[{"data":1,"prerenderedAt":3085},["ShallowReactive",2],{"fr-blog/utilite-flux-de-tresorerie-disponible-ou-free-cash-flow":3,"fr-global-content":891,"fr-article-global-content":2229,"fr-blog-article-more-articles-208730187":2485,"MarkdownRenderer_1PEIdexMQYlCw57T3ccmk2ct7n8uEYEY91k1tAmDpQ":3064,"MarkdownRenderer_N1UA7QtLVawC1H36XABIMPfgWufk1bSSYpzmL62juSo":3071,"MarkdownRenderer_nzacdyPNc1dvyA9SSCYxPa54LjaBTQygQc3M1Qlg":3078},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":878,"full_slug":879,"sort_by_date":26,"position":880,"tag_list":881,"is_startpage":29,"parent_id":882,"meta_data":26,"group_id":883,"first_published_at":884,"release_id":26,"lang":33,"path":26,"alternates":885,"default_full_slug":886,"translated_slugs":887},"À quoi sert le flux de trésorerie disponible (ou free cash flow) ?","2022-10-24T15:38:14.577Z","2026-03-12T15:11:35.479Z","2026-03-12T15:11:35.514Z",208730187,"d2f44688-c154-430d-8cae-019d4019eae4",{"_uid":11,"roles":12,"title":43,"author":44,"topics":99,"content":130,"noIndex":29,"category":769,"language":795,"component":782,"heroMedia":796,"sidebarCta":805,"publishedAt":806,"readingTime":807,"redirectUrl":23,"listingImage":808,"metaDescription":809,"componentsAfterTheArticle":810},"38f32877-49cf-493e-8c15-e26c84de6934",[13],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":35,"translated_slugs":36,"_stopResolving":42},"Treasurer","2024-11-14T16:28:49.038Z","2026-03-12T10:47:18.012Z","2026-03-12T10:48:04.029Z",579108344,"7fc81bb7-67b3-471b-b326-38b511ad5345",{"_uid":21,"name":14,"component":22,"hubspotId":23},"fe9819d0-b5da-4a13-9120-3050ce8baea9","tag","","treasurer","fr/blog/role/treasurer",null,-20,[],false,190903385,"a6ceaa59-c9cd-4d99-8a43-7e2b2d1f03c5","2024-11-14T16:29:38.335Z","fr",[],"blog/role/treasurer",[37,38,40],{"path":35,"name":26,"lang":33,"published":26},{"path":35,"name":26,"lang":39,"published":26},"de",{"path":35,"name":26,"lang":41,"published":26},"es",true,"Comment calculer et à quoi sert le free cash flow ?",{"name":45,"created_at":46,"published_at":16,"updated_at":47,"id":48,"uuid":49,"content":50,"slug":86,"full_slug":87,"sort_by_date":26,"position":88,"tag_list":89,"is_startpage":29,"parent_id":90,"meta_data":26,"group_id":91,"first_published_at":92,"release_id":26,"lang":33,"path":26,"alternates":93,"default_full_slug":94,"translated_slugs":95,"_stopResolving":42},"Faustine Rohr-Lacoste","2022-10-19T17:35:55.545Z","2026-03-12T10:47:19.862Z",206165068,"d4a7ed1e-5d21-41fb-bb7c-2c248ea8e138",{"_uid":51,"name":45,"links":52,"picture":72,"lastName":74,"component":75,"firstName":76,"description":77},"679675f6-4bbb-4803-9de2-e5f8782359b3",[53,65],{"tag":23,"_uid":54,"icon":55,"link":59,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"0b7430de-7fc4-469d-8538-693cf73ae98c",{"id":56,"alt":23,"name":23,"focus":23,"title":23,"filename":57,"copyright":23,"fieldtype":58,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":23,"url":60,"linktype":61,"fieldtype":62,"cached_url":60},"https://www.linkedin.com/in/faustine-rohr-lacoste-47787393/","url","multilink","primary","cta",{"tag":23,"_uid":66,"icon":67,"link":70,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"083f5ccf-d27f-49fa-a4e3-cae1940a4da4",{"id":68,"alt":23,"name":23,"focus":23,"title":23,"filename":69,"copyright":23,"fieldtype":58,"is_external_url":29},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":23,"url":71,"linktype":61,"fieldtype":62,"cached_url":71},"https://twitter.com/FaustineRL",{"alt":73,"name":23,"focus":23,"title":23,"filename":73,"copyright":23,"fieldtype":58,"is_external_url":29},"https://a.storyblok.com/f/146026/433x433/27a687f561/faustine-photo.png","Rohr-Lacoste","author","Faustine",{"type":78,"content":79},"doc",[80],{"type":81,"content":82},"paragraph",[83],{"text":84,"type":85},"Faustine is Head of Community at Spendesk. She is in charge of CFO Connect, a community of modern finance leaders.","text","faustine-rohr-lacoste","fr/blog/author/faustine-rohr-lacoste",-60,[],176408854,"8e827db8-3c56-46b4-bc3a-d2cdb598ddc3","2022-11-02T15:26:18.586Z",[],"blog/author/faustine-rohr-lacoste",[96,97,98],{"path":94,"name":26,"lang":33,"published":26},{"path":94,"name":26,"lang":39,"published":26},{"path":94,"name":26,"lang":41,"published":26},[100],{"name":101,"created_at":102,"published_at":103,"updated_at":104,"id":105,"uuid":106,"content":107,"slug":117,"full_slug":118,"sort_by_date":26,"position":119,"tag_list":120,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":122,"first_published_at":123,"release_id":26,"lang":33,"path":26,"alternates":124,"default_full_slug":125,"translated_slugs":126,"_stopResolving":42},"Comptabilité","2022-10-19T17:57:49.664Z","2026-09-29T09:14:36.752Z","2026-09-29T09:14:36.770Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"seo":108,"_uid":116,"name":101,"component":22},[109],{"_uid":110,"noIndex":29,"component":111,"metaFields":112},"003e6fa5-f394-4f34-9194-17a60fb3b7c7","seo",{"_uid":113,"plugin":114,"description":115},"2934225d-3f1b-4f90-b7af-65d9bdf88844","meta-fields","Comptabilite et finance d'entreprise : rapprochements, clotures et comment simplifier le lien entre depenses et comptabilite.","1dc6497e-1135-45e9-a2c6-426facc382ba","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[127,128,129],{"path":125,"name":26,"lang":33,"published":26},{"path":125,"name":26,"lang":39,"published":26},{"path":125,"name":26,"lang":41,"published":26},{"type":78,"content":131},[132,189,229,244,263,272,293,312,318,328,362,367,394,419,424,443,460,477,488,490,497,509,539,598,615,624,655,661,674,680,685,716],{"type":81,"attrs":133,"content":135},{"textAlign":26,"key":134},"p-0",[136,138,144,146,151,157,160,162,167,169,174,176,181,183,187],{"text":137,"type":85},"Parmi les principaux ",{"text":139,"type":85,"marks":140},"indicateurs financiers",[141],{"type":142,"attrs":143},"textStyle",{"color":23},{"text":145,"type":85},",",{"text":147,"type":85,"marks":148}," ",[149],{"type":150},"bold",{"text":152,"type":85,"marks":153},"le Free Cash Flow",[154,156],{"type":142,"attrs":155},{"color":23},{"type":150},{"text":147,"type":85,"marks":158},[159],{"type":150},{"text":161,"type":85},"(",{"text":163,"type":85,"marks":164},"FCF",[165],{"type":142,"attrs":166},{"color":23},{"text":168,"type":85},", ou ",{"text":170,"type":85,"marks":171},"flux de trésorerie disponible",[172],{"type":142,"attrs":173},{"color":23},{"text":175,"type":85}," en ",{"text":177,"type":85,"marks":178},"français",[179],{"type":142,"attrs":180},{"color":23},{"text":182,"type":85},") occupe une place de choix. ",{"text":184,"type":85,"marks":185},"Cet indicateur permet de savoir en un coup d'œil si une entreprise gagne plus qu'elle ne dépense et si elle a les moyens",[186],{"type":150},{"text":188,"type":85},", in fine, de s'auto-financer.",{"type":81,"attrs":190,"content":192},{"textAlign":26,"key":191},"p-1",[193,195,199,201,205,207,213,215,220,222,227],{"text":194,"type":85},"C'est un des ",{"text":139,"type":85,"marks":196},[197],{"type":142,"attrs":198},{"color":23},{"text":200,"type":85}," les plus scrutés par les chefs d'entreprise, les analystes, les banques ou les investisseurs. Le ",{"text":170,"type":85,"marks":202},[203],{"type":142,"attrs":204},{"color":23},{"text":206,"type":85},", ou free cash flow permet de déterminer si une entreprise génère de la valeur, c’est-à-dire si elle est capable de dégager un ",{"text":208,"type":85,"marks":209},"flux financier",[210,212],{"type":142,"attrs":211},{"color":23},{"type":150},{"text":214,"type":85}," positif pour investir ou verser des dividendes. On pourrait rétorquer que bilans et ",{"text":216,"type":85,"marks":217},"comptes de résultat",[218],{"type":142,"attrs":219},{"color":23},{"text":221,"type":85}," ont été conçus pour cela et qu'il suffit de regarder, à la fin de chaque exercice, si le ",{"text":223,"type":85,"marks":224},"résultat net",[225],{"type":142,"attrs":226},{"color":23},{"text":228,"type":85}," de l'entreprise est bénéficiaire ou non.",{"type":81,"attrs":230,"content":232},{"textAlign":26,"key":231},"p-2",[233,235,242],{"text":234,"type":85},"C'est vrai, à une nuance près : ",{"text":236,"type":85,"marks":237},"le bilan financier",[238],{"type":239,"attrs":240},"link",{"href":241,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/glossaire/bilan-financier/",{"text":243,"type":85}," est construit à la fois avec des écritures monétaires (achats, ventes, salaires) et des écritures non monétaires (amortissements, provisions, variations de stocks et autres transferts de charges).",{"type":81,"attrs":245,"content":247},{"textAlign":26,"key":246},"p-3",[248,250,255,257,261],{"text":249,"type":85},"Ce mélange d'écritures ne reflète donc pas réellement ",{"text":251,"type":85,"marks":252},"le cash flow",[253],{"type":142,"attrs":254},{"color":23},{"text":256,"type":85}," disponible pour l'entreprise, puisqu'un ",{"text":223,"type":85,"marks":258},[259],{"type":142,"attrs":260},{"color":23},{"text":262,"type":85}," d'une année N pourra être grevé d'une certaine somme passée en dotations aux amortissements (corresponds à la perte que subit la valeur des immobilisations qui se déprécient avec l'usage et le temps.) pour un achat réalisé en année N – 10.",{"type":264,"attrs":265},"blok",{"id":266,"body":267},"3d1fc36f-474d-44f8-9cb6-22e455926e97",[268],{"_uid":269,"html":270,"component":271},"i-b94335bb-5ded-47a5-abf0-3d9c155d6490","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-36024f73-7d09-4d86-8319-f6cad58acae8\">\u003Cspan class=\"hs-cta-node hs-cta-36024f73-7d09-4d86-8319-f6cad58acae8\" id=\"hs-cta-36024f73-7d09-4d86-8319-f6cad58acae8\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/36024f73-7d09-4d86-8319-f6cad58acae8\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-36024f73-7d09-4d86-8319-f6cad58acae8\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/36024f73-7d09-4d86-8319-f6cad58acae8.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '36024f73-7d09-4d86-8319-f6cad58acae8', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":273,"attrs":274,"content":276},"heading",{"level":275,"textAlign":26},2,[277,279,284,286,291],{"text":278,"type":85},"La ",{"text":280,"type":85,"marks":281},"capacité d'autofinancement",[282],{"type":142,"attrs":283},{"color":23},{"text":285,"type":85}," (",{"text":287,"type":85,"marks":288},"CAF",[289],{"type":142,"attrs":290},{"color":23},{"text":292,"type":85},")",{"type":81,"attrs":294,"content":296},{"textAlign":26,"key":295},"p-4",[297,299,304,306,310],{"text":298,"type":85},"Pour avoir une vision plus claire de l’",{"text":300,"type":85,"marks":301},"argent disponible",[302],{"type":142,"attrs":303},{"color":23},{"text":305,"type":85}," d’une entreprise, on a bâti le concept de ",{"text":280,"type":85,"marks":307},[308],{"type":142,"attrs":309},{"color":23},{"text":311,"type":85},", qui exclut les écritures non monétaires les plus importantes (amortissements et provisions notamment).",{"type":81,"attrs":313,"content":315},{"textAlign":26,"key":314},"p-5",[316],{"text":317,"type":85},"Concrètement, il s'agit de la somme du bénéfice net comptable avec les charges non décaissées.",{"type":264,"attrs":319},{"id":320,"body":321},"8d0ca5e6-d811-4e6c-bfee-6b9eaf4e9ebe",[322],{"_uid":323,"text":324,"color":325,"title":326,"component":327},"i-7ba47612-3249-4d4f-96e6-5996c2952f7b","1. **CAF = produits encaissables – charges décaissables**\n2. **CAF = EBE (Excédent Brut d’Exploitation) + Autres produits encaissables – Autres charges décaissables**\n3. **CAF = Résultat de l’exercice + Dotations (comptes 68) – Reprises  (comptes 78) + Valeur Comptable des Éléments d’actif cédés (compte 675) – Produit de cession des éléments d’actif (compte 775) – Quote-part des subventions d’investissement virée au compte de résultats (compte 777)**","purple","Calcul de la CAF","callout",{"type":81,"attrs":329,"content":331},{"textAlign":26,"key":330},"p-6",[332,334,338,340,344,346,355,360],{"text":333,"type":85},"Même si la ",{"text":280,"type":85,"marks":335},[336],{"type":142,"attrs":337},{"color":23},{"text":339,"type":85}," comporte encore quelques éléments non monétaires, on pourrait en déduire qu'elle représente l'argent réel dégagé par l'entreprise, ce qui est vrai, mais sans la notion de temporalité. La ",{"text":287,"type":85,"marks":341},[342],{"type":142,"attrs":343},{"color":23},{"text":345,"type":85}," ne permet pas, en effet de connaître l'état des comptes d'une société à un instant T. Pour le savoir, il faut calculer le ",{"text":347,"type":85,"marks":348},"flux de trésorerie",[349,353],{"type":239,"attrs":350},{"href":351,"uuid":26,"anchor":26,"target":352,"linktype":61},"https://www.spendesk.com/fr/blog/plan-de-tresorerie-entreprise/","_self",{"type":142,"attrs":354},{"color":23},{"text":356,"type":85,"marks":357}," disponible",[358],{"type":142,"attrs":359},{"color":23},{"text":361,"type":85},".",{"type":273,"attrs":363,"content":364},{"level":275,"textAlign":26},[365],{"text":366,"type":85},"Le flux de trésorerie",{"type":81,"attrs":368,"content":369},{"textAlign":26,"key":134},[370,372,377,379,387,392],{"text":371,"type":85},"Une des limites de la ",{"text":373,"type":85,"marks":374},"capacité d'autofinsancement",[375],{"type":142,"attrs":376},{"color":23},{"text":378,"type":85},", c'est de calculer une sorte de trésorerie potentielle à la fin d’une période donnée sans tenir compte des ",{"text":380,"type":85,"marks":381},"décalages",[382,385],{"type":239,"attrs":383},{"href":384,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/blog/gerer-anticiper-probleme-tresorerie/",{"type":142,"attrs":386},{"color":23},{"text":388,"type":85,"marks":389}," de trésorerie",[390],{"type":239,"attrs":391},{"href":384,"uuid":26,"anchor":26,"target":26,"linktype":61},{"text":393,"type":85}," induits par les délais de paiement. Ainsi, une vente en fin d'exercice sera comptabilisée en année N, mais l'argent n'ira sur le compte qu'en année N+1.",{"type":81,"attrs":395,"content":396},{"textAlign":26,"key":191},[397,399,404,406,410,412,417],{"text":398,"type":85},"Vous comprendrez facilement que sans une bonne maîtrise des mouvements financiers, il est très compliqué d’anticiper les ressources suffisantes pour faire face à ses engagements financiers. Pour connaître les entrées et sorties d’argent réelle sur une période donnée, on calcule le flux de trésorerie (ou cash flow en ",{"text":400,"type":85,"marks":401},"anglais",[402],{"type":142,"attrs":403},{"color":23},{"text":405,"type":85},"), qui intègre dans la ",{"text":287,"type":85,"marks":407},[408],{"type":142,"attrs":409},{"color":23},{"text":411,"type":85}," la ",{"text":413,"type":85,"marks":414},"variation du Besoin en Fonds de Roulement",[415],{"type":142,"attrs":416},{"color":23},{"text":418,"type":85}," sur la période étudiée.",{"type":273,"attrs":420,"content":421},{"level":275,"textAlign":26},[422],{"text":423,"type":85},"Les différents types de flux de trésorerie",{"type":81,"attrs":425,"content":426},{"textAlign":26,"key":231},[427,429,434,436,441],{"text":428,"type":85},"Toutes les directions financières des plus grands groupes disposent d’un ",{"text":430,"type":85,"marks":431},"tableau de flux de trésorerie",[432],{"type":142,"attrs":433},{"color":23},{"text":435,"type":85},". On peut y distinguer cependant des indicateurs variés servant à mesurer les performance de l’",{"text":437,"type":85,"marks":438},"activité de l’entreprise",[439],{"type":142,"attrs":440},{"color":23},{"text":442,"type":85},", dont voici les plus courants :",{"type":81,"attrs":444,"content":445},{"textAlign":26,"key":246},[446,450,456],{"text":447,"type":85,"marks":448},"Le flux de ",[449],{"type":150},{"text":451,"type":85,"marks":452},"trésorerie d’exploitation",[453,455],{"type":142,"attrs":454},{"color":23},{"type":150},{"text":457,"type":85,"marks":458}," (Cash Flow From Operation)",[459],{"type":150},{"type":81,"attrs":461,"content":462},{"textAlign":26,"key":295},[463,465,469,471,475],{"text":464,"type":85},"Le flux de ",{"text":451,"type":85,"marks":466},[467],{"type":142,"attrs":468},{"color":23},{"text":470,"type":85}," correspond à la mesure de la performance opérationnelle d’une entreprise. On distingue les activités d’opérations, des activités d’investissement et de financement. Les deux dernières étant dans la plupart des cas négatives, il est crucial pour le directeur administratif et financier d’assurer un flux de ",{"text":451,"type":85,"marks":472},[473],{"type":142,"attrs":474},{"color":23},{"text":476,"type":85}," positif et suffisant.",{"type":81,"attrs":478,"content":479},{"textAlign":26,"key":314},[480,482,486],{"text":481,"type":85},"Cet indicateur va permettre de connaître réellement le ",{"text":483,"type":85,"marks":484},"niveau de trésorerie réel",[485],{"type":150},{"text":487,"type":85}," sur une période donnée.",{"type":81,"attrs":489},{"textAlign":26,"key":330},{"type":264,"attrs":491},{"id":320,"body":492},[493],{"_uid":494,"text":495,"color":325,"title":496,"component":327},"i-f926893f-bff9-42fd-ad5b-f618b8f31db0","- **Flux de trésorerie d’exploitation =** \n\n    **Résultat net de l’exercice ou résultat d’exploitation**\n\n    **\\+ Dotations aux amortissements, dépréciations et provisions**\n\n    **– Reprises sur dépréciations et provisions**\n\n    **– Résultat exceptionnel**\n\n    **– Variation du BFR**","Calcul du flux de trésorerie d'exploitation",{"type":273,"attrs":498,"content":500},{"level":499,"textAlign":26},4,[501,503,507],{"text":502,"type":85},"Le ",{"text":170,"type":85,"marks":504},[505],{"type":142,"attrs":506},{"color":23},{"text":508,"type":85}," (Free Cash Flow)",{"type":81,"attrs":510,"content":512},{"textAlign":26,"key":511},"p-7",[513,515,519,521,525,527,531,533,537],{"text":514,"type":85},"Le ",{"text":170,"type":85,"marks":516},[517],{"type":142,"attrs":518},{"color":23},{"text":520,"type":85}," (Free Cash Flow en ",{"text":400,"type":85,"marks":522},[523],{"type":142,"attrs":524},{"color":23},{"text":526,"type":85},") est un indicateur extrêmement scruté par les investisseurs et les bailleurs de fonds, puisque, outre le fait qu'il soit révélateur de la santé financière de l'entreprise, ce montant pourra être utilisé pour être distribué aux actionnaires et aux prêteurs. Comme ",{"text":528,"type":85,"marks":529},"il intègre les flux monétaires provenant des activités d’investissements",[530],{"type":150},{"text":532,"type":85},", il est possible qu'en période de démarrage d'une entreprise, le ",{"text":163,"type":85,"marks":534},[535],{"type":142,"attrs":536},{"color":23},{"text":538,"type":85}," soit négatif. Cela montre que la start-up est en période d'investissements et que tout l'argent gagné est réinvesti. Attention toutefois : cette situation ne doit être que temporaire !",{"type":81,"attrs":540,"content":542},{"textAlign":26,"key":541},"p-8",[543,545,550,556,560,566,569,571,577,586,590,592,596],{"text":544,"type":85},"Ainsi, on distingue ",{"text":546,"type":85,"marks":547},"le ",[548],{"type":142,"attrs":549},{"color":23},{"text":551,"type":85,"marks":552},"Free Cash Flow",[553,555],{"type":142,"attrs":554},{"color":23},{"type":150},{"text":557,"type":85,"marks":558}," to the Firm (",[559],{"type":150},{"text":561,"type":85,"marks":562},"FCFF",[563,565],{"type":142,"attrs":564},{"color":23},{"type":150},{"text":292,"type":85,"marks":567},[568],{"type":150},{"text":570,"type":85}," qui correspond à la somme disponible pour tous les investisseurs, dont les détenteurs de dette, du ",{"text":572,"type":85,"marks":573},"Free Cash Flow to ",[574,576],{"type":142,"attrs":575},{"color":23},{"type":150},{"text":578,"type":85,"marks":579},"Equity",[580,583,585],{"type":239,"attrs":581},{"href":582,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/blog/equity-definition/",{"type":142,"attrs":584},{"color":23},{"type":150},{"text":587,"type":85,"marks":588}," (FEFE)",[589],{"type":150},{"text":591,"type":85}," qui concerne le ",{"text":163,"type":85,"marks":593},[594],{"type":142,"attrs":595},{"color":23},{"text":597,"type":85}," uniquement disponible pour les actionnaires.",{"type":81,"attrs":599,"content":601},{"textAlign":26,"key":600},"p-9",[602,603,607,609,613],{"text":514,"type":85},{"text":170,"type":85,"marks":604},[605],{"type":142,"attrs":606},{"color":23},{"text":608,"type":85}," correspond au flux de ",{"text":451,"type":85,"marks":610},[611],{"type":142,"attrs":612},{"color":23},{"text":614,"type":85},", moins les investissements dans le maintien ou la croissance de ses actifs (équipement, bâtiment, etc.).",{"type":273,"attrs":616,"content":617},{"level":499,"textAlign":26},[618],{"text":619,"type":85,"marks":620},"Calcul du Free Cash Flow",[621,623],{"type":142,"attrs":622},{"color":23},{"type":150},{"type":81,"attrs":625,"content":627},{"textAlign":26,"key":626},"p-10",[628,630,634,636,641,643,648,650],{"text":629,"type":85},"Pour calculer ",{"text":152,"type":85,"marks":631},[632],{"type":142,"attrs":633},{"color":23},{"text":635,"type":85},", donnée essentielle d’une ",{"text":637,"type":85,"marks":638},"analyse financière",[639],{"type":142,"attrs":640},{"color":23},{"text":642,"type":85}," complète et menant à comprendre les ",{"text":644,"type":85,"marks":645},"dépenses d’investissements",[646],{"type":142,"attrs":647},{"color":23},{"text":649,"type":85},", on peut effectuer le calcul suivant à partir du bilan comptable ou du ",{"text":651,"type":85,"marks":652},"tableau de flux d trésorerie",[653],{"type":142,"attrs":654},{"color":23},{"type":264,"attrs":656},{"id":320,"body":657},[658],{"_uid":659,"text":660,"color":325,"title":619,"component":327},"i-e819a083-575c-414e-9cd8-7b3ec0a8ccd6","**Operating cash-flow (flux de trésorerie d’activité) – Investment cash-flow (flux de trésorerie d’investissement)**",{"type":81,"attrs":662,"content":664},{"textAlign":26,"key":663},"p-11",[665,667,672],{"text":666,"type":85},"On peut dès lors calculer d’autres indicateurs en se servant de ce dernier, comme l’",{"text":668,"type":85,"marks":669},"EBITDA",[670],{"type":142,"attrs":671},{"color":23},{"text":673,"type":85},", afin d’évaluer la performance opérationnelle d’une activité.",{"type":264,"attrs":675},{"id":266,"body":676},[677],{"_uid":678,"html":679,"component":271},"i-54dd957a-4661-4f8b-917e-34dc63e6cfe3","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\">\u003Cspan class=\"hs-cta-node hs-cta-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\" id=\"hs-cta-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":273,"attrs":681,"content":682},{"level":275,"textAlign":26},[683],{"text":684,"type":85},"Quels indicateurs pour connaître l'état financier de son entreprise ?",{"type":81,"attrs":686,"content":688},{"textAlign":26,"key":687},"p-12",[689,691,696,698,702,704,708,710,715],{"text":690,"type":85},"Bilans et ",{"text":692,"type":85,"marks":693},"comptes de résultats",[694],{"type":142,"attrs":695},{"color":23},{"text":697,"type":85}," ne suffisent plus à donner une idée précise de la santé financière de l'entreprise. En calculant ses flux de trésorerie, qu'ils intègrent (",{"text":163,"type":85,"marks":699},[700],{"type":142,"attrs":701},{"color":23},{"text":703,"type":85},") ou non (CFFO) les investissements, le chef d'entreprise peut savoir si son activité dégage du cash, et ce en tenant compte des ",{"text":380,"type":85,"marks":705},[706],{"type":142,"attrs":707},{"color":23},{"text":709,"type":85}," de trésorerie. Il devrait donc être naturel, pour toute entreprise qui n'est pas en période de lancement ou d'investissements intenses, de dégager un CFFO ou un Free ",{"text":711,"type":85,"marks":712},"Cash Flow positif",[713],{"type":142,"attrs":714},{"color":23},{"text":361,"type":85},{"type":81,"attrs":717,"content":719},{"textAlign":26,"key":718},"p-13",[720,726,732,738,744,749,754,759,764],{"text":721,"type":85,"marks":722},"Comme on peut le déduire de cet article, un ",[723],{"type":142,"attrs":724},{"color":725},"rgb(21, 38, 55)",{"text":727,"type":85,"marks":728},"Cash ",[729,731],{"type":142,"attrs":730},{"color":725},{"type":150},{"text":733,"type":85,"marks":734},"Flow négatif",[735,737],{"type":142,"attrs":736},{"color":23},{"type":150},{"text":739,"type":85,"marks":740}," signifie qu’une structure devra s’endetter afin de continuer à opérer.",[741,743],{"type":142,"attrs":742},{"color":725},{"type":150},{"text":745,"type":85,"marks":746}," Les ",[747],{"type":142,"attrs":748},{"color":725},{"text":750,"type":85,"marks":751},"investissements nécessaires",[752],{"type":142,"attrs":753},{"color":23},{"text":755,"type":85,"marks":756}," ne se feront donc plus à partir des ",[757],{"type":142,"attrs":758},{"color":725},{"text":760,"type":85,"marks":761},"flux de trésorerie opérationnels",[762],{"type":142,"attrs":763},{"color":23},{"text":765,"type":85,"marks":766}," mais à partir d’une dette contractée auprès d’investisseurs extérieurs, qu’il s’agisse d’une banque ou d’un fonds d’investissement.",[767],{"type":142,"attrs":768},{"color":725},{"name":770,"created_at":771,"published_at":16,"updated_at":772,"id":773,"uuid":774,"content":775,"slug":782,"full_slug":783,"sort_by_date":26,"position":784,"tag_list":785,"is_startpage":29,"parent_id":786,"meta_data":26,"group_id":787,"first_published_at":788,"release_id":26,"lang":33,"path":26,"alternates":789,"default_full_slug":790,"translated_slugs":791,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":776,"icon":777,"name":770,"component":781},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":778,"alt":779,"name":23,"focus":23,"title":23,"filename":780,"copyright":23,"fieldtype":58,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[792,793,794],{"path":790,"name":26,"lang":33,"published":26},{"path":790,"name":26,"lang":39,"published":26},{"path":790,"name":26,"lang":41,"published":26},[33],[797],{"_uid":798,"asset":799,"shadow":29,"caption":23,"overlay":803,"component":804},"6443982b-2530-4d72-aaaf-003257be4755",{"id":800,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":801,"copyright":23,"fieldtype":58,"meta_data":802,"is_external_url":29},91422198891145,"https://a.storyblok.com/f/146026/1020x680/02cf6ebc0e/blog_visual_mountain_free-cash-flow.png",{},[],"image",[],"2024-03-04 00:00","5",[],"Le free cash flow (ou flux de trésorerie disponible) est un indicateur clé pour comprendre les besoins de financement d'une activité. Voici comment calculer et utiliser cette mesure.",[811],{"_uid":812,"items":813,"heading":851,"reverse":29,"component":869,"sectionSettings":870},"aea13dc0-d0bd-4ca8-80cb-41c03af40226",[814,824,833,842],{"_uid":815,"title":816,"component":817,"description":818},"3db5f2e0-0c92-42f8-a989-c48fb6ed5221","Qu'est-ce que le free cash flow (flux de trésorerie disponible) ?","faqItem",{"type":78,"content":819},[820],{"type":81,"content":821},[822],{"text":823,"type":85},"Le free cash flow est la trésorerie générée par l'entreprise après couverture des coûts d'exploitation et des investissements. Spendesk aide les équipes finance à mesurer son impact en regroupant cartes, factures et rapports de dépenses dans des tableaux de bord et rapports exportables, pour une visibilité immédiate sur les sorties de trésorerie et des décisions plus rapides.",{"_uid":825,"title":826,"component":817,"description":827},"73bc9bb5-2893-474b-9402-f609937e5625","Comment calcule-t-on le free cash flow ?",{"type":78,"content":828},[829],{"type":81,"content":830},[831],{"text":832,"type":85},"Le free cash flow se calcule en soustrayant les investissements du flux de trésorerie d'exploitation (FCF = Flux de trésorerie d'exploitation − Investissements). Spendesk fournit des données consolidées de dépenses, cartes et factures via les intégrations et rapports exportables pour que les équipes calculent précisément les composantes du flux d'exploitation et rapprochent le calendrier des investissements.",{"_uid":834,"title":835,"component":817,"description":836},"f1b1b6d0-edc2-4593-9f88-2616eea1fda0","Pourquoi le free cash flow est-il important pour une entreprise ?",{"type":78,"content":837},[838],{"type":81,"content":839},[840],{"text":841,"type":85},"Le free cash flow indique combien de trésorerie reste pour l'investissement, le remboursement de dette ou les dividendes après les opérations et les investissements. Spendesk améliore la gestion de la trésorerie en appliquant des contrôles budgétaires, des workflows d'approbation et des plafonds de cartes, tout en fournissant reporting et analytique en temps réel pour identifier les économies et protéger la trésorerie disponible.",{"_uid":843,"title":844,"component":817,"description":845},"c4b7b57c-efc1-452d-860b-d0aff10ce1d7","Comment Spendesk peut-il aider à améliorer le free cash flow ?",{"type":78,"content":846},[847],{"type":81,"content":848},[849],{"text":850,"type":85},"Spendesk aide à améliorer le free cash flow en réduisant les dépenses non maîtrisées et en accélérant les cycles d'approbation et de paiement. Les cartes Spendesk, les rapports de dépenses automatisés, les plafonds budgétaires et les flux factures centralisent les données de dépenses et accélèrent le rapprochement, ce qui limite les sorties imprévues et améliore le fonds de roulement pour l'exploitation et la croissance.",[852],{"cta":853,"_uid":854,"title":855,"eyebrow":862,"subtitle":865,"component":273,"textAlign":23,"sectionSettings":868,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"090b07e5-6633-4843-9088-e5aa89f41575",{"type":78,"content":856},[857],{"type":273,"attrs":858,"content":859},{"level":275},[860],{"text":861,"type":85},"Utilité du flux de trésorerie disponible (free cash flow) — FAQ",{"type":78,"content":863},[864],{"type":81},{"type":78,"content":866},[867],{"type":81},[],"faqSection",[871],{"_uid":872,"hide":29,"theme":873,"anchorId":23,"component":874,"spacingTop":23,"hideOnDevices":875,"spacingBottom":23,"floatingImages":876,"variableOverrides":877},"8df4ccc9-b2a4-47fb-84f8-93c8a0d083f3","light-theme","sectionSettings",[],[],[],"utilite-flux-de-tresorerie-disponible-ou-free-cash-flow","fr/blog/utilite-flux-de-tresorerie-disponible-ou-free-cash-flow",8570,[],176386517,"8477e44b-30ab-46b3-a979-b55a1167e901","2022-11-04T11:13:09.764Z",[],"blog/utilite-flux-de-tresorerie-disponible-ou-free-cash-flow",[888,889,890],{"path":886,"name":26,"lang":33,"published":26},{"path":886,"name":26,"lang":39,"published":26},{"path":886,"name":26,"lang":41,"published":26},{"header":892,"footer":1597,"commonContent":2013,"userCentricsAndSegmentMappingTable":2192},{"name":893,"created_at":894,"published_at":895,"updated_at":896,"id":897,"uuid":898,"content":899,"slug":1400,"full_slug":1584,"sort_by_date":26,"position":784,"tag_list":1585,"is_startpage":29,"parent_id":1587,"meta_data":26,"group_id":1588,"first_published_at":1589,"release_id":26,"lang":33,"path":1590,"alternates":1591,"default_full_slug":1592,"translated_slugs":1593},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":900,"logo":901,"navbar":906,"loginBtn":1399,"component":1400,"languages":1401,"logoBlack":1420,"logoWhite":1424,"topNavbar":1429,"footerLinks":1438,"socialLinks":1457,"homepageLink":1498,"getStartedBtn":1510,"announcementBanner":1525,"localeSwitcherTitle":1583},"d642d99f-3914-487e-abe1-9515eca76325",{"id":902,"alt":903,"name":23,"focus":23,"title":903,"source":23,"filename":904,"copyright":23,"fieldtype":58,"meta_data":905,"is_external_url":29},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[907,1116,1128,1141,1319],{"_uid":908,"label":909,"columns":910,"component":1079,"headingNewBranding":1080},"99e54924-f77d-4501-978a-b578da0140ca","Produit",[911,996],{"_uid":912,"ctas":913,"label":909,"component":994,"labelColor":23,"backgroundIconColor":995},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[914,931,947,962,978],{"tag":23,"_uid":915,"hide":29,"icon":916,"link":920,"type":23,"label":930,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":917,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":918,"copyright":23,"fieldtype":58,"meta_data":919,"is_external_url":29},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":921,"url":23,"linktype":922,"fieldtype":62,"cached_url":923,"prep":42,"story":924},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","story","/fr/platform/mcp",{"name":925,"id":926,"uuid":921,"slug":927,"url":928,"full_slug":929,"_stopResolving":42},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI Connect",{"tag":23,"_uid":932,"icon":933,"link":937,"type":23,"label":946,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":934,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":935,"copyright":23,"fieldtype":58,"meta_data":936,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":938,"url":23,"linktype":922,"fieldtype":62,"cached_url":939,"prep":42,"story":940},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/fr/product/cards/",{"name":941,"id":942,"uuid":938,"slug":943,"url":944,"full_slug":945,"_stopResolving":42},"Cards",193401086247857,"cards","product/cards/","fr/product/cards/","Cartes de paiements",{"tag":23,"_uid":948,"hide":29,"icon":949,"link":953,"type":23,"label":957,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":950,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":951,"copyright":23,"fieldtype":58,"meta_data":952,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":954,"url":23,"linktype":922,"fieldtype":62,"cached_url":955,"prep":42,"story":956},"54aaf12a-503f-42e6-afbc-61919d53f941","/fr/product/procurement",{"name":957,"id":958,"uuid":954,"slug":959,"url":960,"full_slug":961,"_stopResolving":42},"Procurement",193401601446119,"procurement","product/procurement","fr/product/procurement",{"tag":23,"_uid":963,"hide":29,"icon":964,"link":968,"type":23,"label":977,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":965,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":966,"copyright":23,"fieldtype":58,"meta_data":967,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":969,"url":23,"linktype":922,"fieldtype":62,"cached_url":970,"prep":42,"story":971},"5a15816c-5303-499e-9774-f4eab6597303","/fr/product/accounts-payable",{"name":972,"id":973,"uuid":969,"slug":974,"url":975,"full_slug":976,"_stopResolving":42},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","fr/product/accounts-payable","Factures fournisseurs (PA)",{"tag":23,"_uid":979,"icon":980,"link":984,"type":23,"label":993,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":981,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":982,"copyright":23,"fieldtype":58,"meta_data":983,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":985,"url":23,"linktype":922,"fieldtype":62,"cached_url":986,"prep":42,"story":987},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/fr/product/expense-management",{"name":988,"id":989,"uuid":985,"slug":990,"url":991,"full_slug":992,"_stopResolving":42},"Expense Management",193401429506811,"expense-management","product/expense-management","fr/product/expense-management","Notes de frais","ctasColumn","--color-accent-06",{"_uid":997,"ctas":998,"label":1078,"component":994,"labelColor":23,"backgroundIconColor":995},"c7e769a0-95c8-49e3-a177-8c7061def31b",[999,1015,1031,1047,1063],{"tag":23,"_uid":1000,"hide":29,"icon":1001,"link":1005,"type":23,"label":1014,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":1002,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1003,"copyright":23,"fieldtype":58,"meta_data":1004,"is_external_url":29},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":1006,"url":23,"linktype":922,"fieldtype":62,"cached_url":1007,"prep":42,"story":1008},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/fr/platform/spends-controls",{"name":1009,"id":1010,"uuid":1006,"slug":1011,"url":1012,"full_slug":1013,"_stopResolving":42},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","fr/platform/spend-controls","Contrôles des dépenses",{"tag":23,"_uid":1016,"hide":29,"icon":1017,"link":1021,"type":23,"label":1030,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":1018,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1019,"copyright":23,"fieldtype":58,"meta_data":1020,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1022,"url":23,"linktype":922,"fieldtype":62,"cached_url":1023,"prep":42,"story":1024},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/fr/platform/ai-automation",{"name":1025,"id":1026,"uuid":1022,"slug":1027,"url":1028,"full_slug":1029,"_stopResolving":42},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","fr/platform/ai-automation","IA",{"tag":23,"_uid":1032,"hide":29,"icon":1033,"link":1037,"type":23,"label":1046,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":1034,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1035,"copyright":23,"fieldtype":58,"meta_data":1036,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1038,"url":23,"linktype":922,"fieldtype":62,"cached_url":1039,"prep":42,"story":1040},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1041,"id":1042,"uuid":1038,"slug":1043,"url":1044,"full_slug":1045,"_stopResolving":42},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":23,"_uid":1048,"icon":1049,"link":1053,"type":23,"label":1062,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1050,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1051,"copyright":23,"fieldtype":58,"meta_data":1052,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1054,"url":23,"linktype":922,"fieldtype":62,"cached_url":1055,"prep":42,"story":1056},"3d432995-4a9f-417f-b7d9-48e760bf8646","/fr/product/multi-entity-management",{"name":1057,"id":1058,"uuid":1054,"slug":1059,"url":1060,"full_slug":1061,"_stopResolving":42},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","fr/product/multi-entity-management","Gestion multi-entités",{"tag":23,"_uid":1064,"icon":1065,"link":1069,"type":23,"label":1073,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":1066,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1067,"copyright":23,"fieldtype":58,"meta_data":1068,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1070,"url":23,"linktype":922,"fieldtype":62,"cached_url":1071,"prep":42,"story":1072},"b419cae8-61d4-4ab4-919b-71875ceab832","/fr/product/budget",{"name":1073,"id":1074,"uuid":1070,"slug":1075,"url":1076,"full_slug":1077,"_stopResolving":42},"Budget",193401384269658,"budget","product/budget","fr/product/budget"," Plateforme","dropdownMenu",[1081],{"cta":1082,"_uid":1097,"title":1098,"eyebrow":1105,"subtitle":1108,"component":273,"textAlign":23,"sectionSettings":1115,"subtitleLeftBorder":29},[1083],{"tag":23,"_uid":1084,"hide":29,"icon":1085,"link":1086,"type":23,"label":1096,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1087,"url":23,"linktype":922,"fieldtype":62,"cached_url":1088,"prep":42,"story":1089},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/fr/platform/platform-releases/october-update-2026",{"name":1090,"id":1091,"uuid":1087,"slug":1092,"url":1093,"translated_name":1094,"full_slug":1095,"_stopResolving":42},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Octobre 2026 Nouveautes","fr/platform/platform-releases/octobre-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":78,"content":1099},[1100],{"type":81,"attrs":1101,"content":1102},{"textAlign":26,"key":134},[1103],{"text":1104,"type":85},"Quoi de neuf",{"type":78,"content":1106},[1107],{"type":81},{"type":78,"content":1109},[1110],{"type":81,"attrs":1111,"content":1112},{"textAlign":26,"key":134},[1113],{"text":1114,"type":85},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":23,"_uid":1117,"hide":29,"icon":1118,"link":1119,"type":23,"label":1127,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1120,"url":23,"linktype":922,"fieldtype":62,"cached_url":1121,"prep":42,"story":1122},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1123,"id":1124,"uuid":1120,"slug":1125,"url":1125,"full_slug":1126,"_stopResolving":42},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":23,"_uid":1129,"icon":1130,"link":1131,"type":23,"label":1140,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1132,"url":23,"linktype":922,"fieldtype":62,"cached_url":1133,"prep":42,"story":1134},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1135,"id":1136,"uuid":1132,"slug":1137,"url":1138,"full_slug":1139,"_stopResolving":42},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1142,"label":1143,"columns":1144,"component":1079,"headingNewBranding":1318},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1145,1212,1287],{"_uid":1146,"ctas":1147,"label":1210,"component":994,"labelColor":23,"backgroundIconColor":1211},"705444cd-cbfb-417a-99c3-8481453ed293",[1148,1164,1180,1194],{"tag":23,"_uid":1149,"icon":1150,"link":1154,"type":23,"label":1163,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1151,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1152,"copyright":23,"fieldtype":58,"meta_data":1153,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1155,"url":23,"linktype":922,"fieldtype":62,"cached_url":1156,"prep":42,"story":1157},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1158,"id":1159,"uuid":1155,"slug":1160,"url":1161,"full_slug":1162,"_stopResolving":42},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":23,"_uid":1165,"hide":29,"icon":1166,"link":1170,"type":23,"label":1179,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1167,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1168,"copyright":23,"fieldtype":58,"meta_data":1169,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1171,"url":23,"linktype":922,"fieldtype":62,"cached_url":1172,"prep":42,"story":1173},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/fr/events/",{"name":1174,"id":1175,"uuid":1171,"slug":1176,"url":1177,"full_slug":1178,"_stopResolving":42},"Events listing page",86201135839603,"events","events/","fr/events/","Événements et webinaires",{"tag":23,"_uid":1181,"hide":29,"icon":1182,"link":1186,"type":23,"label":1190,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1183,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1184,"copyright":23,"fieldtype":58,"meta_data":1185,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1187,"url":23,"linktype":922,"fieldtype":62,"cached_url":1188,"prep":42,"story":1189},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1190,"id":1191,"uuid":1187,"slug":1192,"url":1192,"full_slug":1193,"_stopResolving":42},"FAQ",126231937,"faq","fr/faq",{"tag":23,"_uid":1195,"hide":29,"icon":1196,"link":1200,"type":23,"label":1209,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1197,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1198,"copyright":23,"fieldtype":58,"meta_data":1199,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1201,"url":23,"linktype":922,"fieldtype":62,"cached_url":1202,"prep":42,"story":1203},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1204,"id":1205,"uuid":1201,"slug":1206,"url":1207,"full_slug":1208,"_stopResolving":42},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1213,"ctas":1214,"label":1286,"component":994,"labelColor":23,"backgroundIconColor":1211},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1215,1227,1242,1258,1274],{"tag":23,"_uid":1216,"hide":29,"icon":1217,"link":1219,"type":23,"label":1223,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1018,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1019,"copyright":23,"fieldtype":58,"meta_data":1218,"is_external_url":29},{},{"id":1220,"url":23,"linktype":922,"fieldtype":62,"cached_url":1221,"prep":42,"story":1222},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1223,"id":1224,"uuid":1220,"slug":1225,"url":1225,"full_slug":1226,"_stopResolving":42},"AI Hub",114865617041697,"ai","fr/ai",{"tag":23,"_uid":1228,"icon":1229,"link":1233,"type":23,"label":1241,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1230,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1231,"copyright":23,"fieldtype":58,"meta_data":1232,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1234,"url":23,"linktype":922,"fieldtype":62,"cached_url":1235,"prep":42,"story":1236},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1237,"id":1238,"uuid":1234,"slug":1239,"url":1239,"full_slug":1240,"_stopResolving":42},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":23,"_uid":1243,"hide":29,"icon":1244,"link":1248,"type":23,"label":1257,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1245,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1246,"copyright":23,"fieldtype":58,"meta_data":1247,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1249,"url":23,"linktype":922,"fieldtype":62,"cached_url":1250,"prep":42,"story":1251},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1252,"id":1253,"uuid":1249,"slug":1254,"url":1255,"full_slug":1256,"_stopResolving":42},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":23,"_uid":1259,"hide":29,"icon":1260,"link":1264,"type":23,"label":1273,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1261,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1262,"copyright":23,"fieldtype":58,"meta_data":1263,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1265,"url":23,"linktype":922,"fieldtype":62,"cached_url":1266,"prep":42,"story":1267},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1268,"id":1269,"uuid":1265,"slug":1270,"url":1271,"full_slug":1272,"_stopResolving":42},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":23,"_uid":1275,"icon":1276,"link":1278,"type":23,"label":1285,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"hide":42},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":965,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":966,"copyright":23,"fieldtype":58,"meta_data":1277,"is_external_url":29},{},{"id":1279,"url":23,"linktype":922,"fieldtype":62,"cached_url":1280,"prep":42,"story":1281},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1282,"id":1283,"uuid":1279,"slug":1282,"url":1284,"full_slug":1284,"_stopResolving":42},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1288,"ctas":1289,"label":1317,"component":994,"backgroundIconColor":1211},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1290,1299,1308],{"tag":23,"_uid":1291,"icon":1292,"link":1296,"type":23,"label":1298,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1293,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1294,"copyright":23,"fieldtype":58,"meta_data":1295,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":23,"url":1297,"linktype":61,"fieldtype":62,"cached_url":1297},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":23,"_uid":1300,"icon":1301,"link":1305,"type":23,"label":1307,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1302,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1303,"copyright":23,"fieldtype":58,"meta_data":1304,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":23,"url":1306,"linktype":61,"cached_url":1306},"https://www.cfoconnect.eu/fr/events/","Événements CFO Connect",{"tag":23,"_uid":1309,"icon":1310,"link":1314,"type":23,"label":1316,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1311,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1312,"copyright":23,"fieldtype":58,"meta_data":1313,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":23,"url":1315,"linktype":61,"cached_url":1315},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1320,"label":1321,"columns":1322,"component":1079,"headingNewBranding":1398},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1323,1364],{"_uid":1324,"ctas":1325,"label":1321,"component":994,"labelColor":23,"backgroundIconColor":995},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1326,1339,1348],{"tag":23,"_uid":1327,"hide":29,"icon":1328,"link":1330,"type":23,"label":1338,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1050,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1051,"copyright":23,"fieldtype":58,"meta_data":1329,"is_private":29,"is_external_url":29},{},{"id":1331,"url":23,"linktype":922,"fieldtype":62,"cached_url":1332,"prep":42,"story":1333},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1334,"id":1335,"uuid":1331,"slug":1336,"url":1336,"full_slug":1337,"_stopResolving":42},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":23,"_uid":1340,"hide":29,"icon":1341,"link":1345,"type":23,"label":1347,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1342,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1343,"copyright":23,"fieldtype":58,"meta_data":1344,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":23,"url":1346,"linktype":61,"fieldtype":62,"cached_url":1346},"https://career.spendesk.com/fr/","Carrières",{"tag":23,"_uid":1349,"hide":29,"icon":1350,"link":1354,"type":23,"label":1363,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1351,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1352,"copyright":23,"fieldtype":58,"meta_data":1353,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1355,"url":23,"linktype":922,"fieldtype":62,"cached_url":1356,"prep":42,"story":1357},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1358,"id":1359,"uuid":1355,"slug":1360,"url":1361,"full_slug":1362,"_stopResolving":42},"Spendesk Press",265014512,"press","press/","fr/press/","Presse",{"_uid":1365,"ctas":1366,"label":147,"component":994,"labelColor":23,"backgroundIconColor":995},"59a11592-e6cb-405d-8208-9e3c365ac046",[1367,1383],{"tag":23,"_uid":1368,"hide":29,"icon":1369,"link":1373,"type":23,"label":1382,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1370,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1371,"copyright":23,"fieldtype":58,"meta_data":1372,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1374,"url":23,"linktype":922,"fieldtype":62,"cached_url":1375,"prep":42,"story":1376},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1377,"id":1378,"uuid":1374,"slug":1379,"url":1380,"full_slug":1381,"_stopResolving":42},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":23,"_uid":1384,"hide":29,"icon":1385,"link":1389,"type":23,"label":1397,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1386,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1387,"copyright":23,"fieldtype":58,"meta_data":1388,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1390,"url":23,"linktype":922,"fieldtype":62,"cached_url":1391,"prep":42,"story":1392},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1393,"id":1394,"uuid":1390,"slug":1395,"url":1395,"full_slug":1396,"_stopResolving":42},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter",[],"Se connecter","header",[1402,1407,1412,1416],{"_uid":1403,"code":39,"name":1404,"component":1405,"shortName":1406},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1408,"code":1409,"name":1410,"component":1405,"shortName":1411},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1413,"code":41,"name":1414,"component":1405,"shortName":1415},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1417,"code":33,"name":1418,"component":1405,"shortName":1419},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1421,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1422,"copyright":23,"fieldtype":58,"meta_data":1423,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1425,"alt":903,"name":23,"focus":23,"title":1426,"source":23,"filename":1427,"copyright":23,"fieldtype":58,"meta_data":1428,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1430],{"tag":23,"_uid":1431,"hide":29,"icon":1432,"link":1434,"type":23,"label":1436,"style":63,"component":64,"onClickEvent":1437,"openInANewTab":42,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1433},{},{"id":23,"url":1435,"linktype":61,"fieldtype":62,"cached_url":1435},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1439,1444],{"tag":23,"_uid":1440,"hide":29,"icon":1441,"link":1443,"type":23,"label":1436,"style":63,"component":64,"onClickEvent":1437,"openInANewTab":42,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1442},{},{"id":23,"url":1435,"linktype":61,"fieldtype":62,"cached_url":1435},{"tag":23,"_uid":1445,"hide":29,"icon":1446,"link":1448,"type":23,"label":1456,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58,"meta_data":1447,"is_external_url":29},{},{"id":1449,"url":23,"linktype":922,"fieldtype":62,"cached_url":1450,"prep":42,"story":1451},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1452,"id":1453,"uuid":1449,"slug":1454,"url":1454,"full_slug":1455,"_stopResolving":42},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",[1458,1466,1474,1482,1490],{"tag":23,"_uid":1459,"icon":1460,"link":1464,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1461,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1462,"copyright":23,"fieldtype":58,"meta_data":1463,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":23,"url":1465,"linktype":61,"fieldtype":62,"cached_url":1465},"https://www.facebook.com/spendesk/",{"tag":23,"_uid":1467,"icon":1468,"link":1472,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1469,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1470,"copyright":23,"fieldtype":58,"meta_data":1471,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":23,"url":1473,"linktype":61,"fieldtype":62,"cached_url":1473},"https://www.instagram.com/spendesk",{"tag":23,"_uid":1475,"icon":1476,"link":1480,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1477,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1478,"copyright":23,"fieldtype":58,"meta_data":1479,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":23,"url":1481,"linktype":61,"fieldtype":62,"cached_url":1481},"https://www.linkedin.com/company/spendesk/",{"tag":23,"_uid":1483,"icon":1484,"link":1488,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1485,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1486,"copyright":23,"fieldtype":58,"meta_data":1487,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":23,"url":1489,"linktype":61,"fieldtype":62,"cached_url":1489},"https://x.com/Spendesk",{"tag":23,"_uid":1491,"hide":29,"icon":1492,"link":1496,"type":23,"label":23,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":42,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1493,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1494,"copyright":23,"fieldtype":58,"meta_data":1495,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":23,"url":1497,"linktype":61,"fieldtype":62,"cached_url":1497},"https://www.youtube.com/c/spendesk",[1499],{"tag":23,"_uid":1500,"hide":29,"icon":1501,"link":1502,"type":23,"label":23,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1503,"url":23,"linktype":922,"fieldtype":62,"cached_url":1504,"prep":42,"story":1505},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1506,"id":1507,"uuid":1503,"slug":1508,"url":1508,"full_slug":1509,"_stopResolving":42},"Homepage",106735746,"home","fr/home",[1511],{"tag":23,"_uid":1512,"hide":29,"icon":1513,"link":1514,"type":23,"label":1523,"style":63,"component":64,"onClickEvent":1524,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":1515,"url":23,"anchor":23,"linktype":922,"fieldtype":62,"cached_url":1516,"prep":42,"story":1517},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1518,"id":1519,"uuid":1515,"slug":1520,"url":1521,"full_slug":1522,"_stopResolving":42},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[1526],{"_uid":1527,"hide":29,"style":1528,"content":1529,"display":1558,"component":1559,"hideOnMobile":29,"mobileContent":1560},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":78,"attrs":1530,"content":1531},{"backgroundColor":26},[1532],{"type":81,"attrs":1533,"content":1534},{"textAlign":26,"key":134},[1535,1542,1544,1549,1551],{"text":1536,"type":85,"marks":1537},"Spendesk AI: ",[1538,1541],{"type":142,"attrs":1539},{"color":1540},"#1F1F1F",{"type":150},{"text":1543,"type":85},"L’IA gère le répétitif. Vous gardez la main",{"text":1545,"type":85,"marks":1546},". ",[1547],{"type":142,"attrs":1548},{"color":1540},{"text":1550,"type":85},"👉 ",{"text":1552,"type":85,"marks":1553},"En savoir plus",[1554,1557],{"type":239,"attrs":1555},{"href":1023,"uuid":1022,"anchor":26,"target":352,"linktype":922,"story":1556},{"name":1025,"id":1026,"uuid":1022,"slug":1027,"url":1028,"full_slug":1029,"_stopResolving":42},{"type":150},"Whole website","announcementBanner",{"type":78,"attrs":1561,"content":1562},{"backgroundColor":26},[1563],{"type":81,"attrs":1564,"content":1565},{"textAlign":26,"key":134},[1566,1571,1572,1576,1577],{"text":1536,"type":85,"marks":1567},[1568,1570],{"type":142,"attrs":1569},{"color":1540},{"type":150},{"text":1543,"type":85},{"text":1545,"type":85,"marks":1573},[1574],{"type":142,"attrs":1575},{"color":1540},{"text":1550,"type":85},{"text":1552,"type":85,"marks":1578},[1579,1582],{"type":239,"attrs":1580},{"href":1023,"uuid":1022,"anchor":26,"target":352,"linktype":922,"story":1581},{"name":1025,"id":1026,"uuid":1022,"slug":1027,"url":1028,"full_slug":1029,"_stopResolving":42},{"type":150},"Sélectionnez votre langue","fr/global-components/header",[1586],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1594,1595,1596],{"path":1592,"name":26,"lang":33,"published":26},{"path":1592,"name":26,"lang":39,"published":26},{"path":1592,"name":26,"lang":41,"published":26},{"name":1598,"created_at":1599,"published_at":1600,"updated_at":1601,"id":1602,"uuid":1603,"content":1604,"slug":1818,"full_slug":2002,"sort_by_date":26,"position":2003,"tag_list":2004,"is_startpage":29,"parent_id":1587,"meta_data":26,"group_id":2005,"first_published_at":2006,"release_id":26,"lang":33,"path":1161,"alternates":2007,"default_full_slug":2008,"translated_slugs":2009},"Footer","2022-03-03T10:27:46.390Z","2026-11-05T16:18:15.983Z","2026-11-05T16:18:16.023Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1605,"lists":1606,"component":1818,"logoLinks":1819,"legalLinks":1836,"socialLinks":1894,"newsletterForm":1920,"complianceLogos":1961,"newsletterTitle":1970,"smallDescription":1971,"newsletterSubtitle":1977,"legalDescriptionText":1978},"68acc184-683a-412b-863a-297708c3cffb",[1607,1641,1696,1786],{"_uid":1608,"ctas":1609,"label":909,"component":994,"labelColor":23,"backgroundIconColor":23},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1610,1617,1623,1629,1635],{"tag":23,"_uid":1611,"hide":29,"icon":1612,"link":1614,"type":23,"label":1616,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":917,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":918,"copyright":23,"fieldtype":58,"meta_data":1613,"is_external_url":29},{},{"id":921,"url":23,"linktype":922,"fieldtype":62,"cached_url":923,"prep":42,"story":1615},{"name":925,"id":926,"uuid":921,"slug":927,"url":928,"full_slug":929,"_stopResolving":42},"Spendesk AI connect",{"tag":23,"_uid":1618,"icon":1619,"link":1621,"type":23,"label":946,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":934,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":935,"copyright":23,"fieldtype":58,"meta_data":1620,"is_external_url":29},{},{"id":938,"url":23,"linktype":922,"fieldtype":62,"cached_url":939,"prep":42,"story":1622},{"name":941,"id":942,"uuid":938,"slug":943,"url":944,"full_slug":945,"_stopResolving":42},{"tag":23,"_uid":1624,"hide":29,"icon":1625,"link":1627,"type":23,"label":957,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":950,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":951,"copyright":23,"fieldtype":58,"meta_data":1626,"is_external_url":29},{},{"id":954,"url":23,"linktype":922,"fieldtype":62,"cached_url":955,"prep":42,"story":1628},{"name":957,"id":958,"uuid":954,"slug":959,"url":960,"full_slug":961,"_stopResolving":42},{"tag":23,"_uid":1630,"hide":29,"icon":1631,"link":1633,"type":23,"label":977,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":965,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":966,"copyright":23,"fieldtype":58,"meta_data":1632,"is_external_url":29},{},{"id":969,"url":23,"linktype":922,"fieldtype":62,"cached_url":970,"prep":42,"story":1634},{"name":972,"id":973,"uuid":969,"slug":974,"url":975,"full_slug":976,"_stopResolving":42},{"tag":23,"_uid":1636,"icon":1637,"link":1639,"type":23,"label":993,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":981,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":982,"copyright":23,"fieldtype":58,"meta_data":1638,"is_external_url":29},{},{"id":985,"url":23,"linktype":922,"fieldtype":62,"cached_url":986,"prep":42,"story":1640},{"name":988,"id":989,"uuid":985,"slug":990,"url":991,"full_slug":992,"_stopResolving":42},{"_uid":1642,"ctas":1643,"label":1695,"component":994,"labelColor":23,"backgroundIconColor":23},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1644,1650,1657,1663,1669,1675,1681,1688],{"tag":23,"_uid":1645,"hide":29,"icon":1646,"link":1648,"type":23,"label":1014,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":1002,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1003,"copyright":23,"fieldtype":58,"meta_data":1647,"is_external_url":29},{},{"id":1006,"url":23,"linktype":922,"fieldtype":62,"cached_url":1007,"prep":42,"story":1649},{"name":1009,"id":1010,"uuid":1006,"slug":1011,"url":1012,"full_slug":1013,"_stopResolving":42},{"tag":23,"_uid":1651,"hide":29,"icon":1652,"link":1654,"type":23,"label":1656,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":1018,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1019,"copyright":23,"fieldtype":58,"meta_data":1653,"is_external_url":29},{},{"id":1022,"url":23,"linktype":922,"fieldtype":62,"cached_url":1023,"prep":42,"story":1655},{"name":1025,"id":1026,"uuid":1022,"slug":1027,"url":1028,"full_slug":1029,"_stopResolving":42},"Intelligence Artificielle",{"tag":23,"_uid":1658,"hide":29,"icon":1659,"link":1661,"type":23,"label":1046,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":1034,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1035,"copyright":23,"fieldtype":58,"meta_data":1660,"is_private":29,"is_external_url":29},{},{"id":1038,"url":23,"linktype":922,"fieldtype":62,"cached_url":1039,"prep":42,"story":1662},{"name":1041,"id":1042,"uuid":1038,"slug":1043,"url":1044,"full_slug":1045,"_stopResolving":42},{"tag":23,"_uid":1664,"icon":1665,"link":1667,"type":23,"label":1062,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":1050,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1051,"copyright":23,"fieldtype":58,"meta_data":1666,"is_external_url":29},{},{"id":1054,"url":23,"linktype":922,"fieldtype":62,"cached_url":1055,"prep":42,"story":1668},{"name":1057,"id":1058,"uuid":1054,"slug":1059,"url":1060,"full_slug":1061,"_stopResolving":42},{"tag":23,"_uid":1670,"icon":1671,"link":1673,"type":23,"label":1073,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":1066,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1067,"copyright":23,"fieldtype":58,"meta_data":1672,"is_external_url":29},{},{"id":1070,"url":23,"linktype":922,"fieldtype":62,"cached_url":1071,"prep":42,"story":1674},{"name":1073,"id":1074,"uuid":1070,"slug":1075,"url":1076,"full_slug":1077,"_stopResolving":42},{"tag":23,"_uid":1676,"hide":29,"icon":1677,"link":1679,"type":23,"label":1127,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1678},{},{"id":1120,"url":23,"linktype":922,"fieldtype":62,"cached_url":1121,"prep":42,"story":1680},{"name":1123,"id":1124,"uuid":1120,"slug":1125,"url":1125,"full_slug":1126,"_stopResolving":42},{"tag":23,"_uid":1682,"hide":29,"icon":1683,"link":1685,"type":23,"label":1687,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1684},{},{"id":1449,"url":23,"linktype":922,"fieldtype":62,"cached_url":1450,"prep":42,"story":1686},{"name":1452,"id":1453,"uuid":1449,"slug":1454,"url":1454,"full_slug":1455,"_stopResolving":42},"Sécurité",{"tag":23,"_uid":1689,"hide":29,"icon":1690,"link":1692,"type":23,"label":1694,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1691},{},{"id":23,"url":1693,"linktype":61,"fieldtype":62,"cached_url":1693},"https://trust.spendesk.com/","Centre de confiance","Plateforme",{"_uid":1697,"ctas":1698,"label":1143,"component":994,"backgroundIconColor":23},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1699,1705,1710,1723,1729,1736,1742,1748,1755,1761,1767,1773,1780],{"tag":23,"_uid":1700,"hide":29,"icon":1701,"link":1703,"type":23,"label":1140,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1702},{},{"id":1132,"url":23,"linktype":922,"fieldtype":62,"cached_url":1133,"prep":42,"story":1704},{"name":1135,"id":1136,"uuid":1132,"slug":1137,"url":1138,"full_slug":1139,"_stopResolving":42},{"tag":23,"_uid":1706,"icon":1707,"link":1708,"type":23,"label":1163,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1155,"url":23,"linktype":922,"fieldtype":62,"cached_url":1156,"prep":42,"story":1709},{"name":1158,"id":1159,"uuid":1155,"slug":1160,"url":1161,"full_slug":1162,"_stopResolving":42},{"tag":23,"_uid":1711,"icon":1712,"link":1713,"type":23,"label":1722,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"0c3791b7-d195-40e4-b4ef-3e23020f2fbd",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1714,"url":23,"linktype":922,"fieldtype":62,"cached_url":1715,"prep":42,"story":1716},"00374c17-63ac-466f-a8fc-8e1c49811e67","/fr/blog/all-articles",{"name":1717,"id":1718,"uuid":1714,"slug":1719,"url":1720,"full_slug":1721,"_stopResolving":42},"All articles",238103281021871,"all-articles","blog/all-articles","fr/blog/all-articles","Tous les articles",{"tag":23,"_uid":1724,"hide":29,"icon":1725,"link":1727,"type":23,"label":1179,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":1167,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1168,"copyright":23,"fieldtype":58,"meta_data":1726,"is_external_url":29},{},{"id":1171,"url":23,"linktype":922,"fieldtype":62,"cached_url":1172,"prep":42,"story":1728},{"name":1174,"id":1175,"uuid":1171,"slug":1176,"url":1177,"full_slug":1178,"_stopResolving":42},{"tag":23,"_uid":1730,"hide":29,"icon":1731,"link":1733,"type":23,"label":1735,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1732},{},{"id":1187,"url":23,"linktype":922,"fieldtype":62,"cached_url":1188,"prep":42,"story":1734},{"name":1190,"id":1191,"uuid":1187,"slug":1192,"url":1192,"full_slug":1193,"_stopResolving":42},"FAQs",{"tag":23,"_uid":1737,"hide":29,"icon":1738,"link":1740,"type":23,"label":1209,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1739},{},{"id":1201,"url":23,"linktype":922,"fieldtype":62,"cached_url":1202,"prep":42,"story":1741},{"name":1204,"id":1205,"uuid":1201,"slug":1206,"url":1207,"full_slug":1208,"_stopResolving":42},{"tag":23,"_uid":1743,"hide":29,"icon":1744,"link":1746,"type":23,"label":1223,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":1018,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1019,"copyright":23,"fieldtype":58,"meta_data":1745,"is_external_url":29},{},{"id":1220,"url":23,"linktype":922,"fieldtype":62,"cached_url":1221,"prep":42,"story":1747},{"name":1223,"id":1224,"uuid":1220,"slug":1225,"url":1225,"full_slug":1226,"_stopResolving":42},{"tag":23,"_uid":1749,"hide":29,"icon":1750,"link":1752,"type":23,"label":1754,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1751},{},{"id":1234,"url":23,"linktype":922,"fieldtype":62,"cached_url":1235,"prep":42,"story":1753},{"name":1237,"id":1238,"uuid":1234,"slug":1239,"url":1239,"full_slug":1240,"_stopResolving":42},"Contenus premium",{"tag":23,"_uid":1756,"hide":29,"icon":1757,"link":1759,"type":23,"label":1273,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1758},{},{"id":1265,"url":23,"linktype":922,"fieldtype":62,"cached_url":1266,"prep":42,"story":1760},{"name":1268,"id":1269,"uuid":1265,"slug":1270,"url":1271,"full_slug":1272,"_stopResolving":42},{"tag":23,"_uid":1762,"hide":29,"icon":1763,"link":1765,"type":23,"label":1273,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1261,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1262,"copyright":23,"fieldtype":58,"meta_data":1764,"is_external_url":29},{},{"id":1265,"url":23,"linktype":922,"fieldtype":62,"cached_url":1266,"prep":42,"story":1766},{"name":1268,"id":1269,"uuid":1265,"slug":1270,"url":1271,"full_slug":1272,"_stopResolving":42},{"tag":23,"_uid":1768,"icon":1769,"link":1771,"type":23,"label":1273,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"hide":42},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":965,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":966,"copyright":23,"fieldtype":58,"meta_data":1770,"is_external_url":29},{},{"id":1279,"url":23,"linktype":922,"fieldtype":62,"cached_url":1280,"prep":42,"story":1772},{"name":1282,"id":1283,"uuid":1279,"slug":1282,"url":1284,"full_slug":1284,"_stopResolving":42},{"tag":23,"_uid":1774,"hide":29,"icon":1775,"link":1777,"type":23,"label":1779,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1776},{},{"id":23,"url":1778,"linktype":61,"fieldtype":62,"cached_url":1778},"https://www.cfoconnect.eu/","CFO Connect",{"tag":23,"_uid":1781,"hide":29,"icon":1782,"link":1784,"type":23,"label":1436,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":1783},{},{"id":23,"url":1785,"linktype":61,"fieldtype":62,"cached_url":1785},"https://helpcenter.spendesk.com/fr",{"_uid":1787,"ctas":1788,"label":1321,"component":994,"backgroundIconColor":23},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1789,1795,1800,1806,1812],{"tag":23,"_uid":1790,"hide":29,"icon":1791,"link":1793,"type":23,"label":1338,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":1050,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1051,"copyright":23,"fieldtype":58,"meta_data":1792,"is_private":29,"is_external_url":29},{},{"id":1331,"url":23,"linktype":922,"fieldtype":62,"cached_url":1332,"prep":42,"story":1794},{"name":1334,"id":1335,"uuid":1331,"slug":1336,"url":1336,"full_slug":1337,"_stopResolving":42},{"tag":23,"_uid":1796,"hide":29,"icon":1797,"link":1799,"type":23,"label":1347,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1342,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1343,"copyright":23,"fieldtype":58,"meta_data":1798,"is_external_url":29},{},{"id":23,"url":1346,"linktype":61,"fieldtype":62,"cached_url":1346},{"tag":23,"_uid":1801,"hide":29,"icon":1802,"link":1804,"type":23,"label":1363,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1351,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1352,"copyright":23,"fieldtype":58,"meta_data":1803,"is_external_url":29},{},{"id":1355,"url":23,"linktype":922,"fieldtype":62,"cached_url":1356,"prep":42,"story":1805},{"name":1358,"id":1359,"uuid":1355,"slug":1360,"url":1361,"full_slug":1362,"_stopResolving":42},{"tag":23,"_uid":1807,"hide":29,"icon":1808,"link":1810,"type":23,"label":1382,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1370,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1371,"copyright":23,"fieldtype":58,"meta_data":1809,"is_private":29,"is_external_url":29},{},{"id":1374,"url":23,"linktype":922,"fieldtype":62,"cached_url":1375,"prep":42,"story":1811},{"name":1377,"id":1378,"uuid":1374,"slug":1379,"url":1380,"full_slug":1381,"_stopResolving":42},{"tag":23,"_uid":1813,"hide":29,"icon":1814,"link":1816,"type":23,"label":1397,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1386,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1387,"copyright":23,"fieldtype":58,"meta_data":1815,"is_private":29,"is_external_url":29},{},{"id":1390,"url":23,"linktype":922,"fieldtype":62,"cached_url":1391,"prep":42,"story":1817},{"name":1393,"id":1394,"uuid":1390,"slug":1395,"url":1395,"full_slug":1396,"_stopResolving":42},"footer",[1820,1828],{"tag":23,"_uid":1821,"hide":29,"icon":1822,"link":1826,"type":23,"label":23,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1823,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1824,"copyright":23,"fieldtype":58,"meta_data":1825,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":23,"url":1827,"linktype":61,"fieldtype":62,"cached_url":1827},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":23,"_uid":1829,"hide":29,"icon":1830,"link":1834,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1831,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1832,"copyright":23,"fieldtype":58,"meta_data":1833,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":23,"url":1835,"linktype":61,"fieldtype":62,"cached_url":1835},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1837,1843,1856,1869,1882,1888],{"tag":23,"_uid":1838,"icon":1839,"link":1840,"type":23,"label":1842,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":1503,"url":23,"linktype":922,"fieldtype":62,"cached_url":1504,"prep":42,"story":1841},{"name":1506,"id":1507,"uuid":1503,"slug":1508,"url":1508,"full_slug":1509,"_stopResolving":42},"© Spendesk",{"tag":23,"_uid":1844,"icon":1845,"link":1846,"type":23,"label":1855,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":1847,"url":23,"linktype":922,"fieldtype":62,"cached_url":1848,"prep":42,"story":1849},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":1850,"id":1851,"uuid":1847,"slug":1852,"url":1853,"full_slug":1854,"_stopResolving":42},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":23,"_uid":1857,"icon":1858,"link":1859,"type":23,"label":1868,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":1860,"url":23,"linktype":922,"fieldtype":62,"cached_url":1861,"prep":42,"story":1862},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":1863,"id":1864,"uuid":1860,"slug":1865,"url":1866,"full_slug":1867,"_stopResolving":42},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":23,"_uid":1870,"icon":1871,"link":1872,"type":23,"label":1881,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":1873,"url":23,"linktype":922,"fieldtype":62,"cached_url":1874,"prep":42,"story":1875},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":1876,"id":1877,"uuid":1873,"slug":1878,"url":1879,"full_slug":1880,"_stopResolving":42},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":23,"_uid":1883,"icon":1884,"link":1885,"type":23,"label":1887,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":23,"url":1886,"linktype":61,"fieldtype":62,"cached_url":1886},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":23,"_uid":1889,"hide":29,"icon":1890,"link":1891,"type":23,"label":1893,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":23,"url":1892,"linktype":61,"fieldtype":62,"cached_url":1892},"openConsentManager.action","Paramètres Cookies",[1895,1900,1905,1910,1915],{"tag":23,"_uid":1896,"icon":1897,"link":1899,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1461,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1462,"copyright":23,"fieldtype":58,"meta_data":1898,"is_external_url":29},{},{"id":23,"url":1465,"linktype":61,"fieldtype":62,"cached_url":1465},{"tag":23,"_uid":1901,"icon":1902,"link":1904,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1469,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1470,"copyright":23,"fieldtype":58,"meta_data":1903,"is_private":29,"is_external_url":29},{},{"id":23,"url":1473,"linktype":61,"fieldtype":62,"cached_url":1473},{"tag":23,"_uid":1906,"icon":1907,"link":1909,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1477,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1478,"copyright":23,"fieldtype":58,"meta_data":1908,"is_private":29,"is_external_url":29},{},{"id":23,"url":1481,"linktype":61,"fieldtype":62,"cached_url":1481},{"tag":23,"_uid":1911,"icon":1912,"link":1914,"type":23,"label":23,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1485,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1486,"copyright":23,"fieldtype":58,"meta_data":1913,"is_private":29,"is_external_url":29},{},{"id":23,"url":1489,"linktype":61,"fieldtype":62,"cached_url":1489},{"tag":23,"_uid":1916,"hide":29,"icon":1917,"link":1919,"type":23,"label":23,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":42,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1493,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1494,"copyright":23,"fieldtype":58,"meta_data":1918,"is_private":29,"is_external_url":29},{},{"id":23,"url":1497,"linktype":61,"fieldtype":62,"cached_url":1497},[1921],{"_uid":1922,"fields":1923,"component":1955,"submitUrl":1956,"hubspotFormId":1958,"successMessage":1959,"horizontalAlign":23,"onSubmitSegmentEvent":1960},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[1924],{"_uid":1925,"name":1926,"type":85,"label":1927,"required":42,"component":1928,"submitBtn":1929,"legalNotice":1930,"placeholder":23,"validateEmail":42,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":78,"content":1931},[1932],{"type":81,"content":1933},[1934,1936,1944,1946,1953],{"text":1935,"type":85},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":1937,"type":85,"marks":1938},"Conditions d'utilisation",[1939],{"type":239,"attrs":1940},{"href":1848,"uuid":1847,"anchor":26,"custom":1941,"target":1942,"linktype":922,"story":1943},{},"_blank",{"name":1850,"id":1851,"uuid":1847,"slug":1852,"url":1853,"full_slug":1854,"_stopResolving":42},{"text":1945,"type":85}," et à la ",{"text":1947,"type":85,"marks":1948},"Politique de confidentialité",[1949],{"type":239,"attrs":1950},{"href":1861,"uuid":1860,"anchor":26,"custom":1951,"target":1942,"linktype":922,"story":1952},{},{"name":1863,"id":1864,"uuid":1860,"slug":1865,"url":1866,"full_slug":1867,"_stopResolving":42},{"text":1954,"type":85}," de Spendesk.","formGroup",{"id":23,"url":23,"linktype":922,"fieldtype":62,"cached_url":1957,"prep":42},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[1962],{"tag":23,"_uid":1963,"hide":29,"icon":1964,"link":1968,"type":23,"label":23,"style":63,"component":64,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":1965,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1966,"copyright":23,"fieldtype":58,"meta_data":1967,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":23,"url":1969,"linktype":61,"fieldtype":62,"cached_url":1969},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":78,"content":1972},[1973],{"type":81,"content":1974},[1975],{"text":1976,"type":85},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":78,"content":1979},[1980,1988,1995],{"type":81,"content":1981},[1982],{"text":1983,"type":85,"marks":1984},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[1985],{"type":142,"attrs":1986},{"color":1987},"rgb(0, 0, 0)",{"type":81,"content":1989},[1990],{"text":1991,"type":85,"marks":1992},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[1993],{"type":142,"attrs":1994},{"color":1987},{"type":81,"content":1996},[1997],{"text":1998,"type":85,"marks":1999},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2000],{"type":142,"attrs":2001},{"color":1987},"fr/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2010,2011,2012],{"path":2008,"name":26,"lang":33,"published":26},{"path":2008,"name":26,"lang":39,"published":26},{"path":2008,"name":26,"lang":41,"published":26},{"name":2014,"created_at":2015,"published_at":2016,"updated_at":2017,"id":2018,"uuid":2019,"content":2020,"slug":2180,"full_slug":2181,"sort_by_date":26,"position":2182,"tag_list":2183,"is_startpage":29,"parent_id":1587,"meta_data":26,"group_id":2184,"first_published_at":2185,"release_id":26,"lang":33,"path":26,"alternates":2186,"default_full_slug":2187,"translated_slugs":2188},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2021,"modalBtn":2022,"component":2023,"modalTitle":2024,"countdownDay":2025,"modalContent":2026,"modalSuccess":2038,"countdownHour":2039,"hubspotFormId":2040,"countdownLabel":2041,"formErrorTitle":2042,"countdownMinute":2043,"countdownSecond":2044,"eventsLiveLabel":2045,"eventsViewLabel":2046,"formErrorButton":2047,"selectNoOptions":2048,"eventsWatchLabel":2049,"copyPromptLibrary":2050,"eventsReplayLabel":2051,"formErrorSubtitle":2052,"eventsResultsLabel":2053,"blogAuthorResources":2054,"byRolePromptLibrary":2055,"copiedPromptLibrary":2056,"eventsAllTypesLabel":2057,"eventsJoinNextLabel":2058,"eventsLoadMoreLabel":2059,"eventsRegisterLabel":2060,"selectedPricingPage":2061,"yourPlanPricingPage":2062,"byTopicPromptLibrary":2063,"eventsAllTopicsLabel":2064,"allRolesPromptLibrary":2065,"eventsTypeFilterLabel":2066,"modalEmailPlaceholder":2067,"allTopicsPromptLibrary":2064,"emailValidationInvalid":2068,"eventsTopicFilterLabel":2069,"imageItemsListNoResult":2070,"noResultsPromptLibrary":2071,"phoneValidationInvalid":2072,"blogLoadMoreButtonLabel":2059,"eventsReplayPosterLabel":2073,"itemsFoundPromptLibrary":2074,"blogArticleUpdatedAtLabel":2075,"blogArticleWatchTimeLabel":2076,"clearFiltersPromptLibrary":2077,"modalExistingAccountTitle":2078,"modalExistingCompanyTitle":2079,"modalForExistingCustomers":2080,"organizationSchemaOffices":2087,"blogArticleListenTimeLabel":2076,"cardsGridSearchPlaceholder":2140,"blogArticlePublishedOnLabel":2141,"blogArticleReadingTimeLabel":2076,"emailValidationInvalidExist":2142,"modalForUnsupportedCountries":2143,"emailValidationInvalidInvited":2149,"organizationSchemaDescription":2150,"organizationSchemaContactEmail":2151,"modalExistingAccountDescription":2152,"modalExistingCompanyDescription":2168,"emailValidationInvalidDomainName":2174,"multiSelectDropdownSelectedLabel":2175,"softwareApplicationSchemaRatingCount":2176,"softwareApplicationSchemaRatingValue":2177,"emailValidationInvalidUnexpectedError":2178,"emailValidationInvalidCompanyRegistered":2179},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":78,"content":2027},[2028,2033],{"type":81,"attrs":2029,"content":2030},{"textAlign":26},[2031],{"text":2032,"type":85},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":81,"attrs":2034,"content":2035},{"textAlign":26},[2036],{"text":2037,"type":85},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","À venir","Voir l'événement","Réessayer","Aucun résultats","Voir le replay","Copier le prompt","Replay","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","{count} événements","Articles de {firstName}","Par rôle","Copié!","Tous","Participer au prochain","Voir plus","S'inscrire","Selectionnés","Votre plan","Par sujet","Tous les sujets","Tous les rôles","Filtrer par type","Adresse email professionnelle","Adresse e-mail non valide","Filtrer par sujet","Aucun résultat","Aucun prompt ne correspond à ces filtres. Essayez de les effacer.","Numéro de téléphone invalide","Regardez le replay complet","trouvé(s)","Mis à jour le","min environ","Effacer les filtres","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":78,"content":2081},[2082,2086],{"type":81,"content":2083},[2084],{"text":2085,"type":85},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":81},[2088,2104,2116,2128],{"cta":2089,"_uid":2096,"image":2097,"title":2101,"subtitle":2102,"component":2103},[2090],{"tag":23,"_uid":2091,"icon":2092,"link":2093,"type":23,"label":2095,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":23,"url":2094,"linktype":61,"fieldtype":62,"cached_url":2094},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2098,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2099,"copyright":23,"fieldtype":58,"meta_data":2100,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2105,"_uid":2111,"image":2112,"title":2114,"subtitle":2115,"component":2103},[2106],{"tag":23,"_uid":2107,"icon":2108,"link":2109,"type":23,"label":2095,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":23,"url":2110,"linktype":61,"fieldtype":62,"cached_url":2110},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2098,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2099,"copyright":23,"fieldtype":58,"meta_data":2113,"is_external_url":29},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2117,"_uid":2123,"image":2124,"title":2126,"subtitle":2127,"component":2103},[2118],{"tag":23,"_uid":2119,"icon":2120,"link":2121,"type":23,"label":2095,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":23,"url":2122,"linktype":61,"fieldtype":62,"cached_url":2122},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2098,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2099,"copyright":23,"fieldtype":58,"meta_data":2125,"is_external_url":29},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2129,"_uid":2135,"image":2136,"title":2138,"subtitle":2139,"component":2103},[2130],{"tag":23,"_uid":2131,"icon":2132,"link":2133,"type":23,"label":2095,"style":63,"component":64,"onClickEvent":23,"openInANewTab":42},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":23,"url":2134,"linktype":61,"fieldtype":62,"cached_url":2134},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2098,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2099,"copyright":23,"fieldtype":58,"meta_data":2137,"is_external_url":29},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Saisissez votre recherche","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":78,"content":2144},[2145],{"type":81,"content":2146},[2147],{"text":2148,"type":85},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":78,"content":2153},[2154,2158],{"type":81,"content":2155},[2156],{"text":2157,"type":85},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":264,"attrs":2159},{"id":2160,"body":2161},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2162],{"tag":23,"_uid":2163,"icon":2164,"link":2165,"type":2167,"label":1399,"style":63,"component":64,"onClickEvent":23,"openInANewTab":29,"horizontalFill":42},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":23,"copyright":26,"fieldtype":58},{"id":23,"url":2166,"linktype":61,"fieldtype":62,"cached_url":2166},"https://app.spendesk.com/auth/login","btn",{"type":78,"content":2169},[2170],{"type":81,"content":2171},[2172],{"text":2173,"type":85},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2189,2190,2191],{"path":2187,"name":26,"lang":33,"published":26},{"path":2187,"name":26,"lang":39,"published":26},{"path":2187,"name":26,"lang":41,"published":26},[2193,2197,2201,2205,2209,2213,2217,2221,2225],{"id":2194,"name":2195,"value":2196,"dimension_value":26},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2198,"name":2199,"value":2200,"dimension_value":26},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2202,"name":2203,"value":2204,"dimension_value":26},10736155,"Intercom","ryDQcVoOoZQ",{"id":2206,"name":2207,"value":2208,"dimension_value":26},10736156,"HubSpot","ry0QcNodoWQ",{"id":2210,"name":2211,"value":2212,"dimension_value":26},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2214,"name":2215,"value":2216,"dimension_value":26},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2218,"name":2219,"value":2220,"dimension_value":26},10736765,"Bing Ads","dsS7z9Hv4",{"id":2222,"name":2223,"value":2224,"dimension_value":26},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2226,"name":2227,"value":2228,"dimension_value":26},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2230,"component":2231,"sidebarCta":2232,"leadwallForm":2263,"leadwallTitle":2264,"exitModalPopup":2265,"newsletterForm":2266,"newsletterTitle":2293,"bottomArticleCta":2294,"leadwallSubtitle":2329,"moreArticlesLabel":2330,"breadcrumbBlogLink":2331,"newsletterSubtitle":2333,"breadcrumbBlogLabel":1163,"breadcrumbArticleLabel":770,"leadwallSuccessMessage":23,"hiddenNewsletterOnTopics":2334,"componentsAfterTheArticle":2337,"moreArticlesLabelFallback":2330,"sidebarTableOfContentsLabel":2484},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2233],{"cta":2234,"_uid":2242,"image":2243,"title":2247,"subtitle":2261,"component":2262},[2235],{"tag":23,"_uid":2236,"hide":29,"icon":2237,"link":2239,"type":23,"label":1523,"style":63,"component":64,"mobileLabel":23,"onClickEvent":2241,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":2238},{},{"id":1515,"url":23,"linktype":922,"fieldtype":62,"cached_url":1516,"prep":42,"story":2240},{"name":1518,"id":1519,"uuid":1515,"slug":1520,"url":1521,"full_slug":1522,"_stopResolving":42},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2244,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2245,"copyright":23,"fieldtype":58,"meta_data":2246,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":78,"content":2248},[2249],{"type":81,"attrs":2250,"content":2251},{"textAlign":26,"key":134},[2252],{"text":2253,"type":85,"marks":2254},"Dépenser mieux pour travailler mieux.",[2255,2257],{"type":142,"attrs":2256},{"color":23},{"type":2258,"attrs":2259},"styled",{"class":2260},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],"Want to continue reading?",[],[2267],{"_uid":2268,"fields":2269,"component":1955,"submitUrl":2291,"hubspotFormId":1958,"successMessage":1959,"horizontalAlign":23,"onSubmitSegmentEvent":2292},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2270],{"_uid":2271,"name":1926,"type":85,"label":1927,"required":42,"component":1928,"submitBtn":1929,"legalNotice":2272,"placeholder":23,"validateEmail":42,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":78,"content":2273},[2274],{"type":81,"content":2275},[2276,2277,2283,2284,2290],{"text":1935,"type":85},{"text":1937,"type":85,"marks":2278},[2279],{"type":239,"attrs":2280},{"href":1848,"uuid":1847,"anchor":26,"custom":2281,"target":1942,"linktype":922,"story":2282},{},{"name":1850,"id":1851,"uuid":1847,"slug":1852,"url":1853,"full_slug":1854,"_stopResolving":42},{"text":1945,"type":85},{"text":1947,"type":85,"marks":2285},[2286],{"type":239,"attrs":2287},{"href":1861,"uuid":1860,"anchor":26,"custom":2288,"target":1942,"linktype":922,"story":2289},{},{"name":1863,"id":1864,"uuid":1860,"slug":1865,"url":1866,"full_slug":1867,"_stopResolving":42},{"text":1954,"type":85},{"id":23,"url":23,"linktype":922,"fieldtype":62,"cached_url":1957,"prep":42},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2295],{"cta":2296,"_uid":2311,"image":2312,"title":2314,"subtitle":2328,"component":2262},[2297],{"tag":23,"_uid":2298,"hide":29,"icon":2299,"link":2301,"type":23,"label":2309,"style":63,"component":64,"mobileLabel":23,"onClickEvent":2310,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"source":26,"filename":23,"copyright":26,"fieldtype":58,"meta_data":2300},{},{"id":2302,"url":23,"linktype":922,"fieldtype":62,"cached_url":2303,"prep":42,"story":2304},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2305,"id":2306,"uuid":2302,"slug":2307,"url":2307,"full_slug":2308,"_stopResolving":42},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":26,"alt":26,"name":23,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58,"meta_data":2313,"is_external_url":29},{},{"type":78,"content":2315},[2316],{"type":81,"attrs":2317,"content":2318},{"textAlign":26,"key":134},[2319],{"text":2320,"type":85,"marks":2321},"Curieux de découvrir Spendesk ?",[2322,2325],{"type":142,"attrs":2323},{"color":2324},"#000000",{"type":2258,"attrs":2326},{"class":2327},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Sign up to our newsletter to keep reading","Plus d'articles",{"id":1155,"url":23,"linktype":922,"fieldtype":62,"cached_url":1156,"prep":42,"story":2332},{"name":1158,"id":1159,"uuid":1155,"slug":1160,"url":1161,"full_slug":1162,"_stopResolving":42},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2335,2336],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2338],{"cta":2339,"_uid":2340,"items":2341,"heading":2462,"reverse":29,"component":869,"sectionSettings":2483},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2342,2403],{"_uid":2343,"title":2344,"component":817,"description":2345},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":78,"content":2346},[2347,2351],{"type":81,"content":2348},[2349],{"text":2350,"type":85},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2352,"attrs":2353,"content":2356},"ordered_list",{"order":2354},{"order":2355},1,[2357,2370,2381],{"type":2358,"content":2359},"list_item",[2360],{"type":81,"content":2361},[2362,2366,2368],{"text":2363,"type":85,"marks":2364},"Les dépenses stratégiques",[2365],{"type":150},{"text":2367,"type":85}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":2369},"hard_break",{"type":2358,"content":2371},[2372],{"type":81,"content":2373},[2374,2378,2380],{"text":2375,"type":85,"marks":2376},"Les dépenses opérationnelles",[2377],{"type":150},{"text":2379,"type":85}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":2369},{"type":2358,"content":2382},[2383],{"type":81,"content":2384},[2385,2389,2391,2392,2393,2395,2396,2397,2399,2400,2401],{"text":2386,"type":85,"marks":2387},"Les autres frais",[2388],{"type":150},{"text":2390,"type":85},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":2369},{"type":2369},{"text":2394,"type":85},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":2369},{"type":2369},{"text":2398,"type":85},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":2369},{"type":2369},{"text":2402,"type":85},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2404,"title":2405,"component":817,"description":2406},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":78,"content":2407},[2408,2412,2416,2425,2429,2433,2442,2446,2450,2454,2458],{"type":81,"content":2409},[2410],{"text":2411,"type":85},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":81,"content":2413},[2414],{"text":2415,"type":85},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":81,"content":2417},[2418,2422,2423],{"text":2419,"type":85,"marks":2420},"Pour les employés",[2421],{"type":150},{"type":2369},{"text":2424,"type":85},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":81,"content":2426},[2427],{"text":2428,"type":85},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":81,"content":2430},[2431],{"text":2432,"type":85},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":81,"content":2434},[2435,2439,2440],{"text":2436,"type":85,"marks":2437},"Pour les équipes financières",[2438],{"type":150},{"type":2369},{"text":2441,"type":85},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":81,"content":2443},[2444],{"text":2445,"type":85},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":81,"content":2447},[2448],{"text":2449,"type":85},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":81,"content":2451},[2452],{"text":2453,"type":85},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":81,"content":2455},[2456],{"text":2457,"type":85},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":81,"content":2459},[2460],{"text":2461,"type":85},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2463],{"cta":2464,"_uid":2465,"title":2466,"eyebrow":2473,"subtitle":2476,"component":273,"textAlign":23,"sectionSettings":2482,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":78,"content":2467},[2468],{"type":273,"attrs":2469,"content":2470},{"level":275},[2471],{"text":2472,"type":85},"Démarrer avec Spendesk",{"type":78,"content":2474},[2475],{"type":81},{"type":78,"content":2477},[2478],{"type":81,"content":2479},[2480],{"text":2481,"type":85},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",[2486,2663,2784,2932],{"name":2487,"created_at":2488,"published_at":2489,"updated_at":2490,"id":2491,"uuid":2492,"content":2493,"slug":2651,"full_slug":2652,"sort_by_date":26,"position":2653,"tag_list":2654,"is_startpage":29,"parent_id":882,"meta_data":26,"group_id":2655,"first_published_at":2656,"release_id":26,"lang":33,"path":26,"alternates":2657,"default_full_slug":2658,"translated_slugs":2659},"Tout ce que vous devez (absolument) savoir sur l'automatisation de la DAF","2022-10-24T16:56:05.207Z","2026-11-03T12:12:29.654Z","2026-11-03T12:12:29.691Z",208800779,"f88442c8-71ae-42c9-a7b4-4f0cd9e861a8",{"_uid":2494,"title":2487,"topics":2495,"category":2567,"language":2576,"component":782,"heroMedia":2577,"publishedAt":2583,"readingTime":2584,"redirectUrl":23,"listingImage":2585,"metaDescription":2586,"componentsAfterTheArticle":2587},"2e8817de-3918-4368-be7d-0502c4bcd7d7",[2496,2504,2525,2546],{"name":101,"created_at":102,"published_at":103,"updated_at":104,"id":105,"uuid":106,"content":2497,"slug":117,"full_slug":118,"sort_by_date":26,"position":119,"tag_list":2498,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":122,"first_published_at":123,"release_id":26,"lang":33,"path":26,"alternates":2499,"default_full_slug":125,"translated_slugs":2500,"_stopResolving":42},{"_uid":116,"name":101,"component":22},[],[],[2501,2502,2503],{"path":125,"name":26,"lang":33,"published":26},{"path":125,"name":26,"lang":39,"published":26},{"path":125,"name":26,"lang":41,"published":26},{"name":2505,"created_at":2506,"published_at":2507,"updated_at":2508,"id":2509,"uuid":2510,"content":2511,"slug":2513,"full_slug":2514,"sort_by_date":26,"position":2515,"tag_list":2516,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":2517,"first_published_at":2518,"release_id":26,"lang":33,"path":26,"alternates":2519,"default_full_slug":2520,"translated_slugs":2521,"_stopResolving":42},"Témoignages","2022-10-19T17:57:52.208Z","2026-09-29T09:14:49.435Z","2026-09-29T09:14:49.451Z",206171411,"998906f0-a00f-4e0b-9035-690e2117053d",{"_uid":2512,"name":2505,"component":22},"8d32cd7a-eab9-4f9f-9153-0c0904ad5d73","temoignages","fr/blog/topic/temoignages",-150,[],"3cc3a17c-f6d6-4f02-8a4b-915db15bac63","2022-11-02T15:24:52.469Z",[],"blog/topic/temoignages",[2522,2523,2524],{"path":2520,"name":26,"lang":33,"published":26},{"path":2520,"name":26,"lang":39,"published":26},{"path":2520,"name":26,"lang":41,"published":26},{"name":2526,"created_at":2527,"published_at":2528,"updated_at":2529,"id":2530,"uuid":2531,"content":2532,"slug":2534,"full_slug":2535,"sort_by_date":26,"position":2536,"tag_list":2537,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":2538,"first_published_at":2539,"release_id":26,"lang":33,"path":26,"alternates":2540,"default_full_slug":2541,"translated_slugs":2542,"_stopResolving":42},"Tendances","2022-10-19T17:57:54.755Z","2026-09-29T09:14:50.507Z","2026-09-29T09:14:50.522Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"_uid":2533,"name":2526,"component":22},"01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[2543,2544,2545],{"path":2541,"name":26,"lang":33,"published":26},{"path":2541,"name":26,"lang":39,"published":26},{"path":2541,"name":26,"lang":41,"published":26},{"name":2547,"created_at":2548,"published_at":2549,"updated_at":2550,"id":2551,"uuid":2552,"content":2553,"slug":2555,"full_slug":2556,"sort_by_date":26,"position":2557,"tag_list":2558,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":2559,"first_published_at":2560,"release_id":26,"lang":33,"path":26,"alternates":2561,"default_full_slug":2562,"translated_slugs":2563,"_stopResolving":42},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-09-29T09:14:45.249Z","2026-09-29T09:14:45.264Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":2554,"name":2547,"component":22},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[2564,2565,2566],{"path":2562,"name":26,"lang":33,"published":26},{"path":2562,"name":26,"lang":39,"published":26},{"path":2562,"name":26,"lang":41,"published":26},{"name":770,"created_at":771,"published_at":16,"updated_at":772,"id":773,"uuid":774,"content":2568,"slug":782,"full_slug":783,"sort_by_date":26,"position":784,"tag_list":2570,"is_startpage":29,"parent_id":786,"meta_data":26,"group_id":787,"first_published_at":788,"release_id":26,"lang":33,"path":26,"alternates":2571,"default_full_slug":790,"translated_slugs":2572,"_stopResolving":42},{"_uid":776,"icon":2569,"name":770,"component":781},{"id":778,"alt":779,"name":23,"focus":23,"title":23,"filename":780,"copyright":23,"fieldtype":58,"is_external_url":29},[],[],[2573,2574,2575],{"path":790,"name":26,"lang":33,"published":26},{"path":790,"name":26,"lang":39,"published":26},{"path":790,"name":26,"lang":41,"published":26},[33],[2578],{"_uid":2579,"asset":2580,"shadow":29,"caption":23,"overlay":2582,"component":804},"2a4c359f-c5f2-44dc-ae8f-5d2aaa510155",{"alt":23,"name":23,"focus":23,"title":23,"filename":2581,"copyright":23,"fieldtype":58,"is_external_url":29},"https://a.storyblok.com/f/146026/1190x670/db8cb9435f/regle-jeu-automatisation-daf-article-spendesk.jpg",[],"2024-01-26 00:00","13",[],"La transformation digitale des entreprises, on en parle depuis maintenant plusieurs années. Mais qu'en est-il de l'étape d'après, l'automatisation ?",[2588],{"_uid":2589,"items":2590,"heading":2627,"reverse":29,"component":869,"sectionSettings":2645},"ef56fbae-76ce-4e60-b7b1-3203797e2365",[2591,2600,2609,2618],{"_uid":2592,"title":2593,"component":817,"description":2594},"0ef0efbe-862a-467b-9032-1992c6f23052","Comment automatiser les tâches du DAF avec Spendesk ?",{"type":78,"content":2595},[2596],{"type":81,"content":2597},[2598],{"text":2599,"type":85},"Spendesk automatise les tâches du DAF en centralisant les dépenses, les approbations et les notes de frais via des workflows d'approbation paramétrables, des cartes virtuelles et des rapports financiers en temps réel. La gestion budgétaire intégrée, l'archivage automatique des justificatifs et les intégrations ERP réduisent la saisie manuelle et accélèrent la clôture mensuelle.",{"_uid":2601,"title":2602,"component":817,"description":2603},"bb673f5c-8db3-4c0f-949a-51e1683c732e","Quels processus financiers Spendesk peut-il automatiser pour un DAF ?",{"type":78,"content":2604},[2605],{"type":81,"content":2606},[2607],{"text":2608,"type":85},"Spendesk automatise les processus financiers clés comme les demandes d'achat, les validations, la gestion des factures et la saisie des notes de frais. Les cartes physiques et virtuelles, les workflows personnalisés et l'archivage automatique des pièces justificatives automatisent la conformité, simplifient la réconciliation bancaire et fournissent des rapports exploitables pour les équipes financières.",{"_uid":2610,"title":2611,"component":817,"description":2612},"61b62fc1-3618-48ca-9aa4-8878131f7909","Comment Spendesk s'intègre-t-il aux ERP et outils comptables ?",{"type":78,"content":2613},[2614],{"type":81,"content":2615},[2616],{"text":2617,"type":85},"Spendesk propose des intégrations natives avec les principaux ERP et logiciels comptables pour synchroniser automatiquement les transactions, catégories et justificatifs. Les exports automatiques, l'API Spendesk et les connecteurs dédiés assurent une réconciliation rapide, des écritures comptables prêtes à l'encodage et une réduction significative du temps passé sur les rapprochements.",{"_uid":2619,"title":2620,"component":817,"description":2621},"798fa9a6-ab6d-449d-b679-93999c39db05","Spendesk permet-il de contrôler les budgets tout en décentralisant les dépenses ?",{"type":78,"content":2622},[2623],{"type":81,"content":2624},[2625],{"text":2626,"type":85},"Spendesk permet de contrôler les budgets tout en décentralisant les dépenses grâce à la gestion budgétaire par projet, des plafonds par carte et des alertes en temps réel. Les règles d'approbation paramétrables et la visibilité centralisée garantissent le respect des politiques internes et une meilleure prévision de la trésorerie.",[2628],{"cta":2629,"_uid":2630,"title":2631,"eyebrow":2638,"subtitle":2641,"component":273,"textAlign":23,"sectionSettings":2644,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"9ae8d660-bce4-4fd0-90fb-e3bf29118c29",{"type":78,"content":2632},[2633],{"type":273,"attrs":2634,"content":2635},{"level":275},[2636],{"text":2637,"type":85},"Automatisation Daf — FAQ",{"type":78,"content":2639},[2640],{"type":81},{"type":78,"content":2642},[2643],{"type":81},[],[2646],{"_uid":2647,"hide":29,"theme":873,"anchorId":23,"component":874,"spacingTop":23,"hideOnDevices":2648,"spacingBottom":23,"floatingImages":2649,"variableOverrides":2650},"903919fc-c7ce-40db-b549-e2eb3344bb6c",[],[],[],"automatisation-daf","fr/blog/automatisation-daf",5090,[],"43265a6b-4a38-4f64-b778-baf474447c18","2022-11-04T13:36:49.161Z",[],"blog/automatisation-daf",[2660,2661,2662],{"path":2658,"name":26,"lang":33,"published":26},{"path":2658,"name":26,"lang":39,"published":26},{"path":2658,"name":26,"lang":41,"published":26},{"name":2664,"created_at":2665,"published_at":2666,"updated_at":2667,"id":2668,"uuid":2669,"content":2670,"slug":2772,"full_slug":2773,"sort_by_date":26,"position":2774,"tag_list":2775,"is_startpage":29,"parent_id":882,"meta_data":26,"group_id":2776,"first_published_at":2777,"release_id":26,"lang":33,"path":26,"alternates":2778,"default_full_slug":2779,"translated_slugs":2780},"Optimisez votre gestion financière avec l'intégration Spendesk x Outils RH","2024-03-27T14:52:01.519Z","2026-03-20T15:29:24.972Z","2026-03-20T15:29:24.997Z",468456604,"f35e0dc7-08d4-4f3f-afa1-0e625d6f4f00",{"_uid":2671,"title":2664,"topics":2672,"category":2681,"language":2690,"component":782,"heroMedia":2691,"publishedAt":2699,"readingTime":807,"redirectUrl":23,"listingImage":2700,"metaDescription":2701,"componentsAfterTheArticle":2702},"54498405-e781-4e59-8341-f7f5de203e4d",[2673],{"name":101,"created_at":102,"published_at":103,"updated_at":104,"id":105,"uuid":106,"content":2674,"slug":117,"full_slug":118,"sort_by_date":26,"position":119,"tag_list":2675,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":122,"first_published_at":123,"release_id":26,"lang":33,"path":26,"alternates":2676,"default_full_slug":125,"translated_slugs":2677,"_stopResolving":42},{"_uid":116,"name":101,"component":22},[],[],[2678,2679,2680],{"path":125,"name":26,"lang":33,"published":26},{"path":125,"name":26,"lang":39,"published":26},{"path":125,"name":26,"lang":41,"published":26},{"name":770,"created_at":771,"published_at":16,"updated_at":772,"id":773,"uuid":774,"content":2682,"slug":782,"full_slug":783,"sort_by_date":26,"position":784,"tag_list":2684,"is_startpage":29,"parent_id":786,"meta_data":26,"group_id":787,"first_published_at":788,"release_id":26,"lang":33,"path":26,"alternates":2685,"default_full_slug":790,"translated_slugs":2686,"_stopResolving":42},{"_uid":776,"icon":2683,"name":770,"component":781},{"id":778,"alt":779,"name":23,"focus":23,"title":23,"filename":780,"copyright":23,"fieldtype":58,"is_external_url":29},[],[],[2687,2688,2689],{"path":790,"name":26,"lang":33,"published":26},{"path":790,"name":26,"lang":39,"published":26},{"path":790,"name":26,"lang":41,"published":26},[33],[2692],{"_uid":2693,"type":23,"asset":2694,"shadow":29,"caption":23,"overlay":2698,"component":804},"db504aac-d3a0-4b50-a0bc-3df2dca1b7ec",{"id":2695,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2696,"copyright":23,"fieldtype":58,"meta_data":2697,"is_private":29,"is_external_url":29},15013753,"https://a.storyblok.com/f/146026/2380x1340/52cb4976e0/analytical_split_blog_header_en_01-1.png",{},[],"2024-03-28 12:00",[],"Découvrez comment l'intégration transparente de Spendesk avec plus de 40 outils RH automatise l'administration des RH et rationalise la gestion des dépenses pour une efficacité accrue.",[2703],{"_uid":2704,"items":2705,"heading":2749,"reverse":29,"component":869,"sectionSettings":2766},"057cc21c-d2b0-4521-b12f-930e9068d08e",[2706,2714,2722,2731,2740],{"_uid":2707,"title":2344,"component":817,"description":2708},"d2b3dac9-feb9-4d64-9fc0-0965d798f32f",{"type":78,"content":2709},[2710],{"type":81,"content":2711},[2712],{"text":2713,"type":85},"La gestion des dépenses est le processus qui centralise, contrôle et automatise toutes les dépenses professionnelles. Spendesk fournit des cartes physiques et virtuelles, workflows d'approbation, capture mobile des justificatifs et réconciliation automatique des transactions. Spendesk permet d'attribuer budgets, appliquer les bons taux de TVA et exporter les écritures vers les outils comptables en quelques clics.",{"_uid":2715,"title":2405,"component":817,"description":2716},"dc1a3ffc-4a5f-4cea-bfda-f0338bd4b023",{"type":78,"content":2717},[2718],{"type":81,"content":2719},[2720],{"text":2721,"type":85},"Spendesk fonctionne comme une plateforme centralisée qui relie moyens de paiement, workflows et contrôles financiers. Spendesk propose des cartes physiques et virtuelles, demandes de fonds intégrées, capture mobile des reçus et approbations en chaîne. Les équipes financières créent limites, budgets et règles d'approbation, suivent les justificatifs et exportent les transactions vers les outils comptables pour une réconciliation rapide.",{"_uid":2723,"title":2724,"component":817,"description":2725},"385379f8-5be1-4fb3-b17b-c625a8357daa","Comment Spendesk s'intègre-t-il aux outils RH ?",{"type":78,"content":2726},[2727],{"type":81,"content":2728},[2729],{"text":2730,"type":85},"Spendesk s'intègre aux outils RH pour synchroniser employés, rôles et départements dès l'onboarding. Spendesk propose des connecteurs SCIM et SSO, synchronisation automatique des utilisateurs et mappage des équipes, ce qui permet d'attribuer cartes, budgets et permissions instantanément et d'automatiser la révocation des accès lors des départs.",{"_uid":2732,"title":2733,"component":817,"description":2734},"086ec69f-1375-44c4-a93b-58e328d73a13","Quelles données RH sont synchronisées avec Spendesk ?",{"type":78,"content":2735},[2736],{"type":81,"content":2737},[2738],{"text":2739,"type":85},"Spendesk synchronise les données RH essentielles telles que nom, adresse e‑mail, poste, manager, département, statut d'emploi et identifiant employé. Spendesk mappe également les centres de coût et les affectations budgétaires pour refléter la structure RH dans la gestion des permissions et des limites de dépense, ce qui facilite le reporting et la conformité.",{"_uid":2741,"title":2742,"component":817,"description":2743},"615932eb-2e77-4b36-bdff-171bfb40babf","Quels bénéfices les équipes RH retirent-elles d'une intégration avec Spendesk ?",{"type":78,"content":2744},[2745],{"type":81,"content":2746},[2747],{"text":2748,"type":85},"L'intégration Spendesk réduit les tâches administratives RH en automatisant l'attribution et la révocation des cartes, la gestion des budgets et la synchronisation des équipes. Spendesk fournit des rapports centralisés et une visibilité en temps réel sur les dépenses par département, ce qui accélère l'onboarding, améliore la conformité et facilite le contrôle des coûts.",[2750],{"cta":2751,"_uid":2752,"title":2753,"eyebrow":2759,"subtitle":2762,"component":273,"textAlign":23,"sectionSettings":2765,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"45fc618e-cf12-4c90-8e8c-9eb0006fa7c1",{"type":78,"content":2754},[2755],{"type":273,"attrs":2756,"content":2757},{"level":275},[2758],{"text":1190,"type":85},{"type":78,"content":2760},[2761],{"type":81},{"type":78,"content":2763},[2764],{"type":81},[],[2767],{"_uid":2768,"hide":29,"theme":873,"anchorId":23,"component":874,"spacingTop":23,"hideOnDevices":2769,"spacingBottom":23,"floatingImages":2770,"variableOverrides":2771},"e8ba7f6e-29b9-4851-a0f0-cf0e1e2cdf29",[],[],[],"integration-outils-rh","fr/blog/integration-outils-rh",-180,[],"8af7057f-040f-4833-999f-6843bf719aa1","2024-03-28T08:53:49.276Z",[],"blog/integration-outils-rh",[2781,2782,2783],{"path":2779,"name":26,"lang":33,"published":26},{"path":2779,"name":26,"lang":39,"published":26},{"path":2779,"name":26,"lang":41,"published":26},{"name":2785,"created_at":2786,"published_at":2787,"updated_at":2788,"id":2789,"uuid":2790,"content":2791,"slug":2921,"full_slug":2922,"sort_by_date":26,"position":2923,"tag_list":2924,"is_startpage":29,"parent_id":882,"meta_data":26,"group_id":2925,"first_published_at":2787,"release_id":26,"lang":33,"path":26,"alternates":2926,"default_full_slug":2927,"translated_slugs":2928},"Logiciel de suivi budgétaire : comment choisir l’outil adapté à votre entreprise ?","2026-10-30T13:20:16.323Z","2026-10-30T13:34:14.178Z","2026-10-30T13:35:05.059Z",236244239691256,"2e5e0d2d-1f5a-4ea9-8dbf-0f783086e9d3",{"_uid":2792,"title":2785,"topics":2793,"noIndex":29,"category":2802,"language":2811,"readTime":23,"component":782,"heroMedia":2812,"publishedAt":2820,"redirectUrl":23,"leadwallForm":2821,"listingImage":2822,"leadwallTitle":23,"metaDescription":2823,"bottomArticleCta":2824,"leadwallSubtitle":23,"isLeadwallEnabled":29,"componentsAfterTheArticle":2825,"leadwallVisibleParagraphs":23},"2955117f-e1c3-42a9-8617-6338ebfaa75f",[2794],{"name":101,"created_at":102,"published_at":103,"updated_at":104,"id":105,"uuid":106,"content":2795,"slug":117,"full_slug":118,"sort_by_date":26,"position":119,"tag_list":2796,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":122,"first_published_at":123,"release_id":26,"lang":33,"path":26,"alternates":2797,"default_full_slug":125,"translated_slugs":2798,"_stopResolving":42},{"_uid":116,"name":101,"component":22},[],[],[2799,2800,2801],{"path":125,"name":26,"lang":33,"published":26},{"path":125,"name":26,"lang":39,"published":26},{"path":125,"name":26,"lang":41,"published":26},{"name":770,"created_at":771,"published_at":16,"updated_at":772,"id":773,"uuid":774,"content":2803,"slug":782,"full_slug":783,"sort_by_date":26,"position":784,"tag_list":2805,"is_startpage":29,"parent_id":786,"meta_data":26,"group_id":787,"first_published_at":788,"release_id":26,"lang":33,"path":26,"alternates":2806,"default_full_slug":790,"translated_slugs":2807,"_stopResolving":42},{"_uid":776,"icon":2804,"name":770,"component":781},{"id":778,"alt":779,"name":23,"focus":23,"title":23,"filename":780,"copyright":23,"fieldtype":58,"is_external_url":29},[],[],[2808,2809,2810],{"path":790,"name":26,"lang":33,"published":26},{"path":790,"name":26,"lang":39,"published":26},{"path":790,"name":26,"lang":41,"published":26},[33],[2813],{"_uid":2814,"link":2815,"asset":2816,"caption":23,"component":804},"2659f3d3-1176-42d9-81e0-b73ebc51a312",{"id":23,"url":23,"linktype":922,"fieldtype":62,"cached_url":1957,"prep":42},{"id":2817,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2818,"copyright":23,"fieldtype":58,"meta_data":2819,"is_external_url":29},236246895659711,"https://a.storyblok.com/f/146026/1248x832/5db30c8d96/budget-tool-compass.png",{},"2026-10-30 00:00",[],[],"Comparez les logiciels de suivi budgétaire : fonctionnalités, budget engagé, approbations, intégrations et critères pour choisir le bon outil.\n",[],[2826],{"cta":2827,"_uid":2828,"items":2829,"heading":2896,"reverse":29,"component":869,"sectionSettings":2920},[],"a321fb8a-19a0-4ccf-b69b-fb6552c8b83f",[2830,2841,2852,2863,2874,2885],{"_uid":2831,"hide":29,"title":2832,"component":817,"description":2833},"5d9bce05-658f-44d7-b239-7a271963f0b9","Quel est le meilleur logiciel de suivi budgétaire pour une PME ?",{"type":78,"attrs":2834,"content":2835},{"backgroundColor":26},[2836],{"type":81,"attrs":2837,"content":2838},{"textAlign":26},[2839],{"text":2840,"type":85},"Le meilleur outil dépend du nombre d’entités, du nombre de responsables de budget et du niveau de suivi attendu. Une PME avec une seule entité peut commencer avec un logiciel comptable et un outil de gestion des dépenses. Une PME avec plusieurs équipes doit privilégier le suivi du budget engagé, les approbations, les droits d’accès et les intégrations comptables.",{"_uid":2842,"hide":29,"title":2843,"component":817,"description":2844},"7a3e2259-e570-4376-9696-bf8f86b7f4b7","Quelle différence entre budget prévu, engagé et réalisé ?",{"type":78,"attrs":2845,"content":2846},{"backgroundColor":26},[2847],{"type":81,"attrs":2848,"content":2849},{"textAlign":26},[2850],{"text":2851,"type":85},"Le budget prévu correspond au montant autorisé. Le budget engagé correspond aux dépenses décidées mais pas encore nécessairement comptabilisées. Le budget réalisé correspond aux dépenses enregistrées ou payées. Comparer les trois permet d’anticiper les dépassements au lieu de les constater à la clôture.",{"_uid":2853,"hide":29,"title":2854,"component":817,"description":2855},"e74f9a3b-cd8e-4740-bf8d-ed0fa08d85ae","Excel suffit-il pour suivre un budget ?",{"type":78,"attrs":2856,"content":2857},{"backgroundColor":26},[2858],{"type":81,"attrs":2859,"content":2860},{"textAlign":26},[2861],{"text":2862,"type":85},"Excel peut suffire pour une petite structure avec une seule entité, peu de lignes budgétaires et peu d’utilisateurs. Il devient plus fragile lorsque plusieurs versions circulent, que les dépenses engagées ne sont pas suivies ou que les managers ont besoin d’une information en temps réel.",{"_uid":2864,"hide":29,"title":2865,"component":817,"description":2866},"4387ed28-7167-4a6f-b966-1ecd35c57afa","Un logiciel FP&A remplace-t-il un logiciel de suivi des dépenses ?",{"type":78,"attrs":2867,"content":2868},{"backgroundColor":26},[2869],{"type":81,"attrs":2870,"content":2871},{"textAlign":26},[2872],{"text":2873,"type":85},"Non. Un logiciel FP&A sert principalement à construire des scénarios, prévoir les résultats et consolider les données. Un outil de gestion des dépenses capte les demandes, cartes, notes de frais et factures au moment où elles interviennent. Les deux solutions peuvent être complémentaires.",{"_uid":2875,"hide":29,"title":2876,"component":817,"description":2877},"7279dbe6-c90c-486e-a752-3effae3fca89","Quelles intégrations vérifier avant de choisir un outil ?",{"type":78,"attrs":2878,"content":2879},{"backgroundColor":26},[2880],{"type":81,"attrs":2881,"content":2882},{"textAlign":26},[2883],{"text":2884,"type":85},"Vérifiez l’intégration avec votre logiciel comptable, votre ERP, votre outil de paie si nécessaire et vos systèmes de paiement. Contrôlez aussi les données synchronisées, la fréquence des mises à jour, les dimensions analytiques et les possibilités d’export ou d’API.",{"_uid":2886,"hide":29,"title":2887,"component":817,"description":2888},"bace8455-8220-4b1b-bd23-9ce3c39cdbba","Comment tester un logiciel de suivi budgétaire ?",{"type":78,"attrs":2889,"content":2890},{"backgroundColor":26},[2891],{"type":81,"attrs":2892,"content":2893},{"textAlign":26},[2894],{"text":2895,"type":85},"Testez-le sur un mois complet et sur un périmètre limité, avec vos propres dépenses. Vérifiez le suivi du budget engagé, les workflows d’approbation, les alertes, les droits d’accès, les exports comptables et le temps nécessaire à la production du reporting.",[2897],{"cta":2898,"_uid":2899,"title":2900,"layout":23,"eyebrow":2908,"subtitle":2915,"component":273,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2918,"sectionSettings":2919,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"9faf5db3-f86f-469c-b307-c83919dbf275",{"type":78,"attrs":2901,"content":2902},{"backgroundColor":26},[2903],{"type":273,"attrs":2904,"content":2905},{"level":275,"textAlign":26},[2906],{"text":2907,"type":85},"Questions fréquentes sur les logiciels de suivi budgétaire",{"type":78,"attrs":2909,"content":2910},{"backgroundColor":26},[2911],{"type":81,"attrs":2912,"content":2913},{"textAlign":26},[2914],{"text":1190,"type":85},{"type":78,"content":2916},[2917],{"type":81},[],[],[],"logiciel-de-suivi-budgetaire","fr/blog/logiciel-de-suivi-budgetaire",-4040,[],"17487fd8-0530-4aa4-823b-229a64e08030",[],"blog/logiciel-de-suivi-budgetaire",[2929,2930,2931],{"path":2927,"name":26,"lang":33,"published":26},{"path":2927,"name":26,"lang":39,"published":26},{"path":2927,"name":26,"lang":41,"published":26},{"name":2933,"created_at":2934,"published_at":2935,"updated_at":2936,"id":2937,"uuid":2938,"content":2939,"slug":3052,"full_slug":3053,"sort_by_date":26,"position":3054,"tag_list":3055,"is_startpage":29,"parent_id":882,"meta_data":26,"group_id":3056,"first_published_at":3057,"release_id":26,"lang":33,"path":26,"alternates":3058,"default_full_slug":3059,"translated_slugs":3060},"Analyse des écarts budgétaires : méthode, seuils et actions correctives","2026-09-11T16:19:06.315Z","2026-11-03T12:09:13.302Z","2026-11-03T12:09:13.332Z",218947364137443,"f8b80f93-aaed-4e0a-b181-7f066352279f",{"_uid":2940,"title":2933,"topics":2941,"noIndex":29,"category":2950,"language":2959,"component":782,"heroMedia":2960,"publishedAt":2968,"redirectUrl":23,"listingImage":2969,"metaDescription":2970,"bottomArticleCta":2971,"componentsAfterTheArticle":2972},"a9d13a9e-a368-4d39-a661-8e1f0cd8f1da",[2942],{"name":101,"created_at":102,"published_at":103,"updated_at":104,"id":105,"uuid":106,"content":2943,"slug":117,"full_slug":118,"sort_by_date":26,"position":119,"tag_list":2944,"is_startpage":29,"parent_id":121,"meta_data":26,"group_id":122,"first_published_at":123,"release_id":26,"lang":33,"path":26,"alternates":2945,"default_full_slug":125,"translated_slugs":2946,"_stopResolving":42},{"_uid":116,"name":101,"component":22},[],[],[2947,2948,2949],{"path":125,"name":26,"lang":33,"published":26},{"path":125,"name":26,"lang":39,"published":26},{"path":125,"name":26,"lang":41,"published":26},{"name":770,"created_at":771,"published_at":16,"updated_at":772,"id":773,"uuid":774,"content":2951,"slug":782,"full_slug":783,"sort_by_date":26,"position":784,"tag_list":2953,"is_startpage":29,"parent_id":786,"meta_data":26,"group_id":787,"first_published_at":788,"release_id":26,"lang":33,"path":26,"alternates":2954,"default_full_slug":790,"translated_slugs":2955,"_stopResolving":42},{"_uid":776,"icon":2952,"name":770,"component":781},{"id":778,"alt":779,"name":23,"focus":23,"title":23,"filename":780,"copyright":23,"fieldtype":58,"is_external_url":29},[],[],[2956,2957,2958],{"path":790,"name":26,"lang":33,"published":26},{"path":790,"name":26,"lang":39,"published":26},{"path":790,"name":26,"lang":41,"published":26},[33],[2961],{"_uid":2962,"link":2963,"asset":2964,"caption":23,"component":804},"96b9cd00-7f46-4d34-a6f1-e10a4bfc780b",{"id":23,"url":23,"linktype":922,"fieldtype":62,"cached_url":1957,"prep":42},{"id":2965,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2966,"copyright":23,"fieldtype":58,"meta_data":2967,"is_external_url":29},164060175892697,"https://a.storyblok.com/f/146026/1536x1024/28f26daba2/1773976987824-w4lbcl.png",{},"2026-09-11 00:00",[],"Analyse des écarts budgétaires : découvrez comment fixer les seuils, distinguer les causes et transformer le budget contre réel en outil de décision.",[],[2973],{"cta":2974,"_uid":2975,"items":2976,"heading":3027,"reverse":29,"component":869,"sectionSettings":3051},[],"d6a8d668-7819-40f6-80a8-0a4abb490995",[2977,2994,3005,3016],{"_uid":2978,"hide":29,"title":2979,"component":817,"description":2980},"cc45fb69-14ab-4c94-bfd0-533880bbebb9","Un écart favorable doit-il être analysé ?",{"type":78,"attrs":2981,"content":2982},{"backgroundColor":26},[2983],{"type":81,"attrs":2984,"content":2985},{"textAlign":26},[2986,2988,2992],{"text":2987,"type":85},"Oui. Une dépense inférieure au budget peut traduire une économie réelle, mais aussi un ",{"text":2989,"type":85,"marks":2990},"projet reporté",[2991],{"type":150},{"text":2993,"type":85},", une facture non reçue ou une charge enregistrée sur une autre période.",{"_uid":2995,"hide":29,"title":2996,"component":817,"description":2997},"6121b289-4203-4003-8a64-53daa70532f6","Quelle différence entre un écart temporaire et un écart structurel ?",{"type":78,"attrs":2998,"content":2999},{"backgroundColor":26},[3000],{"type":81,"attrs":3001,"content":3002},{"textAlign":26},[3003],{"text":3004,"type":85},"Un écart temporaire provient généralement d’un décalage de calendrier ou d’une dépense exceptionnelle. Un écart structurel traduit une tendance durable, comme une hausse de prix ou un budget sous-évalué, et nécessite une action de fond.",{"_uid":3006,"hide":29,"title":3007,"component":817,"description":3008},"f4ae7d56-48b1-4aad-a4f1-8e7ed055cb73","Comment adapter les seuils de matérialité à la taille de l’entreprise ?",{"type":78,"attrs":3009,"content":3010},{"backgroundColor":26},[3011],{"type":81,"attrs":3012,"content":3013},{"textAlign":26},[3014],{"text":3015,"type":85},"Fixez le seuil absolu en fonction du budget global, du niveau de détail suivi et de l’impact du poste sur le résultat. Le seuil relatif peut se situer autour de 5 à 10 %, mais il doit être ajusté selon la nature de la dépense.",{"_uid":3017,"hide":29,"title":3018,"component":817,"description":3019},"f0c5602a-3d9d-4487-bae0-0bb1640e09d4","Qui doit commenter les écarts budgétaires ?",{"type":78,"attrs":3020,"content":3021},{"backgroundColor":26},[3022],{"type":81,"attrs":3023,"content":3024},{"textAlign":26},[3025],{"text":3026,"type":85},"Le responsable de budget explique les écarts de son périmètre. Le contrôleur de gestion consolide et challenge les analyses. La direction financière intervient lorsque l’écart nécessite une décision d’allocation ou une révision de prévision.",[3028],{"cta":3029,"_uid":3030,"title":3031,"eyebrow":3039,"subtitle":3046,"component":273,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3049,"sectionSettings":3050,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"81b73c85-1b92-4497-8c4e-1801b688c08f",{"type":78,"attrs":3032,"content":3033},{"backgroundColor":26},[3034],{"type":273,"attrs":3035,"content":3036},{"level":275,"textAlign":26},[3037],{"text":3038,"type":85},"Questions fréquentes sur l'analyse des écarts budgétaires",{"type":78,"attrs":3040,"content":3041},{"backgroundColor":26},[3042],{"type":81,"attrs":3043,"content":3044},{"textAlign":26},[3045],{"text":1190,"type":85},{"type":78,"content":3047},[3048],{"type":81},[],[],[],"analyse-des-ecarts-budgetaires","fr/blog/analyse-des-ecarts-budgetaires",-3440,[],"39605731-405d-4ed8-ba5f-6ee0217e6dc4","2026-09-11T16:41:03.236Z",[],"blog/analyse-des-ecarts-budgetaires",[3061,3062,3063],{"path":3059,"name":26,"lang":33,"published":26},{"path":3059,"name":26,"lang":39,"published":26},{"path":3059,"name":26,"lang":41,"published":26},["Island",3065],{"key":3066,"result":3067},"MarkdownRenderer_1PEIdexMQYlCw57T3ccmk2ct7n8uEYEY91k1tAmDpQ",{"head":3068},{"link":3069,"style":3070},[],[],["Island",3072],{"key":3073,"result":3074},"MarkdownRenderer_N1UA7QtLVawC1H36XABIMPfgWufk1bSSYpzmL62juSo",{"head":3075},{"link":3076,"style":3077},[],[],["Island",3079],{"key":3080,"result":3081},"MarkdownRenderer_nzacdyPNc1dvyA9SSCYxPa54LjaBTQygQc3M1Qlg",{"head":3082},{"link":3083,"style":3084},[],[],1793991603370]