[{"data":1,"prerenderedAt":2770},["ShallowReactive",2],{"fr-blog/realiser-diagnostic-financier-entreprise":3,"fr-global-content":604,"fr-article-global-content":1944,"fr-blog-article-more-articles-208730067":2199},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":591,"full_slug":592,"sort_by_date":59,"position":593,"tag_list":594,"is_startpage":29,"parent_id":595,"meta_data":59,"group_id":596,"first_published_at":597,"release_id":59,"lang":65,"path":59,"alternates":598,"default_full_slug":599,"translated_slugs":600},"Réaliser un diagnostic financier : la santé de votre activité passe par là !","2022-10-24T15:38:05.225Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:25.729Z",208730067,"5aa9c050-df0b-4674-8816-f2715d920432",{"_uid":11,"roles":12,"title":4,"author":13,"topics":75,"content":107,"category":484,"language":510,"component":497,"heroMedia":511,"sidebarCta":518,"publishedAt":519,"readingTime":520,"redirectUrl":23,"listingImage":521,"metaDescription":522,"componentsAfterTheArticle":523},"51b6a839-29de-4a53-b653-7131bcf88539",[],{"name":14,"created_at":15,"published_at":6,"updated_at":16,"id":17,"uuid":18,"content":19,"slug":57,"full_slug":58,"sort_by_date":59,"position":60,"tag_list":61,"is_startpage":29,"parent_id":62,"meta_data":59,"group_id":63,"first_published_at":64,"release_id":59,"lang":65,"path":59,"alternates":66,"default_full_slug":67,"translated_slugs":68,"_stopResolving":74},"Faustine Rohr-Lacoste","2022-10-19T17:35:55.545Z","2026-03-12T10:47:19.862Z",206165068,"d4a7ed1e-5d21-41fb-bb7c-2c248ea8e138",{"_uid":20,"name":14,"links":21,"picture":43,"lastName":45,"component":46,"firstName":47,"description":48},"679675f6-4bbb-4803-9de2-e5f8782359b3",[22,36],{"tag":23,"_uid":24,"icon":25,"link":30,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"","0b7430de-7fc4-469d-8538-693cf73ae98c",{"id":26,"alt":23,"name":23,"focus":23,"title":23,"filename":27,"copyright":23,"fieldtype":28,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":23,"url":31,"linktype":32,"fieldtype":33,"cached_url":31},"https://www.linkedin.com/in/faustine-rohr-lacoste-47787393/","url","multilink","primary","cta",{"tag":23,"_uid":37,"icon":38,"link":41,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"083f5ccf-d27f-49fa-a4e3-cae1940a4da4",{"id":39,"alt":23,"name":23,"focus":23,"title":23,"filename":40,"copyright":23,"fieldtype":28,"is_external_url":29},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":23,"url":42,"linktype":32,"fieldtype":33,"cached_url":42},"https://twitter.com/FaustineRL",{"alt":44,"name":23,"focus":23,"title":23,"filename":44,"copyright":23,"fieldtype":28,"is_external_url":29},"https://a.storyblok.com/f/146026/433x433/27a687f561/faustine-photo.png","Rohr-Lacoste","author","Faustine",{"type":49,"content":50},"doc",[51],{"type":52,"content":53},"paragraph",[54],{"text":55,"type":56},"Faustine is Head of Community at Spendesk. She is in charge of CFO Connect, a community of modern finance leaders.","text","faustine-rohr-lacoste","fr/blog/author/faustine-rohr-lacoste",null,-60,[],176408854,"8e827db8-3c56-46b4-bc3a-d2cdb598ddc3","2022-11-02T15:26:18.586Z","fr",[],"blog/author/faustine-rohr-lacoste",[69,70,72],{"path":67,"name":59,"lang":65,"published":59},{"path":67,"name":59,"lang":71,"published":59},"de",{"path":67,"name":59,"lang":73,"published":59},"es",true,[76],{"name":77,"created_at":78,"published_at":79,"updated_at":80,"id":81,"uuid":82,"content":83,"slug":94,"full_slug":95,"sort_by_date":59,"position":96,"tag_list":97,"is_startpage":29,"parent_id":98,"meta_data":59,"group_id":99,"first_published_at":100,"release_id":59,"lang":65,"path":59,"alternates":101,"default_full_slug":102,"translated_slugs":103,"_stopResolving":74},"Comptabilité","2022-10-19T17:57:49.664Z","2026-09-29T09:14:36.752Z","2026-09-29T09:14:36.770Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"seo":84,"_uid":92,"name":77,"component":93},[85],{"_uid":86,"noIndex":29,"component":87,"metaFields":88},"003e6fa5-f394-4f34-9194-17a60fb3b7c7","seo",{"_uid":89,"plugin":90,"description":91},"2934225d-3f1b-4f90-b7af-65d9bdf88844","meta-fields","Comptabilite et finance d'entreprise : rapprochements, clotures et comment simplifier le lien entre depenses et comptabilite.","1dc6497e-1135-45e9-a2c6-426facc382ba","tag","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[104,105,106],{"path":102,"name":59,"lang":65,"published":59},{"path":102,"name":59,"lang":71,"published":59},{"path":102,"name":59,"lang":73,"published":59},{"type":49,"content":108},[109,116,123,143,155,159,160,169,174,186,190,212,217,221,227,252,257,296,301,311,329,339,356,361,365,370,374,378,383,387,391,396,400,419,453,472,478,479],{"type":52,"content":110},[111],{"text":112,"type":56,"marks":113},"Tout comme il est recommandé de faire régulièrement un check-up auprès de son médecin, les chefs d'entreprise peuvent faire le diagnostic financier de leur société, cartographie précise et précieuse pour piloter leur activité.",[114],{"type":115},"bold",{"type":117,"attrs":118,"content":120},"heading",{"level":119},2,[121],{"text":122,"type":56},"Un diagnostic financier, pour quoi faire ?",{"type":52,"content":124},[125,127,131,133,141],{"text":126,"type":56},"Faire le diagnostic financier de son entreprise n'est pas obligatoire. Mais l'exercice est fortement recommandé pour les chefs d'entreprises qui veulent faire un état des lieux précis des comptes et ",{"text":128,"type":56,"marks":129},"comprendre comment l'activité et la rentabilité",[130],{"type":115},{"text":132,"type":56}," de la société évoluent. L'exercice est également un très bon exercice de prévention pour la ",{"text":134,"type":56,"marks":135},"gestion de sa trésorerie",[136],{"type":137,"attrs":138},"link",{"href":139,"uuid":23,"anchor":59,"target":59,"linktype":140},"gestion-des-depenses-en-entreprise","story",{"text":142,"type":56},".",{"type":52,"content":144},[145,147,153],{"text":146,"type":56},"Pour le chef d'entreprise, c'est un outil indispensable pour prendre les bonnes décisions stratégiques. Mais plus qu'un simple ",{"text":148,"type":56,"marks":149},"outil de pilotage",[150],{"type":137,"attrs":151},{"href":152,"uuid":23,"anchor":59,"target":59,"linktype":140},"indicateurs-reporting-financier",{"text":154,"type":56},", c'est également un outil précieux, voire indispensable, lorsqu'on envisage de céder son activité, de rassurer son banquier ou de séduire de nouveaux investisseurs.",{"type":52,"content":156},[157],{"text":158,"type":56},"Le diagnostic financier permet notamment d'identifier des leviers pour améliorer la santé financière de votre entreprise. Ainsi, si l'entreprise a beaucoup de frais financiers et d'agios à payer, peut-être doit-elle regarder du côté des délais de paiement de ses clients pour redresser la situation.",{"type":52},{"type":161,"attrs":162},"blok",{"id":163,"body":164},"6f5d449b-8604-4f0e-9d7f-2185bf50c877",[165],{"_uid":166,"html":167,"component":168},"i-dfe498f1-bad1-4de2-8d62-56c5dcf26e3c","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-c82a2003-5fea-4a08-95ed-67d976770d9c\">\u003Cspan class=\"hs-cta-node hs-cta-c82a2003-5fea-4a08-95ed-67d976770d9c\" id=\"hs-cta-c82a2003-5fea-4a08-95ed-67d976770d9c\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/c82a2003-5fea-4a08-95ed-67d976770d9c\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-c82a2003-5fea-4a08-95ed-67d976770d9c\" style=\"border-width:0px;\" height=\"1280\" width=\"2560\" src=\"https://no-cache.hubspot.com/cta/default/2694209/c82a2003-5fea-4a08-95ed-67d976770d9c.png\"  alt=\"guide-depense-operationnelles\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'c82a2003-5fea-4a08-95ed-67d976770d9c', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":117,"attrs":170,"content":171},{"level":119},[172],{"text":173,"type":56},"En quoi consiste un diagnostic financier ?",{"type":52,"content":175},[176,178,184],{"text":177,"type":56},"Le diagnostic financier s'appuie sur les ",{"text":179,"type":56,"marks":180},"états financiers",[181],{"type":137,"attrs":182},{"href":183,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.compta-facile.com/etats-financiers-d-une-entreprise/",{"text":185,"type":56}," de l'entreprise et permet de faire une photographie fidèle de sa santé financière.",{"type":52,"content":187},[188],{"text":189,"type":56},"Le diagnostic financier peut être établi seul ou faire partie d'un diagnostic général de l'entreprise. S'ajoutent alors d'autres indicateurs, comme :",{"type":191,"content":192},"bullet_list",[193,200,206],{"type":194,"content":195},"list_item",[196],{"type":52,"content":197},[198],{"text":199,"type":56},"Les études sectorielles et concurrentielles, qui analysent le secteur et le marché sur lesquels l'entreprise évolue.",{"type":194,"content":201},[202],{"type":52,"content":203},[204],{"text":205,"type":56},"Le diagnostic social, qui reprend le tableau de bord des ressources humaines et qui fait un état des lieux des \"forces vives\" de l'entreprise.",{"type":194,"content":207},[208],{"type":52,"content":209},[210],{"text":211,"type":56},"Le diagnostic de production, qui se concentre sur l'outil de production, les investissements et l'utilisation effective (ou non) des immobilisations.",{"type":117,"attrs":213,"content":214},{"level":119},[215],{"text":216,"type":56},"Les objectifs du diagnostic financier",{"type":52,"content":218},[219],{"text":220,"type":56},"Le diagnostic financier doit permettre de répondre à un certain nombre de questions.",{"type":117,"attrs":222,"content":224},{"level":223},3,[225],{"text":226,"type":56},"1. Mon entreprise peut-elle faire face à ses obligations financières ?",{"type":52,"content":228},[229,231,235,237,250],{"text":230,"type":56},"L'analyse fonctionnelle du bilan aide à comprendre si l'entreprise est ",{"text":232,"type":56,"marks":233},"solvable",[234],{"type":115},{"text":236,"type":56}," ou non. L'analyse fonctionnelle se base sur les notions d'emplois et de ressources du bilan. L'idée est d'établir d'où provient l'argent de l'entreprise, et comment elle utilise ses ressources. Les emplois et les ressources sont classés par cycles : le cycle durable, qui compare investissements durables et ressources stables, le cycle d'exploitation, qui s'intéresse aux stocks, créances et dettes d'exploitation, le cycle hors exploitation, qui compare dettes et créances et le cycle de trésorerie. On comprend l'importance pour une entreprise d'établir un ",{"text":238,"type":56,"marks":239},"plan de trésorerie",[240],{"type":137,"attrs":241},{"href":242,"uuid":243,"anchor":59,"target":59,"linktype":140,"story":244},"plan-de-tresorerie-startup","0af0bd87-91c9-4c6a-8cf8-1f7ca9defc3e",{"name":245,"id":246,"uuid":243,"slug":247,"url":248,"full_slug":249,"_stopResolving":74},"Optimiser votre plan de trésorerie : méthodes et ressources des meilleurs DAF",208729747,"plan-de-tresorerie-entreprise","blog/plan-de-tresorerie-entreprise","fr/blog/plan-de-tresorerie-entreprise",{"text":251,"type":56}," !",{"type":117,"attrs":253,"content":254},{"level":223},[255],{"text":256,"type":56},"2. Mon entreprise est-elle rentable ?",{"type":52,"content":258},[259,261,275,277,283,285,289,291,295],{"text":260,"type":56},"L'analyse du ",{"text":262,"type":56,"marks":263},"compte de résultat",[264],{"type":137,"attrs":265},{"href":266,"uuid":267,"anchor":59,"target":268,"linktype":140,"story":269},"/blog/compte-de-resultat","8b8b6b57-a556-43c2-b823-5b077d351b3b","_self",{"name":270,"id":271,"uuid":267,"slug":272,"url":273,"full_slug":274,"_stopResolving":74},"Compte de résultat : savoir l’analyser et le piloter toute l’année",214317378,"compte-de-resultat","blog/compte-de-resultat","fr/blog/compte-de-resultat",{"text":276,"type":56}," permet de savoir si l'entreprise est rentable, en calculant les marges, le ",{"text":278,"type":56,"marks":279},"seuil de rentabilité",[280],{"type":137,"attrs":281},{"href":282,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.petite-entreprise.net/P-698-89-G1-seuil-de-rentabilite-et-point-mort-definition-et-calcul.html",{"text":284,"type":56}," et surtout la capacité d'autofinancement (CAF). L'analyse se fait notamment à partir des ",{"text":286,"type":56,"marks":287},"soldes intermédiaires de gestion",[288],{"type":115},{"text":290,"type":56}," (SIG), qui permettent de comprendre comment se forme le bénéfice (ou le déficit) d'une entreprise. Les SIG comportent plusieurs indicateurs-clés, comme la marge commerciale (ou la marge de production , selon la nature de l'activité), la valeur ajoutée - qui permet de calculer la richesse créée avant rémunération des salariés et des apporteurs en capitaux - et enfin l'Excédent Brut d'Exploitation, qui permet de savoir si l'activité génère à elle seule des ",{"text":292,"type":56,"marks":293},"excédents de trésorerie",[294],{"type":115},{"text":142,"type":56},{"type":117,"attrs":297,"content":298},{"level":223},[299],{"text":300,"type":56},"3. Mon entreprise est-elle correctement financée ?",{"type":52,"content":302},[303,305,309],{"text":304,"type":56},"L'étude des tableaux et plans de financement complète l'analyse et se révèle être un bon indicateur des perspectives de croissance de l'entreprise. Ainsi, les ",{"text":306,"type":56,"marks":307},"tableaux de financements",[308],{"type":115},{"text":310,"type":56},", qui peuvent être établis sur un ou plusieurs exercices passés, permettent de comprendre l'évolution de la structure du bilan d'une entreprise et donnent des indications sur la manière dont les ressources ont financé les emplois.",{"type":52,"content":312},[313,315,319,321,327],{"text":314,"type":56},"Le plan de financement est quant à lui un tableau prévisionnel de l'activité sur 4 ou 5 ans. Il est principalement destiné à évaluer les ",{"text":316,"type":56,"marks":317},"besoins en fonds de roulement",[318],{"type":115},{"text":320,"type":56}," (",{"text":322,"type":56,"marks":323},"BFR",[324],{"type":137,"attrs":325},{"href":326,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.l-expert-comptable.com/a/37381-qu-est-ce-que-le-besoin-en-fonds-de-roulement-bfr.html",{"text":328,"type":56},") ou en matériel d'une entreprise, et à déterminer comment ils seront financés.",{"type":52,"content":330},[331,333,337],{"text":332,"type":56},"L'estimation du BFR et de ses variations au cours d'un exercice est particulièrement critique, puisque c'est en fonction de cette estimation que l'on pourra déterminer le ",{"text":334,"type":56,"marks":335},"fonds de roulement net global",[336],{"type":115},{"text":338,"type":56}," (FRNG), qui représente la différence entre ressources stables et emplois stables, et si les capitaux propres suffisent ou s'il faudra augmenter les ressources stables via une augmentation de capital ou des emprunts à long terme.",{"type":52,"content":340},[341,343,355],{"text":342,"type":56},"En complément, cette analyse permet d'anticiper d'éventuels ",{"text":344,"type":56,"marks":345},"problèmes de trésorerie",[346],{"type":137,"attrs":347},{"href":348,"uuid":349,"anchor":59,"target":59,"linktype":140,"story":350},"gerer-anticiper-probleme-tresorerie","7a32f6e1-bdaa-48be-b525-357095002edd",{"name":351,"id":352,"uuid":349,"slug":348,"url":353,"full_slug":354,"_stopResolving":74},"7 astuces pour gérer et anticiper un problème de trésorerie",208729870,"blog/gerer-anticiper-probleme-tresorerie","fr/blog/gerer-anticiper-probleme-tresorerie",{"text":251,"type":56},{"type":117,"attrs":357,"content":358},{"level":119},[359],{"text":360,"type":56},"Un diagnostic en fonction d'objectifs précis",{"type":52,"content":362},[363],{"text":364,"type":56},"Le diagnostic financier doit être personnalisé et refléter les objectifs de l'entreprise. Pour cela, on complète l'analyse par le calcul de ratios afin de mieux évaluer la santé de l'entreprise. Les ratios permettent ainsi de confronter les performances de l'entreprise aux standards du secteur d'activité. Là encore, ils sont calculés à partir du bilan et du compte de résultat.",{"type":117,"attrs":366,"content":367},{"level":223},[368],{"text":369,"type":56},"Ex : Utiliser le bilan pour optimiser le financement votre entreprise",{"type":52,"content":371},[372],{"text":373,"type":56},"Le bilan permet ainsi de déterminer le ratio d'indépendance financière (capitaux propres/capitaux permanent), qui, s'il est trop faible, révèle une insuffisance de fonds propres. Le ratio de liquidité générale (actif circulant/passif circulant) montre, quand il est supérieur à 1, qu'une entreprise peut faire face à ses dettes à court terme.",{"type":52,"content":375},[376],{"text":377,"type":56},"Le ratio de couverture des emplois stables (capitaux permanents/actif immobilisé) montre si les ressources stables permettent - ou non - de financer le besoin en fonds de roulement. Il doit pour cela être supérieur à 1. Enfin, le bilan permet de calculer le ratio de vétusté (immobilisations corporelles nettes/immobilisations corporelles brutes), qui indique l'état de vieillissement de l'outil de production.",{"type":117,"attrs":379,"content":380},{"level":223},[381],{"text":382,"type":56},"Ex : Utiliser le compte de résultat pour optimiser l'efficacité de votre entreprise",{"type":52,"content":384},[385],{"text":386,"type":56},"Le compte de résultat sert de base au calcul du ratio de répartition de la valeur ajoutée, bien sûr. 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Une PME avec une seule entité peut commencer avec un logiciel comptable et un outil de gestion des dépenses. Une PME avec plusieurs équipes doit privilégier le suivi du budget engagé, les approbations, les droits d’accès et les intégrations comptables.",{"_uid":2548,"hide":29,"title":2549,"component":530,"description":2550},"7a3e2259-e570-4376-9696-bf8f86b7f4b7","Quelle différence entre budget prévu, engagé et réalisé ?",{"type":49,"attrs":2551,"content":2552},{"backgroundColor":59},[2553],{"type":52,"attrs":2554,"content":2555},{"textAlign":59},[2556],{"text":2557,"type":56},"Le budget prévu correspond au montant autorisé. Le budget engagé correspond aux dépenses décidées mais pas encore nécessairement comptabilisées. Le budget réalisé correspond aux dépenses enregistrées ou payées. 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Il devient plus fragile lorsque plusieurs versions circulent, que les dépenses engagées ne sont pas suivies ou que les managers ont besoin d’une information en temps réel.",{"_uid":2570,"hide":29,"title":2571,"component":530,"description":2572},"4387ed28-7167-4a6f-b966-1ecd35c57afa","Un logiciel FP&A remplace-t-il un logiciel de suivi des dépenses ?",{"type":49,"attrs":2573,"content":2574},{"backgroundColor":59},[2575],{"type":52,"attrs":2576,"content":2577},{"textAlign":59},[2578],{"text":2579,"type":56},"Non. Un logiciel FP&A sert principalement à construire des scénarios, prévoir les résultats et consolider les données. Un outil de gestion des dépenses capte les demandes, cartes, notes de frais et factures au moment où elles interviennent. 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Vérifiez le suivi du budget engagé, les workflows d’approbation, les alertes, les droits d’accès, les exports comptables et le temps nécessaire à la production du reporting.",[2603],{"cta":2604,"_uid":2605,"title":2606,"layout":23,"eyebrow":2614,"subtitle":2621,"component":117,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2624,"sectionSettings":2625,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"9faf5db3-f86f-469c-b307-c83919dbf275",{"type":49,"attrs":2607,"content":2608},{"backgroundColor":59},[2609],{"type":117,"attrs":2610,"content":2611},{"level":119,"textAlign":59},[2612],{"text":2613,"type":56},"Questions fréquentes sur les logiciels de suivi budgétaire",{"type":49,"attrs":2615,"content":2616},{"backgroundColor":59},[2617],{"type":52,"attrs":2618,"content":2619},{"textAlign":59},[2620],{"text":903,"type":56},{"type":49,"content":2622},[2623],{"type":52},[],[],[],"logiciel-de-suivi-budgetaire","fr/blog/logiciel-de-suivi-budgetaire",-4040,[],"17487fd8-0530-4aa4-823b-229a64e08030",[],"blog/logiciel-de-suivi-budgetaire",[2635,2636,2637],{"path":2633,"name":59,"lang":65,"published":59},{"path":2633,"name":59,"lang":71,"published":59},{"path":2633,"name":59,"lang":73,"published":59},{"name":2639,"created_at":2640,"published_at":2641,"updated_at":2642,"id":2643,"uuid":2644,"content":2645,"slug":2758,"full_slug":2759,"sort_by_date":59,"position":2760,"tag_list":2761,"is_startpage":29,"parent_id":595,"meta_data":59,"group_id":2762,"first_published_at":2763,"release_id":59,"lang":65,"path":59,"alternates":2764,"default_full_slug":2765,"translated_slugs":2766},"Analyse des écarts budgétaires : méthode, seuils et actions correctives","2026-09-11T16:19:06.315Z","2026-11-03T12:09:13.302Z","2026-11-03T12:09:13.332Z",218947364137443,"f8b80f93-aaed-4e0a-b181-7f066352279f",{"_uid":2646,"title":2639,"topics":2647,"noIndex":29,"category":2656,"language":2665,"component":497,"heroMedia":2666,"publishedAt":2674,"redirectUrl":23,"listingImage":2675,"metaDescription":2676,"bottomArticleCta":2677,"componentsAfterTheArticle":2678},"a9d13a9e-a368-4d39-a661-8e1f0cd8f1da",[2648],{"name":77,"created_at":78,"published_at":79,"updated_at":80,"id":81,"uuid":82,"content":2649,"slug":94,"full_slug":95,"sort_by_date":59,"position":96,"tag_list":2650,"is_startpage":29,"parent_id":98,"meta_data":59,"group_id":99,"first_published_at":100,"release_id":59,"lang":65,"path":59,"alternates":2651,"default_full_slug":102,"translated_slugs":2652,"_stopResolving":74},{"_uid":92,"name":77,"component":93},[],[],[2653,2654,2655],{"path":102,"name":59,"lang":65,"published":59},{"path":102,"name":59,"lang":71,"published":59},{"path":102,"name":59,"lang":73,"published":59},{"name":485,"created_at":486,"published_at":6,"updated_at":487,"id":488,"uuid":489,"content":2657,"slug":497,"full_slug":498,"sort_by_date":59,"position":499,"tag_list":2659,"is_startpage":29,"parent_id":501,"meta_data":59,"group_id":502,"first_published_at":503,"release_id":59,"lang":65,"path":59,"alternates":2660,"default_full_slug":505,"translated_slugs":2661,"_stopResolving":74},{"_uid":491,"icon":2658,"name":485,"component":496},{"id":493,"alt":494,"name":23,"focus":23,"title":23,"filename":495,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[2662,2663,2664],{"path":505,"name":59,"lang":65,"published":59},{"path":505,"name":59,"lang":71,"published":59},{"path":505,"name":59,"lang":73,"published":59},[65],[2667],{"_uid":2668,"link":2669,"asset":2670,"caption":23,"component":517},"96b9cd00-7f46-4d34-a6f1-e10a4bfc780b",{"id":23,"url":23,"linktype":140,"fieldtype":33,"cached_url":1672,"prep":74},{"id":2671,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2672,"copyright":23,"fieldtype":28,"meta_data":2673,"is_external_url":29},164060175892697,"https://a.storyblok.com/f/146026/1536x1024/28f26daba2/1773976987824-w4lbcl.png",{},"2026-09-11 00:00",[],"Analyse des écarts budgétaires : découvrez comment fixer les seuils, distinguer les causes et transformer le budget contre réel en outil de décision.",[],[2679],{"cta":2680,"_uid":2681,"items":2682,"heading":2733,"reverse":29,"component":582,"sectionSettings":2757},[],"d6a8d668-7819-40f6-80a8-0a4abb490995",[2683,2700,2711,2722],{"_uid":2684,"hide":29,"title":2685,"component":530,"description":2686},"cc45fb69-14ab-4c94-bfd0-533880bbebb9","Un écart favorable doit-il être analysé ?",{"type":49,"attrs":2687,"content":2688},{"backgroundColor":59},[2689],{"type":52,"attrs":2690,"content":2691},{"textAlign":59},[2692,2694,2698],{"text":2693,"type":56},"Oui. Une dépense inférieure au budget peut traduire une économie réelle, mais aussi un ",{"text":2695,"type":56,"marks":2696},"projet reporté",[2697],{"type":115},{"text":2699,"type":56},", une facture non reçue ou une charge enregistrée sur une autre période.",{"_uid":2701,"hide":29,"title":2702,"component":530,"description":2703},"6121b289-4203-4003-8a64-53daa70532f6","Quelle différence entre un écart temporaire et un écart structurel ?",{"type":49,"attrs":2704,"content":2705},{"backgroundColor":59},[2706],{"type":52,"attrs":2707,"content":2708},{"textAlign":59},[2709],{"text":2710,"type":56},"Un écart temporaire provient généralement d’un décalage de calendrier ou d’une dépense exceptionnelle. Un écart structurel traduit une tendance durable, comme une hausse de prix ou un budget sous-évalué, et nécessite une action de fond.",{"_uid":2712,"hide":29,"title":2713,"component":530,"description":2714},"f4ae7d56-48b1-4aad-a4f1-8e7ed055cb73","Comment adapter les seuils de matérialité à la taille de l’entreprise ?",{"type":49,"attrs":2715,"content":2716},{"backgroundColor":59},[2717],{"type":52,"attrs":2718,"content":2719},{"textAlign":59},[2720],{"text":2721,"type":56},"Fixez le seuil absolu en fonction du budget global, du niveau de détail suivi et de l’impact du poste sur le résultat. 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La direction financière intervient lorsque l’écart nécessite une décision d’allocation ou une révision de prévision.",[2734],{"cta":2735,"_uid":2736,"title":2737,"eyebrow":2745,"subtitle":2752,"component":117,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2755,"sectionSettings":2756,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"81b73c85-1b92-4497-8c4e-1801b688c08f",{"type":49,"attrs":2738,"content":2739},{"backgroundColor":59},[2740],{"type":117,"attrs":2741,"content":2742},{"level":119,"textAlign":59},[2743],{"text":2744,"type":56},"Questions fréquentes sur l'analyse des écarts budgétaires",{"type":49,"attrs":2746,"content":2747},{"backgroundColor":59},[2748],{"type":52,"attrs":2749,"content":2750},{"textAlign":59},[2751],{"text":903,"type":56},{"type":49,"content":2753},[2754],{"type":52},[],[],[],"analyse-des-ecarts-budgetaires","fr/blog/analyse-des-ecarts-budgetaires",-3440,[],"39605731-405d-4ed8-ba5f-6ee0217e6dc4","2026-09-11T16:41:03.236Z",[],"blog/analyse-des-ecarts-budgetaires",[2767,2768,2769],{"path":2765,"name":59,"lang":65,"published":59},{"path":2765,"name":59,"lang":71,"published":59},{"path":2765,"name":59,"lang":73,"published":59},1793991604625]