649,"prep":42,"story":2149},{"name":1651,"id":1652,"uuid":1648,"slug":1653,"url":1654,"full_slug":1655,"_stopResolving":42},{"tag":92,"_uid":2151,"icon":2152,"link":2154,"type":92,"label":1656,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"hide":42},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1349,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1350,"copyright":92,"fieldtype":97,"meta_data":2153,"is_external_url":29},{},{"id":1662,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1663,"prep":42,"story":2155},{"name":1665,"id":1666,"uuid":1662,"slug":1665,"url":1667,"full_slug":1667,"_stopResolving":42},{"tag":92,"_uid":2157,"hide":29,"icon":2158,"link":2160,"type":92,"label":2162,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2159},{},{"id":92,"url":2161,"linktype":101,"fieldtype":102,"cached_url":2161},"https://www.cfoconnect.eu/","CFO Connect",{"tag":92,"_uid":2164,"hide":29,"icon":2165,"link":2167,"type":92,"label":1819,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2166},{},{"id":92,"url":2168,"linktype":101,"fieldtype":102,"cached_url":2168},"https://helpcenter.spendesk.com/fr",{"_uid":2170,"ctas":2171,"label":1704,"component":1378,"backgroundIconColor":92},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[2172,2178,2183,2189,2195],{"tag":92,"_uid":2173,"hide":29,"icon":2174,"link":2176,"type":92,"label":1721,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":1434,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1435,"copyright":92,"fieldtype":97,"meta_data":2175,"is_private":29,"is_external_url":29},{},{"id":1714,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1715,"prep":42,"story":2177},{"name":1717,"id":1718,"uuid":1714,"slug":1719,"url":1719,"full_slug":1720,"_stopResolving":42},{"tag":92,"_uid":2179,"hide":29,"icon":2180,"link":2182,"type":92,"label":1730,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1725,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1726,"copyright":92,"fieldtype":97,"meta_data":2181,"is_external_url":29},{},{"id":92,"url":1729,"linktype":101,"fieldtype":102,"cached_url":1729},{"tag":92,"_uid":2184,"hide":29,"icon":2185,"link":2187,"type":92,"label":1746,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1734,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1735,"copyright":92,"fieldtype":97,"meta_data":2186,"is_external_url":29},{},{"id":1738,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1739,"prep":42,"story":2188},{"name":1741,"id":1742,"uuid":1738,"slug":1743,"url":1744,"full_slug":1745,"_stopResolving":42},{"tag":92,"_uid":2190,"hide":29,"icon":2191,"link":2193,"type":92,"label":1765,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1753,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1754,"copyright":92,"fieldtype":97,"meta_data":2192,"is_private":29,"is_external_url":29},{},{"id":1757,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1758,"prep":42,"story":2194},{"name":1760,"id":1761,"uuid":1757,"slug":1762,"url":1763,"full_slug":1764,"_stopResolving":42},{"tag":92,"_uid":2196,"hide":29,"icon":2197,"link":2199,"type":92,"label":1780,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1769,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1770,"copyright":92,"fieldtype":97,"meta_data":2198,"is_private":29,"is_external_url":29},{},{"id":1773,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1774,"prep":42,"story":2200},{"name":1776,"id":1777,"uuid":1773,"slug":1778,"url":1778,"full_slug":1779,"_stopResolving":42},"footer",[2203,2211],{"tag":92,"_uid":2204,"hide":29,"icon":2205,"link":2209,"type":92,"label":92,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":2206,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2207,"copyright":92,"fieldtype":97,"meta_data":2208,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":92,"url":2210,"linktype":101,"fieldtype":102,"cached_url":2210},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":92,"_uid":2212,"hide":29,"icon":2213,"link":2217,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":2214,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2215,"copyright":92,"fieldtype":97,"meta_data":2216,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":92,"url":2218,"linktype":101,"fieldtype":102,"cached_url":2218},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[2220,2226,2239,2252,2265,2271],{"tag":92,"_uid":2221,"icon":2222,"link":2223,"type":92,"label":2225,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":1886,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1887,"prep":42,"story":2224},{"name":1889,"id":1890,"uuid":1886,"slug":1891,"url":1891,"full_slug":1892,"_stopResolving":42},"© Spendesk",{"tag":92,"_uid":2227,"icon":2228,"link":2229,"type":92,"label":2238,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":2230,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2231,"prep":42,"story":2232},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":2233,"id":2234,"uuid":2230,"slug":2235,"url":2236,"full_slug":2237,"_stopResolving":42},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":92,"_uid":2240,"icon":2241,"link":2242,"type":92,"label":2251,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":2243,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2244,"prep":42,"story":2245},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":2246,"id":2247,"uuid":2243,"slug":2248,"url":2249,"full_slug":2250,"_stopResolving":42},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":92,"_uid":2253,"icon":2254,"link":2255,"type":92,"label":2264,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":2256,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2257,"prep":42,"story":2258},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":2259,"id":2260,"uuid":2256,"slug":2261,"url":2262,"full_slug":2263,"_stopResolving":42},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":92,"_uid":2266,"icon":2267,"link":2268,"type":92,"label":2270,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":92,"url":2269,"linktype":101,"fieldtype":102,"cached_url":2269},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":92,"_uid":2272,"hide":29,"icon":2273,"link":2274,"type":92,"label":2276,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":92,"url":2275,"linktype":101,"fieldtype":102,"cached_url":2275},"openConsentManager.action","Paramètres Cookies",[2278,2283,2288,2293,2298],{"tag":92,"_uid":2279,"icon":2280,"link":2282,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1844,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1845,"copyright":92,"fieldtype":97,"meta_data":2281,"is_external_url":29},{},{"id":92,"url":1848,"linktype":101,"fieldtype":102,"cached_url":1848},{"tag":92,"_uid":2284,"icon":2285,"link":2287,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1852,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1853,"copyright":92,"fieldtype":97,"meta_data":2286,"is_private":29,"is_external_url":29},{},{"id":92,"url":1856,"linktype":101,"fieldtype":102,"cached_url":1856},{"tag":92,"_uid":2289,"icon":2290,"link":2292,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1860,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1861,"copyright":92,"fieldtype":97,"meta_data":2291,"is_private":29,"is_external_url":29},{},{"id":92,"url":1864,"linktype":101,"fieldtype":102,"cached_url":1864},{"tag":92,"_uid":2294,"icon":2295,"link":2297,"type":92,"label":92,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1868,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1869,"copyright":92,"fieldtype":97,"meta_data":2296,"is_private":29,"is_external_url":29},{},{"id":92,"url":1872,"linktype":101,"fieldtype":102,"cached_url":1872},{"tag":92,"_uid":2299,"hide":29,"icon":2300,"link":2302,"type":92,"label":92,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":42,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1876,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1877,"copyright":92,"fieldtype":97,"meta_data":2301,"is_private":29,"is_external_url":29},{},{"id":92,"url":1880,"linktype":101,"fieldtype":102,"cached_url":1880},[2304],{"_uid":2305,"fields":2306,"component":2337,"submitUrl":2338,"hubspotFormId":2340,"successMessage":2341,"horizontalAlign":92,"onSubmitSegmentEvent":2342},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2307],{"_uid":2308,"name":2309,"type":122,"label":2310,"required":42,"component":2311,"submitBtn":2312,"legalNotice":2313,"placeholder":92,"validateEmail":42,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":113,"content":2314},[2315],{"type":116,"content":2316},[2317,2319,2326,2328,2335],{"text":2318,"type":122},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":2320,"type":122,"marks":2321},"Conditions d'utilisation",[2322],{"type":245,"attrs":2323},{"href":2231,"uuid":2230,"anchor":26,"custom":2324,"target":1013,"linktype":1306,"story":2325},{},{"name":2233,"id":2234,"uuid":2230,"slug":2235,"url":2236,"full_slug":2237,"_stopResolving":42},{"text":2327,"type":122}," et à la ",{"text":2329,"type":122,"marks":2330},"Politique de confidentialité",[2331],{"type":245,"attrs":2332},{"href":2244,"uuid":2243,"anchor":26,"custom":2333,"target":1013,"linktype":1306,"story":2334},{},{"name":2246,"id":2247,"uuid":2243,"slug":2248,"url":2249,"full_slug":2250,"_stopResolving":42},{"text":2336,"type":122}," de Spendesk.","formGroup",{"id":92,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2339,"prep":42},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2344],{"tag":92,"_uid":2345,"hide":29,"icon":2346,"link":2350,"type":92,"label":92,"style":103,"component":104,"mobileLabel":92,"onClickEvent":92,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2347,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2348,"copyright":92,"fieldtype":97,"meta_data":2349,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":92,"url":2351,"linktype":101,"fieldtype":102,"cached_url":2351},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":113,"content":2354},[2355],{"type":116,"content":2356},[2357],{"text":2358,"type":122},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":113,"content":2361},[2362,2370,2377],{"type":116,"content":2363},[2364],{"text":2365,"type":122,"marks":2366},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2367],{"type":793,"attrs":2368},{"color":2369},"rgb(0, 0, 0)",{"type":116,"content":2371},[2372],{"text":2373,"type":122,"marks":2374},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2375],{"type":793,"attrs":2376},{"color":2369},{"type":116,"content":2378},[2379],{"text":2380,"type":122,"marks":2381},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2382],{"type":793,"attrs":2383},{"color":2369},"fr/global-components/footer",[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2391,2392,2393],{"path":2389,"name":26,"lang":33,"published":26},{"path":2389,"name":26,"lang":39,"published":26},{"path":2389,"name":26,"lang":41,"published":26},{"name":2395,"created_at":2396,"published_at":2397,"updated_at":2398,"id":2399,"uuid":2400,"content":2401,"slug":2561,"full_slug":2562,"sort_by_date":26,"position":2563,"tag_list":2564,"is_startpage":29,"parent_id":1970,"meta_data":26,"group_id":2565,"first_published_at":2566,"release_id":26,"lang":33,"path":26,"alternates":2567,"default_full_slug":2568,"translated_slugs":2569},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2402,"modalBtn":2403,"component":2404,"modalTitle":2405,"countdownDay":2406,"modalContent":2407,"modalSuccess":2419,"countdownHour":2420,"hubspotFormId":2421,"countdownLabel":2422,"formErrorTitle":2423,"countdownMinute":2424,"countdownSecond":2425,"eventsLiveLabel":2426,"eventsViewLabel":2427,"formErrorButton":2428,"selectNoOptions":2429,"eventsWatchLabel":2430,"copyPromptLibrary":2431,"eventsReplayLabel":2432,"formErrorSubtitle":2433,"eventsResultsLabel":2434,"blogAuthorResources":2435,"byRolePromptLibrary":2436,"copiedPromptLibrary":2437,"eventsAllTypesLabel":2438,"eventsJoinNextLabel":2439,"eventsLoadMoreLabel":2440,"eventsRegisterLabel":2441,"selectedPricingPage":2442,"yourPlanPricingPage":2443,"byTopicPromptLibrary":2444,"eventsAllTopicsLabel":2445,"allRolesPromptLibrary":2446,"eventsTypeFilterLabel":2447,"modalEmailPlaceholder":2448,"allTopicsPromptLibrary":2445,"emailValidationInvalid":2449,"eventsTopicFilterLabel":2450,"imageItemsListNoResult":2451,"noResultsPromptLibrary":2452,"phoneValidationInvalid":2453,"blogLoadMoreButtonLabel":2440,"eventsReplayPosterLabel":2454,"itemsFoundPromptLibrary":2455,"blogArticleUpdatedAtLabel":2456,"blogArticleWatchTimeLabel":2457,"clearFiltersPromptLibrary":2458,"modalExistingAccountTitle":2459,"modalExistingCompanyTitle":2460,"modalForExistingCustomers":2461,"organizationSchemaOffices":2468,"blogArticleListenTimeLabel":2457,"cardsGridSearchPlaceholder":2521,"blogArticlePublishedOnLabel":2522,"blogArticleReadingTimeLabel":2457,"emailValidationInvalidExist":2523,"modalForUnsupportedCountries":2524,"emailValidationInvalidInvited":2530,"organizationSchemaDescription":2531,"organizationSchemaContactEmail":2532,"modalExistingAccountDescription":2533,"modalExistingCompanyDescription":2549,"emailValidationInvalidDomainName":2555,"multiSelectDropdownSelectedLabel":2556,"softwareApplicationSchemaRatingCount":2557,"softwareApplicationSchemaRatingValue":2558,"emailValidationInvalidUnexpectedError":2559,"emailValidationInvalidCompanyRegistered":2560},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":113,"content":2408},[2409,2414],{"type":116,"attrs":2410,"content":2411},{"textAlign":26},[2412],{"text":2413,"type":122},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":116,"attrs":2415,"content":2416},{"textAlign":26},[2417],{"text":2418,"type":122},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","À venir","Voir l'événement","Réessayer","Aucun résultats","Voir le replay","Copier le prompt","Replay","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","{count} événements","Articles de {firstName}","Par rôle","Copié!","Tous","Participer au prochain","Voir plus","S'inscrire","Selectionnés","Votre plan","Par sujet","Tous les sujets","Tous les rôles","Filtrer par type","Adresse email professionnelle","Adresse e-mail non valide","Filtrer par sujet","Aucun résultat","Aucun prompt ne correspond à ces filtres. Essayez de les effacer.","Numéro de téléphone invalide","Regardez le replay complet","trouvé(s)","Mis à jour le","min environ","Effacer les filtres","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":113,"content":2462},[2463,2467],{"type":116,"content":2464},[2465],{"text":2466,"type":122},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":116},[2469,2485,2497,2509],{"cta":2470,"_uid":2477,"image":2478,"title":2482,"subtitle":2483,"component":2484},[2471],{"tag":92,"_uid":2472,"icon":2473,"link":2474,"type":92,"label":2476,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":92,"url":2475,"linktype":101,"fieldtype":102,"cached_url":2475},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2479,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2480,"copyright":92,"fieldtype":97,"meta_data":2481,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2486,"_uid":2492,"image":2493,"title":2495,"subtitle":2496,"component":2484},[2487],{"tag":92,"_uid":2488,"icon":2489,"link":2490,"type":92,"label":2476,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":92,"url":2491,"linktype":101,"fieldtype":102,"cached_url":2491},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2479,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2480,"copyright":92,"fieldtype":97,"meta_data":2494,"is_external_url":29},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2498,"_uid":2504,"image":2505,"title":2507,"subtitle":2508,"component":2484},[2499],{"tag":92,"_uid":2500,"icon":2501,"link":2502,"type":92,"label":2476,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":92,"url":2503,"linktype":101,"fieldtype":102,"cached_url":2503},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2479,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2480,"copyright":92,"fieldtype":97,"meta_data":2506,"is_external_url":29},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2510,"_uid":2516,"image":2517,"title":2519,"subtitle":2520,"component":2484},[2511],{"tag":92,"_uid":2512,"icon":2513,"link":2514,"type":92,"label":2476,"style":103,"component":104,"onClickEvent":92,"openInANewTab":42},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":92,"url":2515,"linktype":101,"fieldtype":102,"cached_url":2515},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2479,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2480,"copyright":92,"fieldtype":97,"meta_data":2518,"is_external_url":29},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Saisissez votre recherche","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":113,"content":2525},[2526],{"type":116,"content":2527},[2528],{"text":2529,"type":122},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":113,"content":2534},[2535,2539],{"type":116,"content":2536},[2537],{"text":2538,"type":122},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":283,"attrs":2540},{"id":2541,"body":2542},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2543],{"tag":92,"_uid":2544,"icon":2545,"link":2546,"type":2548,"label":1782,"style":103,"component":104,"onClickEvent":92,"openInANewTab":29,"horizontalFill":42},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":92,"copyright":26,"fieldtype":97},{"id":92,"url":2547,"linktype":101,"fieldtype":102,"cached_url":2547},"https://app.spendesk.com/auth/login","btn",{"type":113,"content":2550},[2551],{"type":116,"content":2552},[2553],{"text":2554,"type":122},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2570,2571,2572],{"path":2568,"name":26,"lang":33,"published":26},{"path":2568,"name":26,"lang":39,"published":26},{"path":2568,"name":26,"lang":41,"published":26},[2574,2578,2582,2586,2590,2594,2598,2602,2606],{"id":2575,"name":2576,"value":2577,"dimension_value":26},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2579,"name":2580,"value":2581,"dimension_value":26},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2583,"name":2584,"value":2585,"dimension_value":26},10736155,"Intercom","ryDQcVoOoZQ",{"id":2587,"name":2588,"value":2589,"dimension_value":26},10736156,"HubSpot","ry0QcNodoWQ",{"id":2591,"name":2592,"value":2593,"dimension_value":26},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2595,"name":2596,"value":2597,"dimension_value":26},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2599,"name":2600,"value":2601,"dimension_value":26},10736765,"Bing Ads","dsS7z9Hv4",{"id":2603,"name":2604,"value":2605,"dimension_value":26},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2607,"name":2608,"value":2609,"dimension_value":26},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2611,"component":2612,"sidebarCta":2613,"leadwallForm":2644,"leadwallTitle":2645,"exitModalPopup":2646,"newsletterForm":2647,"newsletterTitle":2674,"bottomArticleCta":2675,"leadwallSubtitle":2710,"moreArticlesLabel":2711,"breadcrumbBlogLink":2712,"newsletterSubtitle":2714,"breadcrumbBlogLabel":1547,"breadcrumbArticleLabel":1137,"leadwallSuccessMessage":92,"hiddenNewsletterOnTopics":2715,"componentsAfterTheArticle":2718,"moreArticlesLabelFallback":2711,"sidebarTableOfContentsLabel":2861},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2614],{"cta":2615,"_uid":2623,"image":2624,"title":2628,"subtitle":2642,"component":2643},[2616],{"tag":92,"_uid":2617,"hide":29,"icon":2618,"link":2620,"type":92,"label":1906,"style":103,"component":104,"mobileLabel":92,"onClickEvent":2622,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2619},{},{"id":1898,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1899,"prep":42,"story":2621},{"name":1901,"id":1902,"uuid":1898,"slug":1903,"url":1904,"full_slug":1905,"_stopResolving":42},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2625,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2626,"copyright":92,"fieldtype":97,"meta_data":2627,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":113,"content":2629},[2630],{"type":116,"attrs":2631,"content":2632},{"textAlign":26,"key":118},[2633],{"text":2634,"type":122,"marks":2635},"Dépenser mieux pour travailler mieux.",[2636,2638],{"type":793,"attrs":2637},{"color":92},{"type":2639,"attrs":2640},"styled",{"class":2641},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],"Want to continue reading?",[],[2648],{"_uid":2649,"fields":2650,"component":2337,"submitUrl":2672,"hubspotFormId":2340,"successMessage":2341,"horizontalAlign":92,"onSubmitSegmentEvent":2673},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2651],{"_uid":2652,"name":2309,"type":122,"label":2310,"required":42,"component":2311,"submitBtn":2312,"legalNotice":2653,"placeholder":92,"validateEmail":42,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":113,"content":2654},[2655],{"type":116,"content":2656},[2657,2658,2664,2665,2671],{"text":2318,"type":122},{"text":2320,"type":122,"marks":2659},[2660],{"type":245,"attrs":2661},{"href":2231,"uuid":2230,"anchor":26,"custom":2662,"target":1013,"linktype":1306,"story":2663},{},{"name":2233,"id":2234,"uuid":2230,"slug":2235,"url":2236,"full_slug":2237,"_stopResolving":42},{"text":2327,"type":122},{"text":2329,"type":122,"marks":2666},[2667],{"type":245,"attrs":2668},{"href":2244,"uuid":2243,"anchor":26,"custom":2669,"target":1013,"linktype":1306,"story":2670},{},{"name":2246,"id":2247,"uuid":2243,"slug":2248,"url":2249,"full_slug":2250,"_stopResolving":42},{"text":2336,"type":122},{"id":92,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2339,"prep":42},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2676],{"cta":2677,"_uid":2692,"image":2693,"title":2695,"subtitle":2709,"component":2643},[2678],{"tag":92,"_uid":2679,"hide":29,"icon":2680,"link":2682,"type":92,"label":2690,"style":103,"component":104,"mobileLabel":92,"onClickEvent":2691,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"source":26,"filename":92,"copyright":26,"fieldtype":97,"meta_data":2681},{},{"id":2683,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2684,"prep":42,"story":2685},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2686,"id":2687,"uuid":2683,"slug":2688,"url":2688,"full_slug":2689,"_stopResolving":42},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":26,"alt":26,"name":92,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":97,"meta_data":2694,"is_external_url":29},{},{"type":113,"content":2696},[2697],{"type":116,"attrs":2698,"content":2699},{"textAlign":26,"key":118},[2700],{"text":2701,"type":122,"marks":2702},"Curieux de découvrir Spendesk ?",[2703,2706],{"type":793,"attrs":2704},{"color":2705},"#000000",{"type":2639,"attrs":2707},{"class":2708},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Sign up to our newsletter to keep reading","Plus d'articles",{"id":1539,"url":92,"linktype":1306,"fieldtype":102,"cached_url":1540,"prep":42,"story":2713},{"name":1542,"id":1543,"uuid":1539,"slug":1544,"url":1545,"full_slug":1546,"_stopResolving":42},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2716,2717],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2719],{"cta":2720,"_uid":2721,"items":2722,"heading":2839,"reverse":29,"component":1260,"sectionSettings":2860},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2723,2780],{"_uid":2724,"title":2725,"component":1189,"description":2726},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":113,"content":2727},[2728,2732],{"type":116,"content":2729},[2730],{"text":2731,"type":122},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":526,"attrs":2733,"content":2735},{"order":2734},{"order":345},[2736,2747,2758],{"type":531,"content":2737},[2738],{"type":116,"content":2739},[2740,2744,2746],{"text":2741,"type":122,"marks":2742},"Les dépenses stratégiques",[2743],{"type":279},{"text":2745,"type":122}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":1021},{"type":531,"content":2748},[2749],{"type":116,"content":2750},[2751,2755,2757],{"text":2752,"type":122,"marks":2753},"Les dépenses opérationnelles",[2754],{"type":279},{"text":2756,"type":122}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":1021},{"type":531,"content":2759},[2760],{"type":116,"content":2761},[2762,2766,2768,2769,2770,2772,2773,2774,2776,2777,2778],{"text":2763,"type":122,"marks":2764},"Les autres frais",[2765],{"type":279},{"text":2767,"type":122},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":1021},{"type":1021},{"text":2771,"type":122},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":1021},{"type":1021},{"text":2775,"type":122},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":1021},{"type":1021},{"text":2779,"type":122},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2781,"title":2782,"component":1189,"description":2783},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":113,"content":2784},[2785,2789,2793,2802,2806,2810,2819,2823,2827,2831,2835],{"type":116,"content":2786},[2787],{"text":2788,"type":122},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":116,"content":2790},[2791],{"text":2792,"type":122},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":116,"content":2794},[2795,2799,2800],{"text":2796,"type":122,"marks":2797},"Pour les employés",[2798],{"type":279},{"type":1021},{"text":2801,"type":122},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":116,"content":2803},[2804],{"text":2805,"type":122},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":116,"content":2807},[2808],{"text":2809,"type":122},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":116,"content":2811},[2812,2816,2817],{"text":2813,"type":122,"marks":2814},"Pour les équipes financières",[2815],{"type":279},{"type":1021},{"text":2818,"type":122},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":116,"content":2820},[2821],{"text":2822,"type":122},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":116,"content":2824},[2825],{"text":2826,"type":122},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":116,"content":2828},[2829],{"text":2830,"type":122},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":116,"content":2832},[2833],{"text":2834,"type":122},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":116,"content":2836},[2837],{"text":2838,"type":122},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2840],{"cta":2841,"_uid":2842,"title":2843,"eyebrow":2850,"subtitle":2853,"component":229,"textAlign":92,"sectionSettings":2859,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":92},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":113,"content":2844},[2845],{"type":229,"attrs":2846,"content":2847},{"level":231},[2848],{"text":2849,"type":122},"Démarrer avec Spendesk",{"type":113,"content":2851},[2852],{"type":116},{"type":113,"content":2854},[2855],{"type":116,"content":2856},[2857],{"text":2858,"type":122},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",[2863,3024,3163,3311],{"name":2864,"created_at":2865,"published_at":2866,"updated_at":2867,"id":2868,"uuid":2869,"content":2870,"slug":3012,"full_slug":3013,"sort_by_date":26,"position":3014,"tag_list":3015,"is_startpage":29,"parent_id":1266,"meta_data":26,"group_id":3016,"first_published_at":3017,"release_id":26,"lang":33,"path":26,"alternates":3018,"default_full_slug":3019,"translated_slugs":3020},"Code BIC/SWIFT : définition, format et méthode pour ne pas se tromper lors pour d'un virement international","2026-06-12T15:38:21.318Z","2026-08-07T12:39:46.351Z","2026-08-07T12:39:46.375Z",186732959024944,"95cc4240-69c6-431a-8e77-42e9997ff532",{"_uid":2871,"title":2872,"topics":2873,"noIndex":29,"category":2923,"language":2932,"component":1149,"heroMedia":2933,"publishedAt":2940,"redirectUrl":92,"listingImage":2941,"metaDescription":2942,"bottomArticleCta":2943,"componentsAfterTheArticle":2944},"4467bec0-d64a-4a6d-9b4a-635b1337facd","Code BIC/SWIFT : définition, format et méthode pour ne pas se tromper (lors d'un transfert international)",[2874,2894,2915],{"name":2875,"created_at":2876,"published_at":2877,"updated_at":2878,"id":2879,"uuid":2880,"content":2881,"slug":2883,"full_slug":2884,"sort_by_date":26,"position":1264,"tag_list":2885,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":2886,"first_published_at":2887,"release_id":26,"lang":33,"path":26,"alternates":2888,"default_full_slug":2889,"translated_slugs":2890,"_stopResolving":42},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-09-29T09:14:45.249Z","2026-09-29T09:14:45.264Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":2882,"name":2875,"component":23},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[2891,2892,2893],{"path":2889,"name":26,"lang":33,"published":26},{"path":2889,"name":26,"lang":39,"published":26},{"path":2889,"name":26,"lang":41,"published":26},{"name":2895,"created_at":2896,"published_at":2897,"updated_at":2898,"id":2899,"uuid":2900,"content":2901,"slug":2903,"full_slug":2904,"sort_by_date":26,"position":2905,"tag_list":2906,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":2907,"first_published_at":2908,"release_id":26,"lang":33,"path":26,"alternates":2909,"default_full_slug":2910,"translated_slugs":2911,"_stopResolving":42},"Définitions","2022-10-19T17:57:53.036Z","2026-09-29T09:14:37.812Z","2026-09-29T09:14:37.831Z",206171414,"4eb63393-291f-41de-88a9-d09d440119df",{"_uid":2902,"name":2895,"component":23},"4b129421-c813-4491-8835-bb3b4776fcc3","definitions","fr/blog/topic/definitions",-180,[],"a6a39cd8-f138-4757-9ab3-b801e1ea1a0d","2022-11-02T15:24:51.468Z",[],"blog/topic/definitions",[2912,2913,2914],{"path":2910,"name":26,"lang":33,"published":26},{"path":2910,"name":26,"lang":39,"published":26},{"path":2910,"name":26,"lang":41,"published":26},{"name":138,"created_at":139,"published_at":140,"updated_at":141,"id":142,"uuid":143,"content":2916,"slug":154,"full_slug":155,"sort_by_date":26,"position":156,"tag_list":2917,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":159,"first_published_at":160,"release_id":26,"lang":33,"path":26,"alternates":2918,"default_full_slug":162,"translated_slugs":2919,"_stopResolving":42},{"_uid":153,"name":138,"component":23},[],[],[2920,2921,2922],{"path":162,"name":26,"lang":33,"published":26},{"path":162,"name":26,"lang":39,"published":26},{"path":162,"name":26,"lang":41,"published":26},{"name":1137,"created_at":1138,"published_at":16,"updated_at":1139,"id":1140,"uuid":1141,"content":2924,"slug":1149,"full_slug":1150,"sort_by_date":26,"position":27,"tag_list":2926,"is_startpage":29,"parent_id":1152,"meta_data":26,"group_id":1153,"first_published_at":1154,"release_id":26,"lang":33,"path":26,"alternates":2927,"default_full_slug":1156,"translated_slugs":2928,"_stopResolving":42},{"_uid":1143,"icon":2925,"name":1137,"component":1148},{"id":1145,"alt":1146,"name":92,"focus":92,"title":92,"filename":1147,"copyright":92,"fieldtype":97,"is_external_url":29},[],[],[2929,2930,2931],{"path":1156,"name":26,"lang":33,"published":26},{"path":1156,"name":26,"lang":39,"published":26},{"path":1156,"name":26,"lang":41,"published":26},[33],[2934],{"_uid":2935,"asset":2936,"caption":92,"component":294},"79080c1b-5cd4-487d-948d-2c9c57002790",{"id":2937,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2938,"copyright":92,"fieldtype":97,"meta_data":2939,"is_external_url":29},123992245019406,"https://a.storyblok.com/f/146026/1020x680/90cdc17e54/spendesk-international-payments.jpg",{},"2026-06-12 00:00",[],"Le code SWIFT (ou BIC) identifie une banque lors d'un virement international. Découvrez sa structure, sa différence avec l'IBAN et comment trouver le bon code.",[],[2945],{"cta":2946,"_uid":2947,"items":2948,"heading":2989,"reverse":29,"component":1260,"sectionSettings":3011},[],"befd26d7-efbc-4547-b962-adcc04f65826",[2949,2959,2969,2979],{"_uid":2950,"hide":29,"title":2951,"component":1189,"description":2952},"ada4ffc1-fd17-4b8a-bc9f-9db853ed2f01","Que se passe-t-il si le code SWIFT est incorrect ?",{"type":113,"content":2953},[2954],{"type":116,"attrs":2955,"content":2956},{"textAlign":26},[2957],{"text":2958,"type":122},"Le virement est rejeté. Des frais de retour de 15 à 25 € s'appliquent dans la plupart des cas, et le bénéficiaire subit un retard de paiement pouvant atteindre une semaine supplémentaire.",{"_uid":2960,"hide":29,"title":2961,"component":1189,"description":2962},"57fecd02-9c21-458f-9f48-8556cb56b75e","Peut-on retrouver un code BIC à partir d'un IBAN ?",{"type":113,"content":2963},[2964],{"type":116,"attrs":2965,"content":2966},{"textAlign":26},[2967],{"text":2968,"type":122},"Non directement. Le format IBAN (27 caractères pour un compte français) et le code BIC (8 ou 11 caractères) reposent sur des référentiels distincts. L'annuaire SWIFT permet de retrouver le BIC à partir du nom de la banque et du pays, pas à partir de l'IBAN seul.",{"_uid":2970,"hide":29,"title":2971,"component":1189,"description":2972},"82995bda-869b-4d44-aa54-e554ae2a6798","Faut-il un code SWIFT pour un virement SEPA ?",{"type":113,"content":2973},[2974],{"type":116,"attrs":2975,"content":2976},{"textAlign":26},[2977],{"text":2978,"type":122},"Non. Pour un virement en euros au sein des 36 pays de la zone SEPA, l'IBAN suffit. Le code BIC/SWIFT devient nécessaire pour les virements hors zone SEPA ou dans une devise autre que l'euro.",{"_uid":2980,"hide":29,"title":2981,"component":1189,"description":2982},"7a70cf01-14f7-4adc-9ffe-2b34b031d07a","Un code SWIFT et un code BIC, est-ce la même chose ?",{"type":113,"content":2983},[2984],{"type":116,"attrs":2985,"content":2986},{"textAlign":26},[2987],{"text":2988,"type":122},"Oui, les deux termes sont parfaitement interchangeables. Sur tout formulaire de virement, c'est toujours le même code à 8 ou 11 caractères à renseigner.",[2990],{"cta":2991,"_uid":2992,"title":2993,"eyebrow":3000,"subtitle":3006,"component":229,"textAlign":92,"eyebrowPill":29,"flexibleSection":3009,"sectionSettings":3010,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":92},[],"5c7ee3aa-b512-4f5f-a8c7-d9581888b444",{"type":113,"content":2994},[2995],{"type":229,"attrs":2996,"content":2997},{"level":252,"textAlign":26},[2998],{"text":2999,"type":122},"Ce qu'on nous demande souvent sur le sujet",{"type":113,"content":3001},[3002],{"type":116,"attrs":3003,"content":3004},{"textAlign":26},[3005],{"text":1254,"type":122},{"type":113,"content":3007},[3008],{"type":116},[],[],[],"code-bic-swift","fr/blog/code-bic-swift",-600,[],"37a887be-888a-435a-9935-7b987d21c4bd","2026-06-12T16:16:48.141Z",[],"blog/code-bic-swift",[3021,3022,3023],{"path":3019,"name":26,"lang":33,"published":26},{"path":3019,"name":26,"lang":39,"published":26},{"path":3019,"name":26,"lang":41,"published":26},{"name":3025,"created_at":3026,"published_at":3027,"updated_at":3028,"id":3029,"uuid":3030,"content":3031,"slug":3151,"full_slug":3152,"sort_by_date":26,"position":3153,"tag_list":3154,"is_startpage":29,"parent_id":1266,"meta_data":26,"group_id":3155,"first_published_at":3156,"release_id":26,"lang":33,"path":26,"alternates":3157,"default_full_slug":3158,"translated_slugs":3159},"Virement SEPA fournisseur 2026 : comment la vérification des données du bénéficiaire réduit les erreurs et les risques de fraude","2026-06-19T05:19:27.826Z","2026-11-03T12:10:02.583Z","2026-11-03T12:10:02.621Z",189058121048356,"7a10bd8e-3482-40ed-9e06-35d17f9b09ca",{"_uid":3032,"title":3025,"topics":3033,"noIndex":29,"category":3042,"language":3051,"component":1149,"heroMedia":3052,"publishedAt":3059,"redirectUrl":92,"listingImage":3060,"metaDescription":3061,"bottomArticleCta":3062,"componentsAfterTheArticle":3063},"eec835b2-3545-4b39-a855-06a20b5ffd72",[3034],{"name":138,"created_at":139,"published_at":140,"updated_at":141,"id":142,"uuid":143,"content":3035,"slug":154,"full_slug":155,"sort_by_date":26,"position":156,"tag_list":3036,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":159,"first_published_at":160,"release_id":26,"lang":33,"path":26,"alternates":3037,"default_full_slug":162,"translated_slugs":3038,"_stopResolving":42},{"_uid":153,"name":138,"component":23},[],[],[3039,3040,3041],{"path":162,"name":26,"lang":33,"published":26},{"path":162,"name":26,"lang":39,"published":26},{"path":162,"name":26,"lang":41,"published":26},{"name":1137,"created_at":1138,"published_at":16,"updated_at":1139,"id":1140,"uuid":1141,"content":3043,"slug":1149,"full_slug":1150,"sort_by_date":26,"position":27,"tag_list":3045,"is_startpage":29,"parent_id":1152,"meta_data":26,"group_id":1153,"first_published_at":1154,"release_id":26,"lang":33,"path":26,"alternates":3046,"default_full_slug":1156,"translated_slugs":3047,"_stopResolving":42},{"_uid":1143,"icon":3044,"name":1137,"component":1148},{"id":1145,"alt":1146,"name":92,"focus":92,"title":92,"filename":1147,"copyright":92,"fieldtype":97,"is_external_url":29},[],[],[3048,3049,3050],{"path":1156,"name":26,"lang":33,"published":26},{"path":1156,"name":26,"lang":39,"published":26},{"path":1156,"name":26,"lang":41,"published":26},[33],[3053],{"_uid":3054,"asset":3055,"caption":92,"component":294},"ace26819-6228-4e11-b469-fc1e0e2d3464",{"id":3056,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3057,"copyright":92,"fieldtype":97,"meta_data":3058,"is_external_url":29},158248270548124,"https://a.storyblok.com/f/146026/1536x1024/168b93ea18/financial-due-diligence.png",{},"2026-06-19 00:00",[],"Le controle IBAN VoP bloque les virements SEPA mal renseignés depuis octobre 2025. Découvrez comment fiabiliser vos données fournisseurs et éviter les rejets.",[],[3064],{"cta":3065,"_uid":3066,"items":3067,"heading":3128,"reverse":29,"component":1260,"sectionSettings":3150},[],"9c4d638a-7892-4d4b-9664-0a23339644fa",[3068,3078,3088,3098,3108,3118],{"_uid":3069,"hide":29,"title":3070,"component":1189,"description":3071},"3025f11c-567d-4eb0-b71b-d59b9cbedaf4","Comment préparer mes données fournisseurs pour réduire les alertes lors de la vérification du bénéficiaire ?",{"type":113,"content":3072},[3073],{"type":116,"attrs":3074,"content":3075},{"textAlign":26},[3076],{"text":3077,"type":122},"Deux priorités dès maintenant : fiabiliser les dénominations légales du référentiel fournisseurs en vérifiant les données officielles, en harmonisant les formes juridiques et en validant le format de chaque IBAN, puis instaurer un circuit de double vérification pour toute modification de coordonnées bancaires. Les cinq étapes détaillées dans cet article permettent de renforcer la qualité du référentiel fournisseurs et de réduire les alertes de non-correspondance lors des prochaines campagnes de paiement.",{"_uid":3079,"hide":29,"title":3080,"component":1189,"description":3081},"b1bd087a-9bf4-489a-89ac-fcefae747138","Qu'est-ce que la clé de contrôle IBAN et comment l'utiliser pour détecter une erreur ?",{"type":113,"content":3082},[3083],{"type":116,"attrs":3084,"content":3085},{"textAlign":26},[3086],{"text":3087,"type":122},"Les deux chiffres situés après le code pays constituent la clé de controle iban. Ils valident mathématiquement la cohérence du numéro selon l'algorithme MOD-97 (norme ISO 13616). Un IBAN dont la clé est invalide signale une erreur de saisie ou un numéro fabriqué, avant même que le contrôle VoP ne soit déclenché par le PSP. C'est un premier filtre rapide, réalisable dans Excel ou tout logiciel de gestion.",{"_uid":3089,"hide":29,"title":3090,"component":1189,"description":3091},"e1bfe1d9-be1f-4a3c-a2e6-83f75fd58f71","Quelles étapes internes prévoir avant que le VoP SEPA s'applique à tous mes paiements ?",{"type":113,"content":3092},[3093],{"type":116,"attrs":3094,"content":3095},{"textAlign":26},[3096],{"text":3097,"type":122},"Coordonnez-vous avec votre banque pour comprendre le paramétrage VoP retenu (seuils d'alerte, mode opt-in ou opt-out) et préparez simultanément vos fichiers de paiement au format ISO 20022 avec adresses structurées avant novembre 2026. Les cinq étapes détaillées dans cet article couvrent l'essentiel du projet.",{"_uid":3099,"hide":29,"title":3100,"component":1189,"description":3101},"51e48def-8638-46e8-91a7-8e71823d5f80","Comment la vérification des données du bénéficiaire contribue-t-elle à prévenir la fraude au virement fournisseur ?",{"type":113,"content":3102},[3103],{"type":116,"attrs":3104,"content":3105},{"textAlign":26},[3106],{"text":3107,"type":122},"La vérification compare automatiquement le nom du bénéficiaire renseigné avec les informations associées à l’IBAN. En cas de non-correspondance, le prestataire de services de paiement transmet une alerte avant la confirmation du virement. L’entreprise peut alors interrompre le processus, vérifier les coordonnées bancaires auprès du fournisseur et détecter une éventuelle tentative de fraude. Ce dispositif s’applique aux virements SEPA standards et instantanés depuis le 9 octobre 2025.",{"_uid":3109,"hide":29,"title":3110,"component":1189,"description":3111},"bf352a69-8ba5-4a7a-a4a6-b885a1479e5d","Comment vérifier et fiabiliser les IBAN de mes fournisseurs avant un paiement de masse ?",{"type":113,"content":3112},[3113],{"type":116,"attrs":3114,"content":3115},{"textAlign":26},[3116],{"text":3117,"type":122},"Auditez votre référentiel fournisseurs en comparant les dénominations avec le registre SIRENE, standardisez le format des noms légaux, validez chaque IBAN par sa clé de contrôle (2 chiffres après le code pays), et instaurez un workflow de double vérification pour tout changement de coordonnées bancaires. La durée d'un audit dépend de la taille et de la qualité initiale du référentiel : mieux vaut l'anticiper avant une campagne de paiement que le découvrir sous pression.",{"_uid":3119,"hide":29,"title":3120,"component":1189,"description":3121},"95f4d885-b2b0-4926-a559-92e6502e9978","Pourquoi une alerte apparaît-elle lorsque le nom du bénéficiaire ne correspond pas aux informations associées à l’IBAN ?",{"type":113,"content":3122},[3123],{"type":116,"attrs":3124,"content":3125},{"textAlign":26},[3126],{"text":3127,"type":122},"Depuis le 9 octobre 2025, les prestataires de services de paiement de la zone euro doivent comparer le nom du bénéficiaire renseigné avec les informations associées à l’IBAN. En cas d’écart significatif, un résultat de non-correspondance est transmis avant la confirmation du virement. L’entreprise peut alors vérifier ou corriger les données du bénéficiaire avant de poursuivre le paiement. Ces alertes sont souvent liées à des différences de dénomination, de forme juridique ou de saisie, et ne signalent pas nécessairement une tentative de fraude.",[3129],{"cta":3130,"_uid":3131,"title":3132,"eyebrow":3139,"subtitle":3145,"component":229,"textAlign":92,"eyebrowPill":29,"flexibleSection":3148,"sectionSettings":3149,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":92},[],"273bb014-5645-4d04-b82c-07f3e5f4c0d3",{"type":113,"content":3133},[3134],{"type":229,"attrs":3135,"content":3136},{"level":231,"textAlign":26},[3137],{"text":3138,"type":122},"Ce qu'on nous demande souvent",{"type":113,"content":3140},[3141],{"type":116,"attrs":3142,"content":3143},{"textAlign":26},[3144],{"text":1254,"type":122},{"type":113,"content":3146},[3147],{"type":116},[],[],[],"controle-iban-virement-fournisseur","fr/blog/controle-iban-virement-fournisseur",-610,[],"4dbb530f-c571-46bf-b167-d00a36df77f2","2026-06-19T05:50:53.428Z",[],"blog/controle-iban-virement-fournisseur",[3160,3161,3162],{"path":3158,"name":26,"lang":33,"published":26},{"path":3158,"name":26,"lang":39,"published":26},{"path":3158,"name":26,"lang":41,"published":26},{"name":3164,"created_at":3165,"published_at":3166,"updated_at":3167,"id":3168,"uuid":3169,"content":3170,"slug":3300,"full_slug":3301,"sort_by_date":26,"position":3302,"tag_list":3303,"is_startpage":29,"parent_id":1266,"meta_data":26,"group_id":3304,"first_published_at":3166,"release_id":26,"lang":33,"path":26,"alternates":3305,"default_full_slug":3306,"translated_slugs":3307},"Logiciel de suivi budgétaire : comment choisir l’outil adapté à votre entreprise ?","2026-10-30T13:20:16.323Z","2026-10-30T13:34:14.178Z","2026-10-30T13:35:05.059Z",236244239691256,"2e5e0d2d-1f5a-4ea9-8dbf-0f783086e9d3",{"_uid":3171,"title":3164,"topics":3172,"noIndex":29,"category":3181,"language":3190,"readTime":92,"component":1149,"heroMedia":3191,"publishedAt":3199,"redirectUrl":92,"leadwallForm":3200,"listingImage":3201,"leadwallTitle":92,"metaDescription":3202,"bottomArticleCta":3203,"leadwallSubtitle":92,"isLeadwallEnabled":29,"componentsAfterTheArticle":3204,"leadwallVisibleParagraphs":92},"2955117f-e1c3-42a9-8617-6338ebfaa75f",[3173],{"name":138,"created_at":139,"published_at":140,"updated_at":141,"id":142,"uuid":143,"content":3174,"slug":154,"full_slug":155,"sort_by_date":26,"position":156,"tag_list":3175,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":159,"first_published_at":160,"release_id":26,"lang":33,"path":26,"alternates":3176,"default_full_slug":162,"translated_slugs":3177,"_stopResolving":42},{"_uid":153,"name":138,"component":23},[],[],[3178,3179,3180],{"path":162,"name":26,"lang":33,"published":26},{"path":162,"name":26,"lang":39,"published":26},{"path":162,"name":26,"lang":41,"published":26},{"name":1137,"created_at":1138,"published_at":16,"updated_at":1139,"id":1140,"uuid":1141,"content":3182,"slug":1149,"full_slug":1150,"sort_by_date":26,"position":27,"tag_list":3184,"is_startpage":29,"parent_id":1152,"meta_data":26,"group_id":1153,"first_published_at":1154,"release_id":26,"lang":33,"path":26,"alternates":3185,"default_full_slug":1156,"translated_slugs":3186,"_stopResolving":42},{"_uid":1143,"icon":3183,"name":1137,"component":1148},{"id":1145,"alt":1146,"name":92,"focus":92,"title":92,"filename":1147,"copyright":92,"fieldtype":97,"is_external_url":29},[],[],[3187,3188,3189],{"path":1156,"name":26,"lang":33,"published":26},{"path":1156,"name":26,"lang":39,"published":26},{"path":1156,"name":26,"lang":41,"published":26},[33],[3192],{"_uid":3193,"link":3194,"asset":3195,"caption":92,"component":294},"2659f3d3-1176-42d9-81e0-b73ebc51a312",{"id":92,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2339,"prep":42},{"id":3196,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3197,"copyright":92,"fieldtype":97,"meta_data":3198,"is_external_url":29},236246895659711,"https://a.storyblok.com/f/146026/1248x832/5db30c8d96/budget-tool-compass.png",{},"2026-10-30 00:00",[],[],"Comparez les logiciels de suivi budgétaire : fonctionnalités, budget engagé, approbations, intégrations et critères pour choisir le bon outil.\n",[],[3205],{"cta":3206,"_uid":3207,"items":3208,"heading":3275,"reverse":29,"component":1260,"sectionSettings":3299},[],"a321fb8a-19a0-4ccf-b69b-fb6552c8b83f",[3209,3220,3231,3242,3253,3264],{"_uid":3210,"hide":29,"title":3211,"component":1189,"description":3212},"5d9bce05-658f-44d7-b239-7a271963f0b9","Quel est le meilleur logiciel de suivi budgétaire pour une PME ?",{"type":113,"attrs":3213,"content":3214},{"backgroundColor":26},[3215],{"type":116,"attrs":3216,"content":3217},{"textAlign":26},[3218],{"text":3219,"type":122},"Le meilleur outil dépend du nombre d’entités, du nombre de responsables de budget et du niveau de suivi attendu. Une PME avec une seule entité peut commencer avec un logiciel comptable et un outil de gestion des dépenses. Une PME avec plusieurs équipes doit privilégier le suivi du budget engagé, les approbations, les droits d’accès et les intégrations comptables.",{"_uid":3221,"hide":29,"title":3222,"component":1189,"description":3223},"7a3e2259-e570-4376-9696-bf8f86b7f4b7","Quelle différence entre budget prévu, engagé et réalisé ?",{"type":113,"attrs":3224,"content":3225},{"backgroundColor":26},[3226],{"type":116,"attrs":3227,"content":3228},{"textAlign":26},[3229],{"text":3230,"type":122},"Le budget prévu correspond au montant autorisé. Le budget engagé correspond aux dépenses décidées mais pas encore nécessairement comptabilisées. Le budget réalisé correspond aux dépenses enregistrées ou payées. Comparer les trois permet d’anticiper les dépassements au lieu de les constater à la clôture.",{"_uid":3232,"hide":29,"title":3233,"component":1189,"description":3234},"e74f9a3b-cd8e-4740-bf8d-ed0fa08d85ae","Excel suffit-il pour suivre un budget ?",{"type":113,"attrs":3235,"content":3236},{"backgroundColor":26},[3237],{"type":116,"attrs":3238,"content":3239},{"textAlign":26},[3240],{"text":3241,"type":122},"Excel peut suffire pour une petite structure avec une seule entité, peu de lignes budgétaires et peu d’utilisateurs. Il devient plus fragile lorsque plusieurs versions circulent, que les dépenses engagées ne sont pas suivies ou que les managers ont besoin d’une information en temps réel.",{"_uid":3243,"hide":29,"title":3244,"component":1189,"description":3245},"4387ed28-7167-4a6f-b966-1ecd35c57afa","Un logiciel FP&A remplace-t-il un logiciel de suivi des dépenses ?",{"type":113,"attrs":3246,"content":3247},{"backgroundColor":26},[3248],{"type":116,"attrs":3249,"content":3250},{"textAlign":26},[3251],{"text":3252,"type":122},"Non. Un logiciel FP&A sert principalement à construire des scénarios, prévoir les résultats et consolider les données. Un outil de gestion des dépenses capte les demandes, cartes, notes de frais et factures au moment où elles interviennent. Les deux solutions peuvent être complémentaires.",{"_uid":3254,"hide":29,"title":3255,"component":1189,"description":3256},"7279dbe6-c90c-486e-a752-3effae3fca89","Quelles intégrations vérifier avant de choisir un outil ?",{"type":113,"attrs":3257,"content":3258},{"backgroundColor":26},[3259],{"type":116,"attrs":3260,"content":3261},{"textAlign":26},[3262],{"text":3263,"type":122},"Vérifiez l’intégration avec votre logiciel comptable, votre ERP, votre outil de paie si nécessaire et vos systèmes de paiement. Contrôlez aussi les données synchronisées, la fréquence des mises à jour, les dimensions analytiques et les possibilités d’export ou d’API.",{"_uid":3265,"hide":29,"title":3266,"component":1189,"description":3267},"bace8455-8220-4b1b-bd23-9ce3c39cdbba","Comment tester un logiciel de suivi budgétaire ?",{"type":113,"attrs":3268,"content":3269},{"backgroundColor":26},[3270],{"type":116,"attrs":3271,"content":3272},{"textAlign":26},[3273],{"text":3274,"type":122},"Testez-le sur un mois complet et sur un périmètre limité, avec vos propres dépenses. Vérifiez le suivi du budget engagé, les workflows d’approbation, les alertes, les droits d’accès, les exports comptables et le temps nécessaire à la production du reporting.",[3276],{"cta":3277,"_uid":3278,"title":3279,"layout":92,"eyebrow":3287,"subtitle":3294,"component":229,"textAlign":92,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3297,"sectionSettings":3298,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":92},[],"9faf5db3-f86f-469c-b307-c83919dbf275",{"type":113,"attrs":3280,"content":3281},{"backgroundColor":26},[3282],{"type":229,"attrs":3283,"content":3284},{"level":231,"textAlign":26},[3285],{"text":3286,"type":122},"Questions fréquentes sur les logiciels de suivi budgétaire",{"type":113,"attrs":3288,"content":3289},{"backgroundColor":26},[3290],{"type":116,"attrs":3291,"content":3292},{"textAlign":26},[3293],{"text":1254,"type":122},{"type":113,"content":3295},[3296],{"type":116},[],[],[],"logiciel-de-suivi-budgetaire","fr/blog/logiciel-de-suivi-budgetaire",-4040,[],"17487fd8-0530-4aa4-823b-229a64e08030",[],"blog/logiciel-de-suivi-budgetaire",[3308,3309,3310],{"path":3306,"name":26,"lang":33,"published":26},{"path":3306,"name":26,"lang":39,"published":26},{"path":3306,"name":26,"lang":41,"published":26},{"name":3312,"created_at":3313,"published_at":3314,"updated_at":3315,"id":3316,"uuid":3317,"content":3318,"slug":3431,"full_slug":3432,"sort_by_date":26,"position":3433,"tag_list":3434,"is_startpage":29,"parent_id":1266,"meta_data":26,"group_id":3435,"first_published_at":3436,"release_id":26,"lang":33,"path":26,"alternates":3437,"default_full_slug":3438,"translated_slugs":3439},"Analyse des écarts budgétaires : méthode, seuils et actions correctives","2026-09-11T16:19:06.315Z","2026-11-03T12:09:13.302Z","2026-11-03T12:09:13.332Z",218947364137443,"f8b80f93-aaed-4e0a-b181-7f066352279f",{"_uid":3319,"title":3312,"topics":3320,"noIndex":29,"category":3329,"language":3338,"component":1149,"heroMedia":3339,"publishedAt":3347,"redirectUrl":92,"listingImage":3348,"metaDescription":3349,"bottomArticleCta":3350,"componentsAfterTheArticle":3351},"a9d13a9e-a368-4d39-a661-8e1f0cd8f1da",[3321],{"name":138,"created_at":139,"published_at":140,"updated_at":141,"id":142,"uuid":143,"content":3322,"slug":154,"full_slug":155,"sort_by_date":26,"position":156,"tag_list":3323,"is_startpage":29,"parent_id":158,"meta_data":26,"group_id":159,"first_published_at":160,"release_id":26,"lang":33,"path":26,"alternates":3324,"default_full_slug":162,"translated_slugs":3325,"_stopResolving":42},{"_uid":153,"name":138,"component":23},[],[],[3326,3327,3328],{"path":162,"name":26,"lang":33,"published":26},{"path":162,"name":26,"lang":39,"published":26},{"path":162,"name":26,"lang":41,"published":26},{"name":1137,"created_at":1138,"published_at":16,"updated_at":1139,"id":1140,"uuid":1141,"content":3330,"slug":1149,"full_slug":1150,"sort_by_date":26,"position":27,"tag_list":3332,"is_startpage":29,"parent_id":1152,"meta_data":26,"group_id":1153,"first_published_at":1154,"release_id":26,"lang":33,"path":26,"alternates":3333,"default_full_slug":1156,"translated_slugs":3334,"_stopResolving":42},{"_uid":1143,"icon":3331,"name":1137,"component":1148},{"id":1145,"alt":1146,"name":92,"focus":92,"title":92,"filename":1147,"copyright":92,"fieldtype":97,"is_external_url":29},[],[],[3335,3336,3337],{"path":1156,"name":26,"lang":33,"published":26},{"path":1156,"name":26,"lang":39,"published":26},{"path":1156,"name":26,"lang":41,"published":26},[33],[3340],{"_uid":3341,"link":3342,"asset":3343,"caption":92,"component":294},"96b9cd00-7f46-4d34-a6f1-e10a4bfc780b",{"id":92,"url":92,"linktype":1306,"fieldtype":102,"cached_url":2339,"prep":42},{"id":3344,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3345,"copyright":92,"fieldtype":97,"meta_data":3346,"is_external_url":29},164060175892697,"https://a.storyblok.com/f/146026/1536x1024/28f26daba2/1773976987824-w4lbcl.png",{},"2026-09-11 00:00",[],"Analyse des écarts budgétaires : découvrez comment fixer les seuils, distinguer les causes et transformer le budget contre réel en outil de décision.",[],[3352],{"cta":3353,"_uid":3354,"items":3355,"heading":3406,"reverse":29,"component":1260,"sectionSettings":3430},[],"d6a8d668-7819-40f6-80a8-0a4abb490995",[3356,3373,3384,3395],{"_uid":3357,"hide":29,"title":3358,"component":1189,"description":3359},"cc45fb69-14ab-4c94-bfd0-533880bbebb9","Un écart favorable doit-il être analysé ?",{"type":113,"attrs":3360,"content":3361},{"backgroundColor":26},[3362],{"type":116,"attrs":3363,"content":3364},{"textAlign":26},[3365,3367,3371],{"text":3366,"type":122},"Oui. Une dépense inférieure au budget peut traduire une économie réelle, mais aussi un ",{"text":3368,"type":122,"marks":3369},"projet reporté",[3370],{"type":279},{"text":3372,"type":122},", une facture non reçue ou une charge enregistrée sur une autre période.",{"_uid":3374,"hide":29,"title":3375,"component":1189,"description":3376},"6121b289-4203-4003-8a64-53daa70532f6","Quelle différence entre un écart temporaire et un écart structurel ?",{"type":113,"attrs":3377,"content":3378},{"backgroundColor":26},[3379],{"type":116,"attrs":3380,"content":3381},{"textAlign":26},[3382],{"text":3383,"type":122},"Un écart temporaire provient généralement d’un décalage de calendrier ou d’une dépense exceptionnelle. Un écart structurel traduit une tendance durable, comme une hausse de prix ou un budget sous-évalué, et nécessite une action de fond.",{"_uid":3385,"hide":29,"title":3386,"component":1189,"description":3387},"f4ae7d56-48b1-4aad-a4f1-8e7ed055cb73","Comment adapter les seuils de matérialité à la taille de l’entreprise ?",{"type":113,"attrs":3388,"content":3389},{"backgroundColor":26},[3390],{"type":116,"attrs":3391,"content":3392},{"textAlign":26},[3393],{"text":3394,"type":122},"Fixez le seuil absolu en fonction du budget global, du niveau de détail suivi et de l’impact du poste sur le résultat. Le seuil relatif peut se situer autour de 5 à 10 %, mais il doit être ajusté selon la nature de la dépense.",{"_uid":3396,"hide":29,"title":3397,"component":1189,"description":3398},"f0c5602a-3d9d-4487-bae0-0bb1640e09d4","Qui doit commenter les écarts budgétaires ?",{"type":113,"attrs":3399,"content":3400},{"backgroundColor":26},[3401],{"type":116,"attrs":3402,"content":3403},{"textAlign":26},[3404],{"text":3405,"type":122},"Le responsable de budget explique les écarts de son périmètre. Le contrôleur de gestion consolide et challenge les analyses. La direction financière intervient lorsque l’écart nécessite une décision d’allocation ou une révision de prévision.",[3407],{"cta":3408,"_uid":3409,"title":3410,"eyebrow":3418,"subtitle":3425,"component":229,"textAlign":92,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3428,"sectionSettings":3429,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":92},[],"81b73c85-1b92-4497-8c4e-1801b688c08f",{"type":113,"attrs":3411,"content":3412},{"backgroundColor":26},[3413],{"type":229,"attrs":3414,"content":3415},{"level":231,"textAlign":26},[3416],{"text":3417,"type":122},"Questions fréquentes sur l'analyse des écarts budgétaires",{"type":113,"attrs":3419,"content":3420},{"backgroundColor":26},[3421],{"type":116,"attrs":3422,"content":3423},{"textAlign":26},[3424],{"text":1254,"type":122},{"type":113,"content":3426},[3427],{"type":116},[],[],[],"analyse-des-ecarts-budgetaires","fr/blog/analyse-des-ecarts-budgetaires",-3440,[],"39605731-405d-4ed8-ba5f-6ee0217e6dc4","2026-09-11T16:41:03.236Z",[],"blog/analyse-des-ecarts-budgetaires",[3440,3441,3442],{"path":3438,"name":26,"lang":33,"published":26},{"path":3438,"name":26,"lang":39,"published":26},{"path":3438,"name":26,"lang":41,"published":26},1793991565298]